Lecture 100: Mastering Supply Chain Finance: A Complete Guide to Inventory Funding/Dealer Finance

Welcome to our latest video on Supply Chain Finance - Inventory Funding/Dealer Finance. In this video, we'll take a comprehensive look at the meaning of Supply Chain Finance and Dealer Finance, and walk you through the step-by-step process of Inventory Funding and Dealer Finance. We'll also cover the key features of Dealer Finance and Inventory Funding, including disbursement and operations process, the problems faced by dealers, and the reasons why dealer accounts become NPA.
You'll learn how to assess dealer finance loan applications and the security required in dealer finance cases. This video is perfect for bankers, chartered accountants, and business owners who want to maximize their cash flow and improve their understanding of Supply Chain Finance. Whether you're an experienced banker or just starting, this video is packed with valuable insights to help you succeed. So, don't miss this opportunity to unlock the power of Supply Chain Finance and Dealer Finance. Hit the play button and let's get started!
#SupplyChainFinance #InventoryFunding #DealerFinance #CreditUnderwriting #ankushjain #caankushjain #channelfinance
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1. Dealer Finance Demystified: Understanding the Process, Key Features, and Problems Faced by Dealers.
2. Unlocking the Power of Supply Chain Finance: How Inventory Funding and Dealer Finance Can Boost Your Business
3. Inventory Funding and Dealer Finance: The Ultimate Step-by-Step Guide for Bankers, Accountants, and Business Owners
4. Dealer Finance Exposed: How to Assess Loan Applications, Mitigate Risks, and Secure Your Investments
5. Maximizing Your Cash Flow with Supply Chain Finance: A Comprehensive Overview of Inventory Funding and Dealer Finance
6. Supply Chain Finance Strategies for Small Business Owners: How to Use Dealer Finance to Grow Your Business
7. Inventory Funding and Dealer Finance: How to Navigate the Operations Process, Overcome Challenges, and Succeed in the Market

[@Shivanshandabhinava]

Exellent..Ankush..bankers should be indebted to you

[@AnkushJain]

Thank you

[@SANTOSHKUMAR-pb2lb]

Beautifully explained ,thank you sir

[@AnkushJain]

Your welcome

[@VikashKumar-tq7tf]

I have newly joined the trade finance sector in icici bank. I don't know anything about my work. But you have explained so nicely. It helps me a lot to understand my work.... Thanks a lot....

[@AnkushJain]

Thank you

[@ankursri5167]

Thanks from Dil se. Demand completion ratio is 60 days. Finally my request completed.. Thank you so much.

[@AnkushJain]

Thank you 🙏 sorry for the delay 😀

[@ankursri5167]

@@AnkushJain It's Ok..Sir, Der aaye durust aaye..

[@AripakaVinita]

very Useful video

[@AnkushJain]

@@AripakaVinita thank you

[@jayantverma6236]

Your video was very informative and could understand the basics of Inventory Financing and I can correlate it to Car Financing for Dealers

[@AnkushJain]

Thank you

[@guddudigal7785]

This lecture was very informative. Thank you so much.

[@AnkushJain]

Your welcome

[@sanjayyadav-bv9ge]

Great Work Sir Very informative and useful.🎉

[@AnkushJain]

Thank you

[@swarajshende3856]

Excellent video. Thanks Ankush

[@AnkushJain]

Your welcome

[@manishpunjabi8066]

Very well explained Sir, thanks

[@AnkushJain]

Thank you

[@yjgratitude5]

Very informative lecture

[@AnkushJain]

Thank you

[@abhashanand9706]

Thanks a ton

[@AnkushJain]

@@abhashanand9706 your welcome

[@pankajjain4275]

Tusi great ho...ankur paji..

[@AnkushJain]

Thank you

[@urbanbaba6216]

Thanks sir for awesome knowledge

[@AnkushJain]

Your welcome

[@tinkukataruka1986]

Dear Ankush Sir, Your Videos are deeply insightful. Thank you. Would appreciate if you please make a vidoe on Repo Rate Linked Term Loan VS T-Bill Linked Term Loan (Adv/Disadv.). Regards.

[@AnkushJain]

Thank you 😊

[@akshayagarwal59]

Hi Ankush, This is quite informative. In the video, you mentioned that this is for other goods and services. Can you please provide details what is difference in funding in case vehicle dealers

[@AnkushJain]

Will do 👍

[@divyakumawat6861]

Thank you sir Pls make video on hybrid annuity model of finance

[@AnkushJain]

Thank you

[@er.ankitrathi9653]

Thank you for this lecture sir

[@AnkushJain]

Yes, pl find the link kzbin.info/www/bejne/rJWpnnqLgatneJY

[@RahulGupta-jg2yf]

Sir pls make the video of Term loan funded to trust

[@AnkushJain]

It works like normal term loans only. I have already made video on term loan funding

[@vihalmishra]

Great video

[@AnkushJain]

Thank you

[@shahnawazalam6320]

Thanks sir for in detail video

[@AnkushJain]

Your welcome 👍

[@jaineshshah-y7x]

Dear Sir, I went through this video. In this case you have explained about purchase side inventory funding in detail & mentioned that you will prepare separate video on sales side. Would request your views on the same.

[@AnkushJain]

Yeah will do

[@divyanshumittal9958]

Nice video

[@AnkushJain]

Thank you

[@rakshitjain1242]

Sir you have mentioned that payment will be made directly to corporate from dealer, but why the dealer will pay to corporate as Bank has already made the payment to corporate.

[@AnkushJain]

No bank doesn't pay, dealer limit account is used to make payment

[@sayalimore2063]

I think sales side, purchase bill discount and vendor finance will come Need your opinion on it

[@AnkushJain]

Could not get. Please elaborate the query

[@sayalimore2063]

Buyer centric finance would be vendor finance and purchase invoice financing

[@veronicasingh]

Hello, I have a query. In case of dealer finance, whose credit rating is accessed? It's corporate or dealer. And the rates are decided between the bank and the corporate for the dealer?

[@AnkushJain]

Rating is always of corporate. Rate of interest can be decided at corporate or at dealer level. Dependent on bank to bank

[@sanjaysahoo959]

Sir can a ca having taxation practical background can opt for credit manager role with doing some banking credit certification courses online to increse the chances of being selected, pls guide sir

[@AnkushJain]

CA qualification is enough. No need for other certification

[@sanjaysahoo959]

Sir if there is other candidates who is having articleship experience in finance will have edge over other person. So in this case bank will prefer whom

[@AnkushJain]

Yeah he will get a bit benefit for selection but such knowledge can be gained easily from my youtube channel itself

[@sanjaysahoo959]

Thank you sir i am following 😊 your youtube channel and really its adding value to my knowledge base

[@AnkushJain]

👍👍

[@sanjayyadav-bv9ge]

Sir, it is usually seen that car dealers are having cc limit with one bank and inventory funding with other bank. How can we bifurcate the stocks charged to both banks individually.

[@AnkushJain]

We can't therefore we take charge over current assets which are not financed by inventory financing banker

[@amitabhapal8218]

Sir, can there be interim CAM for SCM financing? If yes, under what scenario? If no, what is the reason behind..

[@AnkushJain]

Could not understand your question, can you elaborate?

[@MONUKUMAR-xu7xg]

Hii, is Channel Finance Limit and Facility discussed in this vedio both are one and same, Please confirm.

[@AnkushJain]

Yes they are

[@gauravsharma9501]

Sir, after availing of this facility, how will the dealers make journal entry in their books.

[@AnkushJain]

On purchase of goods since bank makes the payment to the corporate from the limit, the net entry would be: Purchase account dr. To Bank channel finance account Upon repaying the due amount of channel finance: Bank channel finance account Dr. To Bank account

[@rahmanahmed6310]

Sir, purani car sell purchase karne walo ko kaise fund kare? Please suggest.

[@AnkushJain]

Ok will make a video on it

[@rahmanahmed6310]

Okay sir

[@AmitKumar-wf4ly]

What would be the method for assessing the overall limit on the corporate?

[@AnkushJain]

Say corporate sells Rs. 365 crores goods through dealers then presuming 90 days cycle, overall eligible limit comes to Rs. 90 crores. From that existing sanction by other banks for dealer funding to be deducted and balance exposure can be taken up by our bank

[@TheSuresh2022]

Sir, Corporate can be govt entity or private entity?? Or it must be private only for supply chain finance??

[@AnkushJain]

Can by anyone

[@TheSuresh2022]

Ok sir

[@AnkushJain]

👍👍

[@MONUKUMAR-xu7xg]

Hii, Please confirm what is relation between CIBIL report and Facility covered in this vedio or Facility covered in Lecture 105 (Sales Bill discounting) ? As while funding to Manpower service Borrower, I observed that there were 2 Business Loans appearing in the CIBIL report of Borrower, However while discussing with Borrower it was informed to us that these are not any loans taken by it rather these are facilities taken by 2 of Customers of Borrower who have taken channel finance kind of facility from the bank ?

[@AnkushJain]

Hi, if appearing in cibil then means that same is taken by the person itself. Ask for sanction letter and see who is borrower in that sl

[@MONUKUMAR-xu7xg]

@@AnkushJain So is there NIL possibility that any limit or bill discounting kind of facility taken by customer of Borrower will reflect in the CIBIL of Borrower ?

[@er.ankitrathi9653]

Sir have you made video on turnover method...

[@AnkushJain]

kzbin.info/www/bejne/rJWpnnqLgatneJY Pl find the link

[@nareshz999]

make video on doctored balance sheet and pl? how to identify it as a banker.

[@AnkushJain]

Ok

[@sanjayyadav-bv9ge]

Sir can inventory funding can be provided in the shape of term loan

[@AnkushJain]

No it is a running working capital limit

[@sanjayyadav-bv9ge]

@@AnkushJain Thanks Sir

[@AnkushJain]

👍👍

[@sanjayyadav-bv9ge]

Pls clarify the logic behind banks can't take charge over current assets. Is borrowers denying for giving charge over current assets.

[@AnkushJain]

Bank takes charge but not on those assets which are exclusively financed by inventory funding financer.

[@sanjayyadav-bv9ge]

@@AnkushJainSir, in video it is said that some banks are financing even without taking charge over current assets which are financed by them. I just want to clarify the logic why banks are doing funding without taking hypothecation charge over funded current assets. What is the logic behind this practice

[@AnkushJain]

Sanjay there is no particular logic coming in my mind for this except for borrower comfort. Further these banks also take collateral security sometimes. Common practise is whenever a borrower defaults, rarely do we recover current assets from them as the borrower always clears or moves the stock before committing default. So they might be thinking that taking charge on current assets is not that much fruitful so take collateral security instead. Last thing they may be doing is very obvious, like there is unsecured business loan department in every bank similarly they are considering their exposure as totally unsecured and taking risk on borrower comfort and overall comfort of the corporate arrangement that they have internally. Could be possible that corporate has given them some sort of guarantee for doing these unsecured fundings

[@sanjayyadav-bv9ge]

@@AnkushJain Thanks Sir for your detailed guidance.🙏

[@AnkushJain]

👍👍

[@vinay94095]

What will be the LTV in this transaction. And if it is < 100% then how borrwer will make payment to Bank and corporate.

[@AnkushJain]

Please check the slide related to security. I have explained full details in it. Normally limit is unsecured. Court case is the last resort to recover the dues from defaulting customers

[@gauravpandey2648]

Dear all, Is there any DSA in supply chain finance

[@AnkushJain]

You won't get any revert here since no notification goes for comments done to others

[@RajanKumar-gh2qx]

Sir could you please make a video on Credit Facility assessment ( preferably Working Capital) for a Public Limited Company.

[@AnkushJain]

Assessment norms are same for every constitution, what specific thing you want to learn? Please elaborate

[@RajanKumar-gh2qx]

Due diligence a credit officer has to take into account in the case of Public Limited Co. And the nuances of the Public Limited Co is different from a Pvt Ltd Co or LLP so how to approach, i mean the basics. Will help a lot Sir as a credit officer, like me, dealing in retail lending doesn't have such exposure.

[@AnkushJain]

Will update

[@rishabhpal7876]

Sir isme dealer ko kya benifit hoga kyuki dealer ka to kaam chal rha tha corporate usse de rha hai limit fir dealer 10-13% roi p.a. kyu dena chahega.

[@AnkushJain]

Corporate not ready to provide credit period to borrower and asking him to pay thus he will need fund support

[@rishabhpal7876]

@@AnkushJain Ok sir abhi video 2nd time complete kar rha hu if or bhi koi question aata hai ans. Dejiyega. And mai apka mamber ship ko join Krna chahta hu

[@AnkushJain]

Thank you. Yeah sure pl join

[@rishabhpal7876]

​@@AnkushJain How to join please tell me joining process

[@AnkushJain]

lnkd.in/dr3DxiG8 Pl click on this link

[@KarmveerUdayChand]

Very informative & detailed , very good example , explanation was perfect , I request if same type of video can be made for consumer durable loan journey with dealer commission etc. May i have your contact No plz.

[@AnkushJain]

Thank you 😊

[@prabhatkumar4349]

Sir very few or limited information is available regarding this and many GMlevel officers of Bank even don't know all these things

[@AnkushJain]

Thank you

[@rishabhpal7876]

Sir mai corporate DSA hu aapse Bill discounting ke baare kuchh point discuss karne hai, Aapae contact kaise ho skta please support to me, can you share your email.

[@AnkushJain]

Pl comment your question

[@rishabhpal7876]

Sir bahut se questions hai chat box me puchhna possible nahi ho paa Raha hai, aapse request hai ki ek live session dijiye, Or mai aapka course purchase karna chahta hu, Sir is video ke alwa jo bhi SCF ki or video ho so pls link share kar dijiye

[@AnkushJain]

Ok will do live session soon

[@SANTOSHKUMAR-pb2lb]

Beautifully explained ,thank you sir

[@AnkushJain]

Your welcome

[@SANTOSHKUMAR-pb2lb]

Beautifully explained ,thank you sir

[@AnkushJain]

Your welcome