Top Interview Questions for Banking Job in India- For Credit Manager/Credit analyst/Risk Managers

[@rushabhpunamiya1835]

I have started my banking journey with me being a Relationship Manager for liabilities account and i always wanted to move towards assets side....i got the opportunity internally and i started the career in wholesale banking...i didn't even knew how to calculate DP...my boss wasn't supportive to teach me anything about working capital and etc....than by luck i came to your KZbin channel and it really supported me and my channel....i am thankful to you .... because of you i am successful in analysing things in front of credit and i have done well till now..... it's just because of the knowledge that you gave me

[@AnkushJain]

Thank you Rushabh 👍

[@SandeepSharma-fd6zz]

Genuinely first video on youtube giving pragmatic and realisitic guide for facing interview in credit domain. Thank You sir.

[@AnkushJain]

Thank you ☺️

[@ashajain1894]

Lectures 32,48,20,22,23,24,71,51,61,6347,Ratio,repo rate,cibil,mpbf,turnover,LC,BG

[@AnkushJain]

??

[@akashvijay6920]

Outstanding sir , watching of your educational videos for credit underwriting and understanding is outstanding and perfect , you are only single one in senior post who shares experiences and videos for colleagues in industries✌️✌️✌️

[@AnkushJain]

Thank you

[@manojregar123]

Thank you sir🙏🙏

[@MDVaashir]

Sir Your contribution through knowledge sharing, will help Indians to become a developed economy.

[@AnkushJain]

Thank you

[@highmauntains5411]

Sir I seen your entire Playlist it's very excellent.

[@AnkushJain]

@@highmauntains5411 thank you

[@shyam9511]

Great Sir too Informative vedio this vedio has resolved all my queries and got lots of Knowledge for my interview Thank You

[@AnkushJain]

Your welcome 👍

[@MinakshiRathee-1708]

Thanku sir for providing such a very valuable lecture. Thanku very much sir 😊😊🙏🙏

[@AnkushJain]

Your welcome

[@MinakshiRathee-1708]

@@AnkushJainsur 6 aug ko mera interview hai PNB credit officer ka please guide me regarding this interview 🙏

[@SANTOSHKUMAR-pb2lb]

Sir thank you so much for such informative lecture , thanks from the core of my heart , you are doing something for banker' group , that too without any cost, which is really worth praising , thanks for sharing you experiences, your learning with us , their could be many who teaches you some or other things but it requires great effort to make someone learn the basic nuances of some thing and then take the same to greater heights that too without any expectations just with small motive , to make bankers serving in credit portfolio , to understand their basic duty towards society...Again thanks Sir

[@AnkushJain]

Thank you 👍

[@AnkitRamteke007]

You are explain everything in simple language and Very very thank you so much sir you are doing greatest job you

[@AnkushJain]

Thank you

[@GauravSingh-so1sc]

Thanks sir for the thoroughly teaching the concept of finance

[@AnkushJain]

Your welcome

[@ramugehlot1274]

Thank you sir ❤❤❤❤❤

[@AnkushJain]

👍

[@raviprakashtiwari1172]

Dear sir, Thankyou for making all these videos...👏👏👏your videos are worth to watch ❤️❤️

[@AnkushJain]

Thank you

[@goldenfiremonkey96]

Thank you sir for the video. I m currently preparing for BOI CO 2023 interview, hope this video and the playlist going to help me. I have engineering background and i have no experience in this field. But i hope this information going to be useful. Any additional advice is most welcome. Good day.

[@AnkushJain]

Thank you

[@rahulgangil7108]

Please provide top interview questions asking for relationship manager in working capital

[@AnkushJain]

Already made video on this

[@kartiksahani6109]

Thanks for the information

[@AnkushJain]

Your welcome

[@chandamandhane8256]

Thank you so much sir... Blessed to have you sir...Sir please request you to make videos on basic questions that ask in interview about Ind As ,IFRS.Gaar..please sir make the videos on that

[@AnkushJain]

Thank you

[@rittikpanchal1616]

Thnks sir for this video I am currently Working in NBFC in credit department Thnks for this information

[@AnkushJain]

Your welcome

[@AnkushJain]

Your welcome

[@shahrukh2433]

Thank you so much sir … for such information…

[@AnkushJain]

Your welcome

[@ramugehlot1274]

Thank you 🌹🌹🌹

[@AnkushJain]

Your welcome

[@ajknowledgepark7709]

Sir thank a lot sir you give time to educate us...........

[@AnkushJain]

😊😊

[@rahulgangil7108]

Hello sir If customer asking that why bank statement is required for cc limit?

[@AnkushJain]

@@rahulgangil7108 couldn't get the question..pls elaborate

[@rahulpatra8640]

@@AnkushJainhe’s asking why we ask bank statements from the customer when we’re funding them working capital limit.

[@gulabthakur154]

Thank you sir g

[@AnkushJain]

Your welcome

[@shubhammhaske938]

Thank you sir for this information 🙏🙏

[@AnkushJain]

Your welcome 👍

[@ayushgoyal6170]

Request you to please make videos on financial analysis of Commercial vehicles dealership

[@AnkushJain]

Will see

[@Mukesh.talekar]

Thanks sir ....

[@AnkushJain]

Your welcome

[@vivekv3053]

You're great Sir. Could you please also make one video on how to prepare projected balance sheet and CMA from scratch.

[@AnkushJain]

kzbin.info/aero/PLjlclsu02a_xciJWFZ479EIBIaFfbk0sV Pl find the link

[@chhharsha]

Please share interview questions for internal audit position in banking sector?

[@AnkushJain]

Will see

[@rajeshtoshniwal2956]

Thank you so much sir

[@AnkushJain]

Your welcome

[@rajeshtoshniwal2956]

I am recently become CA and want to do Job in Bank as a Credit Manager Will you plzzz.. share which banks and fields should I prefer for my starting career which brings me more experience for future🙏☺

[@AnkushJain]

Credit manager is good option to start. Name of the bank doesn't matter for now as this is start of your career

[@chandamandhane8256]

Sir request you to make the the videos on on basic knowledge of excel that they ask in interview

[@AnkushJain]

Thank you

[@vedmhatre6665]

Hello Sir, Wht are the certifications/courses to be eligible for Credit Analyst profile?

[@AnkushJain]

Chartered accountants or mba finance from good college.

[@geetabhatt6691]

Sir pls make video in Trade Advances in Wheels finance/ tractor finance

[@AnkushJain]

Will check

[@moviemasti6142]

Sir how to find the lecture that u have given beside question it would be very helpful for me to prepare for interview sir🙏

[@AnkushJain]

Complete Working capital credit Manager/Underwriter course: kzbin.info/aero/PLjlclsu02a_zBiRq_sZePov9GLkH-doTe

[@hkhatnani8462]

Sir is there any lecture on project funding ?

[@AnkushJain]

Yeah whole playlist is there but u have to subscribe membership to access the videos Project funding: kzbin.info/aero/PLjlclsu02a_y6lLEAJKLf4R3vP5Vay0Pk

[@neerajsharma2342]

Nice video sir

[@AnkushJain]

Thank you

[@anishachoudhary3357]

HELLO SIR, I AM WORKING AS A BDE IN A BANK AND I HAVE B.A DEGREE AM I ELIGIBLE TO BECOME CREDIT OFFICER OR CREDIT MANAGER??

[@AnkushJain]

No since commerce background not there

[@_satyam_]

sir i am a mcom post graduate.....what roles can i expect in private banks? can I apply for credit manager?

[@AnkushJain]

Branch banking, sales and marketing team basically.

[@sonupal-pv2qk]

How to calculate gearing ration/leverage ration for working capital loan

[@AnkushJain]

Check this video kzbin.info/www/bejne/nZ6vnIyOhZekobM

[@sajalmunjal6829]

Please prepare a vedio for RM profile.

[@AnkushJain]

kzbin.info/www/bejne/fHXRep6KeatrhNEsi=jn9II0a8roF9EFK-

[@Commerceconcept666]

Sir appka bank m Kab opening aa rha h

[@AnkushJain]

Hamare to abhi freeze hai

[@piyushshrivastav4968]

Is Credit Analyst good profile for non commerce background

[@AnkushJain]

For non commerce background, growth opportunities are very low in this profile

[@piyushshrivastav4968]

@@AnkushJain thankyou sir

[@AnkushJain]

👍👍

[@pranjalsoni4382]

Where is lectures?

[@AnkushJain]

Lecture numbers given in this video?

[@pranjalsoni4382]

@@AnkushJain ok sir and thank you for make such a wonderful and knowledgeable study materials

[@AnkushJain]

👍👍

[@guptarishav6777]

Dear sir CPA fresher kea liyea v video bnaiyea

[@AnkushJain]

Start from lecture no. 1, you will learn everything

[@archanaagarwal57]

Great learning sir. Can you please tell how much CA fresher can expect in terms of salary in this profile in metro cities?

[@AnkushJain]

Thank you Around 9-10 lacs for start

[@archanaagarwal57]

@@AnkushJain thanks I assume this is CTC, not in hand and what is the best way to approach bank for this role?

[@AnkushJain]

Yes CTC.. but fixed CTC.. Best way is internal reference only

[@Lelomotivation_hub]

Sir you are providing a super knowledge thank you so much but just for our knowledge we need the assessment parts of each and every product like CC, OD , TERMLOAN , BG , LC and many more by turnover method, mpbf method and other.... requesting your support

[@AnkushJain]

I have already made it. Please check the playlist section. Thank you for appreciation 😊

[@souravkarmakar2299]

I feel very fortunate to have come to know about your channel. I have 2 years of experience in unsecured lending from one of the most prestigious micro lender and now looking forward to attaining career in Credit underwriting of WCL. Your channel gave me direction and confidence to get ahead with. Really thankful to you sir. 🙏

[@AnkushJain]

Thank you 😊

[@Naveen_Nkv]

Please make a video for CV

[@AnkushJain]

Will check

[@Ayodhya_Darshan_Official]

Sir ek chij puchni thi apse Agr kisi bhi cc ka renewal time se 1 ya 2 mahine pehle ho jata h to jo processing charges h at the time of renewal hi katega ya jis din use actual mein due hona tha us din According to me renewal jis din bhi Kar Rahe h usi din katna chahiye

[@AnkushJain]

Jb system mein upload hoga us time ktna chahiye..

[@Ayodhya_Darshan_Official]

@@AnkushJain kya chij sir

[@chanchalmishra8266]

Sir please suggest me ky credit manager banane ke liye kitne saal ka experience hona chahiye kya

[@AnkushJain]

Agar CA qualification ya MBA bahuta ache college se kiya hai to fresher bhi join kr skte ho.. otherwise pehle cpa level se join krke 3-4 saal mein bn skte ho

[@chanchalmishra8266]

@@AnkushJain yes sir mba h mera aur mai 2 saal se cpa level pr kr rhi hu but sir kya mai ab apply kr skti hu kya credt manager ke post pr

[@MRArya-rl1jb]

Couldn't you tell me sir are you from Punjab and in which district sir 😊

[@AnkushJain]

Ludhiana

[@MRArya-rl1jb]

@@AnkushJain Gill Road par sir "City union Bank hai " Ap jante hai kya I am working here as relationship officer sir ..

[@pankajsitoni1475]

Can you please tell me about how to buy real foreclosure?

[@AnkushJain]

Real foreclosure?

[@anandprajapat3510]

Good and helpful video... Can you Please make video related Hybrid Annuity Models/Payments

[@AnkushJain]

Thank you. Will look into it

[@sarika9333]

Sir i watch your videos and find it very useful can you please make a video on Lines of Credit, i have interview in few days

[@AnkushJain]

Thank you

[@yogigalve9312]

Sir Me NBFC ka interviews dene ja raha hu or me ops team me kaam karta hu 2 saal se to mere promotion hone wala ha to vo kya kuch puch sakte ha

[@AnkushJain]

Kon se loan product k liye interview hai

[@yogigalve9312]

BL ke liye Sir

[@AyushmanSharma-l8i]

Hlo sir mene apka credit underwriting ka poora course kiya ha sir and mughe kafhi knowledge mili prectical way me. Sir me currently icici bank me deputy branch manager ki post pr working hun mera koi experience nahi ha credit me but mene finance se MBA ki ha regular 3 sal pahle and mare tax audit me ek sal ka experience ha then mera current experience branch operation me ha to kya me credit profile ke liye switch mar scta hun. Kya mere liye ye. Future orientate rahega sir plz guide me mera cv bhi kai bar reject hua ha es profile ke liye. But mughe knowledge ha sir acchi plz guide me sir

[@AnkushJain]

Watch this kzbin.info/www/bejne/epfLlJibqrV6ocU

[@saranyadevarajan1367]

Hi sir ,with respect to subscription. Will the content be in english or subtitles in English? In order to subscribe

[@AnkushJain]

@@saranyadevarajan1367 no it is in hindi

[@Rahulglsharma]

Sir can a chartered accountant finalist give interview for this profile.?

[@AnkushJain]

Yes

[@jyotirmoyroy59]

Sir, i have an interview on Tuesday day, 12th March for Credit Appraisal and Recovery Officer. It's a government institute recruited on contractual basis. And i am from Political Science background. What are the potential questions would be asked by the interview board? Please guide me sir. It would be a great help on me!!

[@AnkushJain]

I have already explained tentative questions in this video itsrlf

[@newstatus3044]

Sir mane Btech kiya hai ,muje finance me intrest hai kya me MBA in Finance karu to credit manager ban sakta hu ? Ya Graduation Btech me kiya hai to muje growth nahi milengi?

[@AnkushJain]

Very less chance. You can try in sales profile instead

[@sanjeetsingh8046]

Sir, Plz make a video on detailed analysis on ITR and computation...

[@AnkushJain]

Please refer lecture 86

[@Mannish-io8ic]

how long can msme enjoy psl status after achieving turnover of nore than 250 cr

[@AnkushJain]

@@Mannish-io8ic I think 3 yrs

[@deepakkumarcreations7742]

Sir me 29 years kaa hu. . competitive exams de raha tha but unfortunately nenhin hua crack mere se .ab me confused hu accountant or Pvt bank me Operation job ke bich me. Kuch dost keh rahe hai Pvt bank me achi growth aur salary hai aur kuch frnds keh rahe hai accounts me jyada Paisa nenhin hai lekin peace hai ...I mean fixed 10-6 ya fir max 7 pm Tak kaam karna hota hai but bank me timing ki koi thikana nenhin hai but sir ne ek achi life chah ta hu I mean achi salary bhi ho aur peace bhi ho ..achi salary matlab 20-30k ta ho to chalega ..to mujhe kya karna cahiye. Plz reply ..

[@AnkushJain]

Agar 20-30k ki hi expectations hai then accountancy theek hai

[@sheetaljain9448]

Please make video on NBFC/ Realstate/power sector/infrastruture / Road sector / cash flow based funding

[@AnkushJain]

Yeah, on my list

[@sheetaljain9448]

@@AnkushJain Thank you for sharing your experience for the benefit of banking fraternity.

[@AnkushJain]

👍

[@govindkhandelwal4962]

Sir, Can we convert DLOD into OD?? (Conversion of DLOD into OD)

[@AnkushJain]

Yes we can. However few points to be checked upfront 1. DLOD must be used for working capital purpose only 2. There should not be any financial crunch in the business i.e. there should not be any trigger indicating that client is in financial stress and will not be able to serve the DLOD repayments in future

[@govindkhandelwal4962]

@@AnkushJain sir but my question for conversion of DLOD into OD. Currently borrower is enjoying DLOD facility and now borrower wants OD with enhancement after converting this running DLOD.

[@AnkushJain]

Yes I have answered that question only. Conversion can be done subject to above two conditions

[@govindkhandelwal4962]

@@AnkushJain ok, thank you sir

[@AnkushJain]

👍

[@user-lb9kt9fz8k]

How is home loan credit manager role in hdfc bank?

[@AnkushJain]

Profile is good and bank is also reputed

[@user-lb9kt9fz8k]

@@AnkushJain is it worth as a CA to join this profile?

[@AnkushJain]

Ideally this is not a profile for CA

[@user-lb9kt9fz8k]

@@AnkushJain ohk and what about business loan?

[@AnkushJain]

Ha vo dekh skte hain

[@sanjaygoyal8867]

Sir how to prepare for wc

[@AnkushJain]

You mean underwriting?

[@sanjaygoyal8867]

AS A CA for WC Field in bank

[@AnkushJain]

You can start from lecture no. 1 on my channel and keep on following the series in serial order. This will help you immensely in preparation

[@shivamagarwal9422]

Sir I have a interview of gaap controller. so what they can ask

[@AnkushJain]

I am not aware about this profile

[@shivamagarwal9422]

@@AnkushJain sir can I send you JD

[@saviodas8112]

Hello sir I want to take pnb so credit officer interview class. Plz guide me

[@AnkushJain]

I have updated lecture no in this video

[@Minibschool]

Sir what salary I can expect as Credit Manager in Icici bank as CA fresher?

[@AnkushJain]

@@Minibschool it is not fixed. Only hr decides.. we don't know the bifurcation or criteria set by them

[@shwetarathi-kl8td]

Sec 185, 186 ke questions kaunse puche h !?

[@AnkushJain]

Just meaning pucha jata hai interview mein k ye sections kb apply hote hain

[@rajpalsingh6245]

Sir how to start career as a valueator in finance?

[@AnkushJain]

For valuer career, i won't be able to help you since I am not expert in that segment

[@chandandehariya4015]

Hello sir i m 31 years old ....can i apply for this as a fresher ????

[@AnkushJain]

Yes you can

[@salonijain2991]

Hello sir Mene apka Channel subscribe kiya hai aj ab details kese milgi

[@AnkushJain]

Kya details chahiye? Members ki video playlist complete?

[@vishvasoni2790]

Blg Relationship manager can apply for post of credit manager?

[@AnkushJain]

Qualification and experience?

[@vikram76829]

Nice video

[@AnkushJain]

Thank you 👍

[@Shivkeram]

Kya. Ca inter credit manager ke liye apply kar sakte hai..with articalship experience...

[@AnkushJain]

Yeah many banks hire ca inter as well

[@shivamsinghvisen3063]

Hello sir mai bcom graduate hu , abhi idfc first bank ka walk in interview chal raha h branch credit manager rural ke liye ,toh kya mere liye career sahi rahega, bcoz mai 2019 se govt exam ki preparation kr raha tha...plz give ur valuable suggestions....🙏

[@AnkushJain]

Yeah credit profile is good but for b.com graduate opportunities for growth are very limited

[@shivamsinghvisen3063]

@@AnkushJain sir muje kya krna chahiye ? Rural credit manager ka experience aage help karega ?

[@AnkushJain]

You should do minimum post graduation first

[@shivamsinghvisen3063]

@@AnkushJain sir interview dena chahiye?

[@AnkushJain]

Yeah interview de do

[@RahulSaini-lh8si]

Dear sir is bcom person credit manager bn skta hai please guide me now i am currently working as a role of CPA

[@AnkushJain]

No, minimum post graduation required preferably MBA

[@Amitguptaslg]

❤❤❤❤❤

[@AnkushJain]

Thank you ☺️

[@awacsgaming7282]

Sir kya frm karlege toh yh profile milskte hai m abhi graduate ho

[@AnkushJain]

Abhi credit manager nhi milega. Post graduation minimum karna padega..

[@awacsgaming7282]

@@AnkushJain okey sir 🙏

[@AnkushJain]

🙏🙏

[@ChSumanthwww]

Is jaiib and caiib course is useful for pvt Bank

[@AnkushJain]

No, they are not

[@shubhamvarshney6694]

I have done mba in finance and having around 7 year experience as a credit analyst (financial analysis, financial spreading,due diligence) can i apply for credit manager.

[@AnkushJain]

Yes

[@shubhamvarshney6694]

What's the procedure to apply

[@guptarishav6777]

How to start as a fresher CPA profile job

[@AnkushJain]

As mentioned

[@baniktanmoy6380]

Brother I need a suggestion. I have started my job as a Financial Analyst- in a credit rating company situated in Dhaka,Bangladesh . I'm a finalist of CMA . Is it possible to get to this position after having some experience from my current position?

[@AnkushJain]

Yeah 👍

[@whitedaffodils5046]

Hello sir, Can a masters in economics degree holder become a credit analyst? If yes, where should we start from, as a fresher? Your help will be very much helpful.

[@AnkushJain]

Very difficult. Haven't seen anybody doing it in my career

[@whitedaffodils5046]

@@AnkushJain Could you please guide me what job can I do with this degree? I am confused and unable to find a good job.

[@AnkushJain]

You want to do job in private banks?

[@whitedaffodils5046]

@@AnkushJain yes, Private bank or even in private company. But the problem is I am a fresher, I have no experience so I am not getting anything good and don't know where to start from.

[@AnkushJain]

You can do sales job... These jobs are easily available

[@gonysingh3602]

Tysm sir I had one question for credit manager post Whether it is necessary to use English language in interview or we can use hindi language also. Please confirm sir

[@AnkushJain]

Not necessary. You can use a bit mixture of both but it all depends upon interviewer. I personally don't distinguish the persons for language

[@AnkushJain]

You can join. HDFC bank hires CA inter profiles as well

[@gonysingh3602]

Thanks sir

[@AnkushJain]

Your welcome

[@Aakkrock55]

Sir I'm persuing CA inter student can I apply for this post ??

[@AnkushJain]

No. However you can be in offrole job profile which are called cpa. They report to credit managers

[@mohitmehta2020]

Sir job posting hometown k near hota h ya khi or?

[@AnkushJain]

Not necessarily. Can be in other city/state also

[@prajwalsalunkhe6975]

Sir ji rental income recievd (LRD)and Future rent income (FRR)And loan against property(LAP) ke upar video banayiye plz

[@AnkushJain]

Sure prajwal 👍

[@creps7729]

Hi sir I have experienced 2 years in banking as a mis coordinator . But I am an interested credit analyst. How can I do ? What can I do ?

[@AnkushJain]

Pl watch this kzbin.info/www/bejne/epfLlJibqrV6ocU

[@Fantastic14321]

Sir, what is the expected salary for a credit analyst in India?

[@AnkushJain]

Starting salary around 7-8 lacs

[@anilak6006]

Dear sir, Please make a series of cic/RCU/FCU department working and how to the get verify ,GST,cin,in,epfo,tds, financial,

[@AnkushJain]

Will check

[@athmajwala]

Sir, Pls explain in english or provide english subtitles for understanding by non-hindi speakers. Thank you.

[@AnkushJain]

Will try

[@kevalshah8131]

Sir i am CA and i am looking for job in banking sector Does age matters for profile of credit manager in banking sector? Thank you in advance

[@AnkushJain]

Yes normally should be below 35

[@kevalshah8131]

Thank you sir

[@AnkushJain]

@@kevalshah8131 👍👍

[@vinay94095]

Sarcastically if one person before the interview start, says that he had watch all ur videos...then what questions will u asked. Bcoz then he can ans all ur question from the learnings of ur videos

[@AnkushJain]

Hahahaha I would than focus on questions about industry, his past experiences only

[@vinaypathneja1576]

Sir, are CMA's eligible for Credit manager profile in all private sector banks??

[@AnkushJain]

Yes

[@saviodas8112]

How to get in touch with you

[@AnkushJain]

Hi, any specific query you want to ask

[@saviodas8112]

Yes sir

[@saviodas8112]

Regarding interview class on credit manager

[@AnkushJain]

I have already updated lecture no in this video

[@akashmakhija9627]

Sir i am working as a credit manager , can CFA help me to grow in this field?

[@AnkushJain]

No. It will not

[@akashmakhija9627]

Then what kind of course I should prefer for professional growth.

[@AnkushJain]

What is your present qualification and age?

[@Ramsvani]

Frok wherw do we get answers for these questions

[@AnkushJain]

Hi I have updated lecture number in it containing the answers

[@rajeshchoudhury-iy5oo]

Can a ca inter pass out apply for this post??

[@AnkushJain]

Yes many financial institutions hire ca inter as well

[@rajeshchoudhury-iy5oo]

@@AnkushJain thank u sir…. I had appeared ca finals twice but not been able to clear and I do not have any experience in the banking fields but I am working as a research associate in a mba university where I had 2 years experience …. What is the expected salary I can get by have this qualification??

[@AnkushJain]

For start 4-5 lacs p.a.

[@rajeshchoudhury-iy5oo]

@@AnkushJain any increment of salary after first year of service ?

[@AnkushJain]

Normal salary growth of 7-10% is given like every other employee