Budget Binder | Financial Planning in a Paper Planner

[@greengirlva]

Great video. I have the Little Red Papers envelopes and really like them. Your inserts are great too. Thanks for sharing!

[@AnnieSmithawifenmother]

Aren't the envelopes wonderful?!

[@greengirlva]

Indeed they are. Now if I could just get the hang of using them exclusively versus using Debit card (my issue, not the vendor's)!!! Baby steps are called baby steps for a reason!

[@AnnieSmithawifenmother]

Yes, baby steps! You go, girl! I'm with you, some days I just leave the debit card at home. That way I am not tempted... haha.

[@SybilBrand1969]

I love your video Annie! Thank you so much. You are so inspirational. We have 4 children. My oldest are in college 1st year and my twins in 7th grade. I am a full-time mom and am so tired of being behind financially. I feel like I'm letting my husband down. He feels like hes working for nothing. We never seem to get ahead and when we think we have that little extra the bank takes it for a fee etc. I one of Dave Ramsey's books. His 1st and I will definitely look into it. I want to start using cash! You are a Blessing and keep these videos comming!

[@AnnieSmithawifenmother]

Thank you so much!

[@jancal4548]

I'm so glad I found this! Little Red Papers led me here. :) I actually had something like this in mind. It's great to see it done!

[@belindaprescott4753]

Thank you for this, it has motivated me to get back on track. I have followed Dave Ramsey for years, and have tried to apply his plan, and always end up failing. With recent life circumstances, I really need to get serious and pull out his books and financial peace kit again and get on track. I ordered the inserts you are using as I hope they will help me in being 'real' about it all. Thank you again and God bless!

[@AnnieSmithawifenmother]

You are welcome! I really hope you can get back into the system and stick with it- you go girl!

[@HopeFaithLove414]

My husband and I use Financial Peace as well and we are knocking out debt! I'm so excited for these inserts and stickers and can't wait to order with the coupon code! Thanks so much for making this video! It's so helpful, just like all your other videos! I just love seeing when you have new content up, I come and watch as soon as I can. PS. I'm also a mitten girl and a Jesus lover! 💕🙏🏼

[@AnnieSmithawifenmother]

Love that you're a mitten girl and Jesus lover too!

[@tracyrackovan3007]

Thank you so much for the inspiration! Trying to get myself on track and get better habits set up again! I’m a girl that works best with lists and I think your system and explanation of Dave Ramsey’s system is a great start for me!

[@AnnieSmithawifenmother]

I’m so glad, best wishes!

[@CattitudeCoTV]

This was super insightful, thanks for posting!

[@MsHydrolove]

That's really neat! I am awaiting my Fauxdori and wanted to have a finance section in there as well, so this is perfect :) The stickers are really cute!!

[@pamelachappell1089]

I enjoyed your video, as always. Thank you for sharing.

[@gwenniegrant5287]

Setting up automatic Direct Debits to pay bills can remove the hassle of keeping track. You can download the bank app and track back if you need to. Great video...very inspiring.

[@jewelrybyjaynelle8346]

Great video! I found it very helpful and inspirational.

[@maymanookian4370]

Wow..I stumbled across this video last week and have been reading Dave Ramsey's Total Money Makeover. I created a finance planner based on your video and Dave Ramsey's 7 Baby Steps. I am so excited and I actually have a plan to get out of debt in two years. I am so excited! Thank you for posting this video!

[@AnnieSmithawifenmother]

You go! :)

[@a91170]

Thank you, thank you, thank you. You've been such a great help.

[@Liana808]

Wow! Awesome video! Thank you for sharing your ideas and management advice. It was very informative and inspiring. I will definitely follow your channel and look into Dave Ramsey. Aloha

[@shineyourlife5282]

I hope those stickers are also available in the Philippines. Your video is so helpful. Thanks.

[@susanfranklin8550]

Really good tips!

[@jacquiephelps4169]

Very helpful! Thanks

[@jojohnson740]

I am trying to find a good budget plan ideas, and your is amazing. I use to use an envelope type planning,and that worked out really well for me. Where did you purchase the envelopes? I think you mentioned it but forgot. FYI i took notes lol.

[@AnnieSmithawifenmother]

I put the link in the description box and I even have a coupon code for her shop :)

[@jojohnson740]

Yes, I saw that after I posted the comment. Thank you

[@angelamarcinkevich9202]

I love your nails did you do them yourself or go get them done if you do them yourself can you do a video on how you did them what do you use on them to grow so nice

[@AnnieSmithawifenmother]

+Angela Marcinkevich Thank you so much! If my nails are a solid color then I just paint them myself with any cheap color I like from the drugstore. If they are in a French manicure then I either bought glue-ons from Target or got them done. My nails naturally grow fast and strong, but if you're wanting better nails, I know of an amazing product called Nail Extend from SeneGence. I'm a distributor and I have a FB group if you're interested to learn more: facebook.com/groups/prettyfunctional.lips/

[@alyseplanaboutit3931]

Hello! I have posted comments before, but have switched to my planning youtube exclusively now. :) I tried to delete all my old data, and I think my comments may have gone with it. :O But I found myself setting up my own budget section in my personal planner this afternoon, using lots of tips you mentioned... And I'm wondering... how do your online purchases work with your envelope budgeting system? My husband and I budget using only three envelopes: My allowance, his allowance, and the house's allowance. It's just easier that way as our overages were always on personal things, and not groceries, etc. But I buy so much stuff online, so I'm curious if you buy something online, do you take the money out of your envelope and set it aside, do you put it back in the bank or what do you do?

[@AnnieSmithawifenmother]

Yes, if I purchase something online I follow that up with a deposit of my available cash to the bank in the exact amount. It is a hassle to make that extra trip, but that is the built in safety... I weigh the purchase against the time it would take to deposit the money. I have saved myself from some hasty purchases that way!

[@alyseplanaboutit3931]

+Annie Smith (awifenmother) Thank you!!! I may try the same. For now we decided to set up an "online purchases" envelope for the money and deposit it when convenient. But I kind of like how it makes you check your impulses your way! Thanks for responding!

[@MrsMichellef]

I love this video. Have you done a video on household chores? I am looking for a way to set up my planner on cleaning my house

[@AnnieSmithawifenmother]

I have touched on it in past videos... go to my youtube home pages and click "Playlists" and there is one called Home Management. Those videos will talk about how I do the cleaning and stuff. I also have it on my "to film" list to make an updated version since my systems are always changing since my life is always changing, haha.

[@poolahpot]

my finger nail goal!!! beautiful nails!

[@Karenm1969]

Where are your weekly planner pages from, where you were showing us stickers on.

[@AnnieSmithawifenmother]

They are from Sew Much Crafting on etsy :)

[@sassyinscrubs5206]

I feel like the first 9.5minutes is just shoutouts to other people and their shops

[@lbarge69]

Great information on financial planning. Loved your video.

[@MrsMichellef]

Thank you I found it. I work outside the home I work full time I feel like my home is not as clean as it should be

[@Karenm1969]

Are these available for a TN system? No rings.

[@AnnieSmithawifenmother]

They are not, unfortunately. You could always message her through etsy and ask if she would be interested in making a custom order for you?

[@princesskaha]

I promise I watched the video but Your nails though!😍😍😍😍

[@AnnieSmithawifenmother]

Haha, thank you!

[@debbiejackson5907]

What David Ramsey book did you use?

[@AnnieSmithawifenmother]

I cannot remember which one, but it was probably his “Total Money Makeover” book. You really can’t go wrong with any of his books.

[@HopeFaithLove414]

I went to go order my envelopes and Little Red Paper is gone. The link you posted is not going anywhere. What happened?!

[@HopeFaithLove414]

Oops. She's on vacation. My browser wasn't working properly.

[@AnnieSmithawifenmother]

Sorry for the delay... I'm glad you found it :)

[@Lois1593]

Sorry no info below, but great video

[@Bobsgate]

Hello Have a look at Money Cat Minder maybe this could be of help in keeping track on ALL your receipts. Google the importance of keeping receipts. Take care its tough out !

[@AnnieSmithawifenmother]

Thank you!

[@cbamomsaves]

❤❤ new here

[@BodaciousWench]

I don't understand 'run out'

[@AnnieSmithawifenmother]

What I mean by that is we do not go over budget. If I have no cash left in a category then I cannot spend any more money until payday and that money is replenished. Did that make better sense?

[@BodaciousWench]

How many planners do you use?

[@AnnieSmithawifenmother]

I do have a few planners, mostly because I like them and not at all because I need them. I do have some stay-at-home information in my Kikki-K planner (like my financial info). And some weeks I use my Erin Condren hourly to help schedule my life in more detail. But mainly I use 1 planner, which is a Foxy Fix travelers notebook at the moment. Altogether I own 6 planners if you include my teacher planner. :)

[@debbiedangler847]

Great video! Couldn't hear the children in the background.

[@AunniesPlace]

I really enjoyed the video: BOO to multiple ads during the video😒

[@AnnieSmithawifenmother]

Yes, the ads are hard to control these days. I feel ya. 😩

[@crownroyalchic]

Good video but you lost me with too many ads...

[@AnnieSmithawifenmother]

I'm sorry I lost you with ads. I do allow ads on my channel, but I don't want to annoy anyone. I double checked to make sure they are skippable and they should be from now on if they weren't before. That way, you can skip them instead of watch them. I hope you stick around and enjoy any new content I put up in future.

[@BodaciousWench]

I don't understand 'run out'