Do This Every Time You Get Paid (Paycheck Guide)

[@TB-fk4qm]

When he said "My paycheck was no longer telling me what to do... I was telling it what to do!!!" Honey I'm over here shouting like he is preaching!!! Hallelujah!!! 💃💃💃💃💃💃

[@krystalbbeautiful8569]

😂😂😂❤ Yes 🙌🏾 👏🏾👏🏾👏🏾

[@SLB_888]

One habit that’s helped me throughout the years is I pay half of my rent and half of my car payment as soon as I get paid so that money is out of the account usually by the next day. Also have a my bi weekly grocery budget direct deposited into a separate account helps tremendously.

[@quinnichole]

I’m actually about to start doing this as well ! Good to hear It works

[@TMKJG24]

I pay all my bills like that soon as my check hit it automatically transfer said amount to a separate account

[@sweetnika83]

This is what I do

[@Camille-st6mz]

My food is in a separate account as well. It helps alot

[@educatorlife3953]

I need to do that

[@phillipcarr4903]

Tithing works!!! I started doing last year and I have been blessed! The more receive the more I give.

[@JS-he9qo]

Amen

[@ArtTheSinger]

I agree! I started back tithing during the pandemic and haven’t stopped since. I’ve had no lack since then. I actually made the most I’ve ever made in my life since I’ve been tithing. Tithing also helps me manage my money.

[@phillipcarr4903]

@@ArtTheSinger , somehow I never miss it and just like you I am making the most money I’ve ever made!

[@kieshab9908]

Yazzzzzzzz been tithing for years, God is so awesome 🙏🙌

[@jillwilliams7554]

Amen! I am a witness that Father God blesses the tither. Amen!🙏🏿

[@kasiwilliams5927]

Thank you brother for sharing. The first time I actually tide was one week after being terminated I had no money. Something told me to tide so I used my credit card not knowing how it was going to get paid. The next week I received a call for a position I applied for earlier that year. God have truly blessed be for being obedient.

[@thetoughgroup]

Amen! Tithes are included in my monthly budget spreadsheet, and it makes all the difference 👊🏾

[@ShayLJones]

Today's Scripture: Luke 14:28-29 Today's Affirmation: "I am a thoughtful and strategic planner who counts the cost and prepares wisely for the future. I embrace the discipline of budgeting and saving; understanding prudent and financial planning leads to success and completion of my goals. With God's wisdom guiding me, I am confident in my ability to manage resources effectively ensuring that I can finish what I start, to build a stable and prosperous future."

[@lindamorgan8635]

Amen Amen and Amen that's a month full.

[@thiannegarrett4755]

I copied and paste this to put in my budget book and to recite daily. Thank you.

[@87musiclova]

I am ABSOLUTELY writing this down! Thank you Anthony O'Neal!

[@laminage]

Bae I've been there. Payday loans are very dangerous and risky They owe you like nobody's business. The passage of Luke 14: 28-29 is heavy. Finish what you start. Also have you ever watched Till Debt Do Us Part & Princess with Gail Vaz Oxlade. She is a wizard with helping folks. She is a Scottish Lass whose family may have been Slaves in Jamaica. She lives in Toronto, wrote bestselling books and although she has had her share of success wih couples, others don't listen.

[@TangeliaTownsend]

Amen

[@spiritledtoday4326]

I love budgeting! I didn't used to even think about doing it in the past, but now, even AFTER becoming DEBT FREE, I still do it EVERY month!

[@b_uniquely_gaby]

I almost started crying from how deeply I felt this. I am showing this to my husband so we can get better together on where we want to be. We will work the next 3 months for that goal in mind, and I will rewatch this video again in 3 months as a reminder to myself and see how far I've come and how much more I want to go.

[@Thlanc3]

It’s been 4 months any update?

[@KatherineGuest]

So true I budget every Sunday. No matter what, pay yourself first.

[@ph3n1xryse]

Therapy definitely helps….That was something else that has helped me look within and ask myself why I was spending money the way I was. I wish I had learned this all sooner in my 30s, I am 50 now and picked this up later in this life but what a blessing to have understood this now…better late than never.

[@JS-he9qo]

Fam getting paid today! im doing exactly this! Already add a bank acct adding another tomorrow. I got 6% going here 60% going there and rest over here!u feel me salute thanks

[@yvettekinchking8838]

Looking forward to this

[@dionnelewis9141]

Try cash stuffing (I have a cash stuffing wallet). I use the 50/30/20 rule

[@donnabenjamin9496]

I'm sick and tired

[@donnabenjamin9496]

Luke 14:28-29

[@DrFinancialLiteracy]

Let's try velocity banking also.

[@LandLord_Lyfe]

You are helping families break cycles. Thanks, Anthony. ❤

[@demetruisbrown6385]

It is 5:18am and I’m watching this .. I just got off work and I want to be able to do this without a doubt!!!

[@kevinmckenzie4500]

My expenses are way more than my income, I started a budget and had to stop mid way as I discovered I am living by grace. I really do need to set up a sustainable income stream

[@AngelFarley-qb3gf]

You are so so right, because I don't take the time to budget my paycheck and to be honest I am living paycheck to paycheck. I am really getting sick and tired of being broke and it gets old. I need to stop and take notes on all of your videos and focus.

[@teresa28ist]

I can relate

[@kieshab9908]

Please budget and stick to it, it will save you but tithe first as you will really see a change, just my truth....

[@nicholeknight1893]

Same, I just bought a planner. I need to actually do it. We can do it

[@DemonSlayer9166]

Move to another cheaper state and in a small town and save money

[@sharesewilliams7811]

You are preaching today AO!!!! 👏🏾🔥 Let’s break the cycle and get out of the system!

[@emsnailcorner_8740]

HAVENT WATCHED IN A WHILE YOU ADDED SCRIPTURES AND AFFIRMATIONS THIS IS BEAUTIFUL GOD BLESS . IM ALWAYS SPEAKING LIFE OVER MY FAMILY ,🙏🏽 MY CLIENTS AND COWERS

[@rachelleroland2926]

PREACH! 🙏🏾🙏🏾🙏🏾 I’m a firm believer of paying my tithes and offerings! As my Pastor says, Can He (God) trust you with what preaches to you every day (money) that says “In God we Trust”?!? 🙏🏾🙏🏾🙏🏾

[@MsBigwon]

I just started watching and following you today and I can honestly say you give me so much inspiration and knowledge that I can apply and use and thanks for the therapist information also. It was right on time!!!! Keep up what you’re doing because you are making the difference.

[@MarlisLaballa]

I don't normally leave a comment on any video... But SIR ANTHONY.. you and the team are amazing. This video is fruitful!! Thank you for being such a blessing and I pray yourself and the team grow in greater grace and heights!!

[@ZaheeraMiddlebrooks]

Wow! Your transparency your emotional awareness is so real! Thank you so much for pouring into us!!! 🙏🏾BLESSINGS!

[@bigcat7979]

I remember when I used to spend $300-$500 at the club bi-weekly. Then seen that I made $80k that year with no saving. That's when I changed my mind set, then save to purchase a home 2 years after.

[@seasoningbottle]

Automation is key! This is THE strategy!

[@royalistkellyjones5560]

Thank you, Anthony for your truth. You hit the mark. I know it a challenge, but it can be done.

[@percyastronautstatus.8780]

This was a REAL and HONEST video ..Thank u AO for being transparent

[@007Mercy]

Yes budgeting prevents overspending but when starting out, tracking your spending keeps you accountable so you can see your habits on paper, so if you are overspending on food, or clothes, or entertainment you know what areas to cut back on or what areas you could spend more on..

[@onneetsemoleta9758]

I've started tracking my expenses and its holding me accountable to commit to my budget, it therefore curtails overspending.

[@Jlcdb71816]

Oh snap, your intro song is FIREEEE. I started jamming in the car. I actually might need the entire track. 😂

[@regienobel7033]

Bro your multi-talented ur a beast with the RNB and soul now financial advice.... man what can't raheem devaughn not do 🔥

[@TripleMTreasures]

I needed to see this today… I loosely budget but I’m about to make sure I do it weekly. Great video

[@mrsaoallen1707]

You blew up! I remember watching you all the time on Dave Ramsey!

[@charlene2048]

Periodt. I felt that.

[@theprincessdivam7695]

Love this video. I started budgeting this month, and it really help you save much more money. I always saved money, but I was also wasting a lot of unnecessary money.

[@Pho909]

God bless you, I'm watching this from the u.k. loved this video, giving me insights on how to manage my debts realistically. Thank you, new subbie!!

[@lloudmilatorres7074]

Yeap. Working on it 🙌🏻 With God's grace 🙏🏻 Slow and steady wins the race 🏁 😊

[@tevinmusic1994]

You should have a day when people could call in and tell you about their financial issues.

[@kflo7455]

He does a LIVE every Wednesday just for that. I THINK it's at 11:00 central time, but you can just go to his Home page, scroll over to 'Live' to confirm the time in your area. You can also click for a reminder-but I don't know what time that video pops up.

[@barbararios246]

It’s wonderful to look forward to putting 90% of your paychecks in your savings paid my mortgage and its so liberating love your channel

[@nicholeknight1893]

I needed this frfr. Thank you so much

[@mariposadelaire]

Thank you for the transparency and the need to examine ourselves to get clarity and find direction.

[@albert1558]

Best video ever… everyone needs to see and hear this… Thank you for sharing!!!

[@luisderinger840]

Everything you said first 3 minutes, definitely gonna listen to the full thing

[@eletthiajoshway1277]

Goooood Morning Everyone😊 What is E3?? Thanks A.O., you are so on point. I sooooo appreciate you, your ministry & all you do to help us mentally, physically & financially. Blessing to you, your family, your team, your viewers & your ministry.

[@anthonyoneal]

E3 is the name of our community! We are "Expanding" in these "3 areas": 1. Abundance 2.Wellness 3.Freedom = E3 .. Thank you for tuning in!

[@kflo7455]

Around time stamps 9:07 & 9:13, Anthony refers to Chime as a bank. However there is a disclaimer in your description box, as well as on the Chime graphic that you show, that states that Chime is not a bank. Will you please explain exactly what it is in layman's terms? There is some famous person who says 'explain it to me like I'm a kindergartener'. You don't have to go THAT low, however I need to understand it clearly. Thank you.

[@Nisa-gm5wg]

Online banking

[@dreamgirl6741]

A great online bank. No overdraft fees. I get paid early. Literally NO fees

[@jamuq3589]

In the description of this video it says Chime is a financial technology company (a FinTech). Basically it runs the Chime app and provides customer service. If you use Chime then your money is actually in a bank account ONLY FOR the purposes of keeping your money FDIC insured. For whatever reason federal laws and regulations (specifically FDIC regulations) have not yet been revamped by Congress so that a completely online FinTech like Chime can get its own ABA routing number and FDIC insurance. The ABA routing number on your Chime Account will tell you which bank. With Chime that will be either Stride Bank or Bancorp Bank. Chime has partnered with them to the extent of being able to provide Chime customers with an FDIC insured account number. However if you physically went to a Stride Bank or Bancorp Bank or called their toll free customer service numbers you would not be able to get any service. You are solely a Chime customer and have to communicate directly with Chime. It's all virtual, there is no physical bank you can go to. This is why there are less costs of banking with FinTechs vs actual banks because the FinTechs have low overhead. Therefore with virtual banking (or rather online banking with a FinTech) there is no physical branch and any cash you want to deposit you'll have to search high and low to find a deposit location (Walgreens if the FinTech you're with is Chime). Or you could have an account with a local brick and mortar bank to deposit cash and electronically send it to Chime (or whatever fintech you're with). But of course the local bank might not have completely free checking/savings. I hope this makes sense.

[@kflo7455]

Thank you! 🙂

[@jamuq3589]

@@kflo7455 🙂

[@highhopes011]

The way im about to put my whole family on my back and make sure my kids are financially literate ❤️‍🔥❤️‍🔥❤️‍🔥 thank you for helping us because we need you for sure. Thank you for what you do!!

[@jennifercrawford4820]

Very good nuggets👏 I just had this same conversation with my son.

[@msracey]

Wow!!! You dropped so many valuable nuggets 👍🏾Thank you so much❣️New subscriber 😃

[@charlottebrewer1034]

Thank you so much needed this TODAY!!! Confirmation!!!

[@ElizabethOcampo-x6g]

I was so inspired by this. When he talked about being in Oceanside,CA by the beautiful pier, my home… I knew this wasn’t a coincidence. Such a powerful message. Thank you for all the knowledge.

[@chantiiee441]

This one hit deep, thank king🙏

[@shantryce375]

This was absolutely excellent!!! 💯 👏🏽 👏🏽 👏🏽 👏🏽 👏🏽 👏🏽

[@midnightempath1103]

Great Content!! Informative and Relatable! Mental Health and Financial Health are HAND IN HAND!! AMEN

[@4nickdarealone580]

Much respect to you bro you actually seem genuine and giving a lot of game much appreciated I think this lesson can help all of us even if you are in a better or more suitable situation

[@mrocka2k2]

This video was helpful… I am trying to rebuild my life & this is a good start.

[@SoniaGonzalez-bm9bw]

Great transition to the therapy promo but it still is 1000% true. Thank you for normalizing therapy to our community especially our black and brown men 🙏🏽🙏🏽🙏🏽

[@oneslice5059]

Good info👍👍👍👍

[@Prettynew]

Thank you so much, God bless you.

[@LindaAttai]

You just got a new subscriber, very educative

[@Blessedman2988]

Feel you on that payday loan thing 💯💯💯

[@alexandreachislum216]

Yo everything your saying is correct 💯 I noticed it when I was doing the right way stuttering my finances I had more and I allowed others to influence me in spending because there mind sets were like your friends and they were mad because of I wasn't in the mindset as they were it's really a generational curse . Your future is worth a change in a mindset and getting closer to God tbh break the cycle fr don't be of the world be of God and follow His plans he intended for you to have ❤

[@terrencemcphail5782]

EGO is the problem cant let materialistic stuff go and they know they cant afford it.

[@C7_kashh]

Thank you for this OG. I needed to hear this. 🤲🏾📚💰

[@RosieLindsey-bq9tb]

Yes, indeed. I'm ready for the change, thank you

[@pamliles702]

Having some $ put into a high yield savings account for my short term or emergency expenses has really helped, I love seeing the interest paid grow! That's my incentive. Also, learn how to buy stocks. Get an education about how to invest, for free, anywhere on the internet.

[@divadeb1907]

Saving money is great you just have to get into the habit of saving money. Its in important yes i agree you need to control your money not your money control you. I just say do whats best for you everyone situation is different. Especially now that everything is going up. Food and gas keep the faith

[@karlar8648]

Automation. I have my retirement set up for this. I manually transfer money into my CD every payday. Drop some $$$ into a 2nd bank account. Then I pay my bills.

[@karlar8648]

Also, started an all cash stash. Starting small, a 20, 10, 5 and 1 dollar bill every payday (each week). $144 x 12 mos = $1728.00 x 8 years.

[@albertocuevas8773]

Yo that hit me @11:40. I’ll know in my mind and it’ll drive me crazy. But on paper is different.

[@jamielygallao5883]

Thank you for sharing🙏

[@Renias_beautiful.22]

I got so much knowledge from this and the only question I have today is who lined you up they went crazyyyy!!! Thank you for the FREE GAME

[@bnepaul9268]

Thank you God for financial wisdom and management skills, than you Lord all your blessings on me

[@desidezmusic9239]

Great affirmation

[@sharonda5229]

Thanks i needed to hear this

[@lizara7755]

Thank you my brother.

[@brendanewsome66]

Anthony do you have a link for your financial affirmations that you can share with me? I think it would help

[@gejettaadside2517]

Thank you very well said 😊

[@YvetteMayfield]

I love automation. I miss it since now I’m in a business that is cash 💰 daily with the income up and down- daily. When clients pay with card atleast that goes directly to my business account.

[@ginaanthonyphifer8184]

I agree with everything Anthony just said. We definitely have to get back into the routine of budgeting. The only thing that I don't agree with is the tithing. Where I "tithe" depends on what's in your pocket. It should come from the heart. There is no set percentage for tithing. If one month you want to give $10 that's between you and God, if another month you want to give $1,000, that's between you and God. I don't believe giving tithe to build another mans house or pay for his cars. It should be given to the work that is supporting the building that's already built, which includes utilities. It should be used to help communities that are suffering from a disaster. I refuse to support the pastor and his "wives". Thank you for the information, this was a great reminder of what we should be doing with our monies! Blessings🤛🙏

[@allison9008]

I need to get my spouse on board I tryin to budget but he always find something to buy weekly it seems.

[@ajwriter5699]

My ex-husband 🤦🏽‍♀️🤦🏽‍♀️🤦🏽‍♀️Girl, I have stories.

[@keithwisdom1663]

Flexible budget. Don't make it complicated.... What do you have left after you pay all of your bills. Then look at the bills and cut all the waste. Then budget what's left to emergency savings investment business

[@Jade7159-]

He said I remember getting paid and going to the payday loan for a loan for the next two weeks. I was pointing at my iPad when he said it because I’m doing just that!!!

[@AllThingswashington]

I have a question. Say you have multiple streams of income and you pay your tithes off of all streams except one you take that 10% and give it away to help others. do you see that as being OK to do because you are using it to be a help to others?

[@claudiaelizee4106]

Thank you! Very powerful!

[@tjcombo86]

Does this also work for the UK audience (referring to Chime)

[@BronzeGirl]

Jax I used to live in baymeadows

[@MsAnderson-]

Amen ❤ 36:25 and 37:47 🔥

[@candancehaynes5204]

👏🏾👏🏾👏🏾 This is wonderful

[@Veronica-pc3ir]

Good morning E3 crew!!!!

[@CS-yy3hv]

Over 400 watching. Let's hit "LIKE" to match 😊

[@Martymar49er15]

Thank you so much for this !

[@vincentmcshan3388]

Eating fast food all the time will hurt your pockets....

[@mrselfieephotobooth6448]

Ouch

[@shadeprice4719]

Absolutely! Drive thru Chic fil A for myself and 3 children is easily $35! We were going at least 3 times per month😢

[@Antoniofitness1]

And your health

[@kieshab9908]

Hey I love your vids, so informative...so have you discussed the taxes that's paid on interest gained in high yield savings accounts? Do you file on your taxes and pay tax on that interest? I'm searching for clarity, help... 😊

[@Jade7159-]

A wonderful wonderful video.

[@adorechy]

Thank you!!

[@mariami9984]

I have seen this friday to Tuesday dance.

[@camarnerette287]

Preach brother.

[@mrmentorcreditjamz9305]

Very great content…. I needed to hear this

[@stevesimmons430]

? What is the best thing to do if you retired and wanted to transfer some money out of my 457 into a Roth or something similar the 457 is not my primary retirement fund

[@brielgaskins2786]

A black man in therapy 🥰 love to hear you talk about it because we all need it along with some God.

[@WilkHustle]

First and foremost Thanks for your time and providing great info I want to use a budgeting tool but a lil worried attaching my bank account . How secure are these budgeting aps/tools? And which would u recommend ? Thanks in advance

[@familyofprofitabletraders9563]

Your Sofi link isnt working...

[@pictureme624]

You said capped out emergency fund. How much should you have for an emergency fund?

[@anthonyoneal]

One month worth of expenses!

[@samuelbudgets6312]

3-6

[@karlar8648]

Now and days, close to a year.

[@msmoenergydet]

great show! I wasn't taking notes but this was good... like the tithing challenge... what I do know is that when I was consistently tithing I never wanted for anything... I did just get my 401k set up a couple weeks ago!you mentioned chime in this video but you mentioned another 1-2 in a couple other videos... for the checking accounts... what were those & I may have to go back through some videos w IRA & ROTH ... thanks

[@animalmini1]

Thank you

[@sedricmalonejr]

😂😂😂...Sorry for laughing at the, "you answer the phone acting like it's not you". I was there at one point.