Is it worth- 1 year MBA | IIMA PGPX | ISB PGP | 1 year MBA ROI Calculator | Financial Model for MBA

[@vishexh]

This model is better than my whole life.

[@sanjaychhibber7434]

Anurag, great video , I did my PGPX from IIM Ahmedabad and IMHO with benefit of Hindsight after 12 years , I would still go and do the PGPX even if I was unemployed after passing out . The earning in terms of knowledge and attitudinal change is immense. You would be able to get a higher yield on savings and you start thinking in terms of numbers and see the big picture and don't miss the forest for the trees. It will enhance your self confidence and communication skills improve tremendously.

[@adarshkumar693]

please guide me i am having 8 years of experience in banking

[@shikhasharma8678]

Hi Sanjay...i need some suggestions please help let me know the suitable time to connect

[@sarthakjhaldiyal7058]

Thanks alot!!..this model was alot of help for planning personal finances before going for and MBA. Much much appreciated 🙏🏾

[@AnuragSingal]

My pleasure

[@AbhayVerma-hd5eu]

Very very few youtubers provide such rich content . Awesome content 👍🏻👍🏻

[@AnuragSingal]

Yes, but they get more traffic :)

[@sarveshmutha5003]

Superb stuff Anurag.. keep up the good work.. always waiting for a video from this channel

[@vivek1692asd]

Mujhe pakka laga tha koi baniya e soch sakta ye sab. Great video, I always thought of returns but not up to your level of analysis.

[@AnuragSingal]

Mentorship pages.razorpay.com/anuragsingal topmate.click/a3s00 Link to Download Model topmate.io/anuragsingal/513542 Subscribe anuragsingal.substack.com Courses Financial Modeling & Valuation bit.ly/2KfdnKm Finance for Non Finance bit.ly/2ViK0gk Job Interview - bit.ly/2wXipIs Personalized Admissions Help 1yearmbaadmissions.blogspot.com/p/videos.html Phone consultation: CallMe4 app bit.ly/37x4cyv ID: anuragsingal@cm4

[@parasbhasin1580]

Pls make video on top evening/ weekend MBA colleges and their placement

[@1SunnySharma]

There is no placements.

[@parasbhasin1580]

@@1SunnySharma Thanks for the reply

[@manavjoshi1050]

Excellent Video, even during MBA people have this fear about ROI. This would definitely help to make informed decisions.

[@harshitchowdhary6877]

But sometimes, if we switch a job, then also we can get 40-50% hikes, although that cannot be compared with having an MBA byt just a financial standpoint

[@prathmeshupadhye2804]

Thank you for your efforts to make this model available for everyone 🙏🏻

[@AnuragSingal]

My pleasure

[@ysswarnaprabha]

Thankyou sir. It's excellent & very insightful. Request you to please make a video about the E-PGP offered by IIM's at local study centres. Thankyou.

[@sourabhpattanshetty4012]

I understand that you have considered quite a few factors here. But for a person who earns 30 LPA, one year of employment loss is about 24 Lakhs post taxes. Plus the MBA fees and his stay(etc) cost amounts to about 60 lakhs (including everything). Once you are married, this figure grows even more. My question is " Is the degree Exec MBA from any IIMs full time worth 60 lakh rupees of ROI? "

[@gauravnagmoti5679]

B.b. b!bbbbbbnbbbb❤

[@imranhussainfca]

The calculation is wrong because a person on 20 lacs would also be in a position to jump jobs and make atleast 10 to 15 percent every 2 to 3 years. So your IRR would drop to half. MBA is never justified financially

[@sharmas7586]

Bhai MBA is justified when you do it as early as possible.....may be within 30 yrs of age for 1 yr mba and within 27 yrs for 2 yrs

[@vikramag6910]

I guess inflationary factors also need to be considered. Great video though..thanks for the insight

[@AnuragSingal]

Thanks

[@saibharatkumar1859]

Thank you very much Anurag. It was really helpful and inspiring

[@AnuragSingal]

Thanks

[@no-nonsense8743]

Thanks Anurag for the insightful information! I think one needs already good salary pre MBA to make most of it and the industry one work on also play a role.

[@AnuragSingal]

It depends

[@jayantmukherjee7995]

Thanks Sir, for a analytical approach towards the situation.

[@amanmantri7102]

This work is amazing Anurag... Thanks for this.. really

[@souravkundu9602]

From the bottom of my heart - thank you Mr Anurag. :)

[@AnuragSingal]

My pleasure

[@amiyakjena]

Appreciate your effort. Thank you.

[@shantanugawade9121]

Hi Anurag, the subsequent salary hike we are considering here is only on the salary hike obtained after Executive MBA rather than actual salary. With this, we are only considering an actual hike of 3-4% on actual salary. Would this be accurate as the hike we are going to get from the organization would differ the current calculation in place since they are hiking the actual salary.

[@sukarangrover4175]

If continued the older job, it would have also garnered you the subsequent increments and hence is only applied on the difference that is 10 lacs.

[@byjuvc]

Nice model! Excellent aid for decision making. Thank you 👌

[@AnuragSingal]

My pleasure

[@taqwin1]

Hi Anurag, following you on linkedin and now here too! Thanks for the amazing model.

[@AnuragSingal]

Welcome!

[@pratikshaha6419]

Nice content. found it helpful. Thank you Anurag.

[@ArvindSharma-wi4ld]

Great effort put in and Awesome Calculation

[@AnuragSingal]

Thank you

[@farazfoodnetwork1836]

after executive mba(from top 20 B schools) will open you as Business leader we can not judge it on the basis of salary only

[@nikhilka]

Nice job with the model. Few issues, I felt are more prominent and one should consider. People not doing an MBA, are most likely to have done some switch anyway and have got increased their base also. Tax saving on increment salary is 30% as HRA stops increasing after a point, especially at higher base your actual rent payment never increase and actual rent minus 10% basic... Some times reduces... The more the base, the lesser the anual hikes becomes, which may erode the true value of ROI.

[@wellnesssanju7038]

Thank you so much Sir, it is very useful for us.

[@arunvignesh25]

Inflation cost should also be considered which is around 8% PA. That ll reduce the returns hugely.

[@FarmingwithNirup]

I think getting an MBA degree is just a brand value added to your profile... ROI now a days with the salaries in indian IT sector... MBA is not at all required for getting good salary.

[@TheAdhi20]

Please do this financial model for the 2 year MBA program i.e. PGP program. Thanks in advance.

[@ankitnagar8318]

One counter question you have consider entire money as take home which is not real you have to deduct 31.2 percent and variables are huge on executive ladder as you grow up forex I may have 10 percent variable as a junior manager but 20 percent as senior manager at senior level.

[@keshavagarwal8145]

VERY BEAUTIFUL CALCULATION.

[@shekhar089]

great model , thank you very much

[@kushagragupta2683]

Sir I am not able to understand your calculations of Principal and interest amount can you please share the excel sheet with me.

[@trueadvisers]

Sir, I was just wondering if you have considered the increase in the salary in comminng years without going for this course while calculating the incremental salary.

[@jigargajaria]

This is really insightful. However one question, what about opportunity cost for owned funds in scenario 2? Is that baked in?

[@nitipriyasingh1387]

This is best Calc video for 1 year MBA. Great job. I don't think most of people would have salary above 10lakhs for pgpx. I would like to check the Calc for 5 lakhs P. A incoming sal.

[@AnuragSingal]

Average incoming should be in 15-20 lacs range

[@gauravsharma5225]

Superb, cleared a lot things, can you please share this excel as well

[@AnuragSingal]

See Pinned Comment

[@AnkitKshatriya]

You need to consider increase in personal expenses too....1) Higher paying jobs are in metros like mumbai/delhi where rent and cost of living will be higher 2) Lifestyle change 3) Marital status change....etc

[@sourabhlahoti7466]

I am not able to change the CTC post MBA. what is the Password to unprotect the sheet?

[@sunilkyadav1]

Thanks Anurag, very helpful

[@sohamkar441]

IIM Raipur online EPGP for two years or IIM Rohtak PGPX one year online executive MBA? I am having 10 years of experience in a Public Sector Bank. Please guide

[@BloomingWorld1]

What is the placement scenario at IIM abc for epgp ?

[@ThePsyish]

You missed on the part that if the person can pay and even then pick the loan option, he will be getting around 6% interest on the money thus his actual earning will increase by that amount which will be nearly 1.25L annually after paying thus it will increase the overall ROI

[@ThePsyish]

But Kudos to you for such an in-depth ROI calculator

[@AnuragSingal]

thank you

[@rohitdhiman7625]

Hi Anurag, highly informative . It would be great help if you can share this calculator.

[@AnuragSingal]

See pinned comment

[@TheBrightcareer]

Hii, Its a greatttt video. Can you pls share the excel sheet of the same.

[@AnuragSingal]

It's in Pinned Comment

[@realfactanalysis3346]

Sir PV factor not considered here.

[@AnuragSingal]

PV means Present Value? IRR already incorporates that

[@realfactanalysis3346]

@@AnuragSingal ok

[@ronakprajapati1445]

Please share unprotected sheet. This one is asking for password.

[@DTechLady]

Hi Anurag, I have around 10 years of experience in IT( Support plus sales) want to undergo PGPX, how much should I invest in GMAT preparation, seems to be hard for me, have lost touch with basics.

[@iamnaveenmathew]

Sir, how to repay the loan..if the company fires in the name of cost cutting..?

[@leeladharthada4694]

I have experience of 3.5 years? Would it be best time to do PGPX for me ?

[@souravbanerjee8387]

Sir i have an question.....that if someone have done their mba from a tier 2/3 college......so after some years of job can he do pgpx from isb or iim a ....?...

[@rajeev172]

Hi Anurag ji. I am an officer with GOI. Can i get a chance to switch job in one year PGPX. I am 40 years old with 12 years experience.

[@electricaldesigningbasics]

can u plz share the working excel for putting my scenario & analyse.

[@AnuragSingal]

In Pinned comment

[@PradeepKumar-ru9ki]

Fee charged is very high. Is gov is not capable to finance 3000 iim students and take taxes later

[@ankitaghose3648]

Hi...kindly share the excel model if possible

[@nishantkhosla4117]

Is ISB worth it for someone with 2.5 years of work ex earning less than 10 lpa? Thanks in advance! :)

[@jayasheelvarma963]

Please do a video on 1 year courses from IIM L,I,K

[@shubhambharat4770]

Thanks for this video and the sheet. It gives a good insight for decision making. I wanted to ask, how do I use this methodology for 2 years MBA course? I want to know about the loan repayment time.

[@Leo_qu]

Only 3.36 lpa is it worth doing Pgpx

[@ShivamThakur07]

Will it be worth to go in with incoming CTC of 32 LPA with 4.5 years of work experience in Banking?

[@mohitshrivastava1158]

This is great work, but usually, people with 5 years of work ex in tech earn around 30-40 base salary(+stocks&bonus), now if we consider a 50% raise the package comes around 45-60, how easy is it to get this amount after PGP

[@ThePoltzer]

It cannot be generalized, not all companies are amazon or google.... Average salary of a JAVA/Python professional is 15-20 LPA. Also a person earning 30-40 already, needn't join MBA for a hike, 30 is the avg salary of IIMA, IIMB, IIMC, ISB. :)

[@mohitshrivastava1158]

@@ThePoltzer Can you provide the data source for 15-20 lpa stat for 5 year exp

[@ThePoltzer]

@@mohitshrivastava1158 what data source bro , can you be provide the same for the claim you made. I didn't want to be rude but you seem to be an idiot, tell me ur salary , and let's generalize.

[@pratspathak8003]

What if your salary is 8L , how much will be the increase.

[@Hk64]

Is it good to do mba from JBIMS, Mumbai instead doing this kind of program

[@rajathslr]

Sir, one thing is sure, after seeing this I have decided not to opt for PGPX or any full time MBA program. I earn little more than 20lpa(10yrs experience). I am currently thinking of a part time MBA, just for the IIM brand. Sine you were on campus for a while, I request you to comment, how could one make best of part time/weekend mba programs

[@ashuetrx]

I have 16 years of experience in IT and I am working in germany in IT. I am taking an equivalent of 35 to 40 L. I would like to return back to India and start in a business profile . Please suggest if it will meet my goal of changing profile and probably hit similar salary ?

[@chandrasekharandagun]

Hi Anurag, i have 17 yrs of IT experience. I'm now 40yrs, Persuing executive MbA / PGP Pro is worthwhile?

[@varunsuryavanshi649]

Hi Anurag, Great Video and input. I want understand I am in HR from last 8-9yrs can I go for this ?

[@AnuragSingal]

Yes of course

[@sandeepsalunkhe4070]

Superb Calculator Anurag. It will be a great help if you can share it with me? Thank you.

[@sarimkhan4265]

Hi Sir, If my current package is 10lpa , how much increment i can expect post pgpx.

[@DevrajSingh-yq4fu]

Sir Should I go for PGP of one year from IIM Shillong.

[@RaviSharmaa]

i think once you go beyond 40/50 lpa package... the increment per year will no more 10% each year... it would be much less.... that's just my opinion

[@mayankshuklaYT]

Anurag - Living expenses will always be there whether I do mba or job.

[@manishsharma-fp7bj]

is it worthwhile one year mba for 12 years expeeience working professionals

[@inevibeatle]

How can taking loan giving much higher return? Whats the fundamental.

[@shamsundar7305]

Can you guide whether I should appear GMAT? Government job of 11 yrs and package of 11 lakhs annually .

[@AnuragSingal]

yes

[@dishitaganesh9062]

Hello sir I have four years of experience in B2B sales and I came from BSC background I have an interest in to pursue Higher education Can u give me some advice for me I'm confused whether to take an Executive MBA or MBA

[@mananloonker3184]

Thanks sir for the amazing analysis!! Kindly also share this calculator.

[@AnuragSingal]

Link to Download Model drive.google.com/file/d/1CT91ttOOt1mWStI_z0vgGUco1jLBcc7c/view?usp=sharing

[@jaisharma5671]

Sir I am from Haryana , please guide best way to learn SAP module.

[@AnuragSingal]

Even I am from Haryana - open.sap.com/courses

[@smitmehta5247]

Hi Anurag, does current CTC considered during placements? I have an MBA from tier 2 college with 6 years of experience and aiming for an executive MBA..

[@ankitpaliwal966]

Which college did you passed out from? What was your fees? And what placement did you got, e you satisfied with what you got as salary in the firat year? Please i need guidance brother, i am a fresher

[@shirilsaju6048]

This is great. Really helpful in decision making. I have one doubt. Does the incoming salary play any role in campus placement or outgoing salary?

[@AnuragSingal]

Not really

[@vireshsingh6438]

@@AnuragSingal sir can you please share some views on IIM Kozhikode 1 yr PGP BL program

[@siddarthpaim]

Please make one RoI for mba in US

[@21jagans]

This model is really helpful and gives a good indication of post MBA expectation. Would it be possible to share this sheet?

[@deboritdebiswas2875]

Can i get the calculator... This is an useful one

[@AnuragSingal]

You can GPay Rs 1000 to 9339125242@ybl, email the screenshot to [e-mail] and get it

[@classScribbler]

I keep seeing desperate attempt by ISB students and alums to compare themselves with the IIMs. The truth is that the 1 year MBA programs in India- IIM(A/B/C) and ISB are all the same in quality. IIMs attract better talent than ISB in all programs. The crap that ISB keeps talking about "flagship program" is horse manure- all it means is that they try to get people placed into startups to show 100% placements. To the potential candidate comparing the two- if you get the 1 year option from IIMs, prefer them over ISB. Don't be misguided by alums- they have to praise their alma mater to keep the market value of their degree high. The wanna be is just riding a marketing hype with an intake of 800 average minded cohort.

[@abhinav_a98]

Should I go for pgpm my late 20s like 28-29 with being married with kids and old parents? If I'm already earings 20lpa base salary?

[@AnuragSingal]

Absolutely, it's an investment for life

[@RajatKumar-ie1ux]

Hello sir I am CA final student Want to build a career in ib after coming CA final exams scheduled in Nov 20 Kindly suggest how to proceed to be in ib job?

[@ankitpaliwal966]

Assuming all the people watching this must be experienced, i am a fresher and have querries, i have got admission in jagsom is it good? It is taking 15lakh of fee and 10 lpa median salary, i cant get any better college this year, and i dont wish to wait for next year is this college good and not gonna cost me tears in future? Pgdm in marketing btw

[@yourssanjeev2007]

One problem I see, you have not included that If I do not go for MBA and continue in current job with 10% hike annually

[@AnuragSingal]

Thats why I have considered only incremental salary

[@rayaanaaryan2684]

@@AnuragSingal Amazing Sir .. your doing a great job

[@RahulYadav-bj3jn]

Do past acads matter in pgpx admission

[@meetpatel5083]

Sir, What if My pre MBA salary is 10 lakh. In non metro city

[@akshayyewale6397]

Same questions please answer

[@adarshkumar693]

I am working for last 8 years in nationalised bank as manager and i want to do pgp ex mba is it good to do please guide

[@anantjhunjhunwala2571]

Career options after 12th commerce apart from ca cs cma

[@AnuragSingal]

MBA, UPSC, SSC

[@AnuragSingal]

Mentorship pages.razorpay.com/anuragsingal

[@pragatiaggarwal8103]

Sir, my current CTC is 3.5 lakh. Workex around 3.5. is it good idea for me to do 1 yr mba in terms of finances. What will be my financial future after 1 yr mba if I hv such low CTC right now. How much will I be benefitted

[@satundhal6477]

Is isb PGP pro is good?

[@vishaljadhav119]

Hi, Is outgoing salary decided based on Pre-MBA salary during placement?

[@AnuragSingal]

No, depends completely on how you perform in campus placement interviews - so lets say its Amazon hires, it will give you INR 25 lacs p.a. ireespective of your past base I have seen people moving from 17 lacs p.a. pre-MBA to 55 lacs p.a. post MBA

[@vishaljadhav119]

Thank you so much for your swift response.

[@divyachaudhary720]

Will my existing incoming salary affect my placement salary? Like if someone earns around 8 lakh before pgpx, will it have a negative impact on placement salary after completing pgpx?

[@AnuragSingal]

Not really