Are You OWNBank Ready this 2025? Helping You Develop the Discipline of Saving!

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[@esricarasco8919]

bad habits ko ,kada mag iipon lagi nauubos like magkakasakit at madaming aberya 😢 kaya ngaun nag iingat nako sa pag iipon. Imaintain ung ipon at walang mga aberya ngaung 2025❤

[@vianvilla7795]

Happy New Year Sir Pat, yes po maganda si OwnBank ng dahil sa inyo kya ako naka pag registered kay OwnBank thank you Sir Pat sa mga nice info na sini share nyo po God Bless Us.

[@KJKKFam]

abad habits ko lang sir pat na hindi ko talaga matanggal sa sarili ko is yung mga biglaang gala o kain sa labas na wala naman sa budget kaya in the end I always end up na magadjust na naman sa budget namin or more kukuha kay credits. New years resolution ko talaga yan this year so sana makaya ko. Happy New Year 🎉🎉

[@alexandermelindo5854]

Iyon bad habit ko sa 2024 sa pag-iipon ay ang pagiging consistent po. Sana ngayong 2025, I'll make it a habit na magsave sa OwnBank lalo na 6% pa ang kanyang p.a. unlike kay SeaBank na 4% na lang yata starting this January 9. Happy New Year po sa inyo sir!

[@carlorodolfvidal9596]

Hello Sir Pat, bad habit is being one day millionaire. walang preno gumastos kapag nagkakapera. madalas out of budget.

[@juriscagomoc1281]

Thank you sir pat sa detalyadong paliwanag❤

[@arcijeirojas]

Ang bad habit ko po siguro is minsan pag may magustuhan akong bagong labas na sapatos ay napapabili ako agad nang di nagdadalawang isip. Happy new year po!

[@rudolfyiii1948]

Hello, Sir Pat. New and active follower here since December 2024 and pinanood ko talaga lahat ng previous vids mo na naging reason bakit po ako naging wise in handling my finances and nagshift from traditional banking to digital banks. Indeed, you're such a blessing sa aming mga Filipinos who badly need financial literacy. Meanwhile, in terms of the bad habits sa aking pag-iipon na ayaw ko na maulit this 2025 ay 'yung babawasan ko 'yung savings ko for emergency fund kapag biglang nagkayayaan ng gala at 'yung pag-una ng expenses before savings kapag nagkakapera ako. Maraming salamat Sir Pat. Hoping po na isa sa mga maging lucky winners sa Gcash. God bless you more!

[@loretonatividad2406]

Hi pat. Can you make a review regarding own bank. Is it true that own bank is a scam?. Some people say their app is keep being upgraded for days and now they cannot use their app for transfer or anything and some say their money was lost

[@moonlalune8003]

cannot transfer due to eternal 24hr account upgrading.

[@maryjoyortega1045]

Bad habits na di ko gustong mangyari ulit this year 2025 ay yung nag set aside ka ng money to save pero later on anglakas ng urge to withdraw it and use it. Huhuhu it's really hard to be financially stable kung sa small habits man lang is nahihirapan na ako. This is my great regrets at the same time great realizations, na hoping this year I will be better in saving. Thank you

[@casperm327]

Hello po ask q lang po, simple interest padin po ba gamit ng own bank?

[@MM-wk8hq]

Ang medyo hindi magandang habit ko sa pag iipon is hindi po ako consistent sa target kong amount for savings per payday. Minsan kasi nagagamit sa ibang pagkakagastusan instead of savings. Happy New Year po and more power!🎉

[@aleckszandragarcia-savio3671]

My bad habits when it comes to saving is not being consistent. I usually set my monthly goal in saving and end up not following it 😢 Hoping this year that I will be consistent and reach my goal. Thank you for this video kuya pat, very helpful sya for us who are looking for a bank where we can put our savings. Happy new year po 🎉😂

[@johnpaulpunzalan9044]

Bad habits when it comes to saving is, not setting a saving goal, aside from saving you should create a goal for when you should use the money, otherwise nagagastos rin ito kapav mag biglang sale or sudden emotional expenses.

[@GeraldineHerrera-st7gn]

Sala,mat Sir,sa pay shout out,at last napansin din messg KO😀😀😀 late KO minsan npapanood video nyo dhil 7 hrs ang difference Ng time,,happy new year sa LAHAT😀😍😍😍

[@pollenbee78]

For me po bad habits ung insted mkpg ipon nppunta po sa more expenses sa bahay,which nkklmutan na mgsave,but now becoz of this im in the ryt track na,thnx po,i started na last aug po

[@alberttorres8657]

One of your followers na influence to save Kay ownbank. maybe the habit over splurge sa online campaign sale ng different online store 😅😅😅 Pashout from Calamba Laguna

[@Harharharris]

Eto ang hinihintay ko thinking of moving to ownbank from Maya and Gsave

[@michsaldevar8515]

For me sir pat, one of the bad habits po when saving is yung thought na ah okay may na save naman ako kaya its okay na bawasan yung naipon ko. It's more of control and discipline rn

[@egieboi]

Happy New Sir Pat🎉

[@dindomorada2184]

Happy new year Sir Pat🎉

[@wedadbatugan5005]

Ang bad habit ko po sa pag-iipon na ayaw ko ng mangyari this 2025 ay nakakalimutan ko na nag-iipon pala ako😅 So ngayong year 2025 nagset po ako ng monthly reminder sa calendar ko. Hopefully starting this year makaipon ng at least 120k yearly.

[@sheeeesh7683]

Free po ba yung physical na debit card ni ownbank? Tyia

[@cuadraartworks9974]

Happy New Year

[@Christopher-id4uo]

i can't transfer funds to my other bank 😢 please advise.

[@kenobaby9898]

Hi, new fan tinry ko yung link and hndi nagana and hndi ko nalagay yung referal code.. ako lang po ba or may best way para mapagana yung link and or yung referal code pag may account kana?. Thanks😊

[@joanmarasigan6935]

Kilan maya sila.mag lalabas nang physical card

[@thernbocs4905]

Hanggang ngayon po ba 6% parin si ownbank?

[@randellapolonio1792]

How to get the card?

[@L-zer002]

Hindi na po ba availabe ang pag purchase nang load sa ownbank? Di ko maclick - new user here

[@jaybenfernandez8704]

Sir pat nag try ako mag cash in sa ownbank using online bank app na ginagamit kasa wala yung ownbank na name ng bangko.

[@kaingalaatibp]

Bad Habits ko is, pag may naiipon na ako hindi na yun tumatagal gusto ko agad gamitin sa food or travel. More on gamit ng CC ko is puro kain sa labas kaya yung dapat ipon ko din dun na napupunta. This year gusto ko baguhin yun. 😢

[@janicopanganiban2275]

Hello sir, nagopen po ako kay ownbank naglagay agad ako 2k, need pa pala iupgrade, tanong lang po gaano po katagal bago maupgrade ang account? Jan 25 ngb6:30pm po ako nagopen at deposit, hanggang ngayon hindi pa din po upgraded.

[@Oneisenough22]

Yung akin mahigit isang linggo na, di pa rin nila inaupgrade. . Madami na reklamo sa kanila pero binubura lang nila mga negative comments sa post nila sa fb. .

[@JesonSilagpo]

Sir bakit ang tagal ng upgrading account ko mag 2weeks na ano po pwedeng gawin??

[@Georgelaquio]

Ako sir sa totoo lang naka try na ko mag ipon pa unti unti,,, pero ewan ko bakit laging naga gamit,,, lalo na may mga emergency,,, may mga bata ako,, nagkakasakit minsan,,, at least lng may nkukuha ako kahit maliit,, sana this year kung mag start na naman ako mag ipon sana tuloy2 na po,,

[@jerbsmangalindan8788]

Sir question lang po, nasa abroad ako and wala ako Philippine number, puwede po ba yun?

[@ludiedelacruz8773]

bad habit yung nagpapabudol kapag may sale which is nagpapauto na that time lang makapagcheck out kaya nauubos ang savings. this year, i will be more responsible sa mga gastos and will not be attempt to buy things even sale siya 😅. I can buy it naman some other time, priorities muna makapagsave hahahah

[@gamehighlights101]

ginagamit kona itong own bank since October maganda tala sya:

[@serenakynethberondo]

Kakagawa ko lang po ng account sa own bank Ginamit ko po yung referral code nyo 🙂

[@Yohan12242]

Sir paano po kaya yung pera ko sa own bank, aksidente po kasi na send ko sa isa kong cel# ang 1k tapos ang ginawa ko po gumawa ako ng isa pang account na own bank gamit yung cel# na nasendan ko ng pero ngayon months na po di ma transfer or makuha yung pera kasi di sya ma upgrade

[@YCBBasanez]

Bad habits sa tingin ko tried to save more rather than investing a certain business that would definitely profit more than just the interest you'll earn from saving. Ganito lang naman yan pag may extra money na wala pang paglaanan that would generate passive income better to deposit that money to ownbank.

[@mardapsblog6671]

Ownbank ang tagal mag upgrade Yung Iba inabot ng isang buwan upgrading padin ang kanilang account

[@SittiAdjilani-oj4cm]

Salamat sharing advice

[@Dark00700-c]

Para sakin let go nyu na sa 2024 mga bad habits Iwan nyu na, this year 2025 it's time to begining. maliit man or malaki try nyu calculate nagagastos nyu araw araw na nd naman talaga dapat bilhin or pagka gastusan sa loob ng buwan or a year malaki yan pag naipon if nd nasayang kung saan lang.

[@juliussandoval6238]

Paano din po b gmitin ung virtual card

[@frederickconstantino6965]

Bad habit : Pagbibigay ng lahat ng ipon sa impulsive na regalo o pasalubong Gusto lang magpasaya ng ibang tao, pero nauubos ang naipon sa isang biglaang desisyon.

[@jenithakadusale3554]

Hello sir , haha yong ipon na hihiramin tapos di na maibalik

[@eyyvibes]

Nahirapan po ako sa customize card number wala na po number na gumagana Don kahit random hindi na makapagbigay ang system

[@redmet25]

Panu po yung sakin tagal ma upgrade basic account padin pero nag cash in napo ako.

[@markkallos]

My bad habits when saving is being complacent and losing my financial discipline.

[@lcabonatalia]

Bad habit siguro pagiging impulsive buyer kasi ang tagal nagipon tapos isang click lang kung gastusin. Sana mapili po ako ❤ Happy New Yearrrr🎉🎉🎉🎉

[@happinessisachoice7326]

Paano ka sir nakakuha ng physical card…pa share nman how

[@villajazminepearl559]

Help me po di ko po maaupgrade yung ownbank acc ko di po ako makapagtransfer😢

[@jennifertica4106]

Paano po mkakakuha ng debit card sa own bank..

[@June-w9j]

sir panu po mka avail ng physical debit card kay own bank

[@juliussandoval6238]

Hi po..ok lng po s own bank n mag time deposit po n Malaki s own bank

[@ejohn5135]

Bad habit ko is my clue mg family at friends ko about my finances at pag nangailangan, isa ako sa list nila na takbuhan. Ayaw ko na ng ganun nakakasira sa savings journey ko...

[@shaban9194]

Panu mag generate ng soa ng own it? Own wallet lang meron soa e

[@glacietalibsao4192]

how to avail po ng ownbank debit card

[@josephalexisansong2856]

pls reply po pano po makuha ulit ang closed payment po gami ko po kasi yun

[@josephalexisansong2856]

unresponsive naman po ang customer services ng ownbank wag na kayo mag download hahahaha pending yung transaction tas nag closed tapos walang dumating na pera sa ewallet ko hahahah gamit ko pa naman yun sa project ko for school tas ngayon wala na sayang yung pinaghirapan ko ng 1week tas mawawala lang sa ownbank na yan putang ina kala ko pa naman safe hahaha dipa responsive ang customer services pinapatay lagi ang call

[@mrzantos]

bad habit? yung minimaintain ko ung mga payroll accts ko sa mga dati kong pinagtrabahuan kaya nililipat ko na ngayon sa mga digital banks gawa na mas mataas ung interest kesa sa traditional banks

[@lucillebuenofranca]

My Bad Habit is hindi makapag ipon kasi po nagiging impulsive buyer po ako which is ang hirap po at sobrang struggle po talaga

[@JR-xo4jq]

Ang tagal ng availability ng Own Bank physical card

[@LarryDaveMalinao-s8m]

Sir pat paano pa ma request yang owm bank Card

[@ezeldesilva2717]

Pano Po magkaron ng physical card ni own bank

[@brjchange6734]

Bad habbit na tatanggalin ko ay ang pagipon ng matagal at pagkatapos gagamitin sa bagay na indi naka plano

[@Yohandre1991]

sana my loan na si ownbank ka gaya ni seabank

[@kaytoy18]

No Certain %age in saving save all you can mindset is always in survival mode Keep your eyes on d target

[@limborandy88]

sir pat pahingi referal code sa own bank

[@theresfilipinas2118]

200 lang laman ng own bank ko.😁

[@senpailodi3194]

esquire financing pa reviews naman po salamat idol.

[@florenciaforte9199]

Own bank customer service don't answer tele phone calls.😢

[@PatQuinto]

They do po. However, during banking hours lang po sila available Mondays to Fridays 8am to 5pm po. Also excluding holidays.

[@crisendogerones8735]

Lods @PatQuinto medyo out of Own Bank ung question ko..I hope you can give me piece of advise.. I was always harrased by this OLA na magearly repayment 1 day before my due kahit wala akong record na any mispayments. Ngaun call ng call text blast nakakaburyong kasi freelancer VA ako and daytime ako natutulog..heres the thing nagbayad din ako early 3400 3rd installment para tumigil lang..then dahil sa grogy ako out of my own stable mind I MADE ANOTHER PAYMENT OF 8265 PESOS WITH THE SAME OLA AND ACCOUNT AGAIN WITH SAME skypay payment and refference which is nakaltas sa Gcash ko and my mga resibo na nabugay ng skypay sa Ola na ito...i tried contacting me pero to no avail..may chance kaya na mabawi ko ito? My mga evidence ako pata sa transction na 8265...please advise...thank you and god bless...OLA name is tagalog ng SIGNATURE. 5 Letters and rumbled ung 2 letra.❤

[@billypage6641]

ei boss give credit to my photo!

[@PatQuinto]

Hi Sir Good day. I am sorry po if may nagamit pong photo nio ang aking editor. i have placed your name po sa description to give credit. Though if you want to have it removed po, please let me know po ung time stamp para ma blur ko nalang po or ma cut yung time to have it remove and not violate your right. Again apologies for any inconvenience this has caused you.

[@billypage6641]

@@PatQuinto no worries bro! i like all your video. keep it up! keep making financial literacy video.

[@mawkishtic]

#186 viewer 🤸‍♀

[@anakatrinaalog1183]

New subscriber here! Trying your referral link pero ang lumalabas po after clicking Claim and entering phone number e "Security Tips: Frequent Operations, we recommend you to try again later". Nagtry na po ako ibang oras pero same padin.

[@senoritoroy3225]

Sana makarating sa Own bank na gawing new user friendly yung App yung interface kasi niya nakakalito😢

[@tsarachnidlair7048]

Happy New Year Sir Pat!