Are You Ready to Change Your Financial Situation in 2021?

[@TheRamseyShowEpisodes]

Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q

[@keysmitt3257]

I am already signed up about to update my New RESET

[@keysmitt3257]

😍😍😍☺ I AM LATE BUT TUESDAY 12TH OMG DIDN'T KNOW

[@keysmitt3257]

YES JOB TOO SEND LINK'S I NEED A RTOAS ASAP MY WORD'S LOL RTOAIZS

[@ogechukwumerritimeagbabi4938]

Can a Nigeria do Ramsey?

[@ogechukwumerritimeagbabi4938]

Can a Nigerian do a Ramsey?

[@GodSaveTheClothes]

We’ll be debt free in April 2021!! 3-6 Emergency fund by December 2021!!!

[@Pandorash8]

Awesome work!! Bring on 2021 💪🏻

[@kimberlywinkfield876]

Congratulations

[@realfriendsunlimitedpodcas3140]

I am with you

[@joethompson522]

Congratulations

[@Pandorash8]

Rashonda, I am an EDM and I have no debt. I was given advice by my lawyer, accountant and financial planner not to pay off my house, but I did it anyway. It took a couple of weeks to sink in and then it was magic. The peace is fantastic. No one can take my house. And I am free.

[@mrsjulie11]

I love Chris Hogan's voice, he could have a very lucrative side hustle reading books 📚 out loud

[@jessicacirilo3436]

🤣😂🤣

[@MichaelHasebroock]

He most likely doesn't need that side hustle working with Dave, lol.

[@DiscipleSteven]

He does his own audiobooks I think LOL

[@eckankar7756]

If he could sing he could be the next Barry White.

[@rbarzola7756]

Me too 💙 he inspires me to have a child like spirit

[@austinkirkman2286]

The Ramsey team is a real inspiration to me as a 22 year old college student. I'm going to make it through debt free in 2 years with a Mechanical Engineering Technology degree. Financial pressure used to seem so overwhelming and confusing to me until I could really see the fundamentals laid out here with each episode of the Ramsey show that I watch. Thank you guys!

[@mabelle83]

My call was at 1:30 and I took this advice. I closed down my businesses that weren’t making much money. Wasn’t fun, but Distractions for sure. I doubled my income last year to 40k and I was able to purchase a home well under appraised value and build instant equity. Still debt free except a small car loan.

[@TheWellingtonExperience]

Loving the new streamlined format without the lengthy commercials. 👌🏽

[@SOHCNightmare]

Same here. I listen to this via youtube at work and it's so annoying to have to either go skip over all of it, or listen to it.

[@jamesphelps9573]

I learned while at work rewatching it it was about 300 seconds of skipping forward lol. Glad they did this change.

[@dianem4188]

Me too. I am going to miss the turning point videos though.

[@juliewatson3969]

I like the fact that the show had its own Ramsey commercials, but it’s also nice not having to skip ahead when I only have a short amount of time to listen. 👍🏼

[@reedlarsen5441]

You mean I don't have to press fast forward (skip forward 10 seconds) 30 times on my phone to skip the commercials anymore? I'm gonna miss that.

[@obclutch2747]

started the new year by picking up 2 extra shifts and worked 60 hours this week.... im ready for 2021

[@chrisfamos]

Keep it up. You’ll love the feeling at the end of 21. So accomplished.

[@GodSaveTheClothes]

Nice work!

[@naturelover_75]

Got $20k to pay off.. wanna make it happen this year! I'm working 88 hrs just this week!

[@jenniferdamp1600]

We're debt Free except our mortgage as of 9/2020. Working BS3, and hope to have that finished by the end of February 2021. Looking forward to building wealth and paying off our mortgage, so we can bless others.

[@ceciliamukanda138]

I always watch your videos in the third world country Zambia, I really love these videos and learn a lot.

[@Anna.Z.]

I love listening your show, Dave. Keep doing what you're doing the best and make more people DEBT FREE with happy rest of their lives! All the best for all your Team from UK xx

[@DiscipleSteven]

My favorite duo right here!

[@AspenT91]

Oh snap! I think this is the first time I’ve heard Dave use a curse word. I feel like he loosens up more with Chris and A-O, I love how they cut up especially with A-O! Y’all have me cracking up thank gosh I work from home otherwise I’d get weird looks in the office. 😂

[@myoldvhstapes]

In 2021, I'm going to make the money to cashflow an embryo adoption!

[@KC-dr3cg]

Buy a less expensive house! Then 20% down leaves more in your liquid wealth .

[@geromejohnnygranada]

Just signed up for the live stream! And it's on my bday waddya know!

[@na-cp9kp]

It was sweet to hear you working through the psychology of her home purchase. I mostly watch the popular clips from the show, but those don't really show the softer side of dave.

[@thisuniquechica]

I wonder if he was more patient with her because she’s young and needed a bit of help to think through it logically, versus the older people who call in who just keep repeating mistakes.

[@na-cp9kp]

@@thisuniquechica yeah maybe you’re right. I always knew he was a teddy bear on the inside

[@rethinkcps2116]

At timestamp 12:00...DR's answer confuses me. If the homebuyer hit bad times, owing $298k on a $300k house would, indeed, mean selling wouldn't 'help' her. But the $298k balance would also mean she had not put so much down. Her cash reserves were deployed elsewhere. And, hopefully, would be available to serve as a cushion in bad times. Right...?

[@kayrenallen7369]

“California has really lost its mind” great comment!

[@puddles609]

"Someone who gives a lot of money away is a philanthropist if they are wealthy, and generous when they are not wealthy."

[@amybond9890]

I'll be working the evening of the 12th. Will the live stream be rebroadcast or put on KZbin for those of us who can't watch it live?

[@eckankar7756]

yes

[@Bast16711]

I love both your shows.

[@melanie2100]

"SMART" goals

[@theresanathanmartin3474]

I gotta be honest I was drifting away from the show for a awhile due to all the advertisements. Thanks for adjusting.

[@maryw2812]

My hubby and I have a home with much equity. We are near retirement. What would be your course of action if you wanted to get out of the large home your in and want to get into a one level? Mind you, one levels in our area are minimum 350,000. Rent?

[@katyhanara]

Watching from NZ. 🙂

[@tomvarnadoe9270]

Amen🙏 New Year New Life 👍

[@jazminlozano5098]

worked on our amort to see when we might pay off our home... 9 years! ahhh I can't wait!

[@brandonstoltzfus3652]

Thank you for video very good love it Is

[@rustybell2722]

It's frustrating when people ASSUME that everyone has a cell phone and can text. I also run into the problem when websites want to have a cell phone number so they can verify who I am. No alternatives are given for those who don't have a cell phone or who ran out of minutes & can only call emergency. [Sigh]

[@eckankar7756]

Hope you can find an affordable way to text, it's a great benefit. The show is on youtube so you can catch the replay.

[@bonitab6498]

Are you sure they offer just text? I always have a choice. Email or text.

[@alycewich4472]

@Rusty Bell - I'm in the same boat! I have found that some places, including Dave Ramsey has a website that has the information on it. Hope this helps.

[@GireiSama]

43:42 :c that didn't age well

[@phard5761]

I would hire this guy, Justin, to sell my items as I am downsizing.

[@MichaelHasebroock]

Where can I get the sticker on Hogan's laptop???

[@biancahedley7600]

Hey does anybody know how we can get access to the free live stream in the rest of the world outside America? I'm the UK so texting that number won't work from here I don't think 🤔 thanks!

[@KC-dr3cg]

Pay off the car first because the payments are usually higher. In addition paying a person back instead of a corporation could reduce a relational stress.

[@eckankar7756]

The steps Dave teaches is to pay off the smallest bill first then snowball that payment into the next smallest bill.

[@jroberts2535]

If I’m the eBay seller it seems like giving up a lot (health insurance/retirement). I’d rather keep my benefits and roll the kids a ball and tell them not to kill eachother while i check my eBay account on my phone. That’s what a lot of gym teachers do anyways.

[@mlovespring7892]

Oh wow....I truly want to do ecommerce and haven had the slightest idea how to begin. How can I connect with a legit teacher?

[@bonitab6498]

You already know your teacher. It's called KZbin.

[@keysmitt3257]

Hey hello☺😍😊

[@amybrooke45]

Dang I lost 28 and 10 came back without Cabo

[@colleengarcia7752]

If you lose it you can find it again. Change your mind to Get Rid of it and have a healthy eating and moving plan.

[@Carriel5547]

Buy my book. Buy my book. Buy buy buy

[@lucaslee6831]

but why he not so rich?

[@theapocalypse5219]

Surely the Lord GOD will do nothing, but he revealeth his secret unto his servants the prophets (Amos 3:7, Acts 2:17). See Renee Moses, The Rapture Puzzle.

[@CeaselesslyAmazed]

Too much selling. I never got the main content of the show.

[@rosiebaker4250]

What finance I don't know you man don't use me tell your story go away frostm me I am not your mother ok stop using me be honest yourself ok

[@kerloz4978]

The brief tempo formally applaud because linda distally fill unto a undesirable alto. vague, stingy art

[@Carriel5547]

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