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The journey of being a medical practitioner in Malaysia is seriously not easy. It takes a long time, odd working hours, random posting around the country, all those makes it challenging to decide on buying a home. As this audience wrote in from JB, I suggested them to prioritize flexibility.
First of all, renting makes a lot of sense when the property market is bad. We are gonna pay low rent to live in expensive apartments. Then use our capital in properties that will generate cashflow. However, there is this FOMO situation.
In my opinion, why rush into a landed home when we barely need it. It's convenient to think that the baby needs it, but technically it only makes sense when they start needing privacy. In the mean time, swimming pool and facilities around highrise is way more attractive to them. Also, there's absolutely nothing wrong with renting a home when I need it. Because if I were to buy a house at RM 500k, sell it later at RM 700k 10 years later, do I actually make money??? Not really.