How to be LOAN FREE fast & forever 2024 onwards? | Debt Trap Free | AssetYogi Show # 3

[@AssetYogi]

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[@avinashg8216]

सच मैं लोन फ्री लाइफ एक जीवन संजीवनी है...... मेरा सिर्फ होम लोन बचा है अब....... दोस्तों भूखे पेट सो जाना लेकिन कभी भी पर्सनल लोन मत लोना

[@shivishukla5141]

Sahi baat mai bhi bhugat rha hu 5 L ka loan 7 bhar chuka hu abhi bhi bhar rha hu

[@Praveennegi26]

आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much

[@AssetYogi]

Thankyou for watching!

[@sameerallset]

Aaj tak koi loan nahi liya par information gather karna always beneficial thanks for the video

[@mohdmobin734]

Sir aap itne ache se har baat clear kar dete Ho ki koi question poochne ki gunjaish hi ni rehti. Thanx a lot sir for ur guidence

[@AssetYogi]

Thanks a lot

[@basantasadhanjamatia6382]

Sir ji....pura life kharap hu gaya credit card loan and loan se...ur vedio motivated ... like it

[@AssetYogi]

Thankyou!

[@Jem_d9sh]

Kon Kon Loans Aur Credit Card 💳 Me Fasa Huva Hai?

[@bappi1964]

Me

[@THeMan-ul5oj]

Loan dega?

[@Vishalsharma-zp9pc]

More than 90% people

[@Fullmasti925]

Main faste faste Bach gaya

[@gauravmittalmg]

Main

[@RahimNarwal]

Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander

[@Akela_aadmii]

Sukriya Sirjii... Always explain everything in most simple way..

[@M.funny92]

Maine good loan liya hai business karne k liye aur aage bhi business k liye hi leta rahunga

[@korgaonkar_deepak]

Feb 2024 mein debt free ho jaunga Bc abhi loan nhi lena at age 26 saari salary loan mein hi chli jaati hai NO EMI ONLY SIP ❤

[@prashantdogra240]

Buddy the problem is not the loan but at what stage of life you took a loan. If you consider a loan as leverage it's a boon.

[@RakeshKumar-ko9zl]

Meri limit to 9.1 lacs h...bt I hardly use it 20-30k ...so my credit utilisation ratio is... excellent

[@AssetYogi]

Yes, good!

[@RakeshKumar-ko9zl]

@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..

[@chandramohansingh5285]

Thank you Sir for guiding us at every moment of financial planning

[@AssetYogi]

Glad

[@tiger7858]

2:24 which formula is used for home loan?

[@prasann9407]

Ye Topic bahut jaruri tha .

[@rohitchoudhury1]

You are the most intelligent & wise finance youtuber in India

[@pravinpopatkar]

AY, Finally I got debt free this year. Now 70-80% salary is invested in MF/STOCKS. FINANCIAL INDEPENDENCE journey hence started

[@AssetYogi]

Congratulations!

[@amolkhavnekar2589]

Your age

[@gauravgusain-108]

Congrats bro

[@Himuchimu]

Only genius in KZbin,hats off

[@truthoflife4378]

Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.

[@ravichand4849]

Sir, You are really an asset for us.

[@AssetYogi]

Thanks a lot!

[@VishxlBhagat]

Asset Yogi se request hain ki aap value investing ke bare mein video banaye for beginners..

[@devimiri7148]

Sir ji aapne bahut mahatvpurna jankari di Thanks ❤❤❤

[@shubhamsinghal7665]

Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.

[@Goldenbootster811]

Could you please explain a bit please

[@girishramchandani1280]

To sum it up 1. Snowballing strategy 2.Reducing bad loan 3. Toppingup low interest loans 4. Save for luxury but forgot one strategy

[@anupamawasthi4064]

Ek kahawat hai jo hamare badon ne kahi hai " Kam khao gam khao " . Wish everyone happy new year 2024 & kam kriye aur paisa save kriye. ❤

[@ajayraval5130]

Thank you for covering all loan in one video ❤❤❤

[@saswatab79]

Please make a video on how to save for life expenses like Cars, house, gadgets, vacations without taking loan.

[@praveshnoble9444]

Very informative video 👍

[@surindergupta]

Very informative video, thanks.

[@naman881]

By the grace of God I am not under debt

[@bhargavnayak999]

Very nicely explain in between good lone and bad loan 😊

[@TamaraGodina]

Thank you! I am a single mom, I've been thinking about investing going into 2024. I'm starting a business and am about to be financially stable enough to start putting money into the market. My biggest question before I get started is: How do I know if the stock market is too high right now so should I wait for a downturn before investing? Or what type of stocks (ETF, Index Funds, Penny Stocks, High Yield Dividends, etc.) should I buy at different turns in the market?

[@ArchieLatham502]

@sammyphon you're really doing well for yourself, my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?

[@Edgardo477]

Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities

[@ArchieLatham502]

Thanks for sharing. searched for her full name and her website popped up

[@TamaraGodina]

Thanks a lot🙏 i really appreciate. Was amazing speaking with Martha on the phone

[@creatorsclub4949]

👍Great and on the point analysis 👌

[@RJ_827]

Hello Sir, your videos are very informative, thank you for giving the information. 🙏

[@LetsInvest.]

❤Q&A❤ We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc. Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this? If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class. Thank you Indranil Kundu Kolkata, West Bengal, India

[@AssetYogi]

We diversify to mitigate risk. One should not put all eggs in one basket.

[@Sagar43212]

Dear sir 🙏. Sir home buying vs renting pe ek video jaroor banayiye

[@avadheshkumar6752]

Bahut achhi jaankari.. I m your very old subscriber.

[@Life_is_beautifulAyuSh]

Sir, I have questions. Early payment of Home loans and investment in Mutual funds what should be the ratio for both.

[@teersmart9841]

Sir Thank you for your suggestions❤

[@navpreetsinghchahal1847]

Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.

[@shobhitgarg5707]

Nyc efforts 👌

[@Dimo23]

Thank you Sir. I truly learned something new today.

[@paragwasnik3443]

Happy new year🎉

[@srig31]

I have a question, will taking more no of credit cards, and using very sensible, does it has impact on credit score

[@hp320]

HI Mukul, Nice and informative video.... One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)...... may be something like a last statement while concluding any point can be stated while facing side camera...….

[@imrankhan-ym6jn]

Please keep it up with your new videos personal loan are home loans debt traps sir

[@148riha]

मेरे सारे लोन बंद हो गये अब जिंदगी मे कभी लोन नही लुंगी❤❤

[@tariqaziz6247]

Hi

[@Ayusi-f8y]

Kyo

[@zebashaikh9620]

Bohat accha kabhi mat lena ab bohat buri cheese hai

[@omprakashdwivedi2529]

Loan koi leta nahi ye kewal man ki soch hi baaki future acha hoga per hota kuch ur hai haa future me kab kya ho jayega koi nahi janta...😊

[@AjitSutar-vv4pk]

Thank you sir

[@SweetyRocky-v9d]

Is there any app which can suggest how to manage our finance and do financial planning??

[@ajbhai251]

Please provide information about No Cost EMI. Is it good or bad. Theoretically it is interest free... Please enlighten us..🙏

[@AssetYogi]

No Cost EMI ka pura sach jaane: kzbin.info/www/bejne/pHyqpI2FqtJ7bM0si=c4p06reyWjpS4IEm

[@AKASHSHARMA1994]

Should I take loan for buying a plot (Land) for long term investment???

[@dhirajgupta5030]

aap ke samazane ka tarika bahut badiya hai

[@DeepakKumar-uy5hq]

Aap constancy bhi provide kar the hai kya

[@ankurkonan6246]

sir you make a video on what is trust & what is will

[@imrankhan-ym6jn]

Super video excellent information sir thank you so much

[@rtr1310]

Very helpful video sir ji

[@neetexamnews]

Home loan is now a days is 10% in banks like hdfc since last 2 years

[@SandeepNayakOfficial281]

Me bhi credit card use karta hun but don't use to debt its use for a daily lifestyle and your utility bills and requirements only . Jab hum apni requirement ke liye credit card ka use karenge to hum bewajah ki pareshani se bach jayenge or time to time credit card ka bills payment karna h. Me is tarike se 1000-1500 rs every month credit card walo se cashback le leta hun. Pesa unka hi use karke unse hi pese le lo but uske liye apko due date se pahle pura credit card ka bill payment karna padega

[@jannimarak8232]

Must needed topic these days

[@AssetYogi]

Indeed

[@kapilbablani7249]

Amazing Lessons !!!❤

[@aadersh5795]

home loan interest nbfc mein 16% Tak hai example: DMI housing finance

[@Guidetour-s7x]

Excellent!!!

[@mozammilhussain6436]

Sir credit card ko cancel karwane se cibil score kharab hota hai kya? Card ka koi liability nahi hai..plz reply

[@saiyedsajidhussain1270]

Very nice 👍

[@kumarsanjay000]

If I wish to buy land but have no money to invest but a secured job. What ways I may use to buy the property?

[@RanjitKumar-lm3op]

Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏

[@AmitKumar-sx6zf]

different ways to deal with this, few from my side: 1. Pay 1 extra EMI in every financial year 2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle. 3. Purchase MF based on some research on regular intervals in 1 financial cycle

[@RanjitKumar-lm3op]

@@AmitKumar-sx6zf Thank you so much for your valuable suggestions

[@rishiktube]

@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.

[@learnnnjoy...]

Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤

[@neerajt.5589]

Good information

[@manjuchoudhary2178]

Super and good video

[@possibility94]

Lon bank se lene ya NBFC se lene me kya different hai...

[@bandaruu]

Hi Sir, Can you share that excel that you were referring in your video.

[@Devil_Deepak_Diamond2.0]

Sir 1 video sibil score pe bnaye sibil score kaise sudhare please comment

[@indiantraveller194]

बहुत-बहुत धन्यवाद इस जानकारी के लिए आभार व्यक्त करता हूँ प्रणाम स्वीकार करे ❤❤❤❤

[@AssetYogi]

🙏

[@abhijeetkate1005]

Superb ✨️

[@SunnyBunnyRabbits]

Sir kya tax saving k liye HBA govt employees k liye thik h?

[@SANDEEPSHARMA-ff4dn]

Sir nice video, please tell me how to scale business then only possible to debt free

[@sandeepsolase15]

Foreclosure of loan will effect on cibil ?

[@RahulSharma-um1pn]

Sir in big trouble, cibil score down drastically and no. Of loans increasing. Please help

[@etc3972]

Happy new year ❤

[@rtsantosh3109]

Ballooning repayment video pls

[@PrabhjotSingh-ku5nv]

Sir Ji.. Wish you very Happy New year .. In. Advance.. May your channel and teachings spread more and more in 2024

[@Facts_k_panne]

What if personal loan is charging higher interest rate, then what will be the best option to get rid of from it

[@kailash-kumar]

Mai apko 4 saal se follow krra hu . financialy ab sound ho raha hu

[@vijaysharma-vp2bb]

Ek dum sahi bol rahe hai aap

[@adeshpandey2976]

Home is asset ?

[@umeshd5645]

Good very useful information thank you sir

[@poetryandmotivation2455]

Asset to thik hai but asset with Yogi .name is extremely amazing 🎉

[@seemayadav903]

Hats off to u mukul Sir

[@hariomsisodia6793]

Kuo ji

[@InnovativeBikers]

jahan tak mujhe gyan hai personal loan REDUCING hota hai jo ki agar 15% hai to approx 9.5 to 10% hi padega and CAR,BIKE loan me Processing fees, HP charges, File Charges bhi lagte hain to wo bhi almost Personal Loan ke barabar hi ho jata hai. 2024 ki new Guidelines hain ye

[@ketanrathod9125]

Loan lene ke different tarike bataoo kunse application se loan milta hai kaha se Lena chahiye vagera vagera

[@amitbhatnagar8877]

Income tax salary se monthly katwana chahiye ya nahi.

[@siddharthjoshi5906]

@assetyogi - if my loan is “X” lakhs and I have “X” amount in my mutual fund then I don’t think it’s a good strategy to close the loan as Mutual funds grow better than loan amount assuming loan interest - 12 % reducing and MF 10 %

[@bijaysingh1984]

Dear sir my home loan was at time of taken was 6.90 ..and it now 9:50 from SBI,, what should I do

[@AssetYogi]

Please make prepayments if you can save a little extra so that your interest portion will get lower.

[@vivekkadam3112]

Sir mera vidhyalaxmi portal se loan pass hua he Kya ab mujhe CSIS through subsidy mil skti hai kya ?.....aur uskee liye kya krna hoga !?...please batayein sir ❤

[@ravi-singh]

Sir mera question hai Maximum kitne loans (Good Loans) le skte h jisse Cibil score pr jyda effect na ho kyuki Kahi suna tha Maximum 3 loan hone chahiye

[@savitasingh5757]

Nice information, Sir I have not increased EMI but every two three months I am paying extra amount like double or triple amount, it's okay or increase the EMI as ROI, please advise

[@vikassabbarwal2590]

Your strategy gives u flexibility of payment. If u have good control over financial planning then u may increase EMI, Otherwise increasing EMI and paying in lumpsum results in same result in terms of saving total interest....

[@savitasingh5757]

Thanks

[@ravindravyas1066]

Very good and True advice... Thank you Mukul ji❤

[@fittertechqa4721]

Dear sir new and old regime ka calculator open nahi ho raha please share again

[@devkuntal-wx6lm]

Kya banker ko home loan le lena chahiye

[@happyTimesWithShweta]

I have taken a loan on credit card and the emi which is mentioned over there bank deduct that amount plus they also deduct tax on it. so what I need to do