Get OUT of LOAN and DEBT! | Repay Loans quickly 2023! | Ankur Warikoo Hindi

[@warikoo]

Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf Want to meet me LIVE? Announcing the DO EPIC SHIT Show, across India. Let’s meet live in your city: bit.ly/AWLIIVE Use this excel sheet to recalculate your EMIs to pay off your loan early: bit.ly/warikooemicalculator My Money Apps Zerodha (for stocks): bit.ly/3iYKROh INDMoney (for US Stock investing): bit.ly/37M1rik (use my code AWG to get free google stock) Smallcase All Weather Investing: bit.ly/3u0is0I Smallcase Capitalmind Momentum: bit.ly/3j0oBnn Smallcase Weekend Investing: bit.ly/3KEYCxW WazirX (for Crypto): bit.ly/3O4KC2F Vauld (for Crypto): bit.ly/38zJtQg

[@mukibkhan3885]

Hello Sir I am from Assam and i am your longest student when you have 312k subscriber and your videos are really help me a lot in our life Thank you so much for giving us real knowledge and i specially pray for u on coming Eid to more and more you will achieve and teach us..i have a huge confusion in my life ryt now m working as a Admin staff and education background was Engineering but i want to be grow in my future on Business management but i am not capable to do MBA due to some issue bt i was thinking about take a Post Graduate management course from IMT Ghaziabad and for that i have to take loan around 3.50 Lakh...Now sir please give me a solution can i take it the loan for that course or what should i do please give me a solutions...?

[@unik_143]

Maine last month me 1000 ki SIP start kiya thi(in UTI Nifty 50).... Next month mera birthday hai to meri sister mujhe 50 thousand rupees de rahi hai...(I am a medical students. Age-19)... So mai ise index fund mai dalna chahta hun so it's a right time to invest my 50 thousands Or should I wait.And also I continue my SIP per month.......🙏🙏🙏🙏🙏🙏plz reply me

[@ashwanikalla335]

Hi Ankur, Can you make one video on School Boards ( CBSE ,ICSE& Cambridge).... Which to opt for .....

[@dddharmesh]

very useful information... thank you

[@faizciet]

not able to edit sir ... requested access please grant

[@shiladityakarmakar8627]

Tears came in my eyes after listening to this episode. Same thing is happeing to me. Trying my best to get out from this loan situation.. 😔

[@katkunkumar2791]

Absolutely right

[@RoamingBeast]

you will get out of this hard situation very soon. Best wishes!!

[@yachikasharma4919]

Hang in there, you'll get through it. Wish you all the luck.❤

[@vinayakiyer075]

Same here , frustrated with debt

[@sachinkumarrasur9084]

More power to you

[@Keshav46]

Thank You Sir. As a single parent Child. I grew up in debt from childhood. i just want to clear all my parents debt and want them to buy home. You are the Man behind all my financial activities i do i follow you. i will try to apply this

[@Jadestone222]

Good that you thought of paying your parents debt. But I have sold asset to clear sons bad debts twi e. But I myself got into bad debts now at 60 years. Paying 59 percent from.pension. no help from anyone

[@kamalkumargautam007]

Best line about credit card loans .😊😊 Interest chadta rahega chadta rahega chadta rahega

[@pallavichetia309]

Don't know how I come across to this channel but since that first video which was on investment till this one I am very thankful that I subscribed to your channel. The most important two things in life I believe are time and experience. And the way you share your experiences, lessons/learnings you get through them and most genuinely keeping the transparency of everything is just way more deserving than just a simple "THANKS"🙏🙏 but still Thank you so much

[@Mynameissachi]

Same

[@warikoo]

Thanks a lot Pallavi :)

[@this_is_mr_unknown9442]

True. . . He's the best

[@pious108]

@@warikoo hame bhi reply dedo sir

[@Anuj_4444]

Well let me clear this today ! people used this emoji 🙏 as a pleasing manner like request but when I searched on google about this ye toh hifi ka symbol nikala. 😖

[@ashmantakbhosale742]

Sir i can relate it so much recently i settled my home loan....on 23 lakhs it was taken for my sister opeartion at the same time i was working on a starup so only income source was my father pension...as it was our first home but we sold that amount on settlement amount and we took that extra money rent a flat sold old the old house hold material....and bared all the expenses....i have learned manny things from you....i dont kmow but you are doing so much for people really apreciate your efforts your kindness comes im your videos you are God l. Mean it...thank you so much for all the financial education😊😊

[@darshanpurani7775]

In the world full of money launders and people trying to make money, thank you for being the one guiding people for the untaught reality of financial systems and the life saving tips. You're making people's life! Thank you again!❤️

[@helenstam1033]

There might be an economical turmoil but there is no doubt that this is still the best time to invest

[@susangallo7277]

Best time to invest ?? thats funny though because in the last four months i have lost more than $70k in stock market . how is it the best time ?

[@helenstam1033]

you could be right or wrong depends on your expertise, I once made such loss when i invested thinking i have gathered enough trading skills from youtube videos but now its a different ball game for me because I was lucky to have met " Michelle Francis Elo ", a financial manager and stock expert , I have made more than $167,000 in 9 weeks under her supervision .

[@16mdi]

Really ? people are cashing in from the market and frankly speaking its comforting seeing someone admit to the fact that they actually seek help from professionals. please how can i reach Michelle ??

[@helenstam1033]

easily do quick internet research where you can easily approach her from, do your research with her full names mentioned.

[@charlycelis1494]

@@susangallo7277 is still the best time to invest. I recover my loss with the help of an expert. if what the KZbinrs teach works, they would be millionaires at this point, no need to be teaching it.

[@Ankitkumar-by7kn]

I am not in any loan in my 20s, but the Last two points was awesome and i accept i was not ready for that but definitely it was one of the best advice someone has given this to me . thank you Ankur Sir

[@warikoo]

Thanks Ankit

[@kamalkumargautam007]

Ankur bhai Hindi bhi solid hai aapki . Best thing about you is that you are sharing your life experiences and u very well know that every person who is in age of 25-45 is facing the same kind of situation . Thank you very much. We have learnt a lot from you.

[@arus5386]

Dear Sir, God Bless You. As you narrated the sequence, I saw the past unfold. Wish I had this valuable insight 10 years back. Amazing narration and quality of content. This knowledge should be taught to children towards 9th , 10th standard in school and early phase of colleges. Stay Blessed

[@sukantasagar9492]

Whenever I see Ankur Bhai educates us like this, I feel that he belongs to our family who is much more concerned about our financial situation rather than our real relatives. Thats why we love your work Ankur Bhai. Stay blessed stay healthy ❤️❤️❤️❤️❤️

[@venkateshchagi2944]

Excellent video, very useful information and great explanation. Thank you Ankur!!

[@loveuzindagi48]

Thank you so much.. Every word of yours gives me the strength to overcome all the odds.. I am currently in the trap of bad loans and ur video has become my lifesaver❤ I hope I bring myself on track with ur support😊Thank you so much❤😊💕

[@hemantahazarika8471]

Thank you very much.. Would like to hear more on the same topic..

[@lanjuan734]

Thanks for your advice Ankur, I bought two commercial building last week each worth about eight hundred thousand dollars from profit I made from stock trading in less than two years

[@hrushikeshavachat900]

The issue with prioritizing loans that I have seen working as a financial management consultant over the years is that the client wants to keep his house at all costs due to emotions and he let's the high interest loans such as personal, unsecured or credit card loans to pile up over the years. The emotions override the financial iq of the brain. Whenever I recommend my client to sell his house and shift to smaller house or a rented house or a house owned by his parents and then clear off the loan and then improve their financial position they resent the idea and many times don't agree and leave. Same happens when of we see the house is clear then we may ask the owner to go for a LAP to pay off credit card and personal loan they want to own their house free and clear. They don't understand that by taking a LAP they will be able to reduce the total outflow for repayment of loans.

[@maksad3961]

Thank you so much. I was about to request you for this video today only and look you uploaded it today. Thank u from the bottom of my ❤️. People trapped in bad loans needed this desperately,🙏

[@nonichitty8143]

What is Loan Mene 95k loan leya or 80k mene apni saving se total 1.75Lakh investment keye shop bna kr Oct2021 main per month 16k ate hai Per loan wala amount 10k jama krte hu 6k other investment after 9-10 month baad loan amount full pay ho Jaye ga Phr per month 16-20k ate rhe ge Lifetime phr os amount ko investment kr ke 4 dukan ho Gaye ge phr 4 se 6 or hotel etc. Keep Learning Keep Investment 😊

[@aarzuansari9644]

Thank you sir Providing me these knowledge I will aply it in my life I am thankful to you

[@nehasharma-ix4mh]

Thanks sir mera jo aapne bataya same chal raha hai life me or me ab in sab se bahar nikal aaungi many many thanks

[@Wowesome]

Was really looking forward for this. Thank you Sir for sharing these details and the excel workbook. Extremely helpful 🙏🏻🙏🏻

[@amit57890]

Hi Ankur, My friend recommended ur channel saying to watch the emi calculation video and from then I just keep watching ur videos. First of all, thank you for making these videos, i feel these are helping me to be more disciplined towards my money. I have watched some videos where you don’t recommend to take a car loan. If you may explain this deeply, i will be grateful to you. Thanks 🙏

[@PraveenSrikar]

Thank you !! I now get & understand a way to get out of my mistake ! Your video always provide a perspective and learning !!

[@ragamayipattabhi9325]

Nothing helped me to get out from multiple loans but only this video gave me direction and now I think I'll be able to lead a normal life in sometime, thank you so much for such an amazing knowledge 🥺

[@virajth]

1 thing to keep in mind while thinking of taking loan with less interest rate. If you have already spend 3,4,5 years paying emi in the old loan, then you should make the calculation for interest. It may happen that both loans gets at the same interest or even lesser even if the new one is cheaper. Because the banks charges more interest in starting. So if you have completed upto 5 years, you already have passed the toughest period. Probably won't need to change the bank. *Considering secured loans. Mainly home loan.

[@rashidmemon00]

The best teacher you get for free is him 🌟❤️

[@AR-India]

Kabhi aap bolte ho ki aaplog Bachpan me garib they, 1 room me rahte they..... Ab bolte ho credit cards bhi tha... Gari bhi thi.... Ghar bhi tha... You are a good candidate for PM

[@coolprem502]

Amazing sir you have no idea how much you are helping everyone god bless you hope to meet you someday 🤗

[@Biraj_vlogs]

Very helpful video and experience based. Be simple live simple but don’t take the burden of your loan into your head.

[@zubairahmedasmi9033]

Thank you very much. Allah bless you and your family.

[@God_Usopp]

Saw your book in Kolkata airport. Grabbed a copy. I'll start reading it after finishing another book that I'm reading now.

[@vj8120]

Not everyone spits about bad times after success, Ankur warikoo you are unreal❣️

[@pinksita12]

Super super like the emi payoff!! I just calculated and makes sense!! Love u! Thank u

[@mchitra2165]

Love you brother!! What a sensitivity shown in explaining this topic. Extremely useful tips ❤❤

[@SAYANPAL777]

Namaskar🙏🙏🙏 Thank you so much master for your concern on every single financial aspects. I don't know anyone even in my real life who can describe this kind of financial aspects better than you. I am giving you complement becouse I am not that much big one in this society but I would like to let you know that I am very much thankful for your service to us. God bless you🙏 Always stay happy ❣️ Respect and love to you and your family 🙏❣️ Thank you so much master 🙏

[@tarunendrasinghbhadoriya3043]

Thank you sir 🙏 wonderfully you had described the way to get rid out of from it.

[@manmohan6]

Thanks for sharing this useful knowledge Sir. You are a very good teacher, motivator but above all you are very honest in admitting your past mistakes. That's I like the most

[@zeenatyasini2589]

Thanks bhai..opened my eyes....bht achi salah...

[@FlexGames-shorts]

I am only 18 years old and I am thinking of taking an education loan for the first time. And I am trying to get stronger before taking a loan and getting out of it

[@FlexGames-shorts]

😎😎😎

[@IamTusharSharma]

Informative one. One suggestion, once any loan is settled, let's say credit card outstanding is 50K and it is settled for 20K. Banks mark 30K as written off amount which hampers credit score. After some time let's say after 3-4 years finances get smooth, one can pay back that 30K amount and can clear credit score. Best part is no interest is charged for that 30K written-off amount.

[@souvik0506]

Could you please suggest some source to validate this?? If this is really true, I would be helped a lot now...plz

[@IamTusharSharma]

@@souvik0506 it is general banking rule. This could be check with collection agent calling for payments. Once written-off amount is paid, bank will issue NOC. You can also visit your bank branch ask regarding this.

[@meenuT.]

Wow ,I recently started following you and watching your videos. You are actually a true saviour Ankur👍My Money Guru g🙏

[@TheForexApostle]

Bad loan is a serious problem these days, and this video can help.

[@danielrichards9866]

ᴀʟᴡᴀʏs ᴀᴄᴛɪᴠᴇ ᴏɴ ᴡʜᴀᴛsᴀᴘᴘ👆🌠

[@anuragchatterjee9411]

Foreclosing my loans with a new loan of lower interest. Did this today after your video.

[@MukeshGurungBhorletar]

You have totally change my view on finance,loan,investment.Which is my biggest achivement & power to my life.Thank U sir,Hope in future i also do same like you in my country like Nepal🇳🇵

[@patshirley1902]

MRS CLARETTA IS LEGIT AND HER METHOD WORKS LIKE MAGIC I KEEP ON EARNING EVERY SINGLE WEEK WITH HER NEW STRATEGY.

[@alicesandra2626]

Wow I' m just shock someone mentioned expert Mrs Claretta thought I' m the only one trading with her

[@alicesandra2626]

She helped me recover what I lost trying to trade my self

[@albertethan7093]

I have also trade with her, and i earn $2,600 every week. All my family has been trading with her and making a profit

[@whatapp7838]

I still wonder where she gets her analysis, i got profit of. $28,609 with a capital of $4000 in 16 days of trading with her

[@emydon4428]

What's your beneficial towards trading with miss Claretta platform?

[@fizashaikh1668]

Hi @warikoo, Thank you for your video. Prioritising loan is correct but it's difficult when you are the only person earning in the family of five. And lastly the impacting of credit score by settlement, it is definitely the last resort, but can we like a financial planning to clear debts and still have a bit of mental peace. I have seen documentaries on Netflix and would appreciate if you could make a video of it too.

[@tnnz1]

You made my wish come true. Thanks a lot. Wariko Sir.

[@_pratos]

One of the best explainers for someone who's wary to take a loan and be debt ridden. Ankur can you also talk about debt as a wealth generator (if that's even something)

[@prabinkumar1659]

It needs lots of guts to share the story of stamp about your father, I felt goosebumps on that point, watched that point again and again. You are not wariko, you are a warrior. Please keep share this type of real incident.

[@6PackProgrammer]

I was about to request a video regarding this topic, and you have already uploaded it. Appreciate

[@dilipsawatkar3011]

Many many thank you sir. You have given valuable guidance to me.

[@pious108]

Iam 13 y.o ,but I don't know why I'm watching this? I don't have to do with loans at here but I like ur vids so thats the factor.

[@yoursuperstar9531]

Thank you Ankur Sir. For all your help.

[@deepakzori5091]

Thanks for giving best advice i am going to try

[@atulmittal8195]

Hi sir, I have become a lot more disciplined after watching your videos. Thanks

[@VishalKumar-vi8jd]

@warikoo Hi you and your suggestions are god's word to us. I was in a credit card loan trap which I had settled in a less amount they called and gave me an opportunity to do the foreclosure. But now my credit score is too less. How can I increase it again to take future home loans. Can you make an video on that. Thank you. Love you work. You are amazing.

[@akashkoley2211]

Sir, i am 26, i am not late . Thanks for sharing your examples .

[@pchatterjee4150]

Very well summed up! I learnt a lot and much faster here than what I got from the time I spent on reading ''Broke Millenial'', which ultimately I stopped reading.

[@cherry87164]

Wonderfully made video

[@peterjoyson2494]

Thank you sir you are really doing a great job thank you for believing in the concept of giving back to the community. You have my respect sir.

[@vedantjain2003]

Hi @warikoo, Thanks for explain this, I was very freaked out and tensed about how can close my Home Loan this Idea is very Great. Can you please send me the link of the Excel Sheet Please. It would be really help. Again thanks for explaining so beautifully.

[@sunilmiglanifanhub]

Sir meri income 10000 hai aur har month ki emi 40000 hai 🥺😞

[@Lofi_Brings]

Hlw bro

[@RSLIFE0786]

Wo kehte hai na jitni chadar hai utne hi pair failane chaiye

[@pursharthsharma5286]

Yeh kaise hua..

[@priyanshukashyap3447]

Same condition bro how to cope ip with it

[@Rohan.........44444]

​@@priyanshukashyap3447akele nahi ho bhai saath me niklenge tension na lo

[@lavanyagangaram]

Thank you so much Ankur 🙂 Very helpful 🙏

[@SHUBHAMDHIMAN786]

❤❤ Very useful most important things

[@madhusudhannarasimhan2241]

Terrific video Ankur. The prepayment concept was an eye opener. Thanks a lot.

[@taraknathbhattacharjee5442]

Really effective video for those entangled in loan web. Please put some light on also top-up loan & credit-card EMI payment where interest rate lesser.

[@yashwilath9051]

Tbh, I never comment on any KZbin as such. However, I am extremely distressed due to such factors but this video calmed me a lot. My thoughts were getting extremely negative. Indeed, the situations have not become better but my mental state has. Thank you so much @ankurwarikoo sir 😊😍

[@sunnybahot9017]

Sirji..... U r amazing & a great finance guru🤘

[@rinithomas1186]

Just not advice but you have the urge to help people😇👍

[@ashishkaushik2569]

Hi Ankur, in love with you after saw this video bro ❤️ the way you were letting your scbscribers know how to get out of this Loan traps it was just awesome. How innocently you have shared your dad's experience with us to let us know how things changes with the time. I just love the way you interact with your subscribers Keep shining Brother God bless!

[@iam_sangu]

A very very great one. It's a boon to get such content!🧡

[@iam_sangu]

Sounds interesting. Can you let me know more on how will this work? Thank you🙂

[@izizu]

Me who don’t have any loan but still watching to avoid any mistakes:)

[@y0y0916]

Thank you mentor now, this will help my father 🙏🏻

[@danielrichards9866]

Thanks for the feedback,☝️☝️*** contact the What'sap line above for more information and advice on investment, also participate in the ongoing new investment plan.

[@reromsp]

Thanks for the video!!!

[@abhishekdasgupta4667]

EXCELLENT VIDEO SIR

[@navingautam8878]

Love this video need more content on this kind of real life problems please ❤️

[@AditiSingh-ho2eu]

My earnings r good I don't follow 50 30 20 rule as I m able to invest more then 50 percent of my income every month and desire wo kya hota hai 😃mere investment ko main multiply hote dekhti hu wahi meri biggest desire hai so again I get motivated to invest more and more

[@Lovely-dl5cw]

Thank you so much for your valuable lessons on loans. Can't thank you enough. God bless 👏👏😊

[@abhijitkundu1879]

Ankur Sir pranam aap saab hain Pushkar Sir bhi hain thodasa backup mil jati hain taab seene main thoda sahas mil jata hain 🌹🌹

[@srinaga1975]

Very useful excel sheet; Nice presentation Mr. Ankur

[@skgtechnovation9502]

That is the video that I am waiting for it. Thanks Wariko sir

[@vaibhavkamble3325]

Thank you sir ...for wonderful experience..which willl not get surely by paying any money .. feels honestly

[@Kunal_007]

mai to aap ka fan ho gya sir ❤

[@munmunghose8013]

Great great advice..they are really very useful.. thanks sir

[@sarithasudhir4536]

Sir, I am a subscriber of your channel. Gone through almost all your videos. But i need one support. Can you send an excel sheet, where we can pay an additional EMI as per our wish and not an exact amount?

[@kamleshpandey8040]

Very beautiful information given by Ankur sir. I have seen many videos of Ankur sir and I also apply it in my day to day things, it helps alot. Thanks sir for sharing this great knowledge with us..... Regards

[@startupskipathshala6518]

Exactly sir Mein isi situation me phas gya hu Bank Loan Mobile Loan Raising money from relatives

[@moinuddinj8872]

I think warikoo is brother of doctor strange... 🤔... he knows exactly what i need and make a video on it. ..

[@SurjeetSingh-ns9ym]

I had taken a loan through credit card and how will I know how many installments are left for me and how much more amount I have to pay.

[@ayushprasad2849]

Thank You so much sir my Father will be so happy after listening to these points. This is a video i was demanding for thank you for this video, will never forget your contribution in this life of mine ...... i am just 18 but still i understand what my parents are going through. ❤

[@Kabdalvlogs]

Thank you Universe for suggesting me this video ❤

[@abhijitkundu1879]

Sir aaplog hain aur kya saari mushkil asani se par karenge 🙏🙏🙏🙏🌹🌹

[@cgadhari]

Nice recommendations

[@rekhaJain-tf3ke]

Aisa hi advice dete rahe 😊

[@avikun99]

Please make a video on "Buy Now Pay Later" (BNPL) apps, pros and cons, effect on credit score, how to use them etc etc

[@dimplebhanabhagvanwala957]

It was just useful like anything... Ankur, you explain the things in simple yet brilliant way.. The content is rich! Thank you so much.

[@1813W-v2q]

Thank you for watching, feel free to contact for new investment methods 👆

[@ashisharora6800]

Now one more example. There are many properties in the market which can be sold way less if you pay amount in cash. Take a personal loan pay the price to the seller and then take mortgage loan on that house.( Which is called Loan against property ). LAP is around 7-8% ( approx 1 % higer than regular home loan ). Now what is the problem in that. If you think of not taking home loan or so called loans you have to pay more price of that plot/ home. Think differently

[@RIYYAN-02]

Sir you are amazing , i love your thoughts 🤩🤩😍😍😍

[@ambadikannoth8573]

Really helpful bro❤