Home Loan का पूरा Process - Home Loan कैसे लें ?

[@AssetYogi]

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[@prabhakarkashyap1778]

Frst time.. i didn't skip the ad.. As u deserve it. Well explained sir.. Really appreciable...👌🏻👏👏

[@AssetYogi]

Thanks Prabhakar 😊

[@omprkashmaurya154]

Ok

[@nikhilrandhave3951]

This channel is No 1 channel in my list for financial knowledge. Huge respect to you sir

[@emipeloanle398]

Emi pe loan le 8537836239

[@shubham-it7lk]

aapki kripaa se sir mujhe unn cheezo ka practical knowledge milla jo hum daily idhar udhar sunte hain......and even kbhi kbhi toh professional jaise mai baat kr leta hu....cz aapne humme itna kuch sikhaa diya.... aapke iss gr8 work ko salute sir

[@tlp012-singhshubham2]

I am also banker working in home loans department and sir you are great and knowledgeable whatever you said is 101 percent right

[@sanzayy]

What a complete and clear video... Watching this in 2023 .. This still makes sense after 5 years... Grateful to Mukul sir for making such in-depth video and spreading the financial literacy over the years.

[@AssetYogi]

Thanks Sanjay

[@EverBlazinMuzik]

There is no other channel like this..huge respect & thanks for your efforts ❤️🙏🏻

[@AssetYogi]

Hope it's helpful

[@vijaykarnale4280]

@@AssetYogi hi sir merr pass sirf iss year ka it return ka acknowledge hain kya mujhe loan milega

[@ankurverma84]

@@AssetYogi Can we claim tax Exemptions if the new to be purchased Property will be owned by Parents and the Son will pay the EMIs base on his ITR for the entire loan?

[@kunuramsingh3939]

Good information👌

[@realname6548]

@@AssetYogi My cibil score is 1 because I don't have a credit card and any load in the past. Will it be problematic for me to get a loan?

[@abhimathur5099]

best explaination...👌🏼👌🏼👌🏼 kudos to your knowledge regarding home loan process..how well and detailed explanation you have given in this video...hope i get my loan 90%

[@deepikapatil2360]

Can you explain all the extra charges of the bank in detail 1) Processing fees - 2) Mortgage Stamp duty - 3) Legal and technical - 4) Franking of facility agreement -

[@AssetYogi]

Noted.

[@peaceouttttt7519]

Great... Thank you for making easy to understand the process...100000 likes to u from my side.

[@vijayprajapati9299]

sir the way u talk is excellent, in a lucid manner and clear voice

[@IsmailShaikh-bk7sw]

Good

[@nilesh4971]

Very indepth and informative video on the home laon process 🙏🙏🙏Thank you for the great efforts Mukul Sir..

[@AssetYogi]

Keep watching

[@positivegradient]

You explain very thoroughly and nicely In my humble opinion, it would be better if the audio had less echo

[@ramanak2213]

Thanks allot Sir, for this detailed playlist about home loans, I had no idea before regarding The process of taking home loans, until I came around this channel, this playlist helped me allot in taking my home loan, last month, u have given the exact steps and processes that would appear in completing the home loan, Thanks allot.

[@AssetYogi]

You are most welcome

[@saddamhussainfaniband8617]

Explained in very simple way . Thank you sir.

[@AssetYogi]

You are most welcome

[@learnwithme2509]

Hi sir... I watch your most videos Your videos are very informative... I used the EMI Calculator it worked well... Thank you so much sir...

[@scriptyourlife8472]

I really like the way you approached all the points in details. Thanks

[@sagargokani9107]

What a Great Informative Video I was Serching this Video So Many Information I got it from this Video 🙏

[@cutekiara145]

Thank u sooo much Sir... Such an informative video 🙏🙏🙏

[@AssetYogi]

Most welcome

[@notjoking3404]

Awsome, you are the one stop solution for every financial query 🤗

[@dileepbd5668]

Excellent Information, clearly explained. . Thank you..

[@AssetYogi]

Keep learning

[@ishandindorkar2846]

Wonderful video! Greatly appreciate it. Doing good work. Thank you.

[@manojpal8337]

Please make a separate video on HOW TO APPLY FOR PMAY SUBSIDY.

[@mohammadtayyab5645]

What a clear cut information 🌹🌹👍👍👍🙏🙏🙏

[@AssetYogi]

Many many thanks

[@dishaproperties7947]

Dear Sir . Sir Your Channel ASSET YOGI is really wonderful. Very Helpful to one and all .

[@AssetYogi]

Thank you for appreciation and your kind words Disha 😊

[@vishnushrimalivishnushrima2705]

mota bhai Bahot hi achchha bataya Apane. Apake charano me mera pranam guruji.

[@AssetYogi]

Keep supporting :)

[@shravu-nishu2299]

Huge respect and thanks for this information 🙏🙏🙏

[@AssetYogi]

My pleasure

[@umangchoudhary3668]

Umang sir 🙏verymuch nice sir bank registraty ke samay cheque number bhi dedata h fir registration hoga sir but aapnay 99.99% jaankari dedi h sir 😊thank u🙏

[@emipeloanle398]

Emi pe loan le 8537836239?.

[@mr.solanki3744]

Thank you so much for sharing this knowledge in such a great manner. Thanks alot....🙏

[@gaus5810]

What a beautiful video 🥰👍 informative supportive, fantastic job 👍 kindly keep up your good work, thank you. It deserves ⭐️⭐️⭐️⭐️⭐️

[@AssetYogi]

Thank you so much 🤗

[@prabhakarpandey5133]

Asset Yogi-Can we know which documents we need to verify at the time of registration for under construction property.

[@sumirana8]

Sir also please make a vodeo for those people who are NRI/SEAMAN, In regards of home loan processing and documents required

[@tushara29]

Requesting a video for home loan for rural property...!

[@rahulsoni-uv2pc]

Thank you So much 💝💝💝🥰🥰🥰 Sir Great effort done by you. I had cleared all doubts

[@AssetYogi]

Most welcome

[@UZK-sq9pd]

Good info Everything clearly explained👍

[@AssetYogi]

Thank you for appreciation Zen 😊

[@mdshahbuddin3039]

Àààaaaaàààà

[@mdshahbuddin3039]

Qààaaaààà

[@pritisawant3553]

Bahot badhiya.. Thanks. everyone requires the same at least once in his lifetime.

[@taxlitesolutions978]

AMAZING VIDEO, EXPLAINED ALL THINGS CLEARLY

[@rajeev8286]

बहुत अच्छा वीडियो।👍👍👍

[@kklovesuever]

Sir kindly make a video on registry of a flat in high rise society, that is it land wise registration or flat wise registration ? And when due to some reason like natural calamities if buildings of the society collapses then who will bear the cost to built it up.

[@pawansai4918]

Sir i became your fan its very useful those who u know nothing like me

[@pawansai4918]

Sir can i have your number

[@SANDEEP8317]

excelent vdo. very helpfull for me .

[@JP.Automobile]

बहुत अच्छा जनता की दिया आपने । thanks

[@AssetYogi]

धन्यवाद Jayprakash 😊

[@thapababa5766]

Thank u sir for sharing all this information.very helpful.

[@AssetYogi]

Good to know that my video is helpful.

[@riteshrathore6821]

Sir bank 80 % loan deta h or hum 20 % Saler ko bad m kist m de or saler man jaye to bank ko apti to nhi hogi na

[@parveendhillon4372]

Thnks sir for providing me such a knowledgeable information

[@AssetYogi]

It's my pleasure

[@ashishac007]

Sir, recently I heard that home loan which we take for underdeveloped home. Bank gives the loan money in small installments rather than a whole amount to the builder and as builder complete his slabs or floors the bank keeps giving the remaining amount in same instalment process. So how does this process effect the loan amount for the customers who took loan What is the difference between this method and the method in which we used to get entire loan amount. Pls explain with example.

[@lawyerjituburman1527]

It seems, now this practice i.e. not disbursing the entire loan amount at one shot, although commitment is there to pay entire amount but in instalment, depending upon the construction progress as committed by builder, is prevalent.. This is just to reduce Emi burden upon the consumer, who earlier (full disbursing situation) had to pay EMI on entire amount irrespective of builder delays project for whatsoever reason..This also saves bank from more risk of money lending when project really has got stuck and question of recovery from consumer or unfinished property, becomes a difficult task...

[@indiasrailroadSpeak]

Its per schedule nothing else

[@Islamone2one]

It was very nice and coverage was comprehensive. Could you make a video on. loan process for NRIs in India

[@AssetYogi]

Will try

[@BharatiyaDarohar]

I must say your channel is very knowledgeable..best channel on you tube.

[@AssetYogi]

Thank you so much 😊

[@jitenderdhiman198]

Hi, I am ‘Anu Dhiman’ dealing with more than 35 banks, if required any type of loan i.e. Home Loan, Loan against Property, Personal Loan, Business Loan Or Balance Transfer of any Existing Loan with Top up amount, you may please call Or WhatsApp at 9716847622 (From Delhi). Thanks! Agar apko property purchase karni hai aur loan nhi ho raha to tension lene ki koi baat nhi hai, hamare pas kuchh aisi properties hai jo Monthly emi based hn. No interest will be charged. for details, Call Or WhatsApp, Anu Dhiman at 9716847622

[@shivshah9306]

Hello

[@dharampal7854]

Thanks a so much detailed information. Pl tell how we receipt our original doc from seller person, he may or may not be the employee of bank.

[@sachinpatil8360]

Great job sir. One question though. When EMI deduction get started in case of under construction property?

[@anilchauhan5437]

sandeep chauhan

[@joydebdas4855]

Thank you for your excellent and detailed explanation of this entire process.

[@AssetYogi]

You're very welcome!

[@apmech1991]

Very informative , thank you so much ❤️

[@AssetYogi]

Hope it helps :)

[@rajendrakulkarni5554]

🙏🙏Thank u very much Sir. Very important information. 🙏🙏

[@AssetYogi]

Most welcome

[@nareshaggarwal3148]

Hom loan krne se phle bank customer se legal and tecnical investigation and valuvation k liye kuch amount yani 4 se 5 thousand Rs. Leti h jo ki refund nhi krti chahe loan disbrus ho ya na ho is tarike se bank customer ko chuna lagate h aur customer ko loan bhi nhi milta aur 4 se 5 hjar ka chuna bhi lg gya . Is vishay par ap vistar se bataye ki kya bank ka is parkar se krna kanunan shi h

[@ankurkudeisya8796]

It is completely ok because bank used to pay that amount to their legal and technical vendors for their services of valuation and legal report which cost around 4 to 5 thousands

[@Rohitsingh_16]

Kon itna enlight krke btata hai.. Thanks you sir to enlight on home loan process

[@KuldeepPrajapati-en9fk]

अगर ऐसा मकान जिस को बनाने के लिए ऑलरेडी लोन लिया हुआ है और होम कंस्ट्रक्शन का काम पूरा होते है हम उसे खरीदना चाहते है तो तो ऐसे केस में हमारा लोन sanctioned होगा कि नहीं??

[@indiasrailroadSpeak]

Hoga Transfer koi issue nahi hai Kithana Loan Previous owner ne liya hai uska Jithana Balance hai uthana Plus Qppne downpayment kiya hai Usme Koi bqlance hai wonsab Milake mil jayega Koi issue nahi

[@nirmalrathod2103]

Nhi

[@abhaykumae92]

You are a great Jadu.

[@AssetYogi]

Thank you for appreciation Abhay 😊

[@Laugh-with-arohi]

Sir plot par loan lena sahi ya galat plz reply waiting for you

[@soumenbhattacharya]

The house is registered in my wife's name however, my wife is a house wife and we are jointly added in home loan. I am paying the whole emi. Can I claim income tax rebate on home loan in india?

[@RJ_827]

very nice explained sir thank you👌🙏

[@AssetYogi]

Thanks Rupesh.

[@ankitdhasmana7908]

Hi AssetYogi, first of all thanks for this brilliant work. It helps understand the underlying complexities in simple way. I would request you to provide me any information on "what all to negotiate during taking home loan for under construction property like processing charges/ emi holidays etc. Where all we can bargain ?"

[@AssetYogi]

Main points of negotiation are: 1. Lowest Interest Rate 2. Processing Fee 3. Full EMI or Pre-EMI whichever suits you better

[@shashikantmishra1684]

Ankit Dhasmana please contact with me at [e-mail] and send your number for inquiries

[@sheshraosonone8066]

@@AssetYogi 7

[@nikzone144]

Excellent sir...the way you explain is just awesome...each and every doubt gets cleared👍

[@ArbindKumar-tk9et]

Sir old house khareedne k liye Kay home loan mil sakta hai? Agr ha to kya process hai. Is pr ek details vedio banaye.agr nahi mil sakta hai. To cheapest Loan kya ho sakta hai

[@AssetYogi]

Resale hoouse ke liye bhi home loan mil sakta hai, I will try to cover this topic in future videos.

[@rohitbhadana4323]

Arbind Kumar cont 9068676373

[@mishamitra]

Thank you so much, Mukul for the informative video. Great for legal people in the financial industry. U literally helped me preparing for my interviews. God bless

[@abhishek2811]

Hello Sir, Please share some input on Home loan linked with Repo Rate, Home Loan Linked with MCLR and Home loan linked with TBLR

[@kavitharau]

Thank you Sir. Good content and presentation.

[@TheFreezonite]

Hello Sir, thanks for this very informative video . I have a quick question . I am living and working in Mumbai but I have selected a flat in Hyderabad Upperpally area that I want to purchase as an investment - I plan to apply for a home loan from SBI bank. Which branch would be best and easy to apply from ? MUMBAI branch or Hyderabad branch?

[@pusharad]

thanks ....you have given knowledge upon my request. would like to add here one thing that in saction letter - banks cut property insurance and individual personal insurance and application/processing fees as per term and first EMI so your actual loan disbursal becomes lesser than you demand.. it happened with me that my saction loan was 22lacs but almost 1 lacs (33000+20000+25000+19500) amount gotten deducted and actual loan disbursal amount is now 21 lacs.

[@AssetYogi]

Yes, you are right. Many banks insist on taking insurance. But you can choose not to take it.

[@rajansingh865]

Sir..... Kya sarkari naukri wale ko "pradhan mantri awas yojna" ka benefit mil sakta h.... ?

[@AssetYogi]

The Government Employees can also avail the benefits of Pradhan Mantri Awas Yojana (PMAY), but the condition is that they must not have a house anywhere in the country.

[@ibcpratikpatilbadabusiness2898]

Yes, mil sakta he

[@rajansingh865]

@@AssetYogi thanks sir

[@mrmrskpsrivastava1240]

rajan kumar loan ke liye call Kare 7982772517

[@shaitanidimagff814]

s

[@ankitshah2567]

Sir, Mumbai mein old buildings redevelopment mei jaati hain...toh aise case Bank due diligence kaise karega jab ki old building ki jagah new building aayegi.. main yeh extra area lene ke point of view se puuch raha hu

[@CreativeCraft06]

Thank u thank u soooo much for your video

[@ajaykumar-vy7sx]

Thanks

[@jitenderdhiman198]

Hi, I am ‘Anu Dhiman’ dealing with more than 35 banks, if required any type of loan i.e. Home Loan, Loan against Property, Personal Loan, Business Loan Or Balance Transfer of any Existing Loan with Top up amount, you may please call Or WhatsApp at 9716847622 (From Delhi). Thanks!

[@ajayahuja3294]

Can you please make a video on documents needed fr purchase of a house..and what is in the documents with stamp duty

[@AssetYogi]

Watch this video: kzbin.info/www/bejne/rqTalousqrSCjKM

[@jiban0077]

can I sell the property which I brought through bank loan, while the bank loan is not complete through EMI

[@pallavvijeta277]

Yeah sure From-axix bank Palav(SM) -6205224862 From axix home loan department

[@anilyadav-rf9cr]

Excellent sir, apke tip se logo ka samay Aur money dono save hoga. Thanks a lot

[@AssetYogi]

That's the idea Anil :)

[@luprisbeagle]

Hi Sir, Thanks for the video. I have a question regarding Step 5: As said that "Original document is handed over to bank" So when will the bank return the original document to the borrower? In under Construction - The loan is sanctioned after checking all eligibility criteria, and sales agreements. Is there any rule or time frame by which the sale deed has to be done? Sale deed should be only done when construction is complete and it is handed over to the borrower? Could please answer my query. Thanks Abhi

[@anirudhtayde8430]

Fantastic information ever had ❤

[@Shivshankar-fv2co]

Nice sir ji ....

[@amanatkhan3829]

No. 1 channel property relative video's

[@TheAccidendalEngineer]

सर...मे संविदा इंजीनियर हु मेरी सालाना income approx 3.50 L है sbi द्वारा मुझे संविदा होने पर home loan के लिए not eligible बताया है pls tell me मुझे लोन कैसे मिलेगा ।

[@satishpawar2300]

Iifl housing Finance

[@vinayaktayade9156]

Adhuri jaankari di hai, jo log in tino men se Eak bhi nahi hai, main Eak Sadharan house wife hun to kitna mil sakta hai

[@kishorechegu55]

Hi Sir, thanks for your videos. One of your videos which I saw about home loan protection policy for which company forces us to buy at the time of taking loan same happened to me. I took a loan and bank people forced me to buy insurance I had to take it. But now I requested for cancellation as we have a pooling period of 15 to 30 days. Thank you sir you save my big amount hats off to you please keep posting such videos.

[@emipeloanle398]

Emi pe loan le 8537836239

[@mymail76]

Hi, Mukul Ji, thanks for sharing the wonderful video which is absolutely informative regarding the details one should seek for a Home Loan process before going in for a purchase of a property. As I am planning for a new property here at Noida ,need some clarification regarding loan process. As I am going for a Ready to move property( not yet finalised) and applied for a bank loan, Bank officials are telling me that they would Sanction me the Loan amount( which is around 80% of the property cost, subject to my documents. Verifications) and I would then get a period of 60month( validity of Sanction letter) to finalize the property and submit the relevant details/documents for verification and further processing. IS THIS AS PER THE PROCESS ??AS YOU HAD TOLD ( IN THE VIDEO) THAT FINALIZATION OF THE PROPERTY AND SUBMITTING THE PROPERTY DOCS IS THE 1ST STEP FOR ALL OTHER STEPS TO FOLLOW FURTHER IN A HOME LOAN PROCESS.. Please help.

[@AssetYogi]

In this video I have explained about the process when you identify the property first. You are talking about Pre-approved Home loan. Please watch this video - kzbin.info/www/bejne/eWG8h4ecrMirjaM

[@shashikantmishra1684]

mymail76 please connect at [e-mail] or comments your number

[@jitenderdhiman198]

Hi, I am ‘Anu Dhiman’ dealing with more than 35 banks, if required any type of loan i.e. Home Loan, Loan against Property, Personal Loan, Business Loan Or Balance Transfer of any Existing Loan with Top up amount, you may please call Or WhatsApp at 9716847622 (From Delhi). Thanks!

[@laxmanpatil7015]

Nice financial knowledge explanation

[@kantakumar2918]

Itny syapy sirf aam logo k liy hee hei...peisey leker bhaagny valy to khaas log hee hoty hei..😎

[@shashikantmahale138]

Sar ready to move flat ke mamle me 2 dd bank nikal sakri hai kya

[@shashikantmahale138]

😂🤗

[@riyaghosh2563]

Sir, my home is registered on my mom's name. I want to extend it i.e. construct the 2nd story/1st floor. Do I get the home loan for that.

[@rocking1413]

What are you locatio and 8130348705 WhatsApp me fully details

[@pallavvijeta277]

Yeah sure From-axix bank Palav(SM) -6205224862 Axix home loan department

[@rohitvats6669]

Hi Yogi, I have a query, Which loan i have to clear first topup loan or home loan. please guide me. Thanks.

[@Devil-hn5qf]

I'm your new subs.

[@AssetYogi]

Thank you for connecting 😊

[@मीमनमाडकर]

सरजी सब बैक का DSA Code कैसे ले सकते हैं उसपर भी एक व्हिडिओ बनाए धन्यवाद 🙏🏾

[@ankitpanwarofficial3402]

Sir mere pas income tax return file nahi hai to mere ko 10 lakh loan mil sakta hai meri salary 22,000 pm hai home loan

[@AssetYogi]

Yes mil sakta hai on the basis of your salary slips and bank statements.

[@ankitpanwarofficial3402]

Asset Yogi sir income tax return file nahi hai to home loan me intrest jyada to nahi hoga

[@AssetYogi]

Ankit R Pandit loan interest apke credit score pe depend karta hai. IT returns Khali income proof ke liye hote Hain

[@mohammadkaleem6403]

Ankit R Pandit

[@tarakantkumar3556]

Asset Yogi to sir G 3saal ka kiyo mag raha hai ITR.... 100000 LAKH tak ITR 3saal ka nahi lagta hai sir G...or jinke pass nahi hai ITR 3saal ka usko nahi milega...

[@avengerstheendgame3208]

Bahut badiya video sir aj to aakhe khul gayi

[@rohitshewalkar8343]

Best tha

[@pravinkadu9244]

Very nice information sir 👍

[@AssetYogi]

Thanks Pravin

[@MahendraYadav-db3px]

Sir First of all thank you so much for knowledge sharing support I need a support from you, please let me know, I want to purchase a land which type of loan I will prefer? can I get home loan on it? and how? Please reply

[@luckypatra3228]

Very very helpful video for home loan seekers

[@rahulpatidar453]

I want change private home loan company to gov bank

[@pallavvijeta277]

Yeah sure From-axix bank Palav(SM) -6205224862 Axix home loan department

[@ramkumargupta9628]

I have a query if I am taking term plan of 1 crore and is it mandatory to take insurance again against home load while taking home loan. my load amount would be less then 50 lakhs.

[@PAWANKUMAR-ru2qs]

I m from bajaj finance plz contact me regarding home loan

[@rajansingh865]

Sir reply kyu nahi kr rahe h?

[@AssetYogi]

Mai bilkul reply karta rehta hun.

[@rajansingh865]

Sir maine PMAY se related ek ques kiya tha.... Isse neche hi ques h... Plz ans sir

[@visualjatra]

Dear sir, Mujhe ek baat thoda janna tha ki jab bank end mein original copy lega taab kya hum uska duplicate copy karke apne paas rakh sakte hai?

[@hemantlavvanshi5749]

जयश्री राम

[@AssetYogi]

जयश्री राम 😊

[@jitenderdhiman198]

Hi, I am ‘Anu Dhiman’ dealing with more than 35 banks, if required any type of loan i.e. Home Loan, Loan against Property, Personal Loan, Business Loan Or Balance Transfer of any Existing Loan with Top up amount, you may please call Or WhatsApp at 9716847622 (From Delhi). Thanks!

[@mustafaalikhanmohammed1274]

Lovely video. Thank you very much.

[@AssetYogi]

Thanks Mustafa

[@duniyadarshan856]

Please aap mujhe ye bataye ki agar sale agreement and sale deed me price and square feet area of flat ka difference hota hai to koi problem hota hai??