Auto Loan FRAUD Explodes

[@LuckyLopez777]

Hit Up Mike at fivediamondcredit.com tell then lucky sent you

[@Behemoth66]

With this market, do you believe that someone like myself with a 740 credit score, biggest loan I’ve had is my current 92k loan which I bought so that I can get my mclaren 600, my wife and my combined income is 260k .. Would that be good enough to get a 220k mclaren with 50-60k down payment?

[@survey1010]

@@Behemoth66 If you have to ask, then no.

[@jimlarkin7859]

Where muh lambo??? We fixin to see who swimming naked .. cause tide running out!!

[@Mountainman524]

@luckylopez777 why haven’t you addressed DEALERSHIP FRAUD??? The finance managers for many small independent dealerships are literal FRAUD FACTORIES. They have bogus businesss they have setup to use as “employers” for applicants that don’t have job time or a real job, dealerships make up pay stubs amd I won’t even go into other shit I’ve heard of like if a lm application doesn’t have a DL but only an ID card it would blow your mind

[@kdash3215]

People will literally do anything but live below their means and pay their bills.

[@justcommenting4981]

Dude...that is literally what happened during the pandemic and the economy collapsed. That's why all those payroll loans went out. The economy is built on credit because most jobs will keep you cash poor and the objective of the largest corporations is growth, not profit. If you did what was expected of you and went to college and had kids you basically screwed yourself. People are doing that and more people are hitting 40 with no kids and more people are taking longer to buy a house. More people are hopping jobs to get a higher wage etc. A lack of economic mobility induces these crimes. Same with scams out of India, Nigeria, and Russia. The banks can't afford everyone living within their means because every loan they have out would default. America is going to turn into the Philippines. All cam girl and uber eats driver economy where your children will basically exists to get slutted out to wealthy tourists.

[@boedayious4993]

Yes. The deal usually blows up later down the line. Can not afford Maintenance. Or payment. Or INSURANCE !!!! On the CAMARO - 350 V8 IROC. Johny Rotten usually leaves Nice Girl friend and runs off with the BLUE IROC. But I am OLD BITTER used car guy 😂

[@fortheloveofnoise]

@@justcommenting4981 America is over sadly.

[@Ryan-The-Grifter]

Or people are broke and desperate and will do whatever it takes. You need a car to live in most of America. When your car fails and you have no cash and don't make enough to finance a replacement, what are you supposed to do to "live within your means"? No car means no job. Also, dealers are absolutely participants in this game. They can't sell cars without being able to finance them. Google it and you'll see that many dealers have been caught faking paystubs and other documentation to get banks to issue loans, many time without even telling the customers

[@buffuniballer]

@@justcommenting4981 it's always easier to blame someone else. If your job doesn't pay enough, maybe you shouldn't be out there trying to buy a $50k pickup truck. I think that was the point of the post. Instead of looking for the $10k used car, people choose to go into debt for 7 years for a $50k pickup. When it needs a costly repair, instead of fixing it, they trade. So, are they cash poor due to their wages, or due to the choice made to buy the truck and then double down on poor choices? Buy the $20k vehicle, pay it off AND save what you would pay for the $50k vehicle (I.E. save the difference between the payments for the two, not the whole $50k loan payment.) That way, if you do need a costly repair, you have the money saved. If not, you have a nice down payment, or can buy a $30k + vehicle cash next round. Lather, rinse, repeat. Most folks want gratification now. They are not willing to defer today and let their money grow so they can live large later.

[@sporesswilliams3417]

I'm so happy I made productive decisions about my finances that changed my life forever. I'm a single mother living in Canada, bought my second house in September and hoping to retire next year at 49 if things keep going smoothly for me

[@markgaskill2442]

1 used the FIRE movement to put my finances in order. Then invested in stocks, cryptocurrencies and real estates though the assistance of an investment Pro who helped me make it this big

[@eloisamartinez2474]

This isn't the first time I've seen her name on social platform. I think her good reputation speaks for her, thank you for the recommendation I just contacted her

[@Marksligh162]

Thanks for your profile response, can you tie me up with your financial consultant

[@LillianGarcia0103]

I'm guessing that's her whatsapp number above.

[@benedictcarla3512]

Avoiding losses in crypto requires coaching and proper mentoring to be successful in crypto trading. I really had a great trading week with exp. Victoria

[@Moonscentedhunter]

The matricula is not a Mexican drivers license. It’s an ID. Plus they’re only issued in the US. Never seen anyone use those in Mexico.

[@Moonscentedhunter]

⁠@@tenochtitlan2430la matricula consular is an ID provided by the Mexican consulate. The license plates is usually just called “placas” but you’re right about it just not in this case

[@PhillKaggitz]

Easiest way to know who's an illegal if they have one of this.

[@Moonscentedhunter]

@@PhillKaggitz eh it depends. I’m a dual citizen and they don’t accept my American IDs in Mexico so I have to use a matricula to conduct business in Mexico or to renew my Mexican passport. Otherwise I would have to establish residency over there to get a Mexican DL or voting card.

[@ryanshannon6963]

@@abel4776 I see what you did there...

[@stevenschultz9637]

I love seeing your insight as a dealer. I worked collections are car notes and mortgages back in 2017 and much of what you say lines up to my experience even back then

[@gomathhomework7383]

The dealers know bro, most won't say anything cause they're getting paid by closing the deals.

[@Itssuperdave]

I have seen this happen with the capital one navigator app. the approval is only for one car but you can actually get one car and then get a second car using the same approval if you do it within a couple days but one of them will get kicked back and the dealer will tell you to bring the car back.

[@funkycarlover]

dang, BOGO cars? how generous of the dealer ;)

[@ericpass9749]

Because of so much fraud going on, it's a chore to just open a checking account now. It's crazy. Thanks for all the great content

[@jon07crz]

What ha changed? I can’t even remember opening my checking account

[@ronaldblackburn2483]

It’s July 3rd I’m working 12 hours tonight making truck parts for GM it’s hot and humid. Thanks Lucky for this video got a long time friend who was talking this credit cleaning garbage. I forwarded this to him . Did the Dave Ramsey move and said you got cash for a decent car but that instead. I get it he wants new but he’s got 2 bankruptcies in his past . And the lunacy I seen at 3:30 this morning as a repo truck grabbed a Ford Bronco with his thumbing kicker booming going down The street and the now former owner cussing up a storm . Entertaining to say the least. Just about every day I see repo trunks now .

[@916Motorsports]

A bunch of dealers are not verifying identity. I am going thru an issue for my mom, identity theft, 20 dealers ran credit with bad info.. in Cali

[@SirCarlosMusicBMI]

I wasn’t even aware that you could buy a fake paystub. It’s just not worth it to go that way. Thank you for a very informative video. Blessings, Carlos ✝️🙏❤️😊🇺🇸 Btw, good luck with your new rental car investments with the older cars.

[@alex1vid]

I didn't either. It's like I guess it makes sense because people are obsessed about what they're not and to get stuff. But it's so pathetic.

[@Fummins139]

They’re been available online for years now.

[@thomasshanks6735]

People been making fake stubs for a long time lol.

[@thefpvlife7785]

Just a heads up, you can buy any document. Any document. Any document.

[@dahbajanman7044]

Okay, so now try making payments on your $20 an hour salary that you now say is $30 an hour.

[@johnjohnson9135]

Now, Lucky this is the BEST video you had so far...bar none!!! Thank you!//// you are spot on and all is True!

[@LuckyLopez777]

You are so welcome

[@jasonlovell3934]

Dead beats will always drive up the cost of products and services.

[@Bulletcore]

It sounds like karma is catching up to the stealerships. I don't feel bat one bit.

[@hardtech1]

Karma for what, other peoples bad choices? Last I checked a dealership doesn't stick a gun in your face making you buy a car.

[@eguevara4803]

If you got owned by a dealership it’s because you choose to overpay out of lack of self control.

[@Portroyal77]

In the US, freedom of choice is given (in most cases). The dealers are conducting business. Customers have the freedom to decline proposals that are not acceptable. I think that the biggest problem is that many people are too lazy to do their homework and research their future vehicles' value and quality. They buy pretty-looking garbage with a high price tag that promptly fails after the warranty expires. As a consumer, you have to watch out for false promises, poorly documented assertions, and commissions when dealing with car dealers. People will open the egg cartons to see if there's a broken or foul eggs inside. Then they buy a 30k vehicle from someone they thought was their 'friend'? That doesn't make sense.

[@Jay-sy5yf]

​@@hardtech1almost.

[@DodoLP]

@@eguevara4803 dealers are literally salesmen who are in the job because they know how to play human psychology tho

[@admintuning]

My favorite video on this channel so far. Peak value.

[@LuckyLopez777]

Wow, thanks!

[@MrNorm-lr5iv]

Hey, I like the shirt. Haven’t seen a GULF station in 50 years.😒☺️

[@whynot-yn3ni]

Funny you say as I hadn’t seen one either in nearly twenty years until I moved to the Austin Texas area. Now I have one less than a mile from my house.

[@MoragTong_]

"You can't cheat an honest man" - W.C. Fields These dealers are so greedy they'll sell Santa Claus a car.

[@donkiebals123]

Santa needs a car.

[@RollieC-g7l]

Lucky Lopez preaches the truth! It's been happening but back in 2017 I worked at a franchise dealer in Southern California and watched this happen at the store I worked for. About, three months worth of Gypsy's showed up to buy cars 90% of them worked at the same company. They all put $2k as down payment and all made at least $4k per month (oh, they all did asphalt lol). The bank was approving most of them. For three months one of the sales guy was selling 30-40+ cars per month. After 6 months, shit hit the fan. The owner came down and people got fired. According to the owner the bank asked for the dealer to repo most loans and he had to pay bank the bank and was fined. I want to say the bank press charges on some individual working at the store.

[@Te-le-Gram..me.KEEMOKAZI1]

GET IN TOUCH ❤.

[@RepuBlicOfChaD]

I got that big down payment but, I have two working perfectly fine vehicles. That big down payment is investment money and or a cash car if when I need it. These 30k millionaires can keep their fake lifestyles.

[@turnne]

Cant the dealer just run your credit and see your credit score?

[@DebbyBailey-vz5rn]

Yeah that's what I thought

[@YourE39]

Not without consent, they will typically only run credit if they are financing with the dealer.

[@masanta]

I just walk into finance dept and tell them I listen to "Lucky Lopez" automatic approval 😂

[@oleradiodudea.m.4735]

Just don't tell them Denny Sent Ya!

[@mannyfresh6033]

I’ve heard in the pass before the pandemic that some dealer are responsible for the car if the customer misses the first 3 payments of the loan

[@thefpvlife7785]

Why do shady people waste so much energy, and only if this energy was applied in a positive manner, they would achieve the same results, but on the good side.

[@internetuser2310]

I can't thank you enough for the information you provide on this channel.

[@BearPapa49]

This is good content . Tides are turning on the dealerships sounds like . Or the risk taker dealerships . Dealerships are still charging major add ons . Dumb buyers were paying for it that’s why they did it . I get it but doesn’t mean they should continue to do it . Thanks for the content Lucky

[@metallicflare1]

Glad to hear some dealers have been scammed, dealers are crooks

[@Mountainman524]

You talked NOTHING about the fraud many small independent dealers do. Why not? I’ve heard of dealers literally creating jobs for applicants, lying to bank that customer is trading in car when dealer refuses and puts a fake trade in vin on PC to resolve the trade in stipulation. I could probably get several dealers closed in vegas with just a few phone calls

[@Dantee.15]

Exactly. He just wanted to make one side look bad and that’s the little guy gaming the system using credit. It’s obvious which side lucky is on lol. Heck I’m a victim of dealership fraud. My contract says I did a $2400 downpayment for a car that was no money down lol. I can say more but I agree. It’s laughable he didn’t mention dealership fraud

[@Mountainman524]

@@Dantee.15 yea many small dealers do pick-pays (deferred down pmts) you can file a complaint with Dmv compliance enforcement Re dealer.

[@mr.q3216]

Give and take. In my neighborhood there’s a dealership that gives you a loan at one rate then ups the interest.

[@jamesgullo8240]

Love the Gulf livery. Reminds me of Lemans in the late 60's/early 70's.

[@McCartneyville]

On ANY sub-prime customer I ask for bank statements to back up paystubs. In today's digital age it is easier for a custmer to make a fake paystub. SOme dealers back in the day ( maybe some still do ) used to have "cut-and-paste rooms" where there F/I Dept would literally dummy up POI so they could get their deals done. Needless to say most of those dealers are long gone. I NEVER subscribed to that. I like to sleep well at night.

[@myfamlee6495]

Any advice you can give a up & coming dealership far as finding banks & so? Thanks

[@ArisB21]

Back in the day? I work in the lending industry and still goes on. Those dealers get blacklisted and people get that on their record with the institution

[@jimgalle1371]

Lucky is a gem ... this channel should have 5 million subscribers.

[@LuckyLopez777]

Hopefully by next year. Fingers crossed

[@carlbrutananadilewski8395]

How much does he pay you?

[@LuckyLopez777]

@@carlbrutananadilewski8395 nothing

[@EconomicNinja]

Sweet shirt 👕

[@s.mas.w]

KZbin has many examples of police arresting “purchasers” at the dealership using someone else’s name and DOB. Seems like many of them are in the Atlanta area.

[@Derek8487]

Ppl are buying phony bank statements for 300 bucks? LOL

[@privacylock855]

it sounds to me like has been exploding for a few years and no on cared during the easy money, GoGo , times. But now they are pulling back.

[@Skyguy1225]

I had someone say CPNs aren’t illegal. I just told them, the US economy is based on fractional reserve banking, meaning that the banks literally loan money into existence that’s an asset on their books to generate revenue through payments or by selling the loans to other banks. So since the banks basically run the economy, PRAYTELL WHY wouldn’t they buy off the politicians to make the laws to benefit them?

[@oleradiodudea.m.4735]

Ask the post office what their new forwarding address is so you can get their institution and dell number to send them Christmas cards.

[@T4nkcommander]

Yup. USD is an IOU, not even really money. "paying" someone with fiat is just transferring the debt to someone else.

[@eguevara4803]

Just say you’re broke. Lots of word to explain being a scammer

[@Shadow_Banned_Conservative]

So banks didn't actually check your financial information in the past? I'd never log in to my bank on a dealerships computer with them claiming to have me print out a statement for them. Is this what people with bad credit have to do at these suspicious corner lots? I've never heard of that.

[@jaymelee23]

Lucky, if someone comes in with fraud documents and it's found out later... that's criminal stuff and dealers should contact their local police.

[@stevef68]

ALL credit repair is a SCAM. They are not doing anything that you can't do yourself.

[@MegaMars83]

I work in auto lending and there has definitely been more fraud, especially pay stub and fake socials. Luckily we’ve been able to find it out before funding

[@scotthodor4292]

Great info and cool retro t shirt!

[@lovemauihawaii]

At 16:35 you suggested that dealers "roll" the car. What does roll mean? Super condensed and informative video Lucky, bravo.

[@shawnmason5290]

Let the customer take it, roll down the road, roll over the curb, Go off the lot, drive it away.

[@DarkClosetOfTheMind]

Great info, the credit trade lines stuff was very interesting.

[@davebarron5939]

Love the Gulf GT40 colors shirt.

[@barriowoodworks]

“Easy financing, E1 and up”.

[@alantan6786]

How frequently does this happen? Unbelievable that there is so much criminal behavior happening.

[@hippiebits2071]

Not really unbelievable at all just look at the sub prime mortgage crisis from 15 years ago. There will always be people bending the rules to make a quick buck...consequences be damned.

[@IronHorseReviews]

Absolutely love the Gulf Oil shirt!

[@eileeneclark9011]

7/3/23...NEVER knew this chanel was here. Lots of good info...but IF YOU KEEP YOUR CREDIT CLEAN---OR WORK ON IT + CKEAR UP YOUR CREDIT PROBLEMS---YOU WON'T HAVE THESE PROBLEMS!

[@XennialGuy]

BANKS ARE TIGHTENING DOWN EVEN ON PEOPLE WITH GOOD CREDIT. YOU NEED A GOOD AUTO LOAN HISTORY.

[@JavierHernandez-fq4hu]

14:44 all the credit workers in Atlanta, Georgia: *THIS MF*

[@martinaltmann1658]

I’m trying to buy a used super car. Should I save up some more and wait or act now? I feel like the prices are so much more inflated than they were 3-5 years ago and the interest rates are insane 😩 over $200k for an Audi R8 V10 is nuts, that’s how much lambo’s used to cost

[@baldisaerodynamic9692]

3 years post bk and self employed i bought a brand new tesla in april and they didnt ask for one piece of information and approved it in 8 minutes and my score isnt even 700 (but everything is good, paid, current and not one late blemish in 3.5 years). LOL my credit union wanted like 4-5 things to give me a credit card and ive been with them for over a decade. tesla, nothing at all....crazy times

[@virtuevision92]

To the dealerships out there....if their credit report show a CKPT, it's a CPN. Ask for proof of social, and these will be the following excuses. 1) I lost it. 2) It's at home. (Wont hear from them again.) 3) Its coming in the mail. 4) I misplaced it.

[@stevenschultz9637]

3:55 I see this sentence as encouraging or at least informing fraudsters that they can get away with it

[@brucebarnes8138]

My grandfather told me many times growing up that if it is too good to be true it is a scam. It has served me well all life. My dad did not listen and he was scammed many times.

[@boedayious4993]

As a dealer you can make more money for ever by not committing fraud. Never have to look over your shoulder for trouble from your previous deals. Can go to court and defend your deals with confidence.

[@LuckyLopez777]

facts

[@jeremiahhall2281]

Those who are negative are the ones who want to do mischievous things and try/continue bucking the system. Thanks Lucky for putting this out there!

[@wespotter6985]

Whatever happened to calling the employer and verifying employment

[@bobsides59]

@LuckyLopez777 do you like like WIll Roundtree in Vegas for credit repair?

[@joecage7394]

How can we be in the middle of a recession when GDP has grown in the last 2 quarters and unemployment is still at 4 percent or lower?

[@Portroyal77]

Great insights in all of your videos! To understand the implication of fraud, some people simply need to understand what the word 'illegal' means and that it comes with 'consequences.' I have a request about Nevada laws, the implications of consumer bankruptcies to the consumers, and what they should look out for to keep their transportation before, during, and after filing for Chapter 7. I am certain consumers will ask themselves how to get to and from work sooner or later. Finance corporations and dealers should be interested in keeping consumers moving instead of returning their vehicles and not paying. Tons of folks out there won't be able to pay their credit cards and other bills with 'greedflation', and the growing cost eventually will catch up. And it will as it has in the past. Typically, everyone wants to stay in their vehicle rather than walk to work. The court could take a vehicle that is paid off but worth more than the legal exception. So where's the balance, and is there a win-win situation in a bankruptcy crisis? It would be great if you, down the road, could dedicate a segment to the subject and share your knowledge and experience.

[@fortheloveofnoise]

My credit score is 0 because I refuse to use credit and get into more debt (already have medical bills I can't pay).

[@DennisKyng]

What is Mike's info for credit repair? I need to have some inquiries removed. Also, what is a CPN good for?

[@LuckyLopez777]

its not good for anything any more

[@ricric8348]

like the shirt....i want to do a C8 with that paint and Gulf

[@PassportBrosBusinessClass]

This government defrauded a whole lot of people.

[@Highlander1432]

This is happening alot in Atlanta area.

[@fraylinsuero2227]

I didn’t even know you can but fake paystubs and bank statements. That shit sounds surreal that it even exists, but you learn something new everyday

[@luiseldewashington1768]

Actually dealers sell cars to ppl who just show them their paystubs and their matricula(Mexican ID) they’re approving anyone for up to $25k in my area, 90 days no payments

[@alex1vid]

HATE that the bank goes at the dealership. I guess they figure the dealer needs to have the investment in infrastructure to combat the fraud. Unfair, but i wonder what the recourse is for the dealership? To sue the fraudster? Don't get me wrong i don't care for dishonest dealers with zero integrity - but so many dealers are NOT like that and it sucks if they get hit.

[@Ultrajamz]

Been seeing a lot of hood people hopping out of Mercedes benz’s…

[@702duck]

what plane is that wing desk from

[@Sasquads]

I’m paying off both my vehicles next week. My question is, how long until that shows up in a credit report or some kind of verification? I’m looking into buying a Ram 3500 diesel.

[@All-Miles-Matter]

I have a 2017 ram 3500 dually, diesel. Air ride, new tires, deleted, beautiful truck! 30k....let me know!

[@rnt45t1]

Never heard of a "CPN" before, weird.

[@gearsofwar3xXx]

It mimics a social security number and shows basically a fake credit history.

[@artpuente3401]

Say, alternate credit file or synthetic identification

[@michaelkendall662]

@@gearsofwar3xXx it is called an ITN......or Individual Tax Number (ITN)

[@Portroyal77]

I thought that CPN happens after thy show you the bill.

[@michaelkendall662]

@@Portroyal77 he explains in the video it is credit profile number....like a credit report but it shows the predicted consumer habits of the demographics of an individual with these characteristics

[@Fummins139]

Dan good content Lucky. Enjoyed the show, and oh yeah I want that shirt

[@Mountainman524]

So much auto loan fraud would blow your mind….you didn’t talk about independent dealers doing “kick the trade” deals

[@boedayious4993]

The bank can eventually tell if something is funky with a dealer or customer pool. The repo return rate. If a dealerships deals all together goez over 6% bad deal rate. AUDIT TIME !!!!! The banks underwriting department will start dancing to the BLAME SOME ONE ELSE POKA.

[@pgrut8880]

Never add an authorized user. Not even for a family member. They screwed up their credit and will run that card up to the credit limit. You pay.

[@Te-le-Gram..me.KEEMOKAZI1]

GET IN TOUCH ❤

[@keytothegate68]

Best not to take any car loan. Or at least pay in cash as much as you can and take a loan as small as possible.This is why Americans are always broke and must depend on banks which perpetuates their poverty and dependence on bank parasites

[@VladimirFromUS]

Just for fun. I have 750+score i did put 45% DP in Toyota Dealership in St. Louis. After i told financial manager that i have pre aproval and his interest is to high - he stand up and asked me and my wife to leave. And then he left a room😂🤷🏻‍♂️

[@northstar_7]

Did you tell him that after yalll got to a price point? Wondering when it’s a good time to tell a salesman that lol. Currently in the same situation lol

[@VladimirFromUS]

@@northstar_7 Yes, we already talking about payments. He used all stereotypical clowns technics to gouge me. 😂 And than he just asked us to leave😂. When i called general manger today, he is like: yes, i did know that. He get on to my office and told me that he kick you guys out😂

[@northstar_7]

@@VladimirFromUS damn 😂 did you end up getting the car? I need to work on my negotiation

[@VladimirFromUS]

@@northstar_7 Not yet, will pick it up this week. Interest rate difference was 2,5%

[@birddog3130]

There is NO Recession at the Expensive drive-thru Chicken restaurants in America folks.

[@jims8835]

Love the shirt

[@wayneredd6776]

This crap been around for 20 years,, who was it who said “ theres a sucker born every day’

[@rtz549]

Some of these used car dealers; it seems like all they care about is the down payment. That's their profit. If they want $2k down; they got their money. Car gets repo'd and they just sell it again over and over.

[@kemangraya2382]

Dealers are so into selling car loans instead of accepting cash. Turns out many buyers do fraudulent transactions. Dealers could have made some money accepting cash and no hassle fake transaction. Cash is still the best

[@Moonscentedhunter]

Should I trade in my 2014 bmw with 96k miles? I really want a pick up truck. But I’m upside down quite a bit. I owe 15k

[@jasonlovell3934]

No, if you have a 10 year old vehicle that you owe money on you still need to pay it off before going deeper in debt.

[@Moonscentedhunter]

@@jasonlovell3934well I wanted to put what I owe on a new loan. I just desperately need a pick up

[@InternetUser._]

Bro. Don’t go bankrupt trying to appear like you have money.

[@Moonscentedhunter]

@@InternetUser._ I’m not trying to appear like I have money. I just need a pick up truck. I don’t care if it’s a base model. I just need a truck

[@randomuserame]

Faking information/documents in order to secure a contract (such as a loan) is also a crime. It's called Fraudulent Inducement and if found (and prosecuted succesfully) negates the entire contract outright AND opens you up to an additional legal action. Faking with "paper" hasn't worked since like pre 2010, just don't. You might make it 6 months, tops.

[@flawns]

well good! I'm glad theyre doing this

[@LuckyLopez777]

$$$

[@rickdelatorre1]

Hi Lucky, what's your friend Mike in Los Angeles contact information? I looked for it but could not find it.

[@Te-le-Gram..me.KEEMOKAZI1]

GET IN TOUCH ❤

[@oleradiodudea.m.4735]

We always want to believe we can work a special deal to circumvent the process. Pay your bills. That works every time.

[@jillkthomas]

no interest in buying a car right now but i love this guys videos.

[@rtz549]

Car prices need to come down. Need stripped down base models of all vehicles.

[@artpuente3401]

I miss the old days😂😂😂. Pre 2001

[@Jayplaya95]

I learn so much from you bro never miss a video goodshit bro❤

[@DebbyBailey-vz5rn]

Hey break video you really made me laugh when you said about those gypsies cuz that salesman had to be really green not to see those gypsies a mile away!

[@billwashington2014]

What about old collection accounts? My score is between 601 and 638 with all 3 bureaus and FICO. Can those be removed as well? I've got on time payments for 2+ years on all credit card accounts and one unsecured personal loan which will be paid off in two months.

[@ajr993]

Your credit score is trash, you should not be financing ANYTHING

[@mapguy32]

Collections remain on credit reports for 7 years. The negative impact decreases over time. There is no legitimate method for removing legitimate collections filed against. you. Do not waste your time or money with anyone who claims they can remove collections from credit reports.

[@dwaynelasater2350]

@@mapguy32 Your spot on.

[@b4804514]

Lucky What is all over your shirt? All those spots?

[@001sander2]

McLovin! Dude got the best references 😁😁

[@Blacklabel4200]

I got a loan with bank statements because I just moved money in and out of crypto from my bank account. It was the same money but it showed a bunch of deposits every week. They didn't even ask to see the withdrawals.

[@derick200299035]

Where’s Mikes info? I need my credit fixed!

[@XennialGuy]

12:53 Wait. "...was a buy here pay here dealer" ?? I thought you were trying to start doing this? Did you abandon this plan? I honestly thought it was risky when you kept talking about it months ago.

[@davidshettlesworth1442]

Wow! I had no idea the bad guys were so clever to come up with these schemes.