Automatic Capital One Credit Card Limit Increase Hacks

Рет қаралды 39,770

Күн бұрын

Пікірлер: 88

@cjcamaro24.2ss 8 ай бұрын

Its crazy how capital one give lil to none on credit limit increases....here come navy federal giving out limits like candy pulling the same credit reports😒

@eclecticdementia 6 ай бұрын

thank you! i was waiting for 90 day window before requesting a CLI after being approved on 5/12. i decided to pull the trigger after watching you're vid and was approved for $5000 increase! i was given three options - 1. accept the offer of $5000, 2. request a review for higher limit requested, or 3. request a lower limit than $5000 offered. yes, I am most definitely out of the bucket now lol

@rickmacland3120 8 ай бұрын

I just did this, and got a increase of 2k. It really does work.

@annemarie5273 3 ай бұрын

This is a great explanation to understand the method of their madness

@waxt1972 6 ай бұрын

Started with a $2000 credit limit on my Quicksilver card in November 2022. As of March 2024 it's up to $30,000. 🎉

@calbarton 6 ай бұрын

Huge congrats! nice work

@PURPLE_ROSE. 4 ай бұрын

Congrats!! If u don't mind sharing how u did this plz let me kno

@Anhihusanivus 8 ай бұрын

If first 4 of capital one card number starts with 5178 it's bucketed

@MichaelB-od3xh 8 ай бұрын

yup

@freddyboss7 8 ай бұрын

Goddamn it that was my first card so I can’t even get rid of it 😂🤦🏿‍♂️

@itznuka2216 8 ай бұрын

What if it’s 5187😭

@MichaelB-od3xh 8 ай бұрын

@@itznuka2216 I think that's bucketed too

@donniee.2238 8 ай бұрын

@@freddyboss7 yep. Just hold on to it. Get with a credit union or Amex in the meantime and use the cap 1 sparingly and just pay them back in full each month. That's what I do anyway cause I don't care about their little $400 increase after 4 months or so.

@bionichustla100 4 ай бұрын

Those people who are considered high end may have high end money in their accounts

@1pntmm 8 ай бұрын

What is the credit limit on Capital one Walmart card?

@rcathegreat4358 7 ай бұрын

My savor was open for 2 weeks 10k starting limit, and I got a 5k increase after asking for it

@Capta1nAsh 6 ай бұрын

its funny. I had a £200 limit for a year. And I was buying a couple things off amazon and then paying it off a week later. Usually about 50-120 per month. Had a great credit score too. I only got an increase when I spent an entire month just using it for random purchases like vending machines and other small purchases. Feels like a more Quantity > Quality thing. I'm on £800 at the moment and I find myself using it as my primary card for general purchasing. Usually have to pay off 400-500 at the end of the month when I get paid.

@DarthMactis 6 ай бұрын

but, wont letting the card report with a 70% utilization also lower your credit score, thus creating a negative effect.

@biele1pn Ай бұрын

negative effect to your credit score but in giving a credit increase they want you to spend more money in hopes you don't pay it off.

@Ypzastoria 3 ай бұрын

just opened my savor in July 16th with a 3k limit and just now got an increase for 5000 after this video sheeesh

@trayon4reel 2 ай бұрын

You do not have to have the high balance report (this would cause damage to your score). Cap one just wants to see you max or exceed your limit.

@astonkusher3365 Ай бұрын

My first time was 2000 limit credit just glad too see results especially forgetting to file for taxes smh

@jamesdeloney1490 8 ай бұрын

Remember if you use your card right use only twenty percent of your balance,eventually you will get a increase.

@buffydog21 Ай бұрын

I don't use or would never use a high-end credit card. Why? High-end credit cards don't have no annual fee and they want you to spend thousands of dollars on their credit card. Plus, high-end credit cards charge close to $500-$700 for an annual fee. That isn't worth it for me. My Dad always want for a no annual fee credit card. I understand store credit cards, always charge a minimum of 29% interest.

@donniee.2238 8 ай бұрын

My first Cap 1 was a good card. Went from 1500 to 15000 during the time i had it, and I never asked once for an increase. I'm sorry i had to close it. Over a year later i was surprised to get approved for 4k, but even with an increased credit score they still only gave me a 400 increase. It seems I'm in that bucket.

@dannyphoenix1127 7 ай бұрын

Hey Cal. Just discovered your channel. Excellent material. I have a question, Why does FICO ding your credit score more when I close a C.C. account than when a bank closes my account? thanks in advance.

@BottomLineBassin2 2 ай бұрын

What if you have a platinum and a Quicksilver and you set them both to pay the payment on the other?

@RedRider1600 3 ай бұрын

@Cal Barton So you stopped asking for credit limit increases from Cap1 after getting your 2 CLI approvals a year ago? How about an update on that?

@Toymonkeyjr 2 ай бұрын

Does your balance have to report to the bureaus for it to count? I don't want want to drop my credit with a 98% util rate, If I pay my balance as soon as it lands on the card but max it out before each payment, would that not count?

@gsctrading7215 8 ай бұрын

Great info. Thanks.

@anthonyfolmar2220 8 ай бұрын

I think I'm just done with cap one there are better cards out there

@Timmyjl25 8 ай бұрын

I have this card. But will your other inquiries keep you from getting an increase??

@CRXUGLYKID 8 ай бұрын

Capital one offered to upgrade me to the venture 1 card.But I really don't use my card for miles.Should I make the switch from my capitalOne quicksilver , or should my limit is 3000

@santiagoromero3475 7 ай бұрын

I would just apply to the venture x separately that welcome bonus is pretty nice

@sjinvestors250 3 ай бұрын

I’m still at 500 bucks can’t get no increase

@Jokillah24 8 ай бұрын

The requesting of your cheat sheet shows that any email you put in “ this value seems invalid”. Just thought, I’d let you know

@tk_presidential Ай бұрын

What if your exactly at 5k😂😂am i high end or low end

@gregfromwestbaltimore2626 7 ай бұрын

I’m one of them hold me hostage

@alanyee7035 8 ай бұрын

So I applied for the venture one 2 times within the last 12 mos and got declined. The preapproval tool only offered secured cards lol even with high 700s score and over 100k annual income. Finally got approved last week with a 10k credit limit and it’s a mastercard world élite. Am I considered high o low end customer ? Am I ever getting a CLI ? I don’t think I need more than 10k but I am just wondering

@sspringss2727 8 ай бұрын

Was it a recon? Or was it a few months later

@TheRealBedford 8 ай бұрын

Mess up my utilization?? No thanks 🙂‍↔️

@xEricSam 8 ай бұрын

CapOne not worth it for me. I have cards with better benefits and don’t fight me over increases.

@kosstt 8 ай бұрын

Utilization has no “memory”.

@trayon4reel 2 ай бұрын

Exactly!

@jamesdeloney1490 8 ай бұрын

Remember guys banks are starting to change because of the interest rates,they don't want credit card collectors 😂useing cards.they want you to use the card and pay it off,they are in this business to make money, not just give there money away 😅

@enkitechtiendaonline2034 3 ай бұрын

How do they make money if you pay it off every time? The banks aren’t designed to lose money, they dont lose money lending money sometimes they even make more money if you never pay