Awkward Money Conversations with Strangers

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About this episode:
When the big spender wants to split the check evenly, things can get a bit uncomfortable. Today I’m headed to the streets to see how people handle awkward money situations, and you’ll learn a few tips about how to navigate the murky waters of social uncertainty.
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[@Brooklyn_]

"are you Dave Ramsey?" 😂

[@MariahRamsey-ts3uz]

I’d say no but my last name is Ramsey😂😭

[@catherinewetzel417]

“I don’t know how to dance. I know how to play pac man.” 😂

[@rbgz246]

This is going to be my excuse for everything now when someone asks for something...even better when it makes absolutely no sense 😂

[@rlauck]

That line was pure gold!

[@genglandoh]

A long time ago a co-worker had his house burn down. He asked me for $1,000 to help him until the insurance check arrived. Because he was a stand up guy and helped others I gave him the money. He paid me back on time with no problems. It did not cause any problems with our relationship.

[@nodsib]

That kind of thing is usually safer when it’s a one-time life-altering event happening to someone who would never normally need help, the people to watch out for are the ones who have a dozen “emergencies” every month, they won’t be paying you back 😂

[@Hechete]

It's also better to assume any money you give is a gift rather than a loan. If paid back, great! If not, you had low expectations in the first place. But yeah, his advice is solid because they have to GIVE YOU A REASON EVERY TIME. For that person who keeps coming back, eventually you would call them on being full of sh*t.

[@kamoroso94]

This story whelmed me.

[@Gshen3]

I love when George goes out into the wild streets of Nashville

[@clintscott3300]

Hey George, I’d be retiring or working less in 8 years, and considering this financial recession, Im deciding to begin taking up skilled trades. I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around 120K per year but nothing to show for it yet.

[@_davidturner]

you should contribute to your retirement diligently, or better still look into financial planning don't come to youtube for advise, consult a local or trusted online broker/plannner

[@RyanBen-zc7bi]

I agree with david here, I find myself lucky enough exposed to money management at an early age. Worked full time when I was 19, purchased first home at 28.

[@RyanBen-zc7bi]

fast forward time... I'm 61 now, got laid off March 2020 amidst lockdown, a blessing in disguise. At once, I consulted a fin-plannner to stay afloat and with subsequent investments, I'm only 15% short of $1m as of today.

[@clintscott3300]

this is huge! would love to grow my reserve regardless of the economy situation, my 401k has depleted seriously since early 2022, at this point, i'm in need of guidance, can you point me?

[@RyanBen-zc7bi]

monica mary strigle is hot topic among finance elites in lower manhattan. do your homework you'd find her easy.

[@MyYami123]

As an Asian, I would be pissed if I have to pay for a meal I didn't order that cost more than my meal. I was raised to be frugal and wise about the money

[@phyzix_phyzix]

I think its a good idea to be honest with your coworkers about how much you make. This has helped me multiple times to negotiate a pay raise.

[@colinbeckstrand2612]

You found some really good people to ask questions to! Loved this video. Loved the "I'm Dave Ramsey, this is Undercover Boss!" lol

[@grayrider8846]

I never lend more money than I am willing to give away! That way if I don’t get it back, I don’t care and I would not lend anything to that person again

[@christinarizos8577]

This was great!!! I've never come across a finance video that addresses the social aspect of money. I'd love more!

[@christineschramm383]

The way you make financial content entertaining is a true talent! Sometimes the music makes it even better!

[@ericdonaldson4739]

Undercover boss George Ramsey lol 🤣

[@jared19882]

Society baffles me on how they are so private with their own salaries.

[@JustenHarden]

“I’m Dave Ramsey … this is undercover boss!” Hahahah good stuff

[@seagirl1100]

This was fun. Love the uniqueness of your interviews yet makes people think? Thanks for the smile. Hard subjects with lighthearted humor.

[@patrickmball]

I’m witnessing Kamel become the next Generation. It’s like watching the old pastor lose touch and then having young guy take that Senior role! Hahah. Young people wont watch Dave.

[@jeremiahalexander7248]

that's exactly what it's like!!!!

[@lowermichigan4437]

I have made loans to some friends. Some have paid me back. Ok. Good to know who does that. Going out, if there is a problem paying the check it usually means I am just paying it. I make my own donations and do not want to contribute to a company's write-offs. If I can't afford to be part of your wedding, it is way too much. Live below your means, and life is easier.

[@rorywritesabook]

Is it me or does anyone else finds it concerning how most people avoid conflict and speaking the truth?

[@May-qb3vx]

My coworkers never ask me how much I make. We’re in HR. If they reallyyyy want to know, they can look it up and I’d never even know.

[@DreamClean]

Oh, they definitely already have.

[@stevespittler8414]

You are so funny George. Great video. Your handling of saying no to the bride was incredible. 😂

[@MegaBabygal1]

Lord you are funny sir. Oh my gosh. So awesome! Fun and learning!!!!

[@misssocialdeb3777]

Love this! I would love to see more of this! Oh, and by the way I am a Dave Ramsey Fan!

[@agataparsons9427]

George is such a good actor! 🤣

[@tgayer1]

When a cashier asks if I want to round up for charity, my response is “not today.”

[@cp96716]

This is pure genuine content, love it.

[@dahlia42k12]

I love these videos! keep them coming my friend!

[@shannonmorrison457]

George, you Dave Ramsey imposter!🤣You are hilarious!

[@SalviAkshay]

Kamel Kamel Kamel!!! Tipping is ridiculous in the US.

[@charisginn6932]

And yaknow the craziest part?? Some states have abolished the tip wage, which means the employees DO get paid fairly, so you don’t have to tip. And yet we still do. I worked in GA making $2/hr as a server for several years, so I was a big tipper. I moved to WA 2 years ago and recently found out that servers here get paid $15/hr…but I’ve been tipping them as if they earn $2 and need the money. 🤦‍♀️

[@NobodySpecial509]

I love your street videos… lol! They’re awesome!

[@user-ph6yh4hs9z]

Great job George!

[@paolo15068]

Love all your videos!!!! Thanks for all the great advice.

[@Austin-fc5gs]

Love the channel dave

[@gtmaster3031]

Pay transparency benefits all. Employers don't want employees to discuss pay because they know they would have to pay everyone fairly. It's not a secret, there is no benefit to you keeping the information private

[@joeriveracomedy]

Tip the waiter cash when no one is looking. Right into the shirt pocket.

[@PrincessMargaretJoacquim1111]

Beautiful video ❤ got to watch again 😅

[@paul_domici]

Great man on the street video George!!!

[@lioness2094]

Love the street content!!!

[@leraenrique]

Hey George and team I love your videos, advices and everything you all do! you guys make this teachable moments funny, engaging and I am sure everyone watching will gain valuable knowledge. I just want to say Thank you!! to you all and keep up the GREAT WORK!!! PS: Also, I would like to see one video with some behind the scenes clips of the studio and how the magic happens (the background is really cool). Have a Great day, week, month, year and Life!!

[@jwarnstarsmile]

George as a bridesmaid is everything... until he was DAVE RAMSEY! 💀

[@victorblas3483]

You're Dave Ramsey!

[@evandavis2362]

This is my favorite channel 😂

[@arranthorpe]

Those Canadians are just so polite. Sorry 😂

[@odownhills]

I've been to three weddings this year, but for you heck no. I think that's worse

[@itchyasian4592]

George has good communication skills.I wish had that.

[@ericaterrones16]

Hilarious clips inbetween!!!! 😅😅😅

[@Ragnar_Skol]

4:11 “was OK with it” while showing she clearly wasn’t 😂

[@CrimsonDrake-sl3qf]

Girl: "Are you Dave Ramsey?.." George: 😮 *Let's go!* "I'm Dave Ramsey. Undercover Boss" .. 😂😂

[@minervahernandez9801]

Love this podcast...especially this one❤

[@nathanielemond5360]

Enjoy the humor 😂

[@Quantris]

when coworkers don't know how much they all make, the boss wins

[@hockeyhalod]

@swoozie clip in was great.

[@charisginn6932]

George’s response to the wedding question 😂😂😂😂 gave trey Kennedy vibes haha

[@Isaac-yi3dr]

When checking out, they ask if I wanna donate by rounding up to the next dollar, I’m for it!! I always pay with cash, so it spares me the loose change.

[@heatherh1109]

Undercover boss 🤣🤣🤣🤣🤣

[@bellad1063]

I only lend as much money as I don’t mind getting back. Read it again.

[@puravidaot]

3:38 bro so savage and doesn't even realize it 😅😅😅

[@sarashann]

Can't believe people won't discuss what they're paid.

[@V8Brah]

"I'm Dave Ramsey" one bite everybody knows the rules. oops wrong dave.

[@sjchan3199]

In uk it would not be seen as acceptable for a stranger to ask how much you earn.

[@LadyMatriarch.]

It’s not normally okay in America either.. but they have a show about it. 😅

[@Painfulwhale360]

Yeah it’s considered rude and impolite to ask that here in the U.S. also.

[@andrewsails1371]

Can we get George to share his discount code from Baby Gap? 😂🎉

[@mybdayis420]

if a store is asking for donations I would tell them their CEO or the corporation can spot me

[@D1sturbL1fe]

Ain't going into debt 😅

[@A2thaLO]

I'm not lending anyone money, I ain't gonna be guilted into donating. What I make is none of your business... If you're a bad tipper, we're probably not friends to start with.

[@mhodge0890]

What’s a bad tipper? Some people tip what they can

[@dana102083]

​@mhodge0890 that also implies they eat out more than they tip..whichcprobablynmeans they can't afford to eat out either.. and I say that because that's me.

[@MrsMama007]

Cashier asking for donations.. Me: “What do you know about this charity?” 🤔.. sometimes: “Have you donated to this charity?”

[@puravidaot]

9:23 😅😅😅 no hope for Gen Z

[@Alexandra11090]

Are you Dave Ramsey? 😂😂😂😂😂

[@MrBrewman95]

If someone asks me for money, I pull the reverse UNO and they never ask again. 😎

[@ramong2277]

George, you NEVER ask to borrow 100$, you ask "can I HOLD a 100 dollars for you!!

[@JoJo-gr3pr]

4:54 that voice 🥴

[@Hechete]

First date credit score? Who is asking that? Also, the cashiers don't care one way or another if you donate. It's for the companies tax purposes, not for any actual donations.

[@obliviouspirate]

What's wrong with talking about financial priorities on a first date? Gotta see if you're compatible in the big 3 topics

[@bellad1063]

Children can get a job 😮 - she didn’t think that through at all.

[@jillg7018]

😂😂

[@Jarlus]

1. Don't "loan" anyone money. Gift it if you must give at all. I'm not a bank and I already have a job. I'm not wasting time chasing my money outside of that. 2. If you're too tight to even just split the bill evenly, just stay home. You can't afford to eat out.

[@willelliott5052]

It is never a good idea to tell anyone except your spouse and maybe your adult children what you earn or your net worth. Your coworker who hints at what they think you earn, hoping that you will sharpen that number for them, is an envious type of person, will resent you for earning more than they, and will use that information in a way that will not benefit you.

[@JohnnyReno71]

Never donate ( company gets tax credit) never talk about salary, never give anyone money( don’t carry cash), never go out with friends so don’t have to worry about splitting checks,

[@llchew7784]

First

[@therationalistparty9742]

"Kids can get a job". Yeah lady kids with cancer will get a job to pay the hundreds of thousands in med bills.

[@jamesbrooks6636]

I’m sure your really fun at parties

[@therationalistparty9742]

@@jamesbrooks6636 I never heard anybody at a party insinuate that dogs are more important than children in need by saying they'd give more for dog charity than children because children can get jobs and Id for sure never be friends with an idiot like that to even party with to begin with.

[@Snesboy09]

Parents need to be prepared to provide their children with medical care. If they can't afford it, don't have kids. It's not hard to prevent pregnancy.

[@jamesbrooks6636]

@@therationalistparty9742 it was a joke, clearly your brain dead

[@rdmineer1]

Loaning money is easy. Just don't loan more than you can give away. The Bible addresses this as tithing. Don't worry about it, God has your back.

[@motoryzen]

Facepalms No...Just no

[@kaelaleedaley]

Tithing is very different, it is giving back to The LORD what He has Blessed you with so it can be used in His service. It is to benefit the work of The LORD and support the fatherless, the widow, etc xx

[@rdmineer1]

That's what the preacher tells you. "What you do, even to the least, you do unto me." I don't pray and wait.God doesn't give me anything, He just shows me the way to get it myself. Overtime is offered? Someone else has a need coming. Just like flowers show the bees and hummingbirds.

[@kaelaleedaley]

@@rdmineer1 It's The Word of God, I should hope a Preacher would teach their congregation it's contents! We are to live by The Word which is Christ Himself, The Holy Spirit can and does direct us but it NEVER works contrary to The Word of God xx

[@rdmineer1]

@@kaelaleedaley God doesn't need money. The preacher does, by his own interpretation. "What you do, even to the least, you do unto me." That's written in red in my Bible.

[@thisoldfind7377]

The sound effects you use when words come on/off screen are so annoying. Used way too much. Please consider not putting them in. Love the content though.

[@James-qt9dj]

I disagree! But it’s okay to have different views.

[@Jawrathful]

​@@James-qt9djim with you. I disagree. I didn't even think about it until the comment of being annoyed. I was like... what noise?

[@Ionfwthesehoes]

Poor little princess

[@ConradsGarage720]

Disagree

[@jamesdavis2106]

It is? Phew!

[@dummyfodder]

We really should share our salaries though. The only people who win when we don't are the corporations we work for.