Beginner's Dividend Portfolio Building Masterclass: How To Build A $40K Dividend-Paying Portfolio

[@philipfletch]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.

[@RoseGuerra7862]

Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you consult with a financial advisor for guidance.

[@martinheaway]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@JaneClark7861]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@martinheaway]

My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@JaneClark7861]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@micheal_mills]

At this moment, it is crucial for individuals to prioritize investing in alternative streams of income that are not reliant on the government, particularly with the existing worldwide economic crisis. Investing in stocks, gold, silver, and digital currencies can still be profitable during this period. Therefore, it is advisable to explore these investment options to secure one's financial future.

[@donna_martins]

You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.

[@Robert_Seaman]

In my opinion, the impact of the rise or fall of the U.S. dollar on investments is multi-faceted but learning how to grow your money has never been easier than now that you can explore and experience a truly diverse marketplace passively by using a well-performing portfolio-advisor.

[@NicholasHarmon-ow3jl]

I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

[@EllenAbrex]

Please can you leave the info of your investment advisor here?

[@NicholasHarmon-ow3jl]

Finding financial advisors like Vivian Jean Wilhelm who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@RobertBrown..]

Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

[@SarahTaylor_]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@EthanBrown_23]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@trazzpalmer3199]

This is definitely considerable! think you could suggest any professional/advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.

[@EthanBrown_23]

'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@danieltaylor--65]

I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@ShelleyfromCali]

I run a mix. Growth in my roth and 401k. I run dividends in my Individual investment account. Seeing the payments come month after month keeps me in the zone. Works out best for me.

[@So.ladylike]

If one is in their 40s and just started investing (have 401k from work). Should they just focus on growth etf since it will be too late for them to see real benefits with dividends? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here

[@knockoutlightz]

Unless you’re close to retirement, focus on growth not dividends.

[@MHousley]

Over the past decade since i retired, i have had SCHD drop like a rock at various times , but at 64 i still have 20% of my investments in it and have no financial worries thanks to portfolio diversification and decent asset allocations.

[@ShelleyfromCali]

I wouldn't say early 40's is 'too late' for anything related to investing. If you have at least 20 years left to put money into the market then I think growth is a nice way to lean. I think value/dividends is good to have at any age in any market. I run a mix. The best part is I still enjoy my life while I do this. Travel, and only buy things I love. Sometimes it's wise to consult with a pro F.A for the best investment style considering your situation and circumstances. I did, and over the past three years I've accumulated over ~$890k in pure profits.

[@Otis-the-III]

I’m trying to get an advisor for guidance but it’s harder than you think. Anyone who is fee-based is hard to find and usually have a heavy workload. Would you be comfortable sharing a recommendation if it’s not too much trouble

[@SR-zt5wj]

Please make more videos for people over 50 who need to catch up. Thank you so much!

[@robienillosistoso628]

Yes please - would love to get great tips ❤

[@rawgenerativedetox9381]

Totally me

[@BrinnerDang]

Yes, I'm almost 60, finally crawled my way out of debt, and now have some income to invest prior to retirement. HELP...!!!

[@dianaprat1982]

Yes. Please do this!!

[@adaortiz9784]

Yes please 🙏🏽 I have just finally decided that I needed to learn to invest, especially to do Options. Thanks

[@AnnaOllsson]

To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

[@HildaBennet]

Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

[@PennyBergeron-os4ch]

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor. I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

[@bartlyAD]

Impressive can you share more info?

[@PennyBergeron-os4ch]

Rebecca Noblett Roberts is her name. She is regarded as a genius in her area and works for Empower Financial Services.

[@bartlyAD]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Pokeinit1]

Listen to this guy. I did and over the past 3 years I have invested just under $100K into dividend stocks. I'm getting $850 a month in dividends that I will continue to reinvest until I retire.

[@Ripberniemadoff]

What was your annual salary when you started ?

[@slugwaffles]

Your portfolio has a 10% yield?? Gahhhh man be safe

[@flo4597]

Steve, how do i pay taxes earned from dividens?

[@Pokeinit1]

@@flo4597 I usually put 15% aside and just claim them like regular income. I have someone do my taxes and she figures it out for me.

[@Pokeinit1]

@@slugwaffles Not really, The 100K is just the initial investment. I have rolled everything over every month so it's worth more than that now,

[@keithWilliams-v3x]

Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

[@Janetmartinez-i2j]

People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

[@Markphilip-r4i]

Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

[@Willi-w1q]

I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

[@Markphilip-r4i]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Willi-w1q]

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

[@Andreavince-v]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

[@JasonB.Chisolm]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@heatherj-o5j]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@JamesKjones-n7r]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@heatherj-o5j]

'Stacy Lynn Staples' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up..

[@pauline-o2q]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@kate6700]

OMG! Your explanation and the visual step-by-step are amazing! I am 42 years old and did not even know where and how to start. I’ve hear about investing for years, but did not know where to even start. I’m am going to open an account this weekend and start investing. Thank you very much!!! More videos like this, please 😊!

[@chambers9]

Wishing you profitable gains as you start your investment journey, make sure you're investing in a low cost stable etf

[@PokaDotsandStripes]

I came across this page and I am blown away. I turned 50 in January. Totally at a loss on how to start. Overwhelmed is an understatement. Needless to say, I have subscribed.

[@CalltoLeap]

Hi everyone! Hope you're enjoying the video! Let me know your questions!

[@binfig8810]

Thanks so much. I just wish I learn about this when I was in my 20s. I am trying to convince my husband to invest too. Thanks for teaching us and helping us be educated in investing. I appreciate your help

[@antoniabrown9665]

Hi thank you for the information.

[@mayracollazo7042]

I have to say you are pretty amazing! I congratulate you to have so easy and clear vídeos. Even though I’m in my 60’s , I learning everday and forward this info to my friends and family. Thank you,Steve

[@vickygolovata4628]

Steve, many thanks to you for one more amazing video. Please share how to know which company does pay dividends and which does not? Where to check this info?

[@usergojogo]

I’m learning as I go, all thanks to you! Soon, I’ll be applying this to my younger brothers to increase their growth as well.

[@deedee6460]

One of the best videos for beginners - clean, concise and introduces the “how-to” steps!

[@CalltoLeap]

Thanks!

[@madjern]

New subscriber here 55 yrs young. Looking forward investing for dividend

[@CalltoLeap]

Woohoo! Welcome!

[@philipgibbons4112]

Excellent video for beginners. Starting out as a newbie can be tricky, and overwhelming, but the Call to Leap videos are done in a very approachable manner, without being stuffy, and cold.

[@CalltoLeap]

Thanks Phillip! I try my best to make it as simple as possible because I know I was terrified when I started too.

[@marklouis1890]

​@@CalltoLeapYou confidently and gently explain step by step in a palatable way how to start and continuously invest. You break things down in a very understandable format. It's greatly appreciated

[@panamaruby9256]

You have given me a better understanding. A lot of people don't explain the part of investing every month. I am a good saver and patient, but I want to have more investments.

[@CalltoLeap]

Yes! It's a consistent action that should be done each month. I'm glad this video helped! :)

[@Potatoe451]

@@panamaruby9256 me too. At first I thought I would get extra money by being an active buyer and seller of stocks. But it’s more about having a habit of buying consistent, over time, into the right growth fund. Buy when the market is going up. Buy when the market is going down. In the long run you will unlock the value of investing.

[@judithsanderson1375]

I love you as a son thanks u l am 55 this year and I am not prepared financially the videos is a god send thank u very much

[@CalltoLeap]

Aww thank you! This made my day 🙂🙏🏻

[@TheConservativeLatina]

​@@CalltoLeapLearning from you..I am about to start. Late, but hey..I am hopeful with your guidance I will do good like you. I'm 56 and need to work on this aggressively. Thank you for all your videos, posts, and your humble and sweet personality. God bless you!

[@ulovit1]

You're a good teacher. Thank you.

[@KingEagle35]

Found your content on IG and I have to thank you for your knowledgeable insight into this world. I have a foundation that I can build on because of your content. Thanks dude.

[@janetrobinson8925]

Thank you , Steve. Your videos answer my questions about ETF's , bonds, etc. I agree this should have been taught in school. I would have taken classes in investments and how to understand them. I have done research on investments since 1993 and I still don't know all the terminology but you are explaining the terms in a way I can understand. I'm 68 and have love learning this subject. I have made some great choices on stocks but I need to learn more about ETF's and bonds. Again, thank you so much.

[@lindaromo1572]

Steve, your videos are thorough and easy to understand. I have shared your shorts and videos with my family and friends!

[@CalltoLeap]

Thanks Linda! It means a lot to me!

[@CharlotteMitchell-hr8gr]

Love all of your videos! You are excellent! Don't change!

[@DogTrots]

Best teacher out there! Thanks!

[@Sieteeight]

I love your teaching method. Thank you ❤

[@AndreamVeleta]

I loved this video. I never saw any of your content before it was very digestible and I am beyond beginner level. I’m very grateful for your knowledge, thank you.

[@CalltoLeap]

Aw, thanks Andrea! Means a lot to me.

[@noellepore1520]

I love this kid! ❤. Any chance you could do a video for those of us who are older (50’s) and just getting started in investing? I don’t have 40 years lol, but maybe 10 - 20. Thanks bro! 😎

[@CalltoLeap]

I can make a video on this!

[@shannonh333]

I liked this video a lot because it was a good pep talk with positive encouragement relative to long term strategizing. Just what I need to hear!

[@CalltoLeap]

Thanks Shannon!

[@TristianWatson]

seeing people in their elderly years begging for your help makes me think im actually super ahead of my time but in a generation where i only see people younger than me winning but im 26, i think meme coins are insane and this next bull market for crypto made me think of dividends from profits from crypto. i going to have at least 100k a year from dividends, waste management is the most op one there is bc as long as theres humans you get paid essentially lmao

[@travissorenson9554]

I’m 24, entered the stock market 6 months ago and have been educating myself on it since. I rejoiced at having learned about covered calls, cash-secured puts, and the wheel strategy. Yesterday, I caught GME early, knowing it was a gamble, I sold a covered call, only realizing I was a fool as thousands of dollars in profit escaped me 🙃

[@travissorenson9554]

Additionally, I was quite confused when I pulled out of my position. I sold an option contract for $650, and should have earned $120 from the share appreciation. Nonetheless, when I bought back my contract and sold my shares, I only made $665. Can anyone explain this to me?

[@philipgibbons4112]

Don't worry, you still have plenty of time to have even more $$$$ escape from you........

[@CalltoLeap]

Hi Travis. I don't like meme stocks and don't recommend owning these shares. Please make sure you have the right mindset going into the stock market. Many people lost money with GME and I'm certain they will lose money again in this next upcoming round. Please be safe, friend!

[@srezperez5110]

I like your video, it helps teaches people how to invest and actually how to do it which is important,

[@paulnguyen8113]

Thank you steve i learn a lot from you.. because im a beginning..

[@Escadamode]

Where does the monthly dividend payout out go? Directly back into your investment?

[@RB-rx6hr]

I can tell you are/ were a teacher . Great video ! Very informative .

[@CalltoLeap]

Means a lot to me. Thank you! :)

[@Eddie_freeflow504]

Thank you for the video. it's very informative. I contribute 125 weekly with the drip on

[@CalltoLeap]

Great job!

[@SuperSexy1973]

Thanks!

[@debbierodriguez1710]

Thank you for doing these very education videos. I'm in my late 50's and found this to be very helpful. You break things down in a way that is very easy to understand! Keep them coming!

[@CalltoLeap]

You are so welcome, Debbie!

[@ricardoalcaraz9048]

1. I need to open a brokerage account right? This video is for a brokerage account right? 2. When we get the dividend? How do taxes come into play? Should we save a percentage of the dividends? 3. Can you make a video on how to open a brokerage account and how one should prepare themselves with taxes and dividends?

[@mookenzy2k12]

Yes Webull/robinhood/moomoo etc..

[@Escadamode]

Where does the monthly dividend payout out go? Directly back into your investment?

[@CJohnson-lk9cq]

@@Escadamodethat’s the DRIP method:))

[@velissalewis5321]

This was so good. Thanks. I didn't know any of this in my youth, but I make sure every day that I educate my daughters. I sent them this video.

[@racheljohnson9489]

What is the benefit of going to a financial advisor such as Edward Jones? Why or why not? What can they do for you?

[@EBMB21]

Yup. I bought my house for $205k 30 years ago and now it’s worth around $1.2+M.

[@evangelinesoucie8545]

I already maxed out my Roth IRA. Am I opening a brokerage account to invest monthly?

[@stephaniespeights8112]

Hi Steve. do I choose reinvest back into security? do I choose capital gains? what is core account? this is fidelity. please help. thank you

[@kathysutton2631]

Wonderful. So clear. You are soooo nice!!!

[@CalltoLeap]

Thanks Kathy!

[@SR-zt5wj]

I Truly Thank God for you! You are so thorough and detailed.. Thank you so much for helping me to understand all these terms. I feel so much more confident about what to do with my money.😇

[@CalltoLeap]

Ah this makes me to happy to read! I'm glad this video helped! :)

[@julietwilliams4337]

Because of you I opened a high yield saving account, Roth IRA and a brokerage account. I'm in my late 50s. Boy I wish I found you much sooner. I'm working on selling covered calls now. This is a big step for me. Thank you so much Steve!

[@TheApothecary_]

New Subscriber ! Quality content !

[@TheDrobin54]

Thank you so much for all that you do. I"'m new to the stock market. Your videos are great. God bless you.

[@CalltoLeap]

Thanks! Means a lot to me!!!

[@ChanMingMason]

I am so happy that i made a productive decision about my finances that changed my life forever. I am a single Dad and i live in Florida, i bought my first house in September and i hope to retire next year at 40 if all goes well. Thanks to Mrs Judith M Layton for helping me achieve this.

[@ToriDaniel-xk1tt]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@MasonAnderson-tj6ye]

The very first time we tried, we invested $1000 and after a week, we received $3900. That really helped us a lot to pay up our bills

[@FelixDedrick]

You trade with Judith M Layton too? Wow that woman has been a blessing to me and my family

[@FranklinFranklin_]

Please let me know how to contact her as I'm new to this.

[@MasonAnderson-wx3xf]

I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.

[@mikelonjr831]

Bro you're a humble dude man keep helping people buddy there's not many people like you no more most youngsters are only gold diggers specially females they won't move a finger to help anybody basically the only love you if you have money

[@fangwangb]

Thank you so much for starting these lessons f try I’m the beginning and gradually and strategically introduce more information. All of your videos are very helpful! Keep them coming!

[@anthonyvidaurreta9479]

What are the top 3 dividend etf or companies to invest in long term?

[@CalltoLeap]

For me, I like SPY, QQQ, and SCHD. This is what I'm comfortable with.

[@NuggetsNBA]

Is the yahoo finance 1,3 and 5 year growth percentage at the bottom of the page accurate and a good tool to use when looking into what to buy?

[@amandastosz9074]

+1000 points for the Enceladus poster in the back 🌑🌟

[@Kelly-j4f]

You are a great teacher!! I learned so much! Thank you!

[@idaul1992]

What to do after maxing the yearly roth contributions. Keep adding money . Will I be able to buy more shares 🤔 🤔🤔🤔🤔🤔🤔🤔🤔

[@idaul1992]

I open it with fidelity

[@chambers9]

​@@idaul1992 user friendly brokers with 1% monthly dividends on moderate aggressive fund are better offer

[@chambers9]

​@@idaul1992 user friendly brokers with a 1% monthly dividends on a moderate aggressive fund is a better offer

[@lanacovic1100]

Hi Steve! Thank you so much for such for all this great information but more importantly thank you for simplifying everything. Question - if a person had 100k cash saved up what would be your advice to do with that 100k? I’m guessing ETFs would be one of your choices but my other question would be do you just put it all at the same time in an ETF or would you take different steps? Just a hypothetical question. Thank you so much!

[@richiejj3126]

Hi! Im 25 years old. I am holding 50k of VUG and 50k of SCHD. Both adds up to 100k. Is it good enough for my long term investments? Thank You

[@CalltoLeap]

I like both ETFs since they consist of large cap S&P 500 components. You want to make sure you're comfortable with investing in them and the companies within these ETFs.

[@Stank94]

Could you please compare SPHD and SCHD for me? They are so similar and consistent and don’t know which one to continue with. SCHD has somewhat better 5 year plus growth and is currently around half the price of SPHD. Also the dividend yields are 3.64 for SCHD and 4.11 for SPHD. I am leaning towards SCHD after my own research, but want to make sure I’m not missing anything, as I already have 5 years invested in SPHD.

[@alrocky]

Share prices are irrelevant for your purposes in determining if one is a better deal or on sale. SPY (~$600) & VOO (~$550) both follow S&P 500 but VOO is not on "sale" or nor better deal because of it's lower share price.

[@Stank94]

@@alrockyyou right, idk why I mentioned the price. I think I was just tryna give him all the details.

[@alrocky]

@@Stank94 Expense ratio, 10 year return, investment risk are more relevant metrics. Generally you want to start investing via IRA instead of taxable brokerage account so that you can painlessly switch from SPHD to SCHD.

[@anhnguyen4443]

Thank you so much ! I’m beginner! Could I buy only SCHD for long term?

[@Cog-pd3qn]

I am with you on everything. Like I am subscribed to the message. But this still isn’t compound interest. DRIP isn’t going to give you 10% on average like the S&P, you said it yourself- you get just a small amount per share. Reinvesting would mean paying capital gains tax. And then of course taking the dividends as income won’t get you compounded.

[@judithsanderson1375]

I asked all my friends and families to look at your videos especially my 2 sons

[@CalltoLeap]

Awesome! Thanks Judith!

[@leevincent1591]

Hi, Steve. I am a Singaporean, resident in Malaysia. Great video. I am planning to start learning how to start trading..I find your video to be informative. Thank you

[@CalltoLeap]

Thanks Vincent! I appreciate you!

[@golddiva56]

What advice do you have for a 60+ year old with no investments and wants to retire?

[@CalltoLeap]

You can read my eBook: Financial Freedom, Faster. I talk about the money steps to follow, starting with budgeting and building an emergency fund.

[@gadyhernandez7801]

One of the best videos I have watched n this topic. Thank you for your time and your explanation. You a very dedicated ❤

[@ruthdove2071]

May you teach people who are over 50 about investing? We are late to the game, but should we invest in dividends, stocks, etc., to build wealth? Thank you so much.

[@CalltoLeap]

Of course! I have a video for 40 and 50 year olds on my channel. I hope it helps, Ruth!

[@AJ-MM02]

Hi Steve, this video was extremely helpful. Thank you for putting out this type of content. Q: if I wanted to do self-reinvestments with my dividends, where would I find it in my brokerage account (e.g., is it just deposited back to me)?

[@ngadang9125]

Thank you! You're GOD sent❤

[@donjr3270]

Hey Steve, I would like to say that I love every videos of yours. I wish I started watching your videos earlier. But I guess it's never too late (to invest) :')

[@RodonaSullivan]

What do you think about Robinhood? I already automate deposits to VOO, SPY, QQQ, and SCHD. Should I move to Fidelity?

[@NothingBtBlueskies]

You’re phenomenal, Steve. You are great at explaining things simply and clearly. I’ve only been investing for a few years, so I appreciate how you teach. Thank you!

[@CalltoLeap]

Aw, thank you! This means a lot to me!

[@armindabantugan1079]

I applaud you for sharing your knowledge publicly,I learned a lot from you ,I know at my age its not too late to invest once again thank you. Where can I avail your book

[@Pittie_Huff]

Absolutely learned so much in this video. Saved it to watch again. Are dividends taxed if you pull them out as income or drip method?

[@MrAjpalkow]

Excellent information. I wish that I would’ve started investing much earlier.

[@CalltoLeap]

You and me both!

[@blueline7575]

Would it be smart to buy shares in multiple dividend etf or pick one and buy several individual shares in other stocks like Coca Cola/visa for dividends?

[@CalltoLeap]

It depends on your risk tolerance. Some people like ETFs because they get to diversify.

[@ronldmaurice]

I get to dollar cost average etc, my question is where are we putting all this money? Roth IRA has a cap on it. So am I dividing it up amongst Roth, 401k and TBA? Lets say 3k monthly how am I dividing that amount type of accounts

[@alrocky]

You may contribute $23,000 to 401(k) and $7,000 to Roth IRA.

[@theroyaltychannel1355]

thank you so much for Sharing ... i found your video to be very helpful ... i am a newbie and have never traded or invested in stock market ... but i am in the learning phase right now and will be taking the flight real soon ... wish i had pushed myself to learn this much sooner its just always been so intimidating ... but im very serious about changing my Financial status so off to the races we go ... i am 48 years old so i have got a lot of work to do sheesh, but i am so tired of being tired so here i am.

[@CalltoLeap]

I'm glad you're taking the first step to investing!

[@Iamniki-p8x]

I'm interested in investing, but I'm not sure where to start. Do you have any advice or contact who can help me out?

[@CarlosNCalvin]

Congratulations, do you mind sharing how you did it.

[@SantioSantio-vz2kp]

YES!!! That's exactly her name (Gillian sara ) so many people have recommended highly about her and am just starting with her from Brisbane Australia

[@RichesMateo]

After I raised up to 325k trading with her I bought a new House and a car here in the states also paid for my son's surgery (oscar). Glory to God.shalom..

[@Evelyn-on8ty]

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

[@jm329]

Bot comments.

[@cripz1436]

I like this video! Very simple for beginners to learn from, I am just in my first month of investing and pretty excited for the long-term profits and financial freedom. I may suggest this video to some friends too.

[@CalltoLeap]

Aw thanks! I try my best to keep it simple. :)

[@Tainathea]

I have Fidelity, can I buy VTI there ? Thank you so much for this video. You make it so easy to understand. Once a teacher, always a teacher. But a rich teacher. 😊

[@alrocky]

yes

[@allisonpriole908]

What are some high dividend stocks that perform well for growth. Just or examples?

[@chambers9]

Eth

[@VLOGITJAY]

New subscriber here,Steve. Lots of gems here in this video. Thanks so much.

[@winsomeplummer]

What is the difference between a US Costco stock and the Canadian Costco stock? Why is there such a cost variance?

[@crystalpayne8654]

Found your channel today and thoroughly enjoyed the video. Thamk you for the grat content.

[@Onurtime]

So, for example... Altria pays a high dividend yield. $4 per year, each share roughly $45. To get $40,000 in dividends I need to buy 10,000 shares so $450,000 😮. That's one of the highest dividend yields out there. Most broad market ETFs are only less than 2% so I'd need to own $2M VOO shares in order to get $40,000 dividend annually.. is that right?

[@chambers9]

Altria is not the highest paying dividend asset out there are assets with over 8-10% annual dividends

[@bellesatl9089]

Love your videos. Keep up the good work! 😊

[@CalltoLeap]

Thanks Belle!

[@victorialeeinnyc]

should i sell the shares i have now and invest them into ETFs? i don't have the funds to invest in ETFs at the moment but eager to get started.

[@chambers9]

It's advisable to sell and get into 1% monthly dividends paying ETFs

[@aaroneorceo7607]

Thank you for helping people like us!! Appreciate you ❤️

[@CalltoLeap]

You are so welcome, Aaron!

[@jasminew.2951]

Wanting to get into investing! Not sure if i should rollover my 403B over time into a roth IRA or keep things separate and fund Roth IRA with my income. Not sure of any tax implications if i choose the first option....

[@CalltoLeap]

It's up to you if you want to roll it over. Just make sure that you know the tax implications and consult your tax advisor!

[@chambers9]

There are tax implications though but as a portfolio manager I'd say yes rollover, keep things separate and start contributing to a low cost etf with 1% monthly dividends

[@brirodri9129]

What do you think of a UFB Direct HYSA?

[@chambers9]

What's your risk tolerance rate like?

[@gayleenkeamo8027]

Steve can you make a video & explain what is Gross expense ratio and Net expense ratio? And is that something we need to look at when investing ?

[@CalltoLeap]

Sure! I can put this on my list!

[@zeroogwomenbluechip9783]

Good to get 2 mobiles one for trading you can set and lock up so not checking all time and one for personal.

[@CalltoLeap]

🙂

[@ogdaejuan2556]

Can the dividends in a Roth IRA be used as income? Also if you sell stock to buy more stock of something else do they get taxed?

[@CalltoLeap]

Yes, but after 59.5.

[@user-fn8gz8nx3k]

Thank you, Steve! You're a blessing!

[@CalltoLeap]

Aw, thank you!

[@mariaswancey1217]

How do you know if you have a taxable brokerage account?

[@alrocky]

Taxable brokerage account as opposed to IRA brokerage account. If account doesn't say IRA anywhere it's taxable account. Generally you want to start with a traditional IRA or Roth IRA (preferred) before starting taxable brokerage account.

[@amyhoang9140]

Beautifully explained. Thank you.

[@zoewood2838]

Question: For the DRIP method, if the dividend is only fractional to the share price in the beginning, what will happen? Thanks for the well explained video for beginners. We're often impatient to growing rich slowly.

[@edmax2819]

GREAT Video!! Detailed and thorough!Thank you 🙏 😊

[@deruanmoon359]

For a dividend -paying account, can I do it through a Roth IRA?

[@DJLOUIE1000]

50k left after emergency fund. Should I invest in the market or pay mortgage down?

[@CalltoLeap]

Ah nice! You have an emergency fund! It's up to you on what you feel comfortable with. You could consider investing some of it in a Roth IRA if you qualify.

[@sharon268]

@@CalltoLeapmy company merged and now my 403b went from a 50% match to a 25 😢I’m 59 when it’s vested next year should I roll it over into a Roth IRA

[@chambers9]

​@@sharon268 why the 25% reduction? That's sad , company's match is the only best thing about a 401k but then again a 401k and Roth are one and the same. It's best you rollover and start investing in a moderate aggressive fund with 1% monthly dividends compounding

[@michellepackman1484]

Thank you so much for this and for teaching things so clearly ❤

[@JoshuaLee-n7y]

may i get a link to your budgeting sheet to download please?