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[@ProudMoney]

Support our channel by choosing your next credit card using one of the card links at: - BEST: www.proudmoney.com/best-credit-cards-on-the-market/ - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/ - TRAVEL: www.proudmoney.com/best-travel-credit-cards/ - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/ - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/ - BEST 0% APR: www.proudmoney.com/best-0-apr-credit-cards-on-purchases/ - BUSINESS: www.proudmoney.com/best-business-credit-cards/ - GAS: www.proudmoney.com/best-gas-credit-cards/ - BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/ - BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/ - BEST CITI CARDS: www.proudmoney.com/best-citi-credit-cards/ - BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/ - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/ - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/ (We'll get compensated if you're approved, and we thank you kindly.) Other ways to support this channel: - Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.) - Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937 . NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

[@zunedog31]

Can I get your referral link for the Custom Cash?

[@mic_xyooj]

10. Chase Freedom Flex 0:30 9. US Bank Cash+ 1:44 8. PayPal Cash back MC 3:01 7. US Bank Altitude GO 3:23 6. AAA Daily Advantage Visa 4:08 5. Wells Fargo Active Cash 6:14 4. Capital One SavorOne 7:03 3. AMEX Blue Cash Everyday 7:43 2. Citi Custom Cash 9:05 1. Wells Fargo Autograph 10:34 Thank me later…. Watch the rest of the video for complementary cards or first time beginner cards

[@mrgarrettscott]

Informative video! I was eyeing the Citi Custom Cash . Now, I'm considering the Wells Fargo Autograph as well

[@harrisonwarner6437]

The cap1 Savor One is the Lex Lugar of credit cards: The "Total package"

[@nickbezmaterny5567]

Dude loves Wells Fargo!

[@KevinGian94]

sofi credit card has an additional 1% cash back (total of 3% cash back) for a year then back down to 2%

[@antman674]

👍 for the bonus rounds! Glad to see the Blue Cash Preferred get some love at the end too. And the only annual fee card on the list. Thats saying something. Adam and his team really know their stuff!

[@GG-zv9ku]

best video because you covered foreign transaction fee. something important that most CC reviewers overlook

[@siumaka]

Thanks Adam. I love your videos. I'm on a quest to have a cash back set up for 5% back on my top categories. I really like you pointing out the AAA cards with 5% back on groceries. That seems pretty rare. Cheers

[@tupezeamarion2209]

Awesome job 🎉on the card info

[@SinCitizenGent]

Wait, number 1 screen capture says point multipliers. Does that convert to equivalent 3% cash back?

[@alexguild]

Thanks!

[@ProudMoney]

Thank you!

[@athencroft5139]

I would also say Citi Costco would be a good cash back card as well because you get 4% gas, 3% restaurants, 2% Costco purchases and 1% everything else. Not to mention no FTF and citi travel. 🤷🏼‍♀️ There are others but this to me is a good one

[@a.j.savage1056]

love my Costco card

[@motorcycleartist]

This channel is very informative.. LOVE the content

[@naveenthemachine]

My propel was supposed to be automatically converted into the autograph card from the end of may. But that hasn’t happened yet. Still shows propel Amex as the card in my acct

[@lianalonge1984]

Darn it! I was going to garden for awhile until I saw Adam’s latest video. I might apply for the WF Autograph card. 💳🤔💭

[@francineford-smith6264]

Same here! I am downTo one inquiry on Trans Union, and Equifax, and two on Experian. I thought I would be in the gardening phase., until Adam came along with us juicy list of cards, and that Wells Fargo autograph is peeking my curiosity…🩷 Thanks a lot Adam…😘

[@AspieStingrayLover]

The two cards I have are the US Bank Altitude Go and the Ralph’s World Elite Mastercard. With the Altitude Go, I get 4% on dining, and with mobile wallet purchases on the Ralph’s Mastercard, I get 5%. Take note that I said mobile wallet and not Apple Pay. This makes it especially useful, since I have switched from using an Apple Watch to using a Garmin smartwatch. (I still have my iPhone.) Nevertheless, this makes for a very nice cash back combo

[@cardojp]

Great content as always, thanks Adam!!!

[@pkmachinegun]

“I said top 10 but I gave y’all top 30.” Talk about value lol.

[@VincentPascual]

If I were to start the credit card game all over again, I’d probably go with the Savor One or Freedom Unlimited. They’re great all around cash back cards long term and they leave open the option of switching from team cash back to team travel. Then you can transfer to travel partners if you want. Another credit union cash back card worth adding to the list: the SDFCU Premium Cash Back Plus. 2% flat rate, no AF or FTF.

[@armandoangeljr4464]

If I were to start over and wanted just cash back cards I would do the Savor One, Citi Double Cash, and the Citi Custom Cash and I’d stop there. It’s underrated trifecta all for no annual fee!

[@mistermekus.]

Long time subscriber Adam! Great video! Mind if I ask what some of your oldest ACTIVE credit accounts are? Strictly curious lol :) You're pretty transparent with your credit health so figured I'd ask!

[@cemen777]

Good stuff, thanks. Wells Fargo Autograph + AAA Daily Advantage is all you need. Thoughts?

[@ohhail]

Toss in a 2% catch all card like PayPal MC or WF Active Cash

[@GiveItToGod7777]

Doesn't the walmart capital one card give 5% at their gas stations too?

[@mitchell.9632]

That is a bummer. Recall a hundred dollar bonus on the AAA cards in the past. Was not quite as good as the current bonus of two hundred for the same thousand dollar spend on the PNC Cash Rewards (which is better starting out until the crossover point where you spend ten thousand dollars on gas.). Plus it is awesome that AAA/ Comenty includes electric charging stations too (only downside is that is not utilizes too to cover you at home).

[@SledgeIncTeam]

Out of my 30 credit cards, most are travel cards but I do utilize cash back cards. PayPal MasterCard, Venmo Visa, Blue Cash Preferred being some of my favorites

[@islandtravelerly6399]

Very helpful but the Wells Fargo autograph is said to be a point card. Also when might you do a just Mastercard only video??

[@ProudMoney]

Autograph is like a lot of cards that give points technically, but they translate as a penny per point valuation when redeemed.

[@ryansebers396]

Excellent round up, love that you’re not just shilling Chase/Amex and getting to the cards with real value (at least for team cash back), nicely done

[@mrgarrettscott]

One of the things I dislike most about many credit card focused KZbin channels is the sheer obsession with Chase, 5/24, and American Express.

[@Jaelin_Showers]

4:50 I was waiting for a VPN sponsor ad

[@JoJo-kn4cv]

ID LIKE TOSEE UDOA VIDEO ON THE CREDIT UNION CARDS

[@zenster1097]

Juno Bank has a debit card checking account with APY of 5%. It has a 5% $500 cash back per year for basic tier. A metal tier (comes with a metal card instead of plastic of the basic tier) gets I think $3,000 at 5% cashback per year. These are at select stores which include Amazon, Trader Joe's, Starbucks, etc. Also Juno points (their reward) can boost that rate or total amount. It's a good debit card that has a high interest rate (has crypto but I don't do crypto) with cashback features It's a card worth checking out.

[@wanderingdoc5075]

Not a legitimate fintech type of bank. They've been in business for less than a couple of years too.

[@zenster1097]

@@wanderingdoc5075 I'm intrigued. Have you used them? Between them and Wealthfront tbh.

[@MgytlFwY]

AAA cards are through Comenity. Is Comenity as bad as a lot of the posts online say?

[@ProudMoney]

I have had no issue, though i will say Comenity had a big tech problem about a year ago that shut people out from paying online for a while, so a lot of people were understandably upset with them.

[@Ryan-iq2zd]

On the Savor One: The entertainment category, does that include Pro sports, concerts, and movie theaters? I live in Las Vegas, and that might be an awesome ard to own. Boxing, NFL, NHL, and soon-to-be MLB.

[@ProudMoney]

All of those should qualify, the only somewhat gray area is concert tickets.

[@Mcphenogine4213]

Concert tickets should qualify. One of the benefits is that sometimes Vivid Seats gets a special cash back amount. But (at least at the start) Savor one included “ticketed events”. Granted all of this depends on how the company you buy the tickets from charges Capital One

[@rodneychoice6958]

Yes it covers for those

[@Bubbaxmonster]

Lgfcu sister credit union (Civic credit union is 2% back on everything it's member only for north Carolina

[@YanLuo]

i think both aaa cards have spend 1000 get 100 SUB currently

[@americanwireless706]

No citi double cash card on the list? It's one of my go to's

[@ProudMoney]

It is just as good as any other 2% card, but i leave it off because it has no bonus for new cardholders so I would recommend Active Cash over it to people looking for a new card. But otherwise. yeah, same 2%. It is actually my own go-to for anything not getting over 2% from other cards.

[@1HumbleCalf]

I never knew the autograph was a cash back card currently have active cash

[@1HumbleCalf]

@@davidwilliam9451 I know

[@Watdamarin]

So for the AAA daily advantage does this work for Costco?

[@davidradtke160]

The 3% cash back whole sale catagory covers Costco. Costco gas may not be treated as gas.

[@gaalxystar1873]

Yes I got 3% cashback

[@1drummer172]

I love your cash back credit card videos; they have helped me with my credit card strategy.🙏 I want to add an important note on the SoFi credit card; if you have a SoFi savings account, it has a 4.3% APR, additionally, if you have your pay or government issued check direct deposited to SoFi, you will earn 3% on all your SoFi credit card purchases for the first $12,000. Like you stated in the video, there is sometimes a sign up bonus for the card.

[@docsays]

- ya sofi is really tempting me to become my primary bank

[@1drummer172]

@@docsays There are even more benefits that I did not mention.👍

[@juanmeowmix1530]

I applied last week for the Autograph and got denied. I'll see what they say what the reason is. Maybe I can get a reconsideration. Applied for the Custom Cash and got approved. I think they sent the card by carrier pigeon. I'll have to look into one of the recommended ones if a Autograph reconsideration isn't possible. One that comes to mind is the Evergreen by FNBO. 2% back on everything, no limits, visa signature. Downside is 3% foreign transaction fee. Seriously, 2023 and we're still doing foreign transaction fees. 🙄

[@juanmeowmix1530]

OH, I forgot. The Barclay's AARP cards. I might try to product change my red aviator card to this one.

[@mitchell.9632]

If you have any kind of business FNBO has a bonus if you spend at least $10,000 a year you get an extra $100 (10,000 points) on top of the standard 2%. Re:"One that comes to mind is the Evergreen by FNBO. 2% back on everything, no limits, visa signature." 12 hours ago (edited)

[@zenster1097]

Discover It, Custom Cash, Freedom Flex. If you don't have PayPal, I'll be disappointed. US Bank is good except there's dumb rules about having a checking account or it's statement credit.

[@SimplyJack3]

Why wouldn't walmart count as grocery?

[@ohhail]

Cause they don’t categories themselves as such since you’re able to buy apparel, electronics, and other miscellaneous items alongside groceries

[@terrelmoss1444]

Can I apply for both Triple A cards or do they only let you have one?

[@ProudMoney]

not sure, anyone else tried this?

[@kazi1]

you can only have one card

[@mitchell.9632]

@@kazi1 Wonder if that is due to applying to too many of their cards in a short period. If you wait a year or two wonder (with low or no inquires) if they would give you both.

[@kazi1]

@@mitchell.9632 It’s a hard limit. I asked Comenity.

[@rickygonzalez8737]

👏🏼 👏🏼

[@Doug866]

No mention of the X1?

[@ignacio2763]

Don’t think many people would consider it a good card at all

[@ProudMoney]

I don't really consider it a cash back card because points are worth less than a penny per point. it is really set up for you to use points at certain retailers. i don't think it is bad, but not really a cash back card in my view.

[@Doug866]

I get it, but since you get $0.007 per point back and get 2-3 points per dollar, it’s at worst almost as good as any 1.5% back card, at best restricted to cash back comes in at 2.1%, and you can beat that with the preferred retailers and just get 2-3% on everything.

[@SuperVeganShark]

You know I bet you would get a lot of views on a three hour credit card video!

[@ProudMoney]

😀

[@PayampsCutz]

I never will open an account with Wells Fargo.

[@user-lk7zr5hm9y]

I seen on the news on tv that WF Was Not a Honest Company?

[@hopem2430]

My mom did recently…shared with her banker that I’m a banker with another U.S. corporate bank. The banker ended up admitting she “accidentally” opened something my mother wasn’t aware of and made her sign a form… not a trust worthy company, imo.

[@elchicovip01]

I am aware of Wells Fargo Shadiness, however in Connecticut they had threated my mother and I very well. The best part of Wells fargo is their speed with transactions. Wellsfargo had always gave me the mid apr while capital one always gaves me the worst apr. Also, Wellsfargo issuss the Bilt Master card wich is one of the best. The active cash is pretty good too with in the USA.

[@zyzzyz7035]

Nusenda credit union has a good 5% cashback card.

[@DL-1]

The card is 1% on all purchases.5% back on a rotating category purchases.if your spending lines up with the category for the quarter them that's great. If not, you need other card to be valuable. Langley fcu gas a card that has 3% categories, and a 5% monthly rotating category. You choose one option out of 3 category options each month. Maybe that card many be more beneficial to you. Anyone can join that credit union and they offer higher credit limits than traditional banks. I hope this helps.

[@gaalxystar1873]

​@@DL-1does Langley offer 5% cash back on amazon?

[@SpencerJohnsonOfficial]

While I'm on team travel, the simplicity of a good cash-back setup is appealing to me at times. Great list here Adam!

[@ST-wy8pj]

Adam you forgot Vantage West Connect rewards and Nusenda Platinum Cash Rewards Card.

[@docsays]

A few more honorable mentions. These are 3 credit unions cards i highly recommend. Each offers nationwide membership: Penfed Power Cash 2% everything No FTF Visa card (good for Costco) Andrews Titanium 3% on gas or groceries (includes Walmart) 1.5% everything else. No FTF NIHFCU Travel Visa 3% all travel, dining, & Gas No FTF NIHFCU Cash Rewards 3% grocery, gas, EV charge, Utilities, & Wholesale Clubs

[@CastroMKE]

It’s crazy, I have 722 transunion and 724 equifax and NONE of these cards will approve me 😂

[@docsays]

- too many inquiries or new accounts?

[@CastroMKE]

@@docsays might be, average age of account is 7 months with 3 inquiries. I’m still waiting to see what the denial letters say. But most likely what it is.

[@nobom]

@@CastroMKE its the average age of account. Unfortunately theres nothing you can do but wait another 6 months. you need at least 1 year to get approved for the 'good' cards.

[@berryzedzero]

I’m out of the game. No plans to return at this time.

[@ProudMoney]

Please keep us posted.

[@zenster1097]

I don't get calling this a "game" that some call it. You just make basic purchases and get money.

[@berryzedzero]

@@zenster1097 the game is the game

[@zenster1097]

@@berryzedzero O.o

[@electroduval831]

Jason, all of us players greatly appreciate you keeping us updated on your status. I don’t ever want to incorrectly assume that you are still out of the game.

[@Bubbaxmonster]

Should be called cents back and not cash back

[@ReconPro]

First

[@ProudMoney]

🔥🔥🔥

[@crisreyes3056]

Definitely disagree with this list.

[@stevenmolina6958]

I just got accepted to the American Express Blue Cash Everyday!!! With a 1k limit not bad for a beginner lol, last month I got accepted to the Apple Card, also in one month I will get my deposit of $200 back from discover it secured card with a good credit score, does it upgrade automatic to a unsecured card? Or do I have to re apply to get the unsecured discover it credit card?

[@FenixInsight]

44111. That’s my zip code lol Cleveland

[@stephenvannevel9216]

Hey what flat 2% would you recommend for no AF/FT fee? Does one exist? I've got: Discover it C1 Quicksilver Altitude GO Prime visa Venmo visa WF Autograph Any recommendations?

[@stephenwright133]

I think there is only one with 2% back card with no AF/FTF, and that is the SoFi Credit Card. Adam mentions it in his video. I believe you have to deposit into a SoFi account to get the 2%. Otherwise, your C1 QS is at 1.5% back and no AF/FTF.

[@ohhail]

Best bet is Wells Fargo Active Cash and just use your Autograph overseas

[@anthonyleimeister870]

I have the WF active cash but after getting the Venture x, I no longer use it. I know the venture x is a fee card but well worth it if you can use the $300 annual travel credit.

[@nobom]

Since you already got WF Autograph, getting the WF 2% card would be good.