Alex's Free eBook (Expat Consumer Protection Tips): vagabondbuddha.com/expat-health-insurance-ebook/ Alex's Contact Information (email and WhatsAp): vagabondbuddha.com/top-4-expat-health-insurance-scams/ 𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱 vagabondbuddha.com/fire-your-boss-travel-world/ 𝗗𝗮𝗻’𝘀 𝗥𝗲𝘁𝗶𝗿𝗲 𝗖𝗵𝗲𝗮𝗽 𝗥𝗲𝗽𝗼𝗿𝘁𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲☆★☆ vagabondbuddha.com/ 𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆ vagabondbuddha.com/courses/the-retire-overseas-course/ 𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e vagabondbuddha.com/courses/the-hobby-income-course/ What kinds of risks are you taking if you move overseas? vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/
@alant3839 ай бұрын
I don't see Alex's email or contact info in this list ..... can you please re-post?
@Bianca-yt7pd8 ай бұрын
Dan when I click the link for Alex's ebook I get an email for your book instead. I already have your ebook. All I need is Alex's whatsapp or email. How can can get it?
@dkdisme9 ай бұрын
As a former insurance agent in the USA, I can say that your interview here prove something that has always been true. Buying insurance is not something that an individual should do without professional guidance The trick is to find a good professional, which you have apparently done here. There are tens or hundreds of thousands of insurance salesman in the world but only a select number come up to the ethical and service standards of this broker/agent. We all need to buy insurance from a human being who cares about getting us the right coverage for our needs. You will never accomplish that by buying insurance online and seldom will accomplish it by buying insurance from a company agent. Always buy from a broker who represents several companies and follow their advice. It can save you a nightmare down the road. Not everyone deserves your trust but, in my estimation, this guy does.
@VagabondAwake9 ай бұрын
You nailed it. I don't know anything about this topic. But he made me a believer.
@dennishassler6059 ай бұрын
I had a business and didn't have the best insurance options; however, I bought a policy from a company that had a sketchy history, but appeared well meaning. I took out a policy and as years went buy I once fell from a ladder and broke my ulna - the insurance company paid off and between a few sources I was able to get the medical costs paid for.
@surfguy7777 ай бұрын
As a former insurance agent in the US as well, I agree 100%.
@dennishassler6057 ай бұрын
I know this and most insurance is only interested in protecting or enriching the companies, but there are a few good agents even today, but it's very, very difficult to find them. I had one that did a great job of covering one home with an older roof where companies demanded a new roof, but I refused knowing the roof was still serving it's purpose well. One agent covered me and also did a great job on insuring a large home for a fair price where a few tricks were employed to get the coverage at a price that's affordable. It's getting harder and harder to find protection at a fair price when everyone is so GREEDY.
@spincube57349 ай бұрын
This is invaluable info for any expat who truly makes their health a priority and wants a reputable, quality insurer. I can't thank you enough for creating this well made video. Thanks again Dan !!!!
@RealGaryGibson9 ай бұрын
Health insurance is one of the most complex subjects for expat retirement and carries financially devastating and life threatening consequences if things go wrong. Great interview Dan!
@divinaflamingarrow95569 ай бұрын
Thanks for bringing forth clarity on the crazy making in this sideways broken industry. I am so grateful as a retired nurse to see you showing what in going on in this industry .
@VagabondAwake9 ай бұрын
Glad it was helpful!
@X-zz2dz8 ай бұрын
By far the most valuable video you’ve created. (Not that your other videos aren’t good.) Dan asked insightful probing questions and the agent is obviously very authoritative and knowledgeable about his products and the insurance business. Two thumbs up.
@tourettestrader9 ай бұрын
One of your best 3 vids yet Dan ! together with top ten mistakes, and old dog episodes. keep it up, it's so helpful!
@rickt74259 ай бұрын
Another great informative topic - that’s why your channel is second to none in this wonderful field Bravo
@yorkpa37679 ай бұрын
Excellent and critical interview this time Dan!!! It is so critical that xpat's understand the limitations of medicare, overseas policy limitations, and exclusions!! Although I already have a worldwide policy through the federal government retirees system, I will be looking at supplemental interational insurance instead of overpriced and underperforming medicare, imo.
@TravellingMan209 ай бұрын
Great and timely topic for me Dan, so thanks for putting this up. Once you get into antique status, travel insurance is not available with many companies, or extremely expensive. Especially if like me you like to travel for months not weeks.
@VagabondAwake9 ай бұрын
Let me know if Alex is able to get you insured. I would love to hear about that.
@alexrouth43414 ай бұрын
I do have a travel policy that will cover you to age 74 that you can buy for a month minumum at a time, gives you up to $1 million cover and you can buy it from anywhere and extend it as much as you like. It's easy to buy on-line and ha excellt policy wording .
@richardhowe55834 ай бұрын
@@alexrouth4341.much?how
@RobPittman9 ай бұрын
Typical INFORMATIVE & TIMELY video by you Dan. THX! As an American "pre-expat" (moving to Thailand next summer), I have been working my way through the quite complicated topic of making the best of blending my USA MEDICARE insurance vs. what insurance I need to get for my THAI NON-IMMIGRANT O-A RETIREMENT VISA in 2024 vs. having the most cost-effective health/medical/accident local or international coverage policy as the 3rd leg of the proverbial 2024 stool, etc, etc, for my continued travels in/around SE Asia. Which is NOT an easy thing to do for me versus an obvious expert like Alex (and " the process" is NOT my definition of FUN either!!).
@VagabondAwake9 ай бұрын
So true Rob. Thanks for commenting. :-) Dan
@giftfortoday26435 ай бұрын
Hi can you tell me what insurance you ended up settling with. Please share the name of the company.thanks
@pathkris29849 ай бұрын
Dan, what made you change your mind now, going from self insured to buying insurance? Except the US, most countries around the world you should be able to self insure as even the hospitalization costs are low - unless there is a major issue. Even that part once you reach age 65, you should be able to use medicare as a backup and have an expat evacuation coverage to the US which is much cheaper. Thanks.
@RobPittman9 ай бұрын
Yep...I agree. As an American, I'm doing those assessments right now to reach a "best-for-me" decision right now. Part of what's urgent in driving my decision-making process is the need to elect a new Medicare program & insurer for 2024 given the December 7th deadline to do so. Everyone's risk tolerance is specific to them and their situation of course.
@VagabondAwake9 ай бұрын
It was just math for me. PLus, I am not 65 yet. $2500 per year and $2500 deductible. I will re-evaluate this when I I am about to turn 65. But I think the math will still make sense. Plus, I have had medical care outside the USA and I am not a fan of medical care inside the USA. Plus, if I went back to the USA to treat cancer, I would have to rent an apartment there and pay expenses there. That would be way more than finding a great doctor in Malaysia, Thailand, or other retire cheap countries (where the care can be better if you find the right doctor).
@pathkris29849 ай бұрын
@@VagabondAwake Thank you for this perspective, appreciate it.
@davebacon61949 ай бұрын
that's exactly what i thought your reasoning would be, great vlog, gracias amigo!
@dovygoodguy12965 ай бұрын
@@VagabondAwakeDan, that's an excellent assessment. I'm over 65, and even though Medicare covers about 80% the added costs in North America are likely to exceed anything major treatment would cost outside of North America. This itself would be a great subject for a video. But the issue of availability of required pharmaceutical medication is also an important subject. For cholesterol, blood pressure, glucose, etc. Which countries don't have easy availability of meds, although it's more than possible that these conditions would improve outside of North America (!)
@tedlasalvia96689 ай бұрын
Great stuff to know Dan!! Keep those great videos coming! Now this leads me to a question: As we get older, we will all have health conditions. So what do we do when we have a pre-existing condition like high blood pressure?
@VagabondAwake9 ай бұрын
What ideas do you have about that?
@tedlasalvia96689 ай бұрын
@@VagabondAwake Thank you for the quick response! Well, first off, I think I would quickly contact Alex directly and discuss with him! I'm still going through the video as this is an EXTREMELY important topic for any future expat as we need to be able to manage our health while abroad. Like you Dan, I am very skeptical of US Insurance companies as they are designed to NOT pay claims that cost them a lot of money. What is interesting is how affordable healthcare appears to be in countries outside of the USA.
@RobPittman9 ай бұрын
I have to offer a friendly, yet contrary view regarding your comments about the "typical USA insurance designed not to pay, etc." Other countries and insurers likewise have risk-management departments for a reason...to obviously mitigate their risk by making sure they are paying for a covered charge, etc. Understood, as there as few "free lunches" in life. The goal is to find providers, as Alex states, that are fair & honest to us as the ultimate consumers who typically knows very little about this stuff. Like many things in life, it pays to do ample research and then make an informed decision....even if it's just to pick the best advisor/agent, etc. Reviews from other people are often a first step for me. Personally, and with only minor irritation & hassle at times, I have been fortunate to have had excellent experiences (including a couple of fairly minor procedures and surgeries) with my USA (mainly North Carolina and then Utah) doctors, clinics & insurers. At least w/r to the NORMAL expectations of medical/healthcare provided in the USA. Having said that, and as good as the services were in the USA for me in my view, I was still blown-away by the quality, professionalism, knowledge, attention, and certainly the MUCH LOWER COST when I went through an elective overall whole body assessment/health evaluation process offered by the Bangkok Hospital system in Thailand last year (2022). Getting this assessment was one of the big goals I wanted to achieve during my time in Thailand. RESULT: Simply amazing! Fast, low-hassle service including everything from checking-in to lab work, to doctor/surgeon immediate availability & expertise, to prescriptions, to follow-ups, etc. Bottom-line: A-Z EXCELLENCE IMHO. For example and to the contrary, a routine ANNUAL CHECKUP with most all of the USA doctors and hospitals I experienced, it was (1) make an appointment and feel lucky to get one within 6-8 weeks, (2) I was required to go in or 3 weeks ahead of the actual appointment time to get blood drawn (or whatever lab work), (3) ultimately go to the exam appointment and wait in the (aptly called) "waiting room"...probably sitting around a bunch of coughing/sneezing and obviously sick people for an hour or two LATER than the appointment time, (4) have a nurse/NP eventually come get me, measure my weight, take my BP, pulse, etc, and then (5) put me in a usually nice, yet cold, exam room for another long wait before (6) the PA shows-up for more "whatever"...and maybe (7) then the actual doc shoots in who does his/her review of the lab work and then (8) pokes around a bit and (9) suggests cutting-down on the standard "bad things" we all should do or change (limit fast-food, eat more organic veggies, don't drink more than a couple of beers per week, stop smoking (I don't), get more sleep, reduce stress, get more exercise, etc. etc.). Not always super worth the time investment. God help you if you need more lab work, a fast follow-up appointment , etc. Seems like the norm...unless you have experienced something different as I fortunately eventually did while in Thailand last year (2022). Conversely, my experience with my Thai hospital eval process was totally the opposite! Any wait times were minimal, lab work was done SAME-DAY (both the blood draw AND the results!), the hospital & clinic were equally...even better honestly...super clean, the nurses/ docs/technicians/checkout admins...basically everybody....were friendly, informative and super on top of what they needed to be (excellent staff training was very evident!). Plus, they were very respectful and EVEN appeared to truly CARE. Unbelievably, a staffer would WALK me from one place to the other if needing to be seen by another department. They all took time to carefully explain what needed explaining;. I never felt rushed-around, taken for granted, or that they were annoyed I was even there! A follow-up exam a few weeks later to assess a prescribed med's effect was also same-day blood work, etc. Plus, I was able to immediately see THREE docs that day for ortho, cardio, and even a new (to them) hernia assessment bby the surgeon who have done the surgery. Everything was all same-day and highly professional. Rightfully so they did POLITELY request that I give them a heads-up before future appointments for anything not relevant to the follow-up scope (like the hernia thing). My bad...I agree. But they STILL fit me in with minimal waiting and with the same awesome service! Finally, even though I had purchased decent travel insurance though an excellent broker that covered most everything (BTW: my policy cost was around $450 USD for 5 months coverage), the total cost...not just my cost for excluded work or deductibles....was probably 20% or less of what it would have cost me & my Medicare insurer & healthcare provider in the USA. If you need a common, relatively low-risk med like a statin or BP med....it's easy. Either get the med the same-day via the hospital's in-house pharmacy or leave and shop it around via the numerous pharmacies in the city to get the best product at the best price. Buying meds via the hospital is fine, but definitely more expensive I eventually concluded than buying through the many private local pharmacies. Plus, I could simply walk into a local pharmacy, show them the box or photo of the med I needed showing the relevant dosage info and they would provide or happily order the med needed. I could even show them the hospital/clinic checkout statement of care & charges. No typical USA procedure like "the doctor's office calling-in the med to my selected pharmacy" or even seemingly a written prescription needed..at least for what I needed then! This was my experience in both Thailand and Vietnam. I cannot say it would be the same in Cambodia, Indonesia, etc. And certainly not for every med I would assume. But do your own homework obviously!
@marianeil66308 ай бұрын
Did you buy your travel insurance from USA, is it around Asia only, DID you lived in Thailand or Vietnam and use the Travel Insurance?? Or did you buy local Health Insurance in Thailand and Vietnam?? Thank you.
@dovygoodguy12965 ай бұрын
In some places local private hospitals offer discount plans for their services.
@wheretoretire33159 ай бұрын
Thank you Dan and Alex. This is exactly what I needed. I’m retiring at the end of the year and will become a nomad. I was having trouble finding a policy that was right for me.
@RobPittman9 ай бұрын
Well said. Akin to the proverbial "rather stick a pin in my eye" analogy. Tough decision which is more painful for sure! :)
@VagabondAwake9 ай бұрын
Well said. That is why I never bought until now. I was always afraid of who is watching the insurance company if they act bad. Now I know the answer to that question. :-)
@papadougpapadougsadventures9 ай бұрын
I’m in Ubud at your’s and Qiang’s suggestion. My girlfriend and I are having a great time. Thanks for your videos!
@VagabondAwake9 ай бұрын
Great to hear!
@carlcamp42996 ай бұрын
Thank you both. What a treasure of information. I am a Nomad traveler age 79 going on 80 and still actively going places. I use my CHASE SAPPHIRE RESERVE card for my travels when less than 90 days, but now I am planning on slower paced trips and spending longer times abroad. My base is in Mexico. I am insured through Medicare Advantage for major stuff. For longer trips I am quite aware I need global health insurance to be covered year-round everywhere but in the US. I would like to learn of your recommendation for active seniors. The travel agencies only offer one option for the new Schengen rules for Europe (MAPFRE), thank you in advance for your comments.
@VagabondAwake6 ай бұрын
Hello @carlcamp4299, All of our videos have a webpage that has the information discussed in that video so you don't have to take notes. The link to that web page for this video is the first link in the description below this video. In case you don't know how to find the link, here is a KZbin video teaching how: kzbin.info/www/bejne/pmXFgWeumZx9atU Most of our videos have multiple links to important information that will help you save time and money. It is our way of thanking you for watching our videos. So, ... thank you, Dan
@alin90226 ай бұрын
Please tell us if someone with previously treated cancer, in remission over 10 years with ongoing surveillance tests consistently negative would be denied insurance coverage for a recurrence??
@VagabondAwake6 ай бұрын
I don't know. Send him a message.
@malcolmnicoll11659 ай бұрын
Thanks Dan and Alex for this wonderful information. Most appreciated.
@thomasalison6188Ай бұрын
This video is pure gold! Thanks!
@zentravel15159 ай бұрын
Fast talking insurance salesmen always make me wary and rightfully so, however this interview was informative so thanks Dan.
@ckSport30009 ай бұрын
Zen.. you are SPOT ON! Overseas policies/Companies are famous for NON payment. The human body, our systems are all inter-connected.. so they are clever and can EASILY connect dots to decline coverage, claiming pre-existing. SO MUCH money wasted on these policies, with no recourse, none. Having money set aside to fly back to your home country asap, is far far more important. One man's opinion. THEY MAKE MONEY NOT PAYING.
@VagabondAwake9 ай бұрын
Yes, and he explains how to force payment if you are denied in this video which could save your life.
@zentravel15159 ай бұрын
@@ckSport3000 yes I've heard lots of really sad and tragic stories of denied coverage after years of good faith premium payments on the part of expats. Ultimately everyone has to do what they feel is right for themselves given their own unique circumstances. I'm with you though, self-insure with maybe a modest local policy to help get you patched up and held together long enough to board a plane and get back to your home country for any serious procedures or longterm care.
@ckSport30009 ай бұрын
Yes, he's a salesman.. "Explaining". Google any company or policy he's SELLING for overseas use. Dig further with BBB or consumer report complaints and law suits. You mention CANCER, get on a plane to the US. Do research.. don't just accept these words. Home country plans, military or VA coverage yes. Overseas plans.. garbage. @@VagabondAwake
@josecolon32659 ай бұрын
Wow that's good to know good information I am returning in 2 years in the Philippines
@jumpinjehoshaphat19518 ай бұрын
You posed thoughtful questions to an expert. Outstanding.
@RebMordecai4 ай бұрын
In Kenya Uganda medical care is hospital based. Visits are less than $2. My 3 BP & diabetic meds cost less than $18 monthly. My mom-in-law paid $2,158 full price for hospitalization for a hysterectomy. You pay half the cost up front. 😂Then they HOLD YOU HOSTAGE until you pay the balance.
@truthtalkinternational9 ай бұрын
Thank you for providing international health insurance in depth information. Others on KZbin have tried but this is exactly what every expat and world traveler has been searching KZbin for. Alex is the answer to our prayers, sincere appreciation for your services and expertise 🙏
@knutblaise94379 ай бұрын
Another interesting topic is the impact of new tax initiatives on Asian travel. Your strategy of not buying into a single country is looking even better.
@VagabondAwake9 ай бұрын
Yes, I need to do a video on this. Thanks for reminding me.
@mikesimpson99979 ай бұрын
Good advice. You can have a stroke, heart attacks, kidney failure, brain aneurysm and many more that would make flying to America risky at best on 20 hour flight not to mention layover needed from some countries. A wise man plans for emergencies a fool gets his life participation trophy when things go south and eventually things always go south with age
@VagabondAwake9 ай бұрын
A wise man plans for emergencies. I like it. I always have back up plans for everything. Now I have a plan and a back up plan for health care.
@JayandSarah7 ай бұрын
You can't plan for everything, you'll go mad trying to. You can always stay home with your comfortable health insurance, or you can accept some risks in life. expat travel is not really the best for 85 year olds.
@mikesimpson99977 ай бұрын
@@JayandSarah or you can earn enough money to live anywhere and get medical insurance to cover you anywhere. Life’s only guarantee is we will all die one day. Die happy is my plan
@MikeHoncho8849 ай бұрын
I have to call Blue Cross of Michigan and see if they cover any medical expenses when traveling overseas. And if they do, what specifically do they. Thanks for bringing this topic up!
@JeffKellyMedia9 ай бұрын
Dan, great topic. I have worldwide coverage now. But this video could potentially save me thousands of dollars every year.. This is a big piece of the expat puzzle that should get more attention. Living on $1000, 1500 ,2000 ect per month. But Health insurance needs to be calculated into those budgets for older folks. Glad you got coverage now. I’m excited too see your Vietnam reports, I’m heading there soon. I’m covered at Vinmec Hospitals in all major metro areas in Vietnam. I’m in good health . But I study my hospital coverage list before I travel in my worldwide plan. Sometimes decision’s are made where I go or stay based on if I’m covered there. Maybe a bit to cautious for some , I’ve had enough adventure in my lifetime I play it safer these days. My Asian wife thinks insurance is a crazy waste of money. It sure seems that way, when I’ve never once had to use it. I will shop the rates some more for a possible better deal. This video was one of your best.
@nala30389 ай бұрын
Your Asian wife is very foolish to say the least. You never know when cancer or something else very dreadful shows up in your life.
@ims31469 ай бұрын
Dan, 100% THE BEST vlog for expat health insurance! THANK YOU!
@beatricedittli98819 ай бұрын
That could be a total game changer: loved the video, lets talk to Alex :):) Thank you so much Dan
@fenderbend3r7 ай бұрын
Wow, thank you for this info. God bless you guys
@jonb31899 ай бұрын
Incredible interview. It answered many of my questions. Thank you.
@thinkfreeordiestupid7 ай бұрын
What an amazing video chocked with great information! Thanks to you both!
@VagabondAwake7 ай бұрын
Our pleasure!
@orto-ig9io6 ай бұрын
Thank you Dan, exceptional good interview with the broker. Alex named it: local health insurance is alway the best deal if you stay in one single country only as a retiree, no matter whether it`s gonna be in S.E.A., Latin America or Africa.
@jackbaldwin36497 ай бұрын
Very helpful and great interview. Thanks Dan and Alex!
@VagabondAwake7 ай бұрын
Our pleasure!
@SuperMarioUno4 ай бұрын
Hi Alex, great to hear what you have to say. Thank you
@VagabondAwake4 ай бұрын
Glad you liked it!
@XekoMML5 ай бұрын
UK government don't protect the consumer. One time my connection to France in London was cancelled without any indenization. Other time it was easyjet from Madrid to Lisbon in June 2019.
@poopingwhilestanding58019 ай бұрын
@vagabondawake You shoukd do a video on Medicare Part A and how if you dont declare it at age 65, you'll pay a penalty if you select it after the deadline
@VagabondAwake9 ай бұрын
Is this something you know about?
@poopingwhilestanding58019 ай бұрын
@@VagabondAwakeNot really, only through what financial advisors have said that have had clients experience it. There's a penalty if you delay selection that's pretty egregious.
@yorkpa37679 ай бұрын
Medicare Part A is automatic. You pay no additional fee for that. I think what you are referring to is Medicare Part B which you do have to pay for on a prorated income based approach. Medicare Part B premiums can be viewed by asking for "what are Medicare Part B premiums". And since medicare part B does not cover overseas expenses(that I am aware of) this discussion is very important! I recommend getting the e book to look at options
@marcrichard72519 ай бұрын
Part A is Free … it’s Part B and C that you pay for….
@user-vq8yk1wc1u9 ай бұрын
@@poopingwhilestanding5801 Part A is no extra cost. It is inpatient US hospitals only. So, you don't need to make any decision about it since you neither pay, nor can use it. Part B, which is outpatient is opt out. Unless you file to be excluded, you get it deducted. It can't be used outside the US as well. And, given the monthly premium and deductible, if you are a permanent expat, those funds are better used to purchase overseas inpatient. You can get outpatient included at extra cost, but that generally is so much lower outside the US many pay out of pocket for that portion.
@spartanmtb26405 ай бұрын
As someone who’s been living in the uk and had first hand experience in the discussed topics I can say that the regulator here has no powers whatsoever. Financial services and insurance companies are running the show….
@VagabondAwake5 ай бұрын
Are you saying the regulator talked about in the video has no power to order payment of the medical expense when initially refused by the insurance company? If so, please provide a link to a source confirming your contrary position. Thank you, Dan
@therehastobesomethingmoore5 ай бұрын
We are expats in Latin America and we have decided, like many, to self insure. We have savings and put away more every month, rather than pay a deductible. We also live a healthy lifestyle through a plant based diet and lots of exercise. Our savings account never denies our claims. 😜
@dancronin64369 ай бұрын
Good timing for me on this topic. I have a Pacific Cross USD plan and it's coming up for renewal. I'm considering the alternatives again. If you don't mind me asking, what policy / what insurance company did you buy?
@VagabondAwake9 ай бұрын
Hello @dancronin6436, All of our videos have a webpage that has the information discussed in that video so you don't have to take notes. The link to that web page for this video is the first link in the description below this video. That lin is also the first comment in the notes. Alex's contact infromation is there. :-) In case you don't know how to find the link, here is a KZbin video teaching how: kzbin.info/www/bejne/pmXFgWeumZx9atU Most of our videos have multiple links to important information that will help you save time and money. It is our way of thanking you for watching our videos. So, ... thank you, Dan
@aaronbux17 ай бұрын
Super helpful vid. Thanks Alex and Dan!
@VagabondAwake7 ай бұрын
Glad it was helpful!
@dovygoodguy12965 ай бұрын
It's great that nowadays the Dominican Republic has good private healthcare.
@TheManor158 ай бұрын
I would like to know how much a policy can go up as you get older.
@VagabondAwake8 ай бұрын
Email alex and ask for some examples. :-)
@thegoonch19 ай бұрын
Wow! This was very useful information.
@VagabondAwake9 ай бұрын
I know. It is devastating news for the other insurance companies.
@stevenjb.92759 ай бұрын
It was enlightening to hear the terms used in the contract; pre-auth vs. pre-cert, and the exclusion statements for pre-existing conditions. How did you find this fellow?
@VagabondAwake9 ай бұрын
He found me and sent me a copy of his eBook. Then I asked around and got positive feedback about him.
@darrylk8089 ай бұрын
👏great video. Was not aware of all the options discussed here. Thanks. Insurance is so expensive in the US. I sometimes think I should move overseas until I qualify for Medicare.
@nala30389 ай бұрын
Great idea
@VagabondAwake9 ай бұрын
I know. ACA in the USA would be about $600 USD per month with $10k deductible for me. The USA is not even rated the best doctors in the world. Since I can go to whatever doctor in the world is best for whatever disease now, I can get covered for $2500 per year with $2500 deductible instead of $7200 per year with $10,000 deductible and see the best doctor in the world instead of just the best doctor that mu USA insurance will cover. Let that sink in.
@jackbaldwin36497 ай бұрын
If you're in California, try getting a quote from the Covered CA website for ACA insurance. Depending on your age you might find insurance far less than you expected. My partner and I just signed up for less than $150 a month for both of us. And that's for good, comprehensive coverage, a silver plan.
@destinationsunknowntheroadsles9 ай бұрын
Scary for how expensive insurance is in Thailand for those over sixty five. My biggest fear all that money spent your in the hospital and bad news. You are screwed! So what is the best overall insurance company for expats in Thailand?
@VagabondAwake9 ай бұрын
Get this guys quote and let me know how it goes. Thanks, Dan
@nedmerrill62287 ай бұрын
This is my biggest concern.
@gobfranklin67599 ай бұрын
Very helpful, thank you
@michaellevine30716 ай бұрын
Great video and explanations. Let's say you get international health insurance, would most people go with a catastrophic type policy to cover them when making visits back home in the USA?
@VagabondAwake6 ай бұрын
Many do that. It is a mixed bag. :-)
@michaellevine30716 ай бұрын
is there an policy that would also cover you when you visit the US? @@VagabondAwake
@Info-Med9 ай бұрын
Great video, Thx
@fionabatt57042 ай бұрын
Can we have a contact for this guy as I'm a UK citizen looking for specific nomad insurance for over 66
@VagabondAwake2 ай бұрын
Hello @fionabatt5704, All of our videos have a webpage that has the information discussed in that video so you don't have to take notes. The link to that web page for this video is the first link in the description below this video. In case you don't know how to find the link, here is a KZbin video teaching how: kzbin.info/www/bejne/pmXFgWeumZx9atU Most of our videos have multiple links to important information that will help you save time and money. It is our way of thanking you for watching our videos. So, ... thank you, Dan
@gif24gt609 ай бұрын
Don't somof the medicare advantage plans cover international?
@VagabondAwake9 ай бұрын
Ahhh! I forgot to ask that question. Next time. I have heard opinions about this both ways, but I have never confirmed it with an expert. Thanks.
@georgeacenas23499 ай бұрын
I would call medicare advantage carrier directly. As someone who worked for a major medical carrier, I am dubious the carrier would provide the out of Network benefit for anything other than emergent events. The expectation usually, to come back in Network- this is true within the 50 as well. Medevac may or not be covered, the carrier will always state their coverage. I will defer to this broker. As for medicare, currently, i could be wrong but theres no out of Network coverage. Good luck
@ArmyRetired9 ай бұрын
I am curious - how does one become an agent selling these policies. I am an agent in the US, but would be interested in learning how to expand to an international portfolio
@VagabondAwake9 ай бұрын
I don't know. Maybe ask alex?
@richardhowe55834 ай бұрын
What is Alex email? Sorry but I cannot find it and I am not a technical person.. what town and country does Alex live because I would like to talk to him in person? I think you should do an interview with Michael Onstad of Pacific Cross insurance.. he lives in the Philippines and has done interviews with other KZbinrs.. he is a great guy and will quote you a price in a New York second.. he will do email or FaceTime or you can meet him in person.. I am a, "just the facts ma'am" Jack Friday dragnet kind of guy.. I do not really understand insurance jargan talk.. I always find an insurance agent that I can trust because I am an excellent judge character.. I would trust Alex and Michael Onstad and you.. thank you and and your girl and all of the great information you give us on your channel..👍👍🤗😎👙😁🏖️🍺🍻
@VagabondAwake4 ай бұрын
Get it here. :-) vagabondbuddha.com/expat-health-insurance-ebook/
@gerritdendekker18444 ай бұрын
Great video, would like to know if there's an international policy for my wife 56 and myself 66
@VagabondAwake4 ай бұрын
He sold me an international policy. Great deal. The whole world. Grab his free eBook! First comment above.
@WyMustIGo3 ай бұрын
@@VagabondAwake What about someone who is 62+ but has a pre-exisiting condition such as diabetes?
@kysam31086 ай бұрын
We will start traveling to Asia for months, possibly a few years. We are in our late 60’s, we have full medical insurance coverage in the U.S., do we need health insurance overseas? Does it cover travel in China?
@VagabondAwake5 ай бұрын
Great question @kysam3108, I have one report where I explain what I do about health care and another where I show you how I search for health insurance, and a third report sharing which one I decided to finally buy. What I do about health care: vagabondbuddha.com/two-biggest-risks-of-retiring-early-overseas/ Report where I search for health insurance: vagabondbuddha.com/best-health-insurance-for-ex-pats-in-philippines/ Here is the Health Insurance I bought (and scams to avoid): kzbin.info/www/bejne/Zp3Id5J4eLGJgdk By the way, once you search for health care you will start seeing more offers for health insurance and travelers insurance when you are online. Health insurance is one of the most dynamic or changing industries in the travel world because so many people around the world are deciding to live or retire outside their home country. So do a search every year before you renew to make sure you have the best available for your personal circumstances because new ones come out every few months. Thanks for asking so I could answer this for many people! Dan
@CassieDavis6139 ай бұрын
I got overseas quotes for country-specific health insurance ranging from $800-900/month to $2800/month. Yeah, right.
@VagabondAwake9 ай бұрын
Crazy. That is why I never bought before. But this guy quoted me $2400 per year for $1 million dollar coverage per year with only $2500 deductible. Plus, he explained why his was better insurance than the expensive quotes I was getting because it has consumer protections instead of insurance company protections.
@CassieDavis6139 ай бұрын
@@VagabondAwake One of the companies was Cigna. I'm glad you had Alex on the channel.
@CassieDavis6139 ай бұрын
@@VagabondAwake These two are from an international health ins agent in California. For Portugal quotes: Cigna Global Silver Plan: $893.24 per month. estimated cost for the IMG Global Prima Gold Plan: $2,081.10 per month. $542.66 from a Cigna agent. And, responses from other companies and agents with a request to call them. NO!
@siwateo9 ай бұрын
@@VagabondAwake Do you have the Silver plan or Bronze plan? Included USA?
@jackbaldwin36497 ай бұрын
Just for yourself Cassie? I'm in my 50's and my quote from Cigna for their silver plan was much lower than this. I'm surprised. Do you have pre-existing condition(s) if I may ask?
@josecolon32658 ай бұрын
What is the best policy to buy with good wording
@VagabondAwake8 ай бұрын
Grab his eBook in the notes below this video for details.
@Jeff-cz3pj9 ай бұрын
May i ask what insurance company you decided to use?
@VagabondAwake9 ай бұрын
Hello @Jeff-cz3pj, All of our videos have a webpage that has the information discussed in that video so you don't have to take notes. The link to that web page for this video is the first link in the description below this video. In case you don't know how to find the link, here is a KZbin video teaching how: kzbin.info/www/bejne/pmXFgWeumZx9atU Most of our videos have multiple links to important information that will help you save time and money. It is our way of thanking you for watching our videos. So, ... thank you, Dan
@knutblaise94379 ай бұрын
Any thoughts on Asian countries to get tech such as replacement phones and notebooks at prices similar to US prices? As Asian airfares can be quite inexpensive I was thinking flying into another country with lower import taxes might be a good option. Thanks.
@VagabondAwake9 ай бұрын
Honestly it is hard to beat US prices on electronics. Buy before you fly. But once in Asia, I would recommend KL or Bangkok. maps.app.goo.gl/amEgS3KDuPpEWEbM9
@philpatt9709 ай бұрын
I have never seen laptops cheaper anywhere than in the US.
@RobPittman9 ай бұрын
Definitely agree. Before I first came here in 2019, I thought phones and computer equipment would be cheaper in Asia than the USA. I mean, afterall isn't this where everything is manufactured...Thailand, Malaysia, South Korea, Taiwan, China, and so on? And then why are the Asian light switches usually ON/OFFs reversed (ON being down and OFF being UP)? After 60+ years of ON being UP, now I have to actually think when I turn on or off lights here in SE Asia. That's also "expensive" in terms of brain cells wasted! :)
@truthhurtsalways4u9 ай бұрын
Yes its cheaper to buy gadgets in the US,but for repair,its cheaper in Asia.Actually,im taking an all in one PC for repair to the Philippines,as here ,it may cost me possibly more than the value of this unit.Just to diagnose the problem will cost me almost a $100.
@knutblaise94379 ай бұрын
@@VagabondAwake Gotcha. I recall watching a Wired UK video from about 7 years ago "Shenzhen: The Silicon Valley of Hardware (Full Documentary) | Future Cities". I think it goes into how you can buy phones that appear to be iPhones for around $100 US. Keep in mind this was 7 years back but it was intriguing to think I could fly from Bangkok to Shenzhen for $175 US non-stop and maybe get more than enough savings on tech to cover the the cost of travel.
@pathkris29849 ай бұрын
The 2400 per year rate you quoted is just for you, correct? Thanks.
@VagabondAwake9 ай бұрын
Yes. The quote for Qiang is around $650 USD per year and she is 37.
@pathkris29849 ай бұрын
@@VagabondAwake Got it. Thank you.
@wlee34009 ай бұрын
which insurance company? thank you!
@mikewashburn10874 ай бұрын
Good video
@VagabondAwake4 ай бұрын
Glad you enjoyed
@mdo51218 ай бұрын
How does one get to contact (ALEX) him in order to buy insurance coverage....I have your information downloaded thanks
@VagabondAwake8 ай бұрын
Hello @mdo5121, All of our videos have a webpage that has the information discussed in that video so you don't have to take notes. The link to that web page for this video is the first link in the description below this video. In case you don't know how to find the link, here is a KZbin video teaching how: kzbin.info/www/bejne/pmXFgWeumZx9atU Most of our videos have multiple links to important information that will help you save time and money. It is our way of thanking you for watching our videos. So, ... thank you, Dan