Top Banking Mistakes I Learned Living Internationally

☆★☆ 𝐈𝐍𝐅𝐎𝐑𝐌𝐀𝐓𝐈𝐎𝐍 𝐏𝐑𝐎𝐌𝐈𝐒𝐄𝐃 𝐈𝐍 𝐓𝐇𝐄 𝐀𝐁𝐎𝐕𝐄 𝐕𝐈𝐃𝐄𝐎 ☆★☆
vagabondbuddha.com/top-bankin...
☆★☆ 𝐅𝐑𝐄𝐄 𝐞𝐁𝐎𝐎𝐊 → 𝐅𝐢𝐫𝐞 𝐁𝗼𝐬𝐬 𝐓𝐫𝐚𝐯𝐞𝐥 𝐖𝗼𝐫𝐥𝐝 ☆★☆
vagabondbuddha.com/fire-your-...
☆★☆ 𝐑𝐞𝐭𝐢𝐫𝐞 𝐂𝐡𝐞𝐚𝐩 𝐑𝐞𝐩𝗼𝐫𝐭 𝐖𝗼𝐫𝐥𝐝𝐰𝐢𝐝𝐞 ☆★☆
vagabondbuddha.com/
☆★☆ Why International Retirees Should Not Buy Real Estate Offshore ☆★☆
vagabondbuddha.com/why-retire...
☆★☆ Top 10 Mistakes International Retirees Make☆★☆
vagabondbuddha.com/top-10-mis...
𝐋𝐈𝐀𝐁𝐈𝐋𝐈𝐓𝐘 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑: While we have done our best to share our travel data with you, we are not responsible for any errors or omissions, or for the results obtained using this information. All information is provided “AS-IS,” with no guarantee of completeness, accuracy, timeliness, or for the results obtained using this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. In no event will we be liable to you or anyone else for any decision made or action taken in reliance on the information for any consequential, special or similar damages. Any reliance on the information in our videos or the comments below is strictly at your own risk. Instead, you should consult with legal, medical, financial, tax, and/or other such appropriate professionals familiar with your unique and detailed factual situation before taking any actions.
𝐂𝐎𝐒𝐓 𝐎𝐅 𝐋𝐈𝐕𝐈𝐍𝐆 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑: Our cost of living estimates include only the cheapest food, rent, and local transportation. It does not include medical insurance or any other expenses. Before moving here, you must do a temporary exploratory site visit in order to accurately calculate your personal cost of living here for all costs for your lifestyle and needs. Plus, make sure you have access to significant additional savings in case you face an emergency.
꧁ 𝐕𝐀𝐆𝐀𝐁𝐎𝐍𝐃 𝐀𝐖𝐀𝐊𝐄 ꧂ 𝐢𝐬 𝐭𝐡𝐞 𝐘𝐨𝐮𝐭𝐮𝐛𝐞 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐕𝐚𝐠𝐚𝐛𝐨𝐧𝐝𝐁𝐮𝐝𝐝𝐡𝐚.𝐜𝐨𝐦
☆★☆ 𝐅𝐎𝐋𝐋𝐎𝐖 𝐌𝐄 ☆★☆
💁🏻‍♂️ ➪ 𝐕𝐀𝐆𝐀𝐁𝐎𝐍𝐃 𝐁𝐔𝐃𝐃𝐇𝐀
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
☆ 𝙁𝘼𝘾𝙀𝘽𝙊𝙊𝙆 𝙋𝘼𝙂𝙀 :
/ vagabondbuddha
☆ 📩 𝘾𝙊𝙉𝙏𝘼𝘾𝙏 𝘿𝘼𝙉 :
vagabondbuddha.com/contact/
👇🏻 𝐅𝐎𝐋𝐋𝐎𝐖 𝐐𝐈𝐀𝐍𝐆 👇🏻
💁🏻‍♀️ 𝐇𝐎𝐁𝐎 𝐕𝐄𝐍𝐓𝐔𝐑𝐄𝐒 - 𝐐𝐈𝐀𝐍𝐆 𝐇𝐔𝐈
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
📹 𝙔𝙊𝙐𝙏𝙐𝘽𝙀 𝘾𝙃𝘼𝙉𝙉𝙀𝙇: / @hoboventures
📌 𝘽𝙇𝙊𝙂 : hoboventures.com/
🤳𝙄𝙉𝙎𝙏𝘼𝙂𝙍𝘼𝙈 : / qianghui
🧶 𝙁𝘼𝘾𝙀𝘽𝙊𝙊𝙆 𝙋𝘼𝙂𝙀: / qianghui.hoboventures
𝑻𝒉𝒆 𝒇𝒐𝒍𝒍𝒐𝒘𝒊𝒏𝒈 𝒍𝒊𝒏𝒌𝒔 𝒘𝒊𝒍𝒍 𝒄𝒐𝒔𝒕 𝒚𝒐𝒖 𝒏𝒐𝒕𝒉𝒊𝒏𝒈 𝒆𝒙𝒕𝒓𝒂 𝒃𝒖𝒕 𝒘𝒆 𝒘𝒊𝒍𝒍 𝒆𝒂𝒓𝒏 𝒖𝒔 𝒂 𝒔𝒎𝒂𝒍𝒍 𝒄𝒐𝒎𝒎𝒊𝒔𝒔𝒊𝒐𝒏 𝒕𝒐 𝒉𝒆𝒍𝒑 𝒖𝒔 𝒌𝒆𝒆𝒑 𝒕𝒓𝒂𝒗𝒆𝒍𝒊𝒏𝒈 𝒂𝒏𝒅 𝒘𝒓𝒊𝒕𝒊𝒏𝒈 𝒕𝒓𝒂𝒗𝒆𝒍 𝒈𝒖𝒊𝒅𝒆𝒔.
✈️ 𝗖𝗵𝗲𝗮𝗽𝗲𝘀𝘁 𝗙𝗹𝗶𝗴𝗵𝘁𝘀 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗜𝗻 𝗧𝗵𝗲 𝗪𝗼𝗿𝗹𝗱:
vagabondbuddha.com/Skyscanner
🛏 𝗔𝗰𝗰𝗼𝗺𝗼𝗱𝗮𝘁𝗶𝗼𝗻𝘀 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗜𝗻 𝗧𝗵𝗲 𝗪𝗼𝗿𝗹𝗱:
Booking: vagabondbuddha.com/booking
Hotelscombined: vagabondbuddha.com/hotelscomb...
🥊 𝗖𝗵𝗲𝗮𝗽 𝗧𝗼𝘂𝗿𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲:
Getyourguide: vagabondbuddha.com/getyourguide
Viator Tours: vagabondbuddha.com/viator
𝑻𝒉𝒂𝒏𝒌 𝒚𝒐𝒖 𝒇𝒐𝒓 𝒘𝒂𝒕𝒄𝒉𝒊𝒏𝒈,
𝑫𝒂𝒏
✩★☆ 𝗣𝗥𝗘𝗦𝗘𝗡𝗧 𝗠𝗢𝗠𝗘𝗡𝗧 𝗔𝗪𝗔𝗥𝗘𝗡𝗘𝗦𝗦 𝗩𝗜𝗗𝗘𝗢𝗦 ☆★✩
/ @vagabondbuddhadan

[@VagabondAwake]

☆★☆ 𝐈𝐍𝐅𝐎𝐑𝐌𝐀𝐓𝐈𝐎𝐍 𝐏𝐑𝐎𝐌𝐈𝐒𝐄𝐃 𝐈𝐍 𝐓𝐇𝐄 𝐀𝐁𝐎𝐕𝐄 𝐕𝐈𝐃𝐄𝐎 ☆★☆ vagabondbuddha.com/top-banking-mistakes-i-learned-living-internationally/ ☆★☆ 𝐅𝐑𝐄𝐄 𝐞𝐁𝐎𝐎𝐊 → 𝐅𝐢𝐫𝐞 𝐁𝗼𝐬𝐬 𝐓𝐫𝐚𝐯𝐞𝐥 𝐖𝗼𝐫𝐥𝐝 ☆★☆ vagabondbuddha.com/fire-your-boss-travel-world/ ☆★☆ 𝐑𝐞𝐭𝐢𝐫𝐞 𝐂𝐡𝐞𝐚𝐩 𝐑𝐞𝐩𝗼𝐫𝐭 𝐖𝗼𝐫𝐥𝐝𝐰𝐢𝐝𝐞 ☆★☆ vagabondbuddha.com/ ☆★☆ Why International Retirees Should Not Buy Real Estate Offshore ☆★☆ vagabondbuddha.com/why-retired-expats-should-not-buy-real-estate-overseas/ ☆★☆ Top 10 Mistakes International Retirees Make☆★☆ vagabondbuddha.com/top-10-mistakes-international-retirees-make/

[@barry4848]

By far your best video. Concise, clear, useful. I also use secret pockets in all my pants, even gym shorts. I also have a secret pocket in my back pack, hidden with a velcro seal. I hide cash in toiletry product , leave it on display in your room. My throw away wallet has a bunch of cards in it, all useless, gift cards. I have $200usd cash in the wallet, if its stolen, or I am robbed they get something, and stop looking... Also useful for an immediate bribe as a last resort. Do not dress like a bum, or flashy.. something boring is fine. Be polite. I have never had a serious issue in 35 years of travelling. Be safe. Listen to Dans tips, they are excellent!!

[@VagabondAwake]

Great tips Barry!

[@viajerozz]

Never thought about a throw away wallet..good idea. Wish I'd had one in my pockets the night I was robbed in Colombia..they emptied out my pockets..but happily they missed the cash I had in my secret money belt ..I might carry your idea one step further and carry an old broken cell phone!

[@identiybodega]

thanks barry ....very cool

[@greyheron369]

Good information. I lost my only debit card two times while travelling abroad. I was lucky and had made friends that could withdraw for me while I reimbursed them online, but that was just lucky. Also, getting a new card can be a big hassle.

[@VagabondAwake]

Thanks for sharing

[@music-leepena851]

This is the type of information that will really help me when I start traveling the world next year or whenever it is safe to do so. Very thorough and very informative. My plan is to make my home base somewhere in the Philippines (yet to be determined). Many thanks, Dan.

[@VagabondAwake]

You are welcome!

[@danielcunningham5940]

I wish you luck. I am getting ready to leave Massachusetts in a couple months. Leaning towards Panama or Costa Rica but Ph is also on my list. Have lived in Thailand before and Senegal but it is all more complicated now and there are so many pitfalls. I wish you would let us know how things worked out for you.

[@brucemunro7499]

All great advice. For decoy wallets...i always keep about $20...if the thief happens to check...i feel like they won’t be disappointed as if nothing was inside.

[@VagabondAwake]

Great tips!

[@GC21771]

Once again thank you for expert advice !!

[@billstewart6434]

Finding your posts and receiving your emails have been more of a positive education than all of the sites and people I had been listening to for information. Though I am still several months out from taking the final dive into adventure, listening to your advice has set me on the right track. Thank you! Panama Bill.

[@pacificH2O]

Great advice!! I'm feeling a bit smug as we do some of what Dan says already. :-) Thanks Dan!!

[@IceBreaker1]

Great stuff, Dan. I was wondering about some of these things the other day. Thank you for filling in the blanks for me. I appreciate it. Good traveling and stay safe, but lively:)

[@VagabondAwake]

Glad to help!

[@sanjuanlaunionvlog]

Really good info! just subscribed!

[@VagabondAwake]

Thanks for the sub! San Juan. :-)

[@OneRogueGuru]

Another outstanding video!! Thank You Dan!

[@VagabondAwake]

Glad you enjoyed it!

[@seanoneillsongs]

Thanks for this and all of the videos I’ve seen so far. They’re really informative and your photos are very easy on the eye. 😊

[@thinkplanetearth2946]

Really great video Dan. So much useful information that one who does not travel a lot does not think about. I haven't even heard of a number of these things so I'll have to listen again and google them.

[@VagabondAwake]

Thanks for your thoughts. My life is uncommon and I try to remember all the things that I overcame and share themwith you to save you time and energy in case you decide to follow my path. It is all in writing. Just click the link in the notes below the KZbin video. :-) Dan

[@tmmartin50]

priceless info...you definitely made the channel better today!

[@VagabondAwake]

Glad you think so!

[@malcolmnicoll1165]

Thanks Dan. Most grateful for all you do to help us fellow nomads to make the abroad transition easier.

[@Davidtigercat]

Great information Dan! I've been curious of this topic 🤔

[@VagabondAwake]

Glad it was helpful!

[@luisfematt370]

Thanks for all of the advice, it’s nice to have an insider view with experience!

[@VagabondAwake]

Our pleasure!

[@kulasbb8356]

Thanks for all this info have learned alot stay safe looking forward to your next video

[@VagabondAwake]

Thanks, you too!

[@harryspringfield8779]

Thank you very much! Very important valuable information! Very much appreciated! I love your channels! Great content! Keep up the good work!

[@VagabondAwake]

Thank you! Will do!

[@mikewoodley8767]

Great ideas, thank you !

[@VagabondAwake]

You are so welcome!

[@lamarg5628]

Thanks Dan for the good info, have used all those tips except transferwise.

[@VagabondAwake]

Excellent!

[@DiscoDrew]

This is the first time I have seen this subject addressed. Thank you

[@VagabondAwake]

Happy to be of service.

[@patcharles2315]

Always giving out good advise...living here in the PIs after five years i value your comments... been there done that in most cases.. Enjoy your visit in Mexico!

[@VagabondAwake]

Thanks for sharing

[@TATCHIE28]

Good stuff! Thanks 🙏🏻

[@VagabondAwake]

Glad you liked it!

[@jsf7502]

This is one of the best videos I’ve seen common sense spending / banking ideas. Thank you!!!1

[@VagabondAwake]

You are so welcome!

[@substorekeeper]

Excellent advice for handling one’s money overseas. I have used Remitly and have heard great things about transferwise also. A money belt that is nylon with a plastic buckle (sold on Amazon) works well too. Your videos are educational, interesting and entertaining!

[@VagabondAwake]

Great tip!

[@anthonysawyer4079]

Great advice. I didn't know I could keep my home phone number. Always appreciate the hard-earned travel wisdom!

[@garyl8175]

Fabulous tips Dan: it’s taken me a lifetime to learn many of these essential travel precautions!

[@VagabondAwake]

Cool. Thanks for commenting Gary.

[@osbornebay944]

Thank you Dan, your banking tips are pure gold for those traveling.

[@VagabondAwake]

My pleasure!

[@markj6385]

Dan, I consider this video critically important. So much so that I’ve downloaded and watched many times. This information is pure gold !

[@VagabondAwake]

Mark J, thank you for being part of our community :-) Dan Do you get my free eBook yet? vagabondbuddha.com/fire-your-boss-travel-world/

[@reallifethailand4723]

Good tips !! I have 2 phones with identical info installed. 2 bank accounts at home, opened a bank account in Thailand and Hong Kong, 3 credit cards (2 visas and a mastercard) finally I western union or moneygram to myself if all hell break loose and then clear the browser and delete them if using public internet cafe.

[@reallifethailand4723]

@@coocoocachooglin i buy one from either HK or Thailand. Xiaomi chinese phone for $300-500 because its unlock phone the backup phone I use the cheaper phone when im in the philippines where there is a safety issue, while in rest of asia i use my iphone. In Canada you can pay $10-$15 to keep your old phone or sim card monthly to maintain it. But I dont do it. Yes I buy sim locally wherver I land.

[@VagabondAwake]

Thanks for the tips!

[@reallifethailand4723]

@@VagabondAwake You welcome

[@bobtpd541]

Great 👍 thanks hope all is going well with you guys stay safe my friend

[@VagabondAwake]

Thanks! You too!

[@lailaatallah1857]

Hugely helpful, Dan. I love your emphasis on risk mitigation. Does this all still stand true or is an updated video in order? :)

[@dragonfly5895]

Thank you for making this video. So helpful.

[@VagabondAwake]

You are so welcome!

[@Jonzuber]

Great advice!

[@VagabondAwake]

Thanks for watching!

[@jhgfghjfuzrtfchchghgf]

Very helpful thank you!

[@VagabondAwake]

You are welcome Steffen.

[@tomnicholson1653]

Very helpful, thanks

[@gmaninthailand9967]

Great info Dan. I’m getting ready to travel as soon as the bans are lifted.

[@rafaelcastillo2636]

Go for it! Colombia,Costa Rica, Mexico are open. As always have an exit plan in any country. Like Mr. Vagabond says have a back up to the back up. Mabuhay

[@VagabondAwake]

Right on!

[@nannettethomas9481]

Excellent information as I will begin world travel soon. Thank you.

[@VagabondAwake]

Glad it was helpful!

[@michaelbryant1951]

Great video!

[@VagabondAwake]

Glad you enjoyed it

[@jeffphillips5350]

Hey dan thank you so much very informative appreciate all your great Information

[@VagabondAwake]

No worries Jeff!

[@jimwolfe4286]

Dan, Great Intel.....Thank you...

[@jsbphoto]

Thanks for the information! I usually always split up my cards and money for the reasons you described. I also carry 2 wallets just in case I am hold up. I can give the thieve the fake wallet with old cards and a few dollars inside. Stay safe...thanks for posting!

[@VagabondAwake]

Great tip!

[@heatherdo5924]

Thank You!!!

[@VagabondAwake]

You're welcome!

[@A-RHINO-IN-THE-PHILIPPINES]

Great Info. Thanks.

[@VagabondAwake]

You're welcome!

[@rogerdodger8415]

Boy.. these are lessons people learn the hard way! Thanks for dishing them up! I'm subscribed, I liked...

[@VagabondAwake]

Thanks for the sub!

[@rogerdodger8415]

@@VagabondAwake Listen.... I know you probably hear it all the time, but you're a great guy! For every one that says thanks, there's ten that appreciate it. You're living the dream!! 😝 Even one of your suggestions is a BIG help.

[@mrhyde503]

Thank you again for another great and informative video

[@AutumninAsia]

Very very informative and helpful. I knew that I needed an atm card that doesn't charge and really didn't know of a good one, At least now I have someplace to start looking. Thank you Dan

[@VagabondAwake]

Glad it was helpful!

[@riverleigh3251]

Great information, thank you

[@VagabondAwake]

Glad it was helpful!

[@jimmyreed758]

Awesome. Thank you.

[@VagabondAwake]

You're welcome!

[@carlschleicher5516]

Thanks. Always great advice.

[@VagabondAwake]

My pleasure!

[@raymonddiehl4976]

Dan please keep up the good work. I am planning to travel in the future. Your advice is logical and down to earth.

[@VagabondAwake]

Thanks, will do!

[@shamasa6248]

Really good information specially 2 bank account thanks

[@VagabondAwake]

Most welcome Shamas. Thanks for watching. :-)

[@junofluke]

Excellent information. Thanks.

[@VagabondAwake]

Glad it was helpful!

[@davebacon6194]

Excellent advice as usual amigo, note google voice works with voip only (voice over internet protocol), not with a foreign phone #, and i always carried one set of credit/atm cards w me and left one in the room...

[@VagabondAwake]

Thanks for sharing.

[@glauciod2444]

Thanks, Dan! This is very useful information. Have you done any videos on taxes while living abroad?

[@VagabondAwake]

Not yet!

[@alvinjohnson2986]

All that you mentioned like having two banks, keeping them hidden separately I have done for years. The one thing I also do that I believe is wise is to leave some money with someone in your home country who you REALLY TRUST (like a sibling or very close friend) who can send you money in case something really bad happens. This is just my two cents but one time this helped me out.

[@VagabondAwake]

Hi Alvin Johnson, That is a really good idea. Would you like to be a guest start on one of my videos? Here is an example guest star video: kzbin.info/www/bejne/r4SwkGWgdqhnrJY Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or KZbin channel, you could share that on the interview. Best, Dan

[@robertmeade1292]

You are the best!❤

[@pweckle2]

Subscribed and Liked. Requested the e-book and am reading it now. Will share with my spouse. We are a USA couple. I'm 71. We have a paid for house in the Azores. Flights to get there are occasionally a bit pricy and vehicle repair can be a bit trying, but I enjoy the people we have met and the house we own. $100 / month expenses while we are there or not. Very economical. Our next 3 week trip to the Azores is this coming February 2024. :) I look forward to being able to stay longer than the 90 day passport limitation we have been cautioned about. Thanks for sharing your experience.

[@VagabondAwake]

Almost everyone does once they have been here a few weeks. It is so easy being here.

[@marc2812]

Excellent tips. I've traveled to almost 80 countries in 30+ years, but I still learned a couple things. Like using Google Voice for 2FA. And I've never bothered to set up Google Pay because the anti-fraud elements had never occurred to me. I've had a card cloned while abroad, so I will definitely set that up for my next trip. You mention having a decoy wallet, which is smart, but not sure I'd leave it empty since potential thieves may give you a little more unwanted attention if they bother to check it before leaving. I fill one with expired credit cards and a little cash. Usually a $10-20 bill in front and back, with a dozen $1 bills in between. Only used it once, but it worked. Kind of. Was robbed in Mexico by the police four or five years ago (Cd. Juarez, if that matters). They stopped me on the street and made me empty my pockets, supposedly checking for drugs. One "interviewed" me and made me turn my back on the other one while he "checked" my belongings for drugs. While "checking" my belongings, he grabbed maybe half the bills, all but one of which were $1s. They left me the rest of the cash along with the credit cards, thinking maybe I wouldn't notice that my "wallet" was significantly lighter?!?!

[@VagabondAwake]

Hey Marc, thanks for sharing this idea. I appreciate the ideas. Thanks for commenting too. When people comment, our videos are suggested to more people. So thank you so much! Best, Dan

[@martinsneep9471]

Very valuable and informative video Dan

[@VagabondAwake]

Glad it was helpful!

[@timisaac8121]

Great Vid! THANKS!! I am in Quarantine outside the USA. Bad Timing, but my phone battery went out!. Mystery charges did appear on my statement. Just verifying my Identity to remove the charges was a challenge without good phone backup. Fortunately, my back up cards and cash kept me from desperate return to my home country!! Best and Thanks again!

[@VagabondAwake]

Sorry to hear that. I have been saved by backup plans a few timers before. :-)

[@timisaac8121]

@@VagabondAwake yes! Thanks to you for the practical phone backups! Way to go!!

[@tcb1017]

Great video again, thank you............................................................................you are the best ! I have learned a lot from you ! TCB.

[@VagabondAwake]

Wow, thanks!

[@philipjanek3864]

Transferwise and xoom PayPal imo are the best options thanks for the heads up Dan and Qiang!

[@VagabondAwake]

I use Transferwise!

[@DandMtravel]

thanks friends for your information,

[@VagabondAwake]

Always welcome D&M. :-)

[@joeonthego606]

Amazing video!

[@VagabondAwake]

Glad you think so!

[@carlmay8314]

I travelled extensively 30 years ago and what where I kept most of my valuables was in a money belt (not a bum bag). the money belt was kept next to my skin under my shorts and I never had a problem. Thanks for the information provided I enjoy watching your channel as I am now yearning to travel again. one point I would like to make is American you tubers are very american centric and need to recognise that there is life beyond the US and the majority of travellers are not American. Keep up the good informative work.

[@VagabondAwake]

Well said Carl. I find fewer Americans when I travel most of the world outside of Mexico, Philippines.

[@RickFidelisReed]

Very helpful information. I’ve saved this video in my Notes.

[@VagabondAwake]

Glad it was helpful!

[@VietnamSteve]

Great tips. I have a home country number for $20 (per annum) that I let sit idle for banking texts. 100 txts, 100mins calls. 4GB data all for $20 a year - great value for emergencies.

[@VagabondAwake]

It is smart to think ahead like this.

[@JustTheFacts500]

Definitely always have a back up...I too have traveled the globe with my wife of 20yrs....and we stopped counting at 65 but surely more...and ur words are correct and also current with respect to banking and cards....I have had my Identity stolen a few times over the years but in every case I was ready and never was impacted...slightly inconvenienced waiting as some monies are returned by the bank protection but nothing major...be sure to have credit cards that you’re not responsible for charges....not all cards make it easy to escape fraudulent charges...

[@VagabondAwake]

Great share Craig.

[@gkschick6804]

Great info. Money matters like this are near and dear to my heart. Was recently in Argentina and was made aware of how much foreigners get ripped off by ATM fees and gov'ts that limit the maximum amount of cash that can be taken out of ATMs, as well as the rip off exchange rates. Gained an extra 30% over the standard government exchange rate by having my home bank in Canada send an on line money transfer to Western Union. Yes, WU takes their 3% cut but was much better than using a rip off ATM. Gotta wonder how many foreign tourists go to Argentina and simply use the ATM like one would in most other countries without knowing how much they are getting ripped off. Have never seen this anywhere else but Argentina.

[@bentnickel7487]

Ty good info.

[@VagabondAwake]

Great share. Thanks!

[@IaintTheHerb]

Also in Argentina, gotta watch for counterfeit bills when you get cash off the streets from black market guys saying "cambio!" (They're better than the ATMs, believe it or not.) Sometimes they pull a fast one and slip in a fake bill.

[@filipinaandamericanlove2808]

LOL yes I am in Kansas, Great video

[@VagabondAwake]

Awesome! Thank you!

[@edwardaustin9046]

Great advice. Mahalo

[@VagabondAwake]

Thank you. :-)

[@jenks2841]

Great advice

[@VagabondAwake]

Thanks Ethan. Happy New Year, Dan

[@RamonLerma]

Well done. Great information! (T minus 1year 6 months)

[@VagabondAwake]

Fantastic!

[@GERARDOLOZADA]

Thank you.

[@VagabondAwake]

You are welcome GB.

[@duanekanai6677]

thank you much dan

[@VagabondAwake]

You are welcome!

[@absolutrudy]

Agree with u on most points however I do like to use the CC cause of the rewards points I earn. I do find that visa is much accepted than Amex in SE Asia. In regards to the phone I agree google voice works but what about just keeping a mobile us plan like T-Mobile that has free international roaming data and keep that one safe and as a backup for all banking and sensitive stuff then just get another phone with a local sim for everyday use.

[@VagabondAwake]

That may turn out to be the best idea if banks keep tightening 2 factor authentication rules like they have been over the last 5 years. But my USA cell account with TMobile was like $60 month. Now my total bill is usually less than $20 month.

[@bentnickel7487]

Sounds like you're reading all your lines in every video. Good info, never the less.

[@VagabondAwake]

Thanks for the constructive criticism.

[@michaelg6641]

Love this great info! Where can a person go now from the US, or in the near future?

[@VagabondAwake]

Here you go: kzbin.info/www/bejne/j5PJYY2ujLyHjrs Teach a man to fish. :-)

[@fredread9216]

Very good info. Thanks. Have looked at several of your videos now. So have subscribed. What Latin country would you say is best for US expats? Considering reasonable cost, safety and health for an older person.

[@VagabondAwake]

I have a playlist which is just of us comparing countries including in Latin America. You can scroll down and see which are you videos of most interest. Look for "Comparing Retiring Cheap Places" at this KZbin Playlist page: www.youtube.com/@VagabondAwake/playlists

[@gopalbhatia8835]

Dear Dan ! Veary advisable point one should know when he is abord touring for long term basis. Thanks

[@VagabondAwake]

Thanks Gopal. :-)

[@stefanhansson6890]

Great info! Have considered sharing some tips on vaccination when travelling the world like you do? It would be interesting to know more about.

[@VagabondAwake]

Great idea!

[@stephenvictor8961]

I have long traveled the world for work. As soon possible I will move to Malaysia. I greatly appreciate what you and your partner provide. Huge kudos and great appreciation. Thank you!!!

[@se7enzee444]

Where in Malaysia?

[@stephenvictor8961]

@@se7enzee444 KL. My life partner is there. COVID caused border closing has kept me away this year

[@VagabondAwake]

One of my top choices.

[@garthrondeau8198]

Great video good contact. Would love to have a fresh video on packing and travelling through airplanes. How much luggage can we bring with us and still keeping the price down. Post Covid everything is going to change regarding Airlines. Would be so nice to have fresh information.

[@VagabondAwake]

Great suggestion!

[@sorjai]

Fidelity checking is a good backup. They also have international ATM fees reimbursed, and it's actually quicker than Schwab from what I've read (within a day or two vs monthly for Schwab).

[@VagabondAwake]

Thanks for sharing.

[@ytviewer172]

@sorjai Thanks for the info. So Fidelity and Charles Schwab seem to be a good pair of complementary bank accounts to have for traveling overseas then.

[@sorjai]

@@ytviewer172 Fidelity would be good especially if you have investments. You can just sell shares and then have access to the funds right away. I guess it's the same deal with Schwab, except I usually just transfer money from my main bank to Schwab.

[@ytviewer172]

@@sorjai Thanks!

[@michaelm2502]

Brilliant advice! Thank you! Btw, did you spend any time in Sri Lanka? We have access to a place in Colombo to stay. It sounds like an amazing country! Cheers!

[@VagabondAwake]

I haven't been there myself yet but a few of my freind srave about it. Let us know what you think.

[@johnschmalzried1343]

Great info Dan appreciate it. To keep a months supply of cash incase of lost cards, where do you suggest to keep it if you don’t have a safe ?

[@VagabondAwake]

Good question! Better not talk about that here. :-) But Google "How to hide money when traveling and read 5 or 10 articles and you'll be an expert. Always split it in two. In case one is found. On your body is best during the day, but never in a wallet.

[@johnschmalzried1343]

Thank you Sir 👍🏼

[@mixnmichael1]

It's good to have both credit cards with no international fees also.

[@VagabondAwake]

Thanks for sharing Mike.

[@nathanbristow8194]

Hey Dan, thanks for all your work, you have really helped us in the first year of our vagabond adventure. I didn't understand the whole thing with your USA cell and Google voice. Is your cell still active? Or just an old number you used to pay for, and that presumably someone else is using now? Thanks, Nate and Janice

[@VagabondAwake]

My old cell number in the USA was ported to Google voice. For details, read the link in the motes below this youtube video and make sure to get a copy of my free ebook for other details like this: vagabondbuddha.com/fire-your-boss-travel-world/

[@viajerozz]

Good info thanks! I already followed most of your tips but got a couple new ideas from you. One tip for you..most banks I know only will give you ONE debit card, period. But at Ally online bank you can easily and for free open several accounts and they send you an ATM debit card for each account. Good way to have several cards for one bank :-)

[@VagabondAwake]

Great tip! Yes, I recommend 2 separate banks each with its own ATM card.

[@viajerozz]

@@VagabondAwake Definitely more than one bank. I recommend having both Schwab and Ally...and why not have a couple more too...nothing worse than losing a card in another country!

[@kenstar1862]

You are a very good blogger,give good advice and information,,,will you be able to go back to the PH this year or early next year,what are your thoughts on this subject

[@VagabondAwake]

We were in the middle on the ground research in the Philippines when CV19 hit. We have 10+ more cities to report on ... as soon as it opens. :-) In the mean time, we will cover some cities in Mexico and Central America that we love and maybe the Dominican Republic. Eventually our retire cheap reports will cover all my favorite cheap places around the world to live.

[@faronray5765]

Thanks Dan for a great video. I am still learning about things that you covered in the video. I have now moved to the Philippines with my wife to our house here in Cebu City. I did get two American bank accounts, I have 3 sets of Debit-credit cards and I did not tell any of my banks or Stock trading accounts that I have moved internationally. One of my brokerage firms told me if I use an international address they would cancel my account. Before I left the USA, which I heard many wonderful things about MagicJack, I set it up(reg phone and App on my smart phone) there in the USA and now use it here in the Philippines and it works really good. However, I just found out that Wells Fargo will not except VOIPs to send text messages to. I can't use Zell for people to send me money in the States or have text sent to my magicjack phone number. I still have to figure this one out. I have a travel card called Venture Card through Capital one that works so well even though it cost me $95 a year to use. I got it for 1 year free and 50000 points. You get 2 points per dollar charged and 5 points for certain travel charges. There isn't any international transaction fees. Here in the Philippines, when I use it, I get almost an exact exchange rate for the charge. Say 47.7 through Wells Fargo express send but 48.30 the currant rate of the Peso using my Travel Card. I have 3 family members signed up on my card which runs up a huge number of points per month. We make sure to pay off the balance each month also. The card also gives other great benefits. Again, great video------lots to learn from it.

[@VagabondAwake]

Thanks for sharing your experiences Faron. :-)

[@ytviewer172]

@faron ray Thanks for sharing the info. Most of my brokerage firms and banks also told me that they will cancel my accounts if I move overseas. I'd like to be able to travel around like Dan so I will not have a permanent fixed international address, and I don't have a permanent reliable US address either.

[@ytviewer172]

Dan, thanks for the informative video! What cell phone are you using for your international travel? T-Mobile? Also, any ideas or suggestions about having a Swiss bank account? Is it more accessible and easier to use than a US bank account?

[@VagabondAwake]

All of that is in my free eBook: vagabondbuddha.com/fire-your-boss-travel-world/

[@dennisgonya4500]

Such great info Dan and beautiful Qiang. I told my wife that there is talk of a international RESET and some countries (US) has a law called BAIL-IN. I told her that having junk silver and bullion on hand if there is a time where paper money has no value is a must. So we have 90% (silver content) US dimes, quarters, halves (Morgan's and Piece dollars) and pounds of bullion (.9999) in Malaysia. Wife said Malaysia does not trade in silver. I said "not yet". She then found out that Maybank has a investment program in silver. I have taught my wife about spot price and how and what company to sell the silver in later years if I am no longer around. That is what this is all about. Also Silver Doctors has much info on the world and US economy. I believe that one should send a min. of $100,000.00 if one is moving for a long time to another country. Money talks and knowing PEOPLE is an extra bonus. Floor safe is a must. You are spot on the info you have presented to the viewers. I applaud you. My thoughts.

[@VagabondAwake]

Thanks for sharing!

[@p.r.b6055]

Great video and information. Have 1 question. Is the banking system there in Thailand so bad that we can't have a local account ? Because it could be a possibility to diversify from occidental banking system also that is not so well right now.

[@VagabondAwake]

Thailand is relatively safe banking.

[@anavellabick1434]

CAN YOU ADD RECENTLY... THANK YOU...

[@vhoy7899]

Sometimes it is the strip on the card. I saw a store add a clear plastic on the card and then swiped and it worked. I no longer use credit cards But I do have Google pay, cash app card and I use PayPal. I use these for businesses I am not sure of

[@VagabondAwake]

Thank you v hoy for sharing your tricks of the trade! Your interactions help our channel grow! Have a great day. :-) Dan

[@se7enzee444]

Great tips, as always! Look for ATM machine at big banks to get your $$, instead of random ATM on the street. You don't have to worry about the exchange rate. For cash, bring $100 bills that are in good shape and no markings. You get better a better exchange rate with big bills.

[@VagabondAwake]

Great tip!

[@erikberg849]

Consider a program for women traveling alone in all of the countries you've mentioned. Women can have special issues like being followed, etc.

[@VagabondAwake]

True. Great idea. I'll ask Qiang about this. :-)