Best Credit Card 2024 ? | Axis Atlas or HDFC Infinia | Axis Atlas Credit Card Lifetime Free

Best Credit Cards 2024 list in India will mostly includes credit cards like HDFC Infinia Credit Card, HDFC Diners Black Credit Card, Axis Magnus Burgendy Credit Card etc. If these credit cards are not in your reach, then second choice would be Axis Atlas Credit Card.
But do you know that Axis Atlas Credit Card is better than HDFC Infinia Credit Card in many spend categories. Even on default other spend, you get more valueback on Axis Atlas Credit Card as compared to HDFC Infinia.
Interestingly, Axis Atlas Credit Card is being offered lifetime free basis eligibility. But people are opting for rather a paid version of Axis Atlas Credit Card. But why 🤔?
Watch this most comprehensive video on the benefits of Axis Atlas Credit Card and know answers to all your questions.
👉Link to Apply Axis Atlas Card: bit.ly/3vuEax7
👉Link to Apply HDFC Credit Card (Millennia, Regalia, Diners, Tata Neu etc.): Get First Year Free or Lifetime Free basis Profile 👉 bit.ly/3TM4IUK
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[@aj0408aj]

Very, very, very helpful video. In fact, perfect video. Thank you!

[@SpendWiselyOfficial]

Welcome 🤗

[@traveldiaries2529]

Very well explained!! Keep us this social service of educating others like me💐💐

[@SpendWiselyOfficial]

Thank you 😊

[@mpsingh6671]

Very well explained. Thanks

[@SpendWiselyOfficial]

You are welcome!

[@sumitchaudhary343]

Airmiles pe cost inflated hoti hai kya? Smart buy se indigo aur spice jet ki bookings kar sakte hai airmiles se kaise possible hai inki booking .

[@drtusharvisave6439]

Well explained atlas review… excellent work..good going…

[@SpendWiselyOfficial]

Thank you 😊

[@himanshuchoudhary6851]

1 edge miles = 2 airmiles tabhi milenge jab ap Gold tier me honge and by default ye log silver tier dete h usme nahi hota aise..... Aadhoori info de rahe h sir ji...

[@akashdhabe9500]

Excellent review. My new Atlas card is on its way.

[@SpendWiselyOfficial]

Thanks 😊

[@vivek5000]

How to apply for LTF Atlas Credit Card? The link shared by you shows charges.

[@akshayhatkar1885]

Airmiles ko multiple partner me transfer kar sakte hai means one airline partner and one hotel partner ya phir magnus ki tarah only one partner in a year?

[@nawani99]

Delhi international airport pe kis lounge mein access hai with Atlas (Not the plaza lounge, too long lines)

[@user-gh7yv8bm7v]

Hello Sir. If my insurance payment is more than 1 lakh than will it be eligible for milestones benefits ?

[@ankushrana6211]

Do we get edge miles on government transactions?

[@ag3463]

what i have heard is that rent does not give miles and do not count towards milestone; can you confirm? i personally haven't used

[@drmanishsharma2050]

I have just got an Axis Atlas card (paid). As told, direct booking at airline or hotel gjves 5 Edge miles on 100₹ spend. Direct booking as per brochure received is website or counter or call centre. No mention of Android or Ios Apps. Does bookings on official airline mobile app come in direct booking and higher accelerated Miles?

[@ag3463]

couple of question, if you are aware 1) Does it give any miles on purchase of gift cards(not talking about giftedge) 2) Does gift card purchase account towards milestone(irrespective of miles offered or not)

[@ajayk4763]

Is first year free? If I apply using your link?

[@rubalmantro]

Hi can this card be used at gyfter app like axis magnus cc

[@aaaxxxyyy100]

Best review of axis atlas card

[@SpendWiselyOfficial]

Thanks 🙏😊

[@pratiksarangi]

Can u compare it with Amex Plat travel???

[@dushtutota2010]

Sir i wantedbto know how is this card after devaluation compared to HDFC diners card black

[@rg_2708]

Sir Can you please tell whether this card is useful for monthly utility bill payment of Rs. 1.50 lk Whether I will achieve the milestone and regular 2% edge miles on it or not ? Or else please suggest a good credit card for the captioned expenses, if possible Currently i am doing this spend via imobile using Amazon pay icici card which enables me to get a statement credit of 1% each month

[@skma1302]

What is the reward rate to convert miles into gift card vouchers

[@gampi11]

Got my paid Atlas card today. There may be devaluation as after I login to My cards, it shows 1 edge mile on rs 100 instead of 2!

[@SpendWiselyOfficial]

Its not devaluation. Its their old reward rate. Till Dec’22, it used to give 1 EdgeMile per Rs.100. But then, they changed it to 2 EdgeMiles per Rs.100 in Dec’22. Typical Axis, hasn’t updated new rate on this page since then

[@kapillovekapil]

Please make a detailed video on American Express Platinum charge card

[@spyar1]

What is the validity of points at axis atlas credit card

[@spyar1]

What is the validity of reward points at axis atlas credit card

[@KritikaBhatia]

Is the international lounge access given via priority pass or directly the credir card?

[@SpendWiselyOfficial]

Through their app, they give you lounge entry voucher

[@biswajitkhanra1905]

Sir this card gives rewards in insurance premium payment of only 5k per billing cycle. But more than 5k insurance premium payment considering for milestones achieve?

[@SpendWiselyOfficial]

They have not mentioned that insurance is excluded from milestone. So ideally , it should be considered for milestone . But haven’t tried, so can’t be sure.

[@sumansamhalder6909]

Yes Bank Reserv credit card review please.

[@biswajitkhanra1905]

Atlas gives edge miles points paying insurance payment upto 5k per months. But more than 5k insurance payment consider for milestones achieve? Because i have to pay more than 8 Lakh insurance premium per year

[@Zeeshan0897]

Milestone achieve hota h bhai lekin miles nhi milte h pure spend pe

[@8thFloorHarmony]

One question pls... I got a LTF Atlas credit card. When I open the axis Bank app and go to the credit card section, it says that I will get 5x miles on travel and only 1x miles on other spends. But it should be 2x miles on other spends right? What might be the reason?

[@t.akhilreddy25]

How did u get Ltf ?

[@8thFloorHarmony]

@@t.akhilreddy25 I have burgundy account with axis Bank. And I requested them multiple times to get me this card ltf. After a few months they gave it to me ltf

[@Raja-sv4yg]

How to get LTF Atlas for TRV based burgundy savings account? My RM as well as customer care denied any such offer.

[@pratiksarangi]

It’s available on salary burgundy account

[@Raja-sv4yg]

@@pratiksarangi yes, that has been since almost a year. But in video, he said it's also for TRV based burgundy now without salary account.

[@pratiksarangi]

@@Raja-sv4yg yes in such cases they will push paid magnus i think

[@abhishekdas6691]

No accelerated points in this card!

[@user-yo7ek6hg9u]

I have Magnus. Its a good idea to move to Atlas post devaluation of Magnus? 1. My yearly expenses between Rs. 8 to 10 L 2. In a year, 2 LIC transaction more than 1L each 3. I convert Edge Points to Vistara and Accor. Please advise. If possible, also suggest a good alternative of Magnus if NOT Atlas. Thanks

[@SpendWiselyOfficial]

Yes, I also moved from Magnus to Atlas

[@biswajitkhanra1905]

Sir how much airmiles points required for dehhi to kolkata flights in vistara ?

[@pratiksarangi]

Estimated 5K around

[@Zeeshan0897]

Vistara se accha Accor Mai redeem kro bhai

[@kothadurgaprasad5318]

If we exceed the 7.5 lakh spending threshold, are we eligible for 5,000 edge miles as milestone benefits? Additionally, will we receive another 5,000 edge miles upon renewal?

[@SpendWiselyOfficial]

Yes correct

[@travellover88]

Guest access for lounge ia not mentioned anywhere i guess. Is it applicable for domestic or international lounges?

[@SpendWiselyOfficial]

I mentioned that basis actual usage. Guest access is free within given limits

[@travellover88]

@@SpendWiselyOfficial ah great, thanks for the clarity. Appreciate your reaponse.

[@TheJaimish]

Hi, so what is the process to avail International lounge access if guest is accompanian. Also, how many guest can avail in single visit.

[@travellover88]

@@TheJaimish check the smartbuy portal for your particular card and you'll see the options there

[@biswajitkhanra1905]

Is this card allow guest in domestic airport launch access?

[@Zeeshan0897]

Yes Bro

[@raghuvirsinhjadeja9641]

Edgemiles validity

[@nishthesailora.k.a3997]

Hello Sir, Does Axis ATLAS comes with annual Fee Waiver criteria ?

[@SpendWiselyOfficial]

No

[@vaibhavkumar-lc9kw]

What’s the effective return on rent payment?

[@nikhilchowdhary4238]

I have a same doubt. Can someone co form this?

[@Zeeshan0897]

Sir Fuel pe bhi miles milte h mai fuel pe hi use krta hu miles milte h mere ko Aapne tablet mai fuel spend ko consider nhi kiya

[@itsds.]

Mujhe toh nhi mile fuel pe

[@8thFloorHarmony]

I have Burgundy account. What exactly are the criteria for getting this card LTF?

[@deepinder.91]

What is the difference between LTF and Paid variant?

[@kunjalpadia8827]

1 Airmile of any airlines partner is 1 Rs?

[@ManishSharma-vp6hr]

Ye edge mile expire to nahi hote

[@kulbushan6822]

Sir what is the validity of edge miles

[@SpendWiselyOfficial]

1 year. You can transfer to Airmiles programs within 1 year, then airmiles remains valid as per airlines rules which is generally 3 more years validity in most programs

[@pratikbellad4777]

This card is devalued again . Now we get only 1 RP if we spend Rs 100 . Also no accelerated reward points on direct hotel booking . They have removed direct hotel bookings instead they are only giving 5x reward points on direct airline and axis travel edge portal booking .

[@SpendWiselyOfficial]

When 1 Atlas reward point is converted to Airmiles, it gives 2 Airmiles. No devaluation has happened

[@srmeena3048]

sir they develued i have received card today there only one mile on 100 other spending I have trapped with this video

[@virendragohel9456]

@@srmeena3048same here

[@abhishekdas6691]

Yes hotels have been excluded. Kindly check, its in red mark in the main website!

[@shubhamkharbanda6903]

I didn't find anything like that on the website

[@AbhijitBiswasDBZ]

What about utility bill payment? Reward points...

[@rg_2708]

Please tell if it has any benefit on paying utility bills of Rs. 2.50 lks per month approximately

[@CheckMater007]

@@rg_2708Utility bills are excluded from rewards accrual and milestone.

[@chiragsurana6716]

I have burgundy account , how to get this atlas ltf ?

[@SpendWiselyOfficial]

Contact your Relationship Manager

[@testserver3470]

Do we get points in NPS payments

[@SpendWiselyOfficial]

You get With Axis Atlas. But not with Infinia

[@testserver3470]

@@SpendWiselyOfficial thanks. I am planning to pay through atlas. Is it added in milestone and level also

[@nitinthukral89]

Thanks for the very informative video. I currently hold Axis Vistara Visa Signature and Axis Magnus credit card. Which one do you recommend to close and apply for Axis Atlas? Note: Both my cards are chargeable.

[@ananyaig]

Magnus. I'm also thinking of closing magnus.

[@SpendWiselyOfficial]

Atlas is much better than Magnus without Burgendy status

[@virendragohel9456]

Iska devaluation ho Gaya hai Mujhe other spend pe sirf 1 reward point mil raha hai every 100 rupees spent pe

[@saurabhN1393]

Since when are you seeing this devaluation earn?

[@virendragohel9456]

@@saurabhN1393 jab ye comment kita

[@Shailh123]

Axis atlas statement generate date

[@SpendWiselyOfficial]

You can choose the date by calling customer care

[@rahulsworld9281]

No miles on rent

[@SpendWiselyOfficial]

Miles are there but its not considered in milestone

[@rahulsworld9281]

@@SpendWiselyOfficial nopes the call centre cleared they have stopped giving miles from September onwards

[@ashutoshmishra9349]

Its showing not life time free for me

[@SpendWiselyOfficial]

Lifetime free is only for Axis Burgendy savings account holders.

[@chandrakantagrawal5190]

I hv burgundy saving account, then also they are saying it is not free​@@SpendWiselyOfficial

[@ek_virus]

Ab iska bhi devolution hoga. 😅

[@SpendWiselyOfficial]

😊 nothing is permanent. Enjoy till its there. Fir koi aur card aega

[@ek_virus]

@@SpendWiselyOfficial haa chalta hi rahega wo to.

[@rupenbhavsar]

Hi.. Need your help. Can i have tour email id? I will share my expense onbcard this year? And eligible by invite from hdfc infinia card... But confuse now.. Pls help

[@ranjithsimha658]

What was the criteria that you met for invite for infinia 💳card, how did you receive that invite

[@rupenbhavsar]

Salary account since 10 yrs...