Best Credit Cards For International Students in the USA

[@lalitac]

Great video Arjun! Also, what about Nova Credit? I've heard Parth talking about it a lot of times....

[@FinancewithArjun]

Yep, that's also another good option. I know AmEx has a program where you can transfer credit history from foreign countries

[@adithya5931]

Hey,Your videos are really so awesome I watched the all videos,Why don't you try make any series on analysis the stocks of different sectors and I had watched over many resources there was no much resource on it.It is going to really give you lots of benefit.i hope you consider it.your vidoes are really so good and informative

[@FinancewithArjun]

Thanks so much Adithya! Will add to my list of ideas

[@sid4752]

Thanks for the video, Arjun! If I take a card with an authorised user in the beginning, am I supposed to disconnect it later when I get my SSNumber? What could be the potential drawbacks of doing it this way? PS: Lol, and I didn’t know that other content creators have a subs count next to their account. Thanks for the mention.

[@FinancewithArjun]

Yes, you can disconnect it with no impact to your credit score. It's more of a risk on the original card holder as they are on the hook for late payments. Also, the subs count is from an extension I have :)

[@sid4752]

@@FinancewithArjun do you know anything about “Zolve” credit card? I’ve heard a couple of upcoming KZbinrs talk about it, but it’s since it’s a new one I have my doubts on it.

[@FinancewithArjun]

Haven't looked into that one specifically

[@abhijitdesai187]

Hi Arju, All of these cards require some income. I know some who were declined Discover It Student card due to insufficient income! If student is not working, its' tough to get a credit card.

[@FinancewithArjun]

Hmm I think it varies because I personally was approved for it without an income

[@rafaelfreitas2990]

I was thinking about the blue everyday cash AMEX. What do you think?

[@FinancewithArjun]

Can be a bit harder to get approved for but a solid card in general. You can look into the Amex global transfer program to see if that helps

[@sid4752]

Arjun, there's a LOT of buzz around Zolve Credit Card, but as I'm a newbie, I really can't understand its ups and downs. (I'm 21, and don't have any credit history) Can you please comment here or make a video if its a good choice or not? (Compared to Discover It or whatever beginner cards that don't need SSN)

[@FinancewithArjun]

Haven't looked into Zolve properly so I can't comment. Personally, I would go with the more established names in this list

[@marcr2204]

hey Man. so I had been investing all of my money every month after expenses into the stock market. But I stopped now for the last couple of months seeing how there is so much negativity going around with inflation/recession blah blah. Now I am just saving cash. I want to keep at least one year's worth of total expenses in cash and after that start investing again. What do you think of my idea?

[@FinancewithArjun]

Down markets are generally the best times to invest. Generally 6 months worth of cash saved up is good for most people (unless you have an unstable job). I would continue investing post that

[@gabrielrincon861]

Hello Arjun, can you tell me how did you got your SSN to apply for Discover It Cash back Credit card?, I would like to have this one as soon as I start my academic years in the US as an international student. Sry for my english, new sub.

[@FinancewithArjun]

You generally need a job offer (either on or off campus) for an SSN. But you can get many of these cards even without one

[@MS-nh7zj]

@@FinancewithArjun I can't find one, they need ssn now

[@Magie624]

Which bank to go for for a checking account? Especially for students over 25

[@FinancewithArjun]

I got the chase student checking and absolutely loved it! accounts.chase.com/raf/share/2083063974

[@yashnegi9473]

Deserve stopped accepting new applicants and discover requires SSN EVEN CHASE FREEDOM neds ssn

[@shashank2165]

Is there any other credit card that I can get without SSN other than zolve right now

[@dineshrobin73]

5:46 what does 200$ bonus mean? Can I redeem it as an absolute $200 cash?

[@FinancewithArjun]

Yes, it's possible

[@sajeebsunny1245]

Hello Arjun how are you... I would like to know how many credit cards a international student can acquire during their first few months in USA.. and how to apply for them...

[@FinancewithArjun]

I would say start with 1 for at least a year or so for your credit score to build. Most can be applied for online

[@sajeebsunny1245]

@@FinancewithArjun so on the first year I can get just 1 is it ?? How much will be the limit for the Card ??

[@FinancewithArjun]

You might qualify for more if you're lucky but it's better to build credit score first. Credit limit will be low (less than $1000) initially at least

[@sajeebsunny1245]

@@FinancewithArjun Thank bro... Will be in touch once I am in LA...

[@kiransai6950]

Does my Indian credit score impact in US while applying credit cards?

[@FinancewithArjun]

Your Indian credit score will not be impacted by US credit cards

[@jirehkab9938]

i got approved to capitol one and discovery. Should I cancel one?

[@FinancewithArjun]

Not necessarily. If you can manage both, it builds credit

[@jirehkab9938]

@@FinancewithArjun thank you so much for your response but will it be bad for my credit score if I cancel one? I don’t know if I can manage both as it’s all new to me

[@FinancewithArjun]

Should not harm your credit score much if you're closing a new account

[@diegolopez_tennis]

They are all ask me a social security number so I cannot apply for any credit card you propose

[@FinancewithArjun]

Deserve card does not need one

[@papineniprasad6610]

Without ssn number which credit card I have apply

[@FinancewithArjun]

Deserve edu is a good choice

[@papineniprasad6610]

It showing status like that new applications are being paused temporarily as we redesign our card like that mr.Arjun can you suggest any other card

[@papineniprasad6610]

Please tell me bro and help to me

[@chandra2718]

@@papineniprasad6610 hi bro, usa credit score ela check chestaru. mana indian credit history motham usa ki transfer avuthunda leka akkada fresh ga start avuthuvda credit score?! Please tell

[@sarmadali3280]

bro i know this is a comment after 8 months of the upload but what about bilt

[@FinancewithArjun]

It's also a decent option for cashback from rent

[@sarmadali3280]

@@FinancewithArjun i heard its best for booking flights too considering the fact that point acquiring doubles at every month end and you can transfer your points for flights