My FAVORITE Credit Cards | Your Rich BFF

[@Gnomezonbacon]

I'm a huge fan of putting my credit card cash back into index funds ontop of what I already invest.

[@boldxbeautifulbxb]

We’ve had many credit cards in our lifetime, metal, platinum, gold, ultimately the best card are the ones we never pay subscription fees on, even if it is a basic one.

[@AK_AF_LB]

You didnt mention the best part of the Capital One X. There is a $300 travel credit. The card is $395 but $300 off the top equals $95 (you did mention the the 10,000 mile bonus worth $100 each year. Makes the card $-5) And that is before you get into any of the other perks like 2 miles for every dollar spent plus bonus points for different categories. I don't work for Capital One, but that wasn't an accurate review of that card.

[@mssunshine6259]

I love watching Your Rich BFF, Stock Brotha, & Everything Money. Love them all! ❤ ❤ ❤

[@isagoldfield7393]

Our mortgage is the only debt we have & Visa Costco card is the only credit card I have & use, cash back of $780 two months ago was a wonderful reward:) Thanks Vivian for posting💫🌻☀️

[@Renpenz29]

I have the Bank of America Travel Credit Card. I do not recommend purchasing plane tickets, etc. through those platforms. The prices are inflated.

[@RowlandWestley]

Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires

[@SandraBushman]

That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?

[@Iamniki-p8x]

Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.

[@SantioSantio-vz2kp]

How please, I'm pretty new and feel I have much to learn, I would appreciate if you show me how to go about it.?

[@HarperGoods]

I thought I'm the only one that knows her well I guess her good reputations speaks for her now.

[@MichaelHazeP-y5u]

This sounds so good and I would like to be a party to this, is there any way I can speak with her..?

[@KiaraRoseWriting]

Would you please consider not putting the music in the background for your videos? It makes it much harder to hear what you are saying and it is also distracting

[@jrg_lmnop]

I actually didn’t notice the music until I saw your comment and now I can’t unhear it lol

[@tanyasharma2982]

So distracting!!!

[@neliai.7914]

👍 agree

[@vanessabanyas164]

Yes, I agree, especially since she’s talking so quickly

[@esgee2464]

I didn’t notice the music and can barely hear it even after you mentioned it.

[@FunStuffBuddy]

Travel cards use “points” that they can play extreme games with since you have no idea their actual value. Cash back you know exactly what you’re getting…usually average 3-4% with cards I have.

[@StGoIvFr]

Some inaccurate points you should highlight/rectify: the csr earning you mentioned of 5x - 10x with hotel and airline only applies if booked thru chase travel. Also, authorized users for amex plat and csr are $195 and $75 respectively and each will add your 5/24 to each player, critical if youre into the chase sub game

[@genecase9464]

I keep it simple. A Chase/Amazon Prime card for all my Amazon purchases and a CitiBank Preffered card for all other purchases/auto payments. Good rewards (for me) on both and neither one have an anual fee. My bank debit card is only used for withdrawing cash from my checking account. BTW, what will they call your checking acct when checks are completely eliminated, which will happen some day? 😬

[@kellyyork3898]

I have heard from some financial gurus that AE will never compromise should you ever have to declare bankruptcy or go the non-profit credit counseling route. I’ve never had an AE card, but several of my close relatives do.

[@Shanana187]

Terrible experience with amex. Would never use them.

[@gilmendoza8092]

Amex Gold is my favorite ❤️

[@SandraZepeda-c1s]

I have it and I don’t know the difference between the platinum

[@luceroayalap]

Can you use the bilt card with your mortgage?

[@akimasumura6280]

I love my Amex Gold and Platinum. When I go back home, Wells Fargo Autograph. Even in Japan, many merchants do not accept Amex

[@hkjbdolphins]

The venture x annual fee is actually $395 not $350. I was like I didn’t know they lowered the annual fee lmao

[@samanthabarberlette-edward8546]

Hey BFF, I have te chase sapphire preferred card. Love the points system with travel and other things . 😊

[@xp075867]

Amazing comparison! I love my capital one venture x ❤️

[@cobrabtc]

Bilt card. You mention renting. But can it be used for paying your mortgage and getting rewards the same?

[@MrMeneya]

Thank you darling Another great video What is the second card you talked about after the bilt ! Thank you for sharing

[@dtran8872]

The Karat card 😊

[@11kabula]

What's the spending limit for the luxury cards though?

[@PN-ve9lf]

We use debit card or cash. We haven't had credit cards for almost 3 yrs, Never looking back. Next is paying off our houses. This has been working for us.

[@isagoldfield7393]

That’s awesome!!

[@HollywoodingNews]

You’re not getting any rewards

[@chocOneOOne]

so why you here then...

[@odubble]

Debit cards are the worst financial tool ever devised.

[@idj6858]

Debit card is too risky, credit cards have fraud protection.

[@mellodees3663]

I'm more likely to simply pay bills, buy groceries, and shop for wants than to travel or eat out. So something with great everyday cashback would be better for me. I wish the Petal card didn't mess me over.

[@tduck828]

I use cities double cash for my e regret spending. 1% buy 1% when psy

[@robert8311]

Savor one 3% groceries, dining, entertainment and streaming

[@victorward3590]

Vivian, my BFF, Help! I need to get a credit card for my new s corp but don't want to unfreeze my personal credit (want to keep me and the s corp as separate as possible). How do I do this? I only need a tiny limit to start. Is this possible to do this with only my EIN #?

[@addyeet6967]

What happened to Networth & Chill? Are you done with the pod? 😢

[@YourRichBFF]

It’s coming back as a video pod!! Just need some time to iron it out!

[@ToboeKey309]

​@@YourRichBFF just out of curiosity how many fuckin credit cards do u have 😅

[@quietmoment2816]

Are you investing in crypto? Can you talk about it?

[@sherrycam]

Does the Bilt card work for paying a mortgage?

[@OnyxLynx6]

I would have liked to have seen some more love to the cards without annual fees. Literally gives me hundreds of dollars a year through redeeming offers and cash back for NOTHING. Free money!

[@julioc4978]

The Venture X fee is actually $395 instead of $ 350 Cheers

[@WomanOfLetters528]

Hi Vivian, watching you right now on Women Of Impact and I'm officially a fan. ❤

[@Jes1919]

My setup is is the Wells Fargo Journey, Fidelity 2%, and IHG premier.

[@jalabi99]

The problem with the BILT credit card - Wells Fargo is the issuing bank. And they and their credit cards suck

[@Nyanino]

PayPal cash back is just too good. 3% back on PayPal purchases, 2% back on everything else and it’s instantaneous.

[@karynhilton6220]

Does the Bilt card offer an any secured credit card for credit building?

[@volkswagen4866]

The Wells Fargo Autograph is a great Basic Travel card with no annual fee and no foreign transaction fee.

[@RoxanneGutierrez010]

No disrespect but f_ck Wells Fargo

[@janellegagnon968]

Can you use Bilt to pay your mortgage payments?

[@Renpenz29]

Great minds think alike. 😁🙃😉

[@gisellamorales378]

i love you already! THANK YOU, consider you my big sister with the good financial advice

[@raymedrano]

Costco Visa Card 💯

[@Mackk-IX]

great video. freedom unlimited is really all i need

[@veronicagraves5621]

Hawaii vacation seems attainable. Thank you. ❤ vlog. VG

[@purplesparklefelicity8138]

Listening😊❤ hi. Thanks for posting😊❤

[@evelynroch3992]

Seria genial traducir al español , tendrías muchos más seguidores!!!! Yo la primera ...me encantaría seguirte para aprender ...

[@Rt23590]

Isn’t the venture x with a $395 annual fee?

[@boredtodeath741]

Amex gold didnt make it on the list😮 I love my gold amex ($250 fee) and the everyday (no fee) cards!

[@keithruhe3874]

aloooooooooooooohaa!! hope all is well, just wondering i have a mortgage with a FREEDOM mortgage company, they only let you make a payment via checking or savings account unfortunately... is it possible to use the BILT card for a bypass of this or is BILT only for renting maybe i could connect the BILT account to my credit card and use the BILT routing and account number for payment but still get the 3% cash back on my robinhood gold card not sure if that is how it will work, any recommendations are greatly appreciated, thank u for your time and consideration keep the content coming please mahalo blessing for you and your family keith

[@aleki4lyphe]

Not sure i understand how credit cards work. Heard a lot of stories regarding credit cards and how it got certain people into more debt. My question is, how does a credit card work for someone who never owned one before?

[@normabermudez155]

The credit card company wants u to make partial payments every month so they charge % and that's how ppl got into huge debt

[@angiesplaylist23]

Basically you should only spend what you can fully pay off each month

[@Lilione111]

I wish there was an Australian version of this.

[@C..Squared]

Can Bilt work for paying Real Estate Taxes?

[@ricardoleon9185]

Love this 😍 super useful

[@TrekkersTravels]

Always excellent content, thank you, just fab 😇😊😀

[@tracycaldwell1736]

Can a mortgage be paid with a BILT card?

[@ToboeKey309]

No. Only rent u goof ball 🤪🤪

[@drewbny78]

no but you can pay your HOA fees with it

[@reddishf0x237]

what's the best credit card for building from really poor credit?

[@margaretr.4427]

If you make an account at Credit Karma, (free) it will show you cards that you are highly likely to get approved for. They are very basic to start but once you get a card approved you can put small purchases on it and always pay on time even if it’s just the minimum every month. After some time you will see your scores improve and then you will be offered better cards with more perks. This has worked for me and my scores have now improved to where I can apply for some cards with better perks. I started with the Mission Lane card and then Ally. They both increased my credit line after a year of on time payments. Good luck!

[@ajlazana9244]

Music is distracting!! Your voice is much more important than music

[@donspindle1112]

Hello Vivian, hope you have some wise information on your advise to work with Julio?? You know him right, he scammed me and now I have the FTC dept, CIA fraud division going into all his business, then to you Thank you

[@mercedeszerquera-blanco1425]

Hi Vivian, congrats on your amazing path and your positive vibes! I came across your KZbin Channel, it is excellent ❤I live in Zurich, I am 59 years old working as receptionist now at a private bank. Best financial deal you can have as a receptionist financially speaking I guess. If would love to see an "international" video from you, applying not only for US standards for money savings tips. And also could you address also the low income people on how to get rich, when you only start to save with 50? Looking forward to see your new content❤🎉, bye from Switzerland

[@SootheRelax-tv]

very helpful

[@moonshynegirl172]

My sketchy landlord only takes money orders for rent.

[@patallenhurst3043]

How about a poor man's credit card? No fees!

[@aquaman12187]

There are 2 credit cards at the end she mentions that has no fees.

[@Porcelynnn]

There are many credit cards without annual fees! Chase freedom & unlimited. The regular Amex card.

[@antsmith3733]

what do you think of the Apple Card?

[@rasheydk]

Apple credit card is my favorite 💯

[@lotusflower3154]

Side 👀

[@paul1389]

the fact that you used the phrase “my fellow yuppies” tells me everything i need to know about your character.

[@persiswynter6357]

❤❤❤

[@BrigetteWaltershield]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[@CamdenVanderlaan]

I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters

[@RetroDigitalus]

The best credit card is no credit card. You can pay your credit card minimum with a cash advance from same or another credit card, just in case.

[@HasanRifino]

💳👈🙈🙈🙈🙈🙈

[@HasanRifino]

💳👈💏

[@eqqq54]

The best credit card is no credit card 😂

[@drewg2676]

This woman isnt ptetyy enough to scam men for dates every day

[@lifeisabeginning]

here to call out the white man hater