My FAVORITE Credit Cards

My FAVORITE Credit Cards | Your Rich BFF

Рет қаралды 36,943

Ай бұрын

Hey besties! One of the most common questions I get asked is, "What's your favorite credit card?" In this video, we are going to break down some of my favorite cards and why I love them to help you find the perfect card for your lifestyle! Want even more credit and credit card knowledge? Check out my new book, RICH AF, out now!
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Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.
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Пікірлер: 71

@Gnomezonbacon Ай бұрын

I'm a huge fan of putting my credit card cash back into index funds ontop of what I already invest.

@KiaraRoseWriting Ай бұрын

Would you please consider not putting the music in the background for your videos? It makes it much harder to hear what you are saying and it is also distracting

@jrg_lmnop 27 күн бұрын

I actually didn’t notice the music until I saw your comment and now I can’t unhear it lol

@tanyasharma2982 8 күн бұрын

So distracting!!!

@kellyyork3898 3 күн бұрын

I have heard from some financial gurus that AE will never compromise should you ever have to declare bankruptcy or go the non-profit credit counseling route. I’ve never had an AE card, but several of my close relatives do.

@mssunshine6259 Ай бұрын

I love watching Your Rich BFF, Stock Brotha, & Everything Money. Love them all! ❤ ❤ ❤

@xp075867 Ай бұрын

Amazing comparison! I love my capital one venture x ❤️

@ricardoleon9185 Ай бұрын

Love this 😍 super useful

@gisellamorales378 14 күн бұрын

i love you already! THANK YOU, consider you my big sister with the good financial advice

@AK_AF_LB Ай бұрын

You didnt mention the best part of the Capital One X. There is a $300 travel credit. The card is $395 but $300 off the top equals $95 (you did mention the the 10,000 mile bonus worth $100 each year. Makes the card $-5) And that is before you get into any of the other perks like 2 miles for every dollar spent plus bonus points for different categories. I don't work for Capital One, but that wasn't an accurate review of that card.

@isagoldfield7393 Ай бұрын

Our mortgage is the only debt we have & Visa Costco card is the only credit card I have & use, cash back of $780 two months ago was a wonderful reward:) Thanks Vivian for posting💫🌻☀️

@StGoIvFr Ай бұрын

Some inaccurate points you should highlight/rectify: the csr earning you mentioned of 5x - 10x with hotel and airline only applies if booked thru chase travel. Also, authorized users for amex plat and csr are $195 and $75 respectively and each will add your 5/24 to each player, critical if youre into the chase sub game

@purplesparklefelicity8138 Ай бұрын

Listening😊❤ hi. Thanks for posting😊❤

@TrekkersTravels Ай бұрын

Always excellent content, thank you, just fab 😇😊😀

@veronicagraves5621 Ай бұрын

Hawaii vacation seems attainable. Thank you. ❤ vlog. VG

@samanthabarberlette-edward8546 4 күн бұрын

Hey BFF, I have te chase sapphire preferred card. Love the points system with travel and other things . 😊

@WomanOfLetters528 Ай бұрын

Hi Vivian, watching you right now on Women Of Impact and I'm officially a fan. ❤

@luceroayalap Ай бұрын

Can you use the bilt card with your mortgage?

@Mackk-IX 9 күн бұрын

great video. freedom unlimited is really all i need

@MrMeneya Ай бұрын

Thank you darling Another great video What is the second card you talked about after the bilt ! Thank you for sharing

@dtran8872 Ай бұрын

The Karat card 😊

@janellegagnon968 Ай бұрын

Can you use Bilt to pay your mortgage payments?

@Renpenz29 Ай бұрын

Great minds think alike. 😁🙃😉

@11kabula Ай бұрын

What's the spending limit for the luxury cards though?

@hkjbdolphins Ай бұрын

The venture x annual fee is actually $395 not $350. I was like I didn’t know they lowered the annual fee lmao

@leebeaute Ай бұрын

We’ve had many credit cards in our lifetime, metal, platinum, gold, ultimately the best card are the ones we never pay subscription fees on, even if it is a basic one.

@gilmendoza8092 Ай бұрын

Amex Gold is my favorite ❤️

@user-xb1vk4uv5t 16 күн бұрын

I have it and I don’t know the difference between the platinum

@Lilione111 Ай бұрын

I wish there was an Australian version of this.

@Renpenz29 Ай бұрын

I have the Bank of America Travel Credit Card. I do not recommend purchasing plane tickets, etc. through those platforms. The prices are inflated.

@PN-ve9lf Ай бұрын

We use debit card or cash. We haven't had credit cards for almost 3 yrs, Never looking back. Next is paying off our houses. This has been working for us.

@isagoldfield7393 Ай бұрын

That’s awesome!!

@HollywoodingNews Ай бұрын

You’re not getting any rewards

@chocOneOOne Ай бұрын

so why you here then...

@C..Squared Ай бұрын

Can Bilt work for paying Real Estate Taxes?

@Jes1919 Ай бұрын

My setup is is the Wells Fargo Journey, Fidelity 2%, and IHG premier.

@volkswagen4866 Ай бұрын

The Wells Fargo Autograph is a great Basic Travel card with no annual fee and no foreign transaction fee.

@RoxanneGutierrez010 Ай бұрын

No disrespect but f_ck Wells Fargo

@Rt23590 Ай бұрын

Isn’t the venture x with a $395 annual fee?

@RetroDigitalus Күн бұрын

The best credit card is no credit card. You can pay your credit card minimum with a cash advance from same or another credit card, just in case.

@mellodees3663 Ай бұрын

I'm more likely to simply pay bills, buy groceries, and shop for wants than to travel or eat out. So something with great everyday cashback would be better for me. I wish the Petal card didn't mess me over.

@tduck828 Ай бұрын

I use cities double cash for my e regret spending. 1% buy 1% when psy

@robert8311 Ай бұрын

Savor one 3% groceries, dining, entertainment and streaming

@raymedrano Ай бұрын

Costco Visa Card 💯

@quietmoment2816 Ай бұрын

Are you investing in crypto? Can you talk about it?

@boredtodeath741 Ай бұрын

Amex gold didnt make it on the list😮 I love my gold amex ($250 fee) and the everyday (no fee) cards!

@FunStuffBuddy Ай бұрын

Travel cards use “points” that they can play extreme games with since you have no idea their actual value. Cash back you know exactly what you’re getting…usually average 3-4% with cards I have.

@evelynroch3992 Ай бұрын

Seria genial traducir al español , tendrías muchos más seguidores!!!! Yo la primera ...me encantaría seguirte para aprender ...

@julioc4978 Ай бұрын

The Venture X fee is actually $395 instead of $ 350 Cheers

@addyeet6967 Ай бұрын

What happened to Networth & Chill? Are you done with the pod? 😢

@YourRichBFF Ай бұрын

It’s coming back as a video pod!! Just need some time to iron it out!

@ToboeKey309 Ай бұрын

@@YourRichBFF just out of curiosity how many fuckin credit cards do u have 😅

@Nyanino Ай бұрын

PayPal cash back is just too good. 3% back on PayPal purchases, 2% back on everything else and it’s instantaneous.

@aleki4lyphe Ай бұрын

Not sure i understand how credit cards work. Heard a lot of stories regarding credit cards and how it got certain people into more debt. My question is, how does a credit card work for someone who never owned one before?

@laprimo21 20 сағат бұрын

Where a lot of people get into credit card debt is: 1) Not paying the full balance immediately 2) Using it to spend beyond their means because it doesn't seem as "real" as other kinds of transactions (cash, debit, etc.) 3) Unexpected loss of income after making large purchases on credit card, or unexpected life events (medical, etc.) that emergency savings won't cover (which they then cannot pay off right away). The overarching thing is that if you do not pay the full balance each month, debt will accumulate. Interest rates are very high on most credit cards, even if you have a good credit score. If you have no credit or bad credit, you will likely only qualify for a secured card of some kind (check out articles on it, but it's essentially a refundable deposit you pay in order to have the card. It's used to build credit, not to access money you wouldn't be able to access otherwise). Hope this is helpful.

@tracycaldwell1736 Ай бұрын

Can a mortgage be paid with a BILT card?

@ToboeKey309 Ай бұрын

No. Only rent u goof ball 🤪🤪

@drewbny78 Ай бұрын

no but you can pay your HOA fees with it

@reddishf0x237 Ай бұрын

what's the best credit card for building from really poor credit?

@margaretr.4427 Ай бұрын

If you make an account at Credit Karma, (free) it will show you cards that you are highly likely to get approved for. They are very basic to start but once you get a card approved you can put small purchases on it and always pay on time even if it’s just the minimum every month. After some time you will see your scores improve and then you will be offered better cards with more perks. This has worked for me and my scores have now improved to where I can apply for some cards with better perks. I started with the Mission Lane card and then Ally. They both increased my credit line after a year of on time payments. Good luck!