Best insurance for young drivers and my recommended companies

Tips and advice for young drivers getting insurance for the first time. Adding a child onto your policy is not cheap. This advise will help.
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[@Gadier069]

Go straight to minute 9:30 for the information needed.

[@TrooperAl777]

hero

[@ThinkInsurance]

You’re welcome. I’m glad it was helpful

[@ItzCokeGamer]

I really appreciate this video. Just bought my first car yesterday and I watched this video before this purchase. Thank you! Such a high quality video! Best regards.

[@gusmom485]

Thank you for the great advice!!!!🙌🏼

[@ThinkInsurance]

You’re welcome

[@ColorfulDarknessHD]

First off, thank you for giving such great advice to those who need it and thank you for taking the time to respond to each and every person who asks for help. Second, I’m 23 years old planning to buy a 2018 Challenger R/T Plus. Living in Texas, absolutely clean driving record, licensed driver for 3 years but no insurance history. Your suggestions would be greatly appreciated!

[@ThinkInsurance]

You’re welcome. I’m glad I’ve been able to help so many people. For you, I would check Cover in the description since TX is their main state they try to get business. I would also see if there is someone you live with that can add you to their policy. That would be the cheaper option until you have 6 months or more prior insurance. Back up companies, Farm Bureau and Geico are the other competitive ones there

[@321turn6]

21, 3 points on Driving Record. Classified as “High Risk Driver,” quoted 600+ from the popular Insurance companies. This quote was for a Toyota Prius by the way.

[@jgivenchy7834]

Jai Rori im in the same boat haha besides i have a dodge charger 😂

[@Oscar77105]

Same 😂 im 23 680$ month sheeesh

[@andresukhoo5078]

one minor accident one rolled through stop sign NY 23 years old driving a 2019 Nissan Kicks

[@ThinkInsurance]

Although it might a big search, Geico and Allstate are likely going to be a better fit. Maybe Travelers.

[@alexisdiva9]

Very informative. Erie is a highly rated carrier by consumer magazines so am glad you mentioned it as an option. A bit of a caveat: Erie is a regional carrier that only writes insurance in PA (its home state) and a few surrounding states.

[@dayc5933]

Dang that is good to know thanks for the video I am 19 thinking about getting a car.

[@takumi7931]

same here homie

[@tryxjay8289]

Same here bro

[@lebronjames7041]

Same

[@rayvaughnjackson8565]

Same

[@presidualist4587]

Same

[@derrickalvarez3062]

I’m 18 and I have to pay $340 insured by Geico and it’s the basic insurance plus I’m under my parents policy I have a 05 Accord

[@joepatrick3092]

I pay $500 per month I live in NYC btw, what state ur in?

[@dirtychai5245]

Thanks! I am 18 almost 19 and I own my car and just need insurance. I’m in the military and kinda need it when I get to my new command but when I was dumber before the military discipline I got into an accident and then I also had a few tickets so it’s really hard to find a decent price

[@chasingmulaa7789]

Let me use your vehicle to get my license

[@dirtychai5245]

@@chasingmulaa7789 who tf

[@kittenwizard4703]

@@dirtychai5245 let me use your mom to get my visa

[@2Turnt5.0]

Im damn near in the same situation but 17 almost 19 in the army

[@2Turnt5.0]

Almost 18*

[@breannahkimbrough2159]

Hey I live in New York. I am 26 and the insurance quote I got from Geico was 2,000 a Month. The cheapest quote I got was all state 565. I am a new driver

[@ThinkInsurance]

Geico is one of the more competitive companies for young drivers in NY. I would look into New York Mutual, Progressive and Travelers

[@Vincisomething]

So far the most affordable insurance I've come across was Progressive, but I keep seeing a lot of shady reviews about them. It's stressing me out because the other insurance rates were way above my budget. 26, 2015 Subaru outback. No accidents or tickets.

[@ThinkInsurance]

Vincisomething Progressive isn’t a bad company to go with. What prices are you getting and what state are you in?

[@Vincisomething]

@@ThinkInsurance Oregon. I was thinking of progressive, but got a little wary of some of the reviews I've seen.

[@ThinkInsurance]

It’s hard to tell because most insurance companies only get complaints. If you know what you need for coverage and you are properly protected you should be ok. At least progressive is large enough to have a good handle on claims. You likely can call a local agent that sells progressive. If they have high ratings then you’ll get the best of both worlds. The agency I work for is 4.8/5 stars so having an agent like that may be worth it. Even if you pay a few more $$ a month it sounds like it would be worth it to you to have that peace of mind

[@josephdollarbills4926]

I’m 19y old & I plan on getting a Dodge Challenger tomorrow not sure what year maybe 2017-18 but can’t really decide what insurance to get. I live in Columbus Ohio, not trying to pay a lot for insurance 🙄 My birthday is in 29 days so hopefully my rate will go down. I will continue to watch more of your videos for more info!

[@ThinkInsurance]

It might slightly be less. The biggest drop in price is when you turn 25. If you do need to shop Geico and Westfield are competitive in Oh.

[@inhawaii4941]

Update? Did you get the challenger

[@codyeastwood6217]

Come on Joseph update

[@Leo-ph5dk]

21 (just got my license this month) mom has bad driving record so rather include just my dad if possible. 2001 Lexus GS300 California. So far, surprisingly like you said. AAA Gieco and progressive have been the best rates. I really wanted State Farm that’s what my dad has but for me they were charging a lot. Any other suggestions you got for me?

[@jaffescott390]

Who did you decide to go with

[@omg_a_hoe]

@@jaffescott390 I went with State Farm, they ended up being able to lower the price enough for me but I recently got in accidentally and they put 6 points on my license for a minor collision and raised my insurance to $250 a month so I’m leaving

[@isisguzman550]

I’m a 20 year old female driver. I have a 1997 Infiniti i30. I was quoted for 172 first payment and 152.11 monthly payment

[@youngfinance6319]

Lucky

[@ExaltedRealm]

i see you're still giving advice in the comments. I'm 20 years old thinking about getting a 2019 r/t scat pack plus. how do you think I should go about it and who is the best? ( i live in ga btw and have a 680+ transunion and equifax credit score and a 750 fico score idk if that helps narrow it down. ) thanks in advance.

[@ThinkInsurance]

Auto Owners and Esurance are the two I would get quotes from

[@deezy7406]

What’s the best for Texas I’m 17 no accidents just got my license I need insurance for 2019 Kia Forte they wanting 570 with State Farm on parents insurance plan what do I do?

[@ThinkInsurance]

You can do a few things. For certain you’re going to need to call several places until you find something cheaper. Make sure you have the right coverage. You can fill out a quote on my site and I’ll have one of my guys check a few places or call farm bureau, Allstate and Geico to see if they have a better price for you. You might have to raise your deductible to bring the risk profile for if your loan company will allow that.

[@Persuasionz]

Hey I’m 22 years old and I want to get a camaro . I usually make somewhere between 2,054 on the low end a month all the way to 2,527 a month on a high end. I don’t want to bet out of my league but I want to know a few tips to get my insurance hopefully below 300/monthly. I’ve had a license since 18 and got a vehicle at 18 as well, but the car died on me. This will be my first attempt at insurance (yes that means I didn’t have any the last 4 years🙃). The final goal is to see what I need put as a down payment to afford a camaros insurance , get a 600-650/month apartment, and not be screwing myself . I have about 3-4 weeks until I have 1000 but I’ll probably put 1200-1500 down. Any help is appreciated!!!

[@TamaraGrace]

You're probably 26 by now but if I was to tell a young driver how to get cheap insurance, I'd say drive CAREFULLY, and liability all the way, until you have something worth keeping insurance on. Also, there are websites that'll make insurance companies compete for your business. The one I use is insurify. And it's free.

[@JosePerez-oq6zg]

He posted this a year ago and he’s still responding to comments, what a KING I’m a 18 year old driver in southeast Texas with a 2007 Dodge Ram. What would you recommend

[@ThinkInsurance]

😀 Farm Bureau and Geico are who I would look into. Maybe State Farm as well

[@kaylynjohnson194]

Hey, I’m so glad I seen your video. I just bought a 2009 All Black Nissan Altima, with two previous owners in Decatur, Ga. Do you have any companies in mind? Thanks for your consideration!

[@ThinkInsurance]

Farm Bureau, Auto Owners and Geico are going to be the 3 I would look into in GA

[@heuangkeo9462]

I’m 20, getting a 2020 Honda Insight Ex, and I’m located in Pennsylvania. What’s the best auto insurance? I’ve been quoted $400-900

[@TheAngryasianface]

Get Progressive deductible for $1000 and pay for 6 months that will drop to $230-270

[@abraham2699]

Best insurance in SoCal ?

[@elzakhafizova7001]

Hello! Thank you for the video! I just got my license, over 25, first time driver, what insurance would you recommend for mystang 2016, progressive said $930 a month.

[@jetlatch]

Hello, Im 21, Im a new driver for about a year or so and i am getting my first manual. I want to see what are the best options for me in terms of insurance and the best prices possible

[@arashebadtabrizi1301]

I’m in Houston Texas rn and I currently have a 2012 hyuandi what insurance do u recommend I also turn 17 in a month

[@iknow4913]

Arash Ebadtabrizi the cheap one

[@arashebadtabrizi1301]

I Know which company tho ?

[@brendamuniz2755]

That’s crazy I’m in the exact same situation. N Im in Chicago 😂😂 that’s crazy we all life the same life my 2012 Hyundai is grey 💀

[@f150sbcglobal]

Does the value of the car make a BIG difference in premiums? ie $5,000 car vs $20,000 car??? In Texas

[@ThinkInsurance]

The value of the car does play a factor as well as the type of car. If it’s a station wagon (that’s what they label cross over vehicles) vs an Acura (most are listed as performance vehicles) even though they have similar safety ratings. The value doesn’t change the risk but the overall possible payout a company would potentially have which will cost more the higher the value is.

[@blazecorn9516]

I’m from Arkansas and I have a 2008 XB release series I pay $150 for liability only

[@vCruzTuff]

2002 Honda Civic , Im an 18 year old college student, no accidents and took drivers ed. In California...

[@ThinkInsurance]

In CA the prices are pretty manageable. I would look into Geico, Progressive or Liberty Mutual

[@carlagonzalez6791]

Hi! I'm 19 and live in New York. I got a traffic ticket back in January. I'm ashamed and disappointed about the dumb mistake I made. At first, the cost of my insurance was about $450 every six months with Geico. Later, it turned to $876.30 (my dad is the policyholder). I will be driving a different car now, a 2011 Lexus RX 350. My dad and I don't know if it's worth continuing with Geico or if it would be better to switch to a new insurance company. Could you please give us some insight on what would be best to do for this case? What insurance companies would you recommend?

[@ThinkInsurance]

Geico is one of the cheapest Options in New York with teen drivers. If your dad wants to re shop it I would look at Travelers and New York Central Mutual.

[@carlagonzalez6791]

Think Insurance Thank you!

[@SLZR60]

I’m 18 years old interested in buying a 2014-2016 Infiniti Q50. I have an a fault car accident and a speeding ticket, recommendations on an insurance company? Allstate seems to be the cheapest

[@noahcoogler6971]

im 16 and looking at the infiniti g35, check it out

[@dennyf57]

I’m on the same boat, only reason the ticket is on my record was cause I had to pay it cuz a job opportunity, but I can’t get a fucking decent quote not even got a shitbox from 2002 😭

[@nunupon1359]

Speeding ticket already? Good god

[@ZaniReviews]

Sadly when you live in Kentucky and every car insurance seems expensive

[@JohnRayVidz]

I’m 17 in Tennessee on my parents policy with no accidents and one year on their policy and our monthly payment is still $540 after a year with 3 cars drivers.

[@ThinkInsurance]

$540 per month?!

[@JohnRayVidz]

Mark Flockhart yes. And they just sent a renewal offer for $580 per month for basic full coverage

[@ThinkInsurance]

John Stokes I would interested to see or even run a quote on that. That seems really high! Have you had some claims/tickets?

[@JohnRayVidz]

Mark Flockhart I talk to them yesterday and they tried everything but they were like there basically nothing they can due. But Geico gave a quote that’s going to be $126

[@ThinkInsurance]

@@JohnRayVidz That seems too low lol.... Okay, I would say they might be your best route. Just make sure they're not dropping your liability limits to state minimum and that you have the correct coverage. If so then I myself would make the move. Saving $414/mo makes sense. You can watch my insurance 101 coverage video or the one I talk about how much coverage you should have if you need direction on coverages. Good luck!

[@MariaGarcia-xf5yh]

Hi, I am 20 going on 21 in August. I just purchased a 2010 Dodge Charger SXT in California. What Insurance do you recommend?

[@ThinkInsurance]

I would start with Wawanesa, 21st Century and Geico

[@silverfang2047]

Maria happy late birthday 🙂and would you mind letting me know how that goes cause I’m trying to get a charger myself and I’m also 20

[@lilalphatee3608]

Sameee

[@user-ej3ss9kb8x]

Hi, I’m 18 with 2017 Honda Civic sedan. I live in Miami Fl, what insurance would you recommend

[@ThinkInsurance]

State Farm, Allstate and Geico are the ones I would look into

[@brandonleehernandez2294]

I like this vid. Good to know... I'm 23 and got a 2008 ford focus in TX and trying to get insurance, what would be good?? Or do I go under my parent insurance??..

[@ThinkInsurance]

It wouldn’t hurt to check a few places to get your own. Farm Bureau and Geico are the two I would look into.

[@liz_mtz12]

I’m about to turn 21 and have a 2012 Ford Focus, which one do you recommend for me?

[@hermanportorreal8409]

Any recommendations for the Bronx 18 years old Acura RSX type S😭 I got quoted 1600 by myself and mom doesn’t want to put me under her

[@ThinkInsurance]

From what I can see the average cost of insurance there is $300-$350/mo there 😔. I would check Nationwide, Progressive and State Farm.

[@ShinJoey]

That's awful but tbf you're young, have a luxury car, and a sports car(I assume), so that'll be very expensive to get insured imo. Plus I heard NY is really expensive anyways.

[@The3rdCompany]

getting a '18 Accord Sport soon in CA, dad has AAA but coworkers recommend geico bc of my age (22), should I go under my dad or go w the recommendation?

[@ThinkInsurance]

Christtian L it’s still likely cheaper to stay under your dads policy but it wouldn’t hurt to at least get a quote from Geico.

[@ricky9279]

Think Insurance theyyy te

[@Oscar-er5ht]

20 years old with a 2018 GMC Terrain SLE in Indiana

[@ThinkInsurance]

Normally Travelers and USAA is good there but for teens you may want to look into Geico and Erie insurance.

[@astoldbybeee]

Hi, I’m getting an Jeep renegade, not sure the year. Between these years 2017-2019. What insurance would you recommend pls?

[@MrBakerskate1]

Go on the zebra

[@marli2987]

I’m 21 and live in Arizona, I want to buy a 2018 Honda Civic ex-t. What insurance would be the cheapest or should I just ask my mom to put the car in her name?

[@ThinkInsurance]

Safeco and Geico are 2 competitive companies there. It will likely be a lot cheaper under your mom if you go that route.

[@tymoney666]

22, I’m trying to get a Dodge Challenger and It’s my first time getting a car on my own in Texas. And first time getting insurance. Not tickets or accidents. Just need cheaper insurance in texas

[@MrHRDGAMER]

ty money same problem I tried to get a camaro ss 2018 they where trying to charge me 450+ for insurance I’m 21

[@MickeyMouse2543]

@@MrHRDGAMER well it was a newer model, try getting a 2010 0r 2009 car for your first car. Dont always fall into that trap of needing the newest, hottest or cleanest car. Or start off with a cash car, it will save you lots of money!

[@SuperCatic]

FYOURSHET that’s what I’m looking for 2016+. Mine is 1600$ ever 6 months for my 11 Audi s4 in Michigan. So garbage man

[@528Chris]

Ray Chamburg u not under your parents insurance?

[@iamlookingfornarnia]

I bought my first car yesterday, a 2018 Kia Optima. A used, no accident/damage/recalls car under 25k miles. I am 24, no tickets or accidents, have had license for over 6 years. Previously driving my dads car that he sold, I was already a driver on the policy, 4 cars at $350 a month. My dealership even got my auto rate (4%) lowered bc I was supposed to add the car to our policy. Now my insurance, Elephant, wants to charge an additional $300 to add my new car! 😔 making our car insurance payment over 700 a month!! I need to obviously get my own policy. I want root insurance, but they take 3 weeks to quote 😳. I need something more immediate. I want a $500 deductible, have a 670 cc, and am in Texas. Ive gotten quoted 250 from geico, & progressive .. Do you think I could go any lower?

[@ThinkInsurance]

It sounds like Farm Bureau, and Geico are going to be the most competitive. Possibly try Erie or 𝐔𝐒𝐀𝐀 as well

[@crazedneonite1641]

i will be 18 in july and have a good record so far, i live in sc, i’m not going to school anymore and i haven’t done any defensive driving or pdp, what would you specifically recommend. note my car is a vw jetta btw.

[@ThinkInsurance]

I would try Travelers first then Geico and possibly State Farm. All 3 are good companies that work well with teens. You can ask them the price difference if you do take a defensive driving course. I think you will find it typically doesn’t impact the price as much as it should.

[@j-rod2807]

I’m 21 wanting to get my first car and it’s a 2012 Acura. What insurance would fit best for me in your opinion

[@noraeditz]

How much do you pay

[@philipgladysh7492]

Im 17 in MA with 2013 bmw 335i, Any recommendations?

[@ThinkInsurance]

Check into Geico or Plymouth Rock

[@gabeishere4990]

Turning 16, living in Minnesota and planning to get an older sedan like a Ford or Toyota around early 2000s years. What should I be expecting and what insurance companies you recommend?

[@ThinkInsurance]

State Farm and North Star are going to be cheaper options to go with. Possibly Auto-Owners

[@natetulchinsky2046]

I'm 21, leasing a 2018 honda civic and have a clean driver's record in New York along with taking a defensive driving course recently. What options do I have for insurance?

[@ThinkInsurance]

I would look into Travelers and Geico

[@caretakex]

My guy had wipes before they were trendy 🤣

[@ThinkInsurance]

Gotta flaunt my riches you know

[@Daphmine]

I’m 21 and I’m about to finance my first car 2019 Nissan Maxima. I live in Georgia. My parents won’t put me under their insurance, So I’m basically on my own. What’s the best company for me ?

[@ThinkInsurance]

Farm Bureau and Geico are going to be the two companies I would call.

[@Daphmine]

Think Insurance thank you soo much

[@YoungBamily]

Nyc , Still have my permit 🤦‍♂️ Awesome video by the way!

[@tobyou9169]

have you ever driven yourself with a permit lol

[@YoungBamily]

@@tobyou9169 Indeed i have 😭 better yet, there are a ton of people still driving till this day with their permit

[@Crimqasim]

Can u get insurance with permit?

[@YoungBamily]

@@Crimqasim Of course you can, only because they want our money. Downside to it is , you can’t be the main traveler & or driver of your vehicle , you would have to be listed as the secondary/ occasional driver which means you have to out someone with a license on your insurance... Kind of a waste and a hassle but who knows. I could be wrong

[@saial1313]

I live In South Florida, 18 y/o I have a 2018 Toyota Corolla SE

[@ThinkInsurance]

State Farm and Geico are good or even Allstate at times

[@joshuango8707]

I am 19 and I drive a 2017 BMW 330I, I live in California and I've been getting quotes for 175/month but with a high deductible. Any tips or advice to find a better deal.

[@ThinkInsurance]

Check with Nationwide, Progressive and maybe Geico. Those 3 are competitive with young drivers.

[@inhawaii4941]

When i was 17 i was under my dads policy it was with satefarm $350 per 6 months when i transferred it into my name at 19 i was expecting it to double but it stayed exactly the same. Idk if this was a mistake or normal. At 20 i transfered to allstate and it was $380/6mo for 2 cars. People were always surprised when they asked how much i paid

[@taylorsimone8846]

If you don't mind me asking, what kind of car do you drive and whats the color? I heard those are effects too

[@inhawaii4941]

@@taylorsimone8846 10 years ago my 1st car was a 2003 Ford Taurus Dark Gray

[@inhawaii4941]

@@taylorsimone8846 at 20 yrs old the 2nd car on my policy was a 2011 chevy camaro v6 both cars cost me a total of $380/6mo

[@taylorsimone8846]

@@inhawaii4941 damn thats nice.. I'm 20 RN but someone rear-ended me a few days ago 😩 Hoping mine can be the same. Who's your insurance?

[@inhawaii4941]

@@taylorsimone8846 allstate. I've got cheaper quotes by geico and some other ones but they don't offer accident forgiveness

[@coochieexcavator5642]

I'm a 16 year old in PA. I'll be turning 17 next month. Would it be better to wait until I am 17 to get insurance? And if so which insurance do you recommend? Also, will the vehicle premiums still be high if I buy a 2009 Acura? Thank you!

[@ThinkInsurance]

Either way you go it won’t be cheap to start. If you live with your parents it would be cheaper to be added to their policy. The other biggest cost is, If you buy a car and have a loan that requires full coverage it will cost close to double vs only needing plpd

[@mason2044]

I'm a 34 yr old new driver and Geico quoted me 330$ a month for a 2020 chevy spark.

[@ati8713]

How

[@TitanousWarlock]

I’m 21, getting my drivers license for the first time here soon, I’m sure my insurance prices are going to be insane

[@markyeshiggins5308]

same. let me know which insurance you get and how it works 😂😂

[@TitanousWarlock]

Markyes Higgins So I went with Progressive. With their snapshot device installed in your car or on your phone, it ran the lowest price for me.

[@alexistoxqui6984]

21 bro? LMAO my bad

[@tootz5800]

21!!!!!

[@souljarohill8795]

how much does it cost per month for you, It looks like i might start paying for my own insurance

[@t.c.t.trueconspiracytheori1559]

Bro it's 3000 3500 and up😤😤 I am thinking about taking the bus again.

[@ThinkInsurance]

That's a chunk of change. Driving isn't cheap for younger drivers! Is that for 6 months or 12 months? What company did you get a quote from? What state are you in?

[@deanteharris246]

I’m 18 and I live in California with a 2017 Chrysler 300 S Sedan and I want to get it insured, any recommendations or average cost?

[@ThinkInsurance]

If you bought it from a Chrysler dealership call then and ask if they have any affiliation or group memberships. I recall Chrysler had one years ago with 21st Century. Otherwise, try Geico or Wawanesa

[@laflame1652]

19 and looking to buy a 2013 Honda Accord in eastern NC. Do you have any reccomendations?

[@christianjuarez8546]

I'm 16 1/2 so I can drive by myself. I'm trying to get a 2015-2017 Honda civic 1.8 L (Not much power). I live in Delaware, but I just move to the US so my parents don't have credits to back me up. What do you recommend?

[@beastsoundz617]

Christian Juarez Don’t get loans save up and get a 2008-12 Camry or Corolla

[@ozz9000]

Save up! You don’t want high interest rates

[@hermanportorreal8409]

Lmlllll I’m dead 2200 a year isn’t even that bad in NYC

[@rodrigogomez9240]

turning 18 in february i’m getting a mustang gt next month what would you recommend in the state of New Mexico?

[@ThinkInsurance]

I'm not as well versed with New Mexico but from what I can find State Farm and Geico are the cheaper 2 for teens there.

[@MrBakerskate1]

Step 1 don’t get a mustang.

[@albertosolis7068]

Planning to get a 2016 Mustang GT Premium, I’m 18, no accident, tickets, etc. and I’m in Arizona. Any recommendations??

[@ThinkInsurance]

The two I would look into for a young driver in AZ is Geico and Safeco.

[@smiler041]

Hello there!! Thank you for making this video. I'm a 19 year old first time driver in NorCal without parental assistance and I'm going to be financing a 2020 Hyundai Elantra Limited, what car insurance would you suggest for me?

[@ThinkInsurance]

NorCal is that NC or North Cali?

[@drnjksn]

@@ThinkInsurance yes

[@ThinkInsurance]

🤣

[@peterporker7655]

Hey I’m 19,living in NJ and getting a 2011 Chevy Camaro ss,what do you recommend?

[@ThinkInsurance]

New Jersey Manufactures and Geico will be the cheaper options. I would check Travelers too

[@japhetyng5906]

I am 20, I just brought a 2017 Honda Civic in Oregon which company do you recommend for me to look into?

[@ThinkInsurance]

I would look into Geico, Travelers and Safeco. Maybe Country Financial as well.

[@amberlynserrano]

im 20 , and have a 2019 honda civic sedan. I live in PA what do you think is best for car insurance.

[@ThinkInsurance]

Nationwide and Erie insurance are going to be a couple of good options to look into

[@racer776690]

I live in Pennsylvania too, I will check out Nationwide. I don't have a new car like you though.

[@Speedysnail9999]

If you’re looking just for cheapest, I’d also look into Root. I’m also 20 in PA but with a Miata (a huge no-no to insurance companies), and I’m only paying about $800 a year. Other factors will vary of course.

[@bix977]

I have a tip, put your cars name under your moms and go to an agency have them look up a plan for you and do not pay their broker fee call the insurance company they find (affordable) and call them directly

[@insomnia3791]

So let’s say I out put the car under one of my parents name and I choose State Farm, do I call them? I’m kinda confused

[@zamuraizk4431]

Im 20 and about to turn 21 in January, I just got a new 2020 dodge challenger and im looking for another insurance because I can just imagine how expensive it would be. I used to drive a 1998 Toyota 4runner with 230,000 miles on it and paid almost 200 for it. I also have 1 ticket in my life time which is No DL and Speeding 15 mph over the limit. I wonder what I can find for low price.

[@winkpc101]

I’m a 21 year old from MD. My mom has Geico insurance and I plan on going underneath her plan. Do you have any suggestions for 2013 cars that won’t significantly increase her insurance?

[@ThinkInsurance]

Geico is pretty competitive for families with teens. I would check with 𝐔𝐒𝐀𝐀 and Travelers as other options

[@garrettisamess509]

I have a 2010 mustang gt and my insurance is 2700$ per year🙁

[@ThinkInsurance]

😟 If you're in Michigan or Florida, that's normal or even cheap ;-)

[@elijahmole2075]

Bro I’m trying to get my 2010 mustang gt in a couple days as well but I wanna see what my insurance will be like 😭

[@andrewotero0325]

I’m 19 , just got a car a 1998 Toyota carolla , I live in NY , what’s the best insurance

[@ThinkInsurance]

Great choice for a starter car! It’s one of the cheapest to insure overall. In NY for a young driver check into Geico, Progressive and maybe the local company New York Central Mutual Fire

[@racer776690]

Smart choice.

[@celeste2329]

I’m 18 and just got a 2008 Volvo s40, and I live in ny. What insurance would you think is best?

[@ThinkInsurance]

Progressive and Geico are going to be your more competitive options in NY. Progressive offers a test drive to see what discounts and prices you’ll be looking at. I did an in depth video on it. I’m not sure if it’s in NY but I would bet so

[@kristiankuna8468]

I'm 17 and my first car is a 2007 Mercedes C230 Sport and I live in Illinois, what insurance do you recommend for the cheapest price/best deal?

[@ThinkInsurance]

Pekin and Safeco are likely going to be your best first options. Geico as a third

[@LacedJobs]

I’m 18 I just got my license and I live in Atlanta and I have a 2001 Volkswagen Jetta. Any ideas for me?

[@ThinkInsurance]

The cheapest and usually best deal you’ll get is if you go under a parent or guardians insurance policy. If you are wanting to go on your own, Farm bureau and Geico would be a good option to check in ATL

[@LacedJobs]

Mark Flockhart thanks I’ll check em out

[@keonhosten8783]

I’m 18 at the moment and turn 19 in December. I live in NYC and I’m looking to get a car what insurance companies are best in the city

[@ThinkInsurance]

Travelers, Allstate and Geico will be you likely best options

[@bryceobrien1241]

I live In Massachusetts and probably going to get an 03-06 Camry, any thoughts on the best insurances?

[@ThinkInsurance]

Plymouth Rock and Geico are two good options there or the Hanover

[@jack_dennis1889]

Im 16, dive a 94’ Accord and have been in two accidents (one was forgiven with State Farm) any advice on how to lower the cost 😬?

[@ThinkInsurance]

Let me ask, What is expensive? What state are you in? Does other companies pull the second accident? Odds are State Farm gave you "Accident Forgiveness" but if you have a second accident it will revert back to both being rated. I would call and verify this with them. If not, they you may not have many options.

[@okieg8960]

Me buys a 2003 echo for $400 pays $120 every month for insurance never crashed or had an accident or been pulled over for 6 years.

[@JuanRuiz-ut3bj]

I bought a 2017 escalade platinum 2 years ago I was 30 years old married 1 daughter 0 accidents no tickets insurance was 1560 for 6 months 😢

[@lianthio1065]

After all of those tips and discounts, how much would you say the monthly decreases to?

[@ThinkInsurance]

There is no way to say. Each person is different from their insurance score to their car etc... most discounts are on a percentage basis and the prices are broken up into categories. I would say it could add up around 15-30% less. Give or take

[@ddot1779]

I'm 18 driving a 2005 Hyundai Santa Fe and I live in Alabama any recommendations?

[@ThinkInsurance]

makeveli tv Geico and Travelers are competitive for teens in AL. Maybe progressive as a third option

[@Zixxer_rider]

So I have an issue, I would like to finance a Lexus IS 250 but some say leasing is better for a new driver. I am 20 and I live in New York, what insurance do you recommend, and to note my parents do not have drivers licences, and I received mine a month ago.

[@ThinkInsurance]

Leasing vs Buying won’t affect your insurance. I’m a fan of buying because leasing costs you more money overall (google it). There are a few companies that are competitive in NY right now for young drivers. I would look into Geico, New York Central Mutual and possibly Allstate

[@deeci6003]

I’m 18 living in CA and bought a used 2016 Ford Fusion. Any thoughts on what insurance I should get?

[@ThinkInsurance]

Wawanesa, Progressive and Geico are some good cheaper options on CA

[@deeci6003]

Think Insurance thanks !!

[@diptabarua4009]

Hey I see you are still giving advice in the comments, I am 18 looking to by a 2019 Volkswagen Jetta S, live in nyc getting in my parents policy isn’t an option. What insurance company would you recommend and how much would do you think it would be?

[@ThinkInsurance]

Progressive and Erie are two I would check with

[@Hevy5125]

I'm 20 (soon will be 21), live in Los Angeles, and looking for a 2009-14 Acura TL. I'm currently under my parent's insurance policy with Geico. Is it better to stay under parent's insurance policy or go on my own, or to find another insurance company with cheaper coverage? No speeding tickets or accidents.

[@ThinkInsurance]

More often than not it is going to be cheaper under your parents policy. Being under 25 years old is a higher risk than if your mom/dad is older than that.

[@tsbmidnight418]

I’m 18 in Nc and have a 08 Subaru Impreza hatch, had my liscense for 2 years but looking to get my own insurance. Where should I look into ?

[@ThinkInsurance]

Farm Bureau and Penn National and Geico are all competitive there

[@ZeeDawg]

I'm 21-year-olds, I have an at-fault accident on my record. I currently bought a 2017 Ford Fusion and I live in Arizona. Any recommendations?

[@ThinkInsurance]

The companies I would look into are, Safeco, Geico, and American Family. Maybe even try Travelers if you want a 4th option

[@tobiasisbroken1934]

So I’m 17 and just bought a 2008 F-150 and I live in Illinois. The issue is I don’t have my license but just my permit. I have no idea where to look, any ideas or suggestions?

[@codyaubin7237]

I’m 23 years old and just leased a 2013 Kia Optima Hybrid , what’s a good insurance company to look into !

[@codyaubin7237]

I also live in Katy Tx

[@melsvwyer]

Hi im 20 with a clean driving record since 16 i've been under my mom but now getting kicked off. i drive a cadillac '06 and live in chicago. any suggestions?

[@ThinkInsurance]

Safeco is my first call I would make. Maybe Pekin, and also Geico. Do it before you are officially off your moms policy for the best price

[@richardchacon2382]

I'm 20 living NJ , recently purchased a 2015 Ford Escape. What type of insurance do you recommend?

[@ThinkInsurance]

New Jersey Manufacturers, Travelers and Progressive are who I would look into

[@dre811]

Question, If you get a quote online will getting the QUOTE itself raise the insurance rate of someone who lives in the same house with their own car? Also, I am 20 and probably getting an 05 Accord in NYC best Advice ?

[@ThinkInsurance]

Only if you call the same company they are with and somehow disclose you are in the same house as them AND you don’t have your own insurance they will likely add you to their policy as a possible risk. If you’re calling around then no, there is no communication like that between companies. The people you live will likely come up on conversation as possible drivers but no insurance company shares that type of information with another company. I would look into Geico and Travelers and two good companies for drivers under 25 in New York

[@zachcorda1082]

I’m a 16 year old guy, 2015 Volkswagen Golf R.

[@ThinkInsurance]

Nice to meet you 16 year old guy

[@zachcorda1082]

Think Insurance Lol i’m sorry my youtube crashed in the middle of trying to edit the comment and then I got distracted 😂. Im in florida and I was just wondering if you think joining my parents policy with geico would be the best option? My dad also discussed maybe having me and him on a separate policy if we can find a cheaper one because my mom has a good few crashes on her record? Thanks!

[@ThinkInsurance]

😉. That can be difficult, excluding your mom, but If you go off with your dad you should have him call and look into State Farm and Progressive.

[@dubwavy6386]

21 , barely have my license. planning to get a 2017 vw jetta s what’s a good one and how much would I be paying ? Jetta only cost about 12k so

[@ThinkInsurance]

What state are you in?

[@dairepurnelll]

I got an 2007 ford escape and I'm 20 and I also live in Hartly, delaware which insurance would you recommend?

[@ThinkInsurance]

Geico, Travelers and Nationwide are going to be good there

[@mymagickmoveyou629]

I'm not a teen driver just got my license super later 30😵‍💫 I'm getting quoted close to 800$ month atm😭😭 looks like I'm going to keep renting

[@SneakerGiirl]

Hey Sir ! I’m 18 live in CT and looking to get a 2016 Nissan Sentra ! What insurance do you think would be best

[@asap_live5560]

Lol I’m 18 and bought a 2013 charger, at first all state told me it would be 600 monthly, I called State Farm and they told me 406. Emailed all state and told them about the better rate lmao and they said I’ll see what I can do and they brought it down to 312. I kinda fell like I got a steal cause my pops is gonna half the insurance

[@josephbeebe4312]

I got a srt8 challenger at 22 paying 400 a month. now I’m 24 paying 300 with a clean record I’m in TX

[@EldenringPvP645]

How the hell did you get 400 a month I just bought a truck and monthly payments would a been 969 but got it down to 650

[@EldenringPvP645]

For a 2021 Toyota Tacoma

[@josephbeebe4312]

@@EldenringPvP645 idk now I have a 2019 5.0 mustang for 268 a month

[@josephbeebe4312]

@@EldenringPvP645 my bad that’s insurance, I pay 630 for the note, but the car was 42,000 out the door

[@EldenringPvP645]

@@josephbeebe4312 oh I pay 161 for full coverage on insurance And 49000 out the door 4.15% Included. Would’ve been 52000 to lease 4 years then refinance if I wanted to buy it back