How much car insurance do I actually need?

[@layemdwn9577]

Also the minimum bodily injury coverage for me is Maryland is 30/60 & $15k for property damage

[@Rhanyra]

I am in training for personal Lines as a captive agent. I will be servicing policies, not selling them, but I still have to get my license. These videos are helpful!

[@ThinkInsurance]

Thank you 🙏🏼. I’m glad I’ve been helpful. Good luck on the test

[@JacquelynnPodraza-zq3ii]

👍Great advice, insurance can be confusing 😅. Thanks for breaking it down!

[@crystalc4218]

Thanks for the videos. Might I suggest adding graphics. Some of us are visual learners and don't remember as much by listening to a bunch of words. I am in Florida and my insurance has really gone up (doesn't help that my 18year old is on my policy). Trying to figure out the minimum I can do while still being covered enough. I'm approx $70k w/$200 k equity in house. I have 100/300 Bodily injury, 100 property, 2k medical, 50/100 uninsured, 10k PIP, $250 deductible. Do you see anything in that I can change to get a better rate?

[@ThinkInsurance]

Nothing stands out that I would consider reducing. It might be worth shopping to see if someone can give you the same or better coverage cheaper

[@jeffd3844]

I moved from Michigan to Washington and my car insurance dropped significantly because of all the unlimited medical insurance MI requires. Unlimited PIP was about $200 per year (per vehicle) and MCCA was another $100 per year (per vehicle).

[@ThinkInsurance]

It's even cheaper now

[@Lee-zw9rn]

Where do people buy umbrella insurance, from a car insurance?

[@layemdwn9577]

I’m in the &50-60k range and need help

[@luisfontiveros7775]

😂now BITCOIN is above 50k! Do you really regret it!?

[@juliussdelacruz447]

Hi Mark! Thank you for the info. When you talk about Umbrella Coverage is $15 a month, is that in addition to your current insurance premium?

[@ThinkInsurance]

Yes. The umbrella is in most cases a separate policy. Some companies will add it to homeowners but it’s still an additional cost

[@unknownstep2hard]

all these quotes smoking crack ong one said 4k down 😂 but geico says 400 down but says save an additional price if I pay in full so does that mean I’ll have to pay more than 400 at check out? I don’t wanna do the 6 month premium that is 1k to 2k

[@noodle7984]

25/50 gang

[@deeone888]

Will I be interested If I hit a pole ?? Full coverage.. I didn’t see the pole backup

[@ThinkInsurance]

Hitting a pole will count as collision for your car. If you have the coverage then it will likely be covered as an at-fault claim (up to the adjuster and investigators if they choose to investigate but likely they will just cover it). The pole if it is damaged falls under property damage coverage in most states. I would get an estimate first unless you already filed the claim. You’ll have whatever deductible you choose to pay

[@eaglesterroity4848]

Hi would you recommend 50/100 for a college student

[@ThinkInsurance]

I prefer 100/300 if possible but it’s all doesn’t on your risk tolerance and protection YOU need. As a default, I would check both. If you’re the type that is willing to pay a little kore to know you’re covered or the type that would rather save the extra money. The risk is low but it’s more of a preference per person

[@jesonkarlos3401]

good

[@RosaMartinez-he4mp]

I’m in CA and I’m doing 100/300 with Geico and $1k deductible and have my 18 year old on there I think it’s pricy any advice? And why is only for 6 months coverage why not for a year ?

[@ThinkInsurance]

Each company is different. Some offer annual policies and others 6 months. Mercury and Infinity are two I would look at

[@zoemarano9590]

Thank you for your video and is there a chance to get your number or email for the questions?

[@ThinkInsurance]

My contact info is on my about me page