Best NPS Fund Manager Comparison - November 2024 || NPS Tier-1 || Every Paisa Matters

[@EveryPaisaMatters]

What is your Return from NPS? Share on my Telegram channel - t.me/EPMChat

[@eddscall]

Hi Sir, always had a doubt on Corporate NPS, which a lot of people are not able help me understand I am a salaried person working for a private company, the company gives 3 options 1. Contribute both Employer NPS and Employee NPS 2. Contribute Employer NPS only 3. Contribute Employee NPS only I understand these two options in old Tax 1. Employer contributions of 10% comes under Section 80CCD(2) of the old tax regime 2. Personal Voluntary contribution of Rs50000 per year, this claimed under 80CCD(1B) - Please note 80C of 1.5LK is exhausted with other investments (LIC and PF) I am under old Tax regime under the 30% bracket I am under the impression that 80CCD(2) & 80CCD(1B) will go over and beyond the 1.5Lakh limitation in 80C if 80CCD(2) doesnt go over and above 80C limit then Employer contribution is pointless and answers my question So if my Basic salary is 764384 Annually, 10% of that is 76438 My plan was I allow Employer ony to contribute 76,438 annualy and that will be minus out of my taxable income 80CCD(2) (saving of Rs22931 per year if I consider 30% of 76438) On top of that if I do a voluntary contribution of 50,000 and that will be minus out of my taxable income 80CCD(1B) (Saving of 15000 per year if I consider 30% of 50000) So in total, a saving of 37931 per year in NPS alone, this does not include 80C tax savings Is this logic correct?

[@akhilchowdary2636]

Hi sir,I am working in public sector and for us it was not allowing for active choice , please suggest which scheme is better for Auto50

[@rudrapalsinhvlog1911]

Government employees chenge kar sakte hai puri jankari di jiye

[@phulentalukdar6632]

Very good information sir

[@DeepakKumar-dp4pv]

Govt emp. ke liye balanced life cycle option hai kya ?? please reply

[@Praveensingh-sp3nq]

Can i change default to auto choice in nps present time when market is down

[@ChiragFireTV]

Can i switch from default to LC50 as markets are at low level...?

[@rkyogi24]

@@ChiragFireTV yes you must

[@ravindramardhekar8817]

@@ChiragFireTV Yes. I am done right now.

[@kaushiknandy249]

Sir, I'm 37 years old. Which one of aggressive auto choice or active choice is suitable for me.

[@soumitrabauri2716]

Active choice

[@gurjindersidhu2000]

Sir why the government employees can invest through only three fund managers

[@GauravSharma-upcop]

NPS m auto choice m maine hdfc fund manager choose Kiya h 8.10%return de raha h isme m hi continue kru ya other choose kru

[@mohammedsayeed4876]

If HDFC is giving better why not we stick to it ?

[@mohammedsayeed4876]

This man is a gem

[@philipthomas67]

Very informative

[@attudc]

How to create D-REMIT VIRTUAL ACCOUNT in NPS

[@AmolChavan07]

Do you know how the income tax is calculated for NPS TIER-2 gains

[@dineshnair5495]

@@AmolChavan07 Like Mutual fund gains

[@sudipsarkar8600]

Sir mai Nov'24me retire karunga aur mera total deposite ammount hai 10lakh80hazar, mujhe Kon as fund me invest karna hai pension lene ke liye.

[@pankajchhipa5656]

Mera HDFC hai please suggest

[@HRMMeena-wg5iv]

Sir mene NPS fund manager kotak mahindra liya kya long term best he Ya kotak se bhi accha fund manager he, to bataye , mene abhi join Kiya 2024 me

[@cyriljohn5153]

HDFC - Equity Corporate - SBI/ HDFC GOVERNMENT - LIC

[@OctoberGuy7]

0:56 Government employees can also choose any fund manager. Little knowledge is a dangerous thing, and when it comes to finance it is very dangerous.

[@gurjindersidhu2000]

How can they choose. The option is not available online

[@prashantchauhan4843]

Gov employees can't choose their fund manager in tier 1 acc. If they want to choose then they will have to make tier 2 acc.

[@OctoberGuy7]

@@prashantchauhan4843 no ji Central govt employees can choose any fund manager as per their choice. They can only avail auto choice (LC50, LC25) and active choice only Govt bond (100%) and the 3rd option is standard/default. For the first two cases, a govt employee can change fund managers only once a year and scheme up to two times a year. This is applicable to all central government civilian employees under NPS. (Please read the Ministry of Finance Gazette Notification dated January 31, 2019) I don't know about the State Government employees.

[@OctoberGuy7]

@@gurjindersidhu2000 1.Sin in to NPS mobile application, using your PRAN and password 2. Click on three horizontal line in top left of your mobile screen 3. Click Scheme Change (6th from top) 4. Select tier 1 (it will show your current investment option) 5. Scroll down to the bottom You will find “Change Scheme Now” 6. Select this option... 7. Select scheme of your choice (first drop down menu) & select Pension Fund Manager (2nd Drop down menu) Choose scheme and PFM of your choice and validate the same using OTP. This can be submitted only in business hours. This option is applicable to all central government civilian employees under NPS. I don't know much about state government employees.

[@chintusuresh6258]

i am indian railway employee tier-1 Account moderate lc-50 autochoice with icici pfm may i continue sir

[@cyriljohn5153]

Equity - Hdfc Corporate - SBI government - LIC

[@muralimiracle8218]

@@cyriljohn5153 equity TATA?

[@gymwalabalak]

Sir is it possible ke nps government employee tier 1 account mai e,c,g mai different 2 schemes select kar paye if yes so plz tell me steps how it will possible

[@manojpathania]

No, government employees cant choose different fund managers for different schemes

[@gymwalabalak]

@manojpathania thnxs....🥲🥲🥲

[@ritugovind5861]

@@manojpathania bhai aap change kar sakte hai

[@manojpathania]

@@ritugovind5861 maine try kiya par nahi hota

[@chintusuresh6258]

which is best pfm for govt employees in moderate lc-50 auto choice

[@oldmonk1593]

NPS Ko kese close karu , mujhe pension milta hai aur maine apna service 10 sal tak kiya . Mai chahta hu ki NPS mai mere contribution ke Amount mujhe wapas mil jaye .

[@dineshnair5495]

@@oldmonk1593 at age of 60 years

[@vijaysharma-zb1tb]

Govt walo k liye bhi 11 h

[@ramangarg9990]

I am employed with sbi,,(public sector) can i change my nps fund manager??

[@AshishKumar_Golu]

Yes you can, I'm working under Central Govt., and I changed it recently.

[@dineshnair5495]

yes

[@ramangarg9990]

@@dineshnair5495 my HR said there's no option as of now for psu employees,,only central govt employees have that facility

[@ummedsingh4615]

Hdfc best

[@Komalmeena2018]

Sir

[@nimbapatil6454]

Sir any update of epfo higher pension 😢

[@EveryPaisaMatters]

None

[@dr.prasenjitsinha467]

I love HDFC