Best Pension Plans in India - Which One Is Right For You? | April 2023 Update

[@avgb2115]

Bhai...itni detailed video itne important topic par maine nahi dekhi youtube pe...aise hi detailed video banate rahiye...you deserve 1million+ subscribers.🙌🙌🙌

[@bheemchand6245]

गजब तरीके से बताया आपने। ऐसा वीडियो नहीं देखा था। सारी बात ही समझ आ गई सर । बहुत बहुत धन्यवाद सर

[@EveryPaisaMatters]

✅Get 15 minutes Free Consultation on Max Life - Guranteed Income for Life Pension Plan - Whatsapp EPM to 99109 29066 Link for Excel - everypaisamatters.com/pension-plan-tracker/

[@satishbansal5800]

sir here you increase the policy term to 1 year ( extend) so that the return must be more . so here you increase the age to 2034 . Or they will start to pay pension fund at the last date of year .

[@विनायकुमार2020]

मैंने सैकड़ों पेंशन प्लान वीडियो देखा 👌👌 लेकिन इतनी अच्छी बेहतरीन तरीके से की गई तुलनात्मक समीक्षा किसी की नहीं थी 👌👌🕺🕺💥💥So Much Suparb Awesom 👌👌🕺🕺💥💥🥰🥰🙏

[@ramkumarmandebar3495]

❤

[@shravankuchankar9210]

Masttt jankari di hai sarji...lic jeewan Shanti accha hai aap k vdo se....

[@seema4147]

Commendable. I am totally blank as far as financial matters are concerned but I too watch your videos and try to learn which I think everyone should know. 🙏

[@yogesh0919]

Lic new jeevan shanti plan Online purchase par 2% higher value incentive + 2% online purchase insentive k bare me detail me samjaye.....ya video banaye....

[@alokranjanpanda4080]

Sir I recently purchased a pension plan in MAX life which gives around 7.13% for deferred 1year and 7.82 deferred 2years

[@EveryPaisaMatters]

Can you share the details at [e-mail]

[@piyushpathakvlog]

NPS maturity par milti Annuity compare ka video banayaye please

[@avinashserrao]

Video time 16:37 - instead of current pension value old pension values are compared

[@thesarkarbadal]

Amit bhaiya.... Your content rocks every time. Your channel suits salaried employees like me and especially the cautious ones. But aj ek Q&A session rakh lete to achha hota. This is my personal opinion. But much love to you. Wish you ten thousand likes!

[@aniketgupta6150]

109050 for hdfc life new immediate annuity plan is without ROP and with ROP it is 101523 yearly.

[@kamalkant4070]

Personally I think, It's better to invest in 40 Years GOI bonds. Currently, They give 7.42% return. If we purchase Rs 1.5 lacs bonds every month for next one year. We will get approx. Rs.11,100 every month for next 40 years. After that it will redeem. Currently my age is 45, so I will get above amount till age of 85. And more, these bond are tradable. Their value increases when interest rate are lowering.

[@EveryPaisaMatters]

Will you get 7.42% every time?

[@kamalkant4070]

Yes, last from last one year coupen rates move 7.26 % to 7.42%. now it's stable from March. Once you purchase these bond, you will get 7.4% interest for 40 year. Govt long term Sovereign bonds always give higher return that traditional immediate annuity plans.

[@BharatSanatan-q5k]

Thanks for giving a great tip about investing in GOI Bonds! Some State govt bonds too are good on the RBI Retail Direct website. This can be a better alternative to an annuity plan.

[@ViralDave_26]

superb video - I really appreciate your effort on pension plans - you are doing excellent explanation

[@sift50]

As it is a 10 years deferred plan hence the plan gets deferred by 10 years to 1.4.2033. Then for annual interest we have to wait another one year and will start getting the pension from 1.4.2034

[@vipingarg1585]

Annuity plan mai Annuity after one year hi start hoti hai ,,,in differed Annuity plan

[@prosenjitbanerjee9634]

For the deffered annuity investing in April 2023 and getting the 1st return on April 2034 as in the example you have opted for the annual return and also the return comes after completion of 10 years. So April 2023 +10 completed years (2033) + 1 year for opting interest annually = April 2034. Hope this answers but not sure if i am eligible for the giveaway. Any analysis on the TATAAIA fortune gurantee plus.

[@sundarsriram970]

Because Deferred annuity commences only after a period of time after the final purchase paid like 1Apr 2023, after completing 10 years term, annuity will be paid I.e 01 Apr 2024

[@rksaraogi]

Informative video. Please make a revised video since the plan version mentioned has been changed for most of the plans discussed. So you may please suggest which immediate annuity plan to take with return of purchase price. Regards

[@sathiyamoorthyt9590]

Sir, I have seen your this video now only , but it is very good, educative and really help is taking decision on going for any pension plan. It is fantastic that you have compared almost all insurance companies product. Appreciate your efforts and explaining in simple way. Thanks once again. My request can you please update these details as on this year 2024 and include any other like max lift Glip etc... which will help me to take decision in this year and going for one which is beneficial in real sense. I await your updated video on this. Thanks

[@sanjaykumarpatel7814]

Sir Mai goverment workar hu mera nps kata jata hai ye bataye ki ham kis company me invest kare HDFC ya iccici ya lic ya sbi

[@gdp2102]

What is conclusion?? What's recommendation?? Instead I will prefer ELSS in Quant Tax plan MF?

[@goutamroy9387]

I like to compare pension plans to Kotak Life with other industries.

[@SingingEmotion]

excellent video brother. Lekin ye annual pension inflation rate ko dekhte huye bahut kam hai. Please tell us some monthly pension plans, which offer at least 20k pension per month. Because 100000 per year or 8k per month will be nothing, say after 15-20 years.

[@mintubabu1340]

Right .

[@imukulpandit]

Shaandar presentation

[@absi008e]

Annually pay hai annuity ka ie yearly paise milta hai monthly nahi

[@_narain_]

जय हो 🙏 बहुत सुन्दर और useful वीडियो 👌👍👐

[@a.muralidhar6873]

Well explained sir... about the Pension plans... Can this be a possible alternative to those who are sceptical about the higher Pension option of EPFO. Please review afresh the direct Pros and Cons of some lucrative Pension plans available now. There's also a mention of return of premium to nominee... What does that mean exactly.

[@amodpatwardhan2492]

SIR...VERY GOOD VIDEO...LOTS OF MATHS / WORKING BUT STILL VERY MUCH SIMPLIFIED...KEEP IT UP ....

[@SayantanLal]

#everypaisamatters The reason for the year 2034 is after completion of retirement year, the pension will start from next year onwards. So it is 2023+10+1= 2034. Please confirm if I'm right. Thanks for this useful & informative video. I regularly watch your videos which is helpful.

[@mohammadreyazreyaz7545]

SBI life retire smart plan version 02 5 years deposit karne par iske baare me please details se bataye

[@manojvlogs4848]

Amit ji @NPS maturity me annuity ka upar ek comparison video jarur banaye

[@subhasisbandyopadhyay1789]

Fantastic,, deep analysis ,many sellers will never tell truth as you did, gratitude

[@EveryPaisaMatters]

Much appreciated

[@ashvinshah7814]

If I select 10 years deferred annuity plan, my premium payment will be hold by 10 years. Then after 1 year, annuity will be released because my pension plan is on yearly basis. Hence, in all, Annuity will start after 11 years.

[@pareshterse3305]

Sir can you please tell me epfo new pension scheme is better Or plan shows in this video

[@ramprakashshukla8563]

Kindly comment and compare with sbilife retire smart plus. I have subscribed it for ppt -5yr pt-10yr but can exit in after 6 year. It's deffered type not immediate.

[@shraddhapawar7100]

Sir u have done a good job, u r information & research really good. U will definitely achieve ur 1000 likes

[@SuperSandyutube]

If I want to get pension at the age 65 years under NPS, please let me know if it is possible. Please also indicate what is the procedure to followed to start pension at 65 years of age. Regards

[@mahtabalam721]

What about SBI LIFE - Retire smart plus, Will you explain about this plan

[@chetankokal3489]

As we are starting from 01-04-2023, so the first year will come to 01-04-2024, second will come to 01-04-2025 and so on and 10th year will come to 01-04-2033 and after that we will start getting our pension, so that's why we will start getting from 01-04-2034 and not from 01-04-2033

[@Ranjeetkumar176]

Sir,you forgot mention surrender value factor in hdfc guarantee invome..in case of emergency only 10% is payable in case of hdfc...that means only 1.5 lakh is payable

[@mamataparida2685]

Kotak mahindra insurance pension plan ke bare me batayiye please

[@EveryPaisaMatters]

New video coming today.

[@12412590]

Hi I am snc ray Querry 1. If the tenure of plan expires and I don't die can I receive the invested amount if I have invested on a differed plan with a time bound for pension pay

[@sumit31520]

❤ for you guru ji Hdfc safe h ? Ya compani bandh hote hi pension bandh ho jayegi ?

[@ag564]

Today FD rate is around 7.1%. For Sr Citizen it's even higher. Isn't it better to open a FD with monthly interest payback option? You don't have to pay GST for FD i believe. Also it'll be tax free as long as your total earning is lesser that 7lakh.

[@EveryPaisaMatters]

That is correct and you have covered some good points. However FDs are typically only for 10 years. And expected life time after retirement can be 25-30 years as well.

[@sanjeet9753]

Answer of your question is- In Deferred plan , we have consider annuity on yearly basis, so after completion of 1 year ,pension will start , if we consider pension for monthly basis ,pension will start after 1 month of completion of 10 years.

[@sumanchatterjee1881]

Excellent information, can you do a comparison with SCSS return?

[@barethyt7770]

Thank you🙏 sir apke is video se mere ko penson ka sara queries clear Ho Gaya🫡

[@sandeepmm3166]

Really informative ..thanks for the efforts taken Highly appreciative.

[@satishbansal5800]

sir here you increase the policy term to 1 year ( extend) so that the return must be more . so here you increase the age to 2034 .Or they will start to pay pension fund at the last date of year .

[@sanjivsaha5469]

Bhai sab, may hdfc guaranteed pension plan 2017 & 2018 two kiht 75k diya hay, Uske bad se policy paydup hai, Mera 2026 may maturity hai ! Please muje kon sa policy decision lena sahi rahyga bataiy, Policy amount kase yus kare jo mara faida ho please🙏 Q? ka answer jarur dijiye ga thanks you sir.

[@EveryPaisaMatters]

Isko 2026 mein hi evaluate kariye because plans and rates keep on changing.

[@hemanthraj4871]

Dear Sir , I have NPS right now, sbi BANK , now getting very less pension, 6.5lak , is their , only 2700 per month geeting, kindly advise me wich one is best, I am BSF retirement taken last 2 years back,

[@rajatbhardwaj4728]

Thank you Sir for the detailed presentation.

[@amitdutta3854]

Sir, my employer by mistake rejected my higher pension joint option form. By they try to rectify it but still now they succeess. My question is it is possible to solve it . Please reply.

[@vishalrai2601]

Beautiful explanation lekin thoda aur lamba aur briefly Hona chahia tha

[@sandipverma6913]

बहुत ही शानदार

[@purnachandraraosari5798]

Excellent explanation. Thank you Sir.

[@nisheetroopkishor]

Very nice, informative and useful video. You should be given 10 thousand likes for this hard work.

[@EveryPaisaMatters]

Thanks a lot 😊

[@sourabhagrawal6383]

​​@@EveryPaisaMatters sir marriot bonway me ek raat ki room karte hai usme points direct accounts me transfer hote hai or sir marriot bonway ka credit card Lena jauri hota hai kya?

[@premanish]

If someone has say suppose 10 Years to Defer the Annuity, XIRR looks almost same in Immediate and Deferred both cases of Same Plan, then what is the use of choosing Deferred Annuity plan instead should we choose Immediate Annuity and put the money in the MF SIP for 10 Years? Can someone clarify which one will be better?

[@ajitwangikar5959]

Sir ple let us know pension calculation without return of capital, this is necessary if we are opting for higher pension

[@DeepakKumar-pq9eg]

Because here annually mode is choosen so income start from 2034.

[@bhaveshsing3101]

Sir agar esa plane me koi bank band ho gae to pension k jawabdari kiski please batae 🙏🏻🙏🏻🙏🏻

[@pareshroy3432]

PLEASE CHECK TATA AIA SARAL PENSION IS GIVING MUCH HIGHER THAN TOP

[@kirankumarsoni1678]

10years complete hone ke baad from 11 years onward pension start

[@ssr2338]

Great Effort. Thank you

[@pc_believe5656]

Sir, It is advisable to take insurance plans....as you showed returns are not able to beat Inflation....Kyonki baad ke 100000 INR bahut kam honge....what is your suggestions to Invest somewhere else so that maximum returns will get.... Insurance plan me Tax bhi lagega.... Innocent investor ko loss hota hai dukh hota hai.... Average earning families ko Tax hi dena hai....Aapki sincere advice bahut logo ko help kar sakte hai.... Thank You....

[@pradeepdafda7656]

HDFC Life systematic pension plan best he deferred ke liye

[@narayananlekshminarayanasa3217]

Yearly pension. So we get after completion of 11 years in 10 year deferred case sir.

[@rajdatta6711]

Please load a video comparing 5 years deferred annuity plan of LIC, TATA AIA & SBI Life

[@abhinavkumar8396]

Absolutely amazing explanation Amit ji Very very Thanks 😊🙏🙏🙏

[@taraktandel1234]

When I take Pension Plan if spouse age is below 40 I am unable to keep her as Joint Survivor...If I take fist with out Joint survivor and add her name @age 40 is it possible? I am planning to by differed annuity.

[@yedathoreashok1695]

The term is 10 years but the annual annuity will commence 1 year hence. Therefore the date of Commencement is 2023 and first payment will be from 2024

[@ksphchannels7959]

I have ICICI prudential Life yearly income 25/* return , sip and Tata AIA sip 👌🖐️👌🤔

[@Kiddoflicks8]

Like kar diya sir😊

[@anilkumar-ov8kd]

Anuuity plan ko surrender kar sake wo provider batana ji

[@sureshkumar-gy1ye]

Thanks for giving in depth, clear explanation.

[@suvashchandraswain391]

It is a good reasearch, thanks 🙏.

[@sureshbadiga]

Sir please do video on Bajaj Allianz life assured wealth goal guaranteed return differ plan please

[@onlineincometube552]

PLEASE MAKE A VIDEO ON SBI RETIRE SMART PLUS SCHEME ..

[@amruthraop2990]

Very good information

[@BuyDigital-Go]

Super explanation

[@nirajtrivedi1168]

Great efforts. 🎉

[@monojkrdas9741]

Etf It will not be good if money needs specific time regularly

[@rohitmehra87]

Great one. Sir which one should i buy? i am 36 year please suggest monthly payment plan

[@EveryPaisaMatters]

Whatsapp at 9910929066

[@himanshkulshrestha1387]

Because investment needs complete investment year. As 03/33 main whole year rahega then only 10 years complete honge.

[@manishagupta1991]

Is this better than NPS?

[@trnswamy]

Very informative. Thank you sir

[@bhavneshparikh8283]

add Jevan Umanh & Jevan Utsav and comapre

[@prinkush]

Hello Mr.Amit, What are tour thoughts on SBI pension plan?

[@soumyadiptadolai2089]

Please explain 10 years sip plan.which company is best return pension

[@volumamathias3047]

Is the Canara HSBC smart guaranteed Pension scheme a good scheme.

[@EveryPaisaMatters]

I have not evaluated it. If you have already taken, don't bother to review now. If you are yet to take one, we can help in reviewing. Details in description and pinned comment.

[@socialist_mitesh_makwana94]

Defard me 10 sal pure hone par milna start honga yani ki 2023 me lete hai to 2032 me 10 sal pure honge. Or 11 me sal se start ho jayega

[@kirtikumarpanchani5048]

Tata aia saral pension plan Joint life 60-M and 55-F Purchase price 15 lacs+ 27000 gst Immediate annuity amt.Rs.1,07,850/- Quotation date.09/05/2023

[@EveryPaisaMatters]

Take this course and calculate the returns yourself - everypaisamatters.graphy.com/courses/Real-Returns-of-Guaranteed-Life-Insurance-Plan

[@LoneOldMonk]

50 lakh govt bondil 5 yr ittal 12 lakh total kittille..total 62 lakh..ite full tax free aano

[@rupalibehera3377]

sir sriram life ki guranted pension policy (DEFFERED) ki bareme video banaie

[@EveryPaisaMatters]

You can learn to calculate the returns yourself via everypaisamatters.graphy.com/

[@pranavgamingandblogs1758]

Thank you for making such a nice knowledgeable video. Can you also tell about SBI pention plan. 😊

[@RJ_Swasti]

Sir meri age 47 years hai..60 ki age se pension chahiye..har mahine premium dena chahte hai.. eksaath paise nahi de sakte ...kaun sa plan le???

[@EveryPaisaMatters]

Whatsapp at 9910929066

[@rameshmurthy9077]

Sixtt one year old for five lakhs ,what will be monthly pension?

[@tapankrrana1507]

Sirji, because I am taking the pension amount yearly. If I wish to take the pension monthly than it will start from 2033.

[@DexterousGirl]

They are talking about nps?

[@laksheswarbora8781]

Excellent sir