i personally buy sg dividend stocks through traditional brokers, cause i prefer some security having my stocks reflected in cdp.
@spectacularangular6373 ай бұрын
9:30 why compare until so complicated for VWRA, just take annualized gains can alr boss
@stylerho62786 ай бұрын
Yes, high risk high return and low risk low return. Don’t expect NO risk for high return, such as SA shielding at about 55, particularly for the (very) rich! Why should taxpayers contribute to the rich in such manner?! Paying high interest rate to these SA balances and yet allowing for withdrawals at any time above 55 is a serious loophole - it is long overdue and must be plugged!!
@andrewgj6 ай бұрын
Any idea which platforms besides Endowus allow us to use cpfis-oa to invest in US equities?
@cathhl24406 ай бұрын
None.
@maleman676 ай бұрын
Wonder if new policy to close SA, would result in even more CPF members losing their savings thinking they can beat the Oa 2.5% interest rate.
@user-uj2li6jg6s5 ай бұрын
Thanks Kelvin for doing all the research for us 👍🏻 Can we use SRS account to buy us equity? If so which platform thanks 🙏
@bedgetboybedgetboy97756 ай бұрын
Hi kelvin in Singapore singaporean buy stock or us stock earn money need to pay tax or file up income tax or not thank sharing
@KelvinLearnsInvesting6 ай бұрын
No need
@bedgetboybedgetboy97756 ай бұрын
Thank you
@viperviperpiro6 ай бұрын
if one passed on, all the RA will be distributed to family member? or CPF will not return all the RA sum back? Anyone can advise. tks!
@KelvinLearnsInvesting6 ай бұрын
Will return if there's any money left after the payouts
@viperviperpiro6 ай бұрын
@@KelvinLearnsInvesting thanks Kelvin!
@foxcom28126 ай бұрын
webull, trade Hong Kong shares, is ther free real time data ?
@keithyeo40106 ай бұрын
CSPX the fees would be different or the same as if I'm buying from US stock market as it is in the london exchange? Thank you!
@fisaps6 ай бұрын
Hi Kevin, Thanks for another video, Can you please confirm there is another charge on WHT by endowus? How did you get the dividend 1.5%?
@cathhl24406 ай бұрын
S&P500 doesn't give dividends right?
@oceanboi6 ай бұрын
Hey Kel, if we just do a automatic deduction from bank acc to invest in the US stock, how is the exchange rate like?
@leslie-11276 ай бұрын
Noted you mentioned transferring funds from OA to SA. Just wondering are you aware if the amount in SA in excess of the FRS can be withdrawn at 55?
@juznikon6 ай бұрын
There is no more SA after 55 years old. Whatever that is above FRS will then go to your OA. You can withdraw from OA.
@leslie-11276 ай бұрын
Hi, thanks for your clarifications. Are you aware if we need to sell the UT bought with funds from SA when we reach 55?
@desaturated60496 ай бұрын
All these constant adjustments make me reassess the credibility and sustainability of the CPF model. What we consider optimal now may not hold true in the future. In my opinion, investing in productive assets remains the most effective path to retirement.
@juznikon6 ай бұрын
@kelvinlearnsinvesting, would be great if you can do a video on how do we decide we should meet ERS at 55 years old. Which groups of people would likely do this etc? Thanks.
@KelvinLearnsInvesting6 ай бұрын
Working on it!
@cathhl24406 ай бұрын
There are several non financial factors to consider. Really more about lifestyle than anything else...@@KelvinLearnsInvesting
@juznikon6 ай бұрын
@KelvinLearnsInvesting thanks for the new video. Very informative.
@stylerho62786 ай бұрын
2.5% in OA is NOT tiny especially from 2000 to 2022 when interest rate was mostly below 1%. The government has been very generous to CPF members for over 20 years! So, don’t start screaming just because interest rate was higher for just the past 2 years. Moreover, you can always invest your OA balance for higher returns but at a higher risk of course. Don’t expect to have the cake and eat it all the time! Learn how to appreciate!!
@YunandYong6 ай бұрын
Government invests your money in S&P 500 and earn annualised 10%. Pay you 2.5%.
@hehehiyt306518 күн бұрын
Just compare to malaysia epf earning, and u will understand temasek is doing bad investment 😂
@purpletulip16886 ай бұрын
For cpf and srs, isn't peoms the cheapest Platform to use for Amandi?
@KelvinLearnsInvesting6 ай бұрын
POEMS doesn't have that 2 Amundi funds
@paulchen47936 ай бұрын
i Can't transfer OA to SA..
@NgeeKey6 ай бұрын
Thanks a lot Kelvin for your sharing, super useful :)
@CurioMovie6 ай бұрын
CSPX can buy fractional via IKBR?
@purpletulip16886 ай бұрын
Thanks for the information, Kelvin
@eddiez86616 ай бұрын
How can G use your money and then make money at same time interest earn they keep it??! Banks don’t even do that 🤬🤬🤬
@user-qg5bb5uv9g6 ай бұрын
Look up Evelyn Burchett on the web😊
@Jinsh06 ай бұрын
Shall we top-up to SA or MA first? Any changes after with latest announcement?
@KelvinLearnsInvesting6 ай бұрын
Ma better
@shan2lu6 ай бұрын
Extremely useful, thank you!
@R6ex6 ай бұрын
Pass 55, I'll withdraw all OA $$$ as cash to put in FD for better interest.
@txsics39166 ай бұрын
FD in SG is usually not higher than OA though. Except now. Which is not the norm.
@R6ex6 ай бұрын
@@txsics3916 Noted. Will put OA $$$ in FD (like OCBC 3%) using CPFIS instead of withdrawing as cash.
@R6ex6 ай бұрын
@@txsics3916 Thanks. Will go for OCBC's 3% CPF Time Deposit then.
@lolfashionistalove54786 ай бұрын
I thought there’s a cap for SA (FRS) .. how do ppl put in 600k in SA acc?