Black Folks Moving to Panama the Truth! | African Americans living in Panama

Charlotte and Alfredo moved from the United States to Panama several years ago. We will have a frank discussion on expectations vs reality as well as the joys and frustrations of running a business from Panama.
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We are not financial advisors, but financial educators. The content in our courses, on our website, and on our KZbin videos are for educational purposes only and merely cites our own personal opinions. In order to make the best financial decision that suits your needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

[@carmenmusic3095]

My dad is black Panamanian and my mom is black American from Louisiana. I’ve considered moving out of the US and retiring in another country. My husband and I are considering Panama. Thanks for the video.❤

[@OurBlackUtopia]

It truly sounds like a place to consider, I can’t wait to visit

[@CLTrattler704]

You should go for it! I like Panama. 🇵🇦🙌🏽

[@dscotthampton6789]

Thank you for a great interview. I'm moving to the Boquete-Volcan area in May-June. I was there for a week last December. Loved it TOTALLY! I want to be there before the Panamanian election just in case there are any changes in the Visa requirements imposed by the new administration. I will not live in the violent institutional racism of the US for my retirement years. After the US election this year, things are going to get even worse for us. Get out if you can y'all.

[@OurBlackUtopia]

Hey DS, thank you so much for watching and for your encouragement. 💕 Congrats on you upcoming move! ✈️ We believe this next US election will very consequential; so everyone should at least get their passports.

[@CLTrattler704]

I booked my “Black Expats In Panama” tour the first week of March. I am so excited that I will get to meet Charlotte and Al. 🙌🏽

[@BlackExpatsinPanama]

THANK YOU!! Can’t wait to meet you!

[@OurBlackUtopia]

Yasss 🎉 That's wonderful - CONGRATS!

[@CLTrattler704]

@@OurBlackUtopia Thanks for the introduction to Charlotte and Al.

[@rerelat8242]

Enjoy. I know Charlotte and i did her tour last July. You will enjoy it.

[@tonyetheselfcaremaven]

Catching up on my replays and tuning in to this one is really eye opening. Thanks for all the wonderful guests who’ve been a wealth of information and inspiration.😊

[@OurBlackUtopia]

Hey Tonye, there are so many ways to do this move-abroad thing - it's fascinating. You are so welcome and thank you for your continued support. 🥰

[@theonewhoknows9615]

I just renewed my passport (I didn’t pay attention to the expiration date) it was about to expire in 2 months (gotta have 6 months minimum left on it, before it expires) Great Advice!!!👍🏾

[@larrytillman7484]

You two together is great in my opinion. I have been watching both of y'all videos for about 4 months now

[@OurBlackUtopia]

Awesome! Thank you! We appreciate you being a part of the community Larry

[@carold2370]

#replay… Great conversation and Panama is definitely on my short list! Thanks OBU and BEIP!! 🙏🏽💎💯🔥

[@OurBlackUtopia]

Our pleasure! Thank you for watching. Please forgive the delay in responding. Life has been lifin'. 🙄 and KZbin held this one up for some reason 🤷🏽‍♀️

[@ang2733]

Love ya both. Working on build my income streams so I can get outta here! See you soon! Thank you Charlotte and Alfredo for sharing info about Panama.

[@OurBlackUtopia]

Hey Ang, thank you so much for watching and for your encouragement. 💕. Have you picked out your potential new home country yet? 😉

[@anissamichele]

Loved, loved, loved this! So much information. Gracias!!

[@OurBlackUtopia]

You are so welcome!

[@user-ul4uw4nx6g]

I learned so much from watching this video! My family is from Panamá and although I have often visited, knowing this information from the perspective of a Resident and a Black expat is very helpful. Thank you for doing this 💕 Oh, and that language exchange in the cafe that you do is so awesome!

[@OurBlackUtopia]

Hey there I’m not sure if Charlotte saw this comment but I will make sure to let her know that you think her language exchange activities are wonderful and thank you for watching. Please let us know how we can help your journey, in the meantime, here are some resources that can help. a-new-dawn-prod-inc-dba-our-black-utopia-q1i5o1.mailerpage.io/resources

[@mooniebo2752]

Halisi, ever since I saw you on Stephanie Perry's channel I've been rocking with you!

[@OurBlackUtopia]

Awww, thank you 🥰 and thank you so much for watching, Moonie - Since Stephanie P? that's been a minute - how come I don't see your name in the live chat?

[@lucindanobles7728]

Greetings Halisi, Rick, Charlotte & Alfredo, what a great topics and very helpful as we work on our paper work, etc for our family’s future trip to Panama City in early fall 2024. Great job folks 👏🏾👏🏾👏🏾😍

[@Ms.Damaris]

Hello, OBU #Replaygang. Good information. Thank you!

[@OurBlackUtopia]

Thanks for watching!

[@cantsitstillbill423]

My buddy stays in punta Pacifica in a high rise apartment for 1300 per month. Great area for one bedroom

[@OurBlackUtopia]

Awiiite , Can't Sit Still - I 👀 you - thanks for the info 🙏🏾

[@MsArtelia]

Thank you for the information from San Diego California

[@OurBlackUtopia]

Hey Artelia, a portion of my childhood was spend in SD - I went to elementary school near off of El Cajon. 😉

[@boukmananddessalines5522]

Thank you for your time. Great information. Much appreciated. 🌻🙏🏾

[@OurBlackUtopia]

🙏🏾Thank you so much for watching, BoukMan and for your encouragement. 💕 Is Panama on your move abroad list? Here are some resources that might help your journey: bit.ly/OBUresources

[@mooniebo2752]

absolutely love this couple, absolutely love you story. absolutely happy for you!!!!

[@OurBlackUtopia]

Hey Moonie, Charlotte and Alfredo are great! What's your move abroad plans?

[@callende]

Love, love, love, and appreciate this collaboration!! 💫🙌🏼🎉🤗

[@OurBlackUtopia]

Hey there, Charlotte and Al are amazing! Be sure to check out her podcast, we were on the last episode.

[@angieh3875]

Hi my name is Angie 53 Panamanian looking into returning back home and I would love to meet some of you all😊 you guys get me so excited!

[@steveo2078]

👍🏼

[@OurBlackUtopia]

Hey Angie, you should totally do that. Charlotte's contact info is in the description below. And if you're ever in Lisbon, let us know and if we're in town we might be able to meet for coffee.

[@angieh3875]

@@OurBlackUtopia thanks

[@60plusblackwomenexpats]

What a wonderful interview with my friend Charlotte Van Horn 🧡

[@OurBlackUtopia]

Charlotte and Al were both amazing. We look forward to visiting Panama.

[@BlackExpatsinPanama]

❤️

[@cm_stew]

YOU ALL WERE GREAT!!!!!!! THANK YOU FOR THIS!!!!

[@OurBlackUtopia]

Glad you enjoyed it! you are very welcome.

[@steveo2078]

Greetings Nice linking up. I’m retired from State Dept and have been between Colombia DR and the US but now I’ve decided to give Panama a try. If I have any questions I will reach out. Thanks in advance

[@OurBlackUtopia]

Hey Steve, Thank you so much for watching and for adding to the conversation. 💕 Charlotte and Alfredo are a wealth of information - let them provide you with a short cut if Panama is the place. 😉

[@msrain1235]

I lived in Panama for 6 months. It's very peaceful in some parts, but I wouldn't want to live there permanently. I'd definitely go back for a vacation though!

[@OurBlackUtopia]

Hey Ms. Rain; some places are for vacation, some places for a season, and some places indefinitely. 😘 Thank you so much for watching, 💕 If you need help creating a move abroad plan, we got you covered: subscribepage.io/moveabroadtoolkit ✈️

[@OurBlackUtopia]

Hey TR, thank you so much for watching and for your question. 💕. Sometimes for folks, it's just a vibe. That doesn't mean it won't speak to you. 😉 Thank you so much for watching. 💕If you are seriously considering a move abroad, here are some resources that might help which includes a Scouting Trip Checklist and our Ready to Retire and Move Abroad Toolkits that have links to the databases that we use to check cost of living information and human rights for cities around the world: bit.ly/OBUresources

[@msrain1235]

@@OurBlackUtopia it was beautiful and peaceful there. I really miss the mountains. I did have fun there, but it's just not a place that I want to live. But like I said, I would definitely vacation there 😊

[@acrossgenerations7399]

My first time visiting your channel. I will be moving to Panama in Sept 2025. I am looking forward to getting as much information as possible before I move.☺️

[@OurBlackUtopia]

Hey there across generations, 😃 Thank you so much for watching and for adding to the conversation. 💕. Congrats on your upcoming move. Be sure to reach out to Charlotte - she'll help you have a softer landing.

[@denicagilmer7951]

Watching in the future. Great interview! I really enjoy listening to how couples navigate through travel. Thank you both 😀

[@OurBlackUtopia]

Our pleasure, Denica! Thank you so much for watching and let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@valeriefullilove5198]

I have been researching Panama as a potential place to retire. It's nice to know there is a BlackExpat Group.

[@OurBlackUtopia]

Oh there's a HUGE english-speaking Black community in Panama. It should be a soft landing. 😉 Charlotte can help with that. Thank you so much for watching 😉 Please forgive the delay in responding. Life has been lifin'. 🙄 Getting ready for the Side Hustle Challenge.

[@itzyogirl100]

Great video! ❤

[@OurBlackUtopia]

Hey itzyogirl, Thank you so much for watching and for your encouragement. 💕

[@jamesanderson3241]

Just watched video, bless you all. Vacationed in PC labor day and preparing for a future in Panama. Life income can't come soon enough, I can qualify for residency otherwise. Retirement 2024!

[@OurBlackUtopia]

Best of luck! thanks for watching!

[@lemari178]

Thank you for this information Looking into some options in Panama just in case I believe I have a ancestor who relocated here from CRISTOBOL Panama I’ve been interested in visiting too

[@AprilMason-nb2js]

Well I tryed. But it was difficult. But I've been researching for 2 years now. I started it with 10 places. I ended up with two. Panama on this side of the Ocean and Portugal Over there!! 🙂

[@OurBlackUtopia]

April, get out of research mode and set a date. If you got yo' money straight don't let analysis paralysis keep you stuck in the oppression capital of the planet. 🥰 😃 Thank you so much for watching and for adding to the conversation. 💕

[@junebrowse1010]

The Caribbean is the way to go but each to their own

[@OurBlackUtopia]

🤣 Alfredo is Panamanian by birth so...😆

[@scarletdvore1459]

Interesting insight… I’ve never considered expating farther south. I wish them well.

[@OurBlackUtopia]

🤷🏽‍♀️ I don't do tropical - but some folks LOOOOVE IT. 🤣 Charlotte is having the time of her life and Al is back home.

[@KellieAlston]

Love y'all and this broadcast. Panama is on my list, along with Portugal as a possible new home. Btw, you didn't have to be a conspiracy theorist or a medical doctor to oppose the injection of the vaccine. There were plenty of experts who spoke against it and many adverse reactions to it that were not allowed to be in the mainstream media or even on YT. I am not vaccinated and neither did I allow my child to be vaccinated, and neither of us has had Covid to date. However, many of my vaccinated family members have had it multiple times.😉 So, that little section of commentary was funny to me.

[@OurBlackUtopia]

Hey Kelly, Thank you so much for watching and for adding to the conversation. 💕. I say conspiracies because no one that I've met accept medical doctors have given me logical reasons not to get vaccinated. 😉

[@bernardtaylor9154]

lived in Panama over 10 yrs. moved back in 2014.whats needed for me and wife to move back?retired USAF,lived in Chame and VeraCruz and last in Albrook whats needed help us if you can tofind right lawyer. thanks love your program for Blacks

[@OurBlackUtopia]

Hey Bernard, please forgive the delay in responding. Life has been lifin'. 🙄. You don't necessarily need an attorney. It depends on what you're trying to do. For instance we have residency in Mexico and Portugal. We did not hire a lawyer for either - but we did hire immigration specialists (less expensive) - and they have lawyers available for specific tasks, if needed, at a bit more $. If you would like to book a call with us, here's the link: calendly.com/halisi In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄

[@FoveverGolden]

Hello. Looking forward to finding out how to move to Panama.

[@OurBlackUtopia]

Hey forever golden - thank you for watching. I hope you've reached out to Charlotte, she's the real deal! 🥰

[@kimberlygila]

Hello and nice conversation and l was in Panama in70,s and 2017 first one for dedication for bahai temple, l am third generation bahai and second l attended international living conference. Have you visited bahai temple in Panama? I also visited the Panama canal,and that is massive canal and beautiful to see,l heard Panama has wonderful health care ,as l am senior citizen now.

[@BlackExpatsinPanama]

Hola! No, I have not visited the Baha’i temple, I have to check it out.

[@kimberlygila]

@BlackExpatsinPanama bahai temple is up on a hill in Panama and beautiful views looking down of city of Panama hola

[@OurBlackUtopia]

Hey Kimberly, Thank you so much for watching and for your encouragement. 💕 We haven't visited the Bahai temple in Panama. 🤗

[@kimberlygila]

​@OurBlackUtopia Hola so you two live in Portugal now?

[@juanitasmartofremaxexcelle5080]

Spanish in Panama is similar to Spanish in Cuba, Puerto Rico, The Dominican Republic; because of the African influence. Mexico, Guatemala, Peru, has an Andean influence. Panamanian Spanish is different from Costa Rica's. It's like Texas & NY; different dialect of English. I happen to be from Panama (My dad was Panamanian & my mom was from Costa Rican). I lived in both countries, before migrating to California & presently Maryland.

[@OurBlackUtopia]

WOW, thank you so much for watching and for adding to the conversation with more information 💕; very interesting! I never thought about the African influence on Spanish...🧐 Let us know how we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@user-jo3eg8qf5g]

This was a great interview! I will be beginning the process of applying for my Pensionado visa in July. I do plan to work with an immigration attorney in Panama. Charlotte, do you have any recommendations for a good immigration attorney?

[@OurBlackUtopia]

Hey sweetie, first of all CONGRATS on making that decision and going for it. If Charlotte doesn't answer over here, all of her contact info is in the description of the video. Let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@alaskaman9076]

Hello Mr. Ric and Mrs. Halisi . I am 46 Years old and Retired I am looking to moving to Costa Rica or Panama August 1

[@OurBlackUtopia]

YASSSS, Mr. Alaska Man! Have you scouted both countries and more specifically the cities that you want to move to? Do you have your list of wants and needs? 😉 We have some free resources below including a Scouting Trip checklist. Thank you for watching and please forgive the delay in responding. Life has been lifin'. 😳 Let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄

[@laskajonesyard6546]

This was fun . ❤

[@OurBlackUtopia]

Yah! 🎉We're glad you enjoyed it! Let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@user-bb9lf8np9i]

Great show!

[@OurBlackUtopia]

Thank you so much for being a part of it.

[@williamsmith3331]

I am retired military with disability and my wife has VA disability. We would like to start the process for the pensionado visa. Can we start the process remotely or do we have to plan a trip? For Panama.

[@OurBlackUtopia]

You should probably contact Charlotte. However, every VISA process that we have researched the process starts with the applicant applying at the embassy or a consulate in their home-country. Thank you so much for watching 💕 and let us know how we can help your journey. ✈️ In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@cantsitstillbill423]

I have been to Panama 3 times and felt at home. I'm working on my pensionado visa now

[@OurBlackUtopia]

That is awesome good luck

[@MercedesJamieson]

para casa, residencia, etc.

[@OurBlackUtopia]

is this part II of your question? 😀 As far as the ability for others to buy property, I do not believe they have the same restrictions as a country like Mexico, but my understanding is that the bank process etc was made easier because he is a citizen.

[@dennisjordan9690]

Hello, what's the name of the subdivision that Charlotte and Alfredo live in, Panama City.

[@OurBlackUtopia]

Hey Dennis, Thank you for watching and please forgive the delay in responding. Life has been lifin'. 😳 I cannot remember, but you can go over to their channel (look in the description of this video) and ask - Charlotte will get right back to you. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄

[@BlackExpatsinPanama]

PH Alps - Brisas Del Golf Norte

[@MercedesJamieson]

Si soy Militar Retired, pero mi esposa es Panamena. Es mas facil el tramite o dificil.

[@OurBlackUtopia]

The process was easier for her because her husband is Panamanian. Family reunification visa's tend to be easier. 🙏🏾. Thank you for watching and let us know how we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄

[@BlackExpatsinPanama]

Typically being Panamanian or having a spouse is an advantage

[@cantsitstillbill423]

Good evening everyone

[@OurBlackUtopia]

Hello Can'tSitStillBill - welcome, thank you so much for watching and for adding to the conversation. 💕

[@cantsitstillbill423]

thank you for all that you guys do for black expats @@OurBlackUtopia

[@tofapolamalu-gantt2747]

Q…How do you use your Medicaid and Medicare in Panama? My husband and I very interested in relocating once he retired in a few years.

[@OurBlackUtopia]

Hey there, you should probably ask Maggie directly. I'm not sure you can use Medicaid - that's an "entitlement", in that we didn't directly pay into it as we did with Medicare and Social Security. Maggie said you can use Medicare advantage in Panama. Her contact info is in the description of that video. kzbin.infoQY2xpGhnS_c?si=U90Pdy0d2Gh_wr2l

[@MrVader282]

Helping Black people get out of USA is a divine Mission, but it's only going to grow because each generation will figure it out and live in Africa or anywhere else. But the business is going to grow, Panama uses the dollar and Costa Rica is considering it. Intelligent Black people will follow this business is going to grow. It's good to be on ground floor but the Exodus has begun.

[@OurBlackUtopia]

We all need to know that we can be other places and enjoy our best lives!

[@Ifatyowa2010]

Ifatyowa was me Charlotte, Halimah! Not Ifa Grady. Great show. Couldn’t watch it all.

[@OurBlackUtopia]

Hey there Ifatyowa - Thank you so much for watching and let us know how we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@BlackExpatsinPanama]

Hey Halimah!!

[@omeemo7003]

What about Beautiful salons... do they have a lot for ethnic women

[@OurBlackUtopia]

Hey there, I would go on over to Charlotte's channel and ask her about salons in Panama. Thank you so much for watching and let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50

[@BlackExpatsinPanama]

It’s much more than it used to be. Black women are succeeding at finding hair care

[@steveo2078]

Is it difficult to do the residency process on your own or is it best and quicker to use a service. If so can you recommend one?

[@OurBlackUtopia]

Hey Steve, we know lots of folks who DIY'd their immigration process. You can definitely do it yourself. HOWEVER, you need to decide what is more precious right now - your time or your money. For instance, for our immigration process we needed to have a 1 year apartment lease, an in-country bank account and tax id number, private health insurance and of course the financial paperwork. On top of that we had to fly to San Francisco to apply - that's a flight and a hotel room. I say all of that to say it was a huge investment to not get approved because of some small thing that I didn't know to do AND which may not be listed anywhere. 🤷🏽‍♀️. We hired someone for both our Mexican and Portuguese residency.

[@steveo2078]

@@OurBlackUtopia ok you’ve convinced me so if you could refer someone it would be appreciated 🤗

[@BlackExpatsinPanama]

If you consider Panama, you have to use a lawyer for residency.

[@steveo2078]

@@BlackExpatsinPanama good morning please recommend a lawyer if possible 😇

[@steveo2078]

@@BlackExpatsinPanama thank you . I’m in search of one

[@williamsmith3331]

Do you think it's easier to get residency or citizenship in countries with a declining population?

[@OurBlackUtopia]

Residency.

[@lanellvital7312]

Why so many people moving from these Hispanic Countries fleeing to America Border if it's such a good place to live ?🤔🤔 You guys have the American Coins so that makes a big difference I'm correct ?

[@OurBlackUtopia]

Folks in other countries who don't have economic opportunity may find opportunities in the states. As for us, we're tired of being the subject of abject oppression. So we take our American dollars to a safer, lower cost of living. 😉

[@lanellvital7312]

@@OurBlackUtopia The people that's trying to get to the States or tire of Oppression and the people in the State or trying to come were there leaving from 🤔🤗

[@anthonywilliams7895]

R they clones they look like Black Utopia

[@OurBlackUtopia]

Charlotte and Al are amazingly gracious - if you're interested in Panama you'd be in good hands.

[@omeemo7003]

Believers did not get any information about anything because they do not ask questions😏😴

[@OurBlackUtopia]

Usually the case.

[@jameskelly9243]

I'm comfused half of panama is black what other truth is there.

[@OurBlackUtopia]

James, James, James, you're all up in the koolaide and don't know the flavor. Black Panamanians are not Black Americans - we're not a monolith - we have different cultures. The truth is the truth about what it is like to live in Panama which you would've known had you watched the whole video.