BookMyForex Card: Zero Forex Markup Fees Explained | Best Forex Card in 2024

[@bankexpert]

Apply BookMyForex card: bit.ly/4bc474l

[@abhishektidke9061]

Not working for some districts.

[@sultanrajasthani7835]

@@abhishektidke9061 bhaijan to fir kaun sa chalega yah working Nahin Karega to fir kaun sa card Lena chahie

[@sultanrajasthani7835]

Ok thanks 🙏

[@feedthemback1296]

So basically I have to load INR then send it to any currency. But what if I come back from that country suppose back from japan now the japan currency account has 50k in it. So now to convert back to INR I have to 3.5% exchange rate?

[@bankexpert]

You can't load INR. Suppose you load Japanese currency and you have the remaining 50k, then you can unload it free of charge. because Reload/Unload fees are zero on this card.

[@dinakar84]

Could you please explain more on the difference between zero % forex markup change and 3.5% cross currency markup charge

[@bankexpert]

Zero percent forex markup means that no additional charge is levied on the base exchange rate when you make a foreign currency transaction using a specific card. This can save you money on international transactions. On the other hand, a 3.5% cross-currency markup charge is an additional fee added to the base exchange rate when you make a transaction in a currency different from the currency your card is loaded with. This can significantly increase the overall cost of your transaction.

[@speedysixstring]

in other countries, for example, if you have loaded Thai baths in a card and use it in Thailand for online transactions in shops and Grab taxi app, are any charges applicable ???

[@bankexpert]

No extra charges

[@195dhaval]

As per the current schedule of charges, this card has 3.5% Cross Currency Fee (Mark-up Fee)

[@bankexpert]

yes

[@simandharmetalandtubes]

singapor dollor load kar skte h kya isme sir apne jo list mention ki h usme name nahi h

[@bankexpert]

singapore dollar load kr sakte hai. maine app me check kiya hai

[@shashikantprakash2717]

How to set contactless use limit..so that if i lose the card..no one withdraw money using contactless method

[@bankexpert]

You will get an option in the app.

[@shirintalwar2033]

How do I load multiple currency ? Eg Euro and Swiss Francs on one card ?

[@bankexpert]

You get a different wallet to load currency.

[@syedsaqeeb7703]

Sir agar mere add kiye hue paise khatam hogaye to kya mai foreign me bhi paise add kar sakta hu apne indian bank account se

[@bankexpert]

Han

[@chaitalidas6944]

If we swipe for payment in currency other than 14options .. like if i use in taiwan so usd to twd conversion is 3.5% everytime??

[@bankexpert]

yes

[@chaitalidas6944]

@@bankexpert so in this case HDFC regalia single currency forex is better right? what do you suggest? NIYO global DCB debit is not servicable in most places in Kolkata else would have got that.

[@gouthamboss3035]

hi bro my doubt is i am going to maldives and they accept usd so i can load usd and use but for maldives its on arrival visa so how to upload docs for that?

[@bankexpert]

Call customer care; they will assist you.

[@sultanrajasthani7835]

Bhai philippin ke liye kaun sa credit card best rahega mujhe jarur bataen

[@bankexpert]

Niyo Cards best rahega

[@RidaKhan-gk1hu]

Niyo card banne mein problem ho rhi h uske alawa konsa best h Phillipines k liye?​@@bankexpert

[@vidishamukherjee2904]

Which card is bettet for schengen countries like spain?

[@bankexpert]

BookMyForex & Niyo are the best.

[@Youmer_]

This card is not available in my city. what should I do.

[@bankexpert]

Try to change your current address.

[@zignesh]

when i am trying to add currency in wallet, its asking me which city, if i am selecting mumbai then its showing less rates compared to bhubaneswar. Why is this so? and what should i select(i am currently residing in bhubaneswar)

[@bankexpert]

Please call customer care; they will assist you.

[@gauravbajpai4426]

If you load 1000 usd to this card and travel. Can you swipe this card outside and get currency notes for local currency? Like you swipe 100usd to get vietnamese dong?

[@bankexpert]

If you load USD and your spend is Vietnamese dong (cash withdrawal or POS/online), then you have to pay 3.5% cross-currency markup fees. Avoid cross-currency markup fees and load money in Vietnamese dong.

[@GreenGardenTroops]

Hi, which card will be good for Malaysia? Does this card have the Malaysian Ringgits option?

[@bankexpert]

I have added the country list in the video where this card works; you can check it out. or you can go with a Niyo DCB debit card.

[@harishgupta8030]

Which card did you use in Malaysia? I am also planning to same country

[@yashmehta3347]

I am also visiting Malaysia.Please let me know if bookmyforex works in Malaysia or not?

[@karanmalhotra97]

yes kindly tell for malaysia

[@GreenGardenTroops]

Bookmyforex doesn't support Malaysian ringgit. I’ve contacted them, and they stated they do not support. They work the same way as your domestic debit card in Malaysia, with charges. I’d finally decided to go for the Neo Global DCB debit card. I didn't even carry any currency with me while leaving for Malaysia. I loaded all my INRs into Neo Global. I was surprised to see how wide its accessibility was in Malaysia. If you're planning for Langkawi, it's up to you to decide if you want the cash exchange or ATM withdrawal because in some places, especially the local food, it doesn't accept cards on the island. Neo had charged me 425₹ for each withdrawal. But overall, the card was of great use, especially its interface and customer support. Sending the amount back to the domestic account was hassle-free and done in a few minutes. I too struggled a lot to decide the card over the cash before leaving, but somehow I did some research and didn't carry any cash instead went with the card. One of the best things I liked about this card was that for the online transactions, it shared the OTPs with your email as well. It is to be noted that they will block some amount in case you withdraw any cash. I withdrew three times, and they blocked 1k, and they deducted it as a charge a month later. I hope this helps!

[@Prakash7045]

The current interbank ex rate is 83.84 and the rate in bookmyforex app is 84.03! Do you know why this discrepancy happens? Is there some more I dont know about? 🤔

[@bankexpert]

From the web to reality, it was a little bit different, like you taking cash; you can see the difference. It is normal.

[@sahalu6901]

I am not able to apply for bookmy forex card , its not showing forex amount to purchase

[@bankexpert]

Call customer care; they will assist you.

[@kanakakpm469]

Heyaa, it will be great if you can answer this… I have SGD in forex and currently in Malaysia, If I withdraw say 200 sgd cash converting into Ringgits from ATM, how much will I be charged ? Is there a free Atm with no charges in Malaysia

[@bankexpert]

You have to pay 3.5% + GST cross-currency markaup fees + cash withdrawal fees.

[@abhishektidke9061]

which card is best for international airport lounges

[@bankexpert]

Niyo's cards and some premium cards from reputed banks

[@AuthenticContent71]

Suppose the card loaded with USD and intend to expend in JOD , the card will work or not at that country while travelling ?

[@bankexpert]

The card will work, but the currency exchange rate will apply.

[@udayakalyani6388]

Im planning to have my studies in australia so kindly suggest me a forex card for my expenses?

[@bankexpert]

if possible carry two forex card with you. 1. Niyo dcb 2. Bookmyforex

[@Minchuvenkatesh]

Hey I have Niyo global SBM variant … is it working now .. I have loded money in that too… can u suggest me one more card also since I wanna have multiple card while travelling international

[@bankexpert]

Go with BookMyForex or HDFC Regalia forex plus

[@Lifeison]

Not onboarding any customers for now. any alternate.

[@bankexpert]

Niyo DCB

[@dhwaniltandon1089]

Hi, which card will be good for Indonesia? As bookmyforex card cannot be loaded with IDR

[@bankexpert]

Go with Niyo cards.

[@Nikita-j4q]

Hi sir. I am going to newzealand for higher studies. I am confused about which forex card to go for. Kindly suggest the best forex card for an international student. Thank you

[@bankexpert]

If possible carry two forex cards with you. 1. Niyo DCB 2. HDFC Regalia forex plus or icici student sapphiro forex prepaid card

[@faesal-08]

I tried to apply niyo global but unfortunately that is not available in my location Now please suggest any best forex card which i use in Kazakhstan for debit money

[@bankexpert]

HDFC regalia forexplus card

[@paayelagarwaal8766]

Travelling to Netherlands and Switzerland. I will need both Euros and swiss franc. Di need to upload both currencies? Or just euro?

[@bankexpert]

I don't know about the currencies. I suggest you also take Niyo cards, load only INR, and use them anywhere; they will automatically convert the currency. And it comes with zero forex markup fees.

[@Shekhar_indian]

ATM withdrawal limit is USD 1000, WHERE as it didn't allow me to withdraw more than NZD 1200. Plus ATM charged me 3 dollars and BMF charged me 2.95 dollar. Thus for withdrawal from ATM i paid extra 6 dollar😢

[@bankexpert]

Withdrawing cash is expensive for any Forex card.

[@Shekhar_indian]

But they don't say while selling forex card

[@vikastiwari8606]

Hi, if there is any gst on unload/withdrawal also?

[@bankexpert]

Yes

[@samridhigoyal8608]

Hey, I am going to Europe as a businessman. I want all my transactions to show as expense in the company. Which cards should I use? Possible if I spend through these cards - Bookmyforex and Niyo? PS: I have an Icici corporate credit card

[@samridhigoyal8608]

If I do hotel bookings from my Icici corporate credit card, will that cost extra forex or markup?

[@bankexpert]

You can take a Niyo DCB, BookMyForex, or AU Ixigo credit card. Yes, Icici corporate credit cards charge forex fees.

[@BeingSarfaraz10]

Apke hisab se konsa aacha hai, Niyo DCB Debit card ya fir Bookmyforex card ya fir Any ICICI Forex Card

[@bankexpert]

Niyo DCB jada convenient hai use krne me. BookMyForex me apko alag-alag currencies ko load krna padega

[@BeingSarfaraz10]

@@bankexpert And Icici toh costly hai and taxes usme v ache khase lag jate hai??

[@Arjunreddyfan]

Sir for one year wt is the withdraw limit

[@bankexpert]

I don't know exactly. Please call customer care; they will let you know.

[@OME9A]

Bro Suggest me a best card for south africa job searching purpose

[@bankexpert]

Carry two forex card with you. 1. Niyo DCB/SBM bank debit card 2. HDFC Regalia ForexPlus

[@OME9A]

@@bankexpert thanks for the reply bro but some info that sbm is not working , if working which is best in those two cards for job purpose

[@amitavabhattacharyya9763]

Is this a lifetime valid card. How do you offload unutilzed foreign currency

[@bankexpert]

It's free for life when the card has not expired. You can transfer unutilized money to your account. For more details, call customer care.

[@utsavkumar3060]

I am going on Bali trip next month... I am confused between Bookmyforex and hdfc regalia forex card. What is your recommendation?

[@bankexpert]

BookMyForex hasn't offered a Bali currency wallet, so you must pay an extra 3.5%. Go with HDFC Regalia Forex.

[@utsavkumar3060]

@@bankexpert Thank for your reply! I have looked the charges of Regalia Forex it is expensive. Do you have any other alternative of HDFC. How is IDFC First Wow Card?

[@srilakshmivh]

@@utsavkumar3060Hi…Did u get ur hands on Forex card for Bali ? I have plans for Bali in 2 weeks and pretty confused right now

[@sattu_sahibaa]

Which card will be best for Malaysia?

[@bankexpert]

Niyo cards or HDFC Regalia forex cards.

[@sattu_sahibaa]

@@bankexpert Wasn't NIYO card banned by RBI?

[@ashishaggarwal6681]

Confirmed Air Ticket? I mean Can't i get the card issued if i want to pay for my international exam fee while sitting in India?

[@bankexpert]

When you get the visa, apply for the card.

[@funcky43]

Bhai ager isme hum manlo 100 inr load kiye and 1$ ka kuch online international purchase kerte hai toh charges lagenge kya ? Mera confusion ye hai ki dollars mein transaction kerne k liye apne ko dollar upload karna padega ya normal jaisa apun dusre cards mein balance dalte hai waise he inr bus dalenge toh hojaiga kaam ?

[@bankexpert]

Agar apko dollar me spend krna hai toh dollar load krye. Aur doller me spend krege toh koi charges nhi hai expect cash withdrawal/balance enquiry Lekin agar apne dollar load kiya hai aur kisi dusre currency me spend kr rahe hai toh 3.5% + GST apko cross currency markup fees lagega.

[@jitaksharpande5229]

Can we load Singapore Dollar and use this card in Singapore?

[@bankexpert]

Yes, you can.

[@Prakash7045]

Hi I am going to usa as an international Student, can I get this card? Because their customers service mentioned this card is not available for students going for education, can I just mention the reason as casual trip while booking the card? Will this cause any problem?

[@bankexpert]

Visa & return tickets are required to get a BookMyForex card. If you are a student, I suggest you carry two Forex cards with you. 1. Niyo DCB/SBM bank debit card. 2. HDFC ForexPlus card.

[@pravinsm7365]

I am a student going to usa, please tell me which forex cards, and credit cardsi should carry.

[@bankexpert]

You can carry two forex card. 1. BookMyForex 2. Niyo Global card Use Niyo Global card for regular basis because it comes with Zero forex markup fees. And use BookMyForex when Niyo cards not work

[@AparnaM-bj1ht]

@@bankexpert but in the video didn’t you say that bookMyForex also has 0 markup fee. So then why neo over bookMyForex?

[@Anchy777]

Bro does this. Card ensure any currency transaction fee? Or any other fee?

[@bankexpert]

There are no charges. Also, you can visit the official site & check it out.

[@GowthamDZN]

Does bookmyforex card has international lounge access if yes what are the requirements for it ?

[@bankexpert]

No lounge access on this card.

[@tusharkumar9041]

Does TCS will charge on International Transaction ?

[@bankexpert]

Starting July 1st 2023, there will be a revised Tax Collected at Source (TCS) regime in place. As a result, all forex orders and international payments will be subject to a TCS of up to 20%.

[@tusharkumar9041]

@@bankexpert it will be charged if i spend a total amount of 7lacks in one year?

[@maharnavtalukdar519]

Are you aware if book my forex card is accepted in UK?

[@bankexpert]

Yes, it works in the UK.

[@ritudhawan8095]

Can this card use as domestic debit card after abroad trip

[@bankexpert]

You can unload the remaining amount when you are back in India. If you use this card domestically, you have to pay 3.5% cross-currency markup fees.

[@ritudhawan8095]

@@bankexpert one more question. On behalf of card holder ,can my friend load money when card holder is on abroad trip. & How?

[@ABHILASHRAVISHA]

Which card is better hdfc multi currency forex card or book my forex card...??

[@bankexpert]

Both are better.

[@zMkDailyShorts]

Can i use this card in malaysia and thailand?

[@bankexpert]

In these countries, you will not get a zero forex markup benefit; you will have to pay cross-currency markup fees.

[@explosivebeast2057]

Can you please tell why is there a markup fee for thailand? The card has the option to load thai baht. Its a multi currency card. Its creating too much confusion​@@bankexpert

[@gracepaul6320]

Which card is better in the UK.I am from Kochi Kerala,will I be able to apply for Niyo forex card?

[@bankexpert]

1. HDFC ForexPlus card. 2. Niyo SBM/DCB bank debit card or BookMyForex card.

[@kaushleshsinghshakya5621]

Hello Sir, I'm an research scientist going to Australia, Melbourne. Please suggest best forex card for Australia. Thanks in advance 🙏

[@bankexpert]

You can carry two forex card. 1. BookMyForex 2. Niyo Global card Use Niyo Global card for regular basis because it comes with Zero forex markup fees. And use BookMyForex when Niyo cards not work

[@kaushleshsinghshakya5621]

@@bankexpert Thank you so much sir for the reply

[@raghavmunjaal4770]

Is TCS applicable for this card for 7 lakh+ yearly spends?

[@bankexpert]

Yes

[@Molewali]

Which card is best for ajerbaijan??

[@bankexpert]

Niyo DCB or HDFC Regalia Forex Plus

[@TarunKumar-bs7jr]

Bhai what's the difference between niyo global debit and niyo dcb debit card and book my forex card? WHich one is best to buy and why? ANd which one is best for student to use for just atm withdrawls and few transaction pos? It is for georgia btw, I'll be taking cash in USD and GEL at times

[@bankexpert]

The similarity between the Niyo SBM, DCB, and Equitas bank debit cards is that these cards come with zero forex markup fees, international airport lounge access, and real-time currency conversion. and it's a zero-balance savings bank account. Add money in INR and spend it in 130+ currencies in 180+ countries. On a BookMyForex card, you have to load up to 38 currencies. It's a pure forex card. But Niyo cards are 2 in 1; you can use them in India as a normal debit card and internationally as a forex card. If you are a student, then always carry two forex cards with you. One is a Niyo debit card, and the other one is BookMyForex or any other bank forex card.

[@Pragyanzl6jz]

Which card is best for Portugal?

[@bankexpert]

Niyo Cards

[@Pragyanzl6jz]

@@bankexpert what do you say about bookmyforex card

[@pratikneve6510]

I am going to the US as a student. Which forex card should I get? HDFC regalia or HDFC multicurreny or bookmyforex?

[@bankexpert]

As a student, I suggest you carry two Forex cards with you. 1. Niyo DCB card 2. BookMyForex card or HDFC ForexPlus card.

[@TowfeekMajeed]

what about tcs?

[@bankexpert]

up to 7 lakh spends no TCS

[@BK-oz3ml]

There is a service charge for the forex card ranging from 150-300 , which I believe is an equivalent of card issuance fees

[@bankexpert]

Yes, including the card delivery charge.

[@rajatgarg1324]

Which card is good for philippines ?

[@bankexpert]

Niyo cards or HDFC Regalia forexPlus card

[@suchitasawalwade3647]

Which card is gòod for Australia

[@bankexpert]

BookMyForex or Niyo cards

[@nishanthvarmas6394]

I am going outside india for the first time, which card is better for me?

[@bankexpert]

Go with Niyo Cards for regular use & BookMyForex cards for emergency use if Niyo cards are not worked in some merchants.

[@vardhan.90]

Im going to Malaysia next month. Which card will be better. Niyo or Bookmyforex?

[@bankexpert]

Both are better. If possible, carry two forex cards. 1. Niyo DCB 2. BookMyForex

[@samratthapa573]

Which card is best for Russia

[@bankexpert]

Niyo Global

[@taranshsindhwani7129]

Is BookMyForex Card better or HDFC Regalia Forex Card? Can you please suggest.

[@bankexpert]

BookMyForex has multiple currency wallets, so you can load multiple currencies on a single card. On the other side, HDFC, you can load USD.

[@executionee007]

Can a foreign passport holder in India buy bookmyforex card?

[@Abhishek.Sharma1991]

Thanks for the video. Informative. Qs 1 - Will I be able to use this card for payments and ATM withdrawals in a country like Kazakhstan, which is not on the list of 14 countries? Qs 2 - Will I be able to withdraw amount in local currency like Kazakhstan tenge from the ATM?

[@bankexpert]

Q1. You can use the card for POS transactions & ATM withdrawals. But you need to add currency in USD. When you spend in local currency, BookMyForex charges 3.5% cross-currency fees. Q2. For ATM withdrawals, you must pay 3.5% in cross-currency fees + ATM withdrawal fees. I suggest you use Niyo cards to avoid cross-currency fees, & the card comes with zero forex markup fees.

[@BeanMultiVerse]

Kaznmu?

[@rashveenkaur4984]

I'm travelling to Indonesia, and since local currency is not available in bookmyforex card, what card should I be getting niyo or scapia credit card?

[@bankexpert]

Niyo or HDFC Regalia ForexPlus or AU ixigo credit card. Scapia is not accepting new applications.

[@h4cker]

What is the annual maintenance charges for this debit card???

[@bankexpert]

no charges

[@amanchoudhary4636]

Is best in uk for students?

[@bankexpert]

As a student, I suggest you carry two Forex cards with you. 1. BookMyForex or HDFC Regalia ForexPlus card. 2. Niyo SBM/DCB bank debit card.

[@cesiumtech8782]

how to apply for this card sir make one video

[@bankexpert]

You will find the link in the description. Follow the instructions.

[@sachinjhaveri6640]

which is better card Niyo Global or BookmyForex Card..Kindly please comment ?

[@bankexpert]

It depends on where (country) you use the card.

[@kareeem-5240]

Hey brother i will be traveling to Dubai next month. Please suggest me a forex card it will be accepted everywhere in Dubai without getting declined

[@Abhishekkumar-bf4nl]

Which is good for UK ?? For travel trip..?

[@musicallymotivated]

For a euro trip which one do you recommend ​@@bankexpert

[@jayamokan804]

@@bankexpert traveling to Dubai next month. Which card do you suggest brother?

[@lingomajhi8303]

That card 1 day how much mmoney spend???

[@bankexpert]

For ordering the card, or daily spend limit?

[@sankkham]

Hi I'm going on 21st. Can i get this card within 2 days.😢

[@bankexpert]

Yes, you can check.

[@sajalpatel4980]

Which is the best forex card for students in Kyrgyzstan?

[@bankexpert]

As a student, I suggest you carry two Forex cards with you. 1. HDFC Regalia ForexPlus card. 2. Niyo SBM/DCB bank debit card or BookMyForex card

[@thalaivarsteve]

Can i book hotels using this forex card without mark up fees ?

[@bankexpert]

yes

[@PrashantSharma-dl9zf]

Does this card require OTP on phone number to make Online payments or while ATM Cash withdrawals, outside India?

[@bankexpert]

I'm not sure about that OTP.

[@MrFunkydoc]

Best card for japan? Bookmyforex mark up fees?

[@bankexpert]

I will explain everything about the card in the video.

[@Shekhar_indian]

Niyo card is better than any card

[@bankexpert]

Niyo Cards is one of the best forex cards. but compare the benefits with another card, then apply for Niyo cards.

[@shradheshpunalekar8791]

Sir nice info. Going to Dubai next month which card is better? If Niyo then which Niyo product perticular product?

[@bankexpert]

Niyo DCB

[@anshulsharma3137]

but they are taking 45Rs on loading the money, then how loading is free?

[@bankexpert]

They only charged GST.

[@Kushal978]

Thanks for sharing 🙏🙏

[@bankexpert]

My pleasure

[@JiteshDeshmukh-n3y]

Niyo global vs bookmyforex card which is better for Dubai

[@bankexpert]

Both card better

[@dhanashrinandoskar4848]

Credit limit kitna hai

[@bankexpert]

Yeh country to country different hai. yeh detail BookMyForex website pe mil jayege.

[@sandriaanndsouza1721]

Does this card work at all places in the US?

[@bankexpert]

Yes

[@sandriaanndsouza1721]

@@bankexpert thank you sir. What about American express card? Do they have conversion rates?

[@poojashete2285]

Does it also include free international SIM card?

[@bankexpert]

Yes (for a limit time).

[@prajnapriyadarshini1466]

Which is the best card for UK?

[@bankexpert]

This card & Niyo card.

[@abhishekchakraborty3439]

which card is good and cheap for Germany?

[@bankexpert]

BookMyForex, HDFC Regalia ForexPlus & Niyo cards

[@deepakchhabra7335]

How much is the gst