Best Credit Cards for Forex Spends in 2024 | Zero Forex Markup Credit Cards

[@karthikkiyer403]

Good video with amazing research to back it up…You can consider another point… the forex rate will differ by the network. A 2% markup in diners will be almost similar to a 3% markup in mastercard

[@gurusgyan597]

One card is best as it just comes with an FD and nowadays offering Zero forex markup charges 🤩, While thise could afford luxury and wanna travel with business class then indusind club vistara at annual fee of Rs 10 k is equally good as otherwise the business ticket would cost you around 40 k to 50 k. I hope it helps 🤩

[@vaibhavmishra8624]

One Suggestion - your reviews are good. But if you include comparison, features on a slide and voice in background - it would be very helpful for assessment of viewers

[@bhavneetsingh1198]

Very informative video. To the point talk. Great work !!

[@souravagarwal5787]

what about IDFC First WOW credit card ?

[@nikunjpatel5511]

Hello, Generally, I travel lot of countries and do a international business and my transaction about 5 lakh plus some time 8 to 20 lakh so which card is best with limited annual fees and zero forex markup fee so which card is prefer? I know you have question might be, which card I use currently well currently I use RBC bank mastercard which is completely free but now I want to take a credit card from india so can you suggest me please. Thank you for your attention.

[@hardikmalpani4444]

Idfc wow, SC Ultimate mention nhi Kiya ??

[@tirtha9]

WOW is Zero markup but SC ultimate markup fee of 2%

[@mrinmoynath1770]

This channel subscriber count is stagnant. Time to broaden the topics and not just limit to cards.

[@imranroshan2760]

What about AU ixigo small bank credit card which is a lifetime free credit card.

[@CardAcademy]

AU Ixigo card should also be in the list. Thanks!

[@ritwik4251]

Great Video!

[@durshettiraghava4599]

Burgundy private credit card gives zero forex markup charges. Please give detailed video on it.

[@satyamrai445]

AU Ixigo card mention nahi kiya kyu ?

[@vishalsharmaize]

I have one card & au vetta card .. which is best for foreign travel?

[@saurabhgoswami1989]

What are the issues in having a fintech credit card?

[@shivambhawsar7560]

What about idfc wow card???

[@Neetaben-q5q]

Credit Card me limit milta hey 1,00,000 Or flight tickets 1,70,000 ka hota hey to kese buy kare ?

[@amitabhmaheshwari]

Best is the American Express platinum charge card. It gives 3X reward points on all international spends, The points if used right, will more than cover any mark up fee paid.

[@CardAcademy]

With Amex Platinum, forex markup is 4.13% including GST. After reducing the forex markup, most people would not be able to extract a very good value. Assuming a value of 60 paisa per MR point, then also you would just barely cover the forex markup. Have to meticulously plan to get best value. Therefore, we excluded Platinum charge from the list.

[@amitabhmaheshwari]

@@CardAcademyAmex points never expire. You have options like transfer to Marriott Bonvoy where one can get very good value. There is no need to hurry as points remain valid forever. The card should have been mentioned in the video, at least viewers would be informed of the option.

[@CardAcademy]

Agree with you on the Marriott Bonvoy bit and the fact that rewards never expire. But again we felt that given the fee and the fact that getting a good return on forex is complex, therefore, we decided to keep this card out of this list.

[@devparmar5419]

Idfc wow credit card also zero markup fees​@@CardAcademy

[@amitabhmaheshwari]

There is another benefit of using Amex abroad, and that is peace of mind. You can’t put a value to this. In case of any dispute, the way the Amex guys help you is unmatched. In fact, I never like talking to any customer care in India except that of Amex. They speak so clearly, and go out of the way to help the customer.

[@vamshikrishna5862]

How about SBI Cashback card for online Forex transactions?

[@lonelykaraokist]

Not good. 4.13% will go in Forex markup. 3.5% + 18% GST on the 3.5% will be 4.13% in total.

[@CardAcademy]

Agree with @lonelykaraokist

[@jaythakkar5909]

glad someone mentioned this card. Sbi cashback charges 4.13 percentage as forex markup and in return gives upfront 5% if your expense is not from the excluded categories like fuel insurance education utilities etc I have tried spending myself and got 0.87 percentage return like this.

[@CardAcademy]

@jaythakkar5909 But this is only in the case of online spends (excluding a long list of spends). Offline spends will give you negative return.

[@jaythakkar5909]

@@lonelykaraokist This is just partially correct.

[@moreshwarpanchal2861]

Mam au bank zenith + card also since return is 2% and forex markup is 1.18%

[@Assingh-b2t]

IDFC ka b 1 lifetime free card hai jispar forex charges Zero hain. Can u make detail video about it. Regards Boss

[@WellnessAttic]

Free nhi hain...First WOW card ke liye FD karna padhta hain.

[@ashwanikapoor4978]

Your forgot emerald card icici

[@tarunmondal3235]

Can you suggest best cash back credit card (no sbi & HDFC milenga) & no cobranded Also (& International long access 2 anul life time free like hsbc platinum)

[@9870772434]

Hdfc Tata neu infinity

[@sahilgulati450]

There is none in India ek se jada card lene padega

[@mohnishrulz]

SC Ultimate?

[@Kushal978]

Thanks for sharing

[@devparmar5419]

Idfc wow card also zero markup

[@arunsharma368]

Fi amplify credit card kaisa hai ?

[@suneetsardana123]

Dear Card Academy Vaali Ladki....m Plz Help me regarding my Credit Cards.

[@vivekea]

Behenji. You have not even mentioned the best forex card available out there that too life time free. 1% mark up with same day full currency vakue conversion. Plus the 1% cashback with 5x rewards. No paid card can beat it in a standalone comparison.

[@taahirm9958]

What is the card?

[@sahilgulati450]

Card is gone with commenter😂

[@IndianGermanDiaries]

One Card ke baare mein bol rha vo

[@siddhikamat5356]

Hello! Can anybody please list the international ATM withdrawal charges for each of these cards?

[@zaidakhtar597]

Same inquiry

[@Vikas_chawla]

What about IDFC wealth credit card.

[@roninr8199]

How to enroll global value program for hdfc dcb?

[@CardAcademy]

By calling the customer support team.

[@atharali198]

You missed Axis Burgundy Private

[@darshilkalwani]

Any debit/forex/credit which has 0 markup fees + 1% reward points on spent.

[@Prashant6969-n8g]

One card charges 1% for forex spends . It also deserves to be in the list 👍🏻

[@TrilochanSatapathy]

Agreed 👍

[@harshavardankamalnalanagul7099]

Yes

[@9870772434]

Exactly... Im using this card soo much for forex and I was shocked they never mentioned this amazing card.... Its literally the best LTF card.

[@svarun32]

Yes

[@agnivdebnath6584]

Yes...life time free

[@moreshwarpanchal2861]

Mam IndusInd bank vistara card is not being issued now

[@arkabiswas5425]

Why ?

[@sailesh512]

What about IDFC Wow Credit Card?!

[@tamalbanik296]

IDFC WOW Credit card with zero forex markup fee

[@XLgaming2900]

Mam 18 year age wala koi credit card ban jayega ❤

[@gururajtj5356]

FD ke against cedit card milta hai woh mil sakta hai 18 yrs walo ko

[@growing3105]

Mai to India se bahar nahi jaunga. I love only India ❤

[@azizansari976]

Hi Bob card ka detail plz

[@nikunjpatel5511]

very bad ki card academy vale log viewers ko entertain nhi kr te nahi logo ke doubts clear kr te hain, jb doubt clear nhi kr ne hote to comments box kyu on rakha hain comment off kr do

[@Empoweringacoustics]

Bro, if students can take fd based idfc wow

[@vipul.bhowar]

Amex?

[@mkp396]

Loan offer aate hai

[@vishaljoshi9259]

How could you forget one card! Zero forex markup card & life time free credit card!

[@IndianGermanDiaries]

Zero or One ?

[@rushishah33]

Its 1% without offer.

[@ronysunil5311]

It's 1% and sometime they give value back of 1% so it's 0% but it is not consistent

[@hariguduru2820]

Does niyo debit card is zero forex

[@anshulgoswami7483]

Yes, neyo dcb debit card

[@Blessings2You]

Dcb and equitas debit card is much better than credit card...

[@nikunjpatel5511]

ye kya hota hain bhai?

[@mkp396]

Rbl duet credit card information me

[@digitalcommunity5721]

What about IDFC wow?

[@CardAcademy]

IDFC Wow is an FD based secured card.

[@digitalcommunity5721]

@@CardAcademy Since your video is all about "best credit cards for forex spends", that card should have been there in your list

[@CardAcademy]

We don't recommend secured cards when there are better unsecured credit cards

[@yogipogi777]

​@@CardAcademyNiyo is not a secured card. The picture that u shown is of Niyo Global "debit" card which used to have 0 forex markup. But last year RBI imposed ban on 0 markup and many tourists got stranded at international locations due to this sudden ban. Now that Niyo card is no more acceptable in overseas locations. To counter the problem, Niyo introduced an FD-based secured credit card which has 0 markup (same like IDFC Wow CC). I have both Niyo Global DC as well as Niyo Global CC. Reaped the ultimate benefits of DC in Vietnam efficiently (before it was banned) and recently used CC in Kazakhstan, Azerbaijan, and Egypt without any issue. The only drawback of CC is that ATM transactions become too costly. So use it only for POS or online foreign currency transactions.

[@ahmedsabir1181]

Rupay Card ATM 🌍🤔⁉️ global benefit world ⁉️

[@shubhamtibrewal2408]

Ek kaam karo, meri kidney lelo

[@namangotam816]

Fi debit card 0% charge

[@finishthegameyt3057]

Scapia ke lage hue hai 💀

[@agnivdebnath6584]

One card kaha hainn😂😂😂

[@adilshaikh4292]

I love you ❤

[@yogipogi777]

Pinchar laga re choosey 🤦🏼‍♂️

[@asifshaikh1714]

बकवास वीडियो फेडरल बैंक का Scapia लिस्ट मैं नही ?