In this video we discuss best free and paid credit cards for foreign currency spends. We discuss cards which have either zero forex markup or cards which after deducting forex markup gives good return.
Пікірлер: 114
@karthikkiyer4035 ай бұрын
Good video with amazing research to back it up…You can consider another point… the forex rate will differ by the network. A 2% markup in diners will be almost similar to a 3% markup in mastercard
@bhavneetsingh11984 ай бұрын
Very informative video. To the point talk. Great work !!
@vishalsharmaize25 күн бұрын
I have one card & au vetta card .. which is best for foreign travel?
@moreshwarpanchal28615 ай бұрын
Mam au bank zenith + card also since return is 2% and forex markup is 1.18%
@Neetaben-q5q7 күн бұрын
Credit Card me limit milta hey 1,00,000 Or flight tickets 1,70,000 ka hota hey to kese buy kare ?
@ritwik42515 ай бұрын
Great Video!
@saurabhgoswami19896 күн бұрын
What are the issues in having a fintech credit card?
@Kushal9785 ай бұрын
Thanks for sharing
@souravagarwal57874 ай бұрын
what about IDFC First WOW credit card ?
@shivambhawsar75605 ай бұрын
What about idfc wow card???
@arunsharma3685 ай бұрын
Fi amplify credit card kaisa hai ?
@gurusgyan5972 ай бұрын
One card is best as it just comes with an FD and nowadays offering Zero forex markup charges 🤩, While thise could afford luxury and wanna travel with business class then indusind club vistara at annual fee of Rs 10 k is equally good as otherwise the business ticket would cost you around 40 k to 50 k. I hope it helps 🤩
@mrinmoynath17705 ай бұрын
This channel subscriber count is stagnant. Time to broaden the topics and not just limit to cards.
@mohnishrulz5 ай бұрын
SC Ultimate?
@suneetsardana1235 ай бұрын
Dear Card Academy Vaali Ladki....m Plz Help me regarding my Credit Cards.
@satyamrai4455 ай бұрын
AU Ixigo card mention nahi kiya kyu ?
@imranroshan27605 ай бұрын
What about AU ixigo small bank credit card which is a lifetime free credit card.
@CardAcademy5 ай бұрын
AU Ixigo card should also be in the list. Thanks!
@siddhikamat53565 ай бұрын
Hello! Can anybody please list the international ATM withdrawal charges for each of these cards?
@zaidakhtar5977 күн бұрын
Same inquiry
@tarunmondal32355 ай бұрын
Can you suggest best cash back credit card (no sbi & HDFC milenga) & no cobranded Also (& International long access 2 anul life time free like hsbc platinum)
@98707724345 ай бұрын
Hdfc Tata neu infinity
@sahilgulati4502 ай бұрын
There is none in India ek se jada card lene padega
@Vikas_chawla5 ай бұрын
What about IDFC wealth credit card.
@moreshwarpanchal28615 ай бұрын
Mam IndusInd bank vistara card is not being issued now
@arkabiswas54252 ай бұрын
Why ?
@user-bd1qw1ei8c5 ай бұрын
IDFC ka b 1 lifetime free card hai jispar forex charges Zero hain. Can u make detail video about it. Regards Boss
Behenji. You have not even mentioned the best forex card available out there that too life time free. 1% mark up with same day full currency vakue conversion. Plus the 1% cashback with 5x rewards. No paid card can beat it in a standalone comparison.
@taahirm99584 ай бұрын
What is the card?
@sahilgulati4502 ай бұрын
Card is gone with commenter😂
@IndianGermanDiariesАй бұрын
One Card ke baare mein bol rha vo
@hardikmalpani44445 ай бұрын
Idfc wow, SC Ultimate mention nhi Kiya ??
@tirtha922 күн бұрын
WOW is Zero markup but SC ultimate markup fee of 2%
@roninr81995 ай бұрын
How to enroll global value program for hdfc dcb?
@CardAcademy5 ай бұрын
By calling the customer support team.
@amitabhmaheshwari5 ай бұрын
Best is the American Express platinum charge card. It gives 3X reward points on all international spends, The points if used right, will more than cover any mark up fee paid.
@CardAcademy5 ай бұрын
With Amex Platinum, forex markup is 4.13% including GST. After reducing the forex markup, most people would not be able to extract a very good value. Assuming a value of 60 paisa per MR point, then also you would just barely cover the forex markup. Have to meticulously plan to get best value. Therefore, we excluded Platinum charge from the list.
@amitabhmaheshwari5 ай бұрын
@@CardAcademyAmex points never expire. You have options like transfer to Marriott Bonvoy where one can get very good value. There is no need to hurry as points remain valid forever. The card should have been mentioned in the video, at least viewers would be informed of the option.
@CardAcademy5 ай бұрын
Agree with you on the Marriott Bonvoy bit and the fact that rewards never expire. But again we felt that given the fee and the fact that getting a good return on forex is complex, therefore, we decided to keep this card out of this list.
@devparmar54195 ай бұрын
Idfc wow credit card also zero markup fees@@CardAcademy
@amitabhmaheshwari5 ай бұрын
There is another benefit of using Amex abroad, and that is peace of mind. You can’t put a value to this. In case of any dispute, the way the Amex guys help you is unmatched. In fact, I never like talking to any customer care in India except that of Amex. They speak so clearly, and go out of the way to help the customer.
@hariguduru28203 ай бұрын
Does niyo debit card is zero forex
@anshulgoswami748314 күн бұрын
Yes, neyo dcb debit card
@Empoweringacoustics5 ай бұрын
Bro, if students can take fd based idfc wow
@vamshikrishna58625 ай бұрын
How about SBI Cashback card for online Forex transactions?
@lonelykaraokist5 ай бұрын
Not good. 4.13% will go in Forex markup. 3.5% + 18% GST on the 3.5% will be 4.13% in total.
@CardAcademy5 ай бұрын
Agree with @lonelykaraokist
@jaythakkar59095 ай бұрын
glad someone mentioned this card. Sbi cashback charges 4.13 percentage as forex markup and in return gives upfront 5% if your expense is not from the excluded categories like fuel insurance education utilities etc I have tried spending myself and got 0.87 percentage return like this.
@CardAcademy5 ай бұрын
@jaythakkar5909 But this is only in the case of online spends (excluding a long list of spends). Offline spends will give you negative return.
@jaythakkar59095 ай бұрын
@@lonelykaraokist This is just partially correct.
@XLgaming29005 ай бұрын
Mam 18 year age wala koi credit card ban jayega ❤
@gururajtj53565 ай бұрын
FD ke against cedit card milta hai woh mil sakta hai 18 yrs walo ko
@tamalbanik2965 ай бұрын
IDFC WOW Credit card with zero forex markup fee
@andrewdsouza234 ай бұрын
Dcb and equitas debit card is much better than credit card...
@rashant92775 ай бұрын
One card charges 1% for forex spends . It also deserves to be in the list 👍🏻
@TrilochanSatapathy5 ай бұрын
Agreed 👍
@harshavardankamalnalanagul70995 ай бұрын
Yes
@98707724345 ай бұрын
Exactly... Im using this card soo much for forex and I was shocked they never mentioned this amazing card.... Its literally the best LTF card.
@svarun325 ай бұрын
Yes
@agnivdebnath65845 ай бұрын
Yes...life time free
@devparmar54195 ай бұрын
Idfc wow card also zero markup
@azizansari9765 ай бұрын
Hi Bob card ka detail plz
@mkp3965 ай бұрын
Loan offer aate hai
@mkp3965 ай бұрын
Rbl duet credit card information me
@adilshaikh42925 ай бұрын
I love you ❤
@yogipogi7775 ай бұрын
Pinchar laga re choosey 🤦🏼♂️
@growing31054 ай бұрын
Mai to India se bahar nahi jaunga. I love only India ❤
@namangotam8165 ай бұрын
Fi debit card 0% charge
@ahmedsabir11814 ай бұрын
Rupay Card ATM 🌍🤔⁉️ global benefit world ⁉️
@digitalcommunity57215 ай бұрын
What about IDFC wow?
@CardAcademy5 ай бұрын
IDFC Wow is an FD based secured card.
@digitalcommunity57215 ай бұрын
@@CardAcademy Since your video is all about "best credit cards for forex spends", that card should have been there in your list
@CardAcademy5 ай бұрын
We don't recommend secured cards when there are better unsecured credit cards
@yogipogi7775 ай бұрын
@@CardAcademyNiyo is not a secured card. The picture that u shown is of Niyo Global "debit" card which used to have 0 forex markup. But last year RBI imposed ban on 0 markup and many tourists got stranded at international locations due to this sudden ban. Now that Niyo card is no more acceptable in overseas locations. To counter the problem, Niyo introduced an FD-based secured credit card which has 0 markup (same like IDFC Wow CC). I have both Niyo Global DC as well as Niyo Global CC. Reaped the ultimate benefits of DC in Vietnam efficiently (before it was banned) and recently used CC in Kazakhstan, Azerbaijan, and Egypt without any issue. The only drawback of CC is that ATM transactions become too costly. So use it only for POS or online foreign currency transactions.
@vishaljoshi92592 ай бұрын
How could you forget one card! Zero forex markup card & life time free credit card!
@IndianGermanDiariesАй бұрын
Zero or One ?
@rushishah40424 күн бұрын
Its 1% without offer.
@ronysunil53112 күн бұрын
It's 1% and sometime they give value back of 1% so it's 0% but it is not consistent