Ultimate Beginner's Guide to Credit Card Points in 2024 [Updated]

  Рет қаралды 805,127

Brian Jung

Brian Jung

Күн бұрын

Пікірлер: 761
@Jungernaut
@Jungernaut 9 ай бұрын
Get Started Here 👉 cardhunter.io/roadmap
@timwatts8966
@timwatts8966 9 ай бұрын
We just watched a $1000 seminar for free! Thank you for what you do and how you do it. This will be rewatched over and over. Honesty and Integrity in at your core and appreciated.
@Jungernaut
@Jungernaut 9 ай бұрын
Thank you Tim!
@patrickdunn7804
@patrickdunn7804 3 ай бұрын
it’s literally all public information, how would this be worth $1000? that’s ridiculous lol
@mehdih8165
@mehdih8165 3 ай бұрын
​@@patrickdunn7804 more like 200
@angelgregio
@angelgregio 3 ай бұрын
​@@patrickdunn7804A lot of people charge for this type of information.
@CJEXP
@CJEXP 2 ай бұрын
Maybe the way it's organized and presented while coming from a reputable source.​@patrickdunn7804
@zeroviews1184
@zeroviews1184 8 ай бұрын
Bro has his own yugioh card collection of credit cards. The financial deck.
@catedoge3206
@catedoge3206 5 ай бұрын
real.
@Xxmar-os1pr
@Xxmar-os1pr 3 ай бұрын
Which one is exodia? Amex gold?
@Reneedus
@Reneedus 7 ай бұрын
I’m 28, I couldn’t even afford to even finish undergrad. I’m trying to get a hold of my life and get better credit, work a job that pays me enough and trying to figure out what I am passionate about. Videos like this are so helpful. Thanks for making this🙏🏽
@ThatDudeDavid252
@ThatDudeDavid252 9 күн бұрын
Stay consistent keep learning
@davidk4860
@davidk4860 9 ай бұрын
15:00 this is the one thing I would argue against. You get a good relationship with a small bank/credit union and you can get things that the other banks won't give you. These other banks even if you have 10 million+ in your bank account, you are still a number to them. Small bank, you can call them up and get approved for any loan with a good relationship. Having big banks is more secure sure but why not both?
@bryanramirez3468
@bryanramirez3468 9 ай бұрын
Favorite part of the video was when you mentioned that you can be a delivery driver and use that to apply to a business card! Very useful information🙏🏻
@Jungernaut
@Jungernaut 9 ай бұрын
Love that!
@cristinamomoto7043
@cristinamomoto7043 8 ай бұрын
@Jungernaut, donu have a link to apply blue amex xpress?
@isata88
@isata88 4 ай бұрын
Can you time stamp it? 😮
@MartinVillanueva-jz2zj
@MartinVillanueva-jz2zj 2 ай бұрын
@@isata88did you not watch the video link 😂
@Funktional3DPrints
@Funktional3DPrints 9 ай бұрын
Im 51 in MD too and I learned from your videos how to fix my credit, pay down my debt and use credit cards correctly. Thank you!!
@Jungernaut
@Jungernaut 9 ай бұрын
That is awesome!
@bug5954
@bug5954 9 ай бұрын
just turning 17 strong in trynna retire at 30😭
@manhdepzai2k3
@manhdepzai2k3 9 ай бұрын
You're not gonna be retire
@ericheiden9752
@ericheiden9752 9 ай бұрын
Anything is possible
@DylanSmith-fl4fs
@DylanSmith-fl4fs 9 ай бұрын
I'm almost 30 and I wish I would have paid attention to all this when I was 17. Stay on track kid, you'll do great! 🤙🏻
@remyquinonez483
@remyquinonez483 9 ай бұрын
You got it by 25
@GZ96V
@GZ96V 9 ай бұрын
You got it just stay consistent
@kent.anagor
@kent.anagor 9 ай бұрын
Wasn't gonna post anything, because of everyone else posting, but when you said you'll appreciate the words of encouragement, and it'll help you out, I knew I had to comment. Own thing I realized, almost no other KZbinr asked for words of encouragement and you can tell they means it, so I appreciate you man, and I'll be routing for you
@nvtoftw
@nvtoftw 9 ай бұрын
starting my credit journey at 21, got my CFF after doing research from your channel. sometime I rewatch the same vids 2-3 times to make sure its embedded and I learn everything credit🤣. following a plan getting one of the business cards then eventually an AMEX. freedom is the best feeling, learning about something that wasn't taught in schools nor a household; and I appreciate you brian for dropping gems n knowledge as always. much luv and blessings🥂🖤
@DylanSmith-fl4fs
@DylanSmith-fl4fs 9 ай бұрын
Dude, just found your channel a couple days ago and HO-LY! The free value is REAL! I absolutely love the way you actually structure your videos and walk us through the step-by-step processes chronologically and don't get distracted! Very professionally don't bro! Thank you so much! I just hit 705 across the board on my credit score and I'm getting ready to lay out a list of what to apply for. This could not have come at a better time!
@Jungernaut
@Jungernaut 9 ай бұрын
I appreciate that!
@justjojo1666
@justjojo1666 9 ай бұрын
Been here since 2021, I am 23yr with 14 credit cards with a 760 credit score. You have helped me a long way, miss the secret messages you would put in your descriptions.
@chrisseku5210
@chrisseku5210 7 ай бұрын
Could you list which credit cards are giving you the highest line of credit?
@JM-kv2kn
@JM-kv2kn 4 ай бұрын
@@chrisseku5210that would be the top tier credit cards for each bank
@BasketballBuddies
@BasketballBuddies Ай бұрын
@@chrisseku5210facts
@someguyfromtheinternet5102
@someguyfromtheinternet5102 14 сағат бұрын
Idk y you got 14 credit cards... I just got a debit card.
@jensensimonn
@jensensimonn 9 ай бұрын
there’s so much free game in this video coming across this is such a gem
@TjdjeFifiek
@TjdjeFifiek 9 ай бұрын
These videos have been such a help. I’m turning 18 in August and have been trying to get as much information as possible. I’m going into the military so I’ll have some more advantages that come with finances, such as no annual fees for any credit card. I’m excited to start my journey into it all and your videos have been a huge help.
@hugoballato9521
@hugoballato9521 8 ай бұрын
Crazy I’m about to turn 18 in August as well and going to the military too 🤣🤣, we got this brother 💪🏼
@mr.bonebrake4079
@mr.bonebrake4079 7 ай бұрын
I’m turning 18 July and I’m going to usmc crazy we gon make it🦾
@longer12
@longer12 Ай бұрын
Same I go to basic in December 😂
@lainaology
@lainaology 9 ай бұрын
I LOVE YOU!! My parents didn't even know this stuff themselves. Now, I want to teach all my friends and you make it so much easier! Thank you.
@Jungernaut
@Jungernaut 9 ай бұрын
You are so welcome!
@Inkysans01
@Inkysans01 9 ай бұрын
As an 12 year old getting ready for the future this was very helpful
@mayanovak2497
@mayanovak2497 4 ай бұрын
You are so smart 😫
@nanadreamzennie
@nanadreamzennie 4 ай бұрын
Good Luck😁
@Inkysans01
@Inkysans01 4 ай бұрын
@@nanadreamzennie thx
@Inkysans01
@Inkysans01 4 ай бұрын
@@mayanovak2497 ty
@RosarioBillingsley
@RosarioBillingsley 9 ай бұрын
Made it to the end. I probably need to watch it at least one or two more times. This was a great video. Thanks.
@youngcruz18
@youngcruz18 9 ай бұрын
Man your videos have changed my life and view on Credit Cards. Deeply appreciate the content.
@m.b.c_nesquik_7582
@m.b.c_nesquik_7582 8 ай бұрын
I am 17 years old and was interested in being prepared to get my first credit card when I turned 18, took a bunch of value from this video to appreciate it thank you.
@katydayton222
@katydayton222 4 ай бұрын
My favorite part was honestly the whole thing because I invested my time, and this was a video full of very valuable information. Thanks 😊
@limaesthetics
@limaesthetics 6 ай бұрын
I love that you will make updated videos for some older topics but still go through every detail so we aren't forced to watch every previous video to understand your information! Keep up the good work :)
@avoidklipz5790
@avoidklipz5790 9 ай бұрын
Man I’ve watch almost all of your videos I’m turning 18 in 3 days I really do appreciate the information bc my school doesn’t even over financial literacy ❤ keep it up man
@Jungernaut
@Jungernaut 9 ай бұрын
You're welcome! Advance Happy Birthday! 🥳
@clownpr8913
@clownpr8913 7 ай бұрын
Starting my journey in credit and just got approved for the savor one 🎉
@guylikegary
@guylikegary 9 ай бұрын
Don’t show Dave Ramsey this
@camiloernestomaciascalas4258
@camiloernestomaciascalas4258 7 ай бұрын
Ahahahaha😂😂😂
@rashanagibson1591
@rashanagibson1591 13 күн бұрын
LOL😂😂 Facts
@lannettepaynes9806
@lannettepaynes9806 9 ай бұрын
Made it to the end. Wish this info was around when I was young in the 1980's, but never too old to learn. Thank you.
@ElizabethT.ElliDah1.
@ElizabethT.ElliDah1. 15 күн бұрын
I love the card climbing station you made. It was made so well!!
@caryinayoshi
@caryinayoshi 9 ай бұрын
Credit is like any other tool. It can help you but if you misuse it, it can hurt. Love this video showing how to use it to benefit us all. Thanks for this video!!!
@michaelthousandjr251
@michaelthousandjr251 4 ай бұрын
I just turned 18 and I’m ready to start making important money moves to secure my future
@iAmAFashionJunkkie
@iAmAFashionJunkkie 9 ай бұрын
Thank you! The section on how to redeem your point was really helpful.
@brendaharris9606
@brendaharris9606 5 ай бұрын
I'm 70 and in debt. All your content was valuable!
@Terrance_Lau
@Terrance_Lau 9 ай бұрын
Does Chase’s 5/24 rule count towards applicants where they are also authorized users on other people’s cards that was opened within the past 24 months?
@patricknguyen2297
@patricknguyen2297 9 ай бұрын
I believe not since you didn’t apply for those cards
@jeffreychery393
@jeffreychery393 9 ай бұрын
Excellent video. Huge value. Been following you for a while and you’re a major reason why I’m using credit cards a lot more responsibly
@Jungernaut
@Jungernaut 9 ай бұрын
I appreciate that!
@AlejandroMedinaGamez
@AlejandroMedinaGamez 9 ай бұрын
This video is so fire, jam packed with value. Thank you Brian!
@roquezepahua614
@roquezepahua614 9 ай бұрын
Age 15 here learning how to be financially stable for the rest of my life thanks to people like you showing me how to not life the live outside the system
@technopath4119
@technopath4119 9 ай бұрын
I’m 16 just found this video I haven’t even taken consumer ed yet but this vid well intimidating is very cool and something I need to look into more
@xsouthsidestevex
@xsouthsidestevex 9 ай бұрын
Thank you for taking the time to explain everything in great detail and to make some of the younger and more impressionable people aware of the risks of diving into credit without good financial literacy.
@briangudiel9558
@briangudiel9558 9 ай бұрын
Saying as someone who just stated credit cards and credit in general, you are the King Brian! I started off with a BofA credit card, but as someone who really wants perfect credit for the best rates I decided to get the chase freedom flex but was immediately denied for my thin credit file. However in one of your past videos you mentioned hoca, so I tried and got approved! Which is amazing for only having one credit card for 3 months. These videos are amazing but one thing to add, how do you keep track of all the cards and their closing and aprs?
@BlackTheEngineer
@BlackTheEngineer 9 ай бұрын
Brian your credit videos are changing my life
@Jungernaut
@Jungernaut 9 ай бұрын
I’m glad to hear that!
@GUYSGOLF
@GUYSGOLF 8 ай бұрын
Would the sequence of credit card work in the uk?
@carlossivilla8078
@carlossivilla8078 9 ай бұрын
Just wanted to let you know that this video was extremely helpful, and very detailed. Thank you.
@loganrenner988
@loganrenner988 6 ай бұрын
Just got my platnium card at 18 thanks to your videos.
@rachnagrunkemeier8792
@rachnagrunkemeier8792 4 ай бұрын
This was an awesome video! Love your personality and how you deliver it. Good vibes. Hoping to get my kids to watch this entire video!
@Caballerogurl
@Caballerogurl 2 ай бұрын
This is THE most informative and comprehensive credit card video I’ve come across 👏🏾
@jeanbarbosa7450
@jeanbarbosa7450 9 ай бұрын
My favorite part is 1:12:50 it's going to help a lot with building my credit
@piscesbean394
@piscesbean394 9 ай бұрын
Just found out my credit score and seeing rn where I should open my first credit card.. and this.. this is very useful. Exactly what I needed. Thanks man. Always been a gem.
@yahirpurcell5962
@yahirpurcell5962 9 ай бұрын
What card are u planning to get?
@rafaelcante5731
@rafaelcante5731 2 ай бұрын
17 and will try my best to be financially stable. I’m still confused on some stuff but over time ik I’ll get there
@JCcolts
@JCcolts 9 ай бұрын
Love the video, couldn’t explain how thankful I am honestly
@matthewmejia2010
@matthewmejia2010 9 ай бұрын
thx brian, i've used your link for both sofi and my amex platinum so far! i'm loving both too
@Jungernaut
@Jungernaut 9 ай бұрын
Glad you like them and thank you for using my links!
@idee7896
@idee7896 9 ай бұрын
The tele # to dispute application decline was helpful. Thank you.
@AmanChand-y5o
@AmanChand-y5o 3 ай бұрын
my fav part was just learning so much things I wasn't aware of credit card throughout the video and I'm ready to apply them. Thank you so much, we appreciate your love and care. Keep it up Love; Aman
@BenedictAllen_
@BenedictAllen_ 7 ай бұрын
I am stunned at how good this video is. Truly a video that can change peoples lives, thank you!
@bikolmao6304
@bikolmao6304 9 ай бұрын
I wouldn't even consider myself a beginner anymore (currently building my Marriott setup and shooting for Lifetime Platinum), but I still managed to learn so much from this video. Although I don't plan to buy a Lambo or a sports car in the future (currently vibing with my Model 3 haha), your explanation on how you used your credit to leverage your ability to purchase a Lamborghini was really concise and insightful. I've already shared this video with many of my friends that are interested in the points and miles game. You're the best Brian!
@granttarbell6689
@granttarbell6689 9 ай бұрын
Watched the whole thing. Liked and subscribed excited for another finance video! Thanks man
@Jungernaut
@Jungernaut 9 ай бұрын
Awesome! Thank you!
@bhanuexcalibur
@bhanuexcalibur 9 ай бұрын
Great video Brian! The credit is all around everywhere in the world. If you know or not, but every - person, - state, - or country is using credit in one form or another.
@Jungernaut
@Jungernaut 9 ай бұрын
Absolutely!
@AnwarRichardson-jr4xi
@AnwarRichardson-jr4xi 7 ай бұрын
Keep the information coming it’s changing my life
@WilderKing
@WilderKing Ай бұрын
Been following you for years now, but fell off of the credit card game. However, I am pleasantly surprised by your success 🙌🏾. keep building dude.
@teiks886
@teiks886 6 ай бұрын
Extremely informative video that covers all the important points! I’m only 17, getting ready to turn 18 and this video made credit as a whole super easy to understand.
@honestopinion6268
@honestopinion6268 4 ай бұрын
that school analogy was goated you explain a alot of information well
@DylanPace4
@DylanPace4 2 ай бұрын
Thanks Brian! I appreciate your candid demeanor! Thanks for spending the time and money to make this video! Keep it up!!
@cameale.annsprague3637
@cameale.annsprague3637 8 ай бұрын
Awesome information thank you so much I have been learning this game for a little over a year now and I appreciate all the information that you gave. Keep up the good work!
@leonardomadelenlopez4517
@leonardomadelenlopez4517 9 ай бұрын
Oh, how I wish we learned this in school... Thank you!!
@oxiomara
@oxiomara 7 ай бұрын
Thank you so much for your content and for being part of my growth. I appreciate you dearly. Infinite Blessings and good health to you and yours. 😇
@trippy4674
@trippy4674 9 ай бұрын
I’m starting this at 28 😢.
@NuHabitsGroup
@NuHabitsGroup 9 ай бұрын
I'm glad you are starting 👍. Never too late and make sure to make payments on time, good luck swiping.
@trippy4674
@trippy4674 9 ай бұрын
@@NuHabitsGroup thank you !
@AquaNinja95
@AquaNinja95 6 ай бұрын
I'm 29 and I'm just starting
@Communistgun
@Communistgun 6 ай бұрын
Never too late brotha
@YKeyce007
@YKeyce007 6 ай бұрын
32 😂..
@Chilunem
@Chilunem 9 ай бұрын
Youre the GOAT of financial KZbin in my opinion please keep going no matter what by the way I live in Maryland so I also have a personal attraction your channel
@Jungernaut
@Jungernaut 9 ай бұрын
Maryland gang!
@jameltanderson
@jameltanderson 9 ай бұрын
Same
@guantingchen5418
@guantingchen5418 9 ай бұрын
would love to see a video on navy fed credit cards!
@MrSleepySnorlax695
@MrSleepySnorlax695 9 ай бұрын
I've been looking for a video like this forever. Appreciate all the effort you put into this. 🙏🙏
@User_Lilly7
@User_Lilly7 9 ай бұрын
Brian you are awesome! I have learned so much from you! Thank you. From Switzerland
@Jungernaut
@Jungernaut 9 ай бұрын
Thank you! 🙏
@emshyboy
@emshyboy 9 ай бұрын
Pure value, mate. Keep it up!
@j.p.obregon1415
@j.p.obregon1415 9 ай бұрын
Love these videos, Brian. You and John Liang have both brought me to the next level with the credit game. Keep up the great work!
@ProductResearchVirginia
@ProductResearchVirginia 9 ай бұрын
Great info and so many avenues. Appreciate your navigation through them!
@erendiramejia5645
@erendiramejia5645 2 ай бұрын
Watched it all and just noticed it was an hour and a half! Great content, thank you so much, liked and subscribed 🙏🏼😄
@freddieco3487
@freddieco3487 7 ай бұрын
Start at 10:40
@josephcolafrancesco4060
@josephcolafrancesco4060 3 ай бұрын
Good Stuff. Should have watched before getting my cards.
@alphaa7828
@alphaa7828 7 ай бұрын
21 and I still don’t have a credit card. Hopefully this helps 🤝
@BasketballBuddies
@BasketballBuddies Ай бұрын
Yea need a couple credit cards asap
@SebastianMirek
@SebastianMirek 9 ай бұрын
What binder is that at 8:44? The one holding your credit cards.
@Jakob1396
@Jakob1396 9 ай бұрын
Favorite part of the video was the perfect credit card roadmap. Thanks for all the tips!
@pompom-he6zx
@pompom-he6zx 5 ай бұрын
I'm ready to start my financial life, this was the best thing I could have seen. Thank you so much
@Jungernaut
@Jungernaut 5 ай бұрын
No problem, glad it was helpful!
@abiytilaye2185
@abiytilaye2185 3 ай бұрын
You're changing lives bro ❤
@giliosash101
@giliosash101 6 ай бұрын
brian ur the goat, fav part was you breaking down the road to obtaining boss cards through that priority sequence of smaller tier cards
@fz259
@fz259 8 ай бұрын
You're doing great for people that need this.
@Jungernaut
@Jungernaut 8 ай бұрын
Thanks for your support! ❤️
@freddyboss7
@freddyboss7 7 ай бұрын
Wow quality content 🔥 this is the first time I’ve ever saved a video about credit cards
@Jungernaut
@Jungernaut 7 ай бұрын
Thank you!
@DeeCarter-l2y
@DeeCarter-l2y Ай бұрын
The chapter note!!😊 Very informative and detailed. Thank you.
@JGarcia-zt9de
@JGarcia-zt9de 8 ай бұрын
I love this video it helped a lotttt
@Jungernaut
@Jungernaut 8 ай бұрын
Glad it was helpful, brother! ❤️
@WoodMntSeaBear2
@WoodMntSeaBear2 9 ай бұрын
I'm 32 years old, about time I got a credit card or two
@talentscout7789
@talentscout7789 9 ай бұрын
Thank you Brian Jung, where are your affiliate links. Looking for them under in the video description. I will sign up using them. Next time, your information has helped me so much bro. Getting credit cards because you are recommending some of this great products. Capital one savor one, chase freedom unlimited... I am so stocked bro
@Jungernaut
@Jungernaut 9 ай бұрын
Thank you so much! This supports our channel and helps me to continue building our team to provide even more value. It goes a very well long way and I’m very grateful anytime you use those links!
@brettduax3864
@brettduax3864 8 ай бұрын
Great video as always but can you talk about Discover cards and what they ca be used for? Thanks.
@The_RealMat
@The_RealMat 2 күн бұрын
love watvhing your videos brian you always make things so easy to understand and i thank you
@papa_jav3225
@papa_jav3225 8 ай бұрын
Blessed to have another restart at this credit game, bad management of $$$ that’s all 💯 blame on me. Started with first premier all went well till got to greedy. Now I got aproooved capitol one secured see if I can finally make it work
@zairestevons1720
@zairestevons1720 4 ай бұрын
You a real one for this information, may God bless you g💪🏾
@nazarethsander1328
@nazarethsander1328 9 ай бұрын
Thank you Mr. Jung for sharing your knowledge on credit.
@grogu_2003
@grogu_2003 9 ай бұрын
I've heard other credit card youtubers say that it's okay to close a card that you dont use (except the oldest ones), it'll still appear on your credit score for 10 years. Why shouldn't one do that?
@peraltag23
@peraltag23 21 күн бұрын
You dropped lots of gems throughout the video. 💎
@summerhorn309
@summerhorn309 3 ай бұрын
AMEX platinum card waves the annual fee for active duty military 😊 just wanted to share that little tip. Thank you for the videos
@foldz7415
@foldz7415 5 ай бұрын
Favorite part was when you showed that could have flown to Japan completely for free. I'm 18 and found this very valuable.
@tobiasbergolsen2156
@tobiasbergolsen2156 9 ай бұрын
Great video really helpfull! Im from norway, and starting my creditcard journey at 21 years old. I want to apply for the Savor one card, but it seems like capital one don’t issue creditcards overseas. Is This correct? If so, do you have Any other reccomondations for a good first card for me?
@chipju8567
@chipju8567 9 ай бұрын
how do you feel about the discover card?
@sthim1794
@sthim1794 3 ай бұрын
Where do you work or suggest we work? Don't you need a job for a credit card? What if 2\3 credit Bureaus work can that affect the total acceptance?
@toekneeheadless2393
@toekneeheadless2393 8 ай бұрын
What if we don’t have enough money to spend in order to get any welcome bonuses? All my money goes to small bills and the occasional purchase for things I want. No rent, no Uber, etc. What credit card is good for that situation?
@ElisePartlow
@ElisePartlow 8 ай бұрын
❤ The world needs to hear this. Thank you for sharing and for all your hard work!
@Jungernaut
@Jungernaut 8 ай бұрын
Thanks for listening! ❤️
@Nvision_Industries
@Nvision_Industries 9 ай бұрын
You should do a video on how you manage and keep up with all your cards! Would be super helpful! God Bless 🤙🏼
@Liabahinvests
@Liabahinvests 3 ай бұрын
I absolutely loved this video and it’s clear structure. Issue is I’m from the UK 😭 so we don’t have the same cards.
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