BROKE UNIVERSITY STUDENT MONEY HACKS!ad

[@gracenmg]

Hi Patricia. If possible, can you do a video on preparing for post-university life? What to expect, how to make yourself stand out on job applications, etc. Thx

[@mariechristinascafe]

Yes it would be so so useful.

[@kwekueghana3683]

+Christina Doret please

[@AmberKenniNetworks]

This!

[@desmondho8264]

I'm on my second year of uni . I have three bank account for different purpose(my way of managing money ).I will save and gather money in a main account . I think I'm a person who organise money(nt only money tho) pretty well . 'Budgeting' is the most important thing ever! Do not over spend ! I work part time as well for extra saving . I wasn't born rich I know how important money is ! Love xoxo

[@SH-bo1gl]

I agree

[@desmondho8264]

Thanks :) have a nice day

[@JDoe-rz5sm]

I do the same. Organising money makes everything easy not to over spend. Even if everyone thinks I am crazy. Its crazier to be broke than organised

[@desmondho8264]

Agreed !!

[@desmondho8264]

Hi there. We're allowed to open personal saving account after 18 in my country here .

[@bpeoples4043]

Present your student card everywhere-I got a dollar off hibachi buffet, hey, it was something XD

[@ThisIsCandA]

Ahem college kid here here are my tips: try to stick to one major, not sure what you want to do? Go in as undecided. Next cook! $30 a day on food is so not worth it, try to save as much as possible. Textbooks? Rent them, borrow them, pdf, there are cheaper ways.

[@zyrenafoxx3114]

xoxo

[@janaeg2698]

C'est Chrissii this was so helpful thanks a bunch!

[@MsDebDeb]

Hair and outfit is just fab xxx

[@SimiOla]

I concur too fleeky x

[@natachaoceane]

If only I watched this when I was at uni lol....

[@haleyking3541]

HAHA same, its been 2 yearsssssss and I'm still in debt

[@OwlPhoenix]

Come to France ! We're cool here ! (Socialism is amazing. Look at Europe)

[@Tazieee2x]

Using these tips as a young single mum! I've gone from having expensive taste and buying everything I want to bargains hunting,sale shopping& selling so much stuff! Money's still tight but I'm making it work!

[@neha7493]

Good for you! You should be very proud :)

[@kachiedward7918]

Lord knows I needed this video 😩 Starting first year next week need all the help I can get 😂

[@merimeri8058]

me toooo, so scared but excited at the same time !! 😂

[@shinahshebabe5099]

Stay focused...

[@merimeri8058]

+Infinitedreams oooooo i see an exo-l 😅😅 what country are you going uni in if you dont mind me asking ? (UK for me ^^)

[@kachiedward7918]

Aww good luck to everyone!!!! ❤️

[@chiomai9603]

Ikr I'm I'm living in London for uni as well extra expensive!!! Goodluck xx

[@OggsyStudios]

UNIDAYS IS THE BEST APPP SHOWS SO MANY DISCOUNTS!!!!!!!!!! I really really reccomend

[@ron9403]

Another hack for you guys: Leave the UK and go study abroad (in continental Europe), it is way cheaper and better.

[@ron9403]

I don't think that european universities are gonna make it hard for British citizens to study in their countries. Besides, even for non EU citizens, university fees are still cheaper in continental Europe (around 2000 euros a year)

[@janitajasmin]

Go to Finland, it's free ;)

[@ron9403]

Life is bloody expensive in Finland :(

[@ron9403]

Nice move from the government but don't you have to be a finnish citizen in order to get that student allowance ? Yeah, I've heard about free education in Scotland for EU citizens but does it include master degrees as well or only bachelors ?

[@olgadomanska888]

Poland ;) Free studies and life there is super cheap ;P

[@sharonbishop2384]

I'm in my last year of University in Nigeria but this tips would really help me through this last two semesters. Thanks Pat!

[@AdannainheavenStardoll]

I'm in High School, I'm only watching this because Pat is awesome!

[@belinda7020]

This is perfect timing since I'll be moving out on Friday for my first year of uni🎉🎉

[@timidelle1127]

good luck ❤❤

[@shinahshebabe5099]

Good luck n stay focused...

[@DesCoop]

good luck

[@BigSheedz]

Im moving Saturday 😩

[@mariella3172]

Good luck! I wasn't able to go to uni so having a gap year now.. but hopefully in 2017 I'll go :)

[@oktheo3492]

It's so weird. I've been watching Pat since I was in year 7 and now I'm off to university watching this video... How time flies 😂 love your videos Pat xxx

[@SweatMaraki]

Thank you so much for your advice Patricia! It's always nice having a person like you, advising young people like myself, in such a sweet and friendly way. Greetings from Greece 💜💜💜

[@OfficialTashika]

This video dropped just in time, this is why I love you. I'm starting uni next week and I'm already worrying about being broke!!

[@Pinocicci]

I'm 26 and use my student card everywhere!! If you live in the uk and use trains a lot make sure you get your 16-25 rail card, it saves so much! Like others have mentioned, I also have multiple bank accounts: the main one is bulk money, one is for bills/ standing orders ONLY and the other is for everyday spending. I do find though, that if I take out £30 for the day and leave my bank card at home then I am more controlled that way. Also! Students can gather so much junk during their time away at uni, and while I know it's great to give to charity, if you can try selling your old stuff on your uni's "for sale" Facebook page, on Depop or even like a car boot sale!! Make some extra money as Patricia said 😘

[@tatenda1735]

I started my first year at university 2 weeks ago and I already need this video! 😂😂😂

[@balaoxo]

Good luck... You'll need it 😂😂👌🏽

[@Shanara]

I'm starting my 3rd year next week and boy do I still need this advice haha. I'm great with money, but my only problem is paying expensive ass rent which basically takes up my entire loan :(

forget being a student, i still need this NOW! x

[@Lisa.Alexandra]

Love your tips and hacks videos, they're always so original!

[@luciefitness]

I can't wait till you get 1M subscribers!!! Almost there OMG

[@ezinwaa9024]

I'm going to uni soon, giiiirl! it's like you read my mind! THANK YOU! xx

[@AudreyBove]

not even in uni, but still watched this video because i think you give off such a positive and happy vibe. i love it 😁👌

[@ge0rgiatalks]

YOU HAVE NO IDEA HOW MUCH I NEEDED THIS 😂😂😂😂

[@natasham4733]

OH MY DAYS PATRICIA, YOU ACTUAL BEAUTY. This video has saved my life.

[@SarahsDalyLife]

Patricia just knows... Right when I'm eating all my money away she posts a hack vid that I'll actually follow 👊🏾👊🏾🆙

[@shumirayishemichelle6976]

When you like the video before you even watch it because you know it's gonna be some good tips, so helpful moving to uni next week.

[@user-ig5wv1oq4k]

this video is coming at the right time, thanks girl!

[@Yollande16]

love these kinds of videos! please keep making more 😊

[@WillowAndLark]

absolutely love all of your money saving related videos. A lot of the stuff you've talked about the past few months I've really taken on board xx

[@user-ov8rw5xh9f]

Don't go for Natwest. Go for Santander, get that free railcard. Add it to your oyster or travel home for less. Overdraft is £2000 straight away but £1500 if you don't put enough in. Can't remember how much you have to put in to get £2000

[@pastelpastry]

Thanks for the advice! My cousin is going to uni and she was thinking of joining Lloyds and Natwest.

[@RachelBada]

Student life is 😭😭😭

[@Mrs.SylviaCollins]

living within your means and budgeting is so important.

[@siennas3186]

Just check out all the charges. Make sure you don't go over the overdraft and can clear it before the time limit is up. Remember you can't usually borrow the max advertised. And you have to arrange the over draft first with the bank or you will be charged and a lot. What you could do is take the interest free amount and transfer it to a savings account earn the interest.Just make sure you take it out in time. And if things do get a bit desperate always approach the bank first before going over the overdraft or the interest charge will be higher than if you don't. Congrats on getting natwest to partner this vid. And you look gorgeous!

[@niklaus009]

i feel so happy when i see that you and Tati (GlamLifeGuru) have uploaded! and thank you for the video! i really needed it!

[@Catherinepouka12]

I am starting my first university year and this helps me a lot thank you for the lovely advice Patricia bright

[@mrskayhillman]

The best way to save money is to be proactive. Know ahead of time what all your bills are and WRITE THE DOWN. Once you do that examine how much money you have. Pay your bills first. Save at least 15% and then you have some spending money. Please try not to overdraft. That is not a good habit to get into, but like in the video, if you are in a pinch then it must be done! These were some really great tips! Now that I am in grad school I may try a few (investing in myself more). xoxoxox Kay

[@sheenarehema27]

your right natwest is amazing with what they have to offer as I graduated 2 years ago. however paying the money back isn't easy even with a full time job. I wouldn't advise it as I've been through it myself 🙈. luckily I've paid if back but took me two years! and I know a lot of graduates in the same boat. it's tempting but only use it if you are investing in a business or yourself with financial rewards in return. do not spend out of your means. when you get paid from work your account is already in minus so u keep spending what u earned and stay in minus. natwest is good at getting students and graduates

[@MichelynBoateng]

All I have to say is thank you Patricia!

[@user-ov8rw5xh9f]

Yaass to meal prep and those Manchester to London journeys on the coach! 😭😭

[@beatricetosho5400]

Omds! It's like you just knew the exact video I needed like right at this minute 😂🙆🏾😭 love your channel so much!!! Gives me so much life 🙊☺️😊❤️❤️ I've been with natwest for a few years and they are pretty good to be fair! And yasss meal prepping is life! Ahah

[@lindakatee8861]

😂😂😂😂 currently eating bread and beans after a surgery class So hilarious!!!!

[@ameilialavenia2716]

I love it Patricia, I am definitely going to take advantage of all the resources and opportunities around me!

[@xXLMC98Xx]

Patricia as soon as I saw the title I started feeling like I'd been rescued!

[@EverythingaboutEsther]

Oh my days Patricia this video just save my life am a first year university student tnx for this tips

[@cherylunrestricted7816]

Very informative and you look so pretty

[@berilawuor6216]

Omg!I can't get enough of this look....so beautiful

[@beatriceacquah8897]

Been waiting for a good vid like this 😩😩🙏🙌🙌

[@sohniandoye436]

So close to a million subbies🎉🎉so proud of you

[@Zuhkeydesigns]

LOVE YOU FOR POSTING THIS! OMG it's like sitting and listening to an elder sister xoxo

[@deirdrelorique7679]

You look great, Pat ❤️ Hope you have a lovely day x

[@sarahdietz4]

Wouldnt say interest free overdraft is free money 🙊 I'd reccommend saving whatever you can during uni - even if it's just 25£ a month. Every little helps, especially if you wanna travel during term breaks! 👍🏻

[@thegemstone95]

omg , finally! Patricia I love your financial videos .... big up from your self acclaimed little sister

[@ilytinkaa]

I'm here for this.

[@BridgetJ]

I start my first year of uni in 2 weeks. This video couldn't have come at a better time 😂❤️

[@Feliceymystyle]

Your energy is always uplifting

[@Mrs.SylviaCollins]

Hi Patricia!!! Love your look in this video❤❤❤

[@aminaabdullahi2910]

loving these tips!! Patricia you're looking so beautiful!! white looks so good on you ❤

[@DrRumbi]

Bible. I am currently a broke student and definitely needed these hacks.

[@astylereel]

Such an important topic good job! xo

[@DavinaPearlDOTMH]

so early haha.. thanks pat. Im in my last year and its my first time ever paying my own bills (at 24 y/o Im getting a late start at life lol)... Always appreciate your financial tips, given that youve studied and worked in the field. Be blessed doll

[@FurahaSGreen]

Great tips, Love your thumbnail 😀

[@nasrasaid834]

I'm going to Uni soon,Thank you so much Patricia I really needed it.💜🙌🏽

[@dollyrevenge98]

wish I had this kind of advice when I was in Uni. My advice, no matter how much work you have at school take à part time job on the side (evenings and week-ends) or find a way to make money with your skills as Patricia said.

[@Glowyabby]

your hair looks so gorgeous 😍

[@Alisa_the_Wanderer]

Great video Patricia! I'm actually stating Uni in London this fall and I'm pretty sure this will help loads. Especially since I'm an American and have no idea what to expect! xoxox

[@vsahruapii]

The Mint app has helped me so much! you can sign into all of your bank accounts in one app and create budgets! it sends you alerts when accounts go low or when you're also close to reaching your month budgets...So helpful when you use cards a lot it keeps you on track

[@elisabethdiamond3047]

The Lord must've heard my prayers!!! I just was thinking about how sad I am to look at my bank account!!!! Thank You!!!

[@Ibs983]

Thank you for this video I start uni next week. God Bless you Patricia 👐👐👐

[@vlahovica278]

I really love your videos! You are so lovely!

[@ReminisceNaturals]

Much needed😩 But I love that lip combo & the hair😍💕

[@nab1915]

This video is so perfect right now 😭

[@JENNJESS]

Having flashbacks of Uni days! 🙈☺️

[@michellemerizalde1307]

Guuuurl you are so close to 2mill❤️ #patricia2mill

[@bleach4188]

I think she high

[@justinekofie6082]

Awww thanks so much Patricia for sharing this video

[@ashdall]

"Hopefully come out with a degree" 😂

[@serinat2181]

I'm rewatching this

[@ayoalli6998]

thanks i needed this soo much start skl next week too im grateful

[@ramonaulherr9201]

all your videos are inspiring at all.. makes me feel so good and they motivate me to organize life again .. thank you so much 😚

[@manoue012]

Thanks for the great tips Patricia! As a college student myself, I struggle with money so this was very helpful

[@ACEVISITS]

Love this video Patricia, and you look beautiful! I definitely need to work on my budgeting!😭😂

[@tumiparis]

Lord knows I needed this😣😣😣😣

[@chizigakuo5527]

Thank you so much Patricia ! I'm going to Manchester :) Will deffo try out these

[@halinazepeda]

I love her hack videos! I always look forward to seeing them and getting advise.

[@laurasweet1316]

I'm in 8th grade, but sooner rather then later

[@VarensForstaDag]

Why is your hair so bright?? OMG I love it! I wish mine was like that as well!!

[@cheriew2512]

Great tips!!.....my university account helped me surviveeeeeeeee plus they are much more flexible than having a regular account.

[@colourmecarrie3842]

Thanks for the great tips , your always tryna help a girl save some money and for that your the real MVP 😘

[@justinetaito-matamua5792]

I love these financial videos please make more!! 💕💕

[@misskoolkat8907]

This was so helpful tysm!!! I’m going to uni soon and I’m so scared but this helped me sm

[@rebeccaward4495]

this video was SOOOOOOOOO USEFUL, thankyou so much

[@NMac26y]

yeaaaaas need this video... second year is hitting hard!!! 😢😢😢😢

[@ASofi4]

great informative video! I wish I had thought of those things earlier but I feel more positive about how I am going to manage my money at uni :) x

[@DesCoop]

i am going to try to manage but i feel like this is easier said than done lol but im going to try to remain positive

[@tshoanelopebane5025]

Thank you for being a star Patricia ..❤️

[@totalfitnesswithdeb]

Great video and you look stunning😍

[@livyboyd7994]

Thank you! This video is very helpful! You look amazing as usual!

[@JaneNashe]

Good advice and you look fab

[@Mickeii617]

I'm so happy about this

[@Ohh4udumn]

Yes I owe $2000 out of pocket by December and my face is constantly like 😳. Thanks for the advice! 💖💖