Budget Blues & Broken Promises: The Optics Are Wrong for Modi 3.0

In this insightful video, Sucheta Dalal examines the multiple crises facing India as the finance minister prepares to present the first budget of the third Modi government. With a focus on the widening income inequality, infrastructure failures, rampant corruption, education system issues, and the burden of taxation, Sucheta Dalal paints a comprehensive picture of the dire optics the government is currently battling.
As the National Democratic Alliance (NDA) grapples with reduced seats and increasing discontent from the electorate, this video uncovers the harsh realities overshadowing the government's rhetoric of growth and development. From the stark contrast of the opulent Ambani wedding to the crumbling infrastructure exposed by monsoon rains, every aspect reveals a disconnect between the government's promises and the ground reality.
Join Sucheta Dalal as she critically analyses these pressing issues, shedding light on how they impact the common people and what signals the upcoming budget might send in the context of state elections.
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[@subu150390]

Moneylife has been the most honest and professional youtube channel that I have come across. As a Chartered Accountant, I can say that the information and knowledge on this channel is top tier.

[@OmPom-h9o]

What about nsel scam where Jignesh shah gave 88 lakhs?

[@pradeepnrao]

Excellent coverage. Hope the people of India will wake up. Many educated and well to do citizens and students are leaving India for good.

[@MoneylifeNewsBites]

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[@supertoysgift]

Any good healthy economy must have a stong opponent. So next time we must make a change

[@srinivasrao369]

Recently had a road trip from Edinburgh to inverness and beyond Drove for 400 kms without any toll plazas

[@dhruvsen8355]

Our value system is itself a big question. We are inured towards corruption and all misdeeds. It is not a question of one party or the other. We are truly sick.

[@victoronline7]

Excellent analysis of the economy and the situation in India today. I am a person with disability, I had to pay 18% GST on my health insurance premium. Necessary products and services are taxed more than luxury items like gold and silver.

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[@sumantrawat5586]

Excellent expose of the incompetence and corruption of the BJP ! Thank you Sucheta Dalal for speaking truth to power may you continue to flourish !!

[@MoneylifeNewsBites]

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[@Splash-nr8ot]

Thanks again for cutting through all the crap propaganda. This is the best YT channel for unbiased news. Keep up the great work.

[@MoneylifeNewsBites]

You're welcome!

[@financialupdates405]

What the hell, our elite agencies are doing, while Pooja Khedkar kind of people are gaming the system ?😮

[@sanjeevnaik8753]

3% GST on gold and probably 6% on helicoptor. and 18% on food item. but how many buyers of helicoptor ?

[@blu-5500]

1 helicopter costs several crore 😂

[@maximind5677]

@@blu-5500 Only billionares like Adani, Ambani can afford Helicopters, we peasants deserve this.

[@blu-5500]

@@maximind5677 ever heard of air ambulance, search and rescue, natural disaster?

[@maximind5677]

@@blu-5500Ohh yeah now in India we are running air ambulances to save precious lives 👏 What progress, what development.

[@blu-5500]

@@maximind5677 when there is a flood then u will know how many precious lives helicopters save.

[@lewissooting1469]

Explained in all truth....we just cannot conquer corruption in Maa Bharat as there is no way much as there is no will.

[@manjulashanmugasundaram706]

Oligarch. The term is slowly making its way into India.

[@imran4006]

It was literally Fattest Wedding of the Century 😂😂

[@mohanapte]

Another terrific episode. A cumulative of all scams and scandals in the last 6 months. But it’s imporyent to highlight the rot in the system and remind Indians that we are NOWHERE near becoming a super power

[@nileshshah9523]

Income disparity started in last 10 years ?

[@kkmr69]

So I want ask. Was the income disparity not there before 2014. For the past 50 years things were all rosy. Suddenly when this govt came income disparity became a concern.

[@nirvanabliss73]

Yes, Nehru is to blame. I think he should be brought to trial ....Nehru i mean

[@kkmr69]

@@nirvanabliss73 He is in the same place as your common sense..Nehru I mean

[@nirvanabliss73]

@@kkmr69 actually income disparity was there in Buddha's time too. Therefore we should ignore it today

[@kkmr69]

@@nirvanabliss73 Who is saying ignore It. It is as much a problem as it was 50 years ago. It is a feature of capitalism. You can’t just blame the current Govt for it.

[@nirvanabliss73]

​@@kkmr69 you say it is as much as a problem as it was 50 years ago. whats the data? also if under capitalism 90% resources or GDP is traced to 5% people are you ok? If not, why not.

[@np2819]

Dear Sucheta madam, company owners are investing in markets instead of company because of the market is providing crazy returns (due to the SIP bubble) with less capital gains tax than the corportate tax. And with much less efforts. How long can this continue ? Great video, thank you!

[@blu-5500]

😂 what a stupid comment bro.

[@cafenes176]

Brilliant Ma'am 🙏🙏

[@MoneylifeNewsBites]

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[@georgeabraham5532]

I have stopped driving from Bangalore to Kerala as it takes more time, tolls that keeps rising and high fuel cost. Toll collection in India is something worth investigating.

[@seshanm54]

What has the Ambani Wedding Celebrations to do with the Modi Govt? Are there any laws to control extravagance?

[@robinpereira1321]

Congratulations. A refreshing view on the current situation, without rhetoric, hype, or bias. Thank you.

[@MoneylifeNewsBites]

You're welcome! I'm glad you found the information helpful.

[@Naps56]

The key point you missed - the root of corruption is nepotism.

[@prathameshbirajdar8778]

She doesn't miss anything.. It's just that she is not saying that u want her to say

[@Dk2-vs7hh]

She is a product of nepotism!!

[@nirvanabliss73]

I didnt understand this comment

[@Jabinv]

Hope you provide proof for the corruption.

[@DeepakSharma-dc4gd]

Excellent points. BJP has lost the plot. You cannot fool everyone all the time.😂

[@MoneylifeNewsBites]

Thank You .I'm glad you found the information helpful.

[@Dk2-vs7hh]

@@MoneylifeNewsBites proud Paplu of poppo!!

[@apnabini]

when GST collection is taken part of GDP then what can you expect from tax benefits . govt has to make more jobs instead of distributing freebies and reservations

[@sanjeevkumar-id8mm]

Which country is not suffering from income inequality?

[@nirvanabliss73]

so what are you saying?

[@sunnybhai6161]

Good video much needed information about the current situation of our country

[@MoneylifeNewsBites]

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[@nirmalarebello7373]

Thank you for this comprehensive video.

[@MoneylifeNewsBites]

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[@DibyenduDe]

Excellent analysis.

[@MoneylifeNewsBites]

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[@DibyenduDe]

@@MoneylifeNewsBites subscribed. Look forward to more of such deep analysis.

[@vijaypurohit8073]

Thanks your words gives me a shots in my body your team speak true on behalf of us Good luck

[@uthrak8098]

Excellent coverage. Thanks

[@MoneylifeNewsBites]

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[@seshanm54]

The income disparities are not new. When Tatas & Birlas were considered the exemplars of wealth, far more Indians were wallowing in dire poverty.

[@nirvanabliss73]

so have you compared the quantum change in the last 40-50 years? Or are you ok with any kind of income disparity?

[@JyotiGandhi-rb5rb]

Finance minister pay attention to Your budget. Discontent is spreading fast among the middle classes and the unemployed. Do not try to manipulate the budget. You are dealing with the educated Class here!

[@mangiparamesh]

Excellent information have been sent , thank you,in this scenario how do we prepare for investing on stocks either volution or growth,can you share your opinion,mam

[@mangalapalliv]

As ever you are insightful and honest. Thank you Madam...

[@MoneylifeNewsBites]

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[@sadanalas]

Summed up very well 👍. Read the previous comment... Sadly that guy is living in a world of his/her own.

[@narasimhasrinivas2599]

It is revealing to know that 50% of our population account for almost 60%.of the GST paid! To the rich, showing off their wedding and other hoopla, it is a flea bite, while it is 18% of cost of their essential needs for the ordinary man who finds he has to keep cutting on something new each week (tomato today?) to be able to make ends meet. Wait for the trickle down - the PM says! Let's see what his lady has to say this Saturday...

[@satish7919]

Excellent coverage madam, thanks for bringing these points. Please continue your work.

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[@satish7919]

I am already your subscriber and follower of your channel👍👍

[@owls077]

I'm happy you raised these points.

[@MoneylifeNewsBites]

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[@SmileHappyly]

respected Madam, 1) you are accurate on the assessment on the Corruption. Its killing, not good 2) On the development, there is visible change we can see. There is major scope of improving the build quality but don't discount everything in one stroke as hype. Something better than nothing 3) What's the alternative? In Karnataka, people voted out the incumbent and with the new government its much worse!

[@Dk2-vs7hh]

Sucheta is batting for Poppo

[@SmileHappyly]

@@Dk2-vs7hh I don't think so. I have been reading her articles for long time. She is unbiased.

[@nirvanabliss73]

The alternative to a stupid guy at the helm, is not to have a stupid guy at the helm

[@Dk2-vs7hh]

@@nirvanabliss73 that’s what people have done the 3rd time in a row.. no stupid guy at the helm!!

[@nirvanabliss73]

@@Dk2-vs7hh humko man ki shakti dena. But andhbhakti mat dena

[@mohanindap2]

But markets will keep making new high. Who is pouring so much money into Indian markets. Retail investors are not buying at this level unless they are foolhardy.

[@ultraullu]

SIP, mutual funds me paise so called retail investors ka hi hai.. e. g LIC, SBI ka paise mutual funds janta ka paise adani ke co s me..

[@mohanindap2]

Bro, if you are following market, then last 10 days only FIIs are buying. Now don't tell me it is Indian retail investor buying.

[@rishi2101]

I really admire your work !! Flawless and to the point…you are an inspiration

[@MoneylifeNewsBites]

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[@16vaibhavgokhale]

Thanks for the excellent coverage!! Kudos and more power to you ! ❤🎉🏳️‍🌈

[@MoneylifeNewsBites]

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[@maniavm9628]

Good report for bringing out the facts

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[@ashishvirmani5727]

Ma'am I have the highest degree of regard for your courageous & factfull journalism. Humbly request to kindly make an Dedicated video on Thousands of home buyers , who even after paying 90% of sale consideration, are still suffering from & running from pillar to post . A CASE IN POINT IS A HOUSING DEVELOPMENT IN GURGAON , SECTOR 89 , WHERE TWO BUILDERS 3C SHELTERS & ORRIS INFRACTURE. Have taken the whole system for a RIDE.

[@rohanrajah8839]

The snapshot on Indian economy is diverse and really appreciable. But the correlation is sparse. There are several business cycles & all can't be discounted at any one point in time. Yes Indian economy is vulnerable to inflation due to relentless wars & job loss - two sides of despair in India's growth story. Who will bell the cat - the only moral i can ascertain after watching this very valuable set of diverse information / snapshot. 😊

[@shubchatt]

Desh sankat meh hai. Lekin Saheb says, 'Sab changa si'😒. So, its all well. No one does anything for us taxpayers. I have been paying income tax for 25 years.

[@pravinb6371]

Very sane voice of constructive criticism. Is our government listening?

[@Zprtlllb]

Please speak in hindi so that your voice can reach millions of people in india. We need this voice.

[@Arnab-s3h]

"The Scam" Book Behind 💥💥💥

[@prabhakarv4193]

Very nice and informative

[@MoneylifeNewsBites]

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[@prabhakarv4193]

@@MoneylifeNewsBites thank you

[@njabraham85]

Solid research ending in a compelling and definitive conclusion. Watching your videos is going to be my favourite Sunday thing to do, next to smashing a plate of biriyani.

[@MoneylifeNewsBites]

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[@vjy21ctra]

Classic analysis, madam.

[@MoneylifeNewsBites]

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[@csanvi]

Thank you Sucheta ji. To the point. Its a pity direct & indirect taxes have grown so much and salaried mc are definitely feeling the pinch. Misplaced priorities, I would say.. Mandirs over job creation, Bullet trains over rail infra modernization. Hope sense prevails!

[@C01A60]

❤ let’s not forget our dismal state of sports… which glaringly shows us how poor we are in our standing compared to the world. Poorly managed and beuqacratic.. has demoralized our small group no accountability..it’s sad.. really sad..😢

[@TheZoelorelei]

Thank you for sharing

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[@devisomaya7080]

Except for mention of Ambani family marriage, and unrelated instances so far as economy is concerned, i find overall effect of your video positively refreshing and appreciate your effort to differentiate yourself from msm. As a first time viewer, i humbly mention some 0:12 of suggestions. 1) Please do not divert yourself from the subject you have chosen gor video. Haven't you come across toll collection on the roads that have not yet finished construction, with mile long queues and traffic jams ? Why don't you talk about this loot? Where does the money dedicated in budgets for national highways vanish ? Then toll fees are higher in India than possibly in Europe and USA !!! And for your kind information old Mumbai-Pune highway has also started collecting toll, which was free earlier. In USA and europe Turnpikes and state highways are toll free. Apart from this loot we are paying heavy vehicle taxes on purchase do we are taxed multiple times. 2) Hence, please thoroughly research the subject before making a video and include some visuals/photographs of road conditions. 3) Do your children go to tuition classes ? Are you not paying gst on the tuition fees ? The intended levy was meant to be paid by tuition classes due to high fees they charge and the super normal profits made by thrm. But 9 out of 10 classes pass these fees upon students. Same is the case for Auto and Pharma industry. To add insult to the injury even repairs/service and spare parts come under gst ambit. As a result middle class indians go to roadside garages for auto repairs and scrapyards for the spares. Thus the government is cutting the branch of the tree on which they are sitting. 4) How many smart cities from the targetted 200 have been completed ? What happened to the funds demarcated in the budget for this purpose ? 5) Gst was supposed to subsume multiple taxes, but check your electricity bill for additional levies. 6) Please consider making shorter videos of 7 or 5 minutes duration. I usually skip videos of over 9 minutes unless the subject affects me personally. Such examples are many and i am thankful to you for talking about it. But please stick to the subject instead of digressing towards other social issues upon which numerous writers have already written a lot. You are an economic expert so stick to your field of expertise. Lastly, i apologize for any offense caused by my comment. 1:14 4:29 3:24

[@yechangunjamahendra6952]

I hope this brilliant lady has an honest option party to govern us ...eh ???? Or just criticism

[@nirvanabliss73]

so nobody should criticize? even when hitler is at the helm, you will still have same comment?

[@PrakashKumar-iz1ox]

The balance scorecard of Modi 3.0 cannot be better than this analysis presented

[@wilsonvaldeiro8912]

don't call it Modi govt it's not even a BJP govt it's now a NDA govt and even Modi has acknowledged the same

[@KiranKumar-pj9es]

I like your videos and analyses. But this one needs more depth. It will be great if you can study the government’s infrastructure plans in more detail. I’m sure it can be linked to other issues such as the GST policy

[@mari3489]

What about the central government transferring debt to state governments?

[@satyam_108]

Suchita there is nepotism in pvt sector jobs also..there was 3 vacancies in a co associated with one of the most admired industrial groups in my home town..1000s turned up including outstation candidates..then a call came from Co head office in Pune & only certain 3 candidates got selected

[@nirvanabliss73]

ok, so whats the point?

[@satyam_108]

@@nirvanabliss73 Sucheta laments abt nepotism in govt jobs & contracts..the same thing is rampant in Indian pvt sector...i wish she would talk about it also...the point is it's very difficult for a person from a humble family to land a suitable job..

[@nirvanabliss73]

@@satyam_108 ok, but this video is more about the government performance and not pvt sector

[@satyam_108]

@@nirvanabliss73 ok agreed but there's a thin line between govt read politicians & pvt sector..another eg the son of an ex CM is employed as a senior manager in the same pvt company..someone who didn't complete his engg in 9 years..every day he comes & sits in his office & does nothing takes a hefty package

[@nirvanabliss73]

@@satyam_108 probably that should be a separate video topic

[@gautamsen4195]

Excellent summary of the state of affairs

[@MoneylifeNewsBites]

Thank You .I'm glad you found the information helpful

[@abhaynandan27]

Sucheta is Arfa Khanum for business news😊

[@nirvanabliss73]

matlab?

[@srisrisri1234]

We can delink our bank accounts from aadhar. It is not mandatory to link them.

[@ShaileshKumar-io2zn]

1.India must not do nuclear tests because the children are hungry . 2. India must not have missiles the children are hungry. 3. India must not have space program the children are hungry 4. India must not have Asia games the children are hungry 5. India must not have international events the children are hungry 6. India must not have any celebrations because of pollution, animal rights, human rights 😂

[@sagormoybanerjee8054]

Best possible summary of present scenario

[@sanjivagrawal5520]

Why no vedio on yes bank Ar1 bonds illegal write off.?

[@starspectrum6454]

Increased corrupt acts rotten standards with fall in standards in various walks of life perpetuated by the powers that be changes in standards, reduced quality standards, reduced build life norms changed , speeded up constructions development for optics and lip chest thumping. Hope good sense prevails ji before it is too late.🙏. Maryada Leela Purush Siyaram Shri Shyam Bhakt sahit Bhagwan ko baram baar pranaam ji.🙏.

[@niraj2020]

Abolishing Personal Income tax will ensure higher growth and employment. All sector perform well. End NGO led economy. High inflation, over regulations, policy paralysis, indecision, delay in each and every project, execution all hampered development and basic infrastructure decaying rapidly. Now policing on social media especially Twitter started. My account restricted after criticising Modi and Shah for incompetency on various front not matching with ground reality. Not ready to accept their fault, unwilling for corrective action. This budget also nothing much expected

[@sanjivagrawal5520]

Please talk about non biological PM giving ration to 80 crores. This seems a drama and it needs exposure

[@thevarcad]

Good enlightenment

[@MoneylifeNewsBites]

You're welcome! I'm glad you found the information helpful.

[@sarabjits7679]

Govt has to , as a moral resp , only concentrate on income distribution. But thru job creation , economic opps. What happened to stand up India , skill India , start up India

[@Quantum-Thoughts-2024]

Govt should cut income taxes.. Abolish taxes for upto 50 lac annual invome. 😊

[@Dk2-vs7hh]

Who will pay for the freebies? Suchetas idol Poppo plans to give 1lac per person!!

[@counterpoint9260]

inflation will rise

[@tantravision]

Extremely well explained

[@MoneylifeNewsBites]

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[@tantravision]

I have already subscribed long time ago

[@JyotiGandhi-rb5rb]

H.M. Pl focus on the present problems in Bharat. All your ministers should focus on the problems which they are suppose To handle. Note your govt.is getting negative news and the people are distressed and discontent is spreading. Pay attention!

[@prashantshah1396]

Suchetaji you have shown entire government's optical amd symbolic work without any substance in just 15 mins. The public has been fooled by today's political dispensation through mainstream media but few understood and opened their eyes and brought BJP down from majority. Still lots of eye openings required so please keep up the good work you are doing. We are sharing the videos so that it can reach to maximum people.

[@MoneylifeNewsBites]

Appreciate your kind words.

[@subhrajitgupta5535]

You elect a clown, you get a circus!

[@tummalaseshagirirao6156]

successful polarisation of the middle class; and the complacent us are a reason for all this.

[@starspectrum6454]

Corrigendum pls, read pyramid instead of period in the msg below.

[@prashantchoudhari965]

Bang on episode

[@MoneylifeNewsBites]

Thank you! I'm glad you enjoyed the topic.

[@prashantchoudhari965]

@@MoneylifeNewsBites do a Quention and answer

[@malaylimbasia6302]

addition TATA's gifted parliament to GOI they did not take a single rupee

[@ramanapsy]

👏

[@MoneylifeNewsBites]

Thank You

[@anandvaidya67]

Sucheta-ji, you should have focused on budget in this video and moved all the other rants and valid complaints to another video, That way, the usefulness would have been much higher. Ambani wedding is completely outside the scope of the topic as suggested in the video title, I think. I have observed many things done by central gov is of far better quality. Many of your complaints are linked to poor execution and corruption at state level (including state BJP except UP and Yogiji)

[@suhasbhide5773]

👌💯👍

[@MoneylifeNewsBites]

Thank You

[@RohiShetty]

❤❤❤❤❤

[@MoneylifeNewsBites]

Thank You

[@mrhaider7]

Interesting viewpoint.

[@MoneylifeNewsBites]

You're welcome! I'm glad you found the information helpful

[@sunildedhia9833]

Who did paper leaks talk about that

[@sunitanarasimhamurthy7934]

An eye opener for Modi bhaktias

[@Subhashish69]

Sucheta - good job; though, do not agree with the inequality part - a topic that makes a good copy, gets the eye balls, the focus IMHO should be on policies that results in investment, wealth, demand, jobs!! The sectors which were the bellwether of solid middle class jobs IT & Financial Services will not be creating as many jobs today was known....

[@sanjeevnaik8753]

sucheta you are forgetting caste,creed and overall indiscipline(taught as civil disobedience) that start from each home.. government is one easy target. how about our own home?

[@bhaumikgandhi5499]

If i talk about free ration, Let me be clear i m from middle class family. My family does not need free ration still my mother was buying it everymonth from gov. And then resell it. I m telling you because after so many conversation with her she finally stop this. And not for me in my society everybody is getting free from gov. My mother's sister and her husbund both are earning good amount of money. They have their house. But still they applied for gov house and they got it. This is not only with my masi but my fua, mama everyone got gov house. So actually people who are at the bottom does not getting anything.

[@SuchetaMoneylife]

this is dubious at many levels -- unless your family has wrongly declared their income as being below the poverty line you cannot get it. It is not about saying no to rations or taking them wrongly - today ration is available only for a certain ration card that denotes you are below the poverty line. You need to report and fix all of it - before you family and neighbours face a Dr Khedekar kind of expose!

[@viveksood007]

Go get your PF without paying hafta to PF office

[@pde1970]

Dear madam, EVERY POINT YOU HAVE MADE IS VALID. SMALL BUSINESSES ARE SUFFERING LIKE HELL. AND IT IS THE COMPLIANCE MECHANISM THAT HAS BE BLAMED. Thanks a lot for bringing out the angst of most middle class people.

[@rajeshkumarchand8802]

SG is meiser in praising Rahul Gandhi. He brings out what wrongs RG had done in the past. But at least he has now started speaking the truth not skewed towards Modi ji.

[@abhaygandhi6229]

Lavish lifestyle?! How is it befitting ?!?!

[@bimalmadnani2873]

4:30...1% of people...madam ,the question is, where do you belong...

[@sunilpareek9894]

Election has gone now madam.

[@venkiteshkrishnan3566]

❤🎉