I fell in the trap of thinking I needed all the fancy budgeting tools but my boyfriend gave me a reality check when he asked me how much more money I’d have if I didn’t keep buying new budgeting tool 😅 I looked up what I’d spent in 3 months and was flabbergasted.
@KColes637 күн бұрын
Pen and paper or EXCEL!
@jiysjourney8 күн бұрын
Girl, PEN and PAPER! I have to see it!!!
@BudgetsWithELMA8 күн бұрын
Agree 100% it's something about writing it down yourself really makes you stick to it😊
@dyingoutlaw9676GamesandBudgets7 күн бұрын
Hi friend 💚
@AtHomeintheSun8 күн бұрын
This is a great breakdown video!
@BudgetsWithELMA8 күн бұрын
Thank you and wishing you a Happy New Year 😊
@TeachSaveTravel8 күн бұрын
Hey Elma!!!! Hope you are having a great Sunday ❤
@BudgetsWithELMA8 күн бұрын
Likewise and I'll be catching up on your videos today 😊
@IDesireeWealth7 күн бұрын
❤❤❤❤ the video Elma.. ❤ how you moved this around to make sure everyth got paid
@Hotmessbudgets3 күн бұрын
❤️🔥❤️🔥❤️🔥
@AllMyBudgetLife7 күн бұрын
I love a good ole’ pen and paper budget, but, I will keep and use a digital one as well. However, the pen and paper is “old faithful”😂.
@ThenotsobrokeNurse7 күн бұрын
I will not be buying another budget planner. I have 4 that I bought and they are all pretty much sitting unused. I might buy a printable budget sheet later but for now I’m just going to use my little notebook for my budget.
@Sjohnson3248 күн бұрын
❤
@BudgetsWithELMA8 күн бұрын
Thanks for watching 😊
@tanyaallfunandgames21698 күн бұрын
Nice one😊
@BudgetsWithELMA8 күн бұрын
Awww ❤
@thehopefulbudgeter8 күн бұрын
Hiii Elma! I Love this! Wanted to go to dollar tree but I can’t even afford to spend there rn 💀😫 I love your composition notebook! 🩷🩷🩷🩷 my Christmas was peaceful 😇 day was relaxing. Hope u had a good one.
@BudgetsWithELMA8 күн бұрын
So happy to hear you had a great Christmas season, wishing you an awesome upcoming new year. I know you will succeed at everything you set your heart to in 2025😊
@donnamcclenton73408 күн бұрын
I bought a $7 planner from Walmart..,and I’m a once a month budgeter on social security.. and I track every penny even my food in the home.. any money I don’t spend in food I have a account I call a boat fund,.. this is aside from my emergency fund .. most people call it a miscellaneous fund or buffer, but I also keep about a $200-300 buffer in my bill account, because I’m disabled the envelope system was hard for me I don’t drive…. So I do my budgeting a little different but so far it’s working..
@BudgetsWithELMA8 күн бұрын
I'm happy to hear your planner is working for you, hope you have a wonderful weekend and a Happy New Year❗Also thanks for watching my video ‼️
@AFBudgets8 күн бұрын
Im so glad this yr is over 😊 on to the next
@BudgetsWithELMA8 күн бұрын
Agree 100%😊 Say it louder for the people in the back❗Goodbye 2024 and Hello 2025 ‼️
@bethsbudgets8 күн бұрын
Hi! I got your Christmas and birthday card the other day! Thank you so much! I am so appreciative! ❤ so, I get pd ssd monthly, my job weekly and my fiancé’s job monthly! Lots of moving parts! Lol. And my ssd is the same monthly, my fiancé’s ck is normally around the same(last month was 1/2 of his normal cks) and my weekly pd job can vary, but normally around the same as I work the same hours mostly. Christmas was enjoyable. 😊 I love working pen and paper budgets, but I also have it written in 2 places, I have a digital bill tracker and a debt payoff tracker. 😅 plus I also do expenses in my notes as well as writing pen and paper.
@BudgetsWithELMA8 күн бұрын
Awesome that you got my Happy Mail & I hope it brought a smile to your heart and face Beth! Thanks for sharing your payday routine and schedule 😊 By the wishing you the best for the upcoming year!
@bethsbudgets8 күн бұрын
@BudgetsWithELMA it definitely did! Thank you and have a wonderful new year!
@sistermbudgets8 күн бұрын
Happy holidays Elma🎇💖 30:01
@BudgetsWithELMA8 күн бұрын
Thank you for your constant support & I'll be catching up on your videos as well! By the way I would love to send you something in the New Year so please email me your address (my contact info is in the description below)😊
@sistermbudgets3 күн бұрын
@@BudgetsWithELMAthank you Elma will do.
@Albasbudget7 күн бұрын
I get pay weekly. And I do on paper.
@AishaMBudgets8 күн бұрын
Hey Elma! I would like to do Judy's challenge, but that would take all the money I have for the month and I wouldn't be able to play my other challenges, so, no, I'm not going to be doing Judy's challenge. God bless and have a happy New Year! 💞🧡💛💚💙💜🤎
@BudgetsWithELMA8 күн бұрын
Happy Sunday Aisha 😊 I know just what you mean with that challenge that Judy has created so I had to do each of the icons for $5 each to make it more into my budget. Wishing you, your family and your business (Boss Queen aka Entrepreneur Queen) much success for the upcoming year❗
@rosbudgetlife33248 күн бұрын
Hey Queen Elma ❤
@BudgetsWithELMA8 күн бұрын
Happy Sunday RO 👋 Wishing you a Happy New Year and success for the upcoming year❗
@silynthiabudgets182 күн бұрын
21/105
@BudgetsWithELMA6 күн бұрын
Thank you for watching & commenting everyone❗Also I wanted to let you know that I NOW have a Ko-Fi account Queens & Kings❗So check it out at ko-fi.com/C0C1QVZWR
@ThenotsobrokeNurse7 күн бұрын
I will not be buying another budget planner. I have 4 that I bought and they are all pretty much sitting unused. I might buy a printable budget sheet later but for now I’m just going to use my little notebook for my budget.