THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners

THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners
#budgeting #budget2024
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[@laritawhite8081]

Thanks!

[@BudgetTreasures]

Awee. You are so sweet. Thank you!!!!

[@Allie82386]

I always over spend on food. Taking cash out is such a good idea!

[@BudgetTreasures]

It helps alot!

[@moniqueb387]

Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.

[@moets9507]

Even when I take cash out, I still over spend on food. It's the one area I must do better on

[@peacefulmama]

I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!

[@Zipporah-xs3qz]

I tried this taking money out so that you only spend what you bring and nothing more. It worked.

[@kimford-cc1tk]

Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not

[@BudgetTreasures]

That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂

[@vitiligogirl1037]

I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..

[@timekabolden5309]

5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂

[@denerricabean2371]

goals!

[@AVBudgets]

💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.

[@BudgetTreasures]

Right! I am the same way

[@naturalista123]

​@@BudgetTreasuresme too. Target and amazon will get me everytime.

[@NaturallyPrettyBrownK26]

Same ❤

[@lonasmith7701]

I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵

[@BudgetTreasures]

Absolutely! I believe that “order” is important and significant. 🩷

[@DDP196]

Yes, that statement made me keep watching!❤

[@lisanapoli6061]

So inspirational to tithe first! God sees all and walks with us every pay day.

[@BudgetTreasures]

🫶🏾

[@sandraatueyi81]

I’m a beginner. I want to learn how to save without spending money unnecessarily.

[@audreanaburgess8371]

This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.

[@voniarichard270]

I found these kind of channels recently and let me tell you my life is about to change for the best….thank you

[@BudgetTreasures]

I know just how you feel! I am glad that you are here! Welcome 🤗

[@KeishaBeeeCooks]

Money Money Money Flows to me consistently xo

[@Allocatingmindset]

I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍

[@BudgetTreasures]

🩷🩷

[@aimeepaterson4423]

“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x

[@timekabolden5309]

Right?!?

[@timekabolden5309]

I thought like 35/36

[@joannek5910]

All day!!!!! This is 1 GORGEOUS woman 🎉

[@BudgetTreasures]

Awee. You are so kind 🫶🏾 thank you 😊

[@BudgetTreasures]

Thank you 😊🩷

[@Its_gina_g]

💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅

[@BudgetTreasures]

Same here. 😂 How did we do it?!?!

[@tierram.2217]

I like your organizational skills and cute books and trinkets.

[@meganbethel5644]

💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️

[@BudgetTreasures]

Awee. Thank you ☺️ I appreciate you

[@BudgetTreasures]

Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?

[@Ihavepiercings]

Can u please tell me where to get the book?

[@babiigurl72309]

Info on where to get the book you're using in the video please

[@cierrelanae7993]

May I have the information on where to purchase that exact book?

[@thysisreid2050]

@@cierrelanae7993looks like she’s using The Budget Mom planner.

[@tiffanycooper2305]

Where did you purchase all the books you used???? Please 🙏

[@Iprayforyou7]

Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾

[@brittanymorris943]

As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now

[@BudgetTreasures]

Thank you sooo much for being here!! I appreciate you

[@DDP196]

Yes, all my bills must go the same way always!!

[@laritawhite8081]

Thank you for sharing your budget routine!

[@ronnielisa777]

I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.

[@sheenalee7602]

I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰

[@BudgetTreasures]

It can get our of hand for sure

[@conniekelly5186]

Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great

[@BudgetTreasures]

Yasss!! It works amazing!

[@kelseyregan1947]

💰tithing first 🥰 You’re the real one!!!

[@BudgetTreasures]

☺️

[@timekabolden5309]

That's a nice budget book! 📚😊

[@traceyealy5477]

💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California

[@BudgetTreasures]

Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂

[@mholland8835]

💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊

[@BudgetTreasures]

Thank you!

[@amberp5207]

I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.

[@BudgetTreasures]

Awe thank you so much! I appreciate it

[@TeachBudgetPlan0727]

Thank you for the motivation!!

[@BudgetTreasures]

Thank you Bestie!

[@KeelyB2318]

I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸

[@BudgetTreasures]

I try to make it as fun as possible 😂🩷

[@LatoyaJackson-fc8ob]

The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊

[@ierenedyne2521]

thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.

[@ShesFromVenus]

Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨

[@DDP196]

I thought the same thing! Life & death lives in the power of your tongue!

[@geniceH]

$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.

[@Sherryann-w8p]

Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️

[@liisaelts7522]

You don't have to apologize for kids nor pets, that's life happening. I like your routine, i think I'll start doing the same.

[@rochelleserrell98]

Words have power. Definitely not calling it “the broke man’s routine “.

[@AlliterativeAtheist]

Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.

[@BudgetTreasures]

Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though

[@denerricabean2371]

thats exactly what i said!

[@turley4503]

💰💰💰 i am a new subscriber here and i am glad i found your channel. Very great information and i love how you break down everything. I look forward to tuning in 🤗

[@simpleetreasure]

How do you budget for hair and nails? Is that a fixed expense?

[@msmarisadenise]

Hello this is very good and helpful as always! I made the unwise decision to help my son financially. Of course the plan he had to pay me back fell completely through. He was able to pay back some but the rest is in payments. So now I’m having to revamp my WHOLE budget! I was paying the double the amount due on my bills but now I’m back at the minimum, which interrupts my goal to be debt free by 11/30/24. Blessings to you and your family🙏🏾 for all you do.

[@BudgetTreasures]

Thank you so much! Listen, I understand totally. I am glad that you were able to help him out. Your date may have moved but the good things is that you will still be debt free soon

[@msmarisadenise]

@@BudgetTreasuresthank you, yes it won’t be easy but very possible!

[@fatimahbashir2474]

great video. Easy to follow steps.💰💰

[@CourtneyBonner5818]

Great video!

[@BudgetTreasures]

Thank you 🩷

[@lafredapayne7977]

I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸

[@BudgetTreasures]

I’m glad that it helps ☺️

[@tonyapoynter8111]

Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊

[@soniquesamuel3006]

Love your energy thanks for the video❤

[@louiseblue7902]

This is truly a good idea I am going to start using this. Thank you for this

[@BudgetTreasures]

I’m so glad! 🩷

[@AKingsRealtor]

I am new to your page and very much appreciated this video. I’m a holistic real estate agent making home ownership attainable and sustainable through education and application. This video will serve my clients that are working towards homeownership very well. Do you have affiliate links for the planners and binders that you’re using?

[@BudgetTreasures]

Hello! Thank you for your connection! I do not. This is something I may look into in the future

[@janicewalker2615]

I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u

[@shanellkendrick8419]

Where did u get ur budget binders from?!

[@Notpatriceplays]

Yes. It is very detailed and practical..

[@cossandraspirlin6930]

They’re inexpensive at TEMU, I’ve purchased through them

[@lisivelazquez65]

That's the first thing I also do is pay my 10% to my church too.

[@JoanneArc-or9sr]

Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂

[@BudgetTreasures]

LMBO!!! Not sloppy 😂😂😂

[@AlleenDavid]

Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.

[@RealLifewithLisieJ]

Go girl maybe when my check more consistent cause I be playing

[@jessicapaul5884]

Good job bestie!!💰

[@BudgetTreasures]

Thank you Bestie!

[@jenpisano5954]

💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤

[@mariacristinaranauro2427]

I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....

[@blessingsmatter7259]

Thank you I needed this

[@BudgetTreasures]

🫶🏾

[@NaturallyPrettyBrownK26]

I’ve saved and saved and had set backs cash out is going to be the way for me!!

[@shantakoa8596]

Appreciate the information. I wish i could keep cash with me like that. Do you keep it locked away? Money 💰 💴

[@BudgetTreasures]

Thank you for being here Bestie💜 I am very disciplined and do not dip and spend...

[@Kash_Budgetz]

Love this 🎉

[@BudgetTreasures]

Thank you 🩷

[@claire9064]

Can you please provide the links for your planner and envelopes?

[@Plantanos23]

💰💰💰 thanks for sharing!

[@BudgetTreasures]

You’re welcome ☺️🩷

[@LunaP.-jb7bq]

I plan to start saving from August. These videos will be very useful. Thanks for it :)

[@BudgetTreasures]

Awesome

[@meccael6801]

Money Money MONEY🎉🎉🎉❤

[@AcknowledgedPathways]

Your have an awesome system. I love it.

[@BudgetTreasures]

Thank you 🩷

[@zanelexaba-jj3ox]

Envelopes....i love them❤ 21:09

[@BudgetTreasures]

Thank you!!

[@ebonygreen63724]

Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤

[@BudgetTreasures]

Thank you Bestie!

[@Divinerospeaks]

Thank you so much for your time. What do you do with coin change from your left over cash binder

[@BudgetTreasures]

Thank you! As of now it just sits there. I’m not focused much on it.

[@LaToyaPlansLife]

Woot woot to payday!! 💰💰💸💸

[@zandramangrum5483]

Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.

[@susiezepeda6465]

Great video bestie 💰

[@BudgetTreasures]

Thank you Bestie

[@ThePynnFool.budgeter]

Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite KZbinrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.

[@BudgetTreasures]

This is good news! The cash budgeting method is one of the BEST!

[@PinkOwl31]

Yes! I need the broke man routine. 😆😆 Gotta crawl before you can walk.

[@holly29913]

💰💰💰 the cash stuffing part of the video is giving ASMR 👌

[@BudgetTreasures]

Oh good lol! I like asmr

[@frandomsss]

💰 great content as usual thank you 😅

[@BudgetTreasures]

Thank you Bestie!

[@wtfaliciamarie]

I am looking forward to be debt free!!

[@BookFanBudgets]

PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰

[@BudgetTreasures]

PAYDAY!!!!

[@Tammy-e8c]

At some point, will you put your savings and one month ahead in a high yield savings account?

[@BudgetTreasures]

My emergency fund..Not my 1 month ahead fund

[@aprilgiggetts2847]

Looking for this book. I do not see the link. Like this video.

[@jenniferscott7595]

Where do you get your budget book

[@QuietInChaos1]

What if I don’t have any major bills and trying to save for an apartment.

[@TheAmazinRaven]

GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!

[@DDP196]

I thought the same thing!!

[@gospelician]

I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.

[@BudgetTreasures]

Really! I have heard that Florida is among the most expensive places to live

[@darlavaughns5062]

What work book are you using

[@stacyduncan7477]

Money money money ‼️

[@berrysmartbudgeting]

Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️

[@BudgetTreasures]

😂 Yes!

[@lisab1193]

Awesome video and you have a new subscriber! All the items shown in the video, are they available on your site?

[@SimplySherriJ]

Helpful video! Where do I get all the goodies you used?

[@ChristinaCampbell-j5i]

This video is very misleading. Why write in a book in your video but when I pay my money I get a PDF? You told me 24 hours for a refund and 24 hours has passed. Why deceive people? Why not respond with an update on the refund or atleast how to get the so-called hardcopy that YOU use in the video????????CHECK YOUR EMAIL LADY AND PROCESS THE REFUND NOW!!!

[@marlenepankey8289]

Hi, how do I get all of your budgeting accessories? I have the binder already. Thank you in advance.

[@April-tn7zz]

Here watching

[@BudgetTreasures]

Hey Bestie! Thank you!!

[@vandeshawalker807]

What is the month ahead category for?

[@BudgetTreasures]

Bills and expenses I did a video explaining how I come up with the amount and what it covers.

[@MIA-re5jy]

First off I think this is a great video with excellent information for budgeting. However, I disagree with/1 thing you stated about “millionaires routine” you stated “this is a broke man’s routine.” Well, reason I disagree with you is because the first thing the millionaire did was CHANGE THEIR MINDSET. If you stay in broke energy you will remain in that energy. That is all…. Thanks.

[@patriciavaughn4185]

Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.

[@BudgetTreasures]

Thank you! 🫶🏾

[@thetruerivalry]

#money #money #money

[@KAiTiEKAKES]

hi im new to your channel so idk if you’ve said this in another video and i can’t find it in the links. what budget planner is this that you’re using?

[@venitacary6903]

We appreciate you - you are awesome as always. Thank you for what you do

[@BudgetTreasures]

Thank you Bestie!!💜

[@karrysmith9336]

This is so very helpful thank you!

[@BudgetTreasures]

Awesome! I’m glad it was helpful

[@aprilsue7072]

Yeah…no! I have to use Microsoft Excel. Much easier than writing it out manually. Color coded, formulas etc. We’re in age of being digital. Writing it out is being stuck in the 60’s.

[@andrealynnwinchester9156]

I just started watching these types of videos and what is cracking me up is y’all in debt up to your eyeballs and yet damn near every one of you is “tithing.” I find it funny that you give 10% of your hard earned money so that some dude who gives you HIS interpretation of the Bible can live a better life than you and your kids! 😂 Just so strange to me. I donate to the poor when I have money to spare. If I owe thousands in credit card or car payments, then I don’t have money to spare!

[@tabathasmith8673]

Where did you buy your expense book that you track your spending