Q&A: Is my boyfriend on the Dave Ramsey Plan?

[@mariannedressler6784]

I love how respectful you were with the boyfriend questions. First class.

[@heathermayfield4247]

When you were in Mena I felt so sorry for you, with hindsight it meant 2 years of paying down debt which got you where you are today. You look so much happier now I love that you love College Station.

[@josephhogue]

Love these Q&A videos Sarah! It was important for my wife and I to be on the same page financially before we got married. Has really helped through nearly 10 years.

[@NoorAnomaly]

As a recently divorced mother of two, I'm with you on this one: Take your time. Enjoy dating Jacob and get married once it feels right for both of you! :)

[@Clairelaferret]

I'm so happy you've found someone who is worthy of you and loves you!

[@sharonmoore4381]

I just love the way your eyes sparkle when you talk about Jacob and I’m loving and learning from your videos I’m a new sub

[@roonie85]

I was the one that asked about what he thought about dating THE Budget Girl ;), and I just wanted to say thanks for answering it!

[@teapurveyor]

Oh BG, I adore you. So much integrity and determination. So happy for you!

[@Natalie_11188]

What a nice video thank you for sharing. I completely respect and support your responses to questions about Jacob. People love you and are curious but he has a right to his privacy. Thanks for being such an encouragement.

[@BudgetGirl]

Thanks for your understanding!

[@kimberlymallett8673]

I’m so glad I found your channel, I’m learning a lot! I’m also in College Station and work for TAMUS, so glad you’re happy here!

[@jennybanana2296]

I love how your eyes are sparkling when you are talking about Jakob. I totally support your decision not to talk about his money situation. I would handle this the same way

[@financialfixerupper805]

Loving that you are keeping your boyfriends privacy. If he wants to tell, he will. Great video.

[@FindingAloha]

Moving to Mena most definitely was a huge part in getting out of debt as fast as you did. Seems like a perfect decision/opportunity for that time in your life. And it also gave you the opportunity to build this friendship here with us viewers ❤️❤️❤️

[@annettecaitlyn1058]

FindingAloha what or where is Mena?

[@julieanns.7134]

Nice video. Thank you for respecting Jacob's privacy. You sure light up when you talk about him! I've been watching you for a couple of years. Are you ever going to go back to opening mail? Also, do people still send you money and if, so, what do you do with it or if you apply it to BS3, what will you do with any money gifted to you after BS3? Charity?

[@rosebud7105]

I love how you answered the Jacob questions. I will say, you two are just adorable! :) So glad to see how much you're killin' it with BS3... gives us hope as we continue to slog through BS2 for another year! Arg! :)

[@lynmorris3453]

You are so wise in your thought processes and actions BG! It's great that you recognise things that were weaknesses prior to your debt free journey and you are taking the precautions to make sure these types of things are not sneaking back in. I absolutely totally love that you willing to respect that whether to disclose Jacob's finance details is his decision and that you are willing to be up front with not answering those questions and why rather than just ignoring the question each time it comes up. For various reasons, I think it's a good thing that you and Jacob aren't just jumping quickly into marriage - but my reasons are irrelevant. Your relationship is your relationship and you two need to do what's right for you.

[@missymurphy2444]

I live about 2.5 hours from Mena. I have lived in Arkansas all of my life. While I don’t love living here I do appreciate small town life. I am glad you were able to relocate to a town better suited to the lifestyle you want.

[@hfrankery]

BG!!!!! We just finished baby step 3!!!!!!!!!! Ahhhhhh!!!!!! Another baby step in the books!!!! 😅😅😅😅😅😅😅. My hubby upped his match at work today to 6%....time to learn about how to invest! I can't believe it!!!

[@missmadelinex0]

BG, I dated my husband for six years before we got married. I knew I wanted to marry him within three months and we got soooooo many “just get married already!” comments but we didn’t see any reason to rush. Now we’ve been married almost a year and I’m glad we waited!

[@prila.b13]

My husband and I have been together since high school. We dated 8 years before he asked me to marry him. We then waited another 3 years because I had to have a specific date, lol. We got married on our 11 years anniversary. (9.13.13) And have been married 4 years going on 5. I am perfectly happy that it took us so long to get married. I think it made us a better couple. :) So, take your time. Enjoy and learn about each other.

[@shawnandlisamason9533]

I'm so glad that you are debt free you look so happy I love your Jacob answers. Have a great day

[@kaelaleedaley]

Thank you for answering my question! I spoke with some of my Baptist friends just before the video came out and they confirmed that they don't observe Lent. I am a member of The Church in Wales (Protestant) and I've always followed a Lentern Journey or given something up/taken something on so it was a surprise to learn that this isn't uniform :-D Great Video as usual, we always enjoy the content you produce xx

[@WendyValencia]

Good luck on the diet!!!! You are right...you can do anything you set your mind to!

[@paulsharon7521]

Please, please take your time and enjoy getting to know each other once married you are married hopefully for a lifetime. But so happy to see you so happy. Enjoy watching you enjoying life

[@myownIDENTITY2016]

Oh I can totally relate...I moved from Lake Charles to H-town 13yrs ago...wow, it's been 13yrs! Best decision I could have made for myself and two small kids at the time...I love the warmth of small town living...however the opportunities (for the life I'm building l) aren't there. I respect you respecting the boy friend...😊

[@chowceo]

You are awesome. Thank you for all your vlogs, they have been a supportive, informative and fun way to learn and grow !!!

[@lesliecarnes8775]

I love goat cheese too! So yummy! You have so much to be proud of and you are such a great influence.

[@rl3938]

Love your videos and congratulations on your success! So happy for people who "get it" so young. Your future will be amazing...:)

[@itsabby8985]

Love your channel. I am learning so much from you.

[@ihartsnowyo]

Hi BG! Thanks for this video. One thing I have never seen you address (or if you have please let me know where I can view it) is how to handle company travel expenses. Sometimes I can have as much as $5000 per month outstanding/out of pocket and I can't pay it until I get reimbursed, which is usually within a week or two, but it's sort of a rolling balance all the time. Do you have any suggestions on how to budget for that? On a personal note, I'm glad you and your bf are taking it slow. There is no reason to rush into marriage at your age. Dating is SO fun, and you can't get it back!

[@usflin]

Noticed you shared a link to razors to save some money. You may want to check out safety razors. They are refillable with just the blade and the blades are super cheap! It took me a while to switch but I haven't had to buy any new razors in a year because I got so many blades for so cheap. Love the Q&As!

[@mammatubbs4434]

I’m so happy to see you happy! Enjoy your new relationship... this part is so much fun 💕

[@mariayelruh]

I know the cheapest gas stations around in most areas I travel in. Since some of it is into DE vs. PA it really pays to fill up when I'm out of State.

[@schmikatoo]

What are your top 5 favorite books about money? I'm looking for new reads!

[@oreobug123]

Yes! book recommendations, please!

[@lorimurguia9337]

Awe, you have a blessed life. God bless you! xo

[@freedominabudget]

YAY!! So glad Q&As are coming back!! :)

[@rooclicknet8666]

@BudgetGirl I am on @TheDaveRamseyShow plan I am 38 years old single never married no kids. I am 60K in debt. It's easier being married while getting out of debt than single. Any advise?

[@freedominabudget]

UGH!! I'm so bummed you didn't choose Florida!! But I am glad that I will FINALLY get to meet you in just a couple months! :)

[@anyawillowfan]

How did you make new friends when you moved (as you mentioned you didn't have many friends where you lived before, it sounded like you do now)? Any tips on meeting people/dating on a budget?

[@LRissa19]

Did your credit score change or disappear after you paid off your loans/all your debt? I wonder about that as someone who is younger and not ready to buy a home and wants to keep renting after becoming debtfree. Would the credit score or lack thereof make it harder to get a new apartment?

[@walkbyfaithandbudget5718]

Is there anything you would be willing to go back into debt for? I know you don't plan on going back to school but as an example, for most people its ok to take out loans to further their career (bachelors to masters).

[@ashleyd2348]

Yes!! I was so happy that you didn’t put Jacob’s business out there!!!

[@karinabigwood2317]

I love your mail hauls :)

[@kristanvw7708]

Yay for new Q&As!!

[@Megan_Truly]

Gas....I agree I don't obsess about it and I won't drive to some far away gas station to save so many cents a gallon, that seems counterproductive. I never really understood the people that obsess about going to the cheapest gas station in town. Like you, I just try to get the best price but I don't obsess over gas in any way!

[@FreckleFinance]

Lol also the "we've been dating 9 months" maybe because I'm a mom now but I'm like "oh still at the gestational age! Soon to be newborn relationship" haha

[@BudgetGirl]

bahahahhahaha

[@kleptolad]

I miss frugal wins and frugal fails :) edit: alexa is a fail haha!

[@ParksAndCreature]

Do you have tips for finding a roommate to save on rent? I live in Chicago and cant afford a studio but could split a 2bedroom. However, Im also a young female and dont want to put myself in harms way here. Thanks!

[@thelmaespinel8558]

Great video, I live in Miami Florida and the rent is expensive, But I love Florida, I like that you respect Jacob situation. I am happy for you.

[@ColleenNudge]

How did/do you keep track of how much debt you had/have. I find that if I check balances throughout the month, it goes up and down - which drives me nuts.

[@hollypodlack1314]

You are such a beautiful and classy lady. I wish I was you when I was your age. It's fantastic to see such a nice role model for other ladies out there.

[@amber4design]

"I love Texas" YES! Score! We've converted you to a Texan, girl. :) I've heard, though I can't confirm lol, that once you've lived in Texas for 5 years, you can call yourself a "true" Texan. I love Texas, although I'm a bit biased...I'm a 5th generation Texan and plan to be here until I die (so morbid!). ;)

[@honmin8201]

Did you buy a new sofa? Would you buy used furniture? Especially 'sof't' or upholstered items?`

[@K-tin]

I know it's good to invest in 4 different kind of mutual funds, but should I also put my investment in different MF companies?

[@jessicaashley8907]

"Goat cheese" Lmao! We've been eating that quite a bit lately..

[@WendyValencia]

Yes to the used car!!!!!

[@hulda2002]

Not sharing how you met the boyfriend? Will you stay in this apartment after the two years even if the rent rises?

[@FindingMyLight]

KZbin somehow unsubscribed me from you and when I finally realized and wondered where you went you have a boyfriend and I missed it! So happy for you not just for boyfriend but for the move,, I live in TX and not to far from you (Dallas) and arent Texans really awesome,, I moved here 9 years ago. My Boyfriend is from here and got transferred back there, Texan men are awesome (course I am not sure he is originally from here lol)! I always knew you didn't like Mena (spelling) you could tell.

[@MassEffectFan113]

Did Dallas/Fort Worth come up for consideration?

[@lazyopia9986]

Although I hate the clickbait, I love and respect your answer. Being respectful of people's privacy is really important. Glad to see everything going well for, and I'm so happy you're bringing the Q&A videos back, I loved them. Did you think about doing themed videos about the most asked questions ? I remember that when you regularly did Q&A videos there were some questions which came back regularly (I think I heard you explain what sinking funds are like 10 times :p).

[@marsha2600]

What didn't you like about FL?

[@CentsibleLivingWithMoneyMom]

Random question: How do you keep your skin so gorgeous? Your skin is flawless.

[@bonnyroggenbauer6518]

Centsible Living With Money Mom , I want to know too. Her skin is just glowing.

[@CentsibleLivingWithMoneyMom]

I so agree. It may because she is almost to 100 percent 6 month emergency fund!!!!

[@FreckleFinance]

I would say almost no millionaires have cleaners, that's why they're millionaires LOL

[@chrisbaker2669]

Your wrong I know plenty of millionaires that have cleaners. Millionaires value there time highly if you are a millionaire making $200 an hour at your job and you can hire a cleaner to clean your house for 3 hours for a $100 they free up there time to make more money. In that situation they are $500 ahead and have a clean house. Time leverage is a key tactic in getting rich.

[@mrsbs7146]

Do you get tired of having to itemize everything?? Love your videos!!!

[@jennifermclelland6877]

What steps do you go through to make a larger purchase? Do you have favourite review websites?

[@ouvickie]

Good job answering all those questions, BG. I had to laugh at the end about having family get pushy in the relationship area. I wonder if that's just a southern thing, or if everyone's family is like that. I'm probably the same age as your brother & SIL, but I think you're a very wise young woman. Marriage is a huge step and I think it's always best to take your time getting there! I do have a question, but you don't have to answer if you think it's too personal. This has to do with the cost of your healthcare. Q&A: Are your health benefits fully funded by the college, or do you have to pay part of your monthly premiums? If you've already addressed that in another video, just let me know. I'm curious because, my personal monthly premium is covered by the University, but I have to pay the cost for my husband and it is very expensive. I wondered how well other Universities are doing covering the cost for their employees and their families.

[@BudgetGirl]

Because I'm single, I'm completely covered. It would cost if i had a spouse or dependent I wanted to add to the policy. I'm co-pay only, no premiums. It's wonderful and I'm very lucky.

[@gaile2241]

Do you check you credit report annually ?

[@rochellethundercloud346]

Being obsessive about what you buy isn't always a bad idea. It saves you lots of money, stress,and have way less junk cluttering up your life.I once saw a pretty pale pink kate spade purse at unique thrift shop. It was only $1.50 I had the money to pay for it,but knew that I would get no use out of it.It was small, like an evening bag,lovely color,have nothing it's going to work with. So,would need a new wardrobe, just for that bag.

[@susanvelez6534]

Feeling terribly guilty: I charged something on my credit card 😩😩😩😩

[@staytruewarriors9185]

Great video! Congrats on being debt free!!!!

[@TheRealLydiaSenn]

Goat cheese!!!

[@kimberlymasick1752]

Your a rockstar!!!

[@Tmp130]

Lol never say never:)

[@CherylMacKay11f]

Click bait girl.

[@chelsearyan517]

Only one of your hands is manicured!