Build Retirement Income Robust & Perfect Plan Every One Can Implement

[@pchako]

Absolutely brilliant. You have convincingly dealt with all aspects on issues faced by a retired person. Nowadays there is a tendency to look down upon investing in insurance based guaranteed income (annuity) schemes. However, as you have rightly mentioned, one should keep it simple, so that the hapless wife gets all 'the benefits easily after the demise of her husband, without having to run from pillar to post and depending on her relatives.

[@brmrad]

Sir.. really good topic for everyone to be aware and to implement in their life

[@girishshivalingaiah2533]

Excellent informative video, very helpful for planning proper and comfortable retirement plan

[@aksket2000]

Sir, I sincerely request you to come with a fees only option. I really love your contents and share it with my friends .

[@konkabheema9838]

Good job. You are giving good amount ideas to plan my retired life. Thanks.

[@sampaths5413]

Very useful information presented in a simple, direct manner without much unnecessary fluff !

[@jcnair3277]

All plans other than Annuity can be considered. Annuity plans only helping the agents as commission and the company which they are not paying even bank interest. And cost of mortality in many annuity plans are no use of aged people.

[@ikay1966]

Great for the nominee 😅

[@arunasrilakshmi1068]

A very genuine retired life planning schedule

[@tsmashRSA]

wow you are very important in this world. I'm a financial advisor, new in the industry and you are speaking exactly to my senses. watching from RSA thank you a lot. Already subscribed to the channel.

[@venusir52]

Excellent presentation. Very clear on solutions.

[@SantoshMishra-gb3kr]

Sir thank you very much for a proper advice for retirement income

[@anandkumar4872]

Excellent informative video sir! Very clearly explained! Thanks a lot!

[@JustChill76]

The problem with Real Estate income, that is to say, renting it out is, not getting good tenants and also houses being vacant for few months

[@anilbakshi4505]

Commercial Property office space is better option

[@anilbakshi4505]

I am 69 & have invested in Pre leased Commercial office space leased out to a Listed Company having lease period of 9 years & getting 7 percent ROI with increase of 15 percent every 3 years Getting regular RTGS in my account every month

[@JustChill76]

@@anilbakshi4505 good to know that Sir. Had no idea about that. Will explore. Thank you

[@bitskits6019]

Great video 👍. Thanks

[@SC22334]

Dr Bhatt, as usual, your financial education is extremely valuable. Thanks. 🙏. As a thumb rule what could be the proportional allocation between these 4 investment classes from a balanced risk perspective?

[@rajnishbedi7470]

Very Good Video

[@vrumats]

best investment is equity which has given 15% for past 30 yrs

[@neamulhassan4074]

Excellent information. As per my judgment commercial real estate investment is the best . If some body try to develop it from the early stage of investment then with in 20 to 25 years it gives return for golden retirement life. Am I correct? Neamul Hasan Bangladesh

[@nikhilkumthekar425]

Very Useful Information ❤

[@kaushikbho2129]

Many experts across various mediums recommend annuity plans as a retirement tool. How can an option that does not offer liquidity be a good investment option for retiree's. You will not be able to access your own money till such time that you are alive.

[@NRIMoneyClinic]

I presume you have not watched the video

[@rajagopalanjayakumaran7110]

Your reply is right One cannot enjoy guaranteed annuity as well as access to the corpus say after just 5 or 10 yrs from the start of annuity. He should take care of emergency fund requirements ( Medical Insurance Policy is available upto 65 yrs age starting). I wonder why corpus amt back is required say at 65-70 yrs age!

[@kaushikbho2129]

A product, in this case annuity that does not allow me to liquidate my own money irrespective of my requirement cannot be a good product as per my view. Monika Halan a highly respected financial planner erudited the same in one of her podcasts. My view may be different from others but that's ok. Even a fixed deposit is a better option as I can liquidate my money as and when I want.

[@JustChill76]

Informative video. ❤❤

[@anoopkuttat1166]

What is your opinion about SBI retire smart plan

[@vrumats]

rental income on india is about 4% not beating inflation!

[@srashsrash1]

There is capital appreciation too...

[@jayaprakashthampuran6521]

Sometimes we have to go for legal tussle for getting our building vaccated​@@srashsrash1

[@rejimanalil5396]

Great info... will get to you soon...need guidance...

[@tirupatibestplots]

I think already for my wife😊

[@muralikrishna7084]

Hi Sir, kindly clarify the following : 1) Can the investor avail 30% standard deduction u/s 24(a) on the income from fractional real estate?

[@NRIMoneyClinic]

No

[@MUHBEEN]

Absolutely fantastic

[@madhukant2856]

Sir your video are good but long and not precise

[@NRIMoneyClinic]

Your feedback noted . Thank you

[@madhukarshukla6770]

What about Arbitrage fund against BANK FD

[@pravdr1]

FDs have poor liquidity conversion as banks cut some amount for premature withdrawal kindly clarify

[@punver79]

Sir.. do u think FD and annuity can be replaced by Gold bonds/ETF? So one can have Gold, Real estate and MF

[@NRIMoneyClinic]

No

[@subhashishsengupta321]

How is LIC jeevan shanti?

[@DrSamAnderson]

Sir kindly give tips for Indian making 20 to 25 k per month

[@sepa3740]

Rental income is the lamest advice one can give considering that rental yield is much lower than cost of acquiring real estate. Especially with broken legal system in India if someone occupies your house, refuses to pay rent then you’re doomed spending lacs for lawyers to vacate them

[@NRIMoneyClinic]

Offcourse you are right .. it has its advantages and disadvantages.. that is thd reason you need to have a blend

[@TDAS111]

where is the link

[@anoopverma9226]

Can I avoid annuity plans if I am getting pension after retirements?

[@NRIMoneyClinic]

Offcourse you can

[@NavyaRaman-r5l]

Vandhen da paalkaaran adadaa pasumaatta patthi paada poren

[@SadiqHassan-ni6lq]

👍

[@vrumats]

commercial property is loss making due ghost malls

[@vrumats]

insurance gives only about 6%!

[@ashishtalyan]

In future it will give 3% 😂

[@anoopverma9226]

Do you mean REITs whn you talk about fractional real estate

[@NRIMoneyClinic]

Not exactly. REITS has similar characters

[@ashishpingle1404]

HDFC click 2wealth plan is good or bad?

[@ramnareshrana5715]

What is the fee?

[@anupraj762]

5000

[@ramnareshrana5715]

Can you please let me know The mobile no to contact in India?

[@kitten_with_bad_breath]

L take

[@ramnareshrana5715]

😂

[@NightMare-x72]

Rental income OK FD magic number is 5cr at 4% with 6% inflation payout then after 25yrs still left with 3cr corpus in FD. Pension Plan NO (it’s a scam) MF Ok I feel rental and FD is good enough for happy retirement & by keeping it simple.

[@Nick-eb7up]

I agree with your point. Matter is not Inflation. What matters is CASH

[@jayaprakashthampuran6521]

Matter is high inconetax more than inflation​@@Nick-eb7up

[@jayaprakashthampuran6521]

Sometimes we have to go for a legal tussle for getting our building vacated.I know so many such cases.

[@NightMare-x72]

@@jayaprakashthampuran6521 need to take care of things be it anything.