Build your RETIREMENT FUND with 20,000 INR salary the RIGHT way! | Ankur Warikoo Hindi

Make your own calculations, here: bit.ly/3UbMdZm
This video comes with notes, check here: bit.ly/4aGrr9Q
Unlock the secrets to financial freedom as we explore the journey of building a 1 crore retirement fund with just Rs. 20,000 per month. In this illuminating video, we break down the steps and strategies required to achieve this ambitious goal.
Join me as I navigate through the intricacies of smart investing and disciplined saving, demonstrating how incremental contributions can compound over time to create substantial wealth. From understanding investment vehicles to optimizing returns, I provide practical insights and actionable tips for anyone looking to secure their financial future.
Don't miss this opportunity to learn how to turn modest monthly savings into a sizable retirement corpus. Tune in now and embark on the path to financial independence and prosperity.
#RetirementPlanning #FinancialFreedom #warikoo
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[@warikoo]

Make your own calculations, here: bit.ly/3UbMdZm Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR Start your own business: bigrock-in.sjv.io/6eZ1KK My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@rajsharma7139]

I am Starting Implementing ❤️

[@cloudration]

Now i see the referrence 0:17 and 14:43😄 KEEP UP THE GOOD WORK !

[@money.8788]

Make video on small case for ev sector

[@shikhakhanna647]

So here to encash short term or long term goals, we need to withdraw money from stocks/mf via LAMF

[@nitishsrivastava3628]

Sir respect from me, i wish to conversation with you about my investment. I just want to know weather i’m going in right way or not. Please respond sir.

[@bhuwanbhandari9207]

Sab maine pehele hi kar liya tha lekin phir vi bar bar dekhta hu sir video .achha lagta hai❤

[@chiragdutta4731]

Aapki video dekh kar bahut kuch seekhne ko milta hai , right direction milti hai or motivation milta hai kaam karne ke liye or investment ke liye

[@Vishnukewat-2007]

Yes it's boring to listen to the same content but it's important for us because revision is the best way to learn the things.

[@AniketChemate-q8u]

definetly I will follow this just after I started earning

[@baltrts]

Same bro 😅

[@propertiesguide.mumbaisurr4007]

Thank you Ankur sir. Your are the oxygen for many lives. May god bless

[@jksingroul7331]

I was followed you last 3,4 years a big fan of you I want to come at your new program money matters

[@AkshayDixit]

"Nai" was the best part!

[@theredbaron28]

I get lot of positive vibes when I listen to your view points and have been making modifications to reach my goals 😊

[@amitbihari5760]

hi Ankur sir....just one confirmation it is really right calculation..after 40 years 10 cr will be 10 cr and28 lac...only

[@sambodhichatterjee994]

Yeah I was having the same doubt

[@devendrapalshetkar23]

​@sambodhichatterjee994 No...the truth is...the value of 10cr after 40 years at 6% inflation will be around 97 lakh to 1cr....calculate the present value of money and you will find it out. ...the reality is completely different from what the warikoo is talking about.

[@Susanhartman.]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[@91ScottieP]

One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.

[@mikegarvey17]

This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.

[@mariaguerrero08]

@@mikegarvey17Mind if I ask you recommend this particular professional you use their service?

[@mikegarvey17]

‘Gertrude Margaret Quinto’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@CliveBirse]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

[@IrwinFranke]

I’d be retiring or working in less than 8 years ,and considering this financial recession, I’m deciding to begin taking up skilled trades. I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments. I earn about $130k per year but nothing to show for it.

[@DanielChai-ex3hu]

Maybe think about contributing to your retirement and consider financial planning and consult a broker.

[@sanjivhere]

U r really great teacher👩‍🏫‍ thanks🙏

[@warikoo]

So nice of you

[@iamssa01]

You are the only financial advisor I look up to. Please share some practical side hustle ideas that we can implement as government employees after our working hours, which is typically between 9 am to 7 pm and hectic nowadays.

[@av69420]

why do govt employees need side hustle?

[@cloudration]

@@av69420 Which is better 40k salary with job security + 50k side hustle income and getting a good wife, good education for children and retire in age 35-40 with crores in bank and good family and good house OR 40k salary with nice bike and government house with below average education for children and toxic wife?

[@av69420]

@@cloudration what does a wife have to do with anything with this?

[@shabnamKhan-ko9gj]

​@@cloudration bhai wo kon government employees he jinhe 30 40 crore retirement pr milte he. Last he 70 lakh.

[@Gole777]

Love from Nepal 🇳🇵 and thanks for Lot's of information this year is going better because i got you as my teacher of the year 💪💪❤️

[@r1ckke]

Sir please attach the link to that spreadsheet. I want to calculate my goals and expenses. Another great video and teaching. Thanks a lot.

[@AMRESHKumar-bp7jc]

Aap bhaut aa6a content banate h sir Mai aapko pi6la 2 year se follow kiya h. Aapse bahut ku6 sikhne ko mila h life Mera month income v avi approx 23k h Or jisme avi investment arround 5k tk krr leta h Ye sab aapke karan hua h. Thanku so much ankur sir❤❤

[@olowen3572]

Sir you don’t have to say anything abt repeating content I could watch it another million times. Financial knowledge is very important

[@tuhinpal91]

Good topics Repetition is important for every moment. Which is encouraging us😊

[@BiplabAdhikary]

It is important to repeat, because we forget. Thanks for your lessons.

[@aviraljhalani8306]

Seriously sir the way you have stated it , ultimate, I graduated from your class last year have seen 2 bull runs & now it seem much more easier to make 1 crore but once upon a time I didn't know what to do or how to do but you came as a savior lifting my ignorance showing me power of compounding embedding it in my core memory I learnt the financial knowledge from you & got my retirement number will be there till 2030 or early Air is everywhere but we still need a fan to feel it. So it was your videos that kept me believing in process till I saw my first bull run after 2 years Thanks for making such wonderful videos if it help I am one of those people who survived by watching your videos

[@krishna7862]

I am fully aware that your content is repeatble, but in my point of view educating oneself about the same topic is to improvise oneself, I am trying to build my own Excel based on your learning and different methods deployed by you in Excel. It is always wonderful to revist your content. Hopeful one day I will complete my Excel & would get to met you and share it with you.

[@AshishKumar-mr5hq]

Sir, I recently read your book where you mentioned that during the COVID time, you ran out of all your money and had only 5 months' worth left. How did you manage to get your finances back on track in such a short time, considering that compounding benefits in the long run? And for people like us coming from tier 3 cities who are not even aware of these concepts until our 20s, if compounding is wasted by now, how can we get our finances back on track in a short time? Could you please make a video on this topic, sir? It would be really helpful.

[@vicky_gupta_0407]

Sir ye sab to thik hai but best mutual funds kese find kre kya dhyan rakhna chahiye or kya or kese karna chahiye iske baare me bhi batao man to bohot pahle bana liya pr bohot se question or problem aate hai to please ek video is topic pr bhi banao aapka excel file growth percentage to bohot aasan dikhta hai but kisme invest kre kese badhiya mutual fund dhudhe

[@afzaalahmad2042]

Thanks sir I m learning a lot of you mis you and May Allha guide you straight path

[@Greekhistoryyy]

This type of videos are really so good Mr warikoo❤ Thank you for targeting small salary structures too❤

[@OnTheGoRahul]

Been so grateful that I, once discovered your content. Thank you so much for your work. Sir, Please keep continuing your work.

[@naman881]

I am in love with your voice and your humbleness I love your videos and started investment after learning from you from last 2023 and these investment are growing great Kaash mai aapki videos 2017 end se dekhna shuru karta kyunki tab mai regular job me aa gaya tha and with a decent salary. Agar koi repeat content ka message karta hai to you dont need to worry Aap mujhe bhi bulao apni money matters sereis me maine form bhi fill kar rakha hai

[@veerchheda3045]

The main reason I don't feel the content is repeated is because of one quote of Warren Buffett sir , that " getting rich is very easy , you have to make a financial plan , and stick to it till you achieve it. But people in today's world either want to get rich fast or get bored by following the same plan ." But guys the thing is boring things only helps at the end . Following the main simple plan till the end only will give the results . Ankur sir hats off 🙌🏻🤝

[@Hardywibe]

"Sir, I am currently in class 12 and I have an interest in investment. However, I have one question: Should we invest for the long term (like 40 years) so that we can be settled after retirement, or should we invest for just 10 years to start our own business with that money? Also, should the investment money never be used for business purposes?" sir pls reply 😇😇😇🥰

[@Mr_Reactor842]

Sir I'm happy that I've found ur videos I'm learning so much from ur content god bless ❤

[@AnilYadav-ep9ll]

Sir ek video Banna do pls Mere pass 200000 hai aur me swp plan karna chahta, apne sip ka amount nikala chahta hu matlab 3000 mahine swp plan se withdraw ho aur o Paisa sip me chala Jai aur mujhe apne income me se koi Paisa na Dena pade swp se aye aur sip me chala Jai . Aur mujhe 20 year me 1 cr chahiye to mujhe kitne amount ka swp plan karna padega (monthly income) 2 lac me ho jyega ya swp ka amount increase karna padega Pls sir ek video bana do 🎉🎉

[@Saswati_me]

Sir, I am grateful to you! you have provided me confidence to earn money being a freelancer. I have stopped reading your book because I have something to perform according to the pages what I have read already. Then i'll go for the next pages sir. Sometimes I am re-reading the book too.

[@sonumeena6878]

में मेरे वेतन का का 65% निवेश करता हूँ मुटुअल्फाउंड्स में 2034 में 52 कई उम्र में रिटायर्ड मेट का प्लान है वेतन 70k।

[@RandomHindu]

Konsa mutual fund hai ??

[@dsvlog1m]

Good

[@vivekrajpoot4759]

अगर आप बीच मैं ही मृत्यु को प्राप्त हो गय तो क्या होगा sir

[@swapnilgidde2157]

Nominee ​@@vivekrajpoot4759

[@RahulKumar-w3p5w]

To paisa nominee ko milenga​@@vivekrajpoot4759

[@ganeshbhatt923]

Thank you sir aap god ho aapne muje jine ki raha dikhai

[@mbacollege6953]

Repeatedly have the finance content you make is always a check list and reminder for me that i am sticking with your path with managing my funds sir. One day i will meet you just to show my portfolio as a thanksgiving to you because of you i started being well in managing my money.

[@dograwarrior7052]

Sir ek din mere bche apka Dhanbad krenge ki apke kehne par papa ne 25 ki age m invest shuru kr diya 3 Saal se sip chl rhi hh 5000 ki aur aur hal Saal 5% top up bhi h aur abhi bhi 30 return dikh rha h

[@enlightentheworld459]

Ankur sir aapne Jo bataya usse bahut hi badiya jaankari aur mi aapki batayi baton ko follow bhi karta hun. Sir agar 20000 ki income me kisi 7000 EMI ja rahi ho to us case me kaise manage kare ?? Waiting for your reply

[@AnkurWarikoo00]

Whas'app

[@AnkurWarikoo00]

+143

[@AnkurWarikoo00]

231

[@AnkurWarikoo00]

603

[@AnkurWarikoo00]

64

[@AnilYadav-ep9ll]

Aur meri salary 20k hai jisme se abhi 17k ka mutual fund chal raha hai Jisme se 10k only one year ke liye sip kar raha hu kyoki mujhe ush paise se ghar banna hai to mujhe laga ki account me rakhne se accha hai ki mutual fund me dal do kuch to increase hoga aur waha amount aditya birla sun ke fund me dal raha hu

[@AnilYadav-ep9ll]

Mera brother bhi sath me hai ushki salary 12k aur hum sare expenses kar ke 10k tak bacha sakte hai pls guide. Meri wife and one son( 5 years) Brother ki wife hai aur next year me maybe one child brother ki ho sakti hai , aur phir kharche aur increase ho jyega

[@soumikbanerjee363]

There is a flaw in the calaculation... If you keep withdrawing for the short and mid term goals then your corpus becomes zero again and you loose the compunding effect so the final target of 10 cr would never be achieved.

[@himanikaler0817]

Sir kindly make a video on Loan conditions of govt and private banks.. Because people are unaware of that and private banks doesn't disclose it before the loan.

[@ParashuramAchariM]

Again again by same content I love to see that magic of compound while doing exal every time I exited to see your vedio😊😊

[@ArjunSingh-il6fv]

Sir, please make videos for government employees also targeting according to govt pay and who are little late and crossed 35 years of age but below 40

[@mikulshah5551]

Really Appreciate for your guidance but The Tax We need to pay also need to calculate.

[@TapanMakdiya]

Hello brother, What are factors to be considered if i want to withdraw SIP in case of emergency? Should I withdraw small, midcap or flexi cap or high return SIP, less return SIP, long term SIP OR short term SIP? ie, if I have 3L in SIP account and I want to withdraw 1L then what SIP should I choose to withdraw first? CAN YOU PLEASE FOCUS ON THIS TOPIC THROUGH EXCEL IN VIDEO?

[@arunpathania8731]

Sir Ap Soldier k investment Mai ek video banao , jisme ek Soldier apne ache Future k liye kha kha Invest kre.....

[@vaibhavverma1711]

Please make a video for students, investment strategy for students, starting from age 19 or 20 ..

[@dharmadhikariatharva]

Hello Ankur, please make a video on investment plan for NRIs.

[@amaruppalapati1916]

Hi Ankur! Really informative video and I feel like the income TAX calculation is the only thing that is missing, be it annual income or capital gains and it takes major chunk of the income, and I really want to know how can we fit it into the calculation, Thanks!

[@cloudration]

Now i see the referrence 0:17 and 14:43

[@ArjunSingh-il6fv]

Sir, please make videos for government employees also targeting according to govt pay

[@sharonpaulson31]

Hi ankur, should i take health insurance again, as i have the same from my company. Life insurance should i take from my company or external? Which is better?

[@sayansarkar6095]

Suggest an investment plan for college students for their better future... please

[@harshaadad]

Nice video as always khaash i would have had these videos in my early age. Sir is it possible to share the excel so we can plan for ourselves with our own figures?

[@SushmaNage]

Can you please make a detailed video on fixed income mutual fund?

[@_xoco_edits3958]

One additional question sir.... If we looking for long term investment, first of all every year a middle class person's salary isn't increment/ job change and get higher payment job , so please think about my dought / question from my side

[@Manmo876]

Thank you so much ankur sir

[@shantanuchhabra3715]

Ankur . Sb bdia h but same company me rhekr 7% se zyada increment milta ni h . Or switch hr sal kr ni skte. So I would appreciate if you take real life increments value which will be more relatable to all of us.

[@mbacollege6953]

Sir can you make a excel where we keep a track and growth of our investment in MUTUAL funds, stocks, gold, fd and also we spend on our other montly expenses

[@themboys304]

Arey chacha ek baat bataiye, limited salary me... Rent bhi de, health insurance, term insurance ka premium bhi de, emergency fund bhi banaiye, monthly invest bhi kare FIRE achieve karne ke liye, expenses bhi rahega, bills bhi hai, family ko bhi support kare financially. Matlab content ke liye ye sab accha to lagta hai on paper but practical billkul nahi hai

[@sandipmukherjee6323]

Dear ankur ji I seen your you tube videos for investments. It's informative. I am 55 yrs. I want to invest in large cap nifty fifty index fund of rs 5000/- . Pls suggest one / some such fund where i can invest. I have gone through many such funds but is confused. Pls sir

[@paramarshbs267]

Namaskaar Ankur bhaiya .. Aap ke video dekh kar bahut sihkne ko milta hai.. aap acha hindi ya sudh hindi sabh ka prayog kare toh aur bhi acha lage . urdu ka quote ya sabh utna samaj nahi ata

[@tarunarya212]

Ankur lov u man ❤ such a honest post. I'm a die hard fan, I do follow all your advises n ideas, but still here I lost at point 4 still falling short long way to go.... Please you keep going, carry on🎉 Good luck 🌈 Always grateful to you 🙏🏽

[@shubhadaparanjape9799]

Sir 40000 pension free hai. Expenses baaki invts se ho jjaatey hai. Toh yeh plan 20 years tak kar saktey hai ( sip ) . My children can be benefitted. Right ankur beta ? I may live for another 20 years, hopefully. 😊

[@amandongrila6122]

सर, आपने आज का 10 करोड़ लगाने की बजाय, 40 साल बाद का 10 करोड़ लगाया है (with inflation)

[@josesamuel6781]

Very informative video Can you pls share the excel also so that i can input my requirement,?

[@Mahadev_seva]

Sir, pls make video for Government employees

[@kaustavree409]

Loved the teacher student concept ❤

[@venkateswaran9448]

Sir, please review about nifty next 50.... Is it also suitable fund... Please make a video on nifty next 50...

[@santoshpanigrahy]

why Nifty 50 and not something like HDFC Index Fund BSE Sensex Plan which invest in top 30 instead of top 50?

[@firewithsafety1835]

One important question? ************************* My friend have... Salary 40 thousand. 40 lakh cash. Goal is 20 year 5 crore cash. Approx 50lakh flat and also 10 lakh car. So what can I do....swp sip trading.....so on.. Sir one video for this subject...

[@ali_edittz7]

Great informative and valuable video keep going Ankur👍🏻

[@pratheeksha_warrier]

I stay with my parents, so i don't spend much on my needs and wishes, then how will the ratio change?

[@silosiacelestine2176]

Hi Ankur, you refer everyone to Index fund and talk about crores. Is it safe for all to invest and is the return guaranteed, risk free. You speak about 20c 240c

[@gajrajsinghshekhawat1374]

Right now my age 26. Salary to sir 20k h but increment per year 10% nhi hota halaki meri savings 8k h

[@prakashthakur2296]

Ser please talk about lower class family financial plan.

[@ashleypereira8351]

How can we invest in nifty50 index funds, detail video plz

[@GopalSardar-c5j]

Sir ami 10000 salary pai and 5000 sip kore6i my age 38 hou much sip do it aktu balben sir apnar video my best lege6e

[@Beyond_Work]

Please make video on best health insurance

[@dr.lokeshsharoff9987]

Excel sheet is the best part of the video .

[@Wanderlust5816]

Thik hai. As a good student of Warikoo institute of economics, I can happily skip this video.

[@RiseofMasculine]

I lost my Job in 2023 and Started this KZbin channel to move forward in life. Hope I will Make it and Wish me good luck brothers ❤️

[@JobsCareerPunjab]

Best wishes from the core of my heart

[@therakeshkumarrathore]

Negative video bnao ya jisme ladki ho Ho jayega

[@akshatverma26]

sir the time period which you have presented in the excel sheet is of 45 years and if someone is starting at 22 years of age then that means he/she will retire at 67 years of age, (this is the average life expectancy in india) in order to have a retirement fund of 10 crs?

[@ajaysinhjadeja4912]

I am a working professional My Age is currently 24 running. I have a option in my company it is not compulsory to not invest in EPF and I want suggestion that money can I invest in sip or I want to compulsory invest EPF because I can Take Risk in this age

[@vinodsaundatte4665]

3 year or 5 year me agar sara investment withdraw kiya to next year firse 0 se start karna padega...... Aise to age ke sari calculations bighad jayegi... 😅

[@ashwanisharma1072]

Make video for those who wanna start investment at the age 40

[@Cristiano-07Suiii]

Hello sir I hope you're doing great in your life. Im serving in defence forces and im earning 1.3Lac per month and investing 50K per month SIP in mutual funds and my horizon is for next 20 years . I'm 22 Years and wanna be retire at 40 . Should i increase my SIP amount or is it sufficient? .

[@kankanachattopadhyay817]

Aap plz ekbar repay home loan ke bare me video banaye.LIC housing me ye nehi hota

[@sureshjanga2171]

Hi Ankur Bro Nifty50 vs Nifty50 Equal weight index fund which is better please one full video iam ready to investing please

[@aryasmitdongre8682]

Sir plz tell me Nifty 50, mid & small me paise invest karne ko bola but kaise le🙏🏻

[@rajtrivedi3801]

Some creative content there. I was confused till the end:- "Is it for a 10 crores retirement fund or 1 crore." Sir's jokes are getting hard on us sometimes with his High level of IQ. Love the videos sir and they aren't REPETITIVE if you learn something from them. As a student everyone should be obliged that you are getting lessons repetitively so that you polish every bits and parts of the chapter. Lots of love sir!!

[@debangshumondal4326]

Sir, Forex pe charcha kijiye.... Thanks ❤

[@subhampaul914]

Thank you Sir

[@nandishgowda9584]

Thank you for being my mentor 😊

[@a2zupdate744]

Sir lumsum investment ki liye groow keya trusted hai?

[@hiranmoy76]

Excellent convey done Sir ji.

[@AratikumarJamatia]

Sir sip konsa karein joh 15 saal keliye atsa return de?

[@arupkumarghosh8218]

Please provide direction on SWP

[@RX-Ani]

Retirement is easy if we start spending only on basic needs and completely stop spending on wants

[@WasifAliKhan-x5y]

You should have given access to change the data, it's of no use if you are sharing a view only spreadsheet.

[@fbiindia9661]

insurance chor ke sab yes hai, others are not dependent on my income so i cannot decide if i should gofor insurance or not