Buy House or Rent in Kannada - Should I Buy Home or Rental Property? | Special Talk with CS Sudheer

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Buy House or Rent in Kannada - Should I Buy Home or Rental Property? | Special Talk with CS Sudheer

[@ffreedomappkannada]

➡Home Loan Course 🏠 - ffdm.app/gzsE

[@manjusn4441]

As a real estate agent nan helodu enu andre duddu illa andre ok adre duddu iddre swanta mane tagolodu best yakndre 5/10 lac's down payment madire apartment Alli flat sigutte nivu monthly katto rent amount Alli emi kattabahudu amele nim emi close adamele enu value idde awag sale madkobahudu anta nan salahe kodatini

[@infoinkannada]

Own house is everyone's Dream.

[@rupeshgull3929]

Yes, believing in MF long term is foolish dream, as it will be in market risk which can't give guarantee about future life. Better don't loose elders property, which may secure you life, even if you earn by hard work paying tax to Govt.

[@channamallaiahr4447]

In RR Nagar 1992, 30 X 40 site 2 sight I bought at Rs 20 K, now the cost of Rs 72 lakh each, and in the same place In 2003, I bought 30 X 50 sight at rs 5 lakh now it is cost Rs 1.25 crore is it worth or not

[@madhums-d1p]

Sir home budgeting plan ಇದ್ರೆ share madi please

[@rajashekharhiremath4377]

Sir is talking about metro life style sir pls suggest about urban city life

[@sunitapanditpatil7258]

Syndicate Bank cheque RS 36000/00 R's 14000/00 & R's 50000/00 Will be

[@KALAPUR123]

In long run money value will decrease dratically but assets value will always in + ve trend.

[@laxmikant.d.m6355]

Good discussion 👍🏻

[@seemapreksha]

Same question

[@surendramandya9605]

Your money will grow equally even if you invest in MF and more in stocks. So, the money will grow parallely with inflation. You can purchase a house without any loan in long term.

[@kaverishettigar8530]

Very good information but after retirement life a family needs a own house, what is your opinion?

[@krisnarathnakara1309]

S Lg

[@girishdr4223]

If you keep good money in bank or other places investment...or buying sites selling every 5yers you can lead your life journey..if you don't have kids if yes ..need home irrespective of life time

[@girishdr4223]

Thank you use full direct to direct answers..

[@umesh993]

Leave city and move to small towns or villages. So that you can enjoy peace full and healthy life..

[@shivarajmn4986]

Sir,what you said is hundred percent correct, bec investment and all needs luck also, atheist we may have our own house otherwise we may not have home even,

[@astroseeker4596]

Sir, job change aadrunu,rent ge itpl hogoke aaagolla.makkala school is difficult to change.if both are working, wife will not agree to shift at all

[@prasadshetty5834]

Mutual fund return 10%. Construction cost increasing 15%. Sight rate increasing 25 to 30%.

[@prasannakumarbodh]

ಉಪಯುಕ್ತ ಮಾಹಿತಿಯನ್ನು ಸುಧೀರ್ ಸರ್ ಚರ್ಚಿಸಿದ್ದಾರೆ ಧನ್ಯವಾದ ‌FFA Team

[@pinkyponky848]

Nan madta iro tappu evaga gottaytu sir! Nan iro badige mane enda office 27km ede, daily 54km travel madtidene 3 to 4 hours waste madta edine. Mane change madbeku antane ankondirlila 😢😢.. Thank u sir, I’ll shift ASAP

[@akshaygowda7760]

Yes it's right choice because man is mortal and temporary one have to quit everything till there just do hard work keep some balance for ur health survive security fullfill all ur dreams be kind to who are helpless lead joyfull meaningful life instead greed is there anything we need as we not have long lasting life let's live the moment with healthy simple way instead finance risk and it's cause health sick👍

[@indiabangalore3922]

Nimdu own house?

[@saadhvifoundation1932]

But property value will also increase

[@santu6839]

ಸರ್ ಇವಾಗ ನಾವು ಹೊಸ ಮನೆಗೆ ಹೋಗಿ ಒಂದು 15 or 30 dys ಒಳಗೆ ಆರೋಗ್ಯದ ಸಮಸೆ ಇಂದ ಮನೆ ಖಾಲಿ ಮಾಡ್ಬೇಕಾಗಿ ಬಂದಾಗ.. ಪೇಂಟ್ ಗೆ ಅಮೌಂಟ್ ಕೊಡಬೇಕಾ...???

[@manunb8627]

Rented house is like girl friend no greenty own house is like wife full greenty

[@maheshkumarkumbar3624]

Please consider other than banglore city and give information to your viewers. Please guide

[@madhavx5751]

99percent owners r greedy,either u increase rent after 11 months or vacate or else will b kicked out,, no peace of mind if u stay in rented house,,

[@basavanagoudah4009]

Absolutely correct

[@sureshbm7136]

If kicked out,,, that is divorced...u ready to enjoy New one... If continue,,, same wife... That is your perceptive...

[@joythilakshmishekar5027]

❤🎉🎉🎉😂😂😂😂😂😂

[@stalinthekkedilfrancis7794]

If we think about the future of our children, own house will help, most probably independent home is good. Don't go for flat's. Sudeer saying only about money calculation. Owning a home for is a great thing. If I pay emi it's worth that I will have a land and home at last. Rent means life long pays but nothing remains to our children. It's okay when we think about metro cities, but I am sure most of them own a home in their home town... Own house.

[@pavitradinakar4680]

where is the space to buy a property next to working place.?? all are commercial property and hyped price in bglr. Also shifting of school every often is not a good idea.

[@s.chandrika9986]

Bangalore MG Roac li office idre alli mane mafoke agutha . Middle class janake thumba kasta sir

[@akshathapraveen1720]

Hello sir idella points city life ge. What about village life.. video madi idara bagge kuda

[@sharathsharu6284]

Nimdu city or village

[@roopam178]

Hi sir mutual fund is not safe anthare edara bage doubt ede thilisi kodi yava rithi mutual fund investment madbeku

[@vrswomensworld5037]

Howdu MF long term irutte.market eg change agute elakagalla..ondond sala akiro investment gintanu kadme sigutte..

[@SSStroke]

Risk hirutte,15 above term best

[@RaviKumar-vr3go]

He is 1000% Correct

[@kavyarm5592]

ವೆರಿ ಇಂಪೋರ್ಟೆನ್ಟ್ ಮೆಸ್ಸೇಜ್ ಸರ್ ಇಟ್ ಇಸ್ ಟ್ರೂ ಥ್ಯಾಂಕ್ಸ್ ಸರ್

[@jagadish.k8241]

Own and rent okay but one more option is dr lease home ,that one how it consirded

[@sarojinirao4317]

Good idea .navu idanne namma makkalige thilisi avaru adanne follow maduttiddare. Indu Nimma discussion Keli I am very happy..thank you sir.

[@mrudulahn4735]

Sir site value jasti agolva heli..

[@malathiap1053]

Sir, nange flat thogalakku, agtilla rent ge hogana andare rent jasti ede, yakendare nanu single so safe beku . Adakke lease idiya -noduttiddene sir

[@Thereisachance168]

Rent price has been increased so much post covid, that it is more than EMI these days . 3bhk rent is 40k in Whitefield.

[@kafarmerruralking5533]

Most of the companies are giving WFH switch and do house outside city.. Or go to ur native. M

[@shreeshaila007]

And to purchase 3bhk emi comes around 70k

[@prashuvlogin01]

Olle information kottri , hange nam taleli innod visya odta ede rent house beda lease hakondu adra EMI katkond hodre henge? suppose lease mugita eddange namge amt sigatte , bere kadege hogbodu or loan amt na sa clear madbodala..edbagge video madi

[@prasannakumarbodh]

ಬಾಡಿಗೆ ಮನೆ ಇಷ್ಟ ಬಂದಂತೆ ಮಾಡ ಬಹುದು

[@praaveen3730]

Rent changes with market conditions, with our population, it's expected to rise.. It's best to have one low cost apartment in remote location and choose work from home and hybrid model...

[@joythilakshmishekar5027]

🎉😢😢

[@kkfan1269]

He's 50%correct..dats it .family having kids .i don't think they can shift easily ..it will impact their school enviroment..also land lords especially these Reddy's increase rents like anything

[@aadeshsuryatej3103]

I'm really happy to see C S sudheer sir🥰

[@harishhn4327]

I agree, rent is the best choice, don't you think taking home for the lease is even better, at the end of the contact period u ll be getting ur money back !!

[@raja90865]

As per your opinion Rental house only good, for saving good amount with investing money in Mutual funds.totally agreed, if you don't have own house no one respect you in the society, and also suggested it's more better to take the house lease instead of rental, still we can save more money

[@ranganaths7812]

Those days are gone if you don't have own house nobody will give respect.now a days in Bengaluru stay in rented house as said and also don't buy a car instead hire a taxi when required. Purchase only 2 wheeler.

[@shanthkumars9901]

Lease is better than rent 👍

[@vasanthaln3717]

Beautiful information thanq thanq very much☺

[@jadhavcreations4987]

Utthamavada Mahithi Kottideera... Dhanyavada.... 👏👏👏

[@praveenahm3024]

Hi sir, why don’t you think you saving 3 lacks a year if you bought a house. So much savings and your dream house you got. Enjoy:)

[@raghavendrabettallyn6668]

I miss my life, I take wrong decision like this 5 years back

[@sureshbm7136]

What decision sir,,

[@Vidyakannadavlogs-wq5bn]

Thank you sir. I was always thinking about own house. Now I got clarification.

[@ffreedomappkannada]

Thank You

[@venkateshds5058]

Compare EMI to be paid Vs monthly rent before planning to own your home/flat.

[@sunderrajanklikar2613]

Your formula is good for cosmopolitan city. But for smaller cities it is socio political structure of society decides. It varies city to city and region to region and society to society of that region. Socio economic structure also plays vital role.

[@shamchiru]

my apartment 10 years ago was 45 lakh today its cost is 1 cr

[@prajnasbhat9059]

If you invested that 45 lakhs in mutual fund it would have been 10 crores

[@laxmanhk574]

Good suggestion tq

[@SsSs-fp2il]

Before 5 year retairment we can think our own house, and wher is our conviniant.

[@SantoshKumar-rf1kr]

good information. please suggest on stock market investment for beginners

[@asmathgouhar7687]

I never like apartment

[@chiranjeeviyadavk9210]

Need more explanation.. What about lease house..

[@nachikavaruni.m4725]

Can u explain me that subscription part

[@indianpatriot722]

Great information Thanks

[@bloomingkidswithsharika875]

In family everyone can not get nearest work place... Husband is one side wife will be one side and children schools will some where ....ever year school we can't change. Bcs donation also every year has to pay in different school in different donation....then also money is getting waste na?

[@avinash15G]

Examples taken are far from truth. 1. Appreciation of any flat in 10 years definitely more than 20% inb bangalore. If it is reputed builder with all documents then iot crossed more than double in 10 years. 2. Rental for a house increased with time. Ita not fixed. 3. When you invest in any house, you have to consider both rental income and property appreciation. 4. 10 years back, the flat price was 3000 to 4000 per soft. It's almost double now. So rental also increased almost more than 60% when compared with 10 years old rental price for same house.

[@ravikanthdivate3629]

Explain by using smart board is better ...

[@mamathaim4587]

Beautiful information, thank you 👌

[@kiranprojects]

Hii sir,, it's very practical suggestions on this topic and it's very informative as well,, now i have a question, What if the rental property purchased would generate more fund larger than the EMI or equal to EMI, for eg, my friend has purchased a site in Bangalore and buiit 5 units, the overall cost of site and building construction cost is around 1.8cr, and EMI is around 70k, the total rental he is earning as on now is around 70k,,, can you please look into this example,, also note that as on now there is appreciation of around 40 lakhs within 4yrs on the overall cost of site + construction,, You response is highly appreciated and would help and clear many typical thinking individual

[@shrihara]

In your friends' case, until the loan is closed, the investment is dummy. No doubt, it is definitely going to give him huge profits in future as long as real estate price keeps increasing and there is demand for rental house. But he is not enjoying anything from that investment other than loan amount for himself. Let's assume he doesn't do any pre-payment from his other income for entire loan tenure of 25 years. Assuming his age is 30 now, he will not reap any benefit till he turns 50 (Rent keeps increasing, EMI remains same, so he can close it in max 20yrs). When he turns 50, his property will be worth around 8Cr and with rental income of 1.5L p.m. It is good enough for early retirement and also a great asset for children. Risks are growth in Bengaluru hits stagnation or demand for rental home goes down or Real estate starts falling.

[@kiranprojects]

@@shrihara I agree with u,, but he is living in the same building without rent,, and he is also getting a property without much investment,, moreover his EMI s are not paid from his pocket at all,, it is paid from his rental income,, so my question is,, is it worth following this investment principal as an example. So what's the conclusion w.r t rented house vs own house in this scenario

[@praful608]

@@shrihara in that case his children will occupy each floors or he may convert it to PG or commercial purposes Many possibilities mainly site value will be increased

[@hareeshahareesha1294]

Real estate value construction value year by year. Jasthi. Aguthala aduke enu helthira

[@asmathgouhar7687]

As i born and brought up in own house of my grandfather and my dads after marriage moving to rental house 😢😢😢

[@dileeptalkies]

Sudhir sir jasti videos maadi

[@maheshs9042]

Nana hatira small size site ede sir adana Rent purposes kodabhoda cite centrally ede sir passive income madikolabhoda

[@ravirameshvlogs]

half truth rent increases every year 10%-20% what all mutual funds will give 10% returns. there r many mutual funds in negative also. u can repay ur home loan in 8 years. mutual fund has no guarantees

[@vijayalakshmi-fk4kj]

Very informative. Thank you so much. Sir please guide me, whether we can buy old flat which is aged about 20-25 yrs and how worth is it?

[@ranganaths7812]

For 10+ year old flats bank will not give loan.with full own money we can buy.life of apartments is maximum 50 years.repairs and maintenance is too costly after 10+ years flats.

[@veerendrapatil5859]

Super

[@prakashbandagar4521]

Valley gaide madiri sir

[@anandn7576]

Good evening sir Good information 💯❤🐎🐎🐎🐎🐎🐎🐎🙏🙏🙏

[@manuyl3694]

Niu heludhu nijana to one year astu dhudu dhudithar

[@dorothya6170]

There no oly our convenient boss, we need to think about our children

[@shivuk1404]

Rented house is the best option 💯👍🏼

[@mohammadashraf6868]

ಸುಧೀರ್ ಸರ್ ಎಜುಕೇಶನ್ ಲೋನ್ ಬಗ್ಗೆ ನಿಮ್ಮ ಹತ್ತಿರ ಮಾತನಾಡಲಿಕ್ಕೆ ಇದೆ ಸರ್ ನಿಮ್ಮ ಕಾಂಟ್ಯಾಕ್ಟ್ ನಂಬರ್ ಕೊಡುತ್ತೀರಾ

[@PavanKadur]

No money,no jobs, no home,....... please help me

[@sumauma5364]

Hai namasthe sir nimmana meetmadabekithu hege sir

[@ravis4024]

Sir, ಸ್ವಂತ ಮನೆ ಇದ್ರೆ HRA ಸಿಗತ್ತೆ

[@narendrakumarkuppa3553]

Lease mane iddare hege plan madodu tilisi

[@NAGANAGA-qf8wu]

HELLO SUDHEER NEEVU HELUVUDU INDINA YUVAKARIGE CORRECT BUT NANNANTHA RETD POPLEGE UPAYOGAVAAGUVA SCHEM IDDARE HELI PL MATHE HEALTH INS FOR SERIOR PEOPLE IDARA BAGGE KOOD VIDEO MAADI HAAKI PUNYA KATTIKOLLI

[@together1882]

Few years back 30lalhs flats in brigade gateway is 3 crores now

[@maqsoodulla5496]

Sir if we invest in any investment plans the market gets crash the value of our money in vein Other thing if we get profit and later after years we plan to purchase the value of land and house will be double hence people plan to do in shortway

[@raghavendrabadigeru7299]

Good

[@ffreedomappkannada]

Thanks

[@dr.harshithadkumar4896]

Excellent and timely advice. I totally agree with his points

[@ravirameshvlogs]

mutual fund is not the only investment on earth

[@shivagamirathnathirunavakk3488]

Nice Salahey Jai karnataka, - Montreal qc Canada

[@bloomingkidswithsharika875]

So u don't have own house?

[@Manjoooooo]

Better go for lease house 🏠

[@bloomingkidswithsharika875]

R u living in rent house?

[@LingarajuRaju-iz5rl]

BEDA BEDA 15 PER CENT RETURN BARUTHE

[@RavindraKumar-br4bb]

For the present trend rented house is the best option, no tax, no depreciation , no yield. If you venture buying house paying on EMI you are foolish. There is a saying Foolish constrct the house Wiseman comes and dwelles in it.

[@dboss-zt6cg]

Mobile KZbin nalli duddu madodu hege tilisi

[@smilewithswathikannadavlog7467]

edara bage course eide mam

[@murageshmudhol2648]

😂

[@sanjaysankol4485]

Than go for Lease house...invest in sites ..

[@srinivasbalu5085]

Those u built the houses for rental are really fulls they have to keep the rental high

[@shivarajkumar6950]

Very good plan

[@MrThrishu]

Lease is Best

[@darshanchandra3968]

Home loan details madi sir...

[@namnamnad]

Avrde Show ge avrige welcome😶

[@varun9165]

Good information sir thank you

[@Eyeandview]

Excelent information

[@nagarajhs4016]

Good information pentioner can purchase