Buy This, Not That: Flights, Skincare, Cars, & More

[@alexmcginness8859]

There was a guy at my university who did the God’s work of taking a bunch of textbooks from syllabi across my campus every year and create free PDFs for students to enjoy. He is a hero and he will always be in my memory that way.

[@haute03]

That's amazing! We had a system going in B school where former students would provide us the case studies for certain courses so we wouldn't have to buy them or one person would buy the case study pack and have the class chip in a dollar or two and share it. That system saved us hundreds of dollars a piece!

[@vowselfington8901]

As a lecturer to about 400 students this year, I did this too. The sad part is, books now have online workbook access codes and the university has made it a requirement as well. So, I tried of negotiating with publishing company here in our area. I asked them if students could buy the access for less because they don't need to pay for the actual printed book. They didn't want to do it. Guess who is compiling screenshots of the online workbook and compiling them into a PDF? Lol

[@louisachalarca6494]

This crap saves me soooo much I couldn’t afford

[@priscillahussain1722]

What a lifesaver!!!

[@krombopulos_michael]

I get that if you add in all the extras like WiFi, snacks, seat selection, baggage, etc then budget airlines end up costing more, but the reality is that most people going budget just forgo those things. If I'm flying budget, I'm prepared to just go without those small luxuries, and for someone who only ever flies a few times a year, that saves way more money than the points would make back.

[@annabanana7867]

I second this. Especially if you only fly occasionally. If I don‘t fly for business purposes, I can survive 2 hours without wifi, and why would I need to choose a seat for a 2-3 hour flight when I fly alone. Not everyone is flying longhaul a few times a year, where this advice would make sense.

[@lunayen]

That's great if your trip is short, but I believe that Chelsea is referring to international flights.

[@sugichandran8490]

@@lunayen I've flown LCCs for 7h international flights, it still ended up being cheaper for me because I was really determined to save money. I pack my own food and stuff my carry-on to the brim. Never felt the need to pay for wifi either, I just read or prepare movies beforehand.

[@PumpkinMozie]

100000% agree on this. That was such a rich-person tip…

[@jolp9799]

i didn't even know ppl pay for wifi on planes lol, i really take that time to unplug and watch the movies on the plane

[@historiansrevolt4333]

If you don't have one airline you fly all the time, look into travel credit cards instead of loyalty programs. They allow you to use points on multiple airlines, hotels, rental cards, and other things. They do typically require a higher credit score, but if you can swing it and fly multiple airlines they're often a better deal then the airline ones.

[@live7katie]

They often usually cost an annual fee so as long as the travel savings you expect to get are more than the annual fee this is a great call!

[@priscillahussain1722]

Yes!! Best decision of my life! I have 2 credit cards: the Sapphire with Chase & Alaskan Airlines. Each year, Chase flies me internationally once and Alaskan flies me domestically once or twice. This may be a reflection of my embarrassing spending tho 😅

[@JB-ex8ko]

I don't want to press on something you might already be aware of (and I'm sorry if this doesn't help) but you have a camera focus issues in your videos (I noticed it a few time). It doesn't take away from your content. This detail stands out because of the level of polish you otherwise achieve. (in this video, the camera focuses on your couch and not you) Thank you for the quality content!

[@kenchong7978]

Omg i thought it was just me

[@louisachalarca6494]

Was wondering why I was like I love this couch it has such texture lol

[@marabookstagram]

When I was in school, I would buy the previous edition of a textbook (the content barely changes!) and then head to the library to make copies from the current edition of each chapter's questions. It was worth the hour of my time to save the $200.

[@maureentakach3065]

I did this too!

[@AlexielRaziel]

Hahah, I did that, too! Lol

[@cbpd89]

I did that too! A couple times when I had a friend in the class with me, we'd split the cost of the text book and do our studying together. It especially worked well when my actual future husband and I took a class together 😆

[@thinkinginn7443]

Omg same, I'd get previous editions of books and that'd take my $800 book requirements amount and turned it to ~$15

[@marabookstagram]

@@cbpd89 that worked out well! 😉

[@chibiyvie]

😆 when I was in college I waited until I got the syllabus, bought the book and scanned all the pages I needed, saved it to my laptop and then I returned the book the next day. The best 80 bucks I saved

[@crazy4beatles]

Yes! For the rare books I couldn’t get my hands on at the library I’d do this. I also worked at the college bookstore so I’d grab the book and take pics of if at the check out when it was slow. Hehe

[@michaellatta5324]

I feel like the past few months have been a rare exception to number 3. I just bought a brand new Subaru because the difference between a certified pre-owned and new was only $1200. The new one had the additional advantage of a full manufacturer warranty and no miles. User car prices have been crazy lately.

[@femmeNikita27]

Yes, pandemic has increased the costs of pre-owned cars greatly. So sounds like in a long run you have made the right choice.

[@kdoc19961]

I agree but I think if you can put off buying a car now that would be better. However, I have seen that the difference between new and used is minimal so I would buy new as well.

[@limbo232]

You are absolutely right! Dealers are overpaying for used cars. New is more cost effective at this time.

[@LemonStudioAZ]

I have a 2019 Subaru that reselling for more than I purchased it new for! It’s crazy.

[@limbo232]

@@LemonStudioAZ wow!! That is a first for sure!

[@themoneylibrarian]

When I was a college librarian, I made sure to put all required reading books on reserve so students could borrow them for 2 hours at a time. Check to see if your required textbooks are at the library!

[@begemotowa]

I study in Poland and here we have basically all textbooks we need in library. The most basic ones are in large amounts, almost all of them have at least one copy that's available to read in library (usually 3 to 5 copies). There might be library fee, but in my current uni it's 3,15 usd for a year, and you get access to all libraries, central one and of all the faculties. The only book I bought for studies was just so cool that I wanted to have it after borrowing from library. USA education is a scam.

[@TheKarebear666]

As a student, that's what I do because I bike in. But my schools librarians haven't changed reserves from 1-2day reserves to 2 hour reserves. I emailed them and they don't plan to change them back 😰

[@themoneylibrarian]

@@TheKarebear666 awesome you contacted them to ask! Sorry they won't do the 2 hour, hopefully they are working on methods to help students access required material without having to pay. (fingers crossed)

[@shaquicedacosta]

My uni was required to carry the books, the librarians looked the other way when we scanned “a few” pages. Now getting a hold of that textbook was another story (reserved or not).

[@liaxk2371]

@@begemotowa I study in Germany and it is very much the same, the books often are even available to read online through the fee and registration number you get when you get your library card on the website of the library with a VPN you can registrate for as a student at uni. so for my studies I rarely ever need to buy books

[@chikaadiele3155]

I have really complicated skin problems so I'm glad you recommended just going to a dermatologist. I've been putting it off thinking it's a waste of time. Going to book an appointment this week! Thanks. :)

[@rocketlioness]

Problem is most dermatologist are linked with certain brands and also suggest expensive products for profit. I don't have skin problem but It's difficult to find genuine docs.

[@hellohelena13]

I've put off going to a dermatologist for the exact same reason. I previously thought they're a waste of money and I could just research what works for my skin. By the time I did I go, I've already spent a chunk of money on various Korean and Western skincare items. Now I just take my prescribed vitamins and have about 7 items in my routine. Still cheaper than all the experimenting I did and my skin looks so good now.

[@thatjillgirl]

I tried for ten years to treat my cystic acne with tons of different products, with very underwhelming results. When I finally got my first "real" job and could afford it, I threw in the towel and went to the dermatologist. Five months of Accutane and I've never had acne trouble since (and I don't need to go to the dermatologist anymore either since the course worked). Sometimes it's the thing to do.

[@francescaeve8776]

I went to a dermatologist when I was 27 and five years on I can definitely say it was worth the money. I no longer see one but still use many of the same products they recommend and my skin has never been better. I don't think you will regret it!

[@Leshenn]

I also recommend finding some dermatologist channels on KZbin. A lot of them can be as, if not more, informative for free! It takes time to sift through the amount of content, and I personally like cross checking recommendations between experts, but this strategy has honestly been more helpful for me than the dermatologists I've seen in person.

[@barbara4410]

My blender was a wedding gift to my parents in 1972! That´s what i call quality ;-)

[@sweetieg92]

The advice regarding cars is generally true. The pandemic has negatively affected car buying for consumers. With the new car shortage (donut media recently covered this topic pretty well on Wheelhouse) the price of used cars have gone up because they’re in higher demand than usual. If you can I would recommend waiting to purchase a car, KZbin is a great resource on how to repair your car and how to not get ripped off by dishonest repair shops.

[@sayrith]

or use public transportation/bike!

[@crazy4beatles]

Sigh - having used public transportation all my life (in tough winter locations) I finally had a steady job and money to buy a car only for this shortage. Same with a house - half a decade of saving for my first home only to get priced out. So just waiting a little longer.

[@Leshenn]

I also want to point out that there are many dermatologists who have KZbin channels, and their content is pretty damn informative and give cheap recommendations. Dr Dray is a popular one, but there are many more. My skincare routine has halved in price, I now know which products I need and don't need for my personal skin, and my skin has never looked so good. As an added note, part of why I advocate for this is because I saw expensive dermatologists throughout my teenage years, and they never really took the time to address multiple issues or give longer education on what to look for/how different chemicals worked. You may have to watch multiple videos and spend more time sifting through valuable versus irrelevant content, but it is well worth it.

[@kendallstark4302]

Dr Sam Bunting is my go- to derm on KZbin. She's literally the best 💖

[@the.annethology]

Doctorly is another great channel for derma advice!

[@rachelmikulinsky5884]

Also, most dermothologists won't be up to date with all the brands and products, so they won't be able to recommend the best solution.

[@lynnkellaway]

Super agree with you comment, I went to several doctors in my early twenties trying to look for sustainable treatment for my acne (sustainable in the sense that I knew i couldn’t be on antibiotics long term and that’s what several suggested, like whaaaaaat) and what ended up curing my acne? I watched an Annie Jaffrey video on how she cured her acne with supplements and products and voilá, cured acne. I have a high regard for dermatologists for my eccema and other skin conditions but truth is that not all, not even many of them, have proper training on cosmetic dermatology and actual knowledge on how to treat skin conditions like acne without antibiotics, steroids or isotretonoin.

[@DimaRakesah]

I agree. If you're someone who has struggled with persistent acne a long time you may not see a benefit from going to a dermatologist. I know many people who spent hundreds on those visits and the products suggested and never saw results. I refused to use Accutane and antibiotic ointments only worked short term, and sadly a lot of derms don't really know how to help with acne without prescribing something. Learning about how skin works and how skincare ingredients work, mostly from youtubers and books, was the path that eventually got me results. Yes, I probably spend more on skincare than the average person. But to me, the $35 or so a month on replenishing my products is worth it to finally have clear skin. It's such a confidence drain to be an adult with moderate or severe acne. To me it's absolutely worth it to spend a little more on products. Not only that, but these days there are very affordable alternatives to expensive brands, like Inky List and The Ordinary. Many Korean products are also not terribly expensive and worth the money.

[@dominiquetheeasyminimalist]

I purchased my brand new Honda Accord in 2010, I maintain it well, and the resale value is surprisingly still high. I never regretted buying it new, it’s still in pristine condition after 180 000 km, reliable and paid since 2015 😊 (bang on for cost per use 😜). I buy Korean skincare recommended by derms, highly effective and low priced. No fancy skincare tools, my hands do a perfect job!

[@mikecorsini85]

I sold my 2008 V6 accord in the early pandemic and still came out laughing. Depreciation, gas and maintenance all in was under $350/mo. Sold it with 210,000km. I'm sure the pricing is even better now

[@solanaseraphina]

Korean skin care is miles better than Western skin care imo.

[@CosmicGiles]

The extended warranty offered on used cars is essentially useless. I work for a consumer protection attorney and the warranty companies just about never honor it. It’s also extremely easy to void your warranty (because they don’t want to pay out). Definitely look into the warranty company and understand that most things you’d need help with probably won’t be covered.

[@justanotherjessica]

Yeah, I was surprised when she recommended a car extended warranty. I would never purchase that. The better option is to have a vehicle inspected by an independent mechanic (preferably one you've used in the past and trust) BEFORE you purchase the car. Then put the money you would have paid for a warranty into taking good care of your car with regular maintenance.

[@geekyboytop]

I’m on board with everything mentioned here, for myself I really eat clean and use my blender every day so I did buy the vitamix, I still use it every day so it was a really great investment because of the warranty and how durable it is. Again if you do not use it every day you don’t need it, totally agree with go with something cheaper and more accessible.

[@rosemarymorgan336]

For us larger people who need a second seat, Southwest is amazing! You can get one for free, plus 2 checked bags for free and one carry on and one personal item.

[@erinmccleary919]

Southwest is the best airline! Great service & so accommodating for all passengers. Always fly them when possible.

[@giuliagatti1912]

Hi, I am a long time faithful follower. May I point out something that I feel is missing in these videos? I have yet to hear you guys talk about the waste that many products create (non recyclable carpet tiles, canned drinks, etc) and how that should also be a massive factor in the choice of how to spend one's finances. I am not here to shame people who choose to go the single use / non recyclable options because there may be many reason for that choice (budget being very high on that list), I am just saying I find it surprising that not many of your videos (except the ones about investing in good, longlasting items of clothing, albeit indirectly) are made to spread awareness of the matter, especially in this day and age. Hope this comes across as the constructive feedback that I meant it to be. It is not my intention to be judgemental so I hope no one twists my words.

[@jrakko]

Just a note on high-speed blenders - they might be worth it for vegans or people with food intolerances. You can use them to make things like nut milks, alternative flours, and sauces (fake cheesy sauce!) that even a good food processor won't give you the right texture or have enough power to. And if you love smoothies you won't get that silky smooth feel even with a good food processor. I think it's important to know what you want to make with your appliance and hone in on what works for that - if you're not sure which foods you'd actually use it for get an affordable blender and see what you like enough to want to make it better. (And when I say affordable I mean affordable enough that you're ok accidentally destroying it when you learn that the things you want to make really do need a $200 motor)

[@FannyGodMother]

I love my Vitamix. I make vegan nutella and hummus. And the cleanup is so simple. I’ve also used it for making soup. And it was such a step up for smoothies… no more nasty little seed bits in my drink.

[@luciskies]

Vegan here without a good blender or a food processor 😭 I’m actually in the process of deciding which route to take. But yea I def wanna make my own mylks, sauces, and date crusts 💓

[@luciskies]

@@FannyGodMother do you think a vitamix is better than a food processor for a vegan? It’s so hard to decide lol

[@annabelleeckert7023]

@@luciskies I am vegan and have both! They both have separate purposes but i use them many times a week. One advantage of a food processor is being able to shred veggies, and mix things thoroughly without pureeing them. The vitamix is great but im sure any high powered blender would work.

[@luciskies]

@@annabelleeckert7023 thank you the advice! I was hoping to just get one but that totally makes sense 🥰💚💚💚

[@loverrlee]

I never travel enough to use travel programs, but I’d be interested in a video from you guys about how to compare different travel programs! ✨🙏✨

[@RhymesWithSpark]

We love our stick blender. It was inexpensive in comparison, and it came with a chopping cup and whisk attachment. It's very versatile, and it's used in our house to mix up natural peanut butter right in the large jar. So convenient!

[@TheRosierose08]

"Invest in seeing a dermatologist" YESSSS! I had bad cystic acne and my incredible dermatologist helped to heal it. I didn't have insurance at the time but thankfully my partner and family helped me cover the cost of treatment. From that moment onwards, I got to know what was contributing to my acne (unmanaged stress) and what products to use to help maintain healthy skin (and it''s not expensive at all). I'll just say that Eucerin and La Roche Posay work wonders lol

[@kandyappleview]

16:06 also check the library! If you're early enough (like as soon as you know your required materials), you may be able to check out the textbook at the school's or a local library. I did that with 4 of my textbooks. Also if the book is a specific edition, look up what changed from the last edition. Some textbooks only have a few new pictures or extra citations and you can get away with the older (much cheaper) edition.

[@rafaeljorge7289]

I really appreciate your efforts towards being in good advice and ways to stream income. Contrary to this I got a new house last month and I'm also earning weekly. Thanks to Chelsea.

[@loganbaker7138]

I'm very happy for you dear 😘and you're creating a great reputation for this channel and everyone,I will love to achieve this great goal you're enjoying now.

[@allieramm4894]

I will love to be your friend dear as well as share some ideas to my husband and I about your earning weekly

[@jamiejames4483]

Chelsea is indeed doing an amazing Job 😍😍

[@rafaeljorge7289]

@@allieramm4894 I can share some that helped me, 1. Plan towards it 2. Be frugal and minimal on spending (don't buy what you don't need) 3. Save money wisely towards retirement 4. Save to invest, it's a proven way to get richer

[@allieramm4894]

@@rafaeljorge7289 Yeah I know you're speaking of investing, how can one start a great and profitable one?

[@DonkeyVoteGirl]

Every time I hear about uni textbooks it blows my mind. I am about to graduate at the end of semester and I have never had to buy a textbook for my course. All of our required texts are supplied as pdfs and so are most supplementary texts. While other costs for my course are high, I will always be grateful for the access to learning materials.

[@freya006]

Me too, it’s so crazy. My friend had to pay $300 for one accounting textbook that they didn’t even end up using! A friend of hers had to pay $500 for one of her textbooks! They “update” the books all the time so you can’t buy a second hand copy from the previous year 😞

[@AlexielRaziel]

Carpet tiles were gross 20 years ago, and they look cheap and gross now. The replacements never seem to match exactly, so you can just TELL something gross was spilled

[@Night_Owlette_30]

For the skincare thing. I used to go to a dermatalogist for years and spend a lot of money. Then I started reading on the science of it, after about 3 months I cut my spensing by aboit 1/12 a month (excluding the appointment costs) and have better skin than ever.

[@theadelineelizabeth]

Another way to save on textbooks - RENT THEM!!!! I have never referenced a textbook since graduating. I’d also ask my professors if I could use the last edition before the newest one (for example the 8th edition instead of the 9th) to save even more. I never had a professor tell me no. The page numbers didn’t always line up, but that was usually easy to fix and/or a classmate would help me out.

[@crazy4beatles]

Depending on the class I would often buy used because for the next semester I could sell it to the next batch of students. I posted on a school Facebook and would email the professor who would make an announcement when going over the syllabus. I never had a hard time selling it. Social studies courses were ripe for this as they didn’t change editions as much as stem courses.

[@catestuff]

Hi TFD, will you be making a video about The Great Resignation phenomenon? I'm interested to hear your take on it.

[@pearl31st]

WHEN you buy your textbooks makes a big difference too. One time I lost a textbook that I originally bought on Amazon as soon as the syllabus came out in early August, and when I went to repurchase in mid September the price had more than doubled. I ended up checking it out at my university's library whenever I needed to read it.

[@KoiraStar]

Okay, but Ruggable rugs have basically no cushion to them. They also tend to curl really badly at the edges and corners after washing, which means they can be a tripping hazard in your home. Some people seem to have good luck with them. I have one, but I would never buy another one.

[@jenniferlancaster7040]

great video and reminder to examine spending habits and purchases and to stop and think about purchases instead of impulse buying

[@MessyMountainHair]

I have a friend who is an Aesthetician it took her a quick minute on a walk to explain to me what was happening on the problem area of my face and recommend a few type of products. Now it's a million times better and I use as few products as possible more out of laziness that budget. But it's good advice always to ask a professional. They went to school for that for a reason.

[@Eve.Daniels]

we have a PDF cyndicate at school. students go into library, scan or image every page of a single textbook, and share :) Once the pdf is up, everyone has access

[@myneoangel4299]

I was lucky enough to attend a school that included textbook rentals in your tuition costs. You just check out your books at the beginning of the semester and return them at the end! It was a fantastic system that I wish more schools would adopt.

[@Bbychaos_]

There are also places like Apostrophe if you don’t have insurance or have a high deductible plan, where you can see a dermatologist & get prescription medication for a very reasonable price!

[@lubnan08]

Yes to seeing a Derm. My derm told me to stop using so many products. Since seeing a Derm, my routine is less and more effective. And I think if you will keep your car for a while, new cars are the way to go.

[@Melissa-kq4ss]

How did you find a dermatologist?

[@aoutsky]

Vitamix/Blendec are good for experienced cooks or those who drink smoothies on the regular. These high end blenders are great if you cook ethnic African or Asian food.

[@Alchemizingg]

I've had my $20 Oster blender/food processor for over 12 years and have NO complaints and it's a mainstay on my counter. I've used Vitamix and unless you just can't find a better way to spend your money or youre running a catering company out of your kitchen, I don't see a justification for it.

[@GizmoAndKiwi]

When I was starting university I bought every textbook the professors recommended and burned so much money doing so 🙄😭 I didn't really use most of them, so after the first semester I switched to borrowing books from the university library and buying second hand books. It saved me soooo much money!

[@indi1omccoln565]

Don’t buy the Mercedes Get the Toyota

[@starzzzy22]

Or if you really want that luxury car, a Lexus- which is made by Toyota and some will even take regular gas

[@YunnieLuff]

I got a ruggable rug. Surprisingly, I wouldn't recommend it if you think you would have to wash it a lot (accident-prone children or pets), because the edges curl up after many washes that isn't reversible (their rugs are much thinner then regular ones) which creates a tripping hazard and looks really ugly. The only remedy to this is if your rug is big enough to cover an entire room and so the edges wouldn't be an issue/noticeable or otherwise located under furniture.

[@sharonhughesjohnson119]

The new car theory doesn’t hold up if you buy reliable cars like Toyota or Honda. My car is 3 years old and has only depreciated by a few thousand dollars. I also paid it off in two years so now I have no car payment for as long as I want to keep it.

[@BubblyViolin11]

Also, if you buy a dependable car it’ll last you over a decade. Better to buy a cheaper car brand new, take care of it well, and make it last as long as possible rather than frequently purchasing used.

[@sharonhughesjohnson119]

@@BubblyViolin11 RIGHT. the less cars you buy in your lifetime, the less money you’re throwing out the window.

[@BubblyViolin11]

@@sharonhughesjohnson119 Exactly. I don’t really think about ROI when looking at cars. I live in an area where one is pretty much essential so I instead look at cost per use. It’s a total waste to spend 50k on a fancy brand new car that’ll break down after 4 years of consistent use, but if I purchase a 30k car brand new that’s built like a tank I can stretch my dollar way further. If I only get a few thousand bucks when selling it 10 yrs later I don’t mind since I’ll have gotten my money’s worth. A car is a need where I live so if I’m gonna spend my money I’d rather just be smart about it.

[@kate-ne]

I have a Honda CR-V and it's held up it's value very well! I agree

[@KarenKStrilchuk]

I've had my blendtec for 15+ years with zero indication of it breaking down or having issues. I use it every day, often several times a day, and they have a great warranty including the jars and the food processor jar. And the quality of blend is a night and day difference from my magic bullet, which was 1/10 of the price, but it lasted less than 1 year and broke. 10/10 would recommend the more expensive blenders if you use them.

[@anjumsings9827]

The dermatology thing is so real. With my insurance, I believe I only paid a $25 copay, and then the prescriptions were insured too. Only about $6 each for 2 ointments. I've always had moderately bad skin, but I /never/ have active acne anymore with just these 2 products, and I don't even have to use them religiously. Over the years I spent SO much more on Clinique, Neutrogena, mall kiosks, etc, just trying to fix a problem that going to the derm fixed almost immediately. I still have acne scarring, and haven't found a solution to that, but I'm not altogether convinced that there is one. But solving a good chunk of the problem has brought some peace, and even though I'll never love my skin, I'm pretty dang happy now, and have a lot more money in the piggy bank

[@random23287]

Excited for this new series, it seems very helpful.

[@TheGIGACapitalist]

Note: Some car brands and models hardly depreciate at all. If you've shopped for used trucks before you'd probably notice that Toyota Tacomas hold their value better than a condo does lol

[@KelliK77]

Absolutely! The dealer just called us and offered more than we paid for our 2017 Taco. Cars, trucks, and SUVs shouldn't be lumped into the same category when it comes to value; especially if that value is being established by someone who doesn't have a driver license.

[@silvasilvasilva]

I believe that her target demographic isn't into trucks, though.

[@Psychwriteify]

I recently rented a Toyota Tacoma and I get it.

[@KelliK77]

@@silvasilvasilva Absolutely. That's why it's important to not speak on things in definitive terms.

[@YuanQ]

honestly one of my favorite channels on here!

[@cinemaocd1752]

If you pay for everything with your credit card and then pay off your card every month, you will get much bigger bonuses especially for travel. My husband carries a credit card that gives you lots of bonuses for travel like insurance and free baggage. Between the two of us, we often get free tickets or deep discounts that are better than the "sale" prices. I've had a flor rug around my bed for like 10 years and I've never had to replace a tile. I can pull them up and wash them in the sink and they come clean. We have two cats and they always seem to puke on the rung. I love that with flor have a custom rug with beautiful hand felted panels in between some of the less expensive tiles. The whole thing cost less than a washable rug big enough to fit the space, most of which would be hidden under the bed.

[@lavayuki]

Where I live dermatologists don't deal with skincare, they only deal with skin diseases such as melanoma and psoriasis so that advice doesn't apply everywhere in the world. I buy a lot of Japanese and Korean skincare which works really well for my skin, but for skincare advice I watch a lot of skincare KZbinrs and have researched understanding ingredient lists myself. Although being a doctor myself, it's not that difficult so I don't see the need to see another doctor to obtain advice I already know

[@TheLadyFool]

Please, oh please, fix the focus or change your background so that the sensor doesn't automatically focus on the horizontal line behind you! This is a recurring issue in your videos. How does your editor let this go live with your face out of focus? This was very apparent in your Sex and the City video too.

[@massiminitrains]

I agree on the focus issues. But they would have to fully refilm the entire video. Can't fix it in post.

[@WickedJinx]

I mean I’m sure this is a helpful thing to point out, but your tone seems a bit OTT when considering this content is totally free to you to watch lol

[@TheLadyFool]

​@@WickedJinx You and I have different definitions of free. These videos are monetized, which means they're making money off of them and the transaction I've agreed to is ad time in exchange for content. TFD is a business and camera focus is so utterly BASIC that posting a video with this type of error that you expect people to actively watch is rude and unprofessional. I also didn't comment the first time I saw it, because mistakes can and do happen, but now it's on multiple videos.

[@WickedJinx]

@@TheLadyFoolmate, this isn’t a subscription you’re contracted into, if it’s getting to you that bad I think you need to stop watching! Haha. Entitlement is a weird look 🙄

[@TheLadyFool]

@@WickedJinx Got it. You're looking to score points. You win. Congratulations.

[@geneveiveharper]

Interesting insight about weight/skin judgements

[@joshuaedwards2805]

Man I love this channel. Always teaching me things I didn't know I needed to know.

[@ekinimge]

I have an addition since I moved from Turkey to Europe and have witnessed a complete lack of knowledge about pirating. When you recommend a show they immediately ask which platform its on.... instead of having 2-3 platforms you give money to, explore your pirating options. It's definetly worth it.

[@kiterafrey]

I prefer rugs. I can clean them & have thick winter ones & waterproof or light weight ones in summer. I don’t have a huge area one right now but I did at my last place

[@lindsay3917]

Also, wait until the first day of class to buy the textbook! I bought plenty of textbooks in college that the professor said on the first day of class was optional/for reference only. (My undergrad required professors to list a textbook... bookstore conspiracy...?) It's also not hard to find pdfs of most books online. Also, if you're going to resell textbooks, do it ASAP - they depreciate in value fast as new editions come out.

[@samaraisnt]

By then they're out/only expensive copies remain. Just find out what you actually need and get the best price asap?

[@lindsay3917]

@@samaraisnt That's true, you can email professors beforehand and ask whether you'll need it. Sometimes textbooks are also available on reserve in the library. I found that even if the bookstore is sold out, they're still available on Amazon though

[@mckinleymurphy57]

The way Chelsea's outfit matches the room she's in is perfection *chef's kiss*

[@teresalynnhasan-kerr9373]

even the dog lol

[@Divarenee]

A stick blender will allow you to make homemade mayonnaise so easily and you will never go back to the stuff in a jar. Also, I burned out my old Oster blender making smoothies. The Vitamix is definitely awesome for blending ice cubes and frozen fruit, but if you don't like smoothies it is probably unnecessary.

[@symoneh.]

I love when TFD tells me what to buy ❣️

[@connieclark1288]

Thank you. I really like these practical teaching videos from you. Very useful and informative.

[@elsafralves]

Loving this series!

[@artistrybyvr]

I am a chef, I have both Vitamix and ninja blender, I prefer ninja do everything better, also a tip from me , don't get a kitchen aid stand mixer, get a home goods blender, one less expensive and also has a blender and beef grinder included!

[@931i]

For some specific issues I prefer to skip dermatologists and drug stores altogether (that only seem to make my issues worse in the long run) and go the DIY route. Its not for everyone, and you have to careful, but it is another option. And when it comes to the Vitamix, as a prolific cook I'd like to respectfully disagree - I wish I never bothered with the cheaper ones as they just ended up being a waste of money. They were not as versatile or capable of achieving the same texture vs a Blendtec or Vitamix. Plus, the more expensive ones retain some of their value and can be resold. I thought I'd disagree with a lot more but was pleasantly surprised. Thanks for the reminders!

[@frankunderbush]

I feel on the fence about the car thing. Depends on the time of year and model, you can easily get 1% or even 0% financing on a new car with $0 down. That also comes with 3-5 years of warranty. As an added bonus it'll typically come with the latest electronics/bells and whistles standard - some of which can include safety features that even help to reduce insurance costs.

[@ViktoriaBalog]

I really love your videos Chelsea! I learn a lot and I also get motivated to be more smart with my spendings! If you let me give you a suggestion, I would pay more attention to the camera settings. Especially the focus, which is off in some of your videos. Keep up the good work!

[@maddison5154]

Dermatologists are focused on the health of your skin, so if you don’t have any issues with your skin consider aestheticians too, xx

[@nicoleecheverria5747]

Ok but when I buy high quality loungewear I don’t regret it - I recently bought the skims soft lounge dresses and even though they were pricey they’re SO comfortable, easy, and flattering I’m obsessed

[@coyotegaxiola4281]

As a person of size, lemme tell ya, I'm pushing 50, and people have not stopped feeling free to comment on my weight. Other than that, great video.👍

[@danitzaisamazing]

Chelsea showing her ass with that comment.

[@rosemarymorgan336]

Yeah, that was low.

[@coyotegaxiola4281]

I am honestly unsure what she meant by the comment, or why she included it. It just didn't land right with me.

[@rosemarymorgan336]

@@coyotegaxiola4281 yeah. Not gonna go crazy and cancel her, but it didn't sit well with me either.

[@AyH25]

I perceived it more as her critiquing the beauty industry, how the companies move from one trendy target to another. Skin care and cosmetics industry has blown up in recent years because, in part, it’s socially acceptable to display high standards for skin/face whereas it’s less socially acceptable for a company to portray standards about bodies. But of course I’m totally with you - people still judge bodies and judge everything and it’s not cool!

[@dirgniflesuoh7950]

This is amazing! So many things I did not even know exist.

[@alexmcginness8859]

As a web designer I was ready to come at you with your website advice. Upon hearing your points though I agree. People think having a website without doing anything with it will automatically make you money. That’s not true. You have to use it with your marketing efforts to make it work for you.

[@numerologicatarot3333]

With Cost of used cars being up by about 20% during the pandemic, I’m thinking about buying a new one. If we are going to get beat for used cars, I’d rather break my own rule and buy brand new.

[@suides4810]

Or just wait

[@numerologicatarot3333]

@@suides4810 umm no… lol what am I waiting for?

[@Laura-ij6fm]

new car is throwing money into the trash

[@numerologicatarot3333]

@@Laura-ij6fm not when used cars are up by 20%

[@iluvzurara2]

@@Laura-ij6fm relax. that's so dramatic. ppl need a car to get to point a to point b safely. it's never money in the trash if it gets the job done.

[@tamarblackburn4312]

Or just don’t fly as much? Emissions from one return flight can be as much as the average person emits in India during a year. Frequent flyers (>2 times a year) are also responsible for the vast majority of greenhouses gasses from flying, while 80% of people in the world have never even been on a plane. Reducing the amount of flights you take is one of the biggest personal decisions you can make to reduce your environmental impact.

[@samaraisnt]

whoa frequent flyers is only more than 2 A YEAR? i...I mean then anyone who takes any flight a year is a frequent flyer technically?

[@shelleypicott3239]

Hmmm...great content again. I have a Vitamix I inherited and have thought of upgrading but for what I use it for...no way.

[@grey29825]

For cars you could also always do what my family did growing up - buy cars for around $10 from family members and church families, fix them yourself, and drive them till the breaks literally don’t work anymore.

[@DemetriPanici]

I love going with certified pre owned cars!

[@elenakalliste]

As a person who has worked at car dealerships (not as a sales person) for almost a decade, I think the whole new vs used debate is framed very poorly by most people. If you are planning on driving the car for many years, a new car is really not a bad option. If you buy it new, and you buy an extended warranty and maintenance plan, your costs associated with that vehicle will be set in stone for 5 years, after which you might still have extended warranty coverage and hopefully no car payment. Buying CPO can be potentially the worst possible option, because many things are not covered by CPO warranties and the language of the warranties is often vague or misleading to make it harder for the customer (and even the employees) to know exactly what is covered. There is also no guarantee that a CPO inspection uncovered all potential problems with the vehicle, and even more importantly, that they were addressed properly and won’t cause you a headache in the future. If you can afford to and you have decent credit, I highly recommend buying a new car (and trying to save money through buying online, putting dealerships against each other to lower prices, or getting a discount on an extended warranty). CPO cars are often cars that are lease returns, and lease holders are notoriously bad at maintenance and upkeep on a car that they intend to get rid of, and this is even more severe on luxury brands. If you cannot afford a new car, or you have bad credit, try to find a used car that has one previous owner (best case scenario is a low mileage but old car, ideally if that previous owner was elderly because you are more likely to get a car that is well maintained and in much better condition). Used cars might seem like good deals, but they can be serious money pits with unexpected repairs. The only used cars that are even remotely safe to buy are Hondas and Toyotas simply because of their lack of expensive repairs. But please do not buy a used German car for any reason.

[@becaboo-dv8dp]

I’d add Mitsubishis to that list of cars to look for used. I currently drive a 2011 Galant that my mom purchased used when I was younger. She passed it onto me when I graduated college. It has nearly 200k miles on it and is still running really well. Of course, my partner and I are also trying to maintain it well so it continues to last. We’re very on top of oil changes and will make repairs as soon as we are told they’re needed. (These are usually repairs you have to make to any car, like transmission fluid changes, brake pad replacement, etc.) Seems like it was a great investment on my mom’s part.

[@devabluemoon8915]

Why is the background always what's in focus??

[@megpirate2975]

I'm with another commentor on here. I spent a ton of time getting a better understanding of skin, products and etc and now have a relatively inexpensive effective set of products that work for my skin. Not saying don't go to a dermatologist of course but you can learn what you need given enough time.

[@Fixtheproblemwithgoodpolicy]

Also look at the model of the car and its' reliability. I have a 2004 Toyota Camry, and it just needs oil changes and replacing parts based on a maintenance schedule while BMW's constantly break down.

[@financetime6353]

Very interesting video, it’s amazing how the finance can have such a big impact on our lives

[@LDSW]

In the environment right now, some are waiting to buy new autos instead of buying late-model used autos. Because of the supply chain issue, prices have gone way up with used autos, causing some to put the brakes on buying any auto and simply waiting out the supply chain issue. Emerging cases about this issue suggest that late-model used autos now cost as much as, if not more, a new auto. Unreal...that's today's environment. I hear this matter discussed during financial segments of consumer news.

[@hihihihello123]

The one thing I slightly disagree with is going to a dermatologist instead of skincare. As a huge skincare nerd, I completely agree that cutting back on how much at-home skincare you are spending is a great way to be better with money. However, for the most part dermatologists are doctors that focus on skin health, whereas the current trends are more focused on aesthetics exclusively. This means that most people spending a lot of money on skincare would benefit more from spending a couple/few hundred on an esthetician (never covered by insurance) who can help them tackle problems faster and choose products more wisely. It will definitely be more expensive upfront but will yield better results and cost less in the long run.

[@crazy4beatles]

The calculate the extra fees for flights seems obvious but you would be surprised. I’ve lectured my friend on it and she still ends up paying more because she’s not realistic. Once the trip comes she overpacked doesn’t pack food and ends up paying those extra fees.

[@Masovung]

I agree with everything except for the part about cars. Yes, new cars depreciate faster, but when you only look at depreciation, you are assuming that degrading is at the same rate as the depreciation. Not all used cars are the same, even though certified. Imagine a person who buys a car with a plan to resell it in 2 years and a person with a plan to never resell it, I don't think the way they take care of the car, on average, would be the same.

[@zziggy808]

Mona should be on your payroll. She’s always making appearance and that’s 90% of the effort

[@ooppii1]

What in the world is carpet tiles??

[@YaoiHoshi]

My question too. I didn’t know that nap dresses were a thing either, lol.

[@KelliK77]

They are squares of carpet that (usually) adhere to the floor with adhesive. They have been a staple in military housing for years because they are cheap and easy to replace. You peel the backing off and stick it to the floor. They are pretty durable too.

[@ishamamdooha]

Love to see part2 of this one

[@ave_rie]

Every blogger and their dog has a course online. If you have expertise on any topic, might as well get paid for nerding out.

[@Cheyennabanana808]

My family completely believes in buying used cars. Unless it is a work truck. Those aren’t going to be sold when we’re done with them. They get carted off to the junkyard after 30 yrs and many a repair. And that’s the only time a new car may be worth it to us.

[@themoneylibrarian]

That pillow in front of Mona is killing me! Also, I 100% love canned bubbly wine because I love bubbly wine but a bottle will go flat and I only want one drink.

[@vlwbug1986]

I don’t think that’s considered an RTD because you’re only changing the container. It’s not pre mixed ingredients added to a container that you could mix yourself or have prepared for you in a restaurant/bar.

[@themoneylibrarian]

@vlwbug1986 good, thanks! That makes me feel better about my canned wine habit. 😁

[@gils100games]

The canned stuff usually has two servings, so technically it's two drink...js

[@themoneylibrarian]

@@gils100games ...shhhhhhh!

[@mndalran]

hard seltzers get return on purchase especially as a person who is gluten sensitive, the benefit of the next day not being an absolute horror is worth....canned cocktails are an absolute waste of money so expensive for the same percentage as a regular craft beer....

[@jennsurfbruja]

Sooo the airline loyalty thing ... that makes sense if you're flying within the US ... but if you're flying internationally (and to different parts of the world), you're not likely going to be using the same airline and the partners can sometimes be wayyy more expensive.

[@Snackcrab]

I am so on board with almost all of this, but I came here to say that Ninja blenders are hot garbage trash do not waste your money. If you’re trying to blend veg, you’re gonna have chunks. Additionally, I don’t know a single person with a Ninja that hasn’t cut themselves trying to clean it. The blades are unnecessarily hellacious. Nutribullets are awesome and I love my refurbished bottom of the line Blendtec.

[@allisonthabit7639]

so true what you said about the skincare industry construction of "good skin" being the new socially acceptable replacement for fat-shaming

[@jembear888]

I feel like a lot of people commented on this and this was not anything you could of expected but I’m going to seem my car and it’s almost the same price for when I bought it new!

[@Earth2LalaLand]

I would use the inter library loan service at my school, basically didn't buy any textbooks :) just have to remember to renew the books sometimes.

[@MylesV]

Cars are stupidly expensive to own, new or used. I so wish I lived in an area where I could live without owning an automobile. And YES! Please go see a dermatologist if you want help with skincare. Such good advice, I wasted so much money and effort on acne treatments that wouldn't work before I finally went to a dermatologist.

[@Eva-cc5xo]

I didn't know carpet tiles were a thing now. I always thought they were ugly. They may be practical in an office, but I really don't get why you'd want them in your home!

[@deegall6160]

I got a washable rug. It was so heavy dry that I couldn't imagine it wet. I gave it to the Good Will never using it.

[@signs229]

do more of these in the future!!

[@Desaki65]

Great video essay... But I'm in love with you fish skelly necklace! 😍