Buying a Flat in Bengaluru? | Steps and Tips

In this video we tell you everything you should consider before buying a house in Bangalore.
Bangalore home buying guide: bit.ly/homebuy...
This guide has everything from a home loan calculator to contacts of interior designers, property consultants & home inspectors who can help you.
Learn more about Wint Wealth: bit.ly/3fTb4jc
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[@WintWealthYT]

Click on this link to download our home-buying guide: bit.ly/homebuyingguideBLR

[@affanmohammad78]

Hi, thanks for providing this guide.can you also make a video on buying a flat in Hyderabad?

[@WintWealthYT]

@@affanmohammad78 Thanks Affan, We will cover Hyderabad also soon :)

[@123anandik]

Excel sheet is really good to pay the loans early reducing the totaly interest payable.

[@PrateekKumarAgrawal]

On Google sheets it says that file looks suspicious

[@green_life7]

Please tell in which area should I find a property/flat in the budget of 1 cr for a good rental yield?

[@ankoorbek]

A Wipro guy buying an expensive luxury house without loan, should have a separate video!

[@nilabhnayan.borthakur]

😂😂😂😂 Also from TCS

[@ranjinir5490]

gift from in laws 😂😂😂

[@rastavista]

Dowry + home loan + selling of ancestral property

[@ashu2619]

I also caught this. This is a fake story

[@abhinav147]

He ran a very well established startup for 8+ years which recently got acquired by a famous Indian IT company!!

[@gajendrakhanna5729]

Instead of telling where not to buy, it's better to give a list of where to buy in the guide 😂 Good video

[@abhinavsrivastava5881]

This is gold. For newbies like me its a very legit starting point. Thanks a lot!

[@agrahul89]

I really liked the way you have detailed the various checks/documents to be made before making buying decision. Can you make a land buying guide following a similar guide as well?

[@WintWealthYT]

Thanks Rahul, Land buying guide coming very soon :)

[@GaneshKumar-dt5od]

Electronic City doesn't suits for my living because of below reasons.... 1) No Cauvery Water or Pipeline 2) No famous temples near by 3) No near by Malls or other entertainment over weekends 😢 4) Railway station and Bus stations are far away - when ever you want to go to your home town... 5) No greenary and Public parks 😢 I would suggest South Bangalore to everyone who wants to settle Permanently in Bangalore for a Quality and peaceful life

[@meta5291]

In spite of collecting property taxes, the local government provides no facilities. Roads are narrow, zero footpaths, no public transport, etc etc etc. This is the reality of life on the outskirts of Bangalore. You know what happens when a corrupt and incompetent government official is discovered by the rich and powerful? They transfer them to the outskirts. This is why sadhashivnagar will have all great facilities (politicians live there) and the taxpayers live in the outskirts with near zero facilities.

[@raghavsridhar]

@@meta5291 brother even near sadashiv Nagar there was flooding 🥲

[@meta5291]

@@raghavsridhar It's far better than the condition of the "outskirts". And outskirts remain outskirts forever as there is no interest in improving the basic civic facilities in even areas like JP Nagar which are not "outskirts" today. Talk about a corrupt and incompetent government!

[@SD_003]

Its way better than ORR, Bellandur, Sarjapur etc which are screwed up as soon as there's few hours of rain.

[@BlakeTedKord]

​@@SD_003so which areas r best and most affordable long term then with most development?

[@Hdhfhfhc]

Reputed builders are not always good. It's always a gamble. Anyone remember Mantri who were also so-called 'reputed builders' of Bangalore ?

[@cool2251]

Can you please guide us and share some good builders to trust with..

[@Hdhfhfhc]

@@cool2251 The safest way is to buy a ready to move in flats or villas even if they cost a bit more.

[@cool2251]

@@Hdhfhfhc but we need guidance on what are the areas which are best suited... We work in cessna business park.. Want something withing 80 lac range 2. 5 or 2 bhk

[@princeofheaven19]

Prestige is the best

[@cool2251]

@@princeofheaven19 thank you.

[@SouravMoitra19]

First is Tier A Builder doesn't guarantee that the property documentation is clean also some Tier B and C also do good job. Second There is now E Khata.

[@sudeshnapal5213]

Better to buy property in our hometowns, since from now on we will have hybrid or wfh model for office.No need to buy houses in these overcrowded , traffic packed , cities

[@meeeeeeauuuuuuuu]

Location suitable to your needs A class builder RERA approved (regulation which gives protection to home buyers) Do home inspections done with professionals If any structural defect comes up , you could take support of RERA (period of 5 years from date of possession) Discuss with other family members if Vastu etc is their concern. There is nothing like a ready to move in house (you'll always need some fixes) Interior cost may go high, so consider it while selecting a house per your budget. must get Sale agreement Sale deed (property X is being transferred to you), Sale deed must be registered at the registrar office. Title deed of property occupancy certificate completion certificate property type: Khata A (means all property taxes are made, good to go with deal) Khata B (some element of illegality may be present, pending payment)

[@misrasukumar]

How this video is Banglore specific? The things mentioned and discussed holds true for each and every city not only in India but globally

[@jyotiprakash6932]

not sure about global but India, as the document checklists are different, verification method are different, no RERA concept outside, he missed out few practical issue, OC are almost impossible to get here without huge bribe unless you are class-A builder, 90% of houses in Bangalore don't have OC

[@saiprasad5312]

U people are taking a great effort in educating people like us...and thanks for the handbook.

[@WintWealthYT]

Thanks Sai :)

[@sandyofficial5991]

The narration of the content is good, pls do one for property buying in Chennai

[@WintWealthYT]

Hey, We will be covering other cities also soon.

[@mannutomar]

Try to buy ready to move in properties even if thats little bit costly... I remember I wanted to book flat with GM Infinite EC....luckily i booked somewhere else and i see today that their completion got delayed for so many years. GM Infinite had fooled so many customers. God knows whats their situation now😮

[@vamshiabhilash]

My parents are always against flats coz apartment belongs to all while plot is just your s just YOURS

[@vishwas6729]

I took a lot of advise, did so much research, did all the calculations and finally decided!! And the decision is to not buy any flat in Bangalore!!

[@syedfaizan92]

Why so ?

[@Caroline32579]

May i know why?

[@90sKydzzWorld]

Why not

[@dattatreyapujar4068]

If your job is here, it's better to pay for EMI and own a house than to burn money in the rent

[@krishnahrithik6670]

dude! Its wholesome video! Nice job wintwealth!

[@WintWealthYT]

Thanks Krishna :)

[@satishreddy1958]

You have filled the house with flammable materials.... first please get some smoke alarms.. fire blankets... fire extinguishers.... and make sure the entrance is not blocked with bulk furniture... because that is where people cannot get out of the house in emergency situations... and they come to balcony and scream for help... no one can help if your house is burning and you are on the top most floors.... get yourself and your mind trained... that incase of any smoke you should get out of the flat .... the first 2 minutes are very critical.....

[@karthikchandrashekar4983]

Average price says 6250 per sqft in HSR layout, that is too low, it is tough to get even from C category builder for that price

[@moneypuller3858]

Very high quality and much helpful video..

[@WintWealthYT]

Glad it was helpful!

[@cyriljohns]

Thank you guys, really helpful information

[@Sachin19881112]

Your channel is great ...content is top notch

[@kessilark2854]

Bangalore, noida, and gurgaon are the best and convenient cities than congested mumbai

[@Albetroz1415]

Electronic city is not Bangalore.

[@chandann8944]

Then where’s that?😒

[@prabalranjangoswami1750]

What?

[@zipk5240]

You are right, i understand , I do agree with @htnarihC Many people do not understand this, However, now even Kanakapura, Konanakunte is Bangalore 😂😂😂😂 Welcome all 😂😂 Bangalore will go bezerk in few decades anyway 😂😂😂😂

[@pranay.mishra]

Haha correct

[@mayurtapal8531]

😂😂😂😂

[@forever-peace]

He should have said that they (he and his wife) bought the house all by themselves. Rather he chose to say that he bought it all by himself. It would have made his wife so embarassing. Such mindset needs to be done away.

[@chaz-e]

The avg. Flat rate should have been mentioned in sqft metric.

[@TM_TheXplorerNReviewer]

Kudos to the writer of this story. Bye the way may I know which project he bought?

[@siddhahast]

Incomplete Info: If Agreement to sale is also registered in the Sub Registar, then buyer and builder are on equal grounds.

[@frompast]

This looks like Sobha Silicon Oasis where many resale flats are available, what i normally hear from reviews is a bad stench from nearby lake and hosa road is quite traffic bottleneck :( bu the project is quite good in itself.

[@blueskyloo]

This idea of ur flat being an extension of ur identity can b a big financial detriment

[@TanujPandey18]

That’s so useful video for all people who wish to own a house but doesn’t have awareness or complete knowledge on what should be ensured before buying a house 🏠 Thanks so much for coming up with the video as this helps to make all of us aware and make a well thought decision ❤

[@WintWealthYT]

Thanks, we are glad that you found it helpful.

[@motivationshortsadda]

some really 👍 good points to consider.

[@WintWealthYT]

Glad you think so!

[@ankurhotnot]

I bought a 2bhk from mid tier builder and such an awesome commitment. Got the possesion on due date. All amenities are also completed.

[@halocraze9839]

Name of the builder?

[@ankurhotnot]

@@halocraze9839 sv infra group

[@krishna_o15]

@@ankurhotnot thanks man.

[@eswarp704]

Location , sqft and cost?

[@dattatrayalimaye2756]

​@@ankurhotnotwhich area please?

[@sreeharikt]

TIP 1 - Never buy a flat in Bangalore, always rent it, right next your office !! You’ll save money and time. Thank me later ;)

[@jdsurgeon4820]

We won't get

[@anujbajpai19]

Did u see the recent rent hike? People are paying 40k rent flr 2bhk in big societies where emi of the owner is hardly 45-50k.

[@dilsebloggingbyshef2384]

70K emi and 45 K rent

[@jeevankumar1767]

Bangalore has water problems and pollution problems enough of developing IT etc let the real locals need to live in peace and stop building and buying appartements it’s becoming like one concrete jungle

[@RahulVerma-ss6er]

Even A class builders are at fault, its not like you bought from A class builder and have to worry about nothing. Example Mantri! Like before buying a car, you invest time understanding features etc.. invest similar time in understanding the approvals etc.. don't go blindly on what lawyers say, because lawyers do not care or give no guarantee if in future the property gets into litigations etc...

[@lngmngs4025]

Man aranged marriage? Did God himself arranged you two! Perfect dou👍

[@DeepeshSinghAndroid]

V V informative... the guests were really cool :) :) Even though I bought 3BHK in Brigade El Dorado, this video gave me a lot of new perspectives... good effort!

[@WintWealthYT]

Hey Deepesh, Thanks a lot, we are doing a video on under construction vs ready to move-in property, wanted to get your perspective on how did you decide under construction or ready to move-in? Can you share your email? Will get in touch with you.

[@DeepeshSinghAndroid]

@@WintWealthYT hey thanks for the invitation but I don't have deep market knowledge. We booked the flat after visiting 4/5 properties in just 15 days. :)

[@RishabhBhardwaj09]

What is the location and cost of 3 bhk which you have booked, could you share it?

[@22Gourav]

Can you please explain what is RTC KHATA(pahani) and is it good to buy RTC khata property

[@SD_003]

Problem with ready-to-move in flats is availability. I have been loking for one since a few months and most builders I visit have hardly few units left which are like West facing door or no sunlight etc which understandably nobody booked.

[@triptybaheti]

I am facing the same problem. Even which have oc or not is also a issur

[@eversunnyguy]

I went to buy a flat near Sarjapur. They said 5th floor flat is cheaper because it is illegal construction. But 4 flr and below are just legal. Can I consider such property ?

[@sunnydavid3164]

No. I confirmed with Registrar office

[@yashagarwal2112]

Please upload more, I like the new concept of this video. Knowledge + real life experiences 🥰

[@WintWealthYT]

Thanks Yash, New videos coming soon :)

[@anzy7263]

I stay in this society-Sobha Silicon Oasis. Good video 👍

[@cherryt6853]

Friends my experience telling don’t buy at Banglore almost city ran out of water. Instead of invest in Bangalore better choose your home town. Also companies should provide wfh to possible teams. Now Bangalore next Hyderabad I’m sure

[@thecommuter4937]

Many builders state safety policy and doesn’t allow us to see the actual flats before booking . They promise that the model flat will be same to same as the actual flat . We would get a better picture if we atleast get a chance to see the actual flat before booking .

[@ankurhotnot]

This is the issue with A grade builder. Even after paying 90% of cost, you are not allowed to visit the flat. I bought from a mid teir builder , but was allowed to check freely, every stage.

[@eswarp704]

​@@ankurhotnot where you bought and cost?

[@cmpdepja]

This is good, can you pls make something like a 30-40m vdo?

[@amitsuju]

Its more like rich people's guide to buy a house😂

[@NeronInvestmentFund]

me from udupi happy for udupi guy

[@green_life7]

Please tell in which area should I find a property/flat in the budget of 1 cr for a good rental yield?

[@JbChethu]

🎊*ORAIYAN GROUPS* 🎊 We are ultimately launching ✨* *ORAIYAN SHREE SAI CITY* *✨ 📍LOCATION:- OTC CIRCLE Vaderamanchana Halli near Jigani Bengaluru. ✅DC Conversion, E Katha ✨Price: 3245/-✨ ✨Plots start from 48,67,500/- only ✨ *LAYOUT AMENITIES* ▪️Gated Community ▪️25 feet main road ▪️Water 🚰& sewage pipe for each and every plot ▪️Electric Poles ▪️Drainage System ▪️24/7 CCTV & Security System ▪️ 2 Borewell 🏥Nearby Hospitals🏥 1. Vijayashree Multi Speciality Hospital 2. Suhas Multi Speciality Hospital 3. YK Hospital 4. Indra Hospital 5. Narayana Hospital 🏫Nearby Schools🏫 1. Brundavana High School 2. St Joseph High School 3. Prism Academy 4. Christ Academy 5. Thapovana High School 6. Nithyananda High School 🏫Colleges🏫 1. SNR Degree College 2. AMC Institution 3. Christ College 4. Sai Ram College 5. Alliance University ⚡Highlights⚡ 🌟 2 min drive from 100 feet main road 🌟 5 min drive from V2B Shopping Mart 🌟 5 min drive from Max Showroom 🌟 5 min drive from Lion Super Market 🌟 2 min drive from Toyota Company 🌟 5 min drive from HCL Company 🌟 5 min drive from Cipla Company 🌟 15 min drive from Bommasandra Metro Station 🌟 2 min drive from Jigani APC Circle 🌟 10 min drive from Anekal 🌟 15 min drive from Chandapura 🏦70% to 80% Bank Loan Available 🏦 *Bank Loan:* By LIC, ICICI, HDFC, IDBI, Axis and all leading banks up to 70% loan. Please Note: 10% extra will be charged on corner plots and east facing plots. 💵Payment terms: Booking amount💵: Rs.2,00,000/- Payments can be made by cheque in favor of company only. Note: We provide fully sanitized Private Cabs 🚗 to our Customers to visit the site with their Family For more details Contact 📲 7676785357

[@felixzin6545]

You got a beautiful home 🎉❤

[@torrtuganooh2484]

Lol, your handbook showing HSR and Bellandur rent per sq ft : 19-21 What were you smoking when you created that

[@koushik1258]

Correct, I am staying in HSR it's more than 35

[@sumukh1977]

My plan is to buy a new flat in Bangalore. The builder has provided me with a quote for the flat. There, I see that I have been charged 12% for GST and ITC. Are you able to give me an explanation of ITC?

[@sagarikasatapathy1788]

Could you plz provide the contact number of the civil engineer and mechanical engineer who did the quality check for property and electricity. It will be very helpful.

[@WintWealthYT]

Please check this guide, this has the information: bit.ly/homebuyingguideBLR

[@SkyLoreking]

Big brother, you are still in your honeymoon period. Reality will kick in 2 years later.thank you for the video

[@thurules]

what reality you referring to?

[@MikeTesting123]

Please do similar video for Hyderabad as well

[@WintWealthYT]

Yes Madhu, We will be covering cities like Hyderabad very soon :)

[@tigutikavyasri8206]

Informative data provided in the link. Very useful video for the people who wants to know everything before buying a flat. Appreciate 👍

[@Believer17_]

Electronic City is good mostly it is a campus ..many companies are there ,Bangalore is good but not for settling down ..I miss my days wish to be back some day ..

[@anujbajpai19]

It used to be good, companies are moving out of EC, shifting to Sarjapur road and airport road. Soon EC will become ghost city.

[@MangalEstates]

Where to buy affordable plot 125 to 200 sqyd. in Bangalore for own living.

[@DemystifyLifeVerticles]

Impressive analysis. Want you to come up with Pune and Mumbai projects as well.

[@AjayKasthala]

The Video and Guide is just amazing and very detailed. Please make a Home Buying Guide for Hyderabad as well. Thank You. Kudos to the whole Wint Wealth Team.

[@WintWealthYT]

Thank you Ajay. We will try to cover Hyderabad soon.

[@prashantgaikwad1105]

@wint wealth please make video for Pune and Mumbai

[@prashantgaikwad1105]

@@WintWealthYT Please make same topic video on Pune and Mumbai buying guide

[@WintWealthYT]

@@prashantgaikwad1105 Yes we will start doing other cities soon

[@akasks7]

Hey.. Shreyas glad to see you man. I worked with you in S2 Wipro. Glad you doing well in life .

[@thinkasset]

The information given here is priceless. I highly recommend this video for New buyers at Bangalore. Thank you.

[@thirst-t2653]

Just curious...Though I stay in lease and I have a rental agreement also ...however the electricity to the current room does NOT come directly from Bescom in the name of actual owner...there is a concept of common box here and electricity is generated as per consumption delta per month..I stayed earlier in other properties where electricity came in name of the actual owner and we paid the electricity using the account id in Bescom site directly...but this is not the case here where I stay now . There is no water bill too generated in the name of owner....Could you guide me if this is a valid practice and if ok to stay in place where Electricity and Water bill does not come in the name of the owner ?

[@satyajitmahapatra9487]

I purchased a 2BHK flat in pune at 4800 Rs per sq ft in 2015. I paid all my loan amount in 2022. Now me and my family shifting to Bangalore. My wife too is working. Shall we rent or buy house in Bangalore?

[@WintWealthYT]

Buying a house is more of an emotional decision than financial, Make a copy of this and use it to calculate if it makes sense financially: docs.google.com/spreadsheets/d/1jIvnjmHHEJeLp5bCKBHC6Kj0St0UuubmicyypZtvO60/edit?usp=sharing

[@diysai]

Definitely rent, and give the pune house on rent to make up for it.

[@AREntertainmentCreations]

Any suggestions on Casagrand Vivacity project happening near Electronic City. Please advise whether its good to buy or will there be any isssues. It is an Under Construction property finishing construction on 2027 Dec.

[@thelupusguy]

What about Yelhanka? Can anyone share inputs about this location, the properties and the builders?

[@estalin9418]

Much needed video. Thank you so much! Loved your detailed analysis of wide aspects.

[@WintWealthYT]

Thank you

[@sureshglobeit]

Bisleri 30 cans with delivery charges to home = Rs. 3000/-

[@tushararan9222]

Content is really good On point So informative Kudos to the editor.. thanks for such good content 👍🏻

[@WintWealthYT]

Thank you 🙌

[@vaishnavsatyadev3834]

In Bangalore- kadugodi area, a small builder has contructed apartment of G+4 floors, whereas bbmp has given permission for only G+3. Is it ok to buy flat in the top floor ?? Will there be any issues that might come up in future ??

[@ThePerlgeek]

this is just awesome.

[@WintWealthYT]

Thanks :)

[@solitude66]

North Bengaluru is now better choice

[@narenkumar28]

The project which u showed is shreeram opposite to wipro they delayed 3 years delivery but still A class paid media

[@MrAswinrichard]

Home buying should be more emotional and instinct based rather than more rational, that too in a poorly constructed ring city like Bengaluru. The fact is exterior of Bengaluru is alive, we know the core of the city is already dead beat. I dont think you are problem free - no matter any house you buy. Average Sq feet price in Area - Jeez !!!! Home buying or Maths contest

[@MrAswinrichard]

Plus you need your spouse's support - this is the main thing. Fun fact - 90% home owners lose fitness owning to mortgage pressure. They might end up with medical bills once the home is paid for or even before.

[@Easyfolios]

Superb video. You covered a lot of ground and just the right amount of information. The couple made the video even more interesting and special thanks to them for sharing their journey to home ownership. Thanks for links in the description. Well done Wint!!

[@sanjayy2936]

Really good video...unlike some other authors who give scant info if any

[@mandiraghosh3045]

Which property is this that the couple got?

[@madhav176]

Sobha silicon oasis

[@vaibhaviazrekar9329]

Thankyou for sharing these valuable insights!! This is really a must watch video for someone who is trying to buy a house for the first time

[@kaise989]

Great video.. which society?

[@goodboy4464]

Flat vs house, which is safer option for women?

[@ankurhotnot]

Flat of course. Security 24x7

[@roshanrathod3265]

Bangalore airport it self is not in banglore

[@arvindbhat8753]

Very useful video! Very useful insights that are so helpful! Great work guys!

[@WintWealthYT]

Thanks Arvind :)

[@arpandg4897]

It's not worth to buy a property in Bangalore, better rent it

[@MrKiranbindu]

1st advice . Don't buy .

[@Liyansh_Vlog]

Really i am looking for flat 2bhk under 50 60 lakhs budget But i don't know about Bangalore flats and how to identify the flats

[@triptybaheti]

Same here as very few projects have oc

[@rejisd8811]

Thank you

[@jaypalnitkar4400]

Waste of money. No point buying homes in Mumbai and Bangalore when the floors are in the skies. There is no motivation to even exit the flat , forget going till the main gate.

[@anujbajpai19]

When ur emi is 45k and rent is 40k , then definitely u should buy a flat.

[@7001nikhil]

This is funny comment. If one stays in metro cities in India, they should look for high rise and not standalone buildings. The reason is, in High-rise societies you get good ventilation, amenities and safety. Most of standalone buildings in metro cities are very congested. Speaking with personal experience.

[@ankurhotnot]

My emi is 30k and rent is 40k 🤣

[@harishkumar.p3027]

Sir, under construction project after 5 month will possession,builder asking 90 percent of the plot amount then possession time remaining 10 percent it's correct what builder will asking...

[@slipkorn2703]

Great video. Could you share the home inspection company’s details.

[@WintWealthYT]

Check this pdf for all the information: bit.ly/homebuyingguideBLR

[@AnkitYadav-pm3xi]

how is this your "home" . You are paying 1.2 Cr and u r getting a 3 BHK which u can't pass it on to your next generation. You don't have ur terrace , your parking , your privacy ..nothing . Its like living on a rent for next 30-40 years by paying all rent up front 🤣🤣. Na chat tumhari , na zameen tumhari (bs 1 Cr dekar hawa me latak rhe h ) ...basically u r putting up your 1.2 Cr in drain. Instead buy a land of say 60-70 lakhs in a tier 2 city . (this will appreciate by atleast 3x in 15 years) stay in these high rise apartments in Delhi , Banglore on rent (decorate it however u want) . You have all the luxury to shift to a newly created apartment evry 5- 6 years Always staying in new buildings. If u r paying 1.2 Cr why not purchase a land by yourself and construct an actual "Home"

[@jdsurgeon4820]

Only In Blore they can speak in all languages u want

[@suresh.krishnasamy1414]

Pl tell correct location. And good builder . 1. Near any mall. 2. Good cbsc schools. And Hospital. 3.dring water..Corp.water. available . Area and projects name in bangalore sir

[@justmusicbeats3632]

Hosa road, near Central jail.

[@seethethingswithVijen]

Hi, Thanks for the information can you guys made one video about flat buying in Mumbai

[@WintWealthYT]

Hey Vijendra, We will be covering Mumbai very soon :)

[@tejuss954]

Don't buy a flat.

[@ParitKalra]

As a finance professional, I also follow & love this Golden Suggestion! Even if you can afford the price, still go for Bank loan as in this way you are outsourcing your due diligence task.

[@jawaharramesh725]

Can you recommend any best projects for apartments in Bangalore?

[@WintWealthYT]

Hey, There are many good projects by A class builders but you need to explore by yourself to see what suits you best as per your liking.

[@smrithishandu]

My builder told me land is A Khata , but flat is b khata . And he told, they have not violated any laws. Should I consider buying such property ?

[@kamalikachoudhury5280]

which propert is this?

[@Ent659]

Hi .. can you plz tell me Can we buy flat in Gm infinite Electronic City phase 1 (low rise building )in Bangalore