BUYING A FLAT | WHAT YOU NEED TO KNOW | Jade Vanriel

[@SelfInvested]

Great practical tips! Can I add one more? Check the ground rent if you're buying a leasehold flat. Ideally, you want the ground rent to be a peppercorn rent or zero. But if not, be careful of ground rent that starts high and/or doubles every 10 years (or more often than every 25/30 years). The higher the ground rent is and the quicker it increases over time, the more expensive it will be extend the lease if you ever need to...

[@Rose87]

Thank you so much for all your house buying tip videos. I’m a single black girl trying to make it! Much appreciated

[@TheWellnessAbbey]

Checking the cleaning board is really good tip especially if you already have concerns about the cleanliness of the building.

[@no1gifted]

Great video. Would also check if the flat has any cladding, save yourself a declined mortgage application 😅

[@shippersiscool99]

Just starting to think about all this myself and was completely clueless. All these terms meant nothing to me. This video explained it all so perfectly and made it all easy to understand. Thank you so much!

[@JadeVanrielx]

wow i'm so glad you found this video at the right time! 🏡🎉

[@nathanmiller2982]

I have a viewing for a flat at the weekend in the midlands, there is an allocated parking space that comes with the flat. This video has been very helpful, thank you for your advice.

[@BA-lo6ro]

I bought a flat late last year in London and I’m really enjoying it so it annoys me too when people act like it’s a no no. My advice is that you should budget an extra £250 or so just in case your lender requires indemnity policies against rising ground rent and service charge. Usually the seller should buy it but it can also fall on you to pay it. Happened to me.

[@blessing303]

Where in London tho? Because in London it’s usually cheaper to rent a flat rather than buy it :/

[@BA-lo6ro]

@@blessing303 East London/Essex. South East London is also reasonably priced to buy flats too

[@samuelduncan3489]

@@blessing303 which part of London is cheaper?

[@TheAdultLife]

Woo, just in time, i'm about to purchase a flat and these tips help.

[@angie9402]

These tips are great!! I've never really thought about buying a flat.

[@TheEggyboo]

These were great tips! Thanks Jade!!

[@sarahselina2155]

Hey Jade, I love your video! As usual you are so full of knowledge and great tips! I wanted to ask you, where about on the right move app is the house/ flat previous sale price? I can only see the "nearby sold prices" tab.. thank you :)

[@LifeIsGood3444]

I found a lease for 999 years in London , is that good?

[@OlleyThorpe]

Excited for this one Jade!

[@annrrf1464]

I saw a leasehold flat with 8 years- EIGHT YEARS left on the lease for £420k. Who in their right mind will buy this?

[@graceallen8078]

Wow! went through all of that in 2019, I’m just so happy with my flat! I can remember each step like it was yesterday ☺️

[@AnyNameIsFine]

Please how much is your service charge? And do you have to also pay ground rent?

[@tanitaojo9902]

Amazing video, great advice

[@moniquestuddart3945]

Hi did u pay cash for your flat or could you get a mortgage?

[@JadeVanrielx]

Hi, I got a mortgage xx

[@moniquestuddart3945]

@@JadeVanrielx thank you so much. Do you know what flats the bank wouldn't give mortgage for?

[@N.I.X_T.V]

Love your videos girl!!!!💜💜💜💜

[@Anewsandgossip]

Lovely I want to get 1 bed which areas are cheap? Around 100k? Please help?

[@RP.369]

I'm looking for the same please help

[@UltraJamZHD]

what happens when the lease runs out

[@blessing303]

You move out it’s no longer yours

[@UltraJamZHD]

@@fernandopestana3383 im wondering its very expensive?

[@beckyb76563]

You can usually apply to the freeholder to renew the lease which costs ££

[@UltraJamZHD]

@@beckyb76563 yeah iv avoided buying flats too much hassle

[@adeo9293]

Thanks informative

[@nascentnaomie]

✨insightful video. Thank you

[@juliet9239]

Hi Jade, do you have advice on buying ex-council flats?

[@aniismohamud5060]

Please can you please help me as l require assistance. How can l get to talk to you or can be assisted? Thank you for your time.

[@beautilynlagracia7914]

I love you & what you do 😍

[@JadeVanrielx]

I lobe you too 😭❤️ thank you!