Buying Your First Home? Stay Away from These States!

Рет қаралды 38,310

Күн бұрын

Пікірлер: 115

@7SideWays 4 ай бұрын

NV and WA pluses = no income tax, low property taxes and senior low income prop tax exemptions. Also no storms with names.

@Christina-yu3gu 4 ай бұрын

Can’t wait moving to Summerlin NV from FLA ugh it’s awful here. House finally sold. 🎉🎉

@lisaaustin4561 5 ай бұрын

LOL! I live in CA. There is nothing for less than a million! I live in Yorba Linda in an apartment my rent for a 1 bedroom 780 square feet built in 1986 $2500 a month. The homes around the corner at the bottom of the hill start at $1.5M! And during the fires we all gathered in the parking lot watching the homes at the top of the hill (extremely expensive) burn down. Do NOT move to CA! I’m trying to get the hell out of here!

@machtnichtsseimann 4 ай бұрын

Yeah, it seems that most of the "Affordable Homes" videos conveniently leave out California! LoL. I know of a woman in the Bay Area whose neighbor fixed up their home to sell, got close to 2million for it, and within the next year the value had increased over 1+ million. According to her. Insane prices, insane increases. Renting vs Buying in California is a big issue. I completely believe your story re: 1 bedroom for ridiculous cost. Hang in there.

@gusloader123 4 ай бұрын

@lisaaustin4561 --- Hello. I know exactly where Yorba Linda is. 😊 I used to go Pheasant hunting with a man that lived there, and he & the wife raised English Springer Spaniels. Hunted out near the dam near the 91 fwy and highway 71. After decades in overpriced, wildfire prone, drought prone, earthquake prone, crime-friendly, anti 2nd Amendment, hot, smoggy Freakifornia, I finally escaped in 2007. There are lots of choices, but try not to bring any bad Freakifornia ways with you, if you have those. There are bumper stickers on cars in Idaho and South Dakota telling new arrivals to NOT try and California-ize their states.

@Imbatmn57 3 ай бұрын

Texas,CA and Florida are the last places id move, the politics and taxes must be outrageous.

@gusloader123 3 ай бұрын

@@Imbatmn57 All three are hot places. One is prone to smog and earthquakes and horrible communist politics / anti 2nd Amendment, anti 1st Amendment, lots of perverts and God-haters, and a wide-open southern border. The other two (currently) have good Governors, but are prone to tornadoes, heat, hurricanes. Texas has droughts, rattlesnakes and others. Houston area and Austin are sewage fests that would fit well into Freakifornia. Wild hogs destroying ranch & farmland, and wide-ranging temps ---- 30 degrees F one day, to 80F the next day. Florida has sinkholes, swamps, alligators, humidity, heat, crime from Haitians & Cubans, and hurricanes, and far too lefty retirees / transplants from New York/New Jersey/Connecticut. They ruin everything, wherever they go.

@manfredmann2766 2 ай бұрын

@@lisaaustin4561 Tucson might be for you, a starter home could be had for that monthly amount, probably 1500 square feet. However there is one catch, the pay is much less and there are many south San Bernardino like neighborhoods there. If you put more down, then you probably could get a nice starter dig in Marana for around 325 K, which is more Yorba Linda like. Oh yeah, expect the salaries to be substantially lower, but at least they are not 800 k less than the house. San Diego is 6.5 hours by car and central LA is 8 sans any traffic along the 10, once you get west of Riverside.

@TheCompassRoseTarot 4 ай бұрын

The WA numbers are actually very misleading. Washington is divided by a mountain range and homes on the east side of the mountains are far, far cheaper than the homes around Seattle and the western portion of the state. So these average numbers being thrown out for WA? They won't even buy you a tear down in Seattle. Tacoma is still a good investment, as it's a rapidly developing city, well located geographically, and has some of the cheapest homes in the greater Seattle metro area, but there are things to be careful of there as well. But under 500k for a two bedroom in Seattle? lol. Yeah, that's just not going to happen.

@darrenbuttery3527 Жыл бұрын

I am at a loss. These home prices and mortgage rates are decimating the middle class right now. It's getting to the point where owning a home is truly the American "dream" because the reality is home ownership is becoming less attainable for the middle class and becoming more of the rich peoples investments.

@harleydad1975 Жыл бұрын

You have to move to a less populated area.

@lisaaustin4561 5 ай бұрын

Yes. Thank the LLCs.

@lisaaustin4561 5 ай бұрын

@@harleydad1975who wants to live in one of the Dakotas? Wyoming? I suppose if you enjoy being alone without any neighbors for miles. No thanks.

@harleydad1975 5 ай бұрын

@@lisaaustin4561 That's an extreme perspective. Here in South Florida, if you drive 2 hours north same house is 200k less. People can either complain or adapt. I will tell you that complaining doesn't change anything.

@area.man. 4 ай бұрын

@@lisaaustin4561I have a farm In North Dakota with one person around within a 3 mile radius, I can't tell you how incredibly awesome that is.

@trollof229antthevariable9 4 ай бұрын

Don't come to Los Angeles. In Los Angeles its like 1400 to rent a studio in the hood.

@MrSloika Жыл бұрын

The desirable areas of Californian and anything near NYC is now only for wealthy people. The divide in the US between rich and poor is bad and it's only going to get worse.

@divermike8943 4 ай бұрын

Yeah. Globalization really worked for the middle class didn't it? Remember when we were told that globalization would trickle down on us?

@margodphd 4 ай бұрын

@@divermike8943As if trickle down economics were ever to benefit middle class at all...

@RobertSmith-f3v 6 ай бұрын

Hi Jackie. I'm really enjoying your channel. The reason, as you may have ascertained by now, that Maryland home prices are high is simply due to its proximity to DC and the high cost of real estate prices associated to that area. Baltimore also offers many six figure jobs related to government and military. This entire area having lived here from Northern Virginia all the way up to Baltimore for 26 years is quite pricey as a result of some of the highest paying jobs in the nation. So, that is why home prices are high here. As far as Maryland itself, although Baltimore has many gritty areas where a bargain can be had, is, indeed, absolutely gorgeous. Crowded as hell, but a very beautiful place with great schools and higher level education opportunities and, yes, those high paying government and military related jobs. Many, many great high paying opportunities that afford these high prices. And, let's face it, like Jersey, it has become part of the Northeast Megalopolis, a higher than average place to purchase property. As a result, I have returned to my home town area in Chicago suburban land where cost of living is not only a bit lower overall, but offers plethora of six-figure jobs and, just this morning, suburbs that once again have ranked in the the top 20 places to live in the entire US. Many of our public high schools rank in the top 100 nationwide. It's a great area to live and thrive. The Northeast is also if you can afford it. Thanks for continuing to provide us all this information.

@JackieBaker 6 ай бұрын

Thank you for that information! And thanks for watching!😊. I appreciate you being here!

@lisaaustin4561 5 ай бұрын

Florida. You left out home owners insurance. Good luck getting it! Insurers are pulling out and it costs a small fortune.

@chariots8x230 Ай бұрын

Can you please also make a video on the best states for retirees to buy a home? (NOTE: low property taxes, little to no HOA fees, and good laws that protect/assist retired homeowners are especially important here.)

@nathanielwatkins7584 4 ай бұрын

I wanted to let your audience know that the prices mentioned for California are for places outside the San Francisco Bay Area. If we are discussing the prices within the San Francisco Bay Area, specifically in areas like San Francisco, Oakland, and San Jose where the tech companies are located, as well as Sunnyvale where many tech workers reside, and Los Gatos where tech CEOs and owners live, the price range for homes is typically around $800,000 to $1.2 million. However, in Los Gatos, the prices can go up to $2 to $10 million, depending on the specific area within Los Gatos. I hope this clarifies the information for your audience. This is why I will be leaving to Las Vegas, August 2024.

@silversoulawakening9195 2 ай бұрын

FLORIDA likely made #1 on the list now. 1000% increase in listings😳home owners insurance is crazy.

@johns80schick 24 күн бұрын

I live in MA and EVERYTHING is expensive here, literally everything. Without Market Basket people would starve.

@HarryDirtay 6 күн бұрын

Moved up to Maine a few years back. The prices were up quite a bit from maybe 5 years earlier but compared to Massachussetts it's incredibly affordable.

@leepfrog7405 Жыл бұрын

A video I'd like to see would be one on states with senior property tax exemptions or no property tax for people over a certain age. As property tax and the possability of not having to pay it when I'm old , is a part of my equation. When it comes to where I decide to buy. I know there are rules to these exemptions, in most cases, but it's something to be considered. 👍

@CarlAyers-x8h 6 ай бұрын

It's called a circuit breaker. Example: Let's say taxes are 400. You pay like fifty five dollars.

@harleydad1975 Жыл бұрын

Definitely do not move to Florida!!!

@divermike8943 4 ай бұрын

But from where? If u r coming from California Florida is still cheap. But it is catching up.

@Goibniu001 4 ай бұрын

Based on your PFP & your handle, I'm fairly confident I saw what you did there.😉

@anthonylee2566 4 ай бұрын

Agree! We have lived in FL, Sarasota, for 3 years and moved to KY last year. Everything was getting so expensive and we didnt have a mortgage! HOA and insurance overall was getting to be too much. I did enjoy our short time there though!

@CyberSecurityFashionDesigner 6 ай бұрын

I am shocked NY was not on the list??

@aidamuminovic6409 Жыл бұрын

I believe that the prices for single family homes are much higher that what various companies are reporting. My assumption is that they are also taking townhomes and condos into the count, which I wish could be separated.

@zoer7338 4 ай бұрын

Good point!

@ORIGINALwhatnow Жыл бұрын

I live in Seattle and when I see these home prices, I kept screaming. OMG. That's CHEAP 😆😂 As of September 2023, the average cost of a single family resident in Seattle is $800,000. So yeah. We are all screwed 😂😢

@ckl5590 4 ай бұрын

We sold our house north of Seattle and moved to central WA where the weather is better and so is the cost of living. Remote work is making other areas of the state so much more appealing.

@TheCompassRoseTarot 4 ай бұрын

@@ckl5590 I couldn't handle the fire season east of the mountains at all.

@kiyavi 4 ай бұрын

I feel you - as of March 2024, the median price of a single family residence is $910,000 in Boston 🥲

@DannyRuel Жыл бұрын

Thanks. So what states are good for first time home buyers

@JackieBaker Жыл бұрын

Stay tuned! Got another video coming on Sunday night!

@clane1013 4 ай бұрын

You left out Colorado, average home $520,000 in 2023 and up 1.5% in 2024. Also, property tax was reassessed in 2023 and increased by 19.5%. Not to mention the increases in homeowners insurance because of the wildfires and hail storms. The cost of the tax and insurance doubles the cost of my mortgage. Principle and interest can be handled it's the PITI that kills ya.

@chewy6942 29 күн бұрын

@@clane1013 yep same here and I am moving out of Colorado!

@rl3810 6 ай бұрын

I have a realtor friend out there in NV, and she told me back at the end of 2022 that people who don't have a home in NV by the end of 2023 will probably never have one. I don't know what type of crystal ball she was looking into, but she was pretty correct now that I'm looking at it. She was preparing back then, so she's still doing okay, but it's getting tougher to find her clients' affordable homes. It's making her sad, as her clients are normal everyday middle-class working people and not rich Californians or investors. My heart goes out to the people in the Western US. It's unsustainable for the average person.

@JackieBaker 6 ай бұрын

It really is discouraging. I see it every day talking with buyers.

@joymatisse3628 7 ай бұрын

Thank you so much I appreciate this video. And the work you put in this video.

@JackieBaker 7 ай бұрын

Glad you enjoyed it! Thanks for watching!!!

@bgorg1 Ай бұрын

I think it’s funny she didn’t know Maryland was so expensive. Anything around DC is crazy expensive

@JackieBaker Ай бұрын

I didn’t know because maybe I don’t live there? Geez.🙄

@yank4334 6 ай бұрын

in my opinion, putting 6 percent down is DUMB! put your self in a win win situation ... put down at least 30 percent . - your payments are low and if you have 2 incomes in the household ( which is common nowadays) there is more money in your pocket for repairs and upgrades. if you cant afford that you must rent for now and live below your means

@JackieBaker 6 ай бұрын

Thanks for your input.

@alonzocarle6037 4 ай бұрын

Pittsburgh isn't called the "steel city" because of the bridges. It's the steel city because Carnegie opened his steel mill there and the town became the largest producer of American steel.

@SooziinCa 5 ай бұрын

Yes! Please don’t move to California 😮

@kaylynnhuddleston5533 4 ай бұрын

Arkansas is awesome and NWA is so close to all the towns safe and low taxes. MOST homes under 300 in some areas higher.

@paulnicolaserojo7589 3 ай бұрын

In California, it depends in which part . Best is in North East . I bought a bigger house at 350k in California big lot newer house. much more cheaper than Reno,Nevada where their prices averages 450-500k.

@davidbrooks8809 6 ай бұрын

I rent...love it.. I invest the difference in the stock market S&P 500 and I'm doing great

@debbieforhim7800 4 ай бұрын

I live on the west coast and own a rental. My tenants are AWESOME! BUT I feel like telling them to not rent from me anymore so they can build their own net worth. This house has increased in value about $300k in the last 9 years since they've been renting. They tell me (they're a young family) that owning a home is too much work and a little scary.

@ashconner2293 Күн бұрын

There are some places in Florida that you can get a house just for a little cheaper like in the 100s to 200. Some of them are fixer uppers. Some of them are located in BFE. But the houses are very overpriced right now. You got to literally hang on for your two for them to finally go back down. Everybody moved here because of the pandemic and then now they want to move back to wherever it is that they came from. They're all realizing that people don't want to buy houses at that price. People meaning the locals know what the houses are worth and don't want to buy a house that is overpriced.

@ashconner2293 Күн бұрын

Also if you buy a house in Florida do not buy it on the Gulf of Mexico Coast. You can if you have money like that to afford the insurance. I mean insurance is definitely going to be high on the Atlantic side as well. It's just that the Atlantic side doesn't get as messed up as that gulf side. Middle Florida's usually all right.

@joeburgess2464 4 ай бұрын

Stay away from water or water adjacent states.

@ericwist 3 ай бұрын

Yes maryland is really expensive too living here

@jaymes7521 27 күн бұрын

Funny how you or who ever did the survey doesn't mention the per capita income of the top five states (save Hawaii). New Jersey by the way, is highest. I live in New Jersey, but I am from metro NYC.

@LuckyDuckie115 2 ай бұрын

California will always be the best place to buy a house...it always hold its value and when there's a huge recession, the drop isnt as steep as other states. The people moving out of California are poor people that cant afford these home prices but the people moving into California are high net worth people that can buy these homes.

@nutritioncoachjo Жыл бұрын

I am surprised my state of WA wasn’t in this list. The average home price has increased to 575K not to mention the high cost of living for food and gas. Wages are high but so is the cost to live out here. Our property taxes are reasonable depending upon the county but overall not too bad. Nothing like NJ. I know because I am originally from NJ. Excellent public schools but you pay dearly for it.

@JackieBaker Жыл бұрын

Washington was in this list.

@nutritioncoachjo Жыл бұрын

@@JackieBaker Oops must have missed that. That's what you get when you are cooking and listening. LOL

@bartsullivan4866 4 ай бұрын

I feel you, I am also in Washington state I bought my 1st home in 2005 for $165,000 now they are asking for $400,000 and up for even the basic ranch style home. It truly is nuts without a double income now way you could afford it. Just batshit crazy wait for another market crash before buying in WA state.

@nicoleross7726 Жыл бұрын

I’m not surprised. My oldest daughter just bought a home there and it was well over the $300K mark.

@CyberSecurityFashionDesigner 6 ай бұрын

One of the best real estate channels! Thank you for teaching me using easy English 😅

@GHE2005 3 ай бұрын

What a joke, Nevada was the place of nuclear testing in the past.

@LMays-cu2hp Жыл бұрын

Thank you for sharing for this nice information.

@lawrencelawrence3920 6 ай бұрын

Can you write your mortgage off from your income tax? I heard that it is possible. Asking from Canada.

@JackieBaker 6 ай бұрын

You can write off the interest paid on the mortgage during that tax year.

@bobsacamano7653 2 ай бұрын

Stay away from the states that I have ever lived in ok

@user-Kingofkings3 7 ай бұрын

One question is it possible to avoid paying property taxes and taxes legally any states

@JackieBaker 7 ай бұрын

No.

@user-Kingofkings3 7 ай бұрын

But will if I try to do that

@opencarry3860 6 ай бұрын

A few states will not evict you for not paying property taxes, but when you sell you'll owe or if you die, your inheriter's will owe those back taxes.

@suewills3514 6 ай бұрын

no way can you buy a house in Cali for under a million

@1mw4tch1ng 6 ай бұрын

to buy and pay for a home one must work to pay the mortgage. recommending moving to a state where the cost of living and home prices are low is great but if that state is not in the industries that career the person is not suitable otherwise will have to commute long distances (via plane, train, etc) unless he works remotely.

@JackieBaker 6 ай бұрын

Great point!

@manfredmann2766 4 ай бұрын

Used to say Nevada exactly like you and when I moved away from Central Northern New Jersey 33 years ago to the southwestern USA, people easily figured out I was a transplant. BTW, property taxes in NJ have always been and still are horrendous. The Big Island HI is less expensive than either Maui or Oahu

@bartsullivan4866 4 ай бұрын

Live in WA state the housing market is nuts WAY!!!!! overpriced. $4050 mortgage payment that is insane. Olympia's solution for everything just keep upping that minimum wage that'll fix everything!!

@larianyoyola1311 3 ай бұрын

I’m in Florida and the houses here are way too expensive. I do want to move somewhere more affordable and raise my kids.

@chilipepper3768 4 ай бұрын

Seattle is running about 1 to 1.5 million for a small, older “charming” fixer.

@edwardpritchett8647 Жыл бұрын

I rent 😂

@WBUTVWEALTHBUILDINGUNLIMITED 4 ай бұрын

Texas didn't make it!

@angelopaiva34 Жыл бұрын

Good to see you again Jackie!

@mhodge0890 Жыл бұрын

Why is Delaware on this list

@JackieBaker Жыл бұрын

Because of the high foreclosure rates

@denisegregory9115 Жыл бұрын

Joe Biden destroyed our state before the countries destruction

@mhodge0890 Жыл бұрын

Thank you

@hurryandleave9680 4 ай бұрын

If you buy a house in Hawaii, be sure to paint the roof blue.

@Omar_Zazzle 4 ай бұрын

How about this color 💩?

@MKpixelfan 4 ай бұрын

The lists are made by content writers based on how and who pays them, keep that in mind people. Usually "lists" or Top 10 or any of such, are lead generation magnets for websites and do not necessarily show appropriate data so take it with a grain of salt

@jennybouffant 7 ай бұрын

So helpful

@JackieBaker 7 ай бұрын

So glad!

@charleschatman8352 7 ай бұрын

So i can live in California if I have a job get help from a down payment assistance program and sell meth as a side hustle so where do I sign up 😂😅.

@MARLON1211 Жыл бұрын

Thumbs up

@Spade3384x 4 ай бұрын

👀 NY anyone?

@KtothG 4 ай бұрын

this whole video is moot. what if I were offered a job in one these states at twice the salary of a lower housing cost state for example? it's all relative...

@KtothG 4 ай бұрын

so in the disclaimer, u admit to basically plagiarizing someone else's work (to get the views and income), but tell us to only blame them if we disagree with the actual content. talk about having your cake and eating it too...