CAR INSURANCE UNTOLD SECRETS AND MYTHS

[@mycarhelpline]

So which is the biggest myth been told to you about Car Insurance ? Share your Comments

[@ROCKY-cq6lz]

Best start, 👉👉Haanji saab🤟👌👌👌👌

[@parthabaruah8216]

Please suggest Honda city zx or creta sx petrol for both city and highway

[@ismail66578]

@@parthabaruah8216 it's depends on your choice if you wanna go with sedan then go with city or if you wanna go with SUV then creta is a best.Well both the cars are best in their perspective segments.

[@tat5721]

Sir please guide on salvage....

[@diasvivek-sh4st]

Told by Maruti Nexa showroom representative : Sir, humara bumper to bumper insurance hai... Aur isme sirf ₹1000 extra bhar ke aap engine cover bhi alag se le sakte hai. Amount mamuli si hai lekin faida bada hai iska. I said agar 8 lakh ki Baleno Zeta leta hu aur company uspe engine ki warranty nahi provide kar sakti, mujhe alag se leni padti hai, toh fir 8 lakh gaadi mein dalke kya matlab?

[@neelimarachakonda3238]

Please give this man the award "Honest KZbiner in the History"... 👑👑

[@brainteaser6897]

tum hi dedo na!

[@vijaypalsingh0095]

channe ke jhaad pe matt chadao 😂

[@gauravsuryawanshi991]

You should write down the book “The CARGURU”. I’ll be the first buyer for the book. Excellent knowledge levels. As always, very useful information! Thanks a lot sir !!

[@kiranshinde5387]

I m never disappointed when I watched my car helpline.. Right from the time when I was planning to buy car till now when I own a car... Very honest feedback...Great going...

[@newyoutubesingh9733]

Thanks after watching ur this particular video of new car insurance i have saved 23000 on my new car.

[@hinglishindian9452]

U helped me alot when I met with an accident Thanks alot for your guidance god bless u take care

[@kirankumar.b.m3232]

Thank you very much sir....... I made 8,000 rupees savings at the time of my car insurance renewal, from your valuable information.

[@AbAb-wc7ox]

Online you can get the same policy at nearly 1/3 of the price! Most of the time the discount that the showrooms give you is on insurance only.

[@allyexplore]

You have all guts to talk about things, also can talk on lighter note.. knowledgeable, thanks for the quality content. Please keep it up, sir!!

[@sakibkhan4225]

Much awaited topic , specifically new car buyers can save a lot, Please add benefits of 3 yrs premium as well ( not about 1+3 ,1st party a d 3rd party, but 3 yrs 1st party, IDV , Rebate etc

[@iyashv259]

from 1august2020 , there is only 1 yr insurance policy compulsory for all vehicles. 3yr & 5yrs wala sb hatt gya h ab.

[@anshumansharma1662]

your videos are super informative, has really helped me off late as i have booked a car just recently and followed many points you shared while negotiating to book the car i booked....

[@ashirbadmohanty5849]

Sir ur every video is very inspirational and practical. Even i booked a car today using ur tips n ticks and got a discount upto 30000 while they were giving only 12000 discount before using these tips. Thank u so much.

[@mycarhelpline]

Great 👍

[@ZeeshanKhan-eg9zi]

@Ashirbad What all discount and waivers did you get and how?! Could please elaborate?

[@ashirbadmohanty5849]

@@ZeeshanKhan-eg9zi i was looking for grand i10 nios asta. The showroom onroad price was 8.20lac. They were giving a discount of 12k. Then i told them to do insurance from outside which saved my 6k. Then i refused to pay handling charge of 4k. Accessories of 4k for free. I told them about another dealer who had given me a better price. So again they did a special discount of 5k. They put 15ltr of petrol also. While doing finance their rate of interest was 7.85% but i did it from my local branch at 7.45%. In this way i saved around 30k.

[@shahbazkhan270]

@@ashirbadmohanty5849 bhaukaal macha diya aapne to.....

[@amitsrivastava2658]

I had booked creta can i buy insurance from outside and which type of policy to buy.

[@Darshan_p]

Thanks..... I didn't know, that we can buy policy from other than dealership. I booked new Amaze today and I bargained with the dealership regarding Insurance price difference and finally he agreed to give me some benefits worth 5000.

[@Amit-wt8wr]

so on Kia Sonet Kia insurance is 39k, if i want to buy one online what all add on's shall i include and will it be 3 years or one year?... where will I find work shop manager?

[@ronniebasumatary]

Right on time feels like this video has been made for me only. My renewal time is nearing. Thanks

[@abinbabu4234]

Me too

[@sanjogasubudhi6951]

If I am adding invoice cover then do I still need more IDV? Because invoice cover helps on a total loss and IDV also works on total loss.

[@arko966]

arre bapre...you just opened my eyes.i was thinking of reducing IDV😲😲

[@sumanmandal6160]

Never reduce idv

[@harshal_naik]

perfect video. recently I renewed my car insurance offline thru a known agent, but i selected the insurance company which is among the preferred list of Car company. I negotiated a bit & covered all aspects told in this video. (Car Showroom's quotation was higher by Rs.4000-5000. & non-negotiable too).

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@SachinSharma-fr1vb]

Thanks sir for providing such important information. Really appreciated ur effort. I have one question my Ford ecosport 4yrs old front n back cladding gt faded . Doesn't look gud .also some scratches along wd minor dent . Can i claim n how ?

[@rizwananazar3582]

Sir i have a glanza which is almost one year old .i have question I have scratches which i want to claim and correct may i know what is the best tym for claiming these repair is it know or after one year renewal of insurance ? As it is my first car it is my blindspot please consider my question and do reply

[@brijeshmishra3409]

Bhot sahi bataya apne Customer is not aware about thr insurance policies ..... I am employee of icici lombard dehradun uttrakhand

[@SudharsunJayaraj]

Thanks for the advice, I enquired my Honda garage manager and selected HDFC ARGO from his recommendations.

[@dhirajkumarpatil4881]

If there is a fixed formula for IDV calculation, why different IDV is shown by different insurers online for renewal? Why there is option to select IDV below or above the calculated IDV?

[@shashwatverma8887]

you are doing a great job, after watching the video , i surfed to your website and got to know that why i did not search it before , it has all information which we need to know before buying the car and for knowledge too , i am planing to buy creta e or nexon, still in confusion, and my family loves creta, and your videos will be really helpful at the time of negotiating with car dealer

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@pradhan2041]

I had been to maruti showroom and told them that I don't want insurance from them but the salesman called his senior who said they are not allowed to sell the car without insurance as per law.

[@user-nt3dn4lk9y]

then what happened ?

[@kotshots0085]

Iam using Scorpio 2017 model car extended warranty expires after 2 years.but company is denying bro extend it what could be done .. please help

[@rajarok1804]

Please guide me. I booked i10 nios sportz car and planning December 1st week. Which insurance shall I take before delivery of my car.

[@jiteshbhatia6175]

Thanks buddy. I saved 40k last year after seeing your videos. Got to know about RTI . Showroom was trying to sell there product did little research in mkt and got a 40k less offer. God bless

[@aliasmotors1658]

Sir i am taking delivery of Creta Ex model on 18th my dealer is forcing me to take insurance from me or he wont give me the car.He is firstly giving me delivery after 7 months and now forcing me to buy insurance which is 20k expensive than what m getting from outside.Please help🙏

[@diptojyoti]

Thank you Gagan ji. Based upon your suggestion and with my existing insurance's NCB i could save almost Rs 24000 on a new car policy

[@sahilahuja8961]

Which car insurance you preferred ?

[@SS_CarWallah]

Which car u took.. And which compnay insurance

[@santoshreddypothula5000]

Can you please explain the process of vehicle transfer from one state to other states like 1. NOC is required 2. Invoice is required? 3. Will the NOC is valid for lifetime or should we register with the perticular state government? And if yes then what all are required and what will be the cost for it.

[@alirangwala8745]

Can i get my new car insurance and rto done outside showroom

[@Mr999india999]

Would request to kindly guide which car policy is best for new car

[@prasannash83]

Gaganji.. Nice informative video. Recent announcement by Govt of India about consumers no more require to buy bulk insurance like for 3 years upfront for cars and 5yrs for bikes.. they can now from 1st Aug onwards buy year on year comprehensive cover and 3yrs 3rd party coverage. Also one video about TPMS made mandatory from 1st Oct onwards would be helpful to all subscribers. So subscribers can take decision whether to wait for CARS with mandatory TPMS in favor of Spare wheel or not

[@preetikelkar6951]

Thanks sir. I could negotiate better about car accessories after watching your video.

[@24gurgur]

If car stolen by somesone,. And insurance paper inside the car gone with car, then how to claim

[@harshvardhansingh8409]

Which insurance should i buy for my Tata Altroz

[@SachinGurjarsyal]

Very nice sir I just bought a second hand car and it's zero dep insurance got expired and i was very confused to renew it ur guidance really helped me.

[@kiranbairu]

I want to buy insurance to my car Tata Hexa xm model . I have purchased insurance to my car 2017yr at the time of car delivery from the company of coramandal insurance Ltd . No accidents, no clames till now. Now I want to purchase insurance to my car can you please tell me which company is Best to make policy in effortbale price.

[@parimalbhagat2281]

my dealer is not agreeing for purchase of insurance by my own on purchase of Creta. what to do ??

[@RamYadav-yr9qs]

Sir please can you do a video on price protection which is given by tata motors on 19 Jan 2022, but know the dealers are not giving it. Without tata motor prior notice. Please

[@yuvarajkorkankar3272]

Superb valuable knowledge you give to all customers to save their hard earned money.... Keep it up boss 🔥🔥

[@GARHWALI-RAJPUT]

Sir I'm purchasing new car. Tata nexon xm I need ur help .how much car cost through csd canteen. Which is the best insurance policy.plz guide me.

[@vina4385]

Sir what about Maruti suzuki insurance tie up with government insurance new india, is maruti insurance quoted by the dealer is fair how much dealer gets commission pls answer 🙏💐

[@manojkumarsk]

Gagan Sir, Very beautiful and informative information. Love your style and talking. You are simply GREAT and KNOWLEDGEABLE. Thanks for sharing. I always watch your episodes. Really appreciate your knowledge.

[@dip1992]

When buying Insurance online, will dealer give Chasis amd Engine number ? Or any other ways are there to obtain it?

[@maha_sage]

In Goa, Hyundai dealers are charging double for Creta 2024 insurance. They are charging 70k whereas you can get the same thing: same IDV, same add ons, same claim settlement ratio, same network of workshops, even cashless but 35k from HDFC Ergo. Let's see if they match.

[@sayantanjana7571]

Sir, can I transfer my no claim bonus of my present IC car(Hyundai xcent) to my future purchase EV car

[@sambs3609]

Sir, could you please review below? 1. Tata Nano XM Diesel 2. Mahindra W4/W6 Diesel 3. Can we install plug n play devices such as Smart Screen with rear view camera, Fog lamps, etc and still hold company warranty without getting ut void for the above 2 vehicles?

[@mycarhelpline]

Pl refer review section - www.mycarhelpline.com/index.php?option=com_easyblog&view=categories&layout=listings&id=2&Itemid=91

[@aswinic8767]

I am pearson from kerala. I use to watch your every video. Its great information

[@SwaritSachdeva]

We bought car and its one and half year so now only third party insurance is left so we have to make first party renew or third party will work means on legal bases ?

[@soumyamondalnil]

You are the best among all KZbin car related channel. Your information helps me many times

[@rohitpathania9925]

Is it compulsory to take insurance on the day of car purchase or we will purchase after a month

[@DeepakKumar-mr9ox]

Hi plz advice me, is ford aspire petrol worth for buy or I should consider diesel only from ford... plz help here

[@preethamk4684]

Sir pls tel us the main points which should b included in insurance like rat bite cover.. Which we may miss looking at less insurance price

[@pallavmukherjee2110]

Please make a video on NCB. What if insurance company changes while buying a new car?

[@justAnotherGeeek]

Hello Sir, There's a new insurance company called Acko, any thoughts ? I am from Bengaluru btw

[@ketanm6216]

Sir if we have return to invoice then if our car met with accident and it's total loss then we will get invoice price not IDV price. Please give answer to this Question Sir.

[@balkishanverma8503]

Your voice is superb 👌😊 Video is also..

[@Rajat_chau]

Sir your content is really good if u want to add this in ur next video's I am a government employee and I know the things and mispercrtion thath they are hopeless with any issue. As far as I know every government employee answerable to every common people but they make a scenario like u comnan people can not do any thing. Plz cover the things which a comman pepole can do against any firm, they are liable to us, we are not liable to them. Like obdusment for insurance and consumer form and like another,where justice is delayed but can give a good lessons to shop owners and relax to another costumers. If u want I can give suggestions. Thanks

[@sanketjain5048]

Does insurance affect IF you put an custom exhaust in an bmw?

[@manurocking100]

Superb Sirji.. From Kerala..❤

[@satyanarayannayak4678]

Good knowledge sharing thank you Sir

[@sahilrajput9489]

Sir , pls reply what is emi protect in car insurance as my car is under repair since 5 months

[@asadhaque]

Just got my car insurance through policy bazaar and saved 5k! Thanks man!

[@TechPulsive]

Yes sir... Very good information.... These dealers should not con people for their profit... Thank you for addressing this..i bought insurance myself and saved 25k... Love from Pune♥️

[@solobeastrider2203]

Which company?

[@TechPulsive]

@@solobeastrider2203 Tata AIG

[@solobeastrider2203]

Vignesh Iyer thanks bro well did you take bumper to bumper and which brand and how much premium just to compare?

[@TechPulsive]

@@solobeastrider2203 yes bought bumper to bumper along with 3rd party.... Premium 35k... That covers conusmables.. Tyre... Engine... RTI... RSA.... And lot many

[@solobeastrider2203]

Vignesh Iyer thnx dude

[@BedDestoryerBG]

Insurance for Alto VXI plus model not available in many online sites. Will it make any difference if I buy car insurance for brand new car for Alto VXI model.

[@3210649]

Can I get claims on a new car with TC number and Regn No. A/F status?

[@akshayjadhav5997]

Hello sir, I am buying a new car Tata Tigor iCNG from CSD Canteen, can I get the insurance from outside showroom in my case?

[@PrashantLicAdvisor]

Sir the problem is that some car dealer would not pass car insurance of certain company, like NIA, Orientel etc. Thy said we will not pass it bz we don't have tie up with them..

[@sparshagarwal5754]

Sir please explain about the new policy i.e which is now being sold as 1 year third party and own damage cover.

[@raidental]

Very informative. If I change insurance company, is it difficult to claim no claim bonus or no claim bonus transfers to other companies by default??

[@shettynithy1]

Thank you Mr Gagan. Your advice is very useful to all the vehicle owners. Lot of information which is worth to listen. One thing I would like to share with you is about the vehicle models. Most of the models are launched with better versions and technicalities around the world but when it comes to India it will be launched very late and when compared to the prices the manufacturers are taking Indian buyers for granted. The prices in India is much higher compared to the global price but the quality is not up to the global market standards. They learnt one thing that is they can sell any shit in India easily. And all the so called SUVs in India are fake Front Wheel Driven Sedans. Why the government is the authority not questioning the manufacturers. Are they also hand in glove with the companies. Thank you. The viewers are expecting a blog on this issues please. Kindly update.

[@AkshayPatel_96]

For my new car I thinking of keeping IDV to ex-showroom price - 5% depreciation Add Ons Cover : Zero Dep, Return to Invoice, Engine Cover, Consumables, RSA. I wanted to know if in case of Total loss or Theft, how much amount will be received? IDV at that time or Invoice amount? It should be invoice amount since I have RTI cover?

[@preethamk4684]

How is Royal Sundaram car insurance sir... Planing to buy it for my creta if showroom people agrees

[@rajarok1804]

Please guide me. I booked i10 nios sportz car in Bangalore and planning December 1st week. Which insurance shall I take before delivery of my car

[@Discoveryygarden]

Sir, good evening, may i have your advise to buy ertiga cng, Or any other best option

[@AbhaySmaranHalemaneSGCS]

Sir, I am buying a new vehicle, is it necessary to buy 3 years of first party insurance or I can buy third party insurance from the start

[@Knowledge-is-wisdom-4every-1]

Sir, Its been two weeks since I bought a car (tata punch top varient) on loan whre i found some fault in instrument cluster. Am i eligible to to replace new car??

[@ajay.chauhan]

OD insurance is necessary after 1st year?

[@surajtoraskar160]

For second hand car is it worth to transfer insurance or buying new insurance?

[@RaviSharma-is6bo]

Sir i want iVD maximum on road price for tata altroz xz petrol it is possible .

[@rewajamir9190]

Sir. Please help me... I have a commercial taxi and my insurance renewal due date ends at Sept 2020 . Now my car showroom dealer which they tie up with their own insurance company is forcing me even to point of making my life miserable by calling 5-6 times a day and threaten to renew else inspection and what not imposing of penalty...now is it right for the showroom to force customer like that ? Can't I have freedom to renew from anywhere else of my choice ?? Do I really need to renew on their due date ?? Am I doing a crime if I don't renew providing I risk for incure any accident in future ?? Please help me with your best solution.

[@nithyasnithyas948]

Swiggy/ Zomato/Food licence/ company registration /APEDA/ Trade Mark licence/logo/ Shop act / ISO certificate MSME/IEC,RCMC,Labour license/PWD licence/GST/ITR, loan/audit/overdraft facility,patent,New Pan Card/Marriage certificate/Ration Card/EPF kyc,claim/PWD contractor license/eclectic wireman license/AICTE REG. *Khadi Registration*Vendor code/RCMC/FIEO/NGO registration, liquor license, CGTMSE,Project Report/Apply Grants(Also Mange CSR fundings)** motor insurance/ISI Mark/barcode/life insurance/website designing/Pension card/ Hotel/laundge/guesthouse/bed& breakfast/homestay registration at Nidhi, under *Incredible India.* covid 19 pass just 30 minutes me ya kisi bhi janakri k liye 8115285293 call kre.....ya whatsapp karey. Mail karey - [e-mail] *All business to employee documents solutions at a glance* . New Year offer Zone Free credit card approval with RBL/icici/yes/SBI/bank and many more banks. For any documents related queries contact us free consultation... Starting from Birth certificate to Company registration. @@@Motor insurance/term plans/life insurance need only details free consultation.. CSR, Government approval on project report. And home based job as special addition. 🥳 **Now avail Amazon, Netflix, hotstar, KZbin any social account etc at 39% off on real.price* .🥳🤩 *Rerer n earn now per reffral 2500 without investment and with investment it's 50k(50000/-₹min..)* **# For more details please check the given below link in blue* g.page/team-kcfreelancer?gm Regards Team Tootan Sponsered by Kcfreelancer🤝✊..............

[@sobhagmalcbhandari4366]

Excellent info. Showrooms are also charging 3 to 4 per cent more by way of RTO taxes. Please cover this aspect too.

[@rajanishkumar9366]

Sir i going to buy Creta EX Petrol in Bangalore Please suggest me which car insurance is good for me and what type of coverage I have to take....

[@soumikchakraborty2558]

Best of the best guidance...

[@shivshankar-hp5rg]

Currently which policy I should buy for my new car? I m purchasing TATA Altroz XZ and I want a good insurance which can cover most of the important things. Kindly suggest ASAP.

[@Arjunverma_31]

Aapki video dekh ke hmne aaj new car lia aur insurance direct bank se krae same insurance showroom wale 41900 ka de rhe the aur same hmne karaya HDFC ERGO se 35200 mein.🙏 Thanku sir👍

[@dr.rinkuraita2122]

Very informative ... Hats off to you sir .. U r so knowledgeable and down to earth personality ... Many more to learn from you sir 🥰😇😇😇🙏🙏🙏

[@shinku-2180]

Sir ye own damage aur zero dep same hota hai kya pls reply

[@raajj25]

I had car insurance from shree ram and have not renewed the same as my car was idle. can i renew the same with same insurance company or can i opt for other options.

[@MrSantoshgond]

What if I change insurance company in one or two year it is good or bad? Plz help

[@anupamsaxena900]

Exactly, instead of negotiating with Car Dealer for 5000-10000-20000, better to get insurance from outside, you can get 25-50k savings easily. For my last week purchase of new vehicle got comprehensive+RTI,Nil Dep, Tyre, engine Protector+ Consumables+ Keyloss at all inclusive 34K with 75% OD discount. IDV of 12.5 Lacs. Dealer was quoting 50k just for Comprehensive+Nil dep. Always asks what is the OD discount extended in the quotation. OD discount % varies for a insurance company- car to car ( ie Make as well as Model)

[@RajeevKumar-vg5hg]

Sir can you please tell me for how many years a diesel car ply on road in rewari. On RC it will be 15 years. Rewari comes under Delhi NCR.

[@Dagadya]

Sir which company insurance is good for new car

[@priyaveerkumar3025]

Sir , plz ye batao ki Nayi car par insurance bahar se kaise le? Kya online karwaya jaa sakta hai.

[@MrPaunty]

Sir, I live in delhi, do I need to take engine protection cover. I park my car inside my house.

[@sanjivsudan]

Very informative...

[@pisaasukutty]

I would like to share an incident : A person died in an accident with his new vehicle, vehicle dealer is the sub-delaer of some unknown insurance company head office at Delhi.. Now Tamil Nadu advocates not willing to file a claim case saying - Delhi insurance company wont respond to our case. So is it better to take insurance out side while buying new vehicle ?