Card journey of our team member video: • Credit Cards with Tota... In this video we're discussing the credit card portfolio of one of our team members and his spend strategy.
Пікірлер: 165
@uselarka3 ай бұрын
This is your best analysis i have seen so far.. keep it up
@06madhav3 ай бұрын
Itna kharcha kaun karta hai yaar? Mere sare credit cards milakar 23 Lakhs ki limit hai, aur saal ka mera 5-6 Lakh se upar ka kharcha nahi hota. Spending 20 lakhs + in India seems living a lavish life.
@navinmohanani33 ай бұрын
He might be doing business expenses thru personal cc and then reimburse from business
@stormithelabrador3 ай бұрын
He is investing money it can be his son and then 5 L to rent he hai so 25 per cent rent he hai and then bake srundets ke fee and all so ho Jata hai etna
@stormithelabrador3 ай бұрын
50k NPS this is investment only
@ManishBende3 ай бұрын
5-6 lakh bhi kaun kharcha krta hai yaar 😂
@stormithelabrador3 ай бұрын
@@ManishBende in Mumbai it’s normal as it takes time to have 2 cr to buy a house and then too loan Lena hota hai. Kids ke study and all these things do get spend but he is doing best by getting returns from spend.
@veeresh_223 ай бұрын
Me with FD backed CC watching this video 🤡
@Nope.--1.53 ай бұрын
Riyal 🤡 FD se bhi decline ho gya 🤡
@Beingbansal3 ай бұрын
Idfc😂@@Nope.--1.5
@Kumargaurav-273 ай бұрын
😂
@Kumargaurav-273 ай бұрын
@@Nope.--1.5 😂
@deepanshuagarwal53332 ай бұрын
Me banva dunga bhai without fd wala aapka
@sandiproy90593 ай бұрын
Do you consider fee of the card while calculating the return. Like the fee of Amex Gold is around Rs. 4500/- + GST, Which cannot be waived. So is it practically possible to extract 13% return
@ashu08953 ай бұрын
It is very difficult to understand with separate blocks of details, rather try using excel sheets with highlighting imp data. It has been suggested earlier as well as I can see from comments, hope you read those and implement.
@PrateekJesingh3 ай бұрын
Very useful video, Card Academy!
@aarifnityy3 ай бұрын
Presently provided combined limit of 31.46 lakhs monthly. However, I use 12-14 lakhs limit per month only. Would close all credit cards except ICICI MMT Signature, SBI Elite, Axis Atlas & Amazon Pay as Vistara airline is going to merge with Air India soon… However, Infinia, Yes Marquee , Amex are still left over options to decide….
@user-wb3is5oc9v3 ай бұрын
Very well defined spend strategy!
@pradyumnasahu85593 ай бұрын
Great content 🎉 Really helpful content anty ji
@tajindersingh83043 ай бұрын
Thanks for the strategy explanation, but, it will be great if you can cover similar strategy for LTF + low annual fee cards as most of indians will not spend more than 5 lakh usually. Thanks
@yugalgarg3 ай бұрын
what is the best way to pay electricity bill via amazon pay balance greater than 15000?
@Sanju-cv2im3 ай бұрын
Thanks ma"am for the informative video. I would like to request u to make a video on "which card to be used for which spends like utility, travel, rent , food etc", as u had made one earlier befor the devaluation of cards. Thanks
@parth03852 ай бұрын
After all these devaluation. Which is the best card for Government Transactions apart from Vistara Cards
@Ashimashi83373 ай бұрын
Good information video..man
@TheHimanshuRastogi3 ай бұрын
Me waiting for my PAN Card to arrive so that I can get a FD backed cc 😂
@codexsquare3 ай бұрын
Us bro Us 😂
@pgsundar85052 ай бұрын
File itr for last 3 year of 6 lac min and get normal credit card
@TheHimanshuRastogi2 ай бұрын
Bro I Just turned 18 a few days ago, how do I get 6 years of ITR? LOL 😂
@codexsquare2 ай бұрын
@@TheHimanshuRastogi Nasha kehte bhai ise haha Waise Mera pan aagaya aaaaj hi wowwhoooo
@sunnyghosh42123 ай бұрын
Manifesting these cards in my card holder🤞... Soon
@sharedytp22533 ай бұрын
Is there any good reward points benefit on simply save rupay credit card ?
@CardAcademy3 ай бұрын
No
@wipeout81723 ай бұрын
Whenever you go to buy a frame, make sure the stem length is not same as your current one, for some reason, all your videos, specs are not the correct size. Get a shorted stem length.
@a1shantanu2 ай бұрын
Hi Axis select is also good card for Movie benefits
@adityagupta52793 ай бұрын
2:15 I didn’t know rent payment from axis vistara infinite does not count towards flight ticket milestone anymore. Any recommendations on card for rent payment?
@CardAcademy3 ай бұрын
IDFC Vistara or SBI Vistara Prime.
@dhruvdatta133 ай бұрын
@CardAcademy I think rewards are no longer on SBI prime. Only milestone benefits are left. Is that correct?
@abhishekpuvvada58473 ай бұрын
IDFC Wale reward points redemption karne pe acha amount cut karte hain. Is that true ? I got their select card and was shocked to see 99/- for every redemption altogether card is free
@nanaware13 ай бұрын
Closed 6 credit only 10 remaining limit decline 40 lacs to 32 lacs
@chintanpatel4033 ай бұрын
Should I upgrade to standard chartered ultimate from titanium and icici platinum to emeralde and hdfc millenia to regalia gold?
@amitabhmaheshwari3 ай бұрын
ICICI Eneralde is useless, unless you can get ICICI Emeralde private metal
@Ashimashi83373 ай бұрын
Mam resently 5 days hoye hai mujhe Kotak Mahindra Bank ka credit card liye hoye fd wala to aap ye btauo ki fd wale credit card thik hai ya nahi or mam soure credit card kab tak mil jayega
@pgsundar85052 ай бұрын
30 percent he use karo ap and itr fill kardo 6 lac ka fir mil jayega apko
@k.d.48512 ай бұрын
There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc
@kumarjavvadi213 ай бұрын
What is his monthly salary ????
@dancecentralmumbai3 ай бұрын
anyway to avail a consultation? Discuss my cards and get some suggestions and advice ?
@amitabhmaheshwari3 ай бұрын
Amex gold effective return is a lot lower due to annual fee of ₹ 4500 plus GST. Is he able to get this waived ?
@CardAcademy3 ай бұрын
Not able to get waived. But able to get 10,000 MR points every year as retention benefit.
@amitabhmaheshwari3 ай бұрын
@@CardAcademyThat is great.
@hardiksom828 күн бұрын
How to pay NPS from credit card ???
@Dabbuluvurikeraavu3 ай бұрын
Where do you buy Amazon vouchers with Amex card?
@CardAcademy3 ай бұрын
www.gyftr.com/amexrewardmultiplier/
@gpl57083 ай бұрын
Sbi prime card Trident red tier membership &. Club vistara member ship liye details video dijiye
@princes66972 ай бұрын
My portfolio 7 Card with 35 lakh Limit But never used more than 5 lakh year.
@rahulkumarsinha864921 күн бұрын
I have Infinia and Atlas, if I have to swipe 10 lacs for a transaction which one to use?
@palashbaruah46533 ай бұрын
I have seen people with crores of limit. Ek bande ke pass to ICICI Emerald hai with 45 lakh limit. Dusre ek bande k paas Infinia hai 36 lakh limit k saath.
@shamithail26113 ай бұрын
Hii, my Annual spend is close to 6-8 lakhs excluding insurance which is close 1.5 lakhs + nps 50k... Can you suggest good card strategy?
@stormithelabrador3 ай бұрын
Have Amex Gold, Amex Platinum treval and IDFC Vistara. Spend 3 to 4.5 L max from Vistara, spend 4.5 from Platinm treval, and 6k a month in 6 trans in Gold. This way in two years with refrrals of Amex you can book a decent hotel of Marriott for free for 5 to 7 days in Paris also. Plus one side ka ticket in economy class.
@haking5903 ай бұрын
Tnx 😢
@aknkdigital48833 ай бұрын
Ye Matlab yeeee Matlab 😊😊
@hairstuff3713 ай бұрын
9600 me 5300 ki fees lagti hai uska kya amex gold pe 4500+gst return rate kam hua na fir to
@CardAcademy3 ай бұрын
We have been getting 10,000 reward points as a retention benefit with Amex Gold.
@Ashimashi83373 ай бұрын
Mam fd wale credit card per ek video jarur banao
@nomprasadchoudhury3242 ай бұрын
On amex card return is only 5.33% not 13%
@Mr.G20003 ай бұрын
Any update on infinia reserve credit card
@amitabhmaheshwari3 ай бұрын
No such plans by HDFC.
@vkmahto883 ай бұрын
❤
@sauravnath2303 ай бұрын
Can you suggest any travel card with eligibility of 7lacs net annual income??
@ek_virus3 ай бұрын
Scapia
@CardAcademy3 ай бұрын
Would not advise a travel card if spends are less than 5 lakh in a year
@amitabhmaheshwari3 ай бұрын
Sure. Go for standard chartered ease my trip card. Good benefits and just ₹ 350 plus tax fee, and that too is waived if you spend ₹ 50k in a year.
@ganesh128972 ай бұрын
Me with 7 CCs but the limit is 4.42L 😢
@pravintuyyar3143 ай бұрын
I want to know if there is any app or method we're I can use one credit card for use another credit card due payment
@arnavsingh17403 ай бұрын
you cant do that buddy, not so easy 🏋️
@Vaibhav.Bhojane3 ай бұрын
👌
@mayurvithalani90603 ай бұрын
Tota cumulative limit of my 9 Cc is 67L
@amitabhmaheshwari3 ай бұрын
Wow
@JP_Kumar3 ай бұрын
Apka portfolio batau
@ajayk47633 ай бұрын
Spending this much in a month 😮.. how much people are earning 😀
@PRATAPTECH43 ай бұрын
I have also 3 axis card Airtel Flipkart my zone
@Manishsingh-tm1bj3 ай бұрын
Apke team member Kamate kitna hain
@akash80043 ай бұрын
If you deduct fees of Rs 4500 from America express gold card then the return almost halfs.
@CardAcademy3 ай бұрын
But we're able to get 10k points as retention benefit on paying the fee every year.
@baanitextile89283 ай бұрын
@@CardAcademyis hdfc infina is available on fd of 11lakh
@amitabhmaheshwari3 ай бұрын
@@baanitextile8928No
@nazarulafocuspoint29823 ай бұрын
I have 16CC nd Total credit 💳 limit 1.2 crore
@navneetkumar99613 ай бұрын
Your salary ? 😅
@ghanshyamgevariya83953 ай бұрын
Kese milega
@aryanpandit47503 ай бұрын
Ab Toh Credit Card Close Karne Ka Time Aa Gaya Hai Re Baba Thanks To The Great Historian In RBI 😤😤
@ek_virus3 ай бұрын
Log jyada hi share kar rahe the tips and tricks so ye to hona hi tha. Logo ne CC ko dhandha bana k rakah tha. Ab unn sab chutiye logo ka dhamdha bandh ho gaya. Ab sirf genuine hi rahege.
@Babu69Official2 ай бұрын
I’ve seen some businessmans with 1 - 2 CR of credit limit! 😳
@tusshargupta994 күн бұрын
I got credit cards worth limit of 45L
@user-to8uw5dv6p3 ай бұрын
Hii i have 2 credit card from Axis Bank can I have new credit card easy
@CardAcademy3 ай бұрын
Yes. Generally three cards are issued very easily by Axis.
@anupamajha56863 ай бұрын
Nope, u have to cancel one to get another
@beattheworst76333 ай бұрын
@@CardAcademy Yes.
@Salvo083 ай бұрын
Ya. You can have three cards from Axis. If you already have Axis Airtel then good otherwise they don’t give that easily.
@birendrakumarchourasiya23073 ай бұрын
@@Salvo08nhi axis on call card de deta hai mujhe mila hai total 4th card hai axis ka
@nagupdates3 ай бұрын
I think the team member is Amithab maheswari sir?
@amitabhmaheshwari3 ай бұрын
No. She said member, not subscriber.
@nagupdates3 ай бұрын
Ok sir.Direct app ne hi respond hua. Thank you.
@souviksaha39353 ай бұрын
why don't you deduct the charge of the credit cards?
@amitabhmaheshwari2 ай бұрын
Charge ke badle points mil rahe hain
@sawan0053 ай бұрын
09:55 you mentioned smart buy for flight.. what is the website?
@PlasticSquare3 ай бұрын
smart buy is hdfc portal
@CardAcademy3 ай бұрын
offers.smartbuy.hdfcbank.com/v1/foryou
@narendrareddyguvvala74743 ай бұрын
I am currently having hdfc money back plus card with credit limit of 7 lakhs. My in hand salary is around 2.8 L per month. No matter how many times I ask my relationship manager, they are not giving me Infinia card. Can you give me any advice on how to get Infinia card easily ?
@CardAcademy3 ай бұрын
These days if your credit limit is 10 lakh and spends in last 6 months is at least 8-9 lakh then only they are giving Infinia.
@narendrareddyguvvala74743 ай бұрын
@@CardAcademy If we meet this criteria, will they send us infinia invite?
@DharmAurGyanKiBaatein3 ай бұрын
Another method is also there to obtain infinia
@CardAcademy3 ай бұрын
@@narendrareddyguvvala7474 No you have to apply for upgrade.
@narendrareddyguvvala74743 ай бұрын
@@CardAcademy How to apply for upgrade. By visiting branch?
@anupamchaurasiya81473 ай бұрын
OMG Etna complex
@anupamajha56863 ай бұрын
Tu kamata kitna hai😂
@anupamchaurasiya81473 ай бұрын
@@anupamajha5686 tere se jyada
@SujitGawand00013 ай бұрын
Me having HDFC Millenia and ICICI Amazon Pay credit card with 5L total credit watching rich people video 😂😂
@MovieTalkiz3 ай бұрын
Mare Amex ki limt kam h 😢
@ankit_aj3 ай бұрын
Meri 42L
@sumansamhalder69093 ай бұрын
₹16.64 lacs ki limit hai.
@anupamajha56863 ай бұрын
Ha toooh Baap ka paisa thode hai, bank ka hai karz
@sumansamhalder69093 ай бұрын
@@anupamajha5686 Haan, toh tujhe kitna diya?
@RohitSingh-no5ix3 ай бұрын
😂😂😂 bro you owned@@anupamajha5686
@birendrakumarchourasiya23073 ай бұрын
@@sumansamhalder6909apka v yt channel hai sayad maine dekha hai pitaare se😊
@PankajPassi993 ай бұрын
I have 80 lakh limit cards
@amitabhmaheshwari2 ай бұрын
Wow
@ek_virus3 ай бұрын
Bhai bade khiladi he, hum to Sbi cashback me khelne wale he. Airmile hamare bus k bahar h
@CardAcademy3 ай бұрын
Cashback cards best hain agar life simple rakhni hai toh. And SBI Cashback is great.
@kushalsen37383 ай бұрын
Itna uses... 😮 Govt se kitne use krne pr notice aata hai..??
@amitabhmaheshwari2 ай бұрын
Agar usage declared income se jyada hai, to notice aayega
@amitkisonika70202 ай бұрын
if any one looking for infinia card let me know
@MukeshYadav-zs9ey2 ай бұрын
Hi, I am looking for HDFC infinia credit card
@ibharatbhushan_2 ай бұрын
Hi There, I am looking for, trying to move from magnus to Infinia
@SujitGawand00013 ай бұрын
Bas itna amir hona hai...
@IFennecYouCODM3 ай бұрын
Itna kharcha kaun karta hai.
@NITISHKUMAR53433 ай бұрын
Isse mera to kaafi jada hai, My credit portfolio is 50+ lacs. Includes HDFC Infinia, Axis Atlas, ICICI MMT Signature. Amex MR, Indusind Indulge, IDFC Select & Blah Blah Blah.
@amitabhmaheshwari3 ай бұрын
Wow
@chartered.ashutosh3 ай бұрын
41 lakh limit 😅
@MovieTalkiz3 ай бұрын
Yahn to Mero limt hi kam h Amex ki khrch krn ek liye wapis pase dalen padte h
@vedvyas88463 ай бұрын
Ye hai kon, inse hi shadi to nhi kar logi
@mirzamozakir28123 ай бұрын
In ka bf krta he
@hairstuff3713 ай бұрын
25 30 hajar view ke sath member infinia holder hai kya bakwas bake ja rahi hai ye sundar aurat
@hairstuff3713 ай бұрын
Aur vo b team member
@CardAcademy3 ай бұрын
Who told you we do this full time?
@amitabhmaheshwari3 ай бұрын
There are some people who really show their upbringing with their comments
@aman31dec3 ай бұрын
This channel is becoming useless day by day.
@EnFranc3 ай бұрын
Anyone knows her name
@bhanupratapsinghbhanuprata25633 ай бұрын
You look pretty Innocent and beautiful❤😍
@eminempathak2 ай бұрын
ye kitni cute hai bhai
@nikshaypatel8446Ай бұрын
Galat he screen pe photo hot wali khule hairs and all aur video play hote hi vahi purana look ye to chitting he 😅😅