Credit Card Portfolio and Spend Strategy for 2024 🔥

SBI Cashback Credit Card apply link - bit.ly/4bZB0lh
HSBC Cashback Credit Card apply link - bit.ly/3RlPzay
Standard Chartered Smart Credit Card apply link - bit.ly/3VCNglW
In this video we do a deep dive into the kind of credit card portfolio that you should have if your rewards preference is cashback. We also discuss what should be your spending strategy.

[@pulakverma1670]

Based on this video one should have these Crads :- SBI Casback HSBC Cashback Tata Neu infinity HDFC HDFC Millennia Airtel Axis Axis Ace Standard chartered Smart

[@shubhamkaushit7497]

Dude.. The effort you put into this is "INSANE". Keep going.

[@Mayanksugandhi25]

Gajab.. Abhi tak ke credit card channel ne aisa video nhi banaya.. Please ye series banate rahe

[@akshatverma26]

6:15: very important point!

[@harsh__kumar_03]

This is by far the best video I’ve seen on credit cards 👍🏽

[@mohdkhalid01]

Yes please consider portfolios like travel, lifestyle and hotels. It would be helpful if card academy could tell us more about American express cards and why all variants aren't available in India yet !?

[@CardAcademy]

We might do a video on portfolio for travel redemption. India is an extremely small market for Amex. They may introduce more variants as their numbers grow.

[@amitabhmaheshwari]

@@CardAcademyEven in UK I saw shops with boards - No Amex please

[@jaythakkar5909]

MDR is the problem sir 😂​@@amitabhmaheshwari

[@akashdhabe9500]

I vote for travel related video.

[@honeysinghal5852]

​@@CardAcademy mam for upi payments, i think Jupiter csb card is much better.

[@ShivamMahajan13]

So much effort, thanks so much! Would love a video on card strategy where the preference is travel rewards - specifically would be helpful to understand the miles and points game in detail!

[@priyanshgupta7890]

One of the best videos on cc

[@piyushvjn]

Brilliant video, please consider making Part 2 as well!

[@nishantjha7776]

Best credit cards according to me : Airtel Axis Bank , Kotak Myntra , HDFC Millenia , SBI Cashback

[@created4test]

I have been waiting for card portfolio video for while, love this ... please create another one for travel focus

[@HiteshAdventure]

Awesome clarity,thanks a lot

[@hkshorts9236]

No doubt Excellent work

[@r.gnaveen4705]

The best of the best cards any normal person can have. With such videos, you get all the knowledge required about credit cards. Thanks Card Academy!!

[@drnaishadhjivrajani7077]

Really great knowledge...Nd u have good knowledge... Thank you for educating ... God bless you

[@adilbunny2748]

First time in YT very good mam , let your efforts give you success Kindly make part 2 Video😊

[@getkishi]

Perfect video for Credit card beginners

[@PrabhupadaArmy]

Amazing video! VERY USEFUL

[@Meetwaah]

Bhaisaaab , Big salute to your efforts, mind-blowing financial education!

[@KapilGupta-rz8gy]

This is one of the best video I’ve seen on credit cards

[@DrAkashraj]

Brilliant presentation 👌

[@ssamim]

Very nice video and very useful and researched video. Great work.

[@sahilreza3801]

best video ever , there was so much effort that was put into it , please make this every year.....

[@richiegoswami8466]

I'm connected with this channel for more than a year when the other female person used to explain But this is the first video where I can say I literally saw your efforts And yes we want more videos like this Love and support

[@AmitYadav-zw1lo]

Thank you for your channel and this video. I get awareness and recreate my card portfolio with hdfc millenia and axis ace. Thank you teacher of card academy ❤

[@gopisahu654]

This is the best video I am looking for regarding credit cards to choose. First things first, should apply for axis ACE card now. Thank you for detailed plan

[@asgaralisiddiqui4047]

Thanks for content mam 😊😊😊

[@invisible5604]

Seeing your 1st video and already subscribed within 4 minutes of watching, what a concept of card portfolio awesome content

[@amitabhmaheshwari]

I use my Amex platinum Travel card to make NPS payments. This helps me in reaching 4L target. The basic points are not given but milestone benefits are given

[@CardAcademy]

Makes sense

[@mohdanassheikh2096]

Airtel axis appears good and worthy addition to portfolio

[@gauravsharma-be4mq]

My credit score 450 I don't care about cards , I came here to see her ❤

[@oyearindam]

Us bro ❤

[@kdzone12]

Without make up also, she is cute, her name is Suzanne

[@mrinmoynath1770]

Somethings you say but dont do. But, somethings you do but dont say. And its not cool to reveal her name bro!

[@Arshad74u]

Time wasted😂😂😂

[@rolex6170]

she is nt worth it.

[@savan9757]

Thanks, really helpful

[@selena1111111]

Very well shortlisted 👍🏻

[@manuonlineforu]

Quite brilliant. Pls cover travel and lifestyle as requested by others too. Thanks!

[@pradyumnasahu8559]

Great content Didi.

[@Loganatha_K7]

Amazon pay has stopped accepting insurance payments through any credit card. They only accept bank or upi payments. So you won't get 2 % cashback on insurance payments through icici Amazon card😅

[@rayatindra]

what an amazing video😊😊😊 love it

[@jayanthmoram]

Just Perfect! ❤

[@mayurthadeshwar8385]

🙏You R Genius👌Madam👍 About Credit Card Topic, Wow !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@dheerajs9500]

Please do this for premium cards as well.. excellent work and analysis

[@ekwinderpalsingh2308]

Best video till date. Thanks for detailed comparison🙏

[@nagarajuch5909]

Super explainattion

[@souravagarwal5787]

I have almost all the cards mentioned.

[@sumeshdhar]

HSBC Cashback Card is best. Getting 1K+ cashback monthly + 1 lounge access every quarter.

[@anne_xplorer]

This is crazy good.. Can you please make a similar video which includes premium/super premium cards too?

[@Noah-ln6oh]

I've Axis airtel card and it gives almost 600+ cashback every month on utility and grocery . It's the best card i have

[@richiegoswami8466]

Limit ?

[@hpyamr3358]

i want to know - which card offers better discount on hotels -- indusind easydiner card VS axis magnus on basis of easydiner offer ?

[@alinabin]

Please continue making such credit card portfolio vdos...it is very much useful... thankyou and appreciating your efforts.. Also pls do a vdo on Life time free credit cards of various available cards and how can it be benefited..

[@techthief3278]

Wonderful!!!

[@ankitbhowmick5819]

super detailed video

[@pranavraval3352]

Really useful and unique content, highly appreciate the efforts and thought process!! Please do make a similar video for travel/hotel/flight reward points credit card portfolio strategy.

[@CardAcademy]

Thanks for your kind words.

[@vikaskhandelwal7449]

AU LIT card with its customization feature can easily be part of any portfolio Since online has a lot of options already, it can be tuned for offline with 5% milestone feature and 10x offline feature Also for govt payment like nps and income tax or for rent payment with 2% milestone and 10x online features

[@atulkumar-oe3xi]

Yes please.....

[@abboss2679]

For utlity which one is best ace or airtel or HSBC one?

[@sheetraval3712]

SUPERB VIDEO 👏👏👏👏🎉💯💯❤️❤️🔥🔥🔥🔥

[@noone9184]

Standard Charted Smart CC Cashback comes at a Redemption Cost of INR 99 and yearly fee of INR 499. With 1000 INR capping at 2% on Govt Spends and given govt payment gateway CC charge is around .88% inclusive of GST, it may not be worth using it (for real savings) unless total govt spend is not 1L+. Also, can't make more than 50k govt spend per month. Though say one did had the money, but now can put it in overnight fund for 40 days thanks to CC, might be able to recover .7% of gateway charges.

[@ganesanrao8735]

Good.mam.really worked hard

[@madhukarkgp]

Need a card portfolio video for Travel based rewards. Include cards like Diners club, Atlas etc.

[@deep0123456]

Amazing video, never seen such a detailed video on card selection in KZbin. This video is just LIT 🔥

[@ranjithraja]

Which card is best for paying education fees

[@nitinjaiswal6227]

Mam can you conferm that is axis had stopped issuing 2 cashback cards to single customer Ex:- if you holding airtel card then you cannot take ace or flipkart card or vice versa It will rejected You can take only reward giving cards Please reply

[@himanshu810]

Is there any option to upgrade HDFC tata Neo plus to tata Neo infinity

[@aone7306]

Best portfolio ....

[@pratapvibes7954]

Excellent

[@taqdeemahsan7332]

mam kya axis bank upi credit card se upi payment karte hai to koi charge lage ga kya

[@gopalgidwani6032]

Please make the part 2 video on travel cards portfolio

[@pritambugalia]

Don't take it in wrong way ... But cuteness overloaded 😍

[@saurabhshukla2236]

Very useful

[@varunmehan1979]

Nice Content.

[@amazeme8493]

thanks for this amazing video! Major axis cards like ace and airtel axis have had a major devaluation recently, please make a revised video accommodating those changes 😄

[@CardAcademy]

Phew. Will take a lot of effort. We'll do that again in some time.

[@amazeme8493]

@@CardAcademy thanks! Awaiting your video on travel cards portfolio

[@pick7496]

I am a budget traveller.. which credit card is better... And another card fuel

[@n5funtime324]

Important information

[@nikhilraj843]

So hard working mamm

[@pankajbansal6851]

Credit card se EMI pe shopping karne per koi cashback yah reward point konse card pe milta h ji.... kyuki card se EMI pe bhi bahut use karte h log..... credit card company ko bhi EMI pe shop karene pe acha value back mile aisa card lonch karna chahiye

[@Banti2784]

Is kotak card worth to keep, I have appx 13 cards, think to close some cards

[@SHIVKUMARSINGH-shvlrd]

Nice job😊

[@AWM_Ripper]

Thanks for video which is very informative in terms of card benefits but I'd like to add one more benefits like movie tickets could you suggest me any card for this?

[@DebanjanDuttcambridge]

Hello, Aapke Video Bohot Informative hai. Aap apne videos me Purchase Protection Insurance ka bhi include kar sakte hain kya. Pata kese laga sakte hai ham yeh jab koi card le rahein hai toh ki usme yeh feature hai ki nai ?

[@ananthak555]

Which are the lifetime free cards ?

[@asianartsjewellery4479]

i pay an insurance of 4 lakh on a particular month. which card do i choose?

[@RaghvendraGupta]

Please make card portfolio video for travel.. Consider Infinia, dcb, magnus etc for it..

[@om_rockz4115]

I have about 3L spends on LIC, School fees, Mutual funds... I have about 2L spends for small payments like, Gas bill, electricity bill, food, Petrol, and other UPI payments.. which cards would you recommend?.. I was thinking to have a separate card for 3L spends and a Rupay card for 2L spends.(note: The above spends are per annum).. please help

[@SanjuPeeku3]

I think amazon icici credit card is best card for cashback 1-2 and 5% cashback ❤

[@AshishSharma-pg9zv]

thinks for video

[@jsantosh21]

What is best card to have ,I already have an hdfc infinia , my spending are 70k per month. 1 international trip a year.

[@manojrana3594]

Nice one 👍

[@rajkumarmeena6159]

Mam mere pass 4 card hai.. Airtel axix Bank Flipkart axis bank Sbi simplyclick card Paytm hdfc bank credit card LTF hai....

[@awesomepaji]

Wow effort out here is commendable! Just loved such detailed and crystal clear explanation..please include diners black, indusind eazy diner etc. cards for dining out in part 2 😊

[@papun7777]

I have IDFC Club Vistara, SBI Cashback & SimplyClick LTF, BoB Energy, ICICI AmazonPay ..Do I need to add any card in my Portfolio..please reply

[@styelnowshu]

Yes, please go for travel card, I have axis atlas card with me

[@Dheerajkumar-gx5ty]

Sweet. N transparent 🎉

[@nakulagarwal9358]

Mam what steps to follow so that we can easily get airtel axis credit card

[@kushal8261]

Need part 2!

[@S.A.R..]

Amazon icici credit card se rent payment karne par 1% cashback mil jata h?

[@atoshkaushik9130]

Also make a video on best travel related cards especially for domestic flight tickets (not lounge access) and yearly spends of about 5 lakhs

[@faheemkhan-cq5mn]

Mam sbi card delhi valo k liye nhi hai kya?

[@SourabhSharma-kq6ed]

would love to see travel related video.

[@RAKESHKUMAR-hh8jr]

Airtel axis card has limit of 300 for each cashback

[@SUBHASHKUMAR-gn5ni]

Utility bill ke liye Axis freecharge plus credit card best h

[@amitkumarverma1037]

Insurance payment is not vaild with Amazon pay ICICI card .. can someone confirm ?