இந்த தப்ப செய்யாதீங்க💥Major Car Buying Mistakes That Keep You Poor 💥Car traps explained!

#carinfotamil #tatamotors #hyundai #marutisuzuki #toyota #mahindra #kia #honda #tamilautonews
Car buying is an emotional decision for many of us.especially for first time car buyers.But there is an unfortunate trend going where the first time car buyers and middle class is trapped in search of buying a better car for long term.
To make it clear we will give 5 examples
Eg.few years ago people spend lakhs of rupes for top end to get 6 airbags nowadays 6 airbag is standard in entry level cars
People spend for big touchscreen system and say future proof now connected infotainment is a norm
Reverse camera is the top end feature we need over reverse parking alert.so we spent more money now 360 degree camera is a norm
People went for cruise control for trouble free highway rides now adaptive cruise control and ADAS
Sunroof become panoramic we can say countless examples.
All these things clearly indicate there is no future proof car.if you check a 5 year old AUDI BMW which will have much lesse features than creta
But people spending enormous money for features.
Also earlier there will be only base mid and top variants nowadays cars with as many as 30 variants.
Now please understand car is a depreciating asset.any money invested on the car is going to lose its value drastically.
One side car manufacturers are fancying the features other side government is increasing tax day by day
Remember you are paying tax insurance for the higher price
Buying a new car on a loan is the most common practice but it could also be a trap if you are not financially educated. Over 75% of people buy new cars on loans. It is an accepted and common practice. However, most people don’t understand the banking principles behind the entire loan process. That is why it becomes crucial to inform yourselves about the repayment method of any loan in general, and car loan in particular.
When people generally go to buy a car on loan, they often end up taking the EMI tenure for the longest possible duration. Firstly, that is a terrible blunder. You will end up paying interest which would be even more than the principle itself. That is not a smart move since you are already investing in a depreciating asset. On top of that, there are maintenance and running costs associated with vehicles too.
Thereafter, most people think that they would foreclose the loan when they get a bonus and lumpsum amount from somewhere. But that is, again, a grave mistake. What happens during the loan repayment cycle is that the banks direct the major component of your EMIs toward the interest during the first few years. Hence, you would have already paid a large chunk of the interest applicable for a loan of 7 years within the first couple of years. If you decide to foreclose the loan after, let’s say, the fourth year, there is not much benefit to you. The same is the case with partial payments.
So to avoid getting trapped. Sit and decide whether we need a car first.do we really need a car cities having ola uber saves time and parking charges
If you really need a car please write down you needs and choose the car/variant accordingly and invest in some other things to avoid in such traps
How much you spend for a car leave this in the comment

[@pksindias]

நான் 38 வயசுல கார் வாங்கினேன் , பணம் இடம் இருந்தும் . முன்னாடியே வாங்கி இருக்கலாம்னு வருத்தப்பட்டேன். உங்ககிட்ட கார் நிறுத்த இடம் இருக்கு, அடிக்கடி குடும்பத்தோட ட்ராவல் பண்ணுவீங்க, குழந்தைகள் இருக்கிறார்கள், ஓரளவுக்கு மாத வருமானம் இருக்கு, அப்படி என்றால் நீங்க தைரியமா கார் வாங்கலாம். முக்கியமா குழந்தைகள் ஒன்றுக்கு மேல் இருந்தால் செகனண்ட் கார் கூட வாங்கிக்கலாம்.

[@jasimabuhari3906]

Correct bro❤

[@subhu00]

Appa very true.... Eye opener video this one

[@Srivela_sanj_adi]

En husband ku 45 ipo than mudivu eduthom car vanga 😢😢

[@rajaarya5881]

​@@Srivela_sanj_adienna கார் வாங்குறீங்க

[@Srivela_sanj_adi]

@@rajaarya5881 swift dzire vxi

[@louis1422]

கார் வாங்கினால் மேலும் மேலும் அதற்கு செலவு செய்ய வேண்டும் என்றும் பெட்ரோல் டோல் கேட்டு போன்ற பல்வேறு விதமான செலவுகள் கழுத்தை நெரிக்கும் என்றும் மனதில் வைத்துக் கொள்ள வேண்டும் மேலும் லோன் போட்டு கார் வாங்குவதை அவார்ட்ஸ் செய்வது மிகவும் நன்றாக இருக்கும் இந்த வீடியோ பதிவிற்கு மிகவும் நன்றி

[@sureshv2305]

Should not go more 10% of salary for transportation. A very good and valid point

[@user-ef6tz8gp3k]

வணக்கம்🙏 இதுவரை நீங்கள் கொடுத்தது இரண்டு வருஷமா அருமையான பார்வையில் பார்த்துக் கொண்டுள்ளோம் ஆனால் இன்றைய பதிவு சிறப்பான பதிவு வாழ்த்துக்கள் வாழ்த்துக்கள் வாழ்க வளமுடன் 👌👌👌🙏🙏🙏

[@pappacreations]

இன்றைய மக்கள் கார் வாங்குவதற்கு முன் இந்த மாதிரி விசயங்களை கவனிக்க வேண்டும் இந்த வீடியோ பதிவு மிகவும் பயனுள்ளதாக இருக்கிறது நன்றி 🙏🏻

[@rocky123777]

Excellent Video !!! I was screaming the same to everyone but no one listening 😢

[@chakravarthit578]

Thambi ne pota video la ethu than best video ❤❤❤

[@MohamedFarook-fy2bu]

Avaru post pandra elame best tan thalaiva🔥 worth contents💯

[@chakravarthit578]

@@MohamedFarook-fy2bu Eazaiya erunthu oru car ku aaza pattu car vangi nasama poga kudathu Boy sir,. Atha thambi correct ah sonnaru,. Cycle, bike,car vaanga aaasa mattum pattu eangura eazaikalil nanum oruvan Boy sir.

[@MohamedFarook-fy2bu]

Athu puriyuthu Annae.. nega intha video tan best nu sonniga atan sonnan nanu

[@rsk.1]

Sunroof is unnecessary in India, cruise control is also not used mostly, in the crowded highways

[@25hariprasathm16]

This rule cannot be applied practically. For a 10 L car, if u pay 2l down-payment, then for 4 yr loan your emi will be 19000 ... This could be 10 percent only if your salary is 190000. A person with this income could comfortably pay entire amount by saving for a year itself. So if you don't have any other loan, for the same situation you can take up-to 30 percent of the salary for emi... This can only be made possible practically.. So it can be modified as 20-4-30 rule

[@kingslyjesus]

Theory and practical are different bro. Your point is valid.

[@johnelango3278]

Fantastic bro, no doubt it is very very useful, I never expected these kind of information from a car promotion channel, it will bring you more appreciation for this channel for sure. They way you narrate wonderful, hat's off ❤

[@dr.kabilan4964]

Uh uh I’m not they type of person who buys from features touch screen vachitu na enna panna pora? Phone iruku I just wanna drive, those ADAS are developed because autonomous cars can’t be 100% successful for now so adas feature nu tharanga mass market ku. They are just testing you and learning the algorithms. Drive panna thana car vangarthu athu enna sun roof moon roof la it’s jus shit. Buy a car with good power, torque and handling too. Don’t just fall for features and fake luxury it’s not house you ain’t gonna stay in it permanently.

[@gobblethem1031]

💯 agreed sir !

[@sabarinathan98]

Na car vangura idea la erundhan. Un advice romba useful erunkum yenaku. thanks 😊 👍

[@sundarn6867]

மிகவும் பயனுள்ள பதிவு. கவனத்தில் கொள்ள வேண்டிய பல விஷயங்களை சொன்னீர்கள். ஆனாலும் கார் பயணம் என்பது ஒரு சொகுசான ரதத்தில் பயணம் என்பதையும் நாம் கவனத்தில் கொள்ள வேண்டும்.

[@MahendraSah]

I've been following your videos for over a year now. Your videos have always been precise to points. What makes you exceptional is your videos also provides information from buyer's POV. This video stands tall against all of your videos. Kudos to all the work you do!

[@pradeepb1277]

The information which is not spoken by many.. Apart from loan charges, you have to pay for hypothecation charges and afer loan completion the removal charges for the same The showroom pushes for top variant if u go by loan, they say like "Sir oru 5 emi dhan extra".. but i went with exter sx, which was 7.99L ex showrom.. Keep rocking bro

[@SSREditzMDU]

Enga second hand market poi paarunga.. Avan enna price ku vaangunano athey price la thaan sale pandran.. depreciation onnum perusa illaye.. 75% cost return edukuranga..

[@prakashbalu2000]

plz yosichi pesunga

[@SSREditzMDU]

@@prakashbalu2000 ennoda friend 2013 Hyundai i10 3 lakhs vaangirukan second hand but brand new car 10years ku munnadi. Ipo same car second hand market la price 2.75 lakhs minimum. Ithula enna depreciation.

[@VinayakMahadev11]

Polo GT 11 lakh in second hand 😂😂

[@RameshKumar-yo4mu]

No car No stress …Petrol Road tax Toll Insurance Maintenance charge Parking charge EMI . Oh My God No

[@obsessedwithbussidgame2743]

also, if we are coming in car, we should give tips to security in places like restaurants, malls etc. they will keep saluting you till you give money, cant pass through them when they are doing that. in some signals, some people come and clean windshield (even if you say dont do it) and ask money, we have to give money or they will say bad things. need to pay illegal parking charges (for parking in road as well) collected by local rowdy politicians, cant argue with them. in our country people think who is having a car is rich and people inside the car should give money for whatever reason they ask..

[@Mike08067]

தயவு செய்து யாரும் second hand car வாங்காதீர்கள். அதற்கு பதிலாக Entry level car வாங்குவது மிகவும் சிறப்பு. Second hand car வாங்கி நாசமாய் போனதன் அனுபவம் இது. பொறுமையாய் இருந்து உங்கள் தேவைகளுக்கு ஏற்ற car வாங்குங்கள். அடுத்தவர்களை impress செய்ய நினைத்து car வாங்க வேண்டாம்.

[@Elangos30]

Suppose na oru car eduthu, atha 15 yrs nane vachu use pana poren apdina na 10 lakh budget la edukalam la, bcz 10 lakh is crossing of my budget

[@DigitalVisitant]

You can.. But try to ensure that you pay atleast 30% as down payment and also have a mindset of using the car even after the initial 15 years if it lasts longer. And finally I would still not recommend you paying more than 20% of your salary as EMI. If it goes above, it will take 35-40% of your salary in the name of Insurance, Service, Fuel, Toll costs etc.

[@aravindraj4652]

Buy a 2-3yrs old car 10L u ll get for 6.5 and it can be used for 10-15yrs with prop maintenance

[@svishnukumar5774]

Nalla performance, decent milaga and build quality irundha podhum.

[@amirthampr]

planned to buy a new car and this gave me good idea

[@vchristalrajraj6770]

நல்ல ஒரு விளக்கம் அருமை நன்றி

[@Alex9981able1]

I thought going for Kia sonnet top end model but after that I change my mind to go for Maruti ignis alfa topénd for 6.8 on Road price , But same sonnet topénd price is 14.6 lakhs Compare to sonnet ignis is very good in mechanical function only the cosmetic change are different in sonnet. Maintenance is to low in ignis and millage is very good and I got millage of 23 at highway, I am not blaming you Some you tube volger will put video giving to hipe to cars like Hyundai Kia and some brands. But all to end if any going beyond speed of 90 kmpl and meet with accident no star rating will save the life. All the brand car are safe if we drive and handle correctly. People needs to decide the car needs for their needs or status.

[@aasaijeeva7474]

Super bro valuable information ✌

[@prakashbalu2000]

excellent awareness video especially for middle-class family

[@Maduraijayamplays7008]

I take base model car to modified I esay to pay amount 50-50

[@ambrosepravin2072]

U cannot modify its affects your car warranty

[@magebharath1739]

Yes i am also taken base modal car Balleno Sigma with year end sell @750000. 250000 Loan

[@kpkarthikeyan5066]

What you are saying is exactly correct 💯

[@vinothpermal8223]

Love the opportunity to talk to you and friends ☺️😁

[@maheswaranb.d.b.d.maheswar7309]

Super 🎉 nice voice and good speak 👏

[@MPVijayKhanna]

Semma explanation brother. God bless you

[@pragadeeeswaranpragadeeswa2522]

Good research.. Valuable and true points...

[@jillaparani6077]

Swift baleno or i20 which one best & which variant value for money bro

[@krish1776]

Romba nandri na.. romba useful ah irundhichu....

[@prabhusalamon8510]

Thank u good information Biggest alerted. Not to show of ❤❤❤❤❤.

[@user-kj5qx7kk6s]

Thank u for better explanation ,keep it up

[@Asai0965]

Sithapu very good information..will be helpful to all new buyer's

[@jagansekar7850]

Very good advice to public thank for your goodness team 👏 ❤

[@NORTRONGAMES]

cars are no longer depreciating assets. in the last 3 years automobile inflation increased by 38%. people who buy quality cars can sell them in another 5 years for almost 75% of their buy price. old polo cars are selling now days for 15L.

[@sanjayls1955]

What old polo cars selling at 15 L 😂😂😂😂 .

[@yamunadevi6521]

Verry use full message

[@aanandaganesan5247]

Sir, Very good advice! Thanks alot.

[@rajakanna3746]

Superb information bro, it's 100% true

[@animalskingdom3950]

Breeza good looking well build quality 1.5 litre na well refined engine is best below 10 lakhs SUV

[@jasimabuhari3906]

Super bro innaiku than nega arumaiyana advice panni erukinga ❤❤

[@ghostriderbala9057]

Rental cars pathi oru video make Panni podunga Anna

[@user-mi3ci9dq7k]

Thank you sir. Very good information.

[@selvamece91]

super video. Great work 👍

[@shortstamil8181]

Super analysis thanks

[@vasuvinothkumar]

The fact you said..thanks alot bro🙏

[@vignesh.j]

Bro next time create video for to buy base and convert to top best ah or buying with some basic features is best ah

[@samdhanatv8291]

Great Video.. Thanks for creating awareness to the people 🎉❤

[@vinothkumar-ms7vo]

அருமையான பதிவு 🎉

[@sankarkarthikeyans6342]

Good very good advice excellent

[@hkk8240]

Excellent content bro keep going 😊❤

[@sathishnishan4051]

Social awareness video ❤

[@kannansrinivasan1358]

Really very much informative video. Kudos 👏

[@rubinaraj4636]

Wat abt buying used car sir

[@subashsubash462]

Thank you so much sir 👏

[@nandhangk5514]

Useful video ❣️👍🏻👍🏻👍🏻

[@gopalkrishnan1496]

very informative 👌👌👌

[@prasadmuthukumar3658]

Thanks for your good advice.

[@navinkumar6388]

💯✅❤ Just today my pastor spoke about lust and greedy Since you have car why should I buy a car? Surprise 😊 this video 📸 is uploaded today

[@aravaidigitalstudio5179]

அருமையான பதிவு மிக்க நன்றி 🙏

[@raghunathan3244]

Good Points brother

[@jacksonjoser2249]

Brother, 2023 model XL6 zeta variant Rs40,000 discount la (new vehicle) kidaikuthu. Atha nambi vaangalaama..... vaangunaa future la ethavathu problems varumaa

[@CarInfoTamil]

If it meets your requirements you can buy

[@venkatesh.v4704]

Your correct Good message 👏

[@gopikrishnan1969]

Now a days endha car vanguradhunu yosikuradha vida andha car la endha variant ah vanguradhunu dhan periya kolapamae varudhu

[@jayasekarkompala5947]

Well said Keep it up Thank you

[@almondcashewdry9888]

Usefull கண்ணா

[@specialfoodeatingvedios5965]

Swift vangalama vxi pls reply bro...

[@zaheerhussainzaheerhussain1399]

Useful review bro

[@kirubakarengineer]

In Hyundai I got mid variant magna base variant,higher end sportz top end asta avlo dhan irundhuchu nanvangrapo in 2021

[@ashwinrajvp1815]

Very use full importations... Please follow every middle class car buyers👍

[@dineshbabu1964]

Super jii very useful info

[@ebenezersathishpaul3559]

Wonderful Advice 🎉

[@Srivela_sanj_adi]

Very useful bro thx

[@PrabhuRPR]

broo, you can tell by looking at the ad that's playing, the showroom person just looks a bit evil. I have seen this in many many movies, haha

[@gopalsam479]

Really true....

[@anithangel208]

Eye opener video!

[@vinothpermal8223]

Maruti Erigta and your family and friends is a few minutes to talk to you and your family 💋💗

[@AppuAppu-nm1bz]

Bro is brezza worth buying now? Or choose any other car ?under 10_12L

[@Aravinths3]

Breeza is best car

[@vinothpermal8223]

So I can do it in a few minutes ☺️😄

[@MALLASAMUDRAM]

Thank you

[@thiyagutt]

Super responsible video bro.

[@Xrtsersv]

Good Vedio bro 👍

[@user-tc1is7qo7g]

அருமையான அட்வைஸ் ❤

[@SureshSowndappan]

Good information ❤

[@pandiandthservice8639]

Super sir, romba crct ah sonnenga.very important msg.

[@Tara_edits_05]

Tq❣️

[@saraswathiraju3239]

Very useful video

[@ajaydurai001]

Thank u

[@happyconstruction8401]

It's truly. 💯 %

[@pgandrew2410]

So a second hand car is best with lower kms driven cars.

[@CVACARDS]

Useful Details

[@muthaiyan8655]

அருமை தகவல்

[@manikandanhariharan8833]

super..

[@balakrishnan1827]

Yes is Right 👍

[@sudhirmaheara9297]

Valid message ❤

[@jcdr8524]

அருமையான வீடியோ🎉🎉🎉❤