Caroline & Waceke: Vision 2022 - Money 35-40

Between 35 and 40, you best believe you will need to rethink your money and your money priorities.
1. Pay off non-mortgage debt
2. Increase your emergency fund
3. Diversify and rebalance your investments
4. Advance your career aggressively
Above all, MAKE.BIG.MOVES.

[@cikumainone]

Good info with lots of truths...but these ladies shouldn’t tell people that they can’t start at 40. People should not lose hope. Lots of people began their success stories after 40. Everybody has their time. Let’s not get boxed by these age ranges. Live your own life. I hope I have helped someone out there who had lost hope after watching this video.

[@TheNaisenya]

I'll watch this everyday, then weekly, and then monthly for the rest of the year. This is a gem. Thank you Caroline

[@carrinahwambo5674]

If its doesn't make you better ,if it's doesn't make you money or if doesn't make you happier ,it's not worth your time !Always make friendship with people's who values your time and multiply your life and time ,I wish I can like this thousands times . I can confess ever since I started to follow you ,my life has really changed . I bless the day I met you Caroline .

[@jeffECDmedia]

Its people like you who speak the truth without mincing words.I am glad i follwed your advice...

[@xgenerationtrends5435]

These 2 gorgeous ladies here talking about their 40s yet they look like they are still in their early 30s. THANKS!!

[@holylady1000]

If it doesn't make me better, if it doesn't make me happy, if it doesn't make me money....I haven't got time for it!!!!! Powerful statement 👊🤛

[@NasraSheekh]

I needed this about 8yrs ago. I guess, it is never too late to sort myself out.

[@lizzie3724]

It isn’t How are you?

[@mbayawetu]

awesome series. Am 23 and I appreciate this, I hope to walk in your steps. Waceke your hair is amazing

[@muriithimuchiri416]

Amazing, It's 2022 and still waiting for the 40-45 episode. Hope it's coming 😁

[@donnakariuki9616]

Caroline thank you. I have followed this series am in my early 30's and am woke!

[@nofacenocase7648]

In my early 20's and this is Woking me up!!! 😊

[@StandUpPhilosopher254]

Everyone in Kenya should watch this video.

[@karihe8150]

I am @my late 20's thank God I came across this.Now is the tym God help me💕💖✌️

[@maryjuliet2985]

@Caroline, it will interest you to know, that in the times we are living in, at 30 yrs of age most graduates are still struggling to find employment. for most the pay ranges between 25-45K so in as much as you mean well, we gotta be realistic. The average 35yr old Kenyan, is probably earning 150k in this times we are living in so by the time they start earning what you were making at 35-40 they'll probably not even be able to afford these homes you are talking about

[@flexwithlaura]

Very true. But I think we can always; start small, avoid unnecessary debt, live below your means, budget. You don't have to buy 1 acre or a house worth 50 million shillings. You can start with an 1/8, and if you can't do that on your own, partner with like minded people(friends/people you trust) and take the leap. I just graduated last year and it is hard getting a job. But I have hope and somehow things will work out.

[@wirasworld.2413]

Am in this age blanket and even 10k salo it's a problem

[@Andrew513ful]

It's the principle being shared here that matters.

[@angelmwai8406]

I reasonate with you ladies. I have had my 2012 Honda CRV going 7yrs this July. I will drive it next 4yrs till i pass it on to my daughter. Carnote $$ is going straight to my investments. I said no to Flossets. #Needs vs Wants.

[@gkalisa1]

Caroline and Waceke, Thank you for the Great Knowledge and advice. Both awesome teachers of life!

[@kitupoa1]

Was waiting for this segment (now you know my age😉😉😁) thanks Caroline and Waceke😘👍👌😊

[@wairimumosha9655]

Thank you Carol, we need these conversations as youths. Thanks

[@petermugo9752]

Be blessed Caroline and waceke for opening our eyes

[@estahadassah9470]

Great advice Ladies👍! Waceke, your hair rocks🌋

[@KleithKyatuhaire]

I love you, your my model😍 and listening to this now...at this age. I appreciate you.

[@kethiwangeciwacira8464]

Thankyou so much Caroline. I'm just entering this bracket and I love the advice. Be blessed.

[@essymuthama8710]

Such vibez make me stay woke👍

[@MoniqueFamilyLifestylevlogs]

Best Series ever its an Eye Opener Thank God for you Ladies you are both a Blessing.

[@graciakinyanjui6937]

Pls do 40-45yrs i feel am doing bad financial need a jumpstart, ideals on how to take off

[@simonmunyiri6532]

It never late to start...kfc 65 started...oprah 40

[@naisolanellius9849]

Thnx girls didn't do big tyme celebration at 40 but I thank God for this nimeona niko poa God guided me me he continue guiding. I have saved all this for my Profs hakunakuchanganyikiwa kama mummy

[@mosesmukuna]

We need policies that are beneficial for the whole country,in order to narrow the gap between rich and poor,so everyone can feel comfortable.

[@shikuhadassah6550]

Am at early 30's and need to arrive at my 40s like a gangster too. You laddies are amazing. Listened to all the three episodes and am just looking forward to the 4th,5th, 11th aki.

[@rahabmuriuki7719]

hahahaha...eyes opened..

[@kylealex3804]

This is what I needed to 👂 so timely...bless you

[@petermwas9890]

Thenx caroline i love the series

[@zipwangui]

My thumbs were up by the end of this coz i knew what i need to do!

[@josephinekoki5376]

Thank you Caroline n waceke. Eye opener.

[@felixmaina9592]

Carol and waceke .. salaam aleikum Am I qatar the realities you tell me ..age, time and money.. I'm working hard on...

[@nboyd7084]

The poverty support group? love it.

[@Brenda-ii4fn]

Wow, these ladies are life itself 😀

[@sparklewine]

And 2022 is here...

[@MwendeSchwinn]

Great points. time to make big moves!

[@esthermutahi2811]

I love this

[@FranciscaKamau]

multiplication of time, the value of time so help me God Centonomy ama do this course this yr. 40 is neigh!

[@baskolinamuhati9322]

Thanks a lot of this

[@suzzmile82]

so enlightened thanks Carol for sharing this

[@margarethpretty9609]

very insightful. Thank you

[@marymbaka]

Thank you ladies. This is it.

[@doreenaluoch3697]

Thank you caroline and waceke wao

[@TRENDINGISHUMIKENYA]

SO INSPIRING

[@TheKilwake]

Excellent clip, learning so much.

[@malkoashaali5430]

THANKS OF THE SHOW

[@tushiyakey9677]

This is pressuring me up.

[@janicenyokabi5374]

so timely...

[@Everydreamdeservesachance]

Waceke I love your hair...

[@torijohn581]

What do I do now that I was never conscious at all those seasons? Is it all lost? Can I redeem myself?

[@trishtrish2349]

yes you can you have to start changing the way you think and the best way to start doing this is by getting yourself and reading a copy of 'rich dad poor dad 'by Robert Kiyosaki

[@Abebo21]

All is never lost,start now”n i mean literally now”i also was never cautious with my future plans etc but am turning 30 this year n i am woke like never before,i have completely cut off unnecessary expenses (until i meet my goals)n am now saving n investing as much as i can,as long as u start making those moves n working towards achieving those goals,then u can never be too late🙏🏾

[@lynettemotari6303]

40 is almost calling my name, i need heeeelp!!

[@lydianyawira3827]

Thank you Caroline!it's going to be a woke 2018

[@charlottechelangat6360]

is waceke 40+ good advice there i need to multiply time....

[@njokimuthoni3127]

Am here.It's 2022😱😱

[@Mwanayera]

A billoin likes, I am learning so much. Thank you @caroline Mutoko..

[@catemwai8918]

Forty celebrations in Vegas.Goals

[@cashjoyze]

What about those people who are educated but can't get a job anywhere?

[@malkoashaali5430]

were is 40-45 we need it

[@lucymwikali1770]

I'm woke!!!

[@apriliacess8053]

Most people want to impress ,The goal is to be rich not to look rich.l got my coins together😎

[@jacklynenyongesa4357]

Learning in my 20s

[@betinansi201]

Unfortunately these are not possible for majority of Kenyans. Many are struggling to land a first proper job even over 40 despite having good education.Unless this is a different Kenya.Of course some of you were very lucky and had good connections and started earning very early. Lets keep it real with the current Kenya .

[@betinansi201]

"You cant be starting in your forties"? scam. Be realistic to the world around you ladies even if you were blessed enough ti start early.You can plan by 20 but if no opportunities come your way you are doomed.Start when you start getting the slightest opportunity with the least that you have.Hii maneno ya age brackets can make some people commit suicide. Kindly be realistic to the Kenya where the majority cant even afford a meal a day. Thanks for the video but i hope you read our feedback too.

[@trishtrish2349]

nice one

[@gracenyoro1311]

And hear we are….

[@felixmaina9592]

What about 20 to 28 will you do

[@rosenjeri2218]

felix maina they have already done it. It's called Money in our 20s.

[@tandile2930]

Lmao at poverty support group