Celebrating Birthdays Without Breaking the Bank

💵 Create a free budget. Sign up for EveryDollar today! ⮕ ter.li/owvnye
Cue the confetti! What better way to celebrate Rachel’s and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget.
Next Steps
• 📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives: ter.li/r00xtm
• 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special
🍸 Paper Plane
Recipe: Liquor.com
Ingredients:
• 3/4 ounce bourbon
• 3/4 ounce Aperol
• 3/4 ounce Amaro Nonino Quintessentia
• 3/4 ounce lemon juice, freshly squeezed
• Ice
Instructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass.
Explore More Shows From Ramsey Network:
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💸 The Ramsey Show Highlights ⮕ ter.li/ls738t
🧠 The Dr. John Delony Show ⮕ ter.li/jy41yb
💰 George Kamel ⮕ ter.li/jxpkwe
💡 The Rachel Cruze Show ⮕ ter.li/zn5yjl
💼 The Ken Coleman Show - Highlights ⮕ ter.li/yhoefe
📈 EntreLeadership ⮕ ter.li/nmira1
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[@13Laynie]

My favorite is George is complaining about chick fil-A ONLY giving a cookie!! Then ONE second later praises crumble for giving a whole cookie!

[@rachaelholderman9677]

Crumble Cookie's cookies are a meal in themselves! lol

[@tidegirl6526]

Have you seen the size of a crumbl cookie? 😂

[@tsiongemechu4253]

It is not the same and you know it!

[@rokae]

A single crumbl cookie is like 1200 calories, lol

[@cariefrost2930]

​@tidegirl6526 Crumble cookies are over rated and ingredients are Awful

[@montanaleal9862]

My birthday was April 30th. I have made it a tradition to spend the day getting all my free or almost free items. I stopped at 8 places Tuesday. I got a free $18 dry shampoo from Ulta, a vanilla ice cream cone from Chick-fil-A, paid .37 cents on a chocolate chip cookie from McAlister's, free trenta Starbucks coffee, a whataburger junior, 6 min donuts from sugar llamas, a full entre at Bricktown Brewery, & last a concrete from Freddy's. When I totaled all the cost it was around $60 pre tax. Obviously didn't eat it all in one day but it was just fun & all of these places are in the same area of our town. 👌🏼

[@thaisrutman8994]

I do that but I give away everything I don’t want to keep ( usually ultra and Sephora ). I give away saying it’s my birthday and I want to bright your day! It makes me feel so happy to brighten up someone’s day.

[@montanaleal9862]

@@thaisrutman8994 awe that's so kind of you! Good idea!

[@justaperson803]

Hi birthday twin 👋🏻

[@montanaleal9862]

@@justaperson803 hey girl hey!!!

[@user-vb6sq9ml7b]

Nice to hear I'm not the only one!! I always get a free Grand Slam at Denny's, a free burger at Red Robin and free popcorn and drink at the movies!

[@williamehlers5158]

Rachel’s favorite thing to say is “It’s great”.

[@andreamartin5021]

"So good, so good" 😂

[@ghostbird92]

"This is probably all the chords Taylor Swift knows" lol omg

[@tressalewis7004]

We have a celebrate plate - the birthday person gets that plate! Helps to make them feel special. Also, with a tea pot full of questions on the table. At the end of the meal, during cake time, each person takes a turn reading a question aloud. They then try to answer the question. It keeps the conversation on the birthday person.❤

[@jamiestanley9234]

I love that! I bet it’s a lot of fun 🤩

[@A2thaLO]

For my daughter's 9th birthday last month, rather than having a party, I took her on a Dolphin sightseeing cruise in our town. Cost me $32 for a wonderful time and memorable experience. She loved it, and I saved a ton of money.

[@jamiestanley9234]

Wow! I’d take that over a party any day

[@judyjetson8542]

George has some vocals!!! 😂🎼🎤🎧

[@margaretbarajas3890]

I agree, George should sing more on the show

[@LadyMatriarch.]

Not me singing happy birthday with George!😂

[@cheerfulmouse]

Me either 👀😅

[@Xavier-vo8xg]

George doesn’t look a day over 25! Happy Birthday George!! Happy Belated Birthday to Rachel!

[@Maryred93]

How you can tell George is from Massachusetts: “100 people, that’s like most people’s entire graduating class” 🤣 I can relate. When I moved to TN and conversation of high school size came up everyone was always shocked at how small my high school was….especially since it was a public school. They always assumed it was a private school 🤣🤣

[@averynmitchell]

Yeah, that's exactly it! When I moved from New Hampshire to Georgia, I was convinced I'd be the new popular kid. Back at my old school, anyone new instantly became the center of attention, no matter socioeconomic status or anything. But in Georgia, I was like 1 of 20 new kids like me at my school, the graduating class was three times larger than my old one. On top of that, there were two more high schools in my area! It was definitely a reality check!

[@aliciaeasterwood]

Caroline is precious! Every person gets a "happy birthday!" from her ❤

[@jbr2991]

As our girls got older, we would include the following phrase on the invitation: Your presence is present enough.

[@Klaudyacampos]

🥹🥺 I love this. This made me tear up. What a wonderful thing to read if you’re invited to a birthday party. It feels so much more special too no? Wow I might steal this one ❤️ thank you

[@cadistrophic9592]

Happy birthday from Texas! Today is my wife’s birthday

[@ClaireSaysHeyThere]

Listened to the podcast last night but came here today to comment a great gift idea that I took from my mom! When we were kids, we’d get our friends a little Blockbuster gift card, a bucket of popcorn, and a candy bar so they could have movie night. Now that everyone has streaming services, I do this for my kids’ friends but might throw in a card game or cheap pair of PJs instead of the BB card. Movie night! Also just love to give “consumables” in general. Nobody really needs more stuff cluttering up their home!

[@Klaudyacampos]

Not Forest saying May 8th completely had me wheezing in laughter 😂😂😂 I’m loving these videos ❤

[@tammyjohnson5368]

This was one of my favorite episodes. Rachel's facial expressions and George's wit crack me up. Thank you for making Thursdays at work special.

[@user-vb6sq9ml7b]

My best bday was non-stop movies all day, friends came to what they wanted. I was in high school...it was Hocus Pocus, Free Willy, The Firm, and Jurassic Park! They were all at the movies at the same time! What an epic summer. How movies have changed, now that we watch so many things at home on our couch.

[@calvinwebb8949]

I wanna wish my two favorite Ramsey Personalities a Happy Birthday. This episode had me laughing all the way through it. This has made my day. 😂

[@paigedamian7715]

When I turned 42 (April 1st b-day, I have always hated it), my best friend threw me a "life the universe and everything" birthday because if you have read Hitchhiker's Guide to the Galaxy, you know the answer to Life the Universe and Everything is 42 :) My oldest daughter's favorite party was the year I was working a Renaissance Faire and we turned the whole fair into a scavenger hunt ( went to all the other vendors and asked if we could leave clues for the kids ) and she and her friends from Faire went around, collected all the clues and the hunt ended at the "pirate" camp across from our booth where we put the largest wooden chest we had and filled with trinkets and beads and candies. She still talks about it, lol. Happy Birthday to you both!

[@tressalewis7004]

We also make homemade ice cream cake, if that is what the birthday person wants! So easy and saves so much money❤

[@margaretbarajas3890]

I had to watch this KZbin episode just so I can see George playing the ukulele. How fun! As a person who started playing the ukulele at 10 years old, I realized I never played the Happy Birthday song on the uke so I had to see what chords he played so I can learn it. 😅 Happy Belated Birthday to Rachel (Yay, April Babies😊) and George! This was a fun episode to watch.

[@smssms672]

George, you have a great voice.

[@lesliestephens6982]

They are adorable…so fun!

[@mmmw0824]

Stop it why am I crying at them singing happy birthday 😅 I love watching you guys. HAPPY BIRTHDAY GEORGE AND RACHEL!!

[@astorytoldhere]

Best episode ever🤣Happy Birthday to George & Rachel!🎊🎉

[@akuawiafe9412]

Happy Early birthday to you George 🎉🎉🥳

[@garlandofbooks4494]

@18:52 “No gifts necessary, just your presents 🎁 “ 😂

[@G7G2K]

Happy Birthday to you both, George and Rachel!!!!!

[@heatherdoeur114]

It’s amazing that they mention September 27th! That’s my birthday 🥳 🎂

[@lindacondilli6494]

My best friends birthday is May 8. The “bad” birthday. Lol

[@deannasosa8444]

Happy birthday Rachel and George! 🎂

[@cissimariehimple6184]

Wow! Same birthday! Happy Birthday George!!! 🎉

[@hockeyhalod]

Happy Birthday's all around!!

[@Liz_AMusingWanderer]

Happy birthday George and Rachel!!! 🎉

[@victorianameneverner8922]

Happy Happy birthday to Rachel & George

[@staceycasey5954]

🎉HBD to you both! Love the show!!

[@eatacocoanut]

I love this show so much! Just found it a couple weeks ago and am watching every single video. Keep going!

[@tiffanysteen8150]

Cinco de mayo bday here! Happy Birthday Rachel and George!!! 🎉

[@ashleypiper2558]

My two favorites! Happy Birthday to George and Rachel!

[@akuawiafe9412]

Happy belated birthday Rachel 🎉🎉🎉

[@amuro996]

Beautiful episode! Happy birthday guys!

[@AlainaInBlue]

Best way to start my day listening to you guys! Thank you for your fun videos😃

[@kathymiglio8196]

Happy Birthday Rachel!!! Happy Birthday George!! Great show!!🎂🎂

[@ldannyw]

Worst gifts - I got a box of dried beans, canned goods that were almost out of date, and stacks of random loose napkins. I did my best to appear grateful and happy, but I offended the giver anyway because I was not as excited as they wanted me to be. I'm also a very quiet and reserved person, so I'm not sure what they were expecting. (And no, it was not a joke)

[@ashleypiper2558]

Why in the world did they gift that to you? What a strange gift

[@Ryan-rg1wz]

Happy birthday both!🎉🎂🍾

[@joycecarde7759]

OMG! You guys are hilariously funny! What a duet you both make! I love ALL the talk about money, social life, and everything else that matters in an individual's life. Always look forward to the next and the next and the next episode. In the meantime, I binge on ones I've already seen and learn something new each time! HAPPY BIRTHDAY TO YOU BOTH! 🥳 🎉

[@emilybradley628]

Smart Money happy hour is one of my most favorite things during the week. Happy birthday Rachel and George!! PS George, we loved Mary Kate and Ashley detective/adventure videos and books growing up.

[@SuperBetty00]

Happy birthday to you both. George and Rachel I love this show ❤❤🎉🎉thanks for all the laughters listening to your show at work and laughing keeps me going thank you 😊

[@kaylacalvacca5330]

Yes, George!!!! I had ALL of the Adventures of Mary Kate & Ashley books 😁

[@gospelgardensandtunes4109]

I absolutely love this show.

[@MomoHitsujiOwO]

How appropriate of an episode for me! Celebrating my birthday this month too and this is great advice! Thank you! ❤ Edit: Happy birthday George! 🎉

[@businessacc179]

Haha same bday Rachel! How funny!

[@gospelgardensandtunes4109]

Thankyou for the laughter fuel. I often find myself laughing so hard I cry. Rachel, I wish our kids could play together while we chat on my porch. George I can’t wait until I see you do your first standup comedian show…but I guess that’s what you already do. Your snark is addictive.

[@brianpulliam1100]

I remember a surprise party when I was in elementary school. My dad and I went bowling and when I came home and went to my room, there were my friends from school and church.

[@CrystalWilliams-pb8kx]

I work with 24 ladies in my office and I buy dollar store cards and a Hershey bar for each birthday. I mean who doesn't love chocolate on their birthday! It's funny they have all come to expect it and say they look forward to their annual candy bar from me. No one needs a big gift and can't afford for 24 so its a WIN WIN!!!

[@stevenjaco5539]

Really fun episode! Loved it

[@TheRealFrostysaur]

Feels like a week since I've watched you guys!

[@emmawilliams8098]

Happy birthday both 🥳🥂🎂

[@amyethridge1798]

Freaking love this episode 🎉 Hilarious!! And honestly great ideas. 😊

[@catalinab7626]

🎉🎉 Happy Birthday 🎂🎁

[@barbaraannricciardi5972]

perfect timing - my birthday is this SUNDAY!!! Thank you fellow Taurus babies!!!

[@jamiestanley9234]

Happy early birthday 🎉 I hope you have a great day 🙂

[@bolani40]

I just love you guys🎉❤

[@victorianameneverner8922]

The lil guitar❤🎉🎉🎉

[@veerebel7112]

Lets get some guests on the show. Winston and George would be hilarious.

[@curvygirlzrock8836]

Adorable episode…🎉

[@lindacondilli6494]

Great voice Jorge!!

[@eandrgoodwin]

Back in the day when I used to put actual pen to paper and write letters and cards, I would send a few Dairy Queen dollars with the card - whatever was enough to get an ice cream sundae for their birthday, cuz EVERYONE deserves a sundae on their Birthday!!!

[@Sadielady21]

I had an epic birthday party for my 60th, live music and all. It was great!

[@charlottelrose3221]

Wait are both George and Rachel Taurus?! Mind - blown. We need a whole episode on their astrological compatibility as friends and general capacity to be amazing.

[@LindseyHarvell-vc4ez]

Probably as a Christians they wouldn’t subscribe to zodiac and the guiding of the stars.

[@lindacondilli6494]

Agree!!

[@lindacondilli6494]

@@LindseyHarvell-vc4ez maybe they would. I mean they drink alcohol.

[@Ninjaflyingpinkducks]

​@@lindacondilli6494 We just ignoring Jesus's first miracle then? I guess I didn't get the memo. 😅

[@robinmartin2813]

My favorite duo. I love yall show. I laugh the entire time. 🤣 😂❤

[@pattimullinax7618]

Aww.... George and my sone share a birthday (except George is a year older). We also took a group of kids to see Spider-Man the in 1999.

[@kristencobb230]

My adult son’s birthday is today! I passed some of these freebie tips along! ❤

[@_JanetLouise]

Happy Birthday

[@robinmartin2813]

Happy Birthday 🎉

[@annpalos1169]

Did anyone else get the Party City add during this video 😆. Great episode guys!!! Favorite part ….may 8 Forrest Gump-esque 😂

[@Ryan-rg1wz]

Watching from the 🇬🇧

[@bettedavis9261]

My husband's and my birthday are 8 days apart. We share a celebration at home with our two adult sons. My husband cooks on the grill, or we order carryout pizza. I make a cake for dessert. No gifts allowed, as we're BS 7, and don't need anything. Like George, we have a monthly sinking fund fir gifts.

[@user-hz1dy6yp5m]

In Canada, you can get anything from Starbucks free on your bday, many people don't know it. One friend gets the most expensive sandwich they have, every single year.

[@diptisingh6762]

This is perfect episode. My birthday is at the end of the month.

[@kscrog601]

I didn't catch the name of the drink at the beginning of the episode, so here I was picturing Rachel's dream party with people throwing paper airplanes all around and wondering about Rachel's strange paper airplane obsession.......🤪

[@dianacarpenter6578]

same lol!!!!

[@marchydecreative]

soooooo when are we gunna get a full version of George singing a "happy birthday" mashup?

[@ks85224]

Dang! Nice falsetto, George!

[@Halfwaythere807]

Rachel I’m not a card person either because they get tossed by the recipient. However, I kept all of the cards my parents gave/ sent to me because I knew one day they wouldn’t be around to send them anymore. That time came in 2020 when they both passed away a few weeks apart. I have a special box where I’ve kept their cards with their hand written messages and it comforts me. Note I would only give special occasion cards to my parents and when they passed I found a box filled with my cards they kept since I was just a tot (including the crayon cards) ❤ matter of perspective I guess. Love the show and love you both!

[@jamiestanley9234]

I am a card keeper! And I put a lot of thought into giving a card. I got a card from a good friend this year and while driving I had my son open it and read it to me and it was one of the sweetest things I had ever read. I was tearing up. Sometimes a kind or encouraging message does wonders

[@tr33mugger]

I've successfully replaced doom-scrolling with watching Ramsey Solutions videos. I wish I was actually friends with y'all because you two are my favorite

[@angelakyriacou]

Loved this episode, my husband bought me a real fendi watch, what a flex ha ha

[@akuawiafe9412]

Another UK listener

[@abfamily4075]

In Minneapolis the month of your birthday you used to be able to get 6 free tickets to a comedy show at Acme comedy club the month of your birthday which was so fun because you could choose your favorite comedian that month and invite up to 5 friends who get to go for free! I don't know if you can still do that but that was an AMAZING birthday deal!

[@bolani40]

You always have me laughing 😂 ❤

[@privateinfo1711]

In Chattanooga, you have to go to Provino's on your birthday!

[@susanwalgren3939]

Rachel, your outfit is beautiful! Nice improvement

[@davidcarney9183]

I could use some ideas for my 40th birthday in July

[@mariad3011]

@rachelcruze Happy Birthday and loooove your denim outfit! 👖Where is it all from?

[@vinnietaganekurukuru8519]

Watching from 🇫🇯

[@Kate-bi9dh]

Honestly, my husband is the major drain on the birthday budget. He wants BIG EXPENSIVE parties with open bar and large guest list. I just want to go do an activity (ex./ bowling) with a few close friends. I’ve convinced him to scale back to decade birthdays since yearly felt rather childish after a point

[@jazzstorie]

Birthday is Cinco de mayo so thanks for the good timing!

[@MoneyHabits1]

My 40th- 8 friends went to a beer fest and shopping in Chicago. My 50th- had a private dinner w the sane friends n hubbies that my hubby paid for. Worth every penny- yes we’re debt free even our house!

[@denisemckinney3973]

Our family is pretty budget friendly when it comes to birthday. Our Every Dollar budget meeting each month includes birthday money for whoever’s birthday falls in that month. My now adult kids understood how to have a celebration on a budget. Now that they are adults they love our birthday dinners filled with good conversation and laughter. Our son and his wife got married in our back yard (Covid) and it was a beautiful day and actually saved money. People may not understand, but I feel so good about not going into debt or over spending on celebrations of any kind. It is not how much money you spend, but the love and warmth of spending time with people you love to be with.

[@CJ2023Incognito]

16:58 Okay, the $5 hack is a great idea.

[@kidfresco493]

Weird that this episode comes out on my birthday! 🥹😀

[@MariahRamsey-ts3uz]

My birthday is one month from today I find this video conveniently timed

[@lindacondilli6494]

I will be your friend George!