Change your life - Dave Ramsey Rant

[@prosper7368]

Dave is the reason I went out and got a second job. Thank you Dave for all the good you do. God Bless.

[@Shwert890]

Same! I used to work only one job part time. Had no interest in college I usually fall asleep during lectures anyways. But now I work two jobs, I’ve been budgeting, and on top of that I stated my own extra car detailing business on the side for extra money. It’s truly been a blessing finding Dave and I’m so grateful to have been lucky to find him at the age of 21. I already know if I keep this up, when I’m 31 I’m gonna look back and thank the 21 version of me for the sacrifices that I’m making.

[@bervelyesteves6379]

Good for you just dont do it as a long term. Set good goals and save and catch up on your debt 💪

[@stephensmith1611]

I just went out and got a second job also! Stay in there

[@nessa7013]

Me too and now I have double my income

[@Mylegacy24]

I’m wondering how after a year how you are doing?

[@sinceremilkoftheword9754]

I love your rants, your anger and yelling inspires me in a way.

[@jacobs.9696]

I 2nd that! I cut up my discovering debt card and chasing money back cards. I am now on the cash / debit card only plan.

[@clicgear100]

Chocobo Sprite I had plastic surgery yesterday. Lol and I didn't even have a balance. I just thought wth do I need it for.

[@wheel-man5319]

They depress me. 'Cause I'm a failure.

[@jennifer94954]

SoulBaron 🤣me too

[@andreasavenuee]

These rants keep me going and they keep me out of Sephora 😂

[@Sawautha]

one year later, GIRL YOU SEEN THAT SEPHORA VISA CARD?!?! baiting weak people in

[@roxannegordon6162]

Sawautha: you go'ta be kidding me. Oh wait of course there is. They want all that interest the 'carry balance' people rack up. Another store I will never go inside again is Ulta. The make up is so very much over priced. the salesgirls have a LOT of makeup on their faces, and some look really nice BUT....I'm not paying $24. for a tube of lipstick. I don't care how pretty a color it is. yikes!!!

[@estrellalapute83]

andreasavenue 2020 and these rants are keeping me away from being stupid 🤣 I saved up 22000 for a crv but I don’t want to let the cash go. I’m like next year since my 99 Honda Accord is still going strong.

[@peytonbumgarner7277]

Ever heard of Mary Kay??

[@annakolpakova8108]

On yeah makeup addiction is very real. Thanks god I get bored of anything, so I almost quit buying. Now I have a gigantic pile of cosmetics For the rest of my life and which I will probably never use as it have expiration dates

[@Stankyleg11six]

I graduated last spring from high school. I am the only one of my friends who didn't go to college last fall. I don't understand much. But I Know debt is dumb. I am not going into debt for school. I will succeed. I will change my family tree. I am gonna be weird. Please keep me in your prayers :) Gods got me.

[@james64468]

Stankyleg11six Are you working? I just curious.

[@Stankyleg11six]

james64468 Yes I am! I am a assistant manager at a retail store. I have been promoted from a sales associate to shift manager to ASM. God has really blessed me with this job. I am full time roughly 35 hours a week. Hopefully I am going to be starting college classes online from home in the fall. I have Co workers who are living with grandparents and relatives trying to pay off thousands and thousands of dollars in student loans. I think God has me here (for now) Showing me the right path to go down. I've Learned The True Meaning Of Saving And Meeting goals. I have a reliable car and I am looking to the future! This debt free life style is working out great!

[@james64468]

Stankyleg11six Awesome I am glad.

[@ness0388]

Stankyleg11six you are awesome! I wish you all the best and you'll be in my prayers. Your attitude is right and so is your effort. That's the winning equation.

[@TheChromelover]

You have a great attitude. May I give you a friendly suggestion? Please learn some industrial skill like - plumbing, carpentry, welding etc. I am sure you will make a more than decent amount of money, stay out of debt and lead a productive life. My best wishes.

[@JasonHurley]

I really wish everyone would watch this. It's a perfect example of why I love Dave's show so much. He's passionate and such a great motivator. He gives fantastic advice. He makes finances exciting. Love it!

[@jenniferrawson1679]

Jason Hurley I watch this every morning as motivation since I started the baby steps since May

[@TWDxKILL3R]

I got out of the military when I was 23, and began looking for my career in law enforcement as a police officer ...from 23, all the way to 31 I was told no no no no no eehhhh no.... nope, nope, nope, no no no no and after doing DOZENS of written and physically agility tests I FINALLY got hired at a big department making GOOD money..... now I’m saving for retirement along with building my retirement with my employer.....so I have two different retirement accounts.... I don’t and will never have a car payment, I will never buy a 72 inch TV, I will never live in a house thats over $1,100 a month.....I’m trying to make up for the 8 years I was struggling.....

[@ineedhoez]

72 inch tvs aren't that expensive now a days. You can chose not to but one but I would count it as being excessive.

[@MinimalisticLifestyle333]

“I really don’t exist for my critics” savage -I love it !

[@Ardiane1]

I don't know how to thank you Dave. Though I live in Italy I'm following your teachings and the Bible teachings. Now we have 1 paid for home and one rental property (for which I insisted to pay cash) and we're living below our income and we're working on paying a stupid little debt we made before, but we're going gazelle intensity even if it is little, so we go back to baby step 2 asap. You made us change our attitude and behaviour, thank you so much.

[@ashlieghpeeler2916]

Last year I was a senior in high school and got accepted to so many good colleges, one of which was my first choice, Spelman College. I found out Spelman was $40,000 since I wasn't going to get Financial Aid, so I ended up staying in my city and going to a local school paying off college monthly. All my friends and family think I'm stupid because the school I go to isn't a big name but Spelman is.

[@ness0388]

Brandon Dreher Spellman is a prestigious liberal arts women's HBCU. No offense but there's probably a reason you haven't heard of it. While where you went is not an indicator of success, saying no one has heard of Spellman is a tad ignorant. It is a top school nationwide and is #1 in Historically Black Colleges and Universities...in case you didn't know what HBCU meant. But Ashliegh, you know the world we live in. I hope Brandon is representative of the majority (because that's missing some major history), but he might be. Remember that a lot of the world has the option to be clueless about big blatant pieces of our history. I think there are pros and cons to going to HBCUs. This is one.

[@lared0tx]

missing history because you don't know the college?? do you know all the colleges. he is right though most people haven't heard about it. but what he is saying is that sometimes that doesn't matter. they want to know what you studied and what else you are bringing to the table. the only time a college name helps is if the boss went there.

[@ness0388]

lared0tx I'm familiar with a lot of schools and if you tell me the name of a major historical college, yeah I will likely know it. And if it's related to black history in America, yes I will because I don't think black history is an elective. Yes, not knowing Spellman is missing a piece of history. But again, lots of the US is in that boat and doesn't know major historical events. And if you read my first comment you'll see I agree that employers usually don't care where you went if the experience and the degree are legit.

[@ness0388]

lared0tx and I agree that it really only matters if there if some kind of networking advantage. Such as the boss went there.

[@ness0388]

I'm not arguing that point. I'm just pointing out that it's ironic that you don't know the school. It's not an unknown school. You just don't know it, largely because a lot of people in this country don't know black history. I'm making a separate point--because I feel like it.. An employer may or may not know your school. For the most part they won't be looking at the school at all. They won't look and say oooh I don't know that school. The will only care about your degree and resume. I'm agreeing with you--not sure how you're missing that--I'm pointing out that you don't know the school for a totally different reason.

[@Westfam12]

I rewatch these videos before I make large debt payments. It makes me feel better!

[@dealafi9538]

Dave is always an inspiration to me, every time I slack off on my budget I come here and re-watch his KZbin videos. Thank you Dave for your ministry and May the Lord continue to use you to reach out to those people who want to change to lives for the better.

[@lanina6462]

I'm done with stupidity, I'm changing!!! Love iT!!!

[@cclose14111]

Bankers hate this message.

[@Jemgirly]

I'm a banker and I approve Dave's rant! 😎

[@ankurkumar7835]

Its the year 2024 and the content still holds value!

[@tobymofield6597]

I watch this sometimes, while i'm in my garage on Saturday mornings waxing one of my four (Paid For*) vehicles. Then sometimes i reach back and and lay my billfold on the workbench because it seems heavy and pulls my short's. Reason being because my billfold is full of money.

[@m00nboi]

I love Dave's rants

[@davidwilliama.7296]

"...and if you don't like it, you can kiss my ankle." That was so hilarious. But seriously, this was very motivating. Dave Ramsey is awesome!

[@Iamdanackc]

“And if you don’t like it you can kiss my ankle” 😂😂 I love Dave & his rants!

[@markwhittaker6866]

🤣🤣🤣🤣🤣🤣

[@Celti_]

Dave I’ve made so many stupid decisions out of ignorance from learnt behaviour. You are the catalyst that will change my family tree. An angel you are

[@percyastronautstatus.8780]

i love dave but sometimes i be thinkn he be on the verge of sayin a curse word....love it..!! his rants !!

[@markwhittaker6866]

🤣🤣🤣🤣🤣

[@randomvideos_658]

"Stupidity has a gravitational pull, it will hold you in orbit" Stop Dave you're killing me😂

[@checkfoldcallraise]

"You work like a bananimal!" 🤣🤣🤣

[@estrellalapute83]

Cynthia Abreu so true that’s me with my men choice 🤣 playing wife to a bf and I co-sign a yeeyee truck now I’m stuck with 18000 debt after the break up.

[@betitos11]

I want that quote on a T-shirt 😂🤣

[@randomvideos_658]

@@checkfoldcallraise lol!

[@randomvideos_658]

@@estrellalapute83 😂hopefully you're free of that a year later lol

[@1234kingconan]

Yeah pretty much all my friends have poked fun at what I'm doing. But they have no idea where their money is going, they have no plan.

[@EROBLOX2014]

1234kingconan F**k them!! Then when you're rich they will hate on you.

[@joeehrmantraut4297]

Keep goin bruh!

[@levertis1987]

Joe Ehrmantraut good job man. U should also look into investing yourself it's actually pretty easy and fun when u learn true talk

[@Muaythaifighter1000]

They laugh cause I'm 24 years old driving a 10,000 car and only wear sweatpants and cheap shirts. I laugh cause I'm not in debt, making 63k a year with 15k in my bank account, 25k in my 401k and 5k in stock investments. 😚

[@jaimegonzalez7926]

1234kingconan l

[@SOSIDITTYBABY]

I listen to him every morning on my way to work I let his KZbin videos play out of the car speakers it’s great motivation he has changed my life

[@cutenobi]

These rants are never outdated.

[@mesube22]

One of my favorite rants. I did this back around 2015 and nailed it. I still don't have a lot of money. (BUT)I have no debt and able to pay my bills with ease. (NOW) It's building time. I'm considered nuts in my circle. "SWEET" ☺

[@Elizabeth-yg2mg]

You little nutcake.

[@markwhittaker6866]

FANTASTIC! You are clearly on the right track. Keep on keeping on. Stay blessed.

[@azumieikichi]

i was supposed to order pizza for dinner, after I heard this rant by dave. I went and cooked up some rice and beans

[@jasonjamaican]

I listen to Dave every morning to get motivated

[@Myzteryman818]

I wish i discovered mr.Ramsey 6 years ago. Thankfully i found him and im now changing my life.

[@DanielB__]

Dave, you should make Bananamal T-Shirts! That would be very funnny!! Thanks for the rant.

[@jacoballiston7574]

Wow, I needed this. I've been a long-time viewer and I have fallen off the wagon a bit. It's time to get back up and brush my self off and change my family tree!

[@jhonnymaaarch]

Dave, God bless you. I am exceptionally blessed to hear this...OMG!

[@NoCompM2]

I love these old Dave Ramsey videos. Just the pep talk I needed to be reminded of

[@alvarorangel5513]

Dave, I want to thank you for all you do. Sometimes when I feel down I come here to watch your videos to give me a pep talk.

[@YAEteddy]

Mr. Ramsey, I love you and I needed this video more than ever right now. Please don't have a heart attack or an aneurysm from one of these rants. I want to be able to do my debt-free scream in person or through the phone. I will comment back in 24 months. Thanks for everything.

[@hines862009]

"I don't exist for my critics" #bossmodeactivated kiss my ankle ha ha ha!

[@AbidingHopeMentalHealthCoach]

hines862009 Yeah, that “Kiss my ankle” one made me chuckle too.

[@sebabrown775]

Of all the inspirational material that I've listened to courtesy of "The Dave Ramsey Show", this monologue is simply "The Best!"

[@juliesatterfield7004]

Seba Brown also listen to his "You Control You" rant. It's so good...

[@AslansMane88]

I totally disagree, Dave! There IS a pill you can take to get out of debt - Payitol! Over-the-counter only.

[@GalbertKun]

I need to OD on that

[@agk1511990]

hahahah. hilarious

[@mystupidfacebook]

How much is it... Do i need a loan to buy it? Lol

[@revgordon91]

Lol!

[@Jemgirly]

😂😂😂😂😎 you're a genius 😂😂😂😂😂

[@dontaefernandez]

Love how he still keeps these passionate rants till this day!

[@greendayfan123123]

You can kiss my ankle 👌🏻😂😂

[@israeltindal5845]

Austin Swiger I nearly died laughing when I heard that ish 😂😂😂😂

[@jennifer94954]

Thank you Lord for Dave Ramsey 🙌🏽

[@guyheavengym]

YOU are responsible for your own financial wellness! Everyone around me blames everyone but themselves for their money problems. It’s so hard to keep a straight face while being told everyone else put them in debt.

[@crispappletart]

My broke friends are definitely making fun of us for doing this. They can't even begin to fathom why we are so gazelle intense. It's like somewhere in the back of their minds they grasp that being debt free is undoubtedly a good thing, yet they can't (or don't want to) imagine living that way. Even after I try to explain to them the relief and peace of mind I feel now, I see their eyes glaze over, because they are completely uninterested. Well, I guess she who laughs last laughs loudest.

[@fpl_bailey]

exactly, later in life you won't be the one driving the buick mercury (typical car of elderly retire people)

[@crispappletart]

Haha, amen to that!

[@crispappletart]

Thanks for the support, Sheryl! We are still going strong. And right back at ya!

[@roxannegordon6162]

They don't think they can do it, crispsppletart. They think it's a gimmick of some kind like so many 'get rich quick' schemes are. But this isn't a scene. It's a lifestyle that we haven't been taught or talked about in my family. I came from the exact home Dave talks about; "Little man can't get ahead".....heard it all my life. No one expected me or my 3 siblings to be successful in anything. We were the 'just get by' family. No home owners. I own my home. I bought a house. Who knew??? I changed my family tree.... :-)

[@ineedhoez]

@@roxannegordon6162 congrats. Do they call you elitist now bc you want to do and be better?

[@felipesoto2010]

The man has influenced my life like no one else ever has. Thanks to him im debt free. God bless Dave Ramsey.

[@planetpesci4800]

Late to watching this but it is so spot on this man knows what's going on.

[@squeakycleanerspaintermira6805]

Im debt free thanks to this video!!! Dave I love you you changed my family tree!!

[@codycabot2870]

Another great video. Focus on what you can control! Like a diet, your finances won't dramatically change in a day or a week. Commit, change your habits, and do the right thing on a daily basis. Rock on Dave!

[@janetnewbill291]

Exactly right Dave Ramsey!! Love it.. Thanks

[@JonathanRochez]

The best Dave Ramsey rant I've heard

[@Cw81Deut6n4]

Financial Peace is even more relevant in a pandemic. Thankful I finally matured up, and started listening to Dave. We are going to crush baby step 2 and I never thought we'd see the day. Getting to baby step three will feel amazing and there will be a higher level of financial Peace and security.

[@charlottestovalll9760]

I had my "I've had it" moment this morning

[@kaylasunshine5407]

I am 33 and never had a cc or student loans. Once I'm out of this car loan I'm done with credit period

[@markwhittaker6866]

Well done.

[@meetmikee]

This is my favorite Ramsey video of all time!

[@medinalake6074]

Thank you, Dave! Your videos are helping me a lot. Working on becoming financially smarter and more mature.

[@michaelbrame4933]

Thanks 🙏🏾 for keeping me check Dave!!!! Love these RANTS!!!!!!!!!

[@switchbladeromance1466]

Dave you are my inspiration.I changed jobs last May 2017..now Im earning more I save £300 a month ($420) ..and ..I drive a 1k car..I laugh at others with new cars on fleece..first pay cheque I got..saved £300.. Having a cushion is awesome..if I want it..I save for it dam it..Im intentional about my job..Ive been No.1 2 months in a row for sales..I sell warranties in store..Im 4th top in our company because I am intentional..

[@Shah2370]

Best video I have seen in my life time..Dave Ramsey you are a legend and I am greatful to you for knocking us back to reality. God bless and may he reward you abunduntly.

[@VARun2CGS]

I have no debts. I am just watching this because I have exams going on and I was just done. I have went 8 days without 4+ hrs of sleep with back to back exams. In the last 48 hrs i had the toughest exams which have exhausted me and I have one imp exam tomorrow and this vid gave me the motivation.

[@hellenkipsang9876]

It's time to "live like NO ONE ELSE"

[@robertthompson4224]

I love the rants. 💯. Keep them coming

[@sophsutherland3993]

“If you don’t like it, you can kiss my ankle” lol 😂

[@JulieLerch5]

I love this! Dave Ramsey is the BEST! 🎯❤️💯

[@cardinep4213]

This rant is my morning coffee!! thanks Dave! I am going to go bananas on my student loans 😊

[@MrDJosh35]

I want a 2 second loop of "Bananamal"

[@00Noontide]

"The gravitational pull of stupid will hold you in that orbit" 🤣. Thank you Dave! God Bless🙏🏻

[@Stankyleg11six]

Update comment... working in sales at my first position. Making $40,000 a year at 24. Will promote in a year to higher position with the ability to make $50 to $80k a year in our location. I work with underprivileged youth in our community daily as well. I truly love this life. Not paying off student load debt years later that would hinder me from doing what I love. You could say...I’m better than I deserve 🤭❌🐨

[@marqusbrown9539]

Awesome man! Making more than the average grad.

[@ineedhoez]

Awesome!!!!

[@anitaknight3915]

I'm soooo glad and happy for you! I wondered how you're doing. You indeed are changing your family tree and doing better than many of your peers who attended college

[@Jo3y3oy88]

You can kiss my ankle 😂😂😂 has some of the funniest quotes Dave you legend 😌

[@jack-ss1ig]

Dave your alright you let us all know how foolish our thinking been by being in debt I will be free of it thanks to your program I appreciate you thank you very much .

[@jrlopezb]

Life changing podcast........thank you Ramsey.

[@alexfinn7989]

Breaking away from the gravitational pull of stupidity is an amazing analogy.

[@dustinponce2033]

I love when dave says, am not gonna live like the rest of these idiots that are around me 😂😂😂😂 killing me bro 😅😅😅

[@tylermcgill2733]

This man said “kiss my ankle “ 😂😂😂😂 I’m using that one!

[@carlosgarcia-jz3dq]

it's a simple matter of buying intangibles vs tangibles, Next tiime you work to buy something, start saving to purchase your freedom, and you are not cheap.

[@polkmusic]

This was so great. You have to get crazy and say I've had enough. I am on the path right now. I'm done with credit cards.

[@mtbiker4life918]

I gave up on women and trying to impress people because of Dave. I make 3 side hustles work, and I tell family and friends I can't make functions because I'm working. Every penny goes to debt and I should be debt free next year. I had enough of what society tells me how to live. I pray alot, have accountability partners from my church, and eat homemade soup ( spend $40 weekly on food at most). I've saved 3 months emergency fund and no plans on stopping. I also joined a 24 hour gym where I work out at 3am daily. My father asked " are you ok?". I said never better.

[@ImStuckInStockton]

3:59 is Dave's best piece of advice- work like a bananimal!!!!

[@edwardhale2412]

Get mad and attack the debt with a vengeance. Explosion and Boooooooooooooom!!!!!!!!!!!!!!!!

[@ernie5187]

Dave Ramsey Saved My Life & My Marriage!!!!!

[@ozarka1110]

this was hilarious but very motivating at the same time 😂

[@markwhittaker6866]

I agree.

[@galupproperties3098]

Thanks to Dave I’m paying off my first house this summer. I’m 27.

[@GT95_302]

I had his mindset during and after high school. Never had credit cards, no car payments. Yet I had no idea who Dave Ramsey was. Just started listening to him within the last few years when I changed my money habits to start attracting women. BAD IDEA. I now have a 5 digit debt and realized my old ways were indeed rational.

[@ineedhoez]

Whoa.

[@RhettaNoble]

You can "Kiss my ankle" Ahhhhhaaha

[@BigHayes7771]

I had this exact moment 6 months ago and I'm almost ready to open my own business

[@Drfresh1402]

“Stupidity has a gravitational pull...It will hold you in its orbit...” That is a strong point.

[@jeanettesouthon7749]

it is also described as a 'broken heart and a contrite spirit' crying out with all your might because of the sins that bind you. And in that anguish (and screaming "I've had it! No More!") a new creature begins to emerge. A creature born of Christ. He promises us "And because thou hast seen thy weakness thou shalt be made strong" Ether 12:37. Continuing..."And if men come unto me I will show unto them their weakness. I give unto men weakness that they may be humble; and my grace is sufficient for all men that humble themselves before me; for if they humble themselves before me, and have faith in me, then will I make weak things become strong unto them". Ether 12:27

[@HopeVenetta]

Did he say "kiss my ankle?" I just passed out from laughter. LOL

[@markwhittaker6866]

😂😂😂😂😂

[@ir10031981]

winning is 4 parts behavior, 1 part knowledge, the pain of the crap you're in should therefore be an impetus/driving force to change your situation.

[@ajrg91]

Whenever Dave says "you're broke", it makes me more hardcore in saving my money and I don't even have any debt.

[@ew0054]

thank you so much for the inspiration!

[@IamConstancemoseley]

Your videos are so inspiration and I've made up my mind to change my life! Thank you

[@alfiemarie]

my favorite rant ever!!!

[@ThoroughbredDiva]

i freakin' love you Dave! 👏🏾👏🏾👏🏾

[@cam4short]

Dave, You've forever changed my life. Let's clean this mess up.

[@es429]

I needed this today

[@pigeonmaster1802]

Thanks for the videos very helpful I'm a new fan.

[@MarkandLoriralston]

You rock!!!! Thanks for the motivation and telling it as it is!!!!

[@dougackerman4182]

Love your channel Dave

[@kaizenborntowin]

Thank you!

[@theblacksmithshammer]

I love the liberation on this video.

[@thecarrots5]

Need someone to yell at me so i don't fall asleep at work after a late night. Can always count on dave.

[@rustymu87]

2021 Still watching this one! Thank You so much Dave ❤️

[@busymama2402]

Love these rants! Thx Dave!!! 🙂