Chase vs Capital One - Which is Best? (2025)

Рет қаралды 8,074

Күн бұрын

Пікірлер: 29

@KevinYang Ай бұрын

❗Since the filming of this video, the Capital One Savor One is now the Capital One Savor Card (I know, confusing)! Although the card seems pretty much the same, there is a higher welcome bonus. Learn more at kevinyang.info/savor-cash

@Kgt112 Ай бұрын

Why not both? I’m currently using the C1VX and CSP, plus I also have the Saver One and Chase Freedom Unlimited.

@KevinYang Ай бұрын

Definitely can have both! I also have the VX and CSP together

@Cryptid71 Ай бұрын

Because let's be honest the vast majority of people especially in America are not financially stable enough nor responsible enough with one credit card let alone multiple especially ones with high annual fees maybe two or three percent of credit card users would be responsible enough to handle all that so it would be irresponsible of him to recommend that to the everyday person

@Kgt112 Ай бұрын

@@Cryptid71 While it’s true that many people may struggle with financial responsibility, I believe that with proper budgeting and discipline, managing multiple cards can be advantageous for some. Having different cards, like the VX and CSP, allows for maximizing rewards in various spending categories. Of course, this approach isn’t for everyone, but for those who are financially responsible and informed, it can be a smart strategy.

@Kgt112 Ай бұрын

@newagain9964 Ай бұрын

Cap1 is mediocre. VX barely worth keeping.

@Onso.1387 Ай бұрын

That is very well explained; you nailed it. The way you talk and explain each point is so clear, and I appreciate it. New follower 🎉

@KevinYang Ай бұрын

Thanks for watching!

@DC_Consulting_DC Ай бұрын

Tonight my wife was approved for the Savor, to make a duo with her VX. I have the Chase SP. She has the Flex. We each have an Amex Plat and BBP.

@KevinYang Ай бұрын

Sounds like an awesome setup for both of you! What's the next card in mind?

@diegovaldez7419 3 күн бұрын

If im someone who already has the unlimited and flex but wants the premium features, should I get the VX or just the same ole SP as my next cc?

@KevinYang 3 күн бұрын

Depends which features you want! For example, if you want the lounges, I'd check what lounges exist at your regular airports first. Typically I see people go either the VX, CSR, or Amex Plat

@ericmonroe8787 Ай бұрын

Is there any way to get a lower spend SUB on chase sapphire cards? Id like to get the preferred but i dont spend enough in the timeframe to get the bonus.

@newagain9964 Ай бұрын

@KevinYang Ай бұрын

Yeah rarely do I see lower SUBs for these kinds of cards... But there are ways to try and frontload more spend, like stocking up on things, paying for the group and getting transferred back, pre-paying anything that you can, etc

@Lancun 12 күн бұрын

Pay a month rent with your card if you rent an apartment. You'll see a 3% penalty fee for using a card, but it will more than be made up for from your sign-up bonus.

@KevinYang 11 күн бұрын

@@Lancun Yup! Guess that's yet another last resort kind of way!

@markwong7922 Ай бұрын

Hi Kevin like your videos. Question. I was looking to maybe transfer points from capital one to a star alliance partner that I could use the points to upgrade an existing United flight I had oversea to business class. When I talked to United about doing this the person said because the flight I wanted to upgrade was a United flight I couldn’t upgrade through them. They said I had to call the partner airline and see if they could upgrade me on that flight was only way. Is that true?

@KevinYang Ай бұрын

It sounds true. Typically the best use of points is not for upgrading flights, but to book the flights in the first place. Also it's usually the case that if you're upgrading a certain airline's flights, you'd want that airline's points, in this case, United. That said, if you'd rather re-book on a different ticket, typically cancelling flights booked with points can be done with a relatively low cost

@markwong7922 Ай бұрын

Thanks for the feedback. My company had bought the original ticket and I was just looking to maybe upgrade to a higher class to be more comfortable.